White Lighthouse Investment Management Inc.

Name: White Lighthouse Investment Management Inc. 13F holdings, Q1 2025
Creator: White Lighthouse Investment Management Inc.
Published: 2025-05-12

Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q4 2024Q3 2024Q2 2024Q1 2024

In its 13F for Q1 2025 (holdings as of March 31, 2025, filed May 12, 2025), White Lighthouse Investment Management Inc. reported 133 stock positions worth $560.0 million. Its top holding was Vanguard Mrngstar GR ETF-Sui (VUG) at 15.5% of the portfolio, followed by Vanguard High DVD Yield ETF (VYM, 10.2%) and Vanguard Total Intl Stock (VXUS, 6.4%). Compared with Q4 2024, it opened 5 new positions, sold out of 5, added to 51 and reduced 63. The biggest buy was iShares 0-1 Year Treasury Bo (SHV, shares +13%) and the biggest sale Vanguard Mrngstar GR ETF-Sui (VUG, shares −1%).

Most Recent 13F: Q2 2026
Location: BEDFORD, MA
CIK: 0001727593
Portfolio Value: $560.0M (Q1 2025)
SEC Filing: 0001085146-25-002958 ↗ filed May 12, 2025

Holdings Value

Holdings 133 stocks · $560.0M


VUG Vanguard Mrngstar GR ETF-Sui	15.46%	233,414	$86.6M	Reduce -0.5%
VYM Vanguard High DVD Yield ETF	10.18%	441,874	$57.0M	Add +1.6%
VXUS Vanguard Total Intl Stock	6.41%	578,467	$35.9M	Add +2.4%
SHV iShares 0-1 Year Treasury Bo	5.66%	287,038	$31.7M	Add +12.7%
VCSH Vanguard S/T Corp. Bond ETF	4.47%	317,159	$25.0M	Reduce -0.5%
BND Vanguard Total Bond Market	3.92%	299,142	$22.0M	Add +6.1%
VTV Vanguard Mrngstr Val ETF-Aui	3.44%	111,471	$19.3M	Add +6.7%
VGT Vanguard Info Tech ETF	3.30%	34,075	$18.5M	Reduce -7.7%
VCIT Vanguard Int-Term Corporate	3.04%	208,182	$17.0M	Reduce -0.8%
IAU iShares Gold Trust	2.49%	236,508	$13.9M	Reduce -4.5%
IXUS iShares Core Intl Stock ETF	2.40%	192,895	$13.5M	Reduce -1.6%
VIG Vanguard Dividend Apprec ETF	1.77%	51,016	$9.9M	Reduce -4.8%
DVY iShares Select Dividend ETF	1.53%	63,992	$8.6M	Reduce -3.7%
VOO Vanguard S&P 500 ETF	1.53%	16,715	$8.6M	Add +1.3%
BSV Vanguard Short-Term Bond ETF	1.53%	109,344	$8.6M	Reduce -8.6%
IWF iShares Russell 1000 Growth	1.51%	23,345	$8.4M	Reduce -6.9%
VHT Vanguard Health Care ETF	1.32%	27,830	$7.4M	Add +0.5%
IGM iShares Expanded Tech Sector	1.30%	80,350	$7.3M	Add +1.9%
AAPL Apple Inc.	1.17%	29,551	$6.6M	Reduce -5.7%
