White Lighthouse Investment Management Inc.

In its 13F for Q4 2025 (holdings as of December 31, 2025, filed February 9, 2026), White Lighthouse Investment Management Inc. reported 150 stock positions worth $716.4 million. Its top holding was Vanguard Mrngstar GR ETF-Sui (VUG) at 16.4% of the portfolio, followed by Vanguard High DVD Yield ETF (VYM, 9.5%) and iShares 0-1 Year Treasury Bo (SHV, 7.3%). Compared with Q3 2025, it opened 12 new positions, sold out of 1, added to 86 and reduced 42. The biggest buy was iShares 0-1 Year Treasury Bo (SHV, shares +46%) and the biggest sale Vanguard Info Tech ETF (VGT, shares −2%).

Most Recent 13F
Q2 2026
Location
BEDFORD, MA
CIK
0001727593
Portfolio Value
$716.4M (Q4 2025)
SEC Filing
0001727593-26-000005 ↗ filed Feb 9, 2026

Holdings Value

0$200.0M$400.0M$600.0M$800.0M$1.0B Q1 2024: $492.3M Q1 2024 Q2 2024: $518.3M Q2 2024 Q3 2024: $557.4M Q3 2024 Q4 2024: $569.2M Q4 2024 Q1 2025: $560.0M Q1 2025 Q2 2025: $614.8M Q2 2025 Q3 2025: $656.0M Q3 2025 Q4 2025: $716.4M $716.4M Q4 2025 Q1 2026: $720.8M Q1 2026 Q2 2026: $802.3M Q2 2026

Holdings 150 stocks · $716.4M
VUG Vanguard Mrngstar GR ETF-Sui 16.36% 240,210 $117.2M Add +0.9%
VYM Vanguard High DVD Yield ETF 9.45% 471,838 $67.7M Add +1.9%
SHV iShares 0-1 Year Treasury Bo 7.26% 472,420 $52.0M Add +46.0%
VXUS Vanguard Total Intl Stock 6.25% 593,492 $44.8M Add +2.7%
VCSH Vanguard S/T Corp. Bond ETF 4.07% 365,920 $29.2M Add +3.7%
BND Vanguard Total Bond Market 3.84% 371,289 $27.5M Add +17.2%
VTV Vanguard Mrngstr Val ETF-Aui 3.50% 131,334 $25.1M Add +4.4%
VGT Vanguard Info Tech ETF 3.44% 32,684 $24.6M Reduce -2.3%
VCIT Vanguard Int-Term Corporate 2.34% 200,521 $16.8M Add +1.4%
IAU iShares Gold Trust 2.34% 206,671 $16.8M Reduce -4.2%
IXUS iShares Core Intl Stock ETF 2.22% 187,638 $15.9M Reduce -0.6%
IGM iShares Expanded Tech Sector 2.05% 113,956 $14.7M Add +10.9%
VOO Vanguard S&P 500 ETF 1.63% 18,635 $11.7M Add +5.4%
VIG Vanguard Dividend Apprec ETF 1.61% 52,596 $11.6M Add +3.1%
IWF iShares Russell 1000 Growth 1.50% 22,655 $10.7M Reduce -1.7%
DVY iShares Select Dividend ETF 1.39% 70,432 $9.9M Add +3.9%
BSV Vanguard Short-Term Bond ETF 1.29% 117,508 $9.3M Add +2.8%
VBR Vngrd Mrngst SL-CP Val ETF-U 1.06% 35,980 $7.6M Add +3.0%
BIL SS SPDR BB 1-3M T-Bill ETF 1.01% 79,402 $7.3M Add +2636.1%
VHT Vanguard Health Care ETF 0.98% 24,485 $7.0M Reduce -5.9%
VTIP Vanguard Short-Term Tips 0.91% 131,912 $6.5M Add +5.4%
AAPL Apple Inc. 0.89% 23,577 $6.4M Reduce -0.9%
VB Vanguard Most SM-Cap ETF-Usd 0.89% 24,585 $6.3M Add +3.5%
