White Lighthouse Investment Management Inc.
In its 13F for Q4 2024 (holdings as of December 31, 2024, filed February 4, 2025), White Lighthouse Investment Management Inc. reported 133 stock positions worth $569.2 million. Its top holding was Vanguard Mrngstar GR ETF-Sui (VUG) at 16.9% of the portfolio, followed by Vanguard High DVD Yield ETF (VYM, 9.8%) and Vanguard Total Intl Stock (VXUS, 5.8%). Compared with Q3 2024, it opened 7 new positions, sold out of 5, added to 53 and reduced 51. The biggest buy was iShares 0-1 Year Treasury Bo (SHV, shares +24%) and the biggest sale Vanguard Health Care ETF (VHT, shares −1%).
- Most Recent 13F
- Q2 2026
- Location
- BEDFORD, MA
- CIK
- 0001727593
- Portfolio Value
- $569.2M (Q4 2024)
- SEC Filing
- 0001085146-25-000747 ↗ filed Feb 4, 2025
Holdings Value
Holdings 133 stocks · $569.2M
| VUG Vanguard Mrngstar GR ETF-Sui | 16.92% | 234,583 | $96.3M | Reduce -0.3% |
| VYM Vanguard High DVD Yield ETF | 9.75% | 434,967 | $55.5M | Add +1.1% |
| VXUS Vanguard Total Intl Stock | 5.85% | 564,690 | $33.3M | Add +5.5% |
| SHV iShares 0-1 Year Treasury Bo | 4.93% | 254,595 | $28.0M | Add +23.7% |
| VCSH Vanguard S/T Corp. Bond ETF | 4.37% | 318,884 | $24.9M | Add +0.6% |
| VGT Vanguard Info Tech ETF | 4.03% | 36,909 | $23.0M | Reduce -1.9% |
| BND Vanguard Total Bond Market | 3.56% | 281,913 | $20.3M | Add +10.6% |
| VTV Vanguard Mrngstr Val ETF-Aui | 3.11% | 104,438 | $17.7M | Add +3.4% |
| VCIT Vanguard Int-Term Corporate | 2.96% | 209,905 | $16.8M | Add +4.4% |
| IXUS iShares Core Intl Stock ETF | 2.28% | 196,108 | $13.0M | Add +2.6% |
| IAU iShares Gold Trust | 2.15% | 247,594 | $12.3M | Reduce -2.4% |
| VIG Vanguard Dividend Apprec ETF | 1.84% | 53,593 | $10.5M | Reduce -4.7% |
| IWF iShares Russell 1000 Growth | 1.77% | 25,084 | $10.1M | Reduce -4.5% |
| BSV Vanguard Short-Term Bond ETF | 1.62% | 119,626 | $9.2M | Add +4.2% |
| VOO Vanguard S&P 500 ETF | 1.56% | 16,504 | $8.9M | Reduce -1.3% |
| DVY iShares Select Dividend ETF | 1.53% | 66,445 | $8.7M | Reduce -3.5% |
| IGM iShares Expanded Tech Sector | 1.41% | 78,815 | $8.0M | Reduce -0.1% |
| AAPL Apple Inc. | 1.38% | 31,321 | $7.8M | Add +2.8% |
| VHT Vanguard Health Care ETF | 1.23% | 27,680 | $7.0M | Reduce -0.6% |
| VBR Vngrd Mrngst SL-CP Val ETF-U | 1.15% | 33,009 | $6.5M | Add +2.3% |
| VCLT Vanguard Long-Term Corp. Bond | 1.11% | 84,293 | $6.3M | Add +1.4% |
| VB Vanguard Most SM-Cap ETF-Usd | 1.06% | 25,057 | $6.0M | Add +0.7% |
| VTIP Vanguard Short-Term Tips | 0.97% | 114,503 | $5.5M | Add +10.2% |