VBR Vngrd Mrngst SL-CP Val ETF-U	1.14%	34,313	$6.4M	Add +4.0%
VCLT Vanguard Long-Term Corp. Bond	1.06%	78,493	$6.0M	Reduce -6.9%
VTIP Vanguard Short-Term Tips	1.00%	112,771	$5.6M	Reduce -1.5%
VNQ Vanguard Real Estate ETF	0.98%	60,903	$5.5M	Add +6.9%
VB Vanguard Most SM-Cap ETF-Usd	0.96%	24,150	$5.4M	Reduce -3.6%
VSGX Vanguard ESG Intl Stock ETF	0.88%	83,243	$4.9M	Add +1.1%
VO Vngrd Mrngstr MD-Cap ETF-Usd	0.81%	17,493	$4.5M	Add +3.4%
QQQ Invesco QQQ Trust Series 1	0.77%	9,250	$4.3M	Reduce -4.6%
VGSH Vanguard Short-Term Treasury	0.74%	70,509	$4.1M	Reduce -4.8%
ESGV Vanguard ESG US Stock ETF	0.74%	42,045	$4.1M	Add +3.9%
IUSB Ishr CR Unvrse Usd BD ETF-Ui	0.74%	89,363	$4.1M	Reduce -3.0%
BIV Vanguard Intermediate-Term B	0.68%	49,386	$3.8M	Reduce -5.1%
VTI VG Morningstar TS MKT ETF-US	0.65%	13,310	$3.7M	Add +27.1%
SCHD Schwab US DVD Equity ETF	0.64%	128,715	$3.6M	Reduce -1.2%
VOE Vngrd Mrngstr MD-Cap Val ETF	0.54%	18,845	$3.0M	Reduce -2.0%
VOT Vngrd Mrngstr MC GRW ETF-Usd	0.51%	11,760	$2.9M	Reduce -5.6%
AMZN Amazon.com Inc.	0.48%	14,218	$2.7M	Reduce -12.5%
MUB iShares National Muni Bond E	0.47%	25,093	$2.6M	Reduce -7.5%
MSFT Microsoft Corp.	0.43%	6,478	$2.4M	Add +3.5%
SCHP Schwab U.S. Tips ETF	0.42%	88,203	$2.4M	Reduce -3.9%
SPY SS SPDR S&P 500 ETF Trust-US	0.40%	3,968	$2.2M	Add +0.5%
BRK.B Berkshire Hathaway Inc. Class B	0.39%	4,132	$2.2M	Add +21.2%
VWO Vanguard Ftse Emerging Marke	0.37%	45,322	$2.1M	Reduce -17.8%
ESGU iShares ESG Aware MSCI USA	0.36%	16,604	$2.0M	Reduce -2.5%
GLD SPDR Gold Shares	0.35%	6,813	$2.0M	Reduce -3.8%
WMT Walmart Inc.	0.32%	20,561	$1.8M	Add +1.3%
BLV Vanguard Long-Term Bond ETF	0.32%	25,081	$1.8M	Reduce -4.7%
IXJ iShares Global Healthcare Et	0.31%	19,276	$1.8M	Reduce -3.0%
PM Philip Morris International	0.30%	10,479	$1.7M	Reduce -12.7%
IJT iShares S&P Small-Cap 600 GR	0.29%	13,071	$1.6M	Reduce -3.3%
ESGD iShares Trust iShares ESG Aw	0.28%	19,126	$1.6M	Reduce -4.2%
DSI iShares ESG MSCI KLD 400 ETF	0.28%	15,215	$1.6M	Add +1.8%
VCR Vanguard Consumer Discre ETF	0.28%	4,772	$1.6M	Reduce -0.8%
VOX Vanguard Communication Servi	0.27%	10,223	$1.5M	Reduce -0.9%
IUSG iShares Core S&P U.S. Growth	0.26%	11,509	$1.5M	Reduce -2.0%
IBB iShares Biotechnology ETF	0.26%	11,331	$1.4M	Reduce -6.7%
