XY Planning Network, Inc.

In its 13F for Q2 2025 (holdings as of June 30, 2025, filed July 17, 2025), XY Planning Network, Inc. reported 173 stock positions worth $293.7 million. Its top holding was VG Morningstar TS MKT ETF-US (VTI) at 7.1% of the portfolio, followed by Dimensional US Core Equity 2 (DFAC, 5.6%) and Vanguard Int-Term Corporate (VCIT, 3.4%). Compared with Q1 2025, it opened 72 new positions, sold out of 1, added to 86 and reduced 15. The biggest buy was VG Morningstar TS MKT ETF-US (VTI, shares +347%) and the biggest sale Dim Global Real Estate ETF (DFGR, shares −5%).

Most Recent 13F
Q2 2026
Location
BOZEMAN, MT
CIK
0001873438
Portfolio Value
$293.7M (Q2 2025)
SEC Filing
0001754960-25-000409 ↗ filed Jul 17, 2025

Holdings Value

0$200.0M$400.0M$600.0M$800.0M Q4 2024: $133.2M Q4 2024 Q1 2025: $149.9M Q1 2025 Q2 2025: $293.7M $293.7M Q2 2025 Q3 2025: $293.7M Q3 2025 Q4 2025: $573.8M Q4 2025 Q1 2026: $626.0M Q1 2026 Q2 2026: $797.1M Q2 2026

Holdings 173 stocks · $293.7M
VTI VG Morningstar TS MKT ETF-US 7.13% 68,911 $20.9M Add +346.6%
DFAC Dimensional US Core Equity 2 5.57% 456,678 $16.4M Add +15.9%
VCIT Vanguard Int-Term Corporate 3.37% 119,352 $9.9M Add +24.4%
DFCF Dimensional Core Fixed Inc. 3.27% 227,250 $9.6M Add +7.8%
IVV iShares Core S&P 500 ETF 2.76% 13,058 $8.1M Add +262.3%
VEA Vanguard Ftse Developed ETF 2.59% 133,205 $7.6M Add +45.2%
SPY SS SPDR S&P 500 ETF Trust-US 2.54% 12,078 $7.5M Add +2531.4%
MUNI PIMCO Intermediate Municipal 2.51% 143,504 $7.4M Add +0.4%
VOO Vanguard S&P 500 ETF 1.96% 10,117 $5.7M Add +319.4%
DFIC Dimensional International Co. 1.91% 180,535 $5.6M Add +15.6%
VUG Vanguard Mrngstar GR ETF-Sui 1.80% 12,078 $5.3M Add +19.2%
DFGR Dim Global Real Estate ETF 1.73% 189,126 $5.1M Reduce -5.0%
VWO Vanguard Ftse Emerging Marke 1.71% 101,344 $5.0M Add +14.7%
AVDV Avantis Intl S/C Value ETF 1.64% 60,623 $4.8M Reduce -8.9%
DFUS Dimensional US Eq MKT ETF 1.53% 67,117 $4.5M Add +103.5%
SPMD SS SPDR P S&P 400 Midcap ETF 1.53% 82,593 $4.5M Add +97.3%
ANFIELD US EQUITY SECTOR ROT 1.53% 236,807 $4.5M New
DFSV Dimensional US Small Cap Val 1.43% 143,039 $4.2M Add +110.4%
VTIP Vanguard Short-Term Tips 1.42% 82,976 $4.2M Add +71.6%
DFAX Dimensional World Ex US Core 1.37% 137,431 $4.0M Add +36.6%
VXUS Vanguard Total Intl Stock 1.32% 55,998 $3.9M Add +338.3%
AAPL Apple Inc. 1.19% 17,055 $3.5M Add +221.9%
DFSD Dimensional Short Duration 1.13% 69,337 $3.3M Add +34.4%
