XY Planning Network, Inc.
In its 13F for Q2 2026 (holdings as of June 30, 2026, filed July 15, 2026), XY Planning Network, Inc. reported 340 stock positions worth $797.1 million. Its top holding was Dimensional US Core Equity 2 (DFAC) at 5.4% of the portfolio, followed by VG Morningstar TS MKT ETF-US (VTI, 5.2%) and Vanguard S&P 500 ETF (VOO, 4.2%). Compared with Q1 2026, it opened 85 new positions, sold out of 18, added to 183 and reduced 56. The biggest buy was a new position in Vanguard Core Bond ETF (VCRB) and the biggest sale an exit from Timothy Plan Intl ETF (TPIF).
- Most Recent 13F
- Q2 2026
- Location
- BOZEMAN, MT
- CIK
- 0001873438
- Portfolio Value
- $797.1M (Q2 2026)
- SEC Filing
- 0001754960-26-000525 ↗ filed Jul 15, 2026
Holdings Value
Holdings 340 stocks · $797.1M
| DFAC Dimensional US Core Equity 2 | 5.43% | 975,919 | $43.3M | Add +2.7% |
| VTI VG Morningstar TS MKT ETF-US | 5.16% | 111,109 | $41.1M | Add +5.2% |
| VOO Vanguard S&P 500 ETF | 4.21% | 48,815 | $33.5M | Add +4.9% |
| VEA Vanguard Ftse Developed ETF | 3.25% | 363,090 | $25.9M | Add +31.7% |
| DFIC Dimensional International Co. | 2.56% | 547,885 | $20.4M | Add +9.1% |
| VCIT Vanguard Int-Term Corporate | 2.28% | 220,232 | $18.2M | Add +5.0% |
| VUG Vanguard Mrngstar GR ETF-Sui | 1.93% | 178,651 | $15.4M | Add +73.1% |
| BNDX Vanguard Total Intl Bond ETF | 1.88% | 310,169 | $15.0M | Add +32.6% |
| DFCF Dimensional Core Fixed Inc. | 1.83% | 345,812 | $14.6M | Add +11.8% |
| MUNI PIMCO Intermediate Municipal | 1.55% | 234,381 | $12.3M | Add +8.0% |
| VXUS Vanguard Total Intl Stock | 1.51% | 141,044 | $12.1M | Add +4.1% |
| SPMD SS SPDR P S&P 400 Midcap ETF | 1.48% | 174,104 | $11.8M | Reduce -2.9% |
| VTV Vanguard Mrngstr Val ETF-Aui | 1.45% | 52,971 | $11.5M | Add +205.8% |
| SPY SS SPDR S&P 500 ETF Trust-US | 1.39% | 14,805 | $11.1M | Add +1.0% |
| DFEM Dimensional Emrg MRKT Core | 1.37% | 269,500 | $11.0M | Add +6.3% |
| DFGR Dim Global Real Estate ETF | 1.36% | 374,316 | $10.8M | Add +8.1% |
| SPYM Ste STR SPDR PT S&P 500 ETF | 1.33% | 120,473 | $10.6M | Add +104.7% |
| IVV iShares Core S&P 500 ETF | 1.33% | 14,106 | $10.6M | Add +17.3% |
| DFUS Dimensional US Eq MKT ETF | 1.30% | 126,210 | $10.3M | Add +11.6% |
| XMHQ Invesco S&P Midcap Qual ETF | 1.29% | 91,449 | $10.3M | Add +28.0% |
| DCOR Dimensional US Core Eq 1 ETF | 1.23% | 119,331 | $9.8M | Add +12.3% |
| VWO Vanguard Ftse Emerging Marke | 1.22% | 163,066 | $9.7M | Reduce -1.9% |
| VTIP Vanguard Short-Term Tips | 1.19% | 188,498 | $9.5M | Add +19.5% |