QQQ Invesco QQQ Trust Series 1 0.80% 9,286 $5.7M Add +3.4%
VSGX Vanguard ESG Intl Stock ETF 0.77% 77,365 $5.5M Add +0.8%
ESGV Vanguard ESG US Stock ETF 0.76% 45,293 $5.5M Add +8.0%
VNQ Vanguard Real Estate ETF 0.74% 59,746 $5.3M Reduce -2.5%
SCHD Schwab US DVD Equity ETF 0.72% 187,668 $5.1M Add +52.4%
VO Vngrd Mrngstr MD-Cap ETF-Usd 0.69% 17,051 $4.9M Add +1.1%
VTI VG Morningstar TS MKT ETF-US 0.62% 13,320 $4.5M Reduce -0.4%
VGSH Vanguard Short-Term Treasury 0.61% 74,371 $4.4M Add +7.1%
VCLT Vanguard Long-Term Corp. Bond 0.60% 56,724 $4.3M Reduce -18.5%
MSFT Microsoft Corp. 0.59% 8,805 $4.3M Add +24.9%
IUSB Ishr CR Unvrse Usd BD ETF-Ui 0.55% 85,339 $4.0M Add +1.7%
BIV Vanguard Intermediate-Term B 0.54% 49,730 $3.9M Add +2.6%
VOT Vngrd Mrngstr MC GRW ETF-Usd 0.49% 12,700 $3.5M Add +5.9%
VPU Vanguard Utilities ETF 0.48% 18,674 $3.5M Reduce -0.3%
VOE Vngrd Mrngstr MD-Cap Val ETF 0.46% 18,525 $3.3M Reduce -0.3%
GOOGL Alphabet Inc. Class A 0.44% 10,122 $3.2M Add +30.8%
GLD SPDR Gold Shares 0.39% 7,093 $2.8M Add +6.0%
SPY SS SPDR S&P 500 ETF Trust-US 0.39% 4,117 $2.8M Add +3.3%
AZN Astrazeneca PLC-Spons ADR 0.39% 30,374 $2.8M Reduce -7.2%
AMZN Amazon.com Inc. 0.38% 11,855 $2.7M Add +2.5%
VWO Vanguard Ftse Emerging Marke 0.38% 50,886 $2.7M Add +51.1%
BRK.B Berkshire Hathaway Inc. Class B 0.36% 5,167 $2.6M Add +15.1%
MUB iShares National Muni Bond E 0.36% 24,100 $2.6M Add +0.9%
ESGU iShares ESG Aware MSCI USA 0.36% 17,143 $2.6M Reduce -1.1%
SCHP Schwab U.S. Tips ETF 0.35% 93,470 $2.5M Add +7.0%
IUSG iShares Core S&P U.S. Growth 0.29% 12,478 $2.1M Add +21.9%
VGK Vanguard Ftse Europe ETF 0.28% 24,150 $2.0M Add +96.2%
XLK SS Technology Select Sector 0.27% 13,244 $1.9M Add +244.4%
PM Philip Morris International 0.25% 11,329 $1.8M Add +8.1%
IJT iShares S&P Small-Cap 600 GR 0.25% 12,820 $1.8M Reduce -0.1%
VCR Vanguard Consumer Discre ETF 0.24% 4,414 $1.7M Reduce -3.6%
VOX Vanguard Communication Servi 0.24% 8,875 $1.7M Reduce -0.6%
WMT Walmart Inc. 0.24% 15,247 $1.7M Add +0.9%
ESGD iShares Trust iShares ESG Aw 0.23% 17,464 $1.7M Reduce -10.3%
DSI iShares ESG MSCI KLD 400 ETF 0.23% 12,792 $1.6M Add +0.0%
VEA Vanguard Ftse Developed ETF 0.23% 26,168 $1.6M Add +0.0%
IXJ iShares Global Healthcare Et 0.22% 16,275 $1.6M Reduce -10.4%
VEU Vanguard Ftse All-World Ex-U 0.22% 21,422 $1.6M Reduce -0.2%
IBB iShares Biotechnology ETF 0.22% 9,271 $1.6M Reduce -9.9%
IVV iShares Core S&P 500 ETF 0.21% 2,174 $1.5M Add +0.1%
SGOL Abrdn Physical Gold Shares 0.20% 34,590 $1.4M Reduce -6.4%
CAT Caterpillar Inc. 0.20% 2,471 $1.4M No change
SUB iShares Short-Term National 0.19% 12,636 $1.3M No change