TPIF Timothy Plan Intl ETF 1.12% 102,192 $3.3M Reduce -10.0%
MOAT Vaneck Morningstar Wide Moat 1.11% 34,696 $3.3M New
DFEM Dimensional Emrg MRKT Core 1.09% 107,424 $3.2M Add +2.4%
BNDX Vanguard Total Intl Bond ETF 1.08% 64,364 $3.2M Add +200.5%
VGSH Vanguard Short-Term Treasury 1.08% 53,912 $3.2M Add +141.8%
DFAT Dimensional US Target Value 1.04% 56,848 $3.1M Add +37.8%
IWV iShares Russell 3000 ETF 1.03% 8,613 $3.0M Add +40.4%
VCSH Vanguard S/T Corp. Bond ETF 0.94% 34,586 $2.7M Add +91.2%
DISV Dimensional International SM 0.91% 81,282 $2.7M Add +21.2%
DXJ Wisdomtree Japan Hedged Eq 0.89% 22,837 $2.6M New
NVDA Nvidia Corp. 0.83% 15,505 $2.4M Add +25.0%
TWO RDS SHARED TR 0.82% 260,163 $2.4M New
PTL Inspire 500 ETF 0.82% 10,555 $2.4M Add +5.4%
AVUV Avantis US Small Cap Value 0.77% 24,764 $2.3M Add +21.7%
UYLD Angel Oak Ultrashort Income 0.76% 43,500 $2.2M Add +60.9%
IUSV iShares Core S&P U.S. Value 0.73% 22,509 $2.1M Reduce -1.1%
CME Cme Group Inc. 0.70% 7,475 $2.1M New
AVUS Avantis U.S. Equity ETF 0.70% 20,298 $2.0M Add +41.9%
VGT Vanguard Info Tech ETF 0.68% 3,011 $2.0M New
QQQ Invesco QQQ Trust Series 1 0.66% 3,489 $1.9M Add +346.2%
NUSC Nuveen ESG Small-Cap ETF 0.64% 46,146 $1.9M Add +21.2%
ACWV iShares MSCI Global Min Vol 0.61% 15,100 $1.8M New
DUSB Dimension Ultrashort Fi ETF 0.60% 34,825 $1.8M Add +160.9%
TPSC Timothy Plan US Small Cap Co. 0.58% 44,373 $1.7M Add +55.9%
VT Vanguard Tot World STK ETF 0.58% 13,238 $1.7M Add +365.6%
EMXC iShares MSCI Emr MRK Ex Chna 0.56% 26,226 $1.7M Add +37.8%
ESGE iShares Inc. iShares ESG Awar 0.55% 41,069 $1.6M Add +13.6%
SGOV iShares 0-3 Month Treasury B 0.54% 15,886 $1.6M Add +140.6%
DMXF iShares ESG Advanc MSCI Eafe 0.53% 20,837 $1.6M Reduce -5.5%
STIP iShares 0-5 Year Tips Bond E 0.50% 14,145 $1.5M Reduce -0.8%
NULG Nuveen ESG LRG-Cap GRW ETF 0.49% 15,446 $1.5M Add +2.9%
REET iShares Global REIT ETF 0.49% 58,651 $1.4M New
AMZN Amazon.com Inc. 0.49% 6,548 $1.4M Add +71.3%
DFGP Dimensional GLBL Core PL Fix 0.47% 25,264 $1.4M Add +17.4%
SPSM SS SPDR P S&P 600 Small Cap 0.45% 30,903 $1.3M Add +53.0%
SCHD Schwab US DVD Equity ETF 0.45% 49,563 $1.3M Add +20.0%
IGSB iShares 1-5Y Inv Grade Corp. 0.45% 24,794 $1.3M Add +17.9%
USFR Wisdomtree Floating Rate Tre 0.43% 24,947 $1.3M Add +10.1%
IJR iShares Core S&P Small-Cap E 0.42% 11,312 $1.2M Add +24.8%
SCHA Schwab US Small-Cap ETF 0.41% 47,856 $1.2M New
XMHQ Invesco S&P Midcap Qual ETF 0.38% 11,287 $1.1M Add +68.6%
CBOE Cboe Global Markets Inc. 0.38% 4,740 $1.1M New