| VNQ Vanguard Real Estate ETF | 0.89% | 56,995 | $5.1M | Add +4.5% |
| QQQ Invesco QQQ Trust Series 1 | 0.87% | 9,692 | $5.0M | Reduce -4.5% |
| VSGX Vanguard ESG Intl Stock ETF | 0.82% | 82,319 | $4.7M | Add +4.5% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 0.78% | 16,913 | $4.5M | Add +3.1% |
| VGSH Vanguard Short-Term Treasury | 0.76% | 74,065 | $4.3M | Add +10.7% |
| ESGV Vanguard ESG US Stock ETF | 0.75% | 40,479 | $4.2M | Reduce -0.4% |
| IUSB Ishr CR Unvrse Usd BD ETF-Ui | 0.73% | 92,120 | $4.2M | Add +1.8% |
| BIV Vanguard Intermediate-Term B | 0.68% | 52,053 | $3.9M | Add +6.7% |
| AMZN Amazon.com Inc. | 0.63% | 16,255 | $3.6M | Reduce -6.2% |
| SCHD Schwab US DVD Equity ETF | 0.63% | 130,267 | $3.6M | Add +1.7% |
| VOT Vngrd Mrngstr MC GRW ETF-Usd | 0.56% | 12,461 | $3.2M | Add +4.8% |
| VOE Vngrd Mrngstr MD-Cap Val ETF | 0.55% | 19,236 | $3.1M | Add +1.8% |
| VTI VG Morningstar TS MKT ETF-US | 0.53% | 10,476 | $3.0M | Reduce -2.9% |
| MUB iShares National Muni Bond E | 0.51% | 27,140 | $2.9M | Add +4.5% |
| MSFT Microsoft Corp. | 0.46% | 6,257 | $2.6M | Reduce -0.2% |
| VWO Vanguard Ftse Emerging Marke | 0.43% | 55,126 | $2.4M | Reduce -2.2% |
| SCHP Schwab U.S. Tips ETF | 0.42% | 91,749 | $2.4M | Add +8.6% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.41% | 3,949 | $2.3M | Reduce -0.8% |
| ESGU iShares ESG Aware MSCI USA | 0.39% | 17,029 | $2.2M | Add +1.4% |
| GOOGL Alphabet Inc. Class A | 0.32% | 9,720 | $1.8M | Add +2.5% |
| WMT Walmart Inc. | 0.32% | 20,292 | $1.8M | Add +0.3% |
| IJT iShares S&P Small-Cap 600 GR | 0.32% | 13,512 | $1.8M | Reduce -0.6% |
| VCR Vanguard Consumer Discre ETF | 0.32% | 4,812 | $1.8M | Add +1.9% |
| BLV Vanguard Long-Term Bond ETF | 0.32% | 26,326 | $1.8M | Reduce -1.0% |
| VTEB Vanguard Tax-Exempt Bond ETF | 0.32% | 35,801 | $1.8M | Add +1.4% |
| GLD SPDR Gold Shares | 0.30% | 7,079 | $1.7M | Reduce -0.7% |
| IXJ iShares Global Healthcare Et | 0.30% | 19,883 | $1.7M | Reduce -1.8% |
| DSI iShares ESG MSCI KLD 400 ETF | 0.29% | 14,944 | $1.6M | Reduce -1.2% |
| IUSG iShares Core S&P U.S. Growth | 0.29% | 11,746 | $1.6M | Reduce -5.3% |
| IBB iShares Biotechnology ETF | 0.28% | 12,139 | $1.6M | Reduce -3.0% |
| VOX Vanguard Communication Servi | 0.28% | 10,315 | $1.6M | Add +0.7% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.27% | 3,410 | $1.5M | No change |
| ESGD iShares Trust iShares ESG Aw | 0.27% | 19,954 | $1.5M | Add +2.6% |
| PM Philip Morris International | 0.25% | 11,999 | $1.4M | No change |
