XY Planning Network, Inc.
In its 13F for Q1 2026 (holdings as of March 31, 2026, filed April 14, 2026), XY Planning Network, Inc. reported 273 stock positions worth $626.0 million. Its top holding was Dimensional US Core Equity 2 (DFAC) at 5.9% of the portfolio, followed by VG Morningstar TS MKT ETF-US (VTI, 5.5%) and Vanguard S&P 500 ETF (VOO, 4.5%). Compared with Q4 2025, it opened 32 new positions, sold out of 7, added to 167 and reduced 62. The biggest buy was Alpha Architect 1-3 MNTH Box (BOXX, shares +616%) and the biggest sale VG Morningstar TS MKT ETF-US (VTI, shares −8%).
- Most Recent 13F
- Q2 2026
- Location
- BOZEMAN, MT
- CIK
- 0001873438
- Portfolio Value
- $626.0M (Q1 2026)
- SEC Filing
- 0001754960-26-000253 ↗ filed Apr 14, 2026
Holdings Value
Holdings 273 stocks · $626.0M
| DFAC Dimensional US Core Equity 2 | 5.94% | 950,162 | $37.2M | Add +3.5% |
| VTI VG Morningstar TS MKT ETF-US | 5.45% | 105,586 | $34.1M | Reduce -8.0% |
| VOO Vanguard S&P 500 ETF | 4.48% | 46,544 | $28.0M | Add +15.1% |
| DFIC Dimensional International Co. | 2.89% | 502,259 | $18.1M | Add +4.9% |
| VEA Vanguard Ftse Developed ETF | 2.87% | 275,743 | $18.0M | Add +9.5% |
| VCIT Vanguard Int-Term Corporate | 2.76% | 209,677 | $17.3M | Add +12.3% |
| DFCF Dimensional Core Fixed Inc. | 2.09% | 309,411 | $13.1M | Add +15.3% |
| MUNI PIMCO Intermediate Municipal | 1.81% | 216,985 | $11.3M | Add +15.9% |
| BNDX Vanguard Total Intl Bond ETF | 1.79% | 233,977 | $11.2M | Add +15.1% |
| SPMD SS SPDR P S&P 400 Midcap ETF | 1.71% | 179,274 | $10.7M | Add +7.2% |
| VXUS Vanguard Total Intl Stock | 1.69% | 135,545 | $10.6M | Reduce -2.5% |
| SPY SS SPDR S&P 500 ETF Trust-US | 1.53% | 14,653 | $9.6M | Add +0.3% |
| DFGR Dim Global Real Estate ETF | 1.48% | 346,201 | $9.3M | Add +11.7% |
| VWO Vanguard Ftse Emerging Marke | 1.44% | 166,254 | $9.0M | Add +8.8% |
| DFEM Dimensional Emrg MRKT Core | 1.41% | 253,398 | $8.8M | Add +5.7% |
| DFUS Dimensional US Eq MKT ETF | 1.29% | 113,071 | $8.1M | Add +6.6% |
| IVV iShares Core S&P 500 ETF | 1.26% | 12,021 | $7.9M | Add +20.0% |
| VTIP Vanguard Short-Term Tips | 1.26% | 157,714 | $7.9M | Add +10.2% |
| DCOR Dimensional US Core Eq 1 ETF | 1.23% | 106,219 | $7.7M | Add +10.6% |
| VUG Vanguard Mrngstar GR ETF-Sui | 1.21% | 17,204 | $7.6M | Add +19.9% |
| XMHQ Invesco S&P Midcap Qual ETF | 1.19% | 71,439 | $7.5M | Add +22.1% |
| AVDV Avantis Intl S/C Value ETF | 1.11% | 68,313 | $7.0M | Add +7.2% |
| SPTI SS SPDR P Int Term TSY ETF | 1.04% | 227,423 | $6.5M | Add +20.4% |
