White Lighthouse Investment Management Inc.

In its 13F for Q4 2024 (holdings as of December 31, 2024, filed February 4, 2025), White Lighthouse Investment Management Inc. reported 133 stock positions worth $569.2 million. Its top holding was Vanguard Mrngstar GR ETF-Sui (VUG) at 16.9% of the portfolio, followed by Vanguard High DVD Yield ETF (VYM, 9.8%) and Vanguard Total Intl Stock (VXUS, 5.8%). Compared with Q3 2024, it opened 7 new positions, sold out of 5, added to 53 and reduced 51. The biggest buy was iShares 0-1 Year Treasury Bo (SHV, shares +24%) and the biggest sale Vanguard Health Care ETF (VHT, shares −1%).

Most Recent 13F
Q2 2026
Location
BEDFORD, MA
CIK
0001727593
Portfolio Value
$569.2M (Q4 2024)
SEC Filing
0001085146-25-000747 ↗ filed Feb 4, 2025

Holdings Value

0$200.0M$400.0M$600.0M$800.0M$1.0B Q1 2024: $492.3M Q1 2024 Q2 2024: $518.3M Q2 2024 Q3 2024: $557.4M Q3 2024 Q4 2024: $569.2M $569.2M Q4 2024 Q1 2025: $560.0M Q1 2025 Q2 2025: $614.8M Q2 2025 Q3 2025: $656.0M Q3 2025 Q4 2025: $716.4M Q4 2025 Q1 2026: $720.8M Q1 2026 Q2 2026: $802.3M Q2 2026

Holdings 133 stocks · $569.2M
VUG Vanguard Mrngstar GR ETF-Sui 16.92% 234,583 $96.3M Reduce -0.3%
VYM Vanguard High DVD Yield ETF 9.75% 434,967 $55.5M Add +1.1%
VXUS Vanguard Total Intl Stock 5.85% 564,690 $33.3M Add +5.5%
SHV iShares 0-1 Year Treasury Bo 4.93% 254,595 $28.0M Add +23.7%
VCSH Vanguard S/T Corp. Bond ETF 4.37% 318,884 $24.9M Add +0.6%
VGT Vanguard Info Tech ETF 4.03% 36,909 $23.0M Reduce -1.9%
BND Vanguard Total Bond Market 3.56% 281,913 $20.3M Add +10.6%
VTV Vanguard Mrngstr Val ETF-Aui 3.11% 104,438 $17.7M Add +3.4%
VCIT Vanguard Int-Term Corporate 2.96% 209,905 $16.8M Add +4.4%
IXUS iShares Core Intl Stock ETF 2.28% 196,108 $13.0M Add +2.6%
IAU iShares Gold Trust 2.15% 247,594 $12.3M Reduce -2.4%
VIG Vanguard Dividend Apprec ETF 1.84% 53,593 $10.5M Reduce -4.7%
IWF iShares Russell 1000 Growth 1.77% 25,084 $10.1M Reduce -4.5%
BSV Vanguard Short-Term Bond ETF 1.62% 119,626 $9.2M Add +4.2%
VOO Vanguard S&P 500 ETF 1.56% 16,504 $8.9M Reduce -1.3%
DVY iShares Select Dividend ETF 1.53% 66,445 $8.7M Reduce -3.5%
IGM iShares Expanded Tech Sector 1.41% 78,815 $8.0M Reduce -0.1%
AAPL Apple Inc. 1.38% 31,321 $7.8M Add +2.8%
VHT Vanguard Health Care ETF 1.23% 27,680 $7.0M Reduce -0.6%
VBR Vngrd Mrngst SL-CP Val ETF-U 1.15% 33,009 $6.5M Add +2.3%
VCLT Vanguard Long-Term Corp. Bond 1.11% 84,293 $6.3M Add +1.4%
VB Vanguard Most SM-Cap ETF-Usd 1.06% 25,057 $6.0M Add +0.7%