| SGOV iShares 0-3 Month Treasury B | 1.06% | 84,102 | $8.5M | Add +70.8% |
| AVDV Avantis Intl S/C Value ETF | 1.05% | 80,955 | $8.3M | Add +18.5% |
| VCRB Vanguard Core Bond ETF | 0.92% | 94,460 | $7.3M | New |
| SPTI SS SPDR P Int Term TSY ETF | 0.90% | 251,997 | $7.2M | Add +10.8% |
| SPSM SS SPDR P S&P 600 Small Cap | 0.84% | 116,659 | $6.7M | Reduce -0.6% |
| DFSV Dimensional US Small Cap Val | 0.83% | 171,402 | $6.6M | Add +1.4% |
| NVDA Nvidia Corp. | 0.77% | 30,640 | $6.1M | Reduce -14.8% |
| VGSH Vanguard Short-Term Treasury | 0.74% | 100,823 | $5.9M | Add +4.4% |
| VCSH Vanguard S/T Corp. Bond ETF | 0.71% | 71,619 | $5.7M | Add +7.7% |
| AVEM Avantis Emerging Markets Eq | 0.69% | 56,733 | $5.5M | Add +53.4% |
| AAPL Apple Inc. | 0.68% | 18,613 | $5.4M | Reduce -23.0% |
| VT Vanguard Tot World STK ETF | 0.68% | 34,309 | $5.4M | Reduce -4.6% |
| AVUS Avantis U.S. Equity ETF | 0.66% | 41,375 | $5.3M | Add +77.5% |
| DYNF Ishrs US E F R A ETF-Usd Inc. | 0.66% | 77,229 | $5.3M | Reduce -0.3% |
| DFSD Dimensional Short Duration | 0.63% | 104,472 | $5.0M | Add +1906.0% |
| SCHZ Schwab US Aggregate Bond ETF | 0.62% | 212,609 | $4.9M | Add +3.3% |
| IVW iShares S&P 500 Growth ETF | 0.60% | 35,035 | $4.8M | Add +15.3% |
| AESR Anfield US Equity Sector Rot | 0.60% | 231,039 | $4.8M | New |
| DFAI Dimensional International Co. | 0.56% | 109,068 | $4.5M | Add +171.6% |
| DFAX Dimensional World Ex US Core | 0.56% | 120,482 | $4.4M | Add +5.5% |
| SPHQ Invesco S&P 500 Quality ETF | 0.55% | 48,694 | $4.4M | Reduce -3.7% |
| SPYG SS SPDR P S&P 500 Growth ETF | 0.55% | 36,564 | $4.4M | Add +6.7% |
| IUSB Ishr CR Unvrse Usd BD ETF-Ui | 0.50% | 87,081 | $4.0M | Add +80.1% |
| IVE iShares S&P 500 Value ETF | 0.49% | 17,182 | $3.9M | Reduce -11.4% |
| REET iShares Global REIT ETF | 0.46% | 133,840 | $3.7M | Reduce -1.7% |
| UYLD Angel Oak Ultrashort Income | 0.44% | 68,260 | $3.5M | Add +7.3% |
| CRWD CrowdStrike Holdings Inc. Class A | 0.44% | 4,559 | $3.5M | New |
| DXJ Wisdomtree Japan Hedged Eq | 0.43% | 19,946 | $3.5M | Add +0.1% |
| AVUV Avantis US Small Cap Value | 0.43% | 27,600 | $3.4M | Add +20.3% |
| VUSB Vanguard Ultra Short Bond Et | 0.43% | 68,626 | $3.4M | Add +6.0% |
| DUHP Dimensional US High Profi Et | 0.42% | 79,964 | $3.3M | Reduce -1.6% |
| FBND Fidelity Total Bond ETF | 0.42% | 72,939 | $3.3M | Add +4.1% |
| SCHF Schwab Intl Equity ETF | 0.41% | 119,333 | $3.3M | Add +4.8% |
| FLOT iShares Floating Rate Bond E | 0.41% | 63,859 | $3.3M | Add +30.4% |