| MAR Marriott International Class A | 0.23% | 4,735 | $1.3M | New |
| SUB iShares Short-Term National | 0.23% | 12,500 | $1.3M | No change |
| VEA Vanguard Ftse Developed ETF | 0.23% | 26,912 | $1.3M | Reduce -5.9% |
| IVV iShares Core S&P 500 ETF | 0.23% | 2,179 | $1.3M | Add +2.2% |
| UNH Unitedhealth Group Inc. | 0.22% | 2,518 | $1.3M | Reduce -4.3% |
| ICF iShares Select U.S. REIT ETF | 0.22% | 20,704 | $1.2M | Reduce -4.3% |
| VEU Vanguard Ftse All-World Ex-U | 0.21% | 21,274 | $1.2M | Reduce -1.4% |
| JNJ Johnson & Johnson | 0.21% | 8,429 | $1.2M | Add +1.2% |
| SGOL Abrdn Physical Gold Shares | 0.17% | 39,246 | $983K | Reduce -3.2% |
| IGSB iShares 1-5Y Inv Grade Corp. | 0.17% | 18,820 | $973K | Add +4.4% |
| CAT Caterpillar Inc. | 0.16% | 2,551 | $925K | Reduce -0.8% |
| AMGN Amgen Inc. | 0.15% | 3,333 | $869K | Add +0.0% |
| BTI British American Tob-SP ADR | 0.15% | 23,852 | $866K | No change |
| SO The Southern Co. | 0.15% | 10,229 | $842K | No change |
| VGK Vanguard Ftse Europe ETF | 0.14% | 12,250 | $778K | Reduce -4.3% |
| VPU Vanguard Utilities ETF | 0.13% | 4,638 | $758K | Add +7.1% |
| IJR iShares Core S&P Small-Cap E | 0.13% | 6,540 | $754K | Reduce -3.6% |
| VWOB Vanguard Emerg MKTS Gov BND | 0.13% | 11,882 | $750K | Add +0.3% |
| PG The Procter & Gamble Co. | 0.12% | 4,051 | $679K | No change |
| JNK SS SPDR BB High Yield Bond | 0.11% | 6,747 | $644K | Add +2.1% |
| MGK Vngrd Mrgstr MG CP GR ETF-Ui | 0.11% | 1,861 | $639K | Reduce -33.5% |
| VCEB Vanguard ESG US Corp. Bond | 0.11% | 10,116 | $627K | Add +217.9% |
| ESGE iShares Inc. iShares ESG Awar | 0.11% | 18,685 | $624K | Reduce -8.3% |
| EW Edwards Lifesciences Corp. | 0.11% | 8,142 | $603K | No change |
| QUAL iShares MSCI USA Quality Fac | 0.10% | 3,352 | $597K | Reduce -0.8% |
| TSLA Tesla Inc. | 0.10% | 1,416 | $572K | New |
| VFH Vanguard Financials ETF | 0.10% | 4,813 | $568K | Add +16.8% |
| MRK Merck & Co. Inc. | 0.10% | 5,641 | $561K | Add +25.9% |
| AVGO Broadcom Inc. | 0.10% | 2,361 | $547K | Add +2.6% |
| EMB iShares JP Morgan Usd Emergi | 0.09% | 6,034 | $537K | Reduce -10.9% |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | 0.09% | 1,955 | $527K | Reduce -5.0% |
| AFRM Affirm Holdings Inc. | 0.09% | 8,439 | $514K | Reduce -18.0% |
| NUSC Nuveen ESG Small-Cap ETF | 0.09% | 11,992 | $502K | Reduce -0.7% |
| MO Altria Group Inc. | 0.09% | 9,468 | $495K | No change |
| XLK SS Technology Select Sector | 0.09% | 2,119 | $493K | Reduce -8.6% |
