White Lighthouse Investment Management Inc.
In its 13F for Q3 2025 (holdings as of September 30, 2025, filed November 13, 2025), White Lighthouse Investment Management Inc. reported 139 stock positions worth $656.0 million. Its top holding was Vanguard Mrngstar GR ETF-Sui (VUG) at 17.4% of the portfolio, followed by Vanguard High DVD Yield ETF (VYM, 9.9%) and Vanguard Total Intl Stock (VXUS, 6.5%). Compared with Q2 2025, it opened 4 new positions, sold out of 3, added to 50 and reduced 71. The biggest buy was iShares Expanded Tech Sector (IGM, shares +15%) and the biggest sale Vanguard Int-Term Corporate (VCIT, shares −5%).
- Most Recent 13F
- Q2 2026
- Location
- BEDFORD, MA
- CIK
- 0001727593
- Portfolio Value
- $656.0M (Q3 2025)
- SEC Filing
- 0001727593-25-000002 ↗ filed Nov 13, 2025
Holdings Value
Holdings 139 stocks · $656.0M
| VUG Vanguard Mrngstar GR ETF-Sui | 17.41% | 238,156 | $114.2M | Reduce -1.5% |
| VYM Vanguard High DVD Yield ETF | 9.95% | 462,928 | $65.2M | Add +1.5% |
| VXUS Vanguard Total Intl Stock | 6.47% | 578,112 | $42.5M | Add +2.5% |
| SHV iShares 0-1 Year Treasury Bo | 5.45% | 323,537 | $35.7M | Add +12.2% |
| VCSH Vanguard S/T Corp. Bond ETF | 4.30% | 352,944 | $28.2M | Add +9.9% |
| VGT Vanguard Info Tech ETF | 3.81% | 33,456 | $25.0M | Reduce -0.6% |
| BND Vanguard Total Bond Market | 3.59% | 316,780 | $23.6M | Add +2.6% |
| VTV Vanguard Mrngstr Val ETF-Aui | 3.58% | 125,770 | $23.5M | Add +5.1% |
| VCIT Vanguard Int-Term Corporate | 2.54% | 197,842 | $16.6M | Reduce -4.8% |
| IAU iShares Gold Trust | 2.39% | 215,646 | $15.7M | Add +2.9% |
| IXUS iShares Core Intl Stock ETF | 2.38% | 188,686 | $15.6M | Reduce -0.6% |
| IGM iShares Expanded Tech Sector | 1.97% | 102,735 | $12.9M | Add +15.5% |
| VIG Vanguard Dividend Apprec ETF | 1.68% | 51,029 | $11.0M | Reduce -1.6% |
| VOO Vanguard S&P 500 ETF | 1.65% | 17,683 | $10.8M | Add +3.3% |
| IWF iShares Russell 1000 Growth | 1.65% | 23,055 | $10.8M | Reduce -5.9% |
| DVY iShares Select Dividend ETF | 1.47% | 67,787 | $9.6M | Add +1.3% |
| BSV Vanguard Short-Term Bond ETF | 1.38% | 114,346 | $9.0M | Add +0.8% |
| VBR Vngrd Mrngst SL-CP Val ETF-U | 1.11% | 34,948 | $7.3M | Add +1.5% |
| VHT Vanguard Health Care ETF | 1.03% | 26,017 | $6.8M | Reduce -6.5% |
| VTIP Vanguard Short-Term Tips | 0.97% | 125,128 | $6.3M | Add +8.1% |
| AAPL Apple Inc. | 0.92% | 23,795 | $6.1M | Reduce -18.6% |
| VB Vanguard Most SM-Cap ETF-Usd | 0.92% | 23,761 | $6.0M | Reduce -2.9% |
| VNQ Vanguard Real Estate ETF | 0.85% | 61,244 | $5.6M | Reduce -7.7% |