| BSV Vanguard Short-Term Bond ETF | 0.40% | 41,386 | $3.2M | Add +499.4% |
| DFAT Dimensional US Target Value | 0.40% | 45,877 | $3.2M | Add +3.5% |
| NUBD Nuveen ESG US Aggregate Bond | 0.40% | 143,312 | $3.2M | New |
| DFAE Dimensional Emerging Core Eq | 0.38% | 75,964 | $3.1M | Add +514.8% |
| EMXC iShares MSCI Emr MRK Ex Chna | 0.38% | 29,233 | $3.0M | Reduce -5.7% |
| GOOG Alphabet Inc. Class C | 0.37% | 8,309 | $2.9M | Add +40.5% |
| ACWX iShares MSCI Acwi Ex US ETF | 0.37% | 38,452 | $2.9M | Add +57.6% |
| CORO Ish Intl CTRY Rot Act ETF | 0.37% | 79,602 | $2.9M | Add +36.3% |
| SCHD Schwab US DVD Equity ETF | 0.36% | 91,174 | $2.9M | Add +6.9% |
| QQQ Invesco QQQ Trust Series 1 | 0.35% | 3,830 | $2.8M | Add +3.3% |
| IWV iShares Russell 3000 ETF | 0.35% | 6,565 | $2.8M | Reduce -2.1% |
| ESGV Vanguard ESG US Stock ETF | 0.35% | 20,812 | $2.8M | New |
| VBR Vngrd Mrngst SL-CP Val ETF-U | 0.34% | 11,169 | $2.7M | Add +358.5% |
| VBK Van Morst SML-Cap Gro-Usd Inc. | 0.34% | 7,312 | $2.7M | Add +170.0% |
| MSFT Microsoft Corp. | 0.33% | 7,126 | $2.7M | Add +119.5% |
| SCHO Schwab Short-Term US Treas | 0.32% | 105,903 | $2.6M | Reduce -0.7% |
| DISV Dimensional International SM | 0.32% | 63,353 | $2.5M | Reduce -0.3% |
| MUB iShares National Muni Bond E | 0.31% | 23,205 | $2.5M | Add +27.2% |
| IUSV iShares Core S&P U.S. Value | 0.31% | 22,487 | $2.5M | Add +2.3% |
| BAI Ishrs AI in and Tech Act ETF | 0.30% | 46,018 | $2.4M | Reduce -11.6% |
| ITOT iShares Core S&P Total U.S. | 0.30% | 14,636 | $2.4M | Reduce -1.4% |
| BOXX Alpha Architect 1-3 MNTH Box | 0.30% | 20,258 | $2.4M | Add +0.6% |
| EUSA iShares MSCI USA Equal Weigh | 0.29% | 20,498 | $2.3M | Add +3.0% |
| ESGE iShares Inc. iShares ESG Awar | 0.29% | 41,579 | $2.3M | Reduce -5.1% |
| DUSB Dimension Ultrashort Fi ETF | 0.28% | 43,572 | $2.2M | Add +50.1% |
| DFAS Dimensional US Small Cap ETF | 0.28% | 26,636 | $2.2M | Add +60.7% |
| DFAU Dimensional US Core Equity M | 0.27% | 41,643 | $2.2M | Add +43.8% |
| CME Cme Group Inc. | 0.27% | 9,715 | $2.1M | Reduce -5.6% |
| MOAT Vaneck Morningstar Wide Moat | 0.26% | 20,299 | $2.1M | Reduce -4.4% |
| DFSU Dimensional US Sus CORE1 ETF | 0.26% | 45,088 | $2.1M | Reduce -4.5% |
| DFNM Dimensional National Muni BD | 0.26% | 43,086 | $2.1M | Add +31.7% |
| ISTB iShares Core 1-5 Year Usd Bo | 0.26% | 42,588 | $2.1M | Add +32.4% |
| DFGP Dimensional GLBL Core PL Fix | 0.26% | 37,557 | $2.0M | Add +1.5% |
| AMZN Amazon.com Inc. | 0.25% | 8,438 | $2.0M | Add +5.1% |