| GOOG Alphabet Inc. Class C | 0.09% | 2,566 | $489K | No change |
| MTUM iShares MSCI USA Momentum Fa | 0.08% | 2,151 | $445K | Reduce -10.2% |
| GDX Vaneck Gold Miners ETF | 0.08% | 12,918 | $438K | Reduce -0.2% |
| JPM JPMorgan Chase & Co. | 0.08% | 1,822 | $437K | Add +1.5% |
| IWP iShares Russell Mid-Cap Grow | 0.07% | 3,365 | $427K | No change |
| VPL Vanguard Ftse Pacific ETF | 0.07% | 5,869 | $417K | No change |
| NLY Annaly Capital Management Inc. | 0.07% | 22,447 | $411K | Add +0.1% |
| SCHG Schwab US Large-Cap Growth | 0.07% | 14,655 | $408K | Add +0.5% |
Portfolio Sells Q3 2024 → Q4 2024
| VHT Vanguard Health Care ETF | Reduce -0.6% | 1.23% | −0.18 |
| VIG Vanguard Dividend Apprec ETF | Reduce -4.7% | 1.84% | −0.15 |
| DVY iShares Select Dividend ETF | Reduce -3.5% | 1.53% | −0.14 |
| IAU iShares Gold Trust | Reduce -2.4% | 2.15% | −0.11 |
| VWO Vanguard Ftse Emerging Marke | Reduce -2.2% | 0.43% | −0.06 |
| IXJ iShares Global Healthcare Et | Reduce -1.8% | 0.30% | −0.06 |
| EFIV SS SPDR S&P 500 ESG ETF | Sold out | 0.00% | −0.05 |
| UNH Unitedhealth Group Inc. | Reduce -4.3% | 0.22% | −0.05 |
| XLV SS Health Care Select Sector | Sold out | 0.00% | −0.05 |
| MGK Vngrd Mrgstr MG CP GR ETF-Ui | Reduce -33.5% | 0.11% | −0.05 |
| IBB iShares Biotechnology ETF | Reduce -3.0% | 0.28% | −0.05 |
| VEA Vanguard Ftse Developed ETF | Reduce -5.9% | 0.23% | −0.04 |
| BLV Vanguard Long-Term Bond ETF | Reduce -1.0% | 0.32% | −0.04 |
| IEFA iShares Core MSCI Eafe ETF | Sold out | 0.00% | −0.04 |
| ICF iShares Select U.S. REIT ETF | Reduce -4.3% | 0.22% | −0.04 |
| VBK Van Morst SML-Cap Gro-Usd Inc. | Sold out | 0.00% | −0.04 |
| VEU Vanguard Ftse All-World Ex-U | Reduce -1.4% | 0.21% | −0.03 |
| ICLN iShares Global Clean Energy | Reduce -21.8% | 0.04% | −0.03 |
| VGK Vanguard Ftse Europe ETF | Reduce -4.3% | 0.14% | −0.03 |
| ESGE iShares Inc. iShares ESG Awar | Reduce -8.3% | 0.11% | −0.02 |
| VOO Vanguard S&P 500 ETF | Reduce -1.3% | 1.56% | −0.02 |
| MSFT Microsoft Corp. | Reduce -0.2% | 0.46% | −0.02 |
| EMB iShares JP Morgan Usd Emergi | Reduce -10.9% | 0.09% | −0.02 |
| IJT iShares S&P Small-Cap 600 GR | Reduce -0.6% | 0.32% | −0.02 |
| QQQ Invesco QQQ Trust Series 1 | Reduce -4.5% | 0.87% | −0.02 |
| CAT Caterpillar Inc. | Reduce -0.8% | 0.16% | −0.02 |
| GDX Vaneck Gold Miners ETF | Reduce -0.2% | 0.08% | −0.02 |
| AGG iShares Core U.S. Aggregate | Reduce -20.7% | 0.04% | −0.01 |
| VTI VG Morningstar TS MKT ETF-US | Reduce -2.9% | 0.53% | −0.01 |