| NVDA Nvidia Corp. | 1.01% | 35,971 | $6.3M | Add +0.7% |
| AAPL Apple Inc. | 0.99% | 24,166 | $6.2M | Reduce -5.4% |
| DFSV Dimensional US Small Cap Val | 0.95% | 169,013 | $5.9M | Add +19.8% |
| SPSM SS SPDR P S&P 600 Small Cap | 0.91% | 117,355 | $5.7M | Add +11.3% |
| VGSH Vanguard Short-Term Treasury | 0.90% | 96,572 | $5.6M | Reduce -1.0% |
| VCSH Vanguard S/T Corp. Bond ETF | 0.84% | 66,475 | $5.3M | Add +4.1% |
| VT Vanguard Tot World STK ETF | 0.80% | 35,954 | $5.0M | Add +28.7% |
| SGOV iShares 0-3 Month Treasury B | 0.79% | 49,250 | $4.9M | Add +68.6% |
| SCHZ Schwab US Aggregate Bond ETF | 0.76% | 205,904 | $4.8M | Add +3.8% |
| DYNF Ishrs US E F R A ETF-Usd Inc. | 0.73% | 77,457 | $4.5M | Add +26.5% |
| SPYM Ste STR SPDR PT S&P 500 ETF | 0.73% | 58,869 | $4.5M | Add +40.9% |
| TPIF Timothy Plan Intl ETF | 0.69% | 117,713 | $4.3M | Add +10.0% |
| IVE iShares S&P 500 Value ETF | 0.65% | 19,384 | $4.1M | Add +30.8% |
| ANFIELD US EQUITY SECTOR ROT | 0.64% | 233,715 | $4.0M | No change |
| DFAX Dimensional World Ex US Core | 0.63% | 114,201 | $3.9M | Reduce -15.0% |
| SPHQ Invesco S&P 500 Quality ETF | 0.61% | 50,547 | $3.8M | Add +7.0% |
| IVW iShares S&P 500 Growth ETF | 0.56% | 30,372 | $3.5M | Add +25.8% |
| REET iShares Global REIT ETF | 0.55% | 136,181 | $3.5M | Add +12.7% |
| VTV Vanguard Mrngstr Val ETF-Aui | 0.54% | 17,325 | $3.4M | Add +23.9% |
| SPYG SS SPDR P S&P 500 Growth ETF | 0.54% | 34,258 | $3.4M | Add +5.6% |
| UYLD Angel Oak Ultrashort Income | 0.52% | 63,626 | $3.2M | Add +35.4% |
| DXJ Wisdomtree Japan Hedged Eq | 0.52% | 19,921 | $3.2M | No change |
| VUSB Vanguard Ultra Short Bond Et | 0.51% | 64,735 | $3.2M | Add +25.8% |
| FBND Fidelity Total Bond ETF | 0.51% | 70,065 | $3.2M | Add +6.2% |
| PTL Inspire 500 ETF | 0.51% | 12,652 | $3.2M | Add +13.7% |
| CME Cme Group Inc. | 0.49% | 10,291 | $3.1M | Reduce -7.4% |
| DUHP Dimensional US High Profi Et | 0.48% | 81,277 | $3.0M | Add +5.5% |
| AVEM Avantis Emerging Markets Eq | 0.48% | 36,975 | $3.0M | Add +60.9% |
| SCHF Schwab Intl Equity ETF | 0.46% | 113,864 | $2.9M | Add +8.3% |
| DFAT Dimensional US Target Value | 0.44% | 44,333 | $2.8M | Reduce -12.7% |
| EFV iShares MSCI Eafe Value ETF | 0.44% | 36,259 | $2.7M | Add +17.2% |
| AVUS Avantis U.S. Equity ETF | 0.42% | 23,307 | $2.6M | Add +19.9% |
| SCHD Schwab US DVD Equity ETF | 0.42% | 85,267 | $2.6M | Reduce -4.5% |
| SCHO Schwab Short-Term US Treas | 0.41% | 106,687 | $2.6M | Add +13.9% |