| AFIF Anfield Universal Fixed Inco | 0.25% | 208,586 | $2.0M | New |
| USMV iShares MSCI USA Min Vol Fac | 0.24% | 19,935 | $1.9M | Reduce -9.4% |
| SPMO Invesco S&P 500 Momentum ETF | 0.24% | 11,669 | $1.9M | Add +2.1% |
| BND Vanguard Total Bond Market | 0.23% | 25,405 | $1.9M | Add +737.9% |
| IJH iShares Core S&P Midcap ETF | 0.23% | 24,175 | $1.9M | Add +4.7% |
| IJR iShares Core S&P Small-Cap E | 0.23% | 12,313 | $1.8M | Add +1.3% |
| AVGO Broadcom Inc. | 0.23% | 4,764 | $1.8M | Add +10.0% |
| DFUV Dimensional US Marketwide Va | 0.22% | 32,284 | $1.8M | Reduce -2.1% |
| ACWV iShares MSCI Global Min Vol | 0.22% | 14,751 | $1.8M | Reduce -2.8% |
Portfolio Sells Q1 2026 → Q2 2026
| TPIF Timothy Plan Intl ETF | Sold out | 0.00% | −0.69 |
| ANFIELD US EQUITY SECTOR ROT | Sold out | 0.00% | −0.64 |
| PTL Inspire 500 ETF | Sold out | 0.00% | −0.51 |
| EFV iShares MSCI Eafe Value ETF | Reduce -85.8% | 0.05% | −0.39 |
| NUSC Nuveen ESG Small-Cap ETF | Sold out | 0.00% | −0.37 |
| TPSC Timothy Plan US Small Cap Co. | Sold out | 0.00% | −0.37 |
| TWO RDS SHARED TR | Sold out | 0.00% | −0.32 |
| AAPL Apple Inc. | Reduce -23.0% | 0.68% | −0.31 |
| DMXF iShares ESG Advanc MSCI Eafe | Sold out | 0.00% | −0.30 |
| QUAL iShares MSCI USA Quality Fac | Reduce -81.4% | 0.06% | −0.30 |
| NULG Nuveen ESG LRG-Cap GRW ETF | Sold out | 0.00% | −0.27 |
| NVDA Nvidia Corp. | Reduce -14.8% | 0.77% | −0.24 |
| SPMD SS SPDR P S&P 400 Midcap ETF | Reduce -2.9% | 1.48% | −0.23 |
| CME Cme Group Inc. | Reduce -5.6% | 0.27% | −0.22 |
| VWO Vanguard Ftse Emerging Marke | Reduce -1.9% | 1.22% | −0.22 |
| STIP iShares 0-5 Year Tips Bond E | Sold out | 0.00% | −0.20 |
| IVE iShares S&P 500 Value ETF | Reduce -11.4% | 0.49% | −0.17 |
| IGSB iShares 1-5Y Inv Grade Corp. | Sold out | 0.00% | −0.15 |
| GSST Goldman Sachs Ultra Short Bo | Reduce -73.5% | 0.04% | −0.15 |
| BINC iShares Flex I A ETF-Usd Inc. | Reduce -57.9% | 0.06% | −0.13 |
| VT Vanguard Tot World STK ETF | Reduce -4.6% | 0.68% | −0.13 |
| XTEN Bondbloxx BBG 10Y US TSY ETF | Reduce -30.7% | 0.15% | −0.12 |
| IAGG iShares Intl Aggregate Bond | Reduce -77.7% | 0.03% | −0.12 |
| GLDM SPDR Gold Minishares Trust | Reduce -20.1% | 0.13% | −0.12 |
| BIBL Inspire 100 ETF | Sold out | 0.00% | −0.11 |
| SCHO Schwab Short-Term US Treas | Reduce -0.7% | 0.32% | −0.09 |
| REET iShares Global REIT ETF | Reduce -1.7% | 0.46% | −0.09 |
| DISV Dimensional International SM | Reduce -0.3% | 0.32% | −0.09 |