| VCLT Vanguard Long-Term Corp. Bond | 0.82% | 69,580 | $5.4M | Reduce -11.4% |
| QQQ Invesco QQQ Trust Series 1 | 0.82% | 8,983 | $5.4M | Reduce -1.7% |
| VSGX Vanguard ESG Intl Stock ETF | 0.81% | 76,716 | $5.3M | Reduce -5.5% |
| ESGV Vanguard ESG US Stock ETF | 0.76% | 41,922 | $5.0M | Reduce -3.0% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 0.76% | 16,863 | $5.0M | Reduce -7.8% |
| VTI VG Morningstar TS MKT ETF-US | 0.67% | 13,374 | $4.4M | Reduce -0.8% |
| VGSH Vanguard Short-Term Treasury | 0.62% | 69,458 | $4.1M | Reduce -0.8% |
| IUSB Ishr CR Unvrse Usd BD ETF-Ui | 0.60% | 83,926 | $3.9M | Reduce -4.6% |
| BIV Vanguard Intermediate-Term B | 0.58% | 48,448 | $3.8M | Reduce -1.8% |
| MSFT Microsoft Corp. | 0.56% | 7,048 | $3.7M | Add +4.2% |
| VPU Vanguard Utilities ETF | 0.54% | 18,732 | $3.5M | Reduce -4.9% |
| VOT Vngrd Mrngstr MC GRW ETF-Usd | 0.54% | 11,992 | $3.5M | Reduce -3.5% |
| SCHD Schwab US DVD Equity ETF | 0.51% | 123,185 | $3.4M | Reduce -3.3% |
| VOE Vngrd Mrngstr MD-Cap Val ETF | 0.49% | 18,584 | $3.2M | Reduce -2.1% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.40% | 3,987 | $2.7M | Add +0.2% |
| MUB iShares National Muni Bond E | 0.39% | 23,895 | $2.5M | Reduce -4.8% |
| AMZN Amazon.com Inc. | 0.39% | 11,572 | $2.5M | Reduce -20.1% |
| ESGU iShares ESG Aware MSCI USA | 0.38% | 17,328 | $2.5M | Reduce -3.7% |
| AZN Astrazeneca PLC-Spons ADR | 0.38% | 32,728 | $2.5M | No change |
| GLD SPDR Gold Shares | 0.36% | 6,693 | $2.4M | Add +0.9% |
| SCHP Schwab U.S. Tips ETF | 0.36% | 87,350 | $2.4M | Add +3.0% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.34% | 4,490 | $2.3M | Add +3.6% |
| GOOGL Alphabet Inc. Class A | 0.29% | 7,738 | $1.9M | Reduce -8.8% |
| VWO Vanguard Ftse Emerging Marke | 0.28% | 33,687 | $1.8M | Reduce -4.8% |
| IJT iShares S&P Small-Cap 600 GR | 0.28% | 12,836 | $1.8M | Reduce -4.0% |
| VCR Vanguard Consumer Discre ETF | 0.28% | 4,577 | $1.8M | Reduce -3.3% |
| ESGD iShares Trust iShares ESG Aw | 0.28% | 19,459 | $1.8M | Add +1.8% |
| PM Philip Morris International | 0.26% | 10,479 | $1.7M | No change |
| IUSG iShares Core S&P U.S. Growth | 0.26% | 10,236 | $1.7M | Reduce -13.6% |
| VOX Vanguard Communication Servi | 0.26% | 8,928 | $1.7M | Reduce -10.1% |
| DSI iShares ESG MSCI KLD 400 ETF | 0.25% | 12,791 | $1.6M | Add +0.0% |
| IXJ iShares Global Healthcare Et | 0.25% | 18,171 | $1.6M | Reduce -6.5% |
| VEA Vanguard Ftse Developed ETF | 0.24% | 26,157 | $1.6M | Add +1.0% |
| WMT Walmart Inc. | 0.24% | 15,111 | $1.6M | Reduce -26.4% |
