XY Planning Network, Inc.
In its 13F for Q1 2025 (holdings as of March 31, 2025, filed April 22, 2025), XY Planning Network, Inc. reported 102 stock positions worth $149.9 million. Its top holding was Dimensional US Core Equity 2 (DFAC) at 8.7% of the portfolio, followed by Dimensional Core Fixed (DFCF, 5.9%) and Vanguard Int-Term Corporate (VCIT, 5.2%). Compared with Q4 2024, it opened 26 new positions, sold out of 16, added to 35 and reduced 38. The biggest buy was VG Morningstar TS MKT ETF-US (VTI, shares +239%) and the biggest sale iShares Core S&P Midcap ETF (IJH, shares −74%).
- Most Recent 13F
- Q2 2026
- Location
- BOZEMAN, MT
- CIK
- 0001873438
- Portfolio Value
- $149.9M (Q1 2025)
- SEC Filing
- 0001754960-25-000233 ↗ filed Apr 22, 2025
Holdings Value
Holdings 102 stocks · $149.9M
| DFAC Dimensional US Core Equity 2 | 8.67% | 393,856 | $13.0M | Add +46.6% |
| DFCF Dimensional Core Fixed Inc. | 5.91% | 210,726 | $8.9M | Add +0.0% |
| VCIT Vanguard Int-Term Corporate | 5.23% | 95,953 | $7.8M | Add +0.6% |
| MUNI PIMCO Intermediate Municipal | 4.92% | 142,950 | $7.4M | Reduce -5.4% |
| DFGR Dim Global Real Estate ETF | 3.49% | 199,194 | $5.2M | Add +2.9% |
| VEA Vanguard Ftse Developed ETF | 3.11% | 91,761 | $4.7M | Add +110.9% |
| AVDV Avantis Intl S/C Value ETF | 3.09% | 66,520 | $4.6M | Reduce -8.8% |
| DFIC Dimensional International Co. | 2.89% | 156,226 | $4.3M | Add +31.7% |
| VTI VG Morningstar TS MKT ETF-US | 2.83% | 15,429 | $4.2M | Add +238.7% |
| VWO Vanguard Ftse Emerging Marke | 2.67% | 88,333 | $4.0M | Add +1.6% |
| VUG Vanguard Mrngstar GR ETF-Sui | 2.51% | 10,132 | $3.8M | Reduce -5.5% |
| TPIF Timothy Plan Intl ETF | 2.18% | 113,506 | $3.3M | Add +9.0% |
| DFEM Dimensional Emrg MRKT Core | 1.85% | 104,888 | $2.8M | Add +25.5% |
| DFAX Dimensional World Ex US Core | 1.76% | 100,623 | $2.6M | Reduce -4.9% |
| DFSD Dimensional Short Duration | 1.63% | 51,579 | $2.5M | Add +25.6% |
| VTIP Vanguard Short-Term Tips | 1.61% | 48,356 | $2.4M | Add +31.1% |
| SPMD SS SPDR P S&P 400 Midcap ETF | 1.43% | 41,853 | $2.1M | New |
| DFAT Dimensional US Target Value | 1.42% | 41,246 | $2.1M | Reduce -9.7% |
| IUSV iShares Core S&P U.S. Value | 1.40% | 22,763 | $2.1M | Add +0.1% |
| PTL Inspire 500 ETF | 1.37% | 10,016 | $2.1M | New |
| IVV iShares Core S&P 500 ETF | 1.35% | 3,604 | $2.0M | New |
| DFUS Dimensional US Eq MKT ETF | 1.33% | 32,980 | $2.0M | Reduce -3.0% |
| DISV Dimensional International SM | 1.30% | 67,064 | $2.0M | Reduce -4.4% |
| IWV iShares Russell 3000 ETF | 1.30% | 6,135 | $1.9M | Reduce -4.2% |
| DFSV Dimensional US Small Cap Val | 1.28% | 67,995 | $1.9M | Add +13.8% |
| AVUV Avantis US Small Cap Value | 1.18% | 20,355 | $1.8M | Add +3.9% |
| DMXF iShares ESG Advanc MSCI Eafe | 0.99% | 22,041 | $1.5M | Reduce -3.9% |
| STIP iShares 0-5 Year Tips Bond E | 0.98% | 14,257 | $1.5M | Reduce -13.0% |
| NUSC Nuveen ESG Small-Cap ETF | 0.97% | 38,079 | $1.5M | Reduce -0.5% |