| AVUV Avantis US Small Cap Value | 0.41% | 22,937 | $2.5M | Reduce -3.9% |
| DISV Dimensional International SM | 0.41% | 63,572 | $2.5M | Add +7.8% |
| IWV iShares Russell 3000 ETF | 0.40% | 6,707 | $2.5M | Reduce -4.0% |
| FLOT iShares Floating Rate Bond E | 0.40% | 48,980 | $2.5M | Add +16.8% |
| EMXC iShares MSCI Emr MRK Ex Chna | 0.39% | 31,000 | $2.5M | Reduce -3.3% |
| BOXX Alpha Architect 1-3 MNTH Box | 0.37% | 20,145 | $2.3M | Add +616.1% |
| NUSC Nuveen ESG Small-Cap ETF | 0.37% | 50,553 | $2.3M | Add +2.6% |
| TPSC Timothy Plan US Small Cap Co. | 0.37% | 53,729 | $2.3M | Add +12.5% |
| QUAL iShares MSCI USA Quality Fac | 0.36% | 11,700 | $2.3M | Add +8.4% |
| IUSV iShares Core S&P U.S. Value | 0.36% | 21,988 | $2.3M | Add +2.1% |
| IUSB Ishr CR Unvrse Usd BD ETF-Ui | 0.36% | 48,347 | $2.2M | Add +15.6% |
| QQQ Invesco QQQ Trust Series 1 | 0.35% | 3,709 | $2.2M | Add +5.1% |
| ITOT iShares Core S&P Total U.S. | 0.34% | 14,845 | $2.1M | Reduce -10.0% |
| MOAT Vaneck Morningstar Wide Moat | 0.33% | 21,227 | $2.0M | Reduce -1.9% |
| USMV iShares MSCI USA Min Vol Fac | 0.33% | 22,006 | $2.0M | Reduce -3.2% |
| EUSA iShares MSCI USA Equal Weigh | 0.32% | 19,898 | $2.0M | Add +28.7% |
| ESGE iShares Inc. iShares ESG Awar | 0.32% | 43,796 | $2.0M | Add +1.0% |
| DFGP Dimensional GLBL Core PL Fix | 0.32% | 37,014 | $2.0M | Add +3.5% |
| TWO RDS SHARED TR | 0.32% | 213,770 | $2.0M | Reduce -3.2% |
| DFSU Dimensional US Sus CORE1 ETF | 0.31% | 47,203 | $2.0M | Add +0.7% |
| MUB iShares National Muni Bond E | 0.31% | 18,247 | $1.9M | Add +20.1% |
| CORO Ish Intl CTRY Rot Act ETF | 0.31% | 58,421 | $1.9M | New |
| DMXF iShares ESG Advanc MSCI Eafe | 0.30% | 24,815 | $1.9M | Add +3.3% |
| ACWV iShares MSCI Global Min Vol | 0.29% | 15,168 | $1.8M | Reduce -0.1% |
| BAI Ishrs AI in and Tech Act ETF | 0.28% | 52,073 | $1.8M | Add +43.0% |
| GOOG Alphabet Inc. Class C | 0.28% | 5,915 | $1.7M | Add +1.2% |
| NULG Nuveen ESG LRG-Cap GRW ETF | 0.27% | 18,684 | $1.7M | Add +2.6% |
| XTEN Bondbloxx BBG 10Y US TSY ETF | 0.27% | 37,312 | $1.7M | Add +33.7% |
| ACWX iShares MSCI Acwi Ex US ETF | 0.27% | 24,396 | $1.7M | New |
| AMZN Amazon.com Inc. | 0.27% | 8,030 | $1.7M | Add +8.7% |
| IHDG Wisdomtree International Hed | 0.26% | 33,242 | $1.6M | Add +4.6% |
| DFUV Dimensional US Marketwide Va | 0.26% | 32,965 | $1.6M | Reduce -1.2% |
| DFAI Dimensional International Co. | 0.25% | 40,152 | $1.6M | Add +1.7% |
| IJH iShares Core S&P Midcap ETF | 0.25% | 23,094 | $1.6M | Add +34.0% |