JNK SS SPDR BB High Yield Bond 0.18% 13,532 $1.3M Add +4.0%
JNJ Johnson & Johnson 0.18% 6,323 $1.3M Add +1.1%
GOOG Alphabet Inc. Class C 0.18% 4,130 $1.3M Add +39.4%
VWOB Vanguard Emerg MKTS Gov BND 0.18% 18,969 $1.3M Add +53.6%
VTEB Vanguard Tax-Exempt Bond ETF 0.17% 24,258 $1.2M Add +6.5%
JPM JPMorgan Chase & Co. 0.17% 3,673 $1.2M Add +116.6%
AMGN Amgen Inc. 0.16% 3,569 $1.2M Add +3.0%
NULG Nuveen ESG LRG-Cap GRW ETF 0.14% 10,478 $1.0M Add +3.0%
SUSC iShares ESG Aware Usd Corpor 0.14% 43,625 $1.0M Add +15.2%
ICF iShares Select U.S. REIT ETF 0.13% 16,034 $957K Reduce -2.6%
VFH Vanguard Financials ETF 0.13% 7,010 $936K Add +2.7%
IGSB iShares 1-5Y Inv Grade Corp. 0.13% 17,590 $930K Add +1.6%
NVDA Nvidia Corp. 0.13% 4,812 $897K Add +15.0%
SO The Southern Co. 0.12% 9,782 $853K Add +19.2%
QUAL iShares MSCI USA Quality Fac 0.12% 4,221 $838K Add +18.2%
GDX Vaneck Gold Miners ETF 0.11% 9,548 $819K Reduce -13.8%
IJR iShares Core S&P Small-Cap E 0.11% 6,770 $814K Add +0.7%
SOXX iShares Semiconductor ETF 0.11% 2,581 $777K Add +46.4%
EMB iShares JP Morgan Usd Emergi 0.11% 7,947 $765K Add +13.2%
PG The Procter & Gamble Co. 0.11% 5,305 $760K Add +0.6%
ESGE iShares Inc. iShares ESG Awar 0.10% 16,507 $729K Reduce -3.1%
MGK Vngrd Mrgstr MG CP GR ETF-Ui 0.10% 1,763 $728K No change
MAR Marriott International Class A 0.10% 2,335 $724K No change
NUSC Nuveen ESG Small-Cap ETF 0.10% 15,940 $712K Add +12.8%
BLV Vanguard Long-Term Bond ETF 0.09% 9,465 $658K Reduce -49.6%
GLOBAL X MSCI GREECE ETF 0.09% 9,970 $657K New
EW Edwards Lifesciences Corp. 0.08% 7,107 $606K Reduce -14.8%
UNH Unitedhealth Group Inc. 0.08% 1,816 $600K Reduce -3.4%
AVGO Broadcom Inc. 0.08% 1,704 $590K Add +22.6%
NLY Annaly Capital Management Inc. 0.08% 26,065 $583K Add +47.7%
VV Vngrd Mrgstr LRG-Cap ETF-Usd 0.08% 1,783 $561K Add +1.4%
MO Altria Group Inc. 0.07% 9,193 $530K Add +0.0%
AFRM Affirm Holdings Inc. 0.07% 7,111 $529K Add +21.9%
VPL Vanguard Ftse Pacific ETF 0.07% 5,789 $523K Reduce -1.4%
MRK Merck & Co. Inc. 0.07% 4,899 $516K Add +10.9%
CSCO Cisco Systems Inc. 0.07% 6,604 $509K Reduce -2.0%
HYG Ishr Ibx Usd Hiyld CB ETF-Ui 0.07% 6,294 $507K Add +49.6%
BTI British American Tob-SP ADR 0.07% 8,916 $505K Reduce -27.3%
EFA iShares MSCI Eafe ETF 0.07% 5,203 $500K Add +119.2%
BNDX Vanguard Total Intl Bond ETF 0.07% 10,047 $485K Add +3.9%
SCHG Schwab US Large-Cap Growth 0.07% 14,672 $479K Reduce -2.7%
IWP iShares Russell Mid-Cap Grow 0.07% 3,461 $474K Add +27.4%
MTUM iShares MSCI USA Momentum Fa 0.06% 1,633 $409K Reduce -19.3%