| USMV iShares MSCI USA Min Vol Fac | Reduce -9.4% | 0.24% | −0.08 |
| THRO iShares U.S. Thematic Rotati | Reduce -27.3% | 0.17% | −0.08 |
| VCEB Vanguard ESG US Corp. Bond | Sold out | 0.00% | −0.08 |
| WM Waste Management Inc. | Sold out | 0.00% | −0.07 |
| CBOE Cboe Global Markets Inc. | Reduce -8.9% | 0.11% | −0.07 |
| SPSM SS SPDR P S&P 600 Small Cap | Reduce -0.6% | 0.84% | −0.07 |
| DYNF Ishrs US E F R A ETF-Usd Inc. | Reduce -0.3% | 0.66% | −0.07 |
| ACWV iShares MSCI Global Min Vol | Reduce -2.8% | 0.22% | −0.07 |
| MOAT Vaneck Morningstar Wide Moat | Reduce -4.4% | 0.26% | −0.06 |
| SPHQ Invesco S&P 500 Quality ETF | Reduce -3.7% | 0.55% | −0.06 |
| DUHP Dimensional US High Profi Et | Reduce -1.6% | 0.42% | −0.06 |
| IHDG Wisdomtree International Hed | Reduce -8.7% | 0.20% | −0.06 |
| QVAL Alpha Arch US QNT Value ETF | Reduce -11.8% | 0.15% | −0.06 |
| COST Costco Wholesale Corp. | Reduce -33.4% | 0.05% | −0.05 |
| BALT Inn Defined Wealth Shield | Sold out | 0.00% | −0.05 |
| BRK.B Berkshire Hathaway Inc. Class B | Reduce -4.5% | 0.19% | −0.05 |
| GLD SPDR Gold Shares | Reduce -27.9% | 0.05% | −0.05 |
| QMOM Alpha US Quant Mom ETF | Reduce -13.8% | 0.16% | −0.05 |
| IWV iShares Russell 3000 ETF | Reduce -2.1% | 0.35% | −0.05 |
| DFSU Dimensional US Sus CORE1 ETF | Reduce -4.5% | 0.26% | −0.05 |
| SLYV SS SPDR S&P 600 SC Val ETF | Sold out | 0.00% | −0.05 |
| ITOT iShares Core S&P Total U.S. | Reduce -1.4% | 0.30% | −0.04 |
Portfolio Buys Q1 2026 → Q2 2026
| VCRB Vanguard Core Bond ETF | New | 0.92% | +0.92 |
| VTV Vanguard Mrngstr Val ETF-Aui | Add +205.8% | 1.45% | +0.90 |
| VUG Vanguard Mrngstar GR ETF-Sui | Add +73.1% | 1.93% | +0.72 |
| SPYM Ste STR SPDR PT S&P 500 ETF | Add +104.7% | 1.33% | +0.60 |
| AESR Anfield US Equity Sector Rot | New | 0.60% | +0.60 |
| DFSD Dimensional Short Duration | Add +1906.0% | 0.63% | +0.59 |
| CRWD CrowdStrike Holdings Inc. Class A | New | 0.44% | +0.44 |
| NUBD Nuveen ESG US Aggregate Bond | New | 0.40% | +0.40 |
| VEA Vanguard Ftse Developed ETF | Add +31.7% | 3.25% | +0.38 |
| ESGV Vanguard ESG US Stock ETF | New | 0.35% | +0.35 |
| BSV Vanguard Short-Term Bond ETF | Add +499.4% | 0.40% | +0.32 |
| DFAE Dimensional Emerging Core Eq | Add +514.8% | 0.38% | +0.32 |
| DFAI Dimensional International Co. | Add +171.6% | 0.56% | +0.31 |
| SGOV iShares 0-3 Month Treasury B | Add +70.8% | 1.06% | +0.27 |
| VBR Vngrd Mrngst SL-CP Val ETF-U | Add +358.5% | 0.34% | +0.26 |
| AVUS Avantis U.S. Equity ETF | Add +77.5% | 0.66% | +0.25 |