VTIP Vanguard Short-Term Tips 0.97% 114,503 $5.5M Add +10.2%
VNQ Vanguard Real Estate ETF 0.89% 56,995 $5.1M Add +4.5%
QQQ Invesco QQQ Trust Series 1 0.87% 9,692 $5.0M Reduce -4.5%
VSGX Vanguard ESG Intl Stock ETF 0.82% 82,319 $4.7M Add +4.5%
VO Vngrd Mrngstr MD-Cap ETF-Usd 0.78% 16,913 $4.5M Add +3.1%
VGSH Vanguard Short-Term Treasury 0.76% 74,065 $4.3M Add +10.7%
ESGV Vanguard ESG US Stock ETF 0.75% 40,479 $4.2M Reduce -0.4%
IUSB Ishr CR Unvrse Usd BD ETF-Ui 0.73% 92,120 $4.2M Add +1.8%
BIV Vanguard Intermediate-Term B 0.68% 52,053 $3.9M Add +6.7%
AMZN Amazon.com Inc. 0.63% 16,255 $3.6M Reduce -6.2%
SCHD Schwab US DVD Equity ETF 0.63% 130,267 $3.6M Add +1.7%
VOT Vngrd Mrngstr MC GRW ETF-Usd 0.56% 12,461 $3.2M Add +4.8%
VOE Vngrd Mrngstr MD-Cap Val ETF 0.55% 19,236 $3.1M Add +1.8%
VTI VG Morningstar TS MKT ETF-US 0.53% 10,476 $3.0M Reduce -2.9%
MUB iShares National Muni Bond E 0.51% 27,140 $2.9M Add +4.5%
MSFT Microsoft Corp. 0.46% 6,257 $2.6M Reduce -0.2%
VWO Vanguard Ftse Emerging Marke 0.43% 55,126 $2.4M Reduce -2.2%
SCHP Schwab U.S. Tips ETF 0.42% 91,749 $2.4M Add +8.6%
SPY SS SPDR S&P 500 ETF Trust-US 0.41% 3,949 $2.3M Reduce -0.8%
ESGU iShares ESG Aware MSCI USA 0.39% 17,029 $2.2M Add +1.4%
GOOGL Alphabet Inc. Class A 0.32% 9,720 $1.8M Add +2.5%
WMT Walmart Inc. 0.32% 20,292 $1.8M Add +0.3%
IJT iShares S&P Small-Cap 600 GR 0.32% 13,512 $1.8M Reduce -0.6%
VCR Vanguard Consumer Discre ETF 0.32% 4,812 $1.8M Add +1.9%
BLV Vanguard Long-Term Bond ETF 0.32% 26,326 $1.8M Reduce -1.0%
VTEB Vanguard Tax-Exempt Bond ETF 0.32% 35,801 $1.8M Add +1.4%
GLD SPDR Gold Shares 0.30% 7,079 $1.7M Reduce -0.7%
IXJ iShares Global Healthcare Et 0.30% 19,883 $1.7M Reduce -1.8%
DSI iShares ESG MSCI KLD 400 ETF 0.29% 14,944 $1.6M Reduce -1.2%
IUSG iShares Core S&P U.S. Growth 0.29% 11,746 $1.6M Reduce -5.3%
IBB iShares Biotechnology ETF 0.28% 12,139 $1.6M Reduce -3.0%
VOX Vanguard Communication Servi 0.28% 10,315 $1.6M Add +0.7%
BRK.B Berkshire Hathaway Inc. Class B 0.27% 3,410 $1.5M No change
ESGD iShares Trust iShares ESG Aw 0.27% 19,954 $1.5M Add +2.6%
PM Philip Morris International 0.25% 11,999 $1.4M No change
MAR Marriott International Class A 0.23% 4,735 $1.3M New
SUB iShares Short-Term National 0.23% 12,500 $1.3M No change
VEA Vanguard Ftse Developed ETF 0.23% 26,912 $1.3M Reduce -5.9%
IVV iShares Core S&P 500 ETF 0.23% 2,179 $1.3M Add +2.2%
UNH Unitedhealth Group Inc. 0.22% 2,518 $1.3M Reduce -4.3%