| VCSH Vanguard S/T Corp. Bond ETF | 0.95% | 18,086 | $1.4M | Reduce -1.1% |
| UYLD Angel Oak Ultrashort Income | 0.92% | 27,044 | $1.4M | New |
| NVDA Nvidia Corp. | 0.90% | 12,405 | $1.3M | Reduce -0.8% |
| AVUS Avantis U.S. Equity ETF | 0.88% | 14,302 | $1.3M | Reduce -2.5% |
| VGSH Vanguard Short-Term Treasury | 0.87% | 22,295 | $1.3M | New |
| ESGE iShares Inc. iShares ESG Awar | 0.84% | 36,145 | $1.3M | Reduce -3.5% |
| VOO Vanguard S&P 500 ETF | 0.83% | 2,412 | $1.2M | Add +88.9% |
| AAPL Apple Inc. | 0.79% | 5,298 | $1.2M | Add +21.1% |
| NULG Nuveen ESG LRG-Cap GRW ETF | 0.78% | 15,005 | $1.2M | Reduce -3.0% |
| SCHD Schwab US DVD Equity ETF | 0.77% | 41,316 | $1.2M | Reduce -26.8% |
| DFGP Dimensional GLBL Core PL Fix | 0.77% | 21,515 | $1.1M | New |
| USFR Wisdomtree Floating Rate Tre | 0.76% | 22,654 | $1.1M | Add +5.6% |
| IGSB iShares 1-5Y Inv Grade Corp. | 0.73% | 21,024 | $1.1M | Reduce -11.1% |
| TPSC Timothy Plan US Small Cap Co. | 0.70% | 28,456 | $1.1M | Add +5.6% |
| EMXC iShares MSCI Emr MRK Ex Chna | 0.70% | 19,030 | $1.0M | New |
| BNDX Vanguard Total Intl Bond ETF | 0.70% | 21,416 | $1.0M | Add +110.6% |
| IJR iShares Core S&P Small-Cap E | 0.63% | 9,066 | $948K | Reduce -52.7% |
| RSP Invesco S&P 500 Equal Weight | 0.59% | 5,080 | $880K | Add +1.4% |
| VTV Vanguard Mrngstr Val ETF-Aui | 0.59% | 5,080 | $878K | Reduce -14.0% |
| SPSM SS SPDR P S&P 600 Small Cap | 0.55% | 20,204 | $824K | New |
| VXUS Vanguard Total Intl Stock | 0.53% | 12,777 | $793K | Add +76.5% |
| IJH iShares Core S&P Midcap ETF | 0.52% | 13,487 | $787K | Reduce -74.1% |
| DFIP Dimensional Inflation-Protec | 0.50% | 17,895 | $754K | Add +1.7% |
| AMZN Amazon.com Inc. | 0.48% | 3,822 | $727K | Reduce -12.1% |
| DUSB Dimension Ultrashort Fi ETF | 0.45% | 13,350 | $677K | New |
| SGOV iShares 0-3 Month Treasury B | 0.44% | 6,602 | $665K | New |
| DFAI Dimensional International Co. | 0.44% | 21,048 | $657K | New |
| VYM Vanguard High DVD Yield ETF | 0.42% | 4,883 | $630K | Reduce -5.5% |
| XMHQ Invesco S&P Midcap Qual ETF | 0.41% | 6,695 | $613K | Add +7.4% |
| BIBL Inspire 100 ETF | 0.40% | 15,622 | $600K | Reduce -77.5% |
| QMOM Alpha US Quant Mom ETF | 0.39% | 9,904 | $588K | New |
| QVAL Alpha Arch US QNT Value ETF | 0.36% | 12,734 | $543K | New |
| AVGO Broadcom Inc. | 0.35% | 3,104 | $520K | Reduce -6.1% |
| HIDE Alpha Arc High Inf & Def ETF | 0.34% | 22,539 | $514K | New |
| DFNM Dimensional National Muni BD | 0.32% | 10,130 | $482K | Add +17.6% |
| DFUV Dimensional US Marketwide Va | 0.31% | 11,112 | $458K | No change |
| SPEM State Street SP PTF Em ETF | 0.30% | 11,532 | $454K | Add +0.7% |
| NULV Nuveen ESG Large-Cap Val ETF | 0.29% | 10,906 | $442K | Reduce -0.5% |
| DCOR Dimensional US Core Eq 1 ETF | 0.29% | 7,078 | $434K | New |
| SCHG Schwab US Large-Cap Growth | 0.29% | 17,315 | $434K | Reduce -20.4% |
| USMV iShares MSCI USA Min Vol Fac | 0.29% | 4,626 | $433K | New |