| VEU Vanguard Ftse All-World Ex-U | 0.23% | 21,472 | $1.5M | Reduce -4.3% |
| IBB iShares Biotechnology ETF | 0.23% | 10,293 | $1.5M | Reduce -9.4% |
| IVV iShares Core S&P 500 ETF | 0.22% | 2,172 | $1.5M | Reduce -0.6% |
| SGOL Abrdn Physical Gold Shares | 0.21% | 36,945 | $1.4M | Add +3.9% |
| SUB iShares Short-Term National | 0.21% | 12,636 | $1.3M | No change |
| BLV Vanguard Long-Term Bond ETF | 0.20% | 18,769 | $1.3M | Reduce -6.9% |
| JNK SS SPDR BB High Yield Bond | 0.19% | 13,007 | $1.3M | Add +0.6% |
| CAT Caterpillar Inc. | 0.18% | 2,471 | $1.2M | Reduce -2.8% |
| JNJ Johnson & Johnson | 0.18% | 6,257 | $1.2M | Reduce -8.2% |
| VTEB Vanguard Tax-Exempt Bond ETF | 0.17% | 22,773 | $1.1M | Reduce -16.6% |
| ICF iShares Select U.S. REIT ETF | 0.15% | 16,459 | $1.0M | Reduce -16.9% |
| NULG Nuveen ESG LRG-Cap GRW ETF | 0.15% | 10,173 | $1.0M | Add +43.1% |
| VGK Vanguard Ftse Europe ETF | 0.15% | 12,308 | $982K | Add +3.5% |
| AMGN Amgen Inc. | 0.15% | 3,465 | $978K | Add +1.4% |
| IGSB iShares 1-5Y Inv Grade Corp. | 0.14% | 17,320 | $918K | Reduce -8.0% |
| VFH Vanguard Financials ETF | 0.14% | 6,823 | $895K | Add +0.4% |
| SUSC iShares ESG Aware Usd Corpor | 0.14% | 37,869 | $892K | New |
| GDX Vaneck Gold Miners ETF | 0.13% | 11,082 | $847K | Reduce -8.3% |
| VWOB Vanguard Emerg MKTS Gov BND | 0.13% | 12,350 | $826K | Add +6.0% |
| PG The Procter & Gamble Co. | 0.12% | 5,276 | $811K | Add +4.0% |
| IJR iShares Core S&P Small-Cap E | 0.12% | 6,720 | $799K | Reduce -6.6% |
| NVDA Nvidia Corp. | 0.12% | 4,183 | $780K | Add +23.1% |
| SO The Southern Co. | 0.12% | 8,205 | $778K | No change |
| ESGE iShares Inc. iShares ESG Awar | 0.11% | 17,036 | $740K | Add +0.6% |
| GOOG Alphabet Inc. Class C | 0.11% | 2,963 | $722K | Add +12.4% |
| MGK Vngrd Mrgstr MG CP GR ETF-Ui | 0.11% | 1,763 | $709K | No change |
| QUAL iShares MSCI USA Quality Fac | 0.11% | 3,571 | $695K | Add +6.2% |
| EMB iShares JP Morgan Usd Emergi | 0.10% | 7,018 | $668K | Add +9.8% |
| BTI British American Tob-SP ADR | 0.10% | 12,264 | $651K | Reduce -48.6% |
| UNH Unitedhealth Group Inc. | 0.10% | 1,879 | $649K | Reduce -0.5% |
| EW Edwards Lifesciences Corp. | 0.10% | 8,342 | $649K | Add +2.5% |
| NUSC Nuveen ESG Small-Cap ETF | 0.10% | 14,129 | $623K | Reduce -6.9% |
| MAR Marriott International Class A | 0.09% | 2,335 | $608K | No change |
| MO Altria Group Inc. | 0.09% | 9,191 | $607K | Reduce -2.1% |
| XLK SS Technology Select Sector | 0.08% | 1,923 | $542K | Add +0.3% |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | 0.08% | 1,758 | $541K | No change |