ICF iShares Select U.S. REIT ETF 0.22% 20,704 $1.2M Reduce -4.3%
VEU Vanguard Ftse All-World Ex-U 0.21% 21,274 $1.2M Reduce -1.4%
JNJ Johnson & Johnson 0.21% 8,429 $1.2M Add +1.2%
SGOL Abrdn Physical Gold Shares 0.17% 39,246 $983K Reduce -3.2%
IGSB iShares 1-5Y Inv Grade Corp. 0.17% 18,820 $973K Add +4.4%
CAT Caterpillar Inc. 0.16% 2,551 $925K Reduce -0.8%
AMGN Amgen Inc. 0.15% 3,333 $869K Add +0.0%
BTI British American Tob-SP ADR 0.15% 23,852 $866K No change
SO The Southern Co. 0.15% 10,229 $842K No change
VGK Vanguard Ftse Europe ETF 0.14% 12,250 $778K Reduce -4.3%
VPU Vanguard Utilities ETF 0.13% 4,638 $758K Add +7.1%
IJR iShares Core S&P Small-Cap E 0.13% 6,540 $754K Reduce -3.6%
VWOB Vanguard Emerg MKTS Gov BND 0.13% 11,882 $750K Add +0.3%
PG The Procter & Gamble Co. 0.12% 4,051 $679K No change
JNK SS SPDR BB High Yield Bond 0.11% 6,747 $644K Add +2.1%
MGK Vngrd Mrgstr MG CP GR ETF-Ui 0.11% 1,861 $639K Reduce -33.5%
VCEB Vanguard ESG US Corp. Bond 0.11% 10,116 $627K Add +217.9%
ESGE iShares Inc. iShares ESG Awar 0.11% 18,685 $624K Reduce -8.3%
EW Edwards Lifesciences Corp. 0.11% 8,142 $603K No change
QUAL iShares MSCI USA Quality Fac 0.10% 3,352 $597K Reduce -0.8%
TSLA Tesla Inc. 0.10% 1,416 $572K New
VFH Vanguard Financials ETF 0.10% 4,813 $568K Add +16.8%
MRK Merck & Co. Inc. 0.10% 5,641 $561K Add +25.9%
AVGO Broadcom Inc. 0.10% 2,361 $547K Add +2.6%
EMB iShares JP Morgan Usd Emergi 0.09% 6,034 $537K Reduce -10.9%
VV Vngrd Mrgstr LRG-Cap ETF-Usd 0.09% 1,955 $527K Reduce -5.0%
AFRM Affirm Holdings Inc. 0.09% 8,439 $514K Reduce -18.0%
NUSC Nuveen ESG Small-Cap ETF 0.09% 11,992 $502K Reduce -0.7%
MO Altria Group Inc. 0.09% 9,468 $495K No change
XLK SS Technology Select Sector 0.09% 2,119 $493K Reduce -8.6%
GOOG Alphabet Inc. Class C 0.09% 2,566 $489K No change
MTUM iShares MSCI USA Momentum Fa 0.08% 2,151 $445K Reduce -10.2%
GDX Vaneck Gold Miners ETF 0.08% 12,918 $438K Reduce -0.2%
JPM JPMorgan Chase & Co. 0.08% 1,822 $437K Add +1.5%
IWP iShares Russell Mid-Cap Grow 0.07% 3,365 $427K No change
VPL Vanguard Ftse Pacific ETF 0.07% 5,869 $417K No change
NLY Annaly Capital Management Inc. 0.07% 22,447 $411K Add +0.1%
SCHG Schwab US Large-Cap Growth 0.07% 14,655 $408K Add +0.5%
NULG Nuveen ESG LRG-Cap GRW ETF 0.07% 4,595 $394K Reduce -5.6%
CSCO Cisco Systems Inc. 0.07% 6,472 $383K Add +1.1%
BIL SS SPDR BB 1-3M T-Bill ETF 0.06% 4,020 $368K Add +3.0%
SUSA iShares ESG Optimized MSCI U 0.06% 3,012 $366K Reduce -4.5%
SOXX iShares Semiconductor ETF 0.06% 1,675 $361K Reduce -0.7%