| PTLC Pacer Trendpilot US Large Ca | 0.29% | 8,334 | $429K | Add +0.1% |
| UNH Unitedhealth Group Inc. | 0.26% | 749 | $392K | Add +0.4% |
| QQQ Invesco QQQ Trust Series 1 | 0.24% | 782 | $367K | New |
| CHRW C.H. Robinson Worldwide Inc. | 0.23% | 3,400 | $348K | Add +0.1% |
| SUB iShares Short-Term National | 0.23% | 3,272 | $345K | Reduce -12.1% |
| MDY State Street SPDR S&P Midcap | 0.23% | 644 | $344K | Add +2.1% |
| VT Vanguard Tot World STK ETF | 0.22% | 2,843 | $330K | New |
| SLYV SS SPDR S&P 600 SC Val ETF | 0.19% | 3,699 | $290K | Reduce -6.2% |
| WTV Wisdomtree U.S. Value Fund | 0.19% | 3,517 | $289K | New |
| V Visa Inc. Class A | 0.19% | 820 | $287K | Reduce -7.3% |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | 0.19% | 1,101 | $283K | New |
| GOOG Alphabet Inc. Class C | 0.19% | 1,800 | $281K | New |
| IDV iShares International Select | 0.19% | 9,060 | $281K | No change |
| SCHM Schwab US Mid Cap ETF | 0.18% | 10,587 | $277K | Add +0.7% |
| DFSU Dimensional US Sus CORE1 ETF | 0.18% | 7,735 | $277K | Reduce -5.6% |
| MSFT Microsoft Corp. | 0.18% | 709 | $266K | Reduce -79.0% |
| IVAL Alpha Archi Intl QT Vlu ETF | 0.18% | 10,420 | $266K | New |
| IMOM Alpha Intl Quant Mom ETF | 0.17% | 9,247 | $261K | New |
| SCHR Schwab Intermediate-Term US | 0.17% | 10,368 | $258K | New |
| SCHF Schwab Intl Equity ETF | 0.17% | 12,985 | $257K | New |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.17% | 459 | $257K | Reduce -27.3% |
| BGRN iShares Usd Green Bond ETF | 0.17% | 5,243 | $248K | Add +2.3% |
| CAOS Alpha Architect Tail Risk | 0.17% | 2,814 | $247K | New |
| AVEM Avantis Emerging Markets Eq | 0.16% | 4,082 | $246K | Add +19.1% |
| VCEB Vanguard ESG US Corp. Bond | 0.16% | 3,879 | $244K | Add +2.5% |
| DFAS Dimensional US Small Cap ETF | 0.15% | 3,851 | $230K | Add +0.8% |
| XOM Exxon Mobil Corp. | 0.15% | 1,933 | $230K | Reduce -17.3% |
| VIG Vanguard Dividend Apprec ETF | 0.15% | 1,138 | $221K | Reduce -75.7% |
| VBR Vngrd Mrngst SL-CP Val ETF-U | 0.15% | 1,185 | $221K | No change |
| AVES Avantis Emerging Markets Val | 0.15% | 4,666 | $220K | Reduce -18.2% |
Portfolio Sells Q4 2024 → Q1 2025
| IJH iShares Core S&P Midcap ETF | Reduce -74.1% | 0.52% | −1.91 |
| BIBL Inspire 100 ETF | Reduce -77.5% | 0.40% | −1.63 |
| IJR iShares Core S&P Small-Cap E | Reduce -52.7% | 0.63% | −1.03 |
| MUNI PIMCO Intermediate Municipal | Reduce -5.4% | 4.92% | −0.96 |
| MSFT Microsoft Corp. | Reduce -79.0% | 0.18% | −0.89 |
| VUG Vanguard Mrngstar GR ETF-Sui | Reduce -5.5% | 2.51% | −0.80 |
| VIG Vanguard Dividend Apprec ETF | Reduce -75.7% | 0.15% | −0.54 |
| DFAT Dimensional US Target Value | Reduce -9.7% | 1.42% | −0.49 |
| AVDV Avantis Intl S/C Value ETF | Reduce -8.8% | 3.09% | −0.47 |
| SCHD Schwab US DVD Equity ETF | Reduce -26.8% | 0.77% | −0.39 |
| NVDA Nvidia Corp. | Reduce -0.8% | 0.90% | −0.36 |
| JPM JPMorgan Chase & Co. | Sold out | 0.00% | −0.35 |
| RAVI NT Ultrashrt Fi ETF | Sold out | 0.00% | −0.34 |