VEA Vanguard Ftse Developed ETF	0.24%	26,038	$1.3M	Reduce -3.3%
SUB iShares Short-Term National	0.24%	12,500	$1.3M	No change
VTEB Vanguard Tax-Exempt Bond ETF	0.23%	26,201	$1.3M	Reduce -26.8%
VEU Vanguard Ftse All-World Ex-U	0.23%	21,275	$1.3M	Add +0.0%
VPU Vanguard Utilities ETF	0.22%	7,362	$1.3M	Add +58.7%
GOOGL Alphabet Inc. Class A	0.22%	8,022	$1.2M	Reduce -17.5%
JNK SS SPDR BB High Yield Bond	0.22%	12,933	$1.2M	Add +91.7%
ICF iShares Select U.S. REIT ETF	0.22%	19,739	$1.2M	Reduce -4.7%
IVV iShares Core S&P 500 ETF	0.22%	2,147	$1.2M	Reduce -1.5%
SGOL Abrdn Physical Gold Shares	0.21%	38,898	$1.2M	Reduce -0.9%
JNJ Johnson & Johnson	0.21%	6,930	$1.1M	Reduce -17.8%
AMGN Amgen Inc.	0.19%	3,431	$1.1M	Add +2.9%
UNH Unitedhealth Group Inc.	0.19%	2,029	$1.1M	Reduce -19.4%
CAT Caterpillar Inc.	0.18%	3,041	$1.0M	Add +19.2%
BTI British American Tob-SP ADR	0.18%	23,852	$987K	No change
IGSB iShares 1-5Y Inv Grade Corp.	0.18%	18,820	$986K	No change
VGK Vanguard Ftse Europe ETF	0.16%	12,818	$900K	Add +4.6%
PG The Procter & Gamble Co.	0.16%	5,104	$870K	Add +26.0%
MAR Marriott International Class A	0.14%	3,335	$794K	Reduce -29.6%
VFH Vanguard Financials ETF	0.13%	6,321	$755K	Add +31.3%
SO The Southern Co.	0.13%	8,159	$750K	Reduce -20.2%
IJR iShares Core S&P Small-Cap E	0.13%	6,364	$750K	Reduce -2.7%
VWOB Vanguard Emerg MKTS Gov BND	0.13%	11,612	$745K	Reduce -2.3%
VCEB Vanguard ESG US Corp. Bond	0.12%	10,420	$656K	Add +3.0%
ESGE iShares Inc. iShares ESG Awar	0.11%	18,210	$636K	Reduce -2.5%
EW Edwards Lifesciences Corp.	0.11%	8,142	$590K	No change
MGK Vngrd Mrgstr MG CP GR ETF-Ui	0.10%	1,861	$575K	No change
QUAL iShares MSCI USA Quality Fac	0.10%	3,310	$566K	Reduce -1.3%
GDX Vaneck Gold Miners ETF	0.10%	12,286	$565K	Reduce -4.9%
MO Altria Group Inc.	0.10%	9,397	$564K	Reduce -0.8%
EMB iShares JP Morgan Usd Emergi	0.10%	6,170	$559K	Add +2.3%
NUSC Nuveen ESG Small-Cap ETF	0.10%	14,309	$549K	Add +19.3%
VV Vngrd Mrgstr LRG-Cap ETF-Usd	0.09%	1,955	$507K	No change
JPM JPMorgan Chase & Co.	0.09%	1,960	$481K	Add +7.6%
NLY Annaly Capital Management Inc.	0.08%	22,449	$456K	Add +0.0%
NULG Nuveen ESG LRG-Cap GRW ETF	0.08%	5,662	$443K	Add +23.2%
AFRM Affirm Holdings Inc.	0.08%	9,542	$431K	Add +13.1%
VPL Vanguard Ftse Pacific ETF	0.08%	5,869	$425K	No change