| JPM JPMorgan Chase & Co. | 0.08% | 1,696 | $535K | Reduce -11.3% |
| MTUM iShares MSCI USA Momentum Fa | 0.08% | 2,023 | $519K | No change |
| VPL Vanguard Ftse Pacific ETF | 0.08% | 5,869 | $515K | No change |
| SCHG Schwab US Large-Cap Growth | 0.07% | 15,079 | $481K | Reduce -0.7% |
| BNDX Vanguard Total Intl Bond ETF | 0.07% | 9,672 | $478K | Add +12.0% |
| SOXX iShares Semiconductor ETF | 0.07% | 1,763 | $478K | Reduce -2.3% |
| CSCO Cisco Systems Inc. | 0.07% | 6,740 | $461K | Add +1.5% |
Portfolio Sells Q2 2025 → Q3 2025
| VCIT Vanguard Int-Term Corporate | Reduce -4.8% | 2.54% | −0.26 |
| VCLT Vanguard Long-Term Corp. Bond | Reduce -11.4% | 0.82% | −0.15 |
| AMZN Amazon.com Inc. | Reduce -20.1% | 0.39% | −0.13 |
| VNQ Vanguard Real Estate ETF | Reduce -7.7% | 0.85% | −0.11 |
| VHT Vanguard Health Care ETF | Reduce -6.5% | 1.03% | −0.09 |
| GLOBAL X MSCI GREECE ETF | Sold out | 0.00% | −0.09 |
| WMT Walmart Inc. | Reduce -26.4% | 0.24% | −0.09 |
| BTI British American Tob-SP ADR | Reduce -48.6% | 0.10% | −0.08 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Reduce -7.8% | 0.76% | −0.08 |
| IUSB Ishr CR Unvrse Usd BD ETF-Ui | Reduce -4.6% | 0.60% | −0.06 |
| AFRM Affirm Holdings Inc. | Reduce -45.7% | 0.07% | −0.06 |
| VSGX Vanguard ESG Intl Stock ETF | Reduce -5.5% | 0.81% | −0.05 |
| AAPL Apple Inc. | Reduce -18.6% | 0.92% | −0.05 |
| VIG Vanguard Dividend Apprec ETF | Reduce -1.6% | 1.68% | −0.05 |
| VGSH Vanguard Short-Term Treasury | Reduce -0.8% | 0.62% | −0.05 |
| IWF iShares Russell 1000 Growth | Reduce -5.9% | 1.65% | −0.05 |
| VTEB Vanguard Tax-Exempt Bond ETF | Reduce -16.6% | 0.17% | −0.04 |
| BIV Vanguard Intermediate-Term B | Reduce -1.8% | 0.58% | −0.04 |
| ICF iShares Select U.S. REIT ETF | Reduce -16.9% | 0.15% | −0.04 |
| MUB iShares National Muni Bond E | Reduce -4.8% | 0.39% | −0.04 |
| VOT Vngrd Mrngstr MC GRW ETF-Usd | Reduce -3.5% | 0.54% | −0.04 |
| SCHD Schwab US DVD Equity ETF | Reduce -3.3% | 0.51% | −0.04 |
| AMP Ameriprise Financial Inc. | Sold out | 0.00% | −0.03 |
| IUSG iShares Core S&P U.S. Growth | Reduce -13.6% | 0.26% | −0.03 |
| IEFA iShares Core MSCI Eafe ETF | Sold out | 0.00% | −0.03 |
| AVGO Broadcom Inc. | Reduce -37.0% | 0.07% | −0.03 |
| IXJ iShares Global Healthcare Et | Reduce -6.5% | 0.25% | −0.03 |
| BLV Vanguard Long-Term Bond ETF | Reduce -6.9% | 0.20% | −0.03 |
| VPU Vanguard Utilities ETF | Reduce -4.9% | 0.54% | −0.02 |
| VB Vanguard Most SM-Cap ETF-Usd | Reduce -2.9% | 0.92% | −0.02 |