PEP Pepsico Inc. 0.06% 2,353 $358K Add +0.8%
ICSH iShares Ultra Short Duration 0.06% 7,000 $353K No change
VONG Vanguard Russell 1000 Growth 0.06% 3,385 $350K Reduce -1.5%
NVDA Nvidia Corp. 0.06% 2,420 $325K New
XOM Exxon Mobil Corp. 0.06% 2,999 $323K No change
BNDX Vanguard Total Intl Bond ETF 0.06% 6,577 $323K Reduce -0.5%
HYG Ishr Ibx Usd Hiyld CB ETF-Ui 0.06% 4,073 $320K Add +36.7%
COST Costco Wholesale Corp. 0.05% 314 $288K No change
HON Honeywell International Inc. 0.05% 1,240 $280K No change
SPGI S&P Global Inc. 0.05% 555 $276K New
HD Home Depot Inc. 0.05% 699 $272K New
AGG iShares Core U.S. Aggregate 0.04% 2,546 $247K Reduce -20.7%
SCHF Schwab Intl Equity ETF 0.04% 13,267 $245K Reduce -2.2%
ANET Arista Networks Inc. 0.04% 2,200 $243K No change
LMT Lockheed Martin Corp. 0.04% 500 $243K No change
ASML ASML Holding NV-NY Reg SHS 0.04% 350 $243K No change
SPYG SS SPDR P S&P 500 Growth ETF 0.04% 2,739 $241K New
PANW Palo Alto Networks Inc. 0.04% 1,320 $240K No change
SCHC Schwab Intl Small-Cap Equity 0.04% 6,842 $235K Add +3.4%
ISRG Intuitive Surgical Inc. 0.04% 447 $233K No change
CVX Chevron Corp. 0.04% 1,604 $232K Add +5.9%
ICLN iShares Global Clean Energy 0.04% 20,325 $231K Reduce -21.8%
GSLC Goldman Activebeta US LC ETF 0.04% 1,992 $229K No change
MDT Medtronic PLC 0.04% 2,751 $220K Add +1.2%
AMP Ameriprise Financial Inc. 0.04% 400 $213K New
SCHO Schwab Short-Term US Treas 0.04% 8,670 $209K Reduce -15.6%
EFG iShares MSCI Eafe Growth ETF 0.04% 2,135 $207K Reduce -2.0%
MDLZ Mondelez International Inc. Class A 0.04% 3,428 $205K No change

Portfolio Sells Q3 2024 → Q4 2024
VHT Vanguard Health Care ETF Reduce -0.6% 1.23% −0.18
VIG Vanguard Dividend Apprec ETF Reduce -4.7% 1.84% −0.15
DVY iShares Select Dividend ETF Reduce -3.5% 1.53% −0.14
IAU iShares Gold Trust Reduce -2.4% 2.15% −0.11
VWO Vanguard Ftse Emerging Marke Reduce -2.2% 0.43% −0.06
IXJ iShares Global Healthcare Et Reduce -1.8% 0.30% −0.06
EFIV SS SPDR S&P 500 ESG ETF Sold out 0.00% −0.05
UNH Unitedhealth Group Inc. Reduce -4.3% 0.22% −0.05
XLV SS Health Care Select Sector Sold out 0.00% −0.05
MGK Vngrd Mrgstr MG CP GR ETF-Ui Reduce -33.5% 0.11% −0.05
IBB iShares Biotechnology ETF Reduce -3.0% 0.28% −0.05
VEA Vanguard Ftse Developed ETF Reduce -5.9% 0.23% −0.04
BLV Vanguard Long-Term Bond ETF Reduce -1.0% 0.32% −0.04
IEFA iShares Core MSCI Eafe ETF Sold out 0.00% −0.04
ICF iShares Select U.S. REIT ETF Reduce -4.3% 0.22% −0.04