XLV SS Health Care Select Sector 0.06% 2,553 $395K New
ASML ASML Holding NV-NY Reg SHS 0.05% 365 $390K Add +2.2%
XOM Exxon Mobil Corp. 0.05% 3,190 $384K Add +3.5%
PYLD PIMCO Multisector Bond Actv 0.05% 14,310 $382K New
VONG Vanguard Russell 1000 Growth 0.05% 3,115 $379K Reduce -8.0%
ICLN iShares Global Clean Energy 0.05% 22,732 $373K Add +11.0%
TSM Taiwan Semiconductor-SP ADR 0.05% 1,191 $362K New
VCEB Vanguard ESG US Corp. Bond 0.05% 5,674 $361K Add +31.1%
ICSH iShares Ultra Short Duration 0.05% 7,000 $354K No change
HD Home Depot Inc. 0.05% 1,015 $349K Add +34.1%
SCHC Schwab Intl Small-Cap Equity 0.05% 7,216 $329K Add +3.5%
SUSA iShares ESG Optimized MSCI U 0.04% 2,304 $321K No change
AGG iShares Core U.S. Aggregate 0.04% 3,214 $321K Add +15.2%
SPGI S&P Global Inc. 0.04% 613 $320K No change
MDT Medtronic PLC 0.04% 3,155 $303K Add +10.3%
SPYG SS SPDR P S&P 500 Growth ETF 0.04% 2,658 $284K Reduce -1.3%
UNP Union Pacific Corp. 0.04% 1,182 $273K Add +9.2%
LMT Lockheed Martin Corp. 0.04% 564 $273K Reduce -1.1%
PEP Pepsico Inc. 0.04% 1,878 $269K Add +9.8%
ISRG Intuitive Surgical Inc. 0.04% 473 $268K Add +5.1%
XLF SS Financial Select Sector 0.04% 4,827 $264K New
VBK Van Morst SML-Cap Gro-Usd Inc. 0.04% 866 $262K Reduce -1.8%
CVX Chevron Corp. 0.04% 1,674 $255K Add +1.9%
COST Costco Wholesale Corp. 0.03% 289 $249K Reduce -2.7%
PANW Palo Alto Networks Inc. 0.03% 1,350 $249K No change
XLC SS Comm Select Sector SPDR 0.03% 2,096 $247K New
IEMG iShares Core MSCI Emerging 0.03% 3,523 $237K New
V Visa Inc. Class A 0.03% 656 $230K New
ORCL Oracle Corp. 0.03% 1,150 $224K Reduce -5.6%
KBWB Invesco KBW Bank ETF 0.03% 2,616 $221K New
VYMI Vanguard Int High DVD YLD Inc. 0.03% 2,442 $220K Reduce -2.0%
SHE SS SPDR MSCI U Gend Div ETF 0.03% 1,658 $219K New
DE Deere & Co. 0.03% 465 $216K No change
SCHF Schwab Intl Equity ETF 0.03% 9,001 $216K Reduce -3.1%
SPYV SS SPDR P S&P 500 Value ETF 0.03% 3,774 $214K Add +1.4%
GSLC Goldman Activebeta US LC ETF 0.03% 1,592 $211K Reduce -1.6%
RING iShares MSCI Global Gold Min 0.03% 2,813 $207K Reduce -38.4%
BN Brookfield Corp. 0.03% 4,489 $206K New
SCHO Schwab Short-Term US Treas 0.03% 8,260 $201K No change
QCOM Qualcomm Inc. 0.03% 1,170 $200K New
PDBC Invesco Optimum Yield Divers 0.03% 13,499 $179K Add +0.3%

Portfolio Sells Q3 2025 → Q4 2025
VGT Vanguard Info Tech ETF Reduce -2.3% 3.44% −0.37
VCLT Vanguard Long-Term Corp. Bond Reduce -18.5% 0.60% −0.22
IXUS iShares Core Intl Stock ETF Reduce -0.6% 2.22% −0.16
IWF iShares Russell 1000 Growth Reduce -1.7% 1.50% −0.15
VNQ Vanguard Real Estate ETF Reduce -2.5% 0.74% −0.12