| DFNM Dimensional National Muni BD | 0.25% | 32,706 | $1.6M | Add +6.8% |
| GLDM SPDR Gold Minishares Trust | 0.25% | 16,493 | $1.6M | Add +97.8% |
| ISTB iShares Core 1-5 Year Usd Bo | 0.25% | 32,164 | $1.6M | Add +23.9% |
| THRO iShares U.S. Thematic Rotati | 0.25% | 42,162 | $1.5M | Add +41.4% |
| IJR iShares Core S&P Small-Cap E | 0.24% | 12,152 | $1.5M | Add +35.0% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.24% | 3,171 | $1.5M | Add +28.8% |
| JNJ Johnson & Johnson | 0.24% | 6,153 | $1.5M | Add +151.0% |
| DUSB Dimension Ultrashort Fi ETF | 0.23% | 29,023 | $1.5M | Reduce -11.1% |
| GOOGL Alphabet Inc. Class A | 0.23% | 4,945 | $1.5M | Add +14.6% |
Portfolio Sells Q4 2025 → Q1 2026
| VTI VG Morningstar TS MKT ETF-US | Reduce -8.0% | 5.45% | −1.25 |
| DFSD Dimensional Short Duration | Reduce -93.0% | 0.04% | −0.59 |
| XLG Invesco S&P 500 Top 50 ETF | Sold out | 0.00% | −0.34 |
| AAPL Apple Inc. | Reduce -5.4% | 0.99% | −0.22 |
| IEMG iShares Core MSCI Emerging | Reduce -60.8% | 0.13% | −0.21 |
| PTLC Pacer Trendpilot US Large Ca | Reduce -62.5% | 0.10% | −0.20 |
| BSCT Invesco Bulletshares 2029 CB | Reduce -59.3% | 0.09% | −0.16 |
| BRK.A Berkshire Hathaway Inc. Class A | Reduce -50.0% | 0.11% | −0.15 |
| DFAX Dimensional World Ex US Core | Reduce -15.0% | 0.63% | −0.14 |
| VXUS Vanguard Total Intl Stock | Reduce -2.5% | 1.69% | −0.14 |
| BSCS Invesco Bulletshares 2028 CB | Reduce -38.7% | 0.16% | −0.13 |
| BSCR Invesco Bulletshares 2027 CB | Reduce -38.0% | 0.16% | −0.12 |
| BSCQ Invesco Bulletshares 2026 CB | Reduce -37.2% | 0.16% | −0.12 |
| BSCU Invesco Bulletshares 2030 CB | Reduce -65.8% | 0.05% | −0.11 |
| VGSH Vanguard Short-Term Treasury | Reduce -1.0% | 0.90% | −0.10 |
| ITOT iShares Core S&P Total U.S. | Reduce -10.0% | 0.34% | −0.09 |
| SCHG Schwab US Large-Cap Growth | Sold out | 0.00% | −0.09 |
| OEF iShares S&P 100 ETF | Sold out | 0.00% | −0.08 |
| DFAT Dimensional US Target Value | Reduce -12.7% | 0.44% | −0.08 |
| USFR Wisdomtree Floating Rate Tre | Reduce -23.4% | 0.19% | −0.08 |
| IWV iShares Russell 3000 ETF | Reduce -4.0% | 0.40% | −0.07 |
| GDE Wisdomtree Efficient Gold PL | Reduce -43.0% | 0.08% | −0.07 |
| MOAT Vaneck Morningstar Wide Moat | Reduce -1.9% | 0.33% | −0.06 |
| EMB iShares JP Morgan Usd Emergi | Sold out | 0.00% | −0.06 |
| GDX Vaneck Gold Miners ETF | Sold out | 0.00% | −0.06 |
| DUSB Dimension Ultrashort Fi ETF | Reduce -11.1% | 0.23% | −0.05 |
| UNH Unitedhealth Group Inc. | Reduce -46.1% | 0.03% | −0.05 |