GOOG Alphabet Inc. Class C	0.07%	2,666	$416K	Add +3.9%
MTUM iShares MSCI USA Momentum Fa	0.07%	2,023	$409K	Reduce -6.0%
CSCO Cisco Systems Inc.	0.07%	6,430	$397K	Reduce -0.7%
MRK Merck & Co. Inc.	0.07%	4,373	$393K	Reduce -22.5%
SCHG Schwab US Large-Cap Growth	0.07%	14,674	$367K	Add +0.1%
XOM Exxon Mobil Corp.	0.06%	3,031	$360K	Add +1.1%
ICSH iShares Ultra Short Duration	0.06%	7,000	$355K	No change
IWP iShares Russell Mid-Cap Grow	0.06%	3,017	$354K	Reduce -10.3%
SUSA iShares ESG Optimized MSCI U	0.06%	3,012	$346K	No change
XLK SS Technology Select Sector	0.06%	1,653	$341K	Reduce -22.0%
AVGO Broadcom Inc.	0.06%	2,026	$339K	Reduce -14.2%
SOXX iShares Semiconductor ETF	0.06%	1,799	$339K	Add +7.4%
NVDA Nvidia Corp.	0.06%	3,121	$338K	Add +29.0%
HYG Ishr Ibx Usd Hiyld CB ETF-Ui	0.06%	4,251	$335K	Add +4.4%
BNDX Vanguard Total Intl Bond ETF	0.06%	6,737	$329K	Add +2.4%
VONG Vanguard Russell 1000 Growth	0.06%	3,385	$314K	No change
GLOBAL X MSCI GREECE ETF	0.06%	6,650	$312K	New
BIL SS SPDR BB 1-3M T-Bill ETF	0.06%	3,395	$311K	Reduce -15.6%
HD Home Depot Inc.	0.05%	818	$300K	Add +17.0%
BIIB Biogen Inc.	0.05%	2,125	$291K	New
SPGI S&P Global Inc.	0.05%	555	$282K	No change
COST Costco Wholesale Corp.	0.05%	296	$280K	Reduce -5.7%
HON Honeywell International Inc.	0.05%	1,319	$279K	Add +6.4%
CVX Chevron Corp.	0.05%	1,615	$270K	Add +0.7%
PEP Pepsico Inc.	0.05%	1,751	$263K	Reduce -25.6%
SCHC Schwab Intl Small-Cap Equity	0.05%	7,268	$261K	Add +6.2%
MDT Medtronic PLC	0.05%	2,847	$256K	Add +3.5%
UNP Union Pacific Corp.	0.05%	1,082	$256K	New
SCHF Schwab Intl Equity ETF	0.05%	12,892	$255K	Reduce -2.8%
AGG iShares Core U.S. Aggregate	0.04%	2,546	$252K	No change
LMT Lockheed Martin Corp.	0.04%	537	$240K	Add +7.4%
ASML ASML Holding NV-NY Reg SHS	0.04%	357	$237K	Add +2.0%
ISRG Intuitive Surgical Inc.	0.04%	456	$226K	Add +2.0%
PANW Palo Alto Networks Inc.	0.04%	1,320	$225K	No change
SPYG SS SPDR P S&P 500 Growth ETF	0.04%	2,740	$220K	Add +0.0%
DE Deere & Co.	0.04%	465	$218K	New
EFG iShares MSCI Eafe Growth ETF	0.04%	2,136	$214K	Add +0.1%
SCHO Schwab Short-Term US Treas	0.04%	8,670	$211K	No change
PDBC Invesco Optimum Yield Divers	0.03%	12,755	$174K	New
ICLN iShares Global Clean Energy	0.03%	15,177	$173K	Reduce -25.3%