MUB iShares National Muni Bond E 0.38% 10,570 $1.1M New
DFSU Dimensional US Sus CORE1 ETF 0.37% 27,907 $1.1M Add +260.8%
DFAI Dimensional International Co. 0.36% 30,725 $1.1M Add +46.0%
QMOM Alpha US Quant Mom ETF 0.36% 16,060 $1.0M Add +62.2%
VTV Vanguard Mrngstr Val ETF-Aui 0.35% 5,848 $1.0M Add +15.1%
ITOT iShares Core S&P Total U.S. 0.35% 7,563 $1.0M New
AVGO Broadcom Inc. 0.33% 3,552 $979K Add +14.4%
IJH iShares Core S&P Midcap ETF 0.33% 15,541 $964K Add +15.2%
QVAL Alpha Arch US QNT Value ETF 0.32% 21,627 $952K Add +69.8%
DCOR Dimensional US Core Eq 1 ETF 0.30% 13,178 $881K Add +86.2%
MSFT Microsoft Corp. 0.30% 1,754 $872K Add +147.4%
DFUV Dimensional US Marketwide Va 0.30% 20,588 $870K Add +85.3%
ESGD iShares Trust iShares ESG Aw 0.29% 9,669 $863K New
DFNM Dimensional National Muni BD 0.29% 17,674 $838K Add +74.5%
BRK.B Berkshire Hathaway Inc. Class B 0.28% 1,720 $836K New
XLV SS Health Care Select Sector 0.28% 6,121 $825K New
RLY SS Multi-Asset Real Ret ETF 0.28% 27,972 $814K New
DFIP Dimensional Inflation-Protec 0.28% 19,416 $812K Add +8.5%
ESGU iShares ESG Aware MSCI USA 0.28% 5,987 $810K New
MDYG SS SPDR S&P 400 MC GR ETF 0.27% 8,983 $780K New
RSP Invesco S&P 500 Equal Weight 0.26% 4,207 $765K Reduce -17.2%
PTLC Pacer Trendpilot US Large Ca 0.26% 14,877 $755K Add +78.5%
HIDE Alpha Arc High Inf & Def ETF 0.26% 32,867 $749K Add +45.8%
VBK Van Morst SML-Cap Gro-Usd Inc. 0.25% 2,670 $739K New
SPTI SS SPDR P Int Term TSY ETF 0.24% 24,559 $707K New
VUSB Vanguard Ultra Short Bond Et 0.24% 14,156 $706K New
VV Vngrd Mrgstr LRG-Cap ETF-Usd 0.24% 2,469 $704K Add +124.3%
VOE Vngrd Mrngstr MD-Cap Val ETF 0.23% 4,129 $679K New
USMV iShares MSCI USA Min Vol Fac 0.23% 7,226 $678K Add +56.2%
JPM JPMorgan Chase & Co. 0.22% 2,264 $656K New
BIBL Inspire 100 ETF 0.22% 15,608 $645K Reduce -0.1%
VYM Vanguard High DVD Yield ETF 0.22% 4,803 $640K Reduce -1.6%
BSCP Invesco Bulletshares 2025 CB 0.22% 30,856 $638K New
BSCQ Invesco Bulletshares 2026 CB 0.21% 31,970 $624K New
BIL SS SPDR BB 1-3M T-Bill ETF 0.21% 6,614 $607K New
BSCR Invesco Bulletshares 2027 CB 0.20% 29,694 $583K New
SPEM State Street SP PTF Em ETF 0.19% 12,911 $552K Add +12.0%
COST Costco Wholesale Corp. 0.19% 555 $550K New
AVEM Avantis Emerging Markets Eq 0.18% 7,745 $531K Add +89.7%
SCHG Schwab US Large-Cap Growth 0.18% 17,762 $519K Add +2.6%
VBR Vngrd Mrngst SL-CP Val ETF-U 0.18% 2,655 $518K Add +124.0%
BSCS Invesco Bulletshares 2028 CB 0.17% 24,792 $508K New