| IJR iShares Core S&P Small-Cap E | Reduce -3.6% | 0.13% | −0.01 |
| GLD SPDR Gold Shares | Reduce -0.7% | 0.30% | −0.01 |
| MTUM iShares MSCI USA Momentum Fa | Reduce -10.2% | 0.08% | −0.01 |
| SGOL Abrdn Physical Gold Shares | Reduce -3.2% | 0.17% | −0.01 |
| SCHO Schwab Short-Term US Treas | Reduce -15.6% | 0.04% | −0.01 |
| XLK SS Technology Select Sector | Reduce -8.6% | 0.09% | −0.01 |
| SCHF Schwab Intl Equity ETF | Reduce -2.2% | 0.04% | −0.01 |
| SOXX iShares Semiconductor ETF | Reduce -0.7% | 0.06% | −0.01 |
| IUSG iShares Core S&P U.S. Growth | Reduce -5.3% | 0.29% | −0.01 |
| DSI iShares ESG MSCI KLD 400 ETF | Reduce -1.2% | 0.29% | −0.01 |
| EFG iShares MSCI Eafe Growth ETF | Reduce -2.0% | 0.04% | −0.01 |
| NUSC Nuveen ESG Small-Cap ETF | Reduce -0.7% | 0.09% | −0.00 |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | Reduce -5.0% | 0.09% | −0.00 |
| AMARIN CORP PLC | Sold out | 0.00% | −0.00 |
| QUAL iShares MSCI USA Quality Fac | Reduce -0.8% | 0.10% | −0.00 |
| SUSA iShares ESG Optimized MSCI U | Reduce -4.5% | 0.06% | −0.00 |
| SPY SS SPDR S&P 500 ETF Trust-US | Reduce -0.8% | 0.41% | −0.00 |
| NULG Nuveen ESG LRG-Cap GRW ETF | Reduce -5.6% | 0.07% | −0.00 |
| BNDX Vanguard Total Intl Bond ETF | Reduce -0.5% | 0.06% | −0.00 |
| IWF iShares Russell 1000 Growth | Reduce -4.5% | 1.77% | +0.00 |
| VONG Vanguard Russell 1000 Growth | Reduce -1.5% | 0.06% | +0.00 |
Portfolio Buys Q3 2024 → Q4 2024
| SHV iShares 0-1 Year Treasury Bo | Add +23.7% | 4.93% | +0.84 |
| MAR Marriott International Class A | New | 0.23% | +0.23 |
| BND Vanguard Total Bond Market | Add +10.6% | 3.56% | +0.13 |
| AAPL Apple Inc. | Add +2.8% | 1.38% | +0.10 |
| TSLA Tesla Inc. | New | 0.10% | +0.10 |
| VCEB Vanguard ESG US Corp. Bond | Add +217.9% | 0.11% | +0.07 |
| NVDA Nvidia Corp. | New | 0.06% | +0.06 |
| VTIP Vanguard Short-Term Tips | Add +10.2% | 0.97% | +0.05 |
| SPGI S&P Global Inc. | New | 0.05% | +0.05 |
| VGSH Vanguard Short-Term Treasury | Add +10.7% | 0.76% | +0.05 |
| HD Home Depot Inc. | New | 0.05% | +0.05 |
| SPYG SS SPDR P S&P 500 Growth ETF | New | 0.04% | +0.04 |
| GOOGL Alphabet Inc. Class A | Add +2.5% | 0.32% | +0.04 |
| AMP Ameriprise Financial Inc. | New | 0.04% | +0.04 |
| VOT Vngrd Mrngstr MC GRW ETF-Usd | Add +4.8% | 0.56% | +0.04 |
| WMT Walmart Inc. | Add +0.3% | 0.32% | +0.03 |
| VCR Vanguard Consumer Discre ETF | Add +1.9% | 0.32% | +0.03 |
| AVGO Broadcom Inc. | Add +2.6% | 0.10% | +0.03 |
| VFH Vanguard Financials ETF | Add +16.8% | 0.10% | +0.02 |