| IGSB iShares 1-5Y Inv Grade Corp. | Reduce -8.0% | 0.14% | −0.02 |
| VOX Vanguard Communication Servi | Reduce -10.1% | 0.26% | −0.02 |
| ESGV Vanguard ESG US Stock ETF | Reduce -3.0% | 0.76% | −0.01 |
| VOE Vngrd Mrngstr MD-Cap Val ETF | Reduce -2.1% | 0.49% | −0.01 |
| IJT iShares S&P Small-Cap 600 GR | Reduce -4.0% | 0.28% | −0.01 |
| IXUS iShares Core Intl Stock ETF | Reduce -0.6% | 2.38% | −0.01 |
| VEU Vanguard Ftse All-World Ex-U | Reduce -4.3% | 0.23% | −0.01 |
| ESGU iShares ESG Aware MSCI USA | Reduce -3.7% | 0.38% | −0.01 |
| ISRG Intuitive Surgical Inc. | Reduce -1.3% | 0.03% | −0.01 |
| IWP iShares Russell Mid-Cap Grow | Reduce -9.9% | 0.06% | −0.01 |
| JPM JPMorgan Chase & Co. | Reduce -11.3% | 0.08% | −0.01 |
| BIL SS SPDR BB 1-3M T-Bill ETF | Reduce -10.2% | 0.04% | −0.01 |
| SCHF Schwab Intl Equity ETF | Reduce -17.3% | 0.03% | −0.01 |
| IBB iShares Biotechnology ETF | Reduce -9.4% | 0.23% | −0.01 |
| VWO Vanguard Ftse Emerging Marke | Reduce -4.8% | 0.28% | −0.01 |
| IJR iShares Core S&P Small-Cap E | Reduce -6.6% | 0.12% | −0.01 |
| NUSC Nuveen ESG Small-Cap ETF | Reduce -6.9% | 0.10% | −0.01 |
| HD Home Depot Inc. | Reduce -11.1% | 0.05% | −0.00 |
| PDBC Invesco Optimum Yield Divers | Reduce -9.3% | 0.03% | −0.00 |
| SCHO Schwab Short-Term US Treas | Reduce -4.7% | 0.03% | −0.00 |
Portfolio Buys Q2 2025 → Q3 2025
| IGM iShares Expanded Tech Sector | Add +15.5% | 1.97% | +0.35 |
| SHV iShares 0-1 Year Treasury Bo | Add +12.2% | 5.45% | +0.27 |
| IAU iShares Gold Trust | Add +2.9% | 2.39% | +0.27 |
| VCSH Vanguard S/T Corp. Bond ETF | Add +9.9% | 4.30% | +0.15 |
| SUSC iShares ESG Aware Usd Corpor | New | 0.14% | +0.14 |
| VTV Vanguard Mrngstr Val ETF-Aui | Add +5.1% | 3.58% | +0.14 |
| VXUS Vanguard Total Intl Stock | Add +2.5% | 6.47% | +0.13 |
| VOO Vanguard S&P 500 ETF | Add +3.3% | 1.65% | +0.07 |
| VYM Vanguard High DVD Yield ETF | Add +1.5% | 9.95% | +0.06 |
| NULG Nuveen ESG LRG-Cap GRW ETF | Add +43.1% | 0.15% | +0.05 |
| GOOG Alphabet Inc. Class C | Add +12.4% | 0.11% | +0.03 |
| GLD SPDR Gold Shares | Add +0.9% | 0.36% | +0.03 |
| VYMI Vanguard Int High DVD YLD Inc. | New | 0.03% | +0.03 |
| GSLC Goldman Activebeta US LC ETF | New | 0.03% | +0.03 |
| NVDA Nvidia Corp. | Add +23.1% | 0.12% | +0.03 |
| SPYV SS SPDR P S&P 500 Value ETF | New | 0.03% | +0.03 |
| SGOL Abrdn Physical Gold Shares | Add +3.9% | 0.21% | +0.02 |
| DVY iShares Select Dividend ETF | Add +1.3% | 1.47% | +0.02 |
| VBR Vngrd Mrngst SL-CP Val ETF-U | Add +1.5% | 1.11% | +0.02 |