IMOM Alpha Intl Quant Mom ETF 0.17% 14,651 $498K Add +58.4%
NULV Nuveen ESG Large-Cap Val ETF 0.17% 11,851 $497K Add +8.7%
ORCL Oracle Corp. 0.17% 2,271 $497K New
V Visa Inc. Class A 0.17% 1,395 $495K Add +70.1%
VPLS Vanguard Core-Plus Bond ETF 0.16% 6,177 $481K New
PG The Procter & Gamble Co. 0.16% 2,987 $476K New
IVAL Alpha Archi Intl QT Vlu ETF 0.16% 16,802 $468K Add +61.3%
DFAU Dimensional US Core Equity M 0.16% 10,940 $463K New
GOOGL Alphabet Inc. Class A 0.15% 2,579 $455K New
WM Waste Management Inc. 0.15% 1,910 $437K New
JPLD JPMorgan Ltd. Duration ETF 0.15% 8,359 $437K New
TGRW T Rowe Price Growth Stock Et 0.14% 9,686 $407K New
SCHR Schwab Intermediate-Term US 0.14% 15,867 $397K Add +53.0%
JCPB JPMorgan Core Plus Bond ETF 0.13% 8,411 $396K New
IWP iShares Russell Mid-Cap Grow 0.13% 2,843 $394K New
GOOG Alphabet Inc. Class C 0.13% 2,165 $384K Add +20.3%
SPTS SS SPDR P St Term TSY ETF 0.13% 13,103 $384K New
CAOS Alpha Architect Tail Risk 0.13% 4,226 $375K Add +50.2%
DFSB Dim GLB Sustain Fix Inc. ETF 0.13% 7,053 $370K New
DFAS Dimensional US Small Cap ETF 0.12% 5,698 $363K Add +48.0%
JNJ Johnson & Johnson 0.12% 2,348 $359K New
FRDM Freedom 100 Emeging MRKT ETF 0.12% 8,801 $356K New
MDY State Street SPDR S&P Midcap 0.12% 609 $345K Reduce -5.4%
IEFA iShares Core MSCI Eafe ETF 0.12% 4,060 $339K New
SUB iShares Short-Term National 0.11% 3,156 $336K Reduce -3.5%
META Meta Platforms Inc. Class A 0.11% 454 $335K New
SCHF Schwab Intl Equity ETF 0.11% 15,122 $334K Add +16.5%
SCHM Schwab US Mid Cap ETF 0.11% 11,664 $327K Add +10.2%
GLDM SPDR Gold Minishares Trust 0.11% 4,990 $327K New
AVES Avantis Emerging Markets Val 0.11% 6,077 $325K Add +30.2%
GJUL FT Vest US Equity Moderate B 0.11% 8,396 $325K New
XOM Exxon Mobil Corp. 0.11% 3,012 $325K Add +55.8%
WTV Wisdomtree U.S. Value Fund 0.11% 3,734 $323K Add +6.2%
DUHP Dimensional US High Profi Et 0.11% 8,941 $318K New
HD Home Depot Inc. 0.11% 853 $313K New
IDV iShares International Select 0.11% 8,985 $310K Reduce -0.8%
SMLF iShares US Smallcap Equity F 0.10% 4,333 $294K New
SLYV SS SPDR S&P 600 SC Val ETF 0.10% 3,660 $292K Reduce -1.1%
DFEV Dimensional Emrg MRKT Val 0.10% 9,687 $291K New
VONE Vanguard Russell 1000 0.10% 1,025 $288K New
VIG Vanguard Dividend Apprec ETF 0.10% 1,387 $284K Add +21.9%
CAT Caterpillar Inc. 0.10% 726 $282K New
IWY iShares Russell Top 200 Grow 0.09% 1,131 $279K New
TSLA Tesla Inc. 0.09% 849 $270K New
IVE iShares S&P 500 Value ETF 0.09% 1,361 $266K New