| VOX Vanguard Communication Servi | Add +0.7% | 0.28% | +0.01 |
| HYG Ishr Ibx Usd Hiyld CB ETF-Ui | Add +36.7% | 0.06% | +0.01 |
| SCHP Schwab U.S. Tips ETF | Add +8.6% | 0.42% | +0.01 |
| JPM JPMorgan Chase & Co. | Add +1.5% | 0.08% | +0.01 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Add +3.1% | 0.78% | +0.01 |
| MRK Merck & Co. Inc. | Add +25.9% | 0.10% | +0.01 |
| CSCO Cisco Systems Inc. | Add +1.1% | 0.07% | +0.01 |
| ESGU iShares ESG Aware MSCI USA | Add +1.4% | 0.39% | +0.01 |
| IVV iShares Core S&P 500 ETF | Add +2.2% | 0.23% | +0.00 |
| SCHG Schwab US Large-Cap Growth | Add +0.5% | 0.07% | +0.00 |
| BSV Vanguard Short-Term Bond ETF | Add +4.2% | 1.62% | +0.00 |
| MUB iShares National Muni Bond E | Add +4.5% | 0.51% | +0.00 |
| CVX Chevron Corp. | Add +5.9% | 0.04% | +0.00 |
| IGSB iShares 1-5Y Inv Grade Corp. | Add +4.4% | 0.17% | +0.00 |
| BIL SS SPDR BB 1-3M T-Bill ETF | Add +3.0% | 0.06% | +0.00 |
| VB Vanguard Most SM-Cap ETF-Usd | Add +0.7% | 1.06% | −0.00 |
| VPU Vanguard Utilities ETF | Add +7.1% | 0.13% | −0.00 |
| JNK SS SPDR BB High Yield Bond | Add +2.1% | 0.11% | −0.00 |
| BIV Vanguard Intermediate-Term B | Add +6.7% | 0.68% | −0.00 |
| SCHC Schwab Intl Small-Cap Equity | Add +3.4% | 0.04% | −0.00 |
| MDT Medtronic PLC | Add +1.2% | 0.04% | −0.01 |
| PEP Pepsico Inc. | Add +0.8% | 0.06% | −0.01 |
| VTEB Vanguard Tax-Exempt Bond ETF | Add +1.4% | 0.32% | −0.01 |
| NLY Annaly Capital Management Inc. | Add +0.1% | 0.07% | −0.01 |
| VWOB Vanguard Emerg MKTS Gov BND | Add +0.3% | 0.13% | −0.01 |
| VBR Vngrd Mrngst SL-CP Val ETF-U | Add +2.3% | 1.15% | −0.01 |
| VOE Vngrd Mrngstr MD-Cap Val ETF | Add +1.8% | 0.55% | −0.02 |
| SCHD Schwab US DVD Equity ETF | Add +1.7% | 0.63% | −0.02 |
| ESGD iShares Trust iShares ESG Aw | Add +2.6% | 0.27% | −0.03 |
| JNJ Johnson & Johnson | Add +1.2% | 0.21% | −0.03 |
| IUSB Ishr CR Unvrse Usd BD ETF-Ui | Add +1.8% | 0.73% | −0.03 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 151 | $802.3M | VUG, SHV, VXUS, VYM, VCSH |
| Q1 2026 | 145 | $720.8M | VUG, SHV, VYM, VXUS, VCSH |
| Q4 2025 | 150 | $716.4M | VUG, VYM, SHV, VXUS, VCSH |
| Q3 2025 | 139 | $656.0M | VUG, VYM, VXUS, SHV, VCSH |
| Q2 2025 | 138 | $614.8M | VUG, VYM, VXUS, SHV, VCSH |
| Q1 2025 | 133 | $560.0M | VUG, VYM, VXUS, SHV, VCSH |
| Q4 2024 | 133 | $569.2M | VUG, VYM, VXUS, SHV, VCSH |
| Q3 2024 | 131 | $557.4M | VUG, VYM, VXUS, VCSH, SHV |
| Q2 2024 | 121 | $518.3M | VUG, VYM, VXUS, VCSH, VGT |
| Q1 2024 | 120 | $492.3M | VUG, VYM, VXUS, VCSH, VGT |