| VTIP Vanguard Short-Term Tips | Add +8.1% | 0.97% | +0.02 |
| MSFT Microsoft Corp. | Add +4.2% | 0.56% | +0.01 |
| ICLN iShares Global Clean Energy | Add +4.8% | 0.05% | +0.01 |
| QUAL iShares MSCI USA Quality Fac | Add +6.2% | 0.11% | +0.01 |
| EMB iShares JP Morgan Usd Emergi | Add +9.8% | 0.10% | +0.01 |
| SPY SS SPDR S&P 500 ETF Trust-US | Add +0.2% | 0.40% | +0.01 |
| ESGE iShares Inc. iShares ESG Awar | Add +0.6% | 0.11% | +0.00 |
| DSI iShares ESG MSCI KLD 400 ETF | Add +0.0% | 0.25% | +0.00 |
| VBK Van Morst SML-Cap Gro-Usd Inc. | Add +9.3% | 0.04% | +0.00 |
| XLK SS Technology Select Sector | Add +0.3% | 0.08% | +0.00 |
| BNDX Vanguard Total Intl Bond ETF | Add +12.0% | 0.07% | +0.00 |
| VCEB Vanguard ESG US Corp. Bond | Add +12.4% | 0.04% | +0.00 |
| AGG iShares Core U.S. Aggregate | Add +11.6% | 0.04% | +0.00 |
| SPGI S&P Global Inc. | Add +21.4% | 0.05% | +0.00 |
| VWOB Vanguard Emerg MKTS Gov BND | Add +6.0% | 0.13% | +0.00 |
| BRK.B Berkshire Hathaway Inc. Class B | Add +3.6% | 0.34% | +0.00 |
| NLY Annaly Capital Management Inc. | Add +2.5% | 0.05% | +0.00 |
| SCHC Schwab Intl Small-Cap Equity | Add +1.5% | 0.05% | +0.00 |
| SUSA iShares ESG Optimized MSCI U | Add +0.3% | 0.05% | +0.00 |
| VGK Vanguard Ftse Europe ETF | Add +3.5% | 0.15% | −0.00 |
| VEA Vanguard Ftse Developed ETF | Add +1.0% | 0.24% | −0.00 |
| HYG Ishr Ibx Usd Hiyld CB ETF-Ui | Add +3.4% | 0.05% | −0.00 |
| ESGD iShares Trust iShares ESG Aw | Add +1.8% | 0.28% | −0.00 |
| PANW Palo Alto Networks Inc. | Add +2.3% | 0.04% | −0.00 |
| VFH Vanguard Financials ETF | Add +0.4% | 0.14% | −0.00 |
| CSCO Cisco Systems Inc. | Add +1.5% | 0.07% | −0.00 |
| EW Edwards Lifesciences Corp. | Add +2.5% | 0.10% | −0.00 |
| NFLX Netflix Inc. | Add +6.3% | 0.04% | −0.00 |
| COST Costco Wholesale Corp. | Add +0.7% | 0.04% | −0.01 |
| AMGN Amgen Inc. | Add +1.4% | 0.15% | −0.01 |
| PG The Procter & Gamble Co. | Add +4.0% | 0.12% | −0.01 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 151 | $802.3M | VUG, SHV, VXUS, VYM, VCSH |
| Q1 2026 | 145 | $720.8M | VUG, SHV, VYM, VXUS, VCSH |
| Q4 2025 | 150 | $716.4M | VUG, VYM, SHV, VXUS, VCSH |
| Q3 2025 | 139 | $656.0M | VUG, VYM, VXUS, SHV, VCSH |
| Q2 2025 | 138 | $614.8M | VUG, VYM, VXUS, SHV, VCSH |
| Q1 2025 | 133 | $560.0M | VUG, VYM, VXUS, SHV, VCSH |
| Q4 2024 | 133 | $569.2M | VUG, VYM, VXUS, SHV, VCSH |
| Q3 2024 | 131 | $557.4M | VUG, VYM, VXUS, VCSH, SHV |
| Q2 2024 | 121 | $518.3M | VUG, VYM, VXUS, VCSH, VGT |
| Q1 2024 | 120 | $492.3M | VUG, VYM, VXUS, VCSH, VGT |