| AFIF Anfield Universal Fixed Inco | New | 0.25% | +0.25 |
| AVEM Avantis Emerging Markets Eq | Add +53.4% | 0.69% | +0.21 |
| VBK Van Morst SML-Cap Gro-Usd Inc. | Add +170.0% | 0.34% | +0.20 |
| BND Vanguard Total Bond Market | Add +737.9% | 0.23% | +0.20 |
| SUSB iShares ESG Aware 1-5 Year U | New | 0.20% | +0.20 |
| BLCR iShares LRG CP CR Act ETF-Ui | Add +340.5% | 0.22% | +0.17 |
| IUSB Ishr CR Unvrse Usd BD ETF-Ui | Add +80.1% | 0.50% | +0.15 |
| MSFT Microsoft Corp. | Add +119.5% | 0.33% | +0.14 |
| IALT Ishrs SYS Alt Act ETF | New | 0.14% | +0.14 |
| FLMI Franklin Dynamic Municipal B | New | 0.14% | +0.14 |
| IBDT iShares Ibonds Dec 2028 ETF | New | 0.12% | +0.12 |
| GUMI Ultra Short Municipal Income | New | 0.10% | +0.10 |
| XMHQ Invesco S&P Midcap Qual ETF | Add +28.0% | 1.29% | +0.10 |
| ACWX iShares MSCI Acwi Ex US ETF | Add +57.6% | 0.37% | +0.10 |
| BNDX Vanguard Total Intl Bond ETF | Add +32.6% | 1.88% | +0.09 |
| GOOG Alphabet Inc. Class C | Add +40.5% | 0.37% | +0.09 |
| DFSI Dimensional Int Sus COR1 ETF | Add +137.3% | 0.18% | +0.09 |
| GGOV iShares Global GB Usd Ha ETF | New | 0.09% | +0.09 |
| DFAS Dimensional US Small Cap ETF | Add +60.7% | 0.28% | +0.09 |
| MU Micron Technology Inc. | New | 0.09% | +0.09 |
| VONG Vanguard Russell 1000 Growth | New | 0.09% | +0.09 |
| VEU Vanguard Ftse All-World Ex-U | New | 0.08% | +0.08 |
| JMST JPM Ultra-Short Muni Income | New | 0.08% | +0.08 |
| DGRO iShares Core Dividend Growth | New | 0.08% | +0.08 |
| UNH Unitedhealth Group Inc. | Add +182.9% | 0.11% | +0.08 |
| DFAR Dimensional US Real Est ETF | New | 0.07% | +0.07 |
| FDVV Fidelity High Dividend ETF | New | 0.07% | +0.07 |
| SCHG Schwab US Large-Cap Growth | New | 0.07% | +0.07 |
| VSGX Vanguard ESG Intl Stock ETF | New | 0.07% | +0.07 |
| VGT Vanguard Info Tech ETF | Add +39.7% | 0.21% | +0.07 |
| SPYV SS SPDR P S&P 500 Value ETF | New | 0.07% | +0.07 |
| IBDU iShares Ibonds Dec 2029 Term | New | 0.06% | +0.06 |
| CLSE Convergence Long/Short Eqy | New | 0.06% | +0.06 |
| JPIB JPMorgan Intl BND ETF | New | 0.06% | +0.06 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 340 | $797.1M | DFAC, VTI, VOO, VEA, DFIC |
| Q1 2026 | 273 | $626.0M | DFAC, VTI, VOO, DFIC, VEA |
| Q4 2025 | 248 | $573.8M | VTI, DFAC, VOO, DFIC, VEA |
| Q3 2025 | 173 | $293.7M | VTI, DFAC, VCIT, DFCF, IVV |
| Q2 2025 | 173 | $293.7M | VTI, DFAC, VCIT, DFCF, IVV |
| Q1 2025 | 102 | $149.9M | DFAC, DFCF, VCIT, MUNI, DFGR |
| Q4 2024 | 92 | $133.2M | DFAC, DFCF, MUNI, VCIT, DFGR |