VBK Van Morst SML-Cap Gro-Usd Inc. Sold out 0.00% −0.04
VEU Vanguard Ftse All-World Ex-U Reduce -1.4% 0.21% −0.03
ICLN iShares Global Clean Energy Reduce -21.8% 0.04% −0.03
VGK Vanguard Ftse Europe ETF Reduce -4.3% 0.14% −0.03
ESGE iShares Inc. iShares ESG Awar Reduce -8.3% 0.11% −0.02
VOO Vanguard S&P 500 ETF Reduce -1.3% 1.56% −0.02
MSFT Microsoft Corp. Reduce -0.2% 0.46% −0.02
EMB iShares JP Morgan Usd Emergi Reduce -10.9% 0.09% −0.02
IJT iShares S&P Small-Cap 600 GR Reduce -0.6% 0.32% −0.02
QQQ Invesco QQQ Trust Series 1 Reduce -4.5% 0.87% −0.02
CAT Caterpillar Inc. Reduce -0.8% 0.16% −0.02
GDX Vaneck Gold Miners ETF Reduce -0.2% 0.08% −0.02
AGG iShares Core U.S. Aggregate Reduce -20.7% 0.04% −0.01
VTI VG Morningstar TS MKT ETF-US Reduce -2.9% 0.53% −0.01
IJR iShares Core S&P Small-Cap E Reduce -3.6% 0.13% −0.01
GLD SPDR Gold Shares Reduce -0.7% 0.30% −0.01
MTUM iShares MSCI USA Momentum Fa Reduce -10.2% 0.08% −0.01
SGOL Abrdn Physical Gold Shares Reduce -3.2% 0.17% −0.01
SCHO Schwab Short-Term US Treas Reduce -15.6% 0.04% −0.01
XLK SS Technology Select Sector Reduce -8.6% 0.09% −0.01
SCHF Schwab Intl Equity ETF Reduce -2.2% 0.04% −0.01
SOXX iShares Semiconductor ETF Reduce -0.7% 0.06% −0.01
IUSG iShares Core S&P U.S. Growth Reduce -5.3% 0.29% −0.01
DSI iShares ESG MSCI KLD 400 ETF Reduce -1.2% 0.29% −0.01
EFG iShares MSCI Eafe Growth ETF Reduce -2.0% 0.04% −0.01
NUSC Nuveen ESG Small-Cap ETF Reduce -0.7% 0.09% −0.00
VV Vngrd Mrgstr LRG-Cap ETF-Usd Reduce -5.0% 0.09% −0.00
AMARIN CORP PLC Sold out 0.00% −0.00
QUAL iShares MSCI USA Quality Fac Reduce -0.8% 0.10% −0.00
SUSA iShares ESG Optimized MSCI U Reduce -4.5% 0.06% −0.00
SPY SS SPDR S&P 500 ETF Trust-US Reduce -0.8% 0.41% −0.00
NULG Nuveen ESG LRG-Cap GRW ETF Reduce -5.6% 0.07% −0.00
BNDX Vanguard Total Intl Bond ETF Reduce -0.5% 0.06% −0.00
IWF iShares Russell 1000 Growth Reduce -4.5% 1.77% +0.00
VONG Vanguard Russell 1000 Growth Reduce -1.5% 0.06% +0.00

Portfolio Buys Q3 2024 → Q4 2024
SHV iShares 0-1 Year Treasury Bo Add +23.7% 4.93% +0.84
MAR Marriott International Class A New 0.23% +0.23
BND Vanguard Total Bond Market Add +10.6% 3.56% +0.13
AAPL Apple Inc. Add +2.8% 1.38% +0.10
TSLA Tesla Inc. New 0.10% +0.10
VCEB Vanguard ESG US Corp. Bond Add +217.9% 0.11% +0.07
NVDA Nvidia Corp. New 0.06% +0.06
VTIP Vanguard Short-Term Tips Add +10.2% 0.97% +0.05
SPGI S&P Global Inc. New 0.05% +0.05
VGSH Vanguard Short-Term Treasury Add +10.7% 0.76% +0.05
HD Home Depot Inc. New 0.05% +0.05