VCEB Vanguard ESG US Corp. Bond 0.09% 4,053 $257K Add +4.5%
BGRN iShares Usd Green Bond ETF 0.09% 5,386 $257K Add +2.7%
XLP SS Consumer Staples Sel Sect 0.09% 3,149 $255K New
BOXX Alpha Architect 1-3 MNTH Box 0.09% 2,256 $254K New
IWB iShares Russell 1000 ETF 0.09% 742 $252K New
DFSI Dimensional Int Sus COR1 ETF 0.08% 6,045 $238K New
UNH Unitedhealth Group Inc. 0.08% 754 $235K Add +0.7%
MS Morgan Stanley 0.08% 1,659 $234K New
IBIT iShares Bitcoin Trust ETF 0.08% 3,782 $231K New
IYW iShares Ustechnology ETF 0.08% 1,320 $229K New
SCHJ Schwab 1-5 YR Corp. BND ETF 0.08% 8,901 $221K New
EFA iShares MSCI Eafe ETF 0.07% 2,464 $220K New
SPSB SS SPDR P St C Corp. ETF 0.07% 7,287 $220K New
NFLX Netflix Inc. 0.07% 159 $213K New
DFAR Dimensional US Real Est ETF 0.07% 9,073 $213K New
AVNM Avantis All Intl MKTS Eq ETF 0.07% 3,244 $212K New
UJAN Innovator U.S. Equity Ultra 0.07% 5,153 $208K New
BND Vanguard Total Bond Market 0.07% 2,787 $205K Reduce -6.5%
SMCI Super Micro Computer Inc. 0.07% 4,175 $205K New
VTEB Vanguard Tax-Exempt Bond ETF 0.07% 4,156 $204K Reduce -2.6%
BSV Vanguard Short-Term Bond ETF 0.07% 2,566 $202K New

Portfolio Sells Q1 2025 → Q2 2025
DFGR Dim Global Real Estate ETF Reduce -5.0% 1.73% −1.76
AVDV Avantis Intl S/C Value ETF Reduce -8.9% 1.64% −1.46
TPIF Timothy Plan Intl ETF Reduce -10.0% 1.12% −1.05
IUSV iShares Core S&P U.S. Value Reduce -1.1% 0.73% −0.68
STIP iShares 0-5 Year Tips Bond E Reduce -0.8% 0.50% −0.49
DMXF iShares ESG Advanc MSCI Eafe Reduce -5.5% 0.53% −0.46
RSP Invesco S&P 500 Equal Weight Reduce -17.2% 0.26% −0.33
CHRW C.H. Robinson Worldwide Inc. Sold out 0.00% −0.23
VYM Vanguard High DVD Yield ETF Reduce -1.6% 0.22% −0.20
BIBL Inspire 100 ETF Reduce -0.1% 0.22% −0.18
SUB iShares Short-Term National Reduce -3.5% 0.11% −0.12
MDY State Street SPDR S&P Midcap Reduce -5.4% 0.12% −0.11
SLYV SS SPDR S&P 600 SC Val ETF Reduce -1.1% 0.10% −0.09
IDV iShares International Select Reduce -0.8% 0.11% −0.08
BND Vanguard Total Bond Market Reduce -6.5% 0.07% −0.08
VTEB Vanguard Tax-Exempt Bond ETF Reduce -2.6% 0.07% −0.07

Portfolio Buys Q1 2025 → Q2 2025
VTI VG Morningstar TS MKT ETF-US Add +346.6% 7.13% +4.30
SPY SS SPDR S&P 500 ETF Trust-US Add +2531.4% 2.54% +2.37
ANFIELD US EQUITY SECTOR ROT New 1.53% +1.53
IVV iShares Core S&P 500 ETF Add +262.3% 2.76% +1.41
VOO Vanguard S&P 500 ETF Add +319.4% 1.96% +1.13
MOAT Vaneck Morningstar Wide Moat New 1.11% +1.11
DXJ Wisdomtree Japan Hedged Eq New 0.89% +0.89