| AMD Advanced Micro Devices | Sold out | 0.00% | −0.34 |
| GDE Wisdomtree Efficient Gold PL | Sold out | 0.00% | −0.32 |
| IWV iShares Russell 3000 ETF | Reduce -4.2% | 1.30% | −0.31 |
| DFUS Dimensional US Eq MKT ETF | Reduce -3.0% | 1.33% | −0.30 |
| TSLA Tesla Inc. | Sold out | 0.00% | −0.29 |
| BND Vanguard Total Bond Market | Reduce -62.7% | 0.15% | −0.29 |
| HD Home Depot Inc. | Sold out | 0.00% | −0.28 |
| JEPI JPMorgan Equity Premium Inco | Sold out | 0.00% | −0.26 |
| STIP iShares 0-5 Year Tips Bond E | Reduce -13.0% | 0.98% | −0.25 |
| COST Costco Wholesale Corp. | Sold out | 0.00% | −0.25 |
| AMZN Amazon.com Inc. | Reduce -12.1% | 0.48% | −0.23 |
| NUSC Nuveen ESG Small-Cap ETF | Reduce -0.5% | 0.97% | −0.23 |
| AVGO Broadcom Inc. | Reduce -6.1% | 0.35% | −0.23 |
| CAH Cardinal Health Inc. | Sold out | 0.00% | −0.23 |
| WM Waste Management Inc. | Sold out | 0.00% | −0.22 |
| DFAX Dimensional World Ex US Core | Reduce -4.9% | 1.76% | −0.22 |
| NULG Nuveen ESG LRG-Cap GRW ETF | Reduce -3.0% | 0.78% | −0.21 |
| RF Regions Financial Corp. | Sold out | 0.00% | −0.21 |
| CGXU Cap Group Intl Focus | Sold out | 0.00% | −0.20 |
| TYA Simplify Intermediate Term | Sold out | 0.00% | −0.19 |
| GCOW Pacer Global Cash Cows Divid | Sold out | 0.00% | −0.19 |
| AVUS Avantis U.S. Equity ETF | Reduce -2.5% | 0.88% | −0.19 |
| IGSB iShares 1-5Y Inv Grade Corp. | Reduce -11.1% | 0.73% | −0.18 |
| GOOGL Alphabet Inc. Class A | Sold out | 0.00% | −0.18 |
| KO The Coca-Cola Co. | Sold out | 0.00% | −0.17 |
| SCHG Schwab US Large-Cap Growth | Reduce -20.4% | 0.29% | −0.17 |
| VTV Vanguard Mrngstr Val ETF-Aui | Reduce -14.0% | 0.59% | −0.17 |
| DMXF iShares ESG Advanc MSCI Eafe | Reduce -3.9% | 0.99% | −0.12 |
| VCSH Vanguard S/T Corp. Bond ETF | Reduce -1.1% | 0.95% | −0.12 |
| SPY SS SPDR S&P 500 ETF Trust-US | Reduce -27.3% | 0.17% | −0.11 |
| DISV Dimensional International SM | Reduce -4.4% | 1.30% | −0.10 |
| ESGE iShares Inc. iShares ESG Awar | Reduce -3.5% | 0.84% | −0.10 |
| VYM Vanguard High DVD Yield ETF | Reduce -5.5% | 0.42% | −0.08 |
| SLYV SS SPDR S&P 600 SC Val ETF | Reduce -6.2% | 0.19% | −0.07 |
| SUB iShares Short-Term National | Reduce -12.1% | 0.23% | −0.06 |
| AVES Avantis Emerging Markets Val | Reduce -18.2% | 0.15% | −0.05 |
| DFSU Dimensional US Sus CORE1 ETF | Reduce -5.6% | 0.18% | −0.05 |
Portfolio Buys Q4 2024 → Q1 2025
| VTI VG Morningstar TS MKT ETF-US | Add +238.7% | 2.83% | +1.84 |
| DFAC Dimensional US Core Equity 2 | Add +46.6% | 8.67% | +1.69 |
| VEA Vanguard Ftse Developed ETF | Add +110.9% | 3.11% | +1.55 |
| SPMD SS SPDR P S&P 400 Midcap ETF | New | 1.43% | +1.43 |
| PTL Inspire 500 ETF | New | 1.37% | +1.37 |
| IVV iShares Core S&P 500 ETF | New | 1.35% | +1.35 |
| UYLD Angel Oak Ultrashort Income | New | 0.92% | +0.92 |
| VGSH Vanguard Short-Term Treasury | New | 0.87% | +0.87 |
| DFGP Dimensional GLBL Core PL Fix | New | 0.77% | +0.77 |