BLV Vanguard Long-Term Bond ETF Reduce -49.6% 0.09% −0.11
VPU Vanguard Utilities ETF Reduce -0.3% 0.48% −0.06
IAU iShares Gold Trust Reduce -4.2% 2.34% −0.05
VHT Vanguard Health Care ETF Reduce -5.9% 0.98% −0.05
VTI VG Morningstar TS MKT ETF-US Reduce -0.4% 0.62% −0.05
ESGD iShares Trust iShares ESG Aw Reduce -10.3% 0.23% −0.04
NFLX Netflix Inc. Sold out 0.00% −0.04
VOE Vngrd Mrngstr MD-Cap Val ETF Reduce -0.3% 0.46% −0.04
VCR Vanguard Consumer Discre ETF Reduce -3.6% 0.24% −0.03
AAPL Apple Inc. Reduce -0.9% 0.89% −0.03
BTI British American Tob-SP ADR Reduce -27.3% 0.07% −0.03
ESGU iShares ESG Aware MSCI USA Reduce -1.1% 0.36% −0.03
IJT iShares S&P Small-Cap 600 GR Reduce -0.1% 0.25% −0.02
IXJ iShares Global Healthcare Et Reduce -10.4% 0.22% −0.02
MTUM iShares MSCI USA Momentum Fa Reduce -19.3% 0.06% −0.02
ICF iShares Select U.S. REIT ETF Reduce -2.6% 0.13% −0.02
ORCL Oracle Corp. Reduce -5.6% 0.03% −0.02
RING iShares MSCI Global Gold Min Reduce -38.4% 0.03% −0.02
VOX Vanguard Communication Servi Reduce -0.6% 0.24% −0.02
UNH Unitedhealth Group Inc. Reduce -3.4% 0.08% −0.02
GDX Vaneck Gold Miners ETF Reduce -13.8% 0.11% −0.01
EW Edwards Lifesciences Corp. Reduce -14.8% 0.08% −0.01
VEU Vanguard Ftse All-World Ex-U Reduce -0.2% 0.22% −0.01
ESGE iShares Inc. iShares ESG Awar Reduce -3.1% 0.10% −0.01
VONG Vanguard Russell 1000 Growth Reduce -8.0% 0.05% −0.01
SGOL Abrdn Physical Gold Shares Reduce -6.4% 0.20% −0.01
IBB iShares Biotechnology ETF Reduce -9.9% 0.22% −0.01
COST Costco Wholesale Corp. Reduce -2.7% 0.03% −0.01
SCHG Schwab US Large-Cap Growth Reduce -2.7% 0.07% −0.01
VPL Vanguard Ftse Pacific ETF Reduce -1.4% 0.07% −0.01
LMT Lockheed Martin Corp. Reduce -1.1% 0.04% −0.01
VBK Van Morst SML-Cap Gro-Usd Inc. Reduce -1.8% 0.04% −0.00
SPYG SS SPDR P S&P 500 Growth ETF Reduce -1.3% 0.04% −0.00
SCHF Schwab Intl Equity ETF Reduce -3.1% 0.03% −0.00
GSLC Goldman Activebeta US LC ETF Reduce -1.6% 0.03% −0.00
VYMI Vanguard Int High DVD YLD Inc. Reduce -2.0% 0.03% −0.00
CSCO Cisco Systems Inc. Reduce -2.0% 0.07% +0.00
AZN Astrazeneca PLC-Spons ADR Reduce -7.2% 0.39% +0.01

Portfolio Buys Q3 2025 → Q4 2025
SHV iShares 0-1 Year Treasury Bo Add +46.0% 7.26% +1.81
BIL SS SPDR BB 1-3M T-Bill ETF Add +2636.1% 1.01% +0.97
BND Vanguard Total Bond Market Add +17.2% 3.84% +0.25
SCHD Schwab US DVD Equity ETF Add +52.4% 0.72% +0.21
XLK SS Technology Select Sector Add +244.4% 0.27% +0.18
GOOGL Alphabet Inc. Class A Add +30.8% 0.44% +0.16
VGK Vanguard Ftse Europe ETF Add +96.2% 0.28% +0.13
VWO Vanguard Ftse Emerging Marke Add +51.1% 0.38% +0.10