Portfolio Sells Q4 2024 → Q1 2025


VUG Vanguard Mrngstar GR ETF-Sui	Reduce -0.5%	15.46%	−1.46
VGT Vanguard Info Tech ETF	Reduce -7.7%	3.30%	−0.73
IWF iShares Russell 1000 Growth	Reduce -6.9%	1.51%	−0.26
AAPL Apple Inc.	Reduce -5.7%	1.17%	−0.21
AMZN Amazon.com Inc.	Reduce -12.5%	0.48%	−0.14
GOOGL Alphabet Inc. Class A	Reduce -17.5%	0.22%	−0.10
VB Vanguard Most SM-Cap ETF-Usd	Reduce -3.6%	0.96%	−0.10
TSLA Tesla Inc.	Sold out	0.00%	−0.10
QQQ Invesco QQQ Trust Series 1	Reduce -4.6%	0.77%	−0.10
BSV Vanguard Short-Term Bond ETF	Reduce -8.6%	1.53%	−0.10
MAR Marriott International Class A	Reduce -29.6%	0.14%	−0.09
VTEB Vanguard Tax-Exempt Bond ETF	Reduce -26.8%	0.23%	−0.08
VIG Vanguard Dividend Apprec ETF	Reduce -4.8%	1.77%	−0.08
VWO Vanguard Ftse Emerging Marke	Reduce -17.8%	0.37%	−0.06
VCLT Vanguard Long-Term Corp. Bond	Reduce -6.9%	1.06%	−0.04
ANET Arista Networks Inc.	Sold out	0.00%	−0.04
VOT Vngrd Mrngstr MC GRW ETF-Usd	Reduce -5.6%	0.51%	−0.04
GSLC Goldman Activebeta US LC ETF	Sold out	0.00%	−0.04
VCR Vanguard Consumer Discre ETF	Reduce -0.8%	0.28%	−0.04
AMP Ameriprise Financial Inc.	Sold out	0.00%	−0.04
MDLZ Mondelez International Inc. Class A	Sold out	0.00%	−0.04
AVGO Broadcom Inc.	Reduce -14.2%	0.06%	−0.04
MUB iShares National Muni Bond E	Reduce -7.5%	0.47%	−0.04
UNH Unitedhealth Group Inc.	Reduce -19.4%	0.19%	−0.03
IJT iShares S&P Small-Cap 600 GR	Reduce -3.3%	0.29%	−0.03
MRK Merck & Co. Inc.	Reduce -22.5%	0.07%	−0.03
IUSG iShares Core S&P U.S. Growth	Reduce -2.0%	0.26%	−0.03
XLK SS Technology Select Sector	Reduce -22.0%	0.06%	−0.03
ESGU iShares ESG Aware MSCI USA	Reduce -2.5%	0.36%	−0.02
IBB iShares Biotechnology ETF	Reduce -6.7%	0.26%	−0.02
VGSH Vanguard Short-Term Treasury	Reduce -4.8%	0.74%	−0.02
PEP Pepsico Inc.	Reduce -25.6%	0.05%	−0.02
SO The Southern Co.	Reduce -20.2%	0.13%	−0.01
IWP iShares Russell Mid-Cap Grow	Reduce -10.3%	0.06%	−0.01
IVV iShares Core S&P 500 ETF	Reduce -1.5%	0.22%	−0.01
VOX Vanguard Communication Servi	Reduce -0.9%	0.27%	−0.01
ICLN iShares Global Clean Energy	Reduce -25.3%	0.03%	−0.01
BIL SS SPDR BB 1-3M T-Bill ETF	Reduce -15.6%	0.06%	−0.01
JNJ Johnson & Johnson	Reduce -17.8%	0.21%	−0.01
BIV Vanguard Intermediate-Term B	Reduce -5.1%	0.68%	−0.01
VOE Vngrd Mrngstr MD-Cap Val ETF	Reduce -2.0%	0.54%	−0.01
MTUM iShares MSCI USA Momentum Fa	Reduce -6.0%	0.07%	−0.01
QUAL iShares MSCI USA Quality Fac	Reduce -1.3%	0.10%	−0.00
ICF iShares Select U.S. REIT ETF	Reduce -4.7%	0.22%	−0.00
BLV Vanguard Long-Term Bond ETF	Reduce -4.7%	0.32%	−0.00
COST Costco Wholesale Corp.	Reduce -5.7%	0.05%	−0.00
VWOB Vanguard Emerg MKTS Gov BND	Reduce -2.3%	0.13%	+0.00
IJR iShares Core S&P Small-Cap E	Reduce -2.7%	0.13%	+0.00
DVY iShares Select Dividend ETF	Reduce -3.7%	1.53%	+0.00
SCHF Schwab Intl Equity ETF	Reduce -2.8%	0.05%	+0.00