TWO RDS SHARED TR New 0.82% +0.82
VXUS Vanguard Total Intl Stock Add +338.3% 1.32% +0.79
CME Cme Group Inc. New 0.70% +0.70
VGT Vanguard Info Tech ETF New 0.68% +0.68
ACWV iShares MSCI Global Min Vol New 0.61% +0.61
REET iShares Global REIT ETF New 0.49% +0.49
SCHA Schwab US Small-Cap ETF New 0.41% +0.41
QQQ Invesco QQQ Trust Series 1 Add +346.2% 0.66% +0.41
AAPL Apple Inc. Add +221.9% 1.19% +0.41
BNDX Vanguard Total Intl Bond ETF Add +200.5% 1.08% +0.39
CBOE Cboe Global Markets Inc. New 0.38% +0.38
MUB iShares National Muni Bond E New 0.38% +0.38
VT Vanguard Tot World STK ETF Add +365.6% 0.58% +0.36
ITOT iShares Core S&P Total U.S. New 0.35% +0.35
ESGD iShares Trust iShares ESG Aw New 0.29% +0.29
BRK.B Berkshire Hathaway Inc. Class B New 0.28% +0.28
XLV SS Health Care Select Sector New 0.28% +0.28
RLY SS Multi-Asset Real Ret ETF New 0.28% +0.28
ESGU iShares ESG Aware MSCI USA New 0.28% +0.28
MDYG SS SPDR S&P 400 MC GR ETF New 0.27% +0.27
VBK Van Morst SML-Cap Gro-Usd Inc. New 0.25% +0.25
SPTI SS SPDR P Int Term TSY ETF New 0.24% +0.24
VUSB Vanguard Ultra Short Bond Et New 0.24% +0.24
VOE Vngrd Mrngstr MD-Cap Val ETF New 0.23% +0.23
JPM JPMorgan Chase & Co. New 0.22% +0.22
BSCP Invesco Bulletshares 2025 CB New 0.22% +0.22
BSCQ Invesco Bulletshares 2026 CB New 0.21% +0.21
BIL SS SPDR BB 1-3M T-Bill ETF New 0.21% +0.21
VGSH Vanguard Short-Term Treasury Add +141.8% 1.08% +0.21
DFUS Dimensional US Eq MKT ETF Add +103.5% 1.53% +0.20
BSCR Invesco Bulletshares 2027 CB New 0.20% +0.20
DFSU Dimensional US Sus CORE1 ETF Add +260.8% 0.37% +0.19
COST Costco Wholesale Corp. New 0.19% +0.19
BSCS Invesco Bulletshares 2028 CB New 0.17% +0.17
ORCL Oracle Corp. New 0.17% +0.17
VPLS Vanguard Core-Plus Bond ETF New 0.16% +0.16
PG The Procter & Gamble Co. New 0.16% +0.16
DFAU Dimensional US Core Equity M New 0.16% +0.16
DFSV Dimensional US Small Cap Val Add +110.4% 1.43% +0.16
GOOGL Alphabet Inc. Class A New 0.15% +0.15
DUSB Dimension Ultrashort Fi ETF Add +160.9% 0.60% +0.15
WM Waste Management Inc. New 0.15% +0.15
JPLD JPMorgan Ltd. Duration ETF New 0.15% +0.15

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 340$797.1MDFAC, VTI, VOO, VEA, DFIC
Q1 2026 273$626.0MDFAC, VTI, VOO, DFIC, VEA
Q4 2025 248$573.8MVTI, DFAC, VOO, DFIC, VEA
Q3 2025 173$293.7MVTI, DFAC, VCIT, DFCF, IVV
Q2 2025 173$293.7MVTI, DFAC, VCIT, DFCF, IVV
Q1 2025 102$149.9MDFAC, DFCF, VCIT, MUNI, DFGR
Q4 2024 92$133.2MDFAC, DFCF, MUNI, VCIT, DFGR