SPYG SS SPDR P S&P 500 Growth ETF New 0.04% +0.04
GOOGL Alphabet Inc. Class A Add +2.5% 0.32% +0.04
AMP Ameriprise Financial Inc. New 0.04% +0.04
VOT Vngrd Mrngstr MC GRW ETF-Usd Add +4.8% 0.56% +0.04
WMT Walmart Inc. Add +0.3% 0.32% +0.03
VCR Vanguard Consumer Discre ETF Add +1.9% 0.32% +0.03
AVGO Broadcom Inc. Add +2.6% 0.10% +0.03
VFH Vanguard Financials ETF Add +16.8% 0.10% +0.02
VOX Vanguard Communication Servi Add +0.7% 0.28% +0.01
HYG Ishr Ibx Usd Hiyld CB ETF-Ui Add +36.7% 0.06% +0.01
SCHP Schwab U.S. Tips ETF Add +8.6% 0.42% +0.01
JPM JPMorgan Chase & Co. Add +1.5% 0.08% +0.01
VO Vngrd Mrngstr MD-Cap ETF-Usd Add +3.1% 0.78% +0.01
MRK Merck & Co. Inc. Add +25.9% 0.10% +0.01
CSCO Cisco Systems Inc. Add +1.1% 0.07% +0.01
ESGU iShares ESG Aware MSCI USA Add +1.4% 0.39% +0.01
IVV iShares Core S&P 500 ETF Add +2.2% 0.23% +0.00
SCHG Schwab US Large-Cap Growth Add +0.5% 0.07% +0.00
BSV Vanguard Short-Term Bond ETF Add +4.2% 1.62% +0.00
MUB iShares National Muni Bond E Add +4.5% 0.51% +0.00
CVX Chevron Corp. Add +5.9% 0.04% +0.00
IGSB iShares 1-5Y Inv Grade Corp. Add +4.4% 0.17% +0.00
BIL SS SPDR BB 1-3M T-Bill ETF Add +3.0% 0.06% +0.00
VB Vanguard Most SM-Cap ETF-Usd Add +0.7% 1.06% −0.00
VPU Vanguard Utilities ETF Add +7.1% 0.13% −0.00
JNK SS SPDR BB High Yield Bond Add +2.1% 0.11% −0.00
BIV Vanguard Intermediate-Term B Add +6.7% 0.68% −0.00
SCHC Schwab Intl Small-Cap Equity Add +3.4% 0.04% −0.00
MDT Medtronic PLC Add +1.2% 0.04% −0.01
PEP Pepsico Inc. Add +0.8% 0.06% −0.01
VTEB Vanguard Tax-Exempt Bond ETF Add +1.4% 0.32% −0.01
NLY Annaly Capital Management Inc. Add +0.1% 0.07% −0.01
VWOB Vanguard Emerg MKTS Gov BND Add +0.3% 0.13% −0.01
VBR Vngrd Mrngst SL-CP Val ETF-U Add +2.3% 1.15% −0.01
VOE Vngrd Mrngstr MD-Cap Val ETF Add +1.8% 0.55% −0.02
SCHD Schwab US DVD Equity ETF Add +1.7% 0.63% −0.02
ESGD iShares Trust iShares ESG Aw Add +2.6% 0.27% −0.03
JNJ Johnson & Johnson Add +1.2% 0.21% −0.03
IUSB Ishr CR Unvrse Usd BD ETF-Ui Add +1.8% 0.73% −0.03

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 151$802.3MVUG, SHV, VXUS, VYM, VCSH
Q1 2026 145$720.8MVUG, SHV, VYM, VXUS, VCSH
Q4 2025 150$716.4MVUG, VYM, SHV, VXUS, VCSH
Q3 2025 139$656.0MVUG, VYM, VXUS, SHV, VCSH
Q2 2025 138$614.8MVUG, VYM, VXUS, SHV, VCSH
Q1 2025 133$560.0MVUG, VYM, VXUS, SHV, VCSH
Q4 2024 133$569.2MVUG, VYM, VXUS, SHV, VCSH
Q3 2024 131$557.4MVUG, VYM, VXUS, VCSH, SHV
Q2 2024 121$518.3MVUG, VYM, VXUS, VCSH, VGT
Q1 2024 120$492.3MVUG, VYM, VXUS, VCSH, VGT