Portfolio Buys Q4 2024 → Q1 2025


SHV iShares 0-1 Year Treasury Bo	Add +12.7%	5.66%	+0.74
VXUS Vanguard Total Intl Stock	Add +2.4%	6.41%	+0.57
VYM Vanguard High DVD Yield ETF	Add +1.6%	10.18%	+0.43
BND Vanguard Total Bond Market	Add +6.1%	3.92%	+0.36
VTV Vanguard Mrngstr Val ETF-Aui	Add +6.7%	3.44%	+0.33
BRK.B Berkshire Hathaway Inc. Class B	Add +21.2%	0.39%	+0.12
VTI VG Morningstar TS MKT ETF-US	Add +27.1%	0.65%	+0.12
JNK SS SPDR BB High Yield Bond	Add +91.7%	0.22%	+0.11
VNQ Vanguard Real Estate ETF	Add +6.9%	0.98%	+0.09
VPU Vanguard Utilities ETF	Add +58.7%	0.22%	+0.09
VHT Vanguard Health Care ETF	Add +0.5%	1.32%	+0.08
VSGX Vanguard ESG Intl Stock ETF	Add +1.1%	0.88%	+0.06
GLOBAL X MSCI GREECE ETF	New	0.06%	+0.06
BIIB Biogen Inc.	New	0.05%	+0.05
UNP Union Pacific Corp.	New	0.05%	+0.05
DE Deere & Co.	New	0.04%	+0.04
AMGN Amgen Inc.	Add +2.9%	0.19%	+0.04
PG The Procter & Gamble Co.	Add +26.0%	0.16%	+0.04
VFH Vanguard Financials ETF	Add +31.3%	0.13%	+0.04
PDBC Invesco Optimum Yield Divers	New	0.03%	+0.03
VGK Vanguard Ftse Europe ETF	Add +4.6%	0.16%	+0.02
VO Vngrd Mrngstr MD-Cap ETF-Usd	Add +3.4%	0.81%	+0.02
CAT Caterpillar Inc.	Add +19.2%	0.18%	+0.02
VEU Vanguard Ftse All-World Ex-U	Add +0.0%	0.23%	+0.02
NULG Nuveen ESG LRG-Cap GRW ETF	Add +23.2%	0.08%	+0.01
NUSC Nuveen ESG Small-Cap ETF	Add +19.3%	0.10%	+0.01
NLY Annaly Capital Management Inc.	Add +0.0%	0.08%	+0.01
JPM JPMorgan Chase & Co.	Add +7.6%	0.09%	+0.01
XOM Exxon Mobil Corp.	Add +1.1%	0.06%	+0.01
CVX Chevron Corp.	Add +0.7%	0.05%	+0.01
MDT Medtronic PLC	Add +3.5%	0.05%	+0.01
VCEB Vanguard ESG US Corp. Bond	Add +3.0%	0.12%	+0.01
HD Home Depot Inc.	Add +17.0%	0.05%	+0.01
EMB iShares JP Morgan Usd Emergi	Add +2.3%	0.10%	+0.01
SCHC Schwab Intl Small-Cap Equity	Add +6.2%	0.05%	+0.01
HYG Ishr Ibx Usd Hiyld CB ETF-Ui	Add +4.4%	0.06%	+0.00
NVDA Nvidia Corp.	Add +29.0%	0.06%	+0.00
BNDX Vanguard Total Intl Bond ETF	Add +2.4%	0.06%	+0.00
EFG iShares MSCI Eafe Growth ETF	Add +0.1%	0.04%	+0.00
HON Honeywell International Inc.	Add +6.4%	0.05%	+0.00
LMT Lockheed Martin Corp.	Add +7.4%	0.04%	+0.00
WMT Walmart Inc.	Add +1.3%	0.32%	+0.00
ASML ASML Holding NV-NY Reg SHS	Add +2.0%	0.04%	−0.00
ISRG Intuitive Surgical Inc.	Add +2.0%	0.04%	−0.00
SOXX iShares Semiconductor ETF	Add +7.4%	0.06%	−0.00
SPYG SS SPDR P S&P 500 Growth ETF	Add +0.0%	0.04%	−0.00
SCHG Schwab US Large-Cap Growth	Add +0.1%	0.07%	−0.01
VBR Vngrd Mrngst SL-CP Val ETF-U	Add +4.0%	1.14%	−0.01
SPY SS SPDR S&P 500 ETF Trust-US	Add +0.5%	0.40%	−0.01
ESGV Vanguard ESG US Stock ETF	Add +3.9%	0.74%	−0.01

All Filings

Quarter	Positions	13F Reported Value	Top Holdings
Q2 2026	151	$802.3M	VUG, SHV, VXUS, VYM, VCSH
Q1 2026	145	$720.8M	VUG, SHV, VYM, VXUS, VCSH
Q4 2025	150	$716.4M	VUG, VYM, SHV, VXUS, VCSH
Q3 2025	139	$656.0M	VUG, VYM, VXUS, SHV, VCSH
Q2 2025	138	$614.8M	VUG, VYM, VXUS, SHV, VCSH
Q1 2025	133	$560.0M	VUG, VYM, VXUS, SHV, VCSH
Q4 2024	133	$569.2M	VUG, VYM, VXUS, SHV, VCSH
Q3 2024	131	$557.4M	VUG, VYM, VXUS, VCSH, SHV
Q2 2024	121	$518.3M	VUG, VYM, VXUS, VCSH, VGT
Q1 2024	120	$492.3M	VUG, VYM, VXUS, VCSH, VGT