| EMXC iShares MSCI Emr MRK Ex Chna | New | 0.70% | +0.70 |
| DFIC Dimensional International Co. | Add +31.7% | 2.89% | +0.59 |
| SPSM SS SPDR P S&P 600 Small Cap | New | 0.55% | +0.55 |
| DUSB Dimension Ultrashort Fi ETF | New | 0.45% | +0.45 |
| SGOV iShares 0-3 Month Treasury B | New | 0.44% | +0.44 |
| DFAI Dimensional International Co. | New | 0.44% | +0.44 |
| QMOM Alpha US Quant Mom ETF | New | 0.39% | +0.39 |
| QVAL Alpha Arch US QNT Value ETF | New | 0.36% | +0.36 |
| HIDE Alpha Arc High Inf & Def ETF | New | 0.34% | +0.34 |
| BNDX Vanguard Total Intl Bond ETF | Add +110.6% | 0.70% | +0.32 |
| VOO Vanguard S&P 500 ETF | Add +88.9% | 0.83% | +0.31 |
| DCOR Dimensional US Core Eq 1 ETF | New | 0.29% | +0.29 |
| USMV iShares MSCI USA Min Vol Fac | New | 0.29% | +0.29 |
| VTIP Vanguard Short-Term Tips | Add +31.1% | 1.61% | +0.27 |
| QQQ Invesco QQQ Trust Series 1 | New | 0.24% | +0.24 |
| VT Vanguard Tot World STK ETF | New | 0.22% | +0.22 |
| VXUS Vanguard Total Intl Stock | Add +76.5% | 0.53% | +0.21 |
| DFEM Dimensional Emrg MRKT Core | Add +25.5% | 1.85% | +0.21 |
| WTV Wisdomtree U.S. Value Fund | New | 0.19% | +0.19 |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | New | 0.19% | +0.19 |
| DFSD Dimensional Short Duration | Add +25.6% | 1.63% | +0.19 |
| GOOG Alphabet Inc. Class C | New | 0.19% | +0.19 |
| IVAL Alpha Archi Intl QT Vlu ETF | New | 0.18% | +0.18 |
| IMOM Alpha Intl Quant Mom ETF | New | 0.17% | +0.17 |
| SCHR Schwab Intermediate-Term US | New | 0.17% | +0.17 |
| SCHF Schwab Intl Equity ETF | New | 0.17% | +0.17 |
| CAOS Alpha Architect Tail Risk | New | 0.17% | +0.17 |
| TPIF Timothy Plan Intl ETF | Add +9.0% | 2.18% | +0.10 |
| AVEM Avantis Emerging Markets Eq | Add +19.1% | 0.16% | +0.01 |
| DFNM Dimensional National Muni BD | Add +17.6% | 0.32% | +0.01 |
| VCEB Vanguard ESG US Corp. Bond | Add +2.5% | 0.16% | −0.01 |
| BGRN iShares Usd Green Bond ETF | Add +2.3% | 0.17% | −0.01 |
| UNH Unitedhealth Group Inc. | Add +0.4% | 0.26% | −0.02 |
| SPEM State Street SP PTF Em ETF | Add +0.7% | 0.30% | −0.03 |
| CHRW C.H. Robinson Worldwide Inc. | Add +0.1% | 0.23% | −0.03 |
| DFIP Dimensional Inflation-Protec | Add +1.7% | 0.50% | −0.03 |
| DFAS Dimensional US Small Cap ETF | Add +0.8% | 0.15% | −0.03 |
| SCHM Schwab US Mid Cap ETF | Add +0.7% | 0.18% | −0.03 |
| AAPL Apple Inc. | Add +21.1% | 0.79% | −0.04 |
| MDY State Street SPDR S&P Midcap | Add +2.1% | 0.23% | −0.04 |
| PTLC Pacer Trendpilot US Large Ca | Add +0.1% | 0.29% | −0.05 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 340 | $797.1M | DFAC, VTI, VOO, VEA, DFIC |
| Q1 2026 | 273 | $626.0M | DFAC, VTI, VOO, DFIC, VEA |
| Q4 2025 | 248 | $573.8M | VTI, DFAC, VOO, DFIC, VEA |
| Q3 2025 | 173 | $293.7M | VTI, DFAC, VCIT, DFCF, IVV |
| Q2 2025 | 173 | $293.7M | VTI, DFAC, VCIT, DFCF, IVV |
| Q1 2025 | 102 | $149.9M | DFAC, DFCF, VCIT, MUNI, DFGR |
| Q4 2024 | 92 | $133.2M | DFAC, DFCF, MUNI, VCIT, DFGR |