GLOBAL X MSCI GREECE ETF New 0.09% +0.09
JPM JPMorgan Chase & Co. Add +116.6% 0.17% +0.08
IGM iShares Expanded Tech Sector Add +10.9% 2.05% +0.08
GOOG Alphabet Inc. Class C Add +39.4% 0.18% +0.07
XLV SS Health Care Select Sector New 0.06% +0.06
PYLD PIMCO Multisector Bond Actv New 0.05% +0.05
VWOB Vanguard Emerg MKTS Gov BND Add +53.6% 0.18% +0.05
TSM Taiwan Semiconductor-SP ADR New 0.05% +0.05
MSFT Microsoft Corp. Add +24.9% 0.59% +0.04
XLF SS Financial Select Sector New 0.04% +0.04
EFA iShares MSCI Eafe ETF Add +119.2% 0.07% +0.04
IUSG iShares Core S&P U.S. Growth Add +21.9% 0.29% +0.04
SOXX iShares Semiconductor ETF Add +46.4% 0.11% +0.04
XLC SS Comm Select Sector SPDR New 0.03% +0.03
IEMG iShares Core MSCI Emerging New 0.03% +0.03
V Visa Inc. Class A New 0.03% +0.03
KBWB Invesco KBW Bank ETF New 0.03% +0.03
SHE SS SPDR MSCI U Gend Div ETF New 0.03% +0.03
GLD SPDR Gold Shares Add +6.0% 0.39% +0.03
BN Brookfield Corp. New 0.03% +0.03
QCOM Qualcomm Inc. New 0.03% +0.03
NLY Annaly Capital Management Inc. Add +47.7% 0.08% +0.03
HYG Ishr Ibx Usd Hiyld CB ETF-Ui Add +49.6% 0.07% +0.02
BRK.B Berkshire Hathaway Inc. Class B Add +15.1% 0.36% +0.02
MRK Merck & Co. Inc. Add +10.9% 0.07% +0.02
AMGN Amgen Inc. Add +3.0% 0.16% +0.01
AVGO Broadcom Inc. Add +22.6% 0.08% +0.01
QUAL iShares MSCI USA Quality Fac Add +18.2% 0.12% +0.01
AFRM Affirm Holdings Inc. Add +21.9% 0.07% +0.01
VCEB Vanguard ESG US Corp. Bond Add +31.1% 0.05% +0.01
ESGV Vanguard ESG US Stock ETF Add +8.0% 0.76% +0.01
IWP iShares Russell Mid-Cap Grow Add +27.4% 0.07% +0.01
ISRG Intuitive Surgical Inc. Add +5.1% 0.04% +0.01
SUSC iShares ESG Aware Usd Corpor Add +15.2% 0.14% +0.01
NVDA Nvidia Corp. Add +15.0% 0.13% +0.01
JNJ Johnson & Johnson Add +1.1% 0.18% +0.01
EMB iShares JP Morgan Usd Emergi Add +13.2% 0.11% +0.01
NUSC Nuveen ESG Small-Cap ETF Add +12.8% 0.10% +0.00
ICLN iShares Global Clean Energy Add +11.0% 0.05% +0.00
AGG iShares Core U.S. Aggregate Add +15.2% 0.04% +0.00
HD Home Depot Inc. Add +34.1% 0.05% +0.00
ASML ASML Holding NV-NY Reg SHS Add +2.2% 0.05% +0.00

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 151$802.3MVUG, SHV, VXUS, VYM, VCSH
Q1 2026 145$720.8MVUG, SHV, VYM, VXUS, VCSH
Q4 2025 150$716.4MVUG, VYM, SHV, VXUS, VCSH
Q3 2025 139$656.0MVUG, VYM, VXUS, SHV, VCSH
Q2 2025 138$614.8MVUG, VYM, VXUS, SHV, VCSH
Q1 2025 133$560.0MVUG, VYM, VXUS, SHV, VCSH
Q4 2024 133$569.2MVUG, VYM, VXUS, SHV, VCSH
Q3 2024 131$557.4MVUG, VYM, VXUS, VCSH, SHV
Q2 2024 121$518.3MVUG, VYM, VXUS, VCSH, VGT
Q1 2024 120$492.3MVUG, VYM, VXUS, VCSH, VGT