| UJAN Innovator U.S. Equity Ultra | Sold out | 0.00% | −0.05 |
| USMV iShares MSCI USA Min Vol Fac | Reduce -3.2% | 0.33% | −0.05 |
| AVGO Broadcom Inc. | Reduce -0.7% | 0.22% | −0.05 |
| TWO RDS SHARED TR | Reduce -3.2% | 0.32% | −0.04 |
| CME Cme Group Inc. | Reduce -7.4% | 0.49% | −0.04 |
| WTV Wisdomtree U.S. Value Fund | Reduce -30.7% | 0.07% | −0.04 |
| ESGU iShares ESG Aware MSCI USA | Reduce -11.5% | 0.13% | −0.04 |
| SWAN Amplify Blckswn Grow Trsry | Sold out | 0.00% | −0.04 |
| JPM JPMorgan Chase & Co. | Reduce -8.0% | 0.12% | −0.03 |
| TSLA Tesla Inc. | Reduce -12.9% | 0.06% | −0.03 |
| VBR Vngrd Mrngst SL-CP Val ETF-U | Reduce -18.7% | 0.08% | −0.03 |
| IYW iShares Ustechnology ETF | Reduce -25.7% | 0.04% | −0.03 |
| ACWV iShares MSCI Global Min Vol | Reduce -0.1% | 0.29% | −0.02 |
| STIP iShares 0-5 Year Tips Bond E | Reduce -2.8% | 0.20% | −0.02 |
| BIV Vanguard Intermediate-Term B | Reduce -32.0% | 0.04% | −0.02 |
| IGSB iShares 1-5Y Inv Grade Corp. | Reduce -3.2% | 0.15% | −0.02 |
| AVUV Avantis US Small Cap Value | Reduce -3.9% | 0.41% | −0.02 |
| IEF iShares 7-10 Year Treasury B | Reduce -6.6% | 0.10% | −0.02 |
| SCHH Schwab US REIT ETF | Reduce -17.2% | 0.06% | −0.02 |
| DFUV Dimensional US Marketwide Va | Reduce -1.2% | 0.26% | −0.01 |
| SHY iShares 1-3 Year Treasury Bo | Reduce -0.7% | 0.13% | −0.01 |
| BND Vanguard Total Bond Market | Reduce -19.5% | 0.04% | −0.01 |
| CBOE Cboe Global Markets Inc. | Reduce -8.4% | 0.18% | −0.01 |
Portfolio Buys Q4 2025 → Q1 2026
| BOXX Alpha Architect 1-3 MNTH Box | Add +616.1% | 0.37% | +0.32 |
| CORO Ish Intl CTRY Rot Act ETF | New | 0.31% | +0.31 |
| SGOV iShares 0-3 Month Treasury B | Add +68.6% | 0.79% | +0.28 |
| ACWX iShares MSCI Acwi Ex US ETF | New | 0.27% | +0.27 |
| GSST Goldman Sachs Ultra Short Bo | New | 0.19% | +0.19 |
| AVEM Avantis Emerging Markets Eq | Add +60.9% | 0.48% | +0.17 |
| JNJ Johnson & Johnson | Add +151.0% | 0.24% | +0.15 |
| XMHQ Invesco S&P Midcap Qual ETF | Add +22.1% | 1.19% | +0.15 |
| NTSX Wisdomtree US Efficient Core | New | 0.15% | +0.15 |
| SPYM Ste STR SPDR PT S&P 500 ETF | Add +40.9% | 0.73% | +0.14 |
| DFSV Dimensional US Small Cap Val | Add +19.8% | 0.95% | +0.14 |
| GOVT iShares US Treasury Bond ETF | New | 0.13% | +0.13 |
| VEA Vanguard Ftse Developed ETF | Add +9.5% | 2.87% | +0.13 |
| GLDM SPDR Gold Minishares Trust | Add +97.8% | 0.25% | +0.12 |
| IWD iShares Russell 1000 Value E | New | 0.12% | +0.12 |
| PYLD PIMCO Multisector Bond Actv | New | 0.12% | +0.12 |
| VT Vanguard Tot World STK ETF | Add +28.7% | 0.80% | +0.12 |
| IVE iShares S&P 500 Value ETF | Add +30.8% | 0.65% | +0.11 |
| UYLD Angel Oak Ultrashort Income | Add +35.4% | 0.52% | +0.10 |
| QGRW Wisdomtree US Quality Growth | New | 0.10% | +0.10 |
| DFCF Dimensional Core Fixed Inc. | Add +15.3% | 2.09% | +0.10 |
| MUNI PIMCO Intermediate Municipal | Add +15.9% | 1.81% | +0.10 |
| CVX Chevron Corp. | New | 0.09% | +0.09 |
| SPTI SS SPDR P Int Term TSY ETF | Add +20.4% | 1.04% | +0.09 |
| XOM Exxon Mobil Corp. | Add +55.3% | 0.18% | +0.09 |
| BNDX Vanguard Total Intl Bond ETF | Add +15.1% | 1.79% | +0.08 |
| JCPB JPMorgan Core Plus Bond ETF | Add +105.3% | 0.18% | +0.08 |
| VTV Vanguard Mrngstr Val ETF-Aui | Add +23.9% | 0.54% | +0.08 |
| DYNF Ishrs US E F R A ETF-Usd Inc. | Add +26.5% | 0.73% | +0.08 |
| SUB iShares Short-Term National | Add +157.6% | 0.13% | +0.08 |
| XT Ishar Fture Exp Tech ETF-Usd | New | 0.07% | +0.07 |
| BAI Ishrs AI in and Tech Act ETF | Add +43.0% | 0.28% | +0.07 |
| WFC Wells Fargo & Co. | New | 0.07% | +0.07 |
| IVV iShares Core S&P 500 ETF | Add +20.0% | 1.26% | +0.07 |
| AVDV Avantis Intl S/C Value ETF | Add +7.2% | 1.11% | +0.07 |
| VUSB Vanguard Ultra Short Bond Et | Add +25.8% | 0.51% | +0.07 |
| DE Deere & Co. | New | 0.06% | +0.06 |
| LQD Ishr Ibx Usd Invgd CB ETF-Ui | New | 0.06% | +0.06 |
| VGT Vanguard Info Tech ETF | Add +105.3% | 0.14% | +0.06 |
| VOO Vanguard S&P 500 ETF | Add +15.1% | 4.48% | +0.06 |
| XLU St Sr Utl SL SE SPDR ETF-Usd | New | 0.06% | +0.06 |
| IJR iShares Core S&P Small-Cap E | Add +35.0% | 0.24% | +0.05 |
| BALT Inn Defined Wealth Shield | New | 0.05% | +0.05 |
| IJH iShares Core S&P Midcap ETF | Add +34.0% | 0.25% | +0.05 |
| BLCR iShares LRG CP CR Act ETF-Ui | New | 0.05% | +0.05 |
| DBMF Imgp Dbi MFT STR ETF-Usd Inc. | New | 0.05% | +0.05 |
| DFGR Dim Global Real Estate ETF | Add +11.7% | 1.48% | +0.05 |
| EFV iShares MSCI Eafe Value ETF | Add +17.2% | 0.44% | +0.05 |
| SPSM SS SPDR P S&P 600 Small Cap | Add +11.3% | 0.91% | +0.05 |
| EFG iShares MSCI Eafe Growth ETF | New | 0.05% | +0.05 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 340 | $797.1M | DFAC, VTI, VOO, VEA, DFIC |
| Q1 2026 | 273 | $626.0M | DFAC, VTI, VOO, DFIC, VEA |
| Q4 2025 | 248 | $573.8M | VTI, DFAC, VOO, DFIC, VEA |
| Q3 2025 | 173 | $293.7M | VTI, DFAC, VCIT, DFCF, IVV |
| Q2 2025 | 173 | $293.7M | VTI, DFAC, VCIT, DFCF, IVV |
| Q1 2025 | 102 | $149.9M | DFAC, DFCF, VCIT, MUNI, DFGR |
| Q4 2024 | 92 | $133.2M | DFAC, DFCF, MUNI, VCIT, DFGR |