XY Planning Network, Inc.

In its 13F for Q3 2025 (holdings as of September 30, 2025, filed November 13, 2025), XY Planning Network, Inc. reported 173 stock positions worth $293.7 million. Its top holding was VG Morningstar TS MKT ETF-US (VTI) at 7.1% of the portfolio, followed by Dimensional US Core Equity 2 (DFAC, 5.6%) and Vanguard Int-Term Corporate (VCIT, 3.4%). Its holdings were unchanged from Q2 2025.

Most Recent 13F
Q2 2026
Location
BOZEMAN, MT
CIK
0001873438
Portfolio Value
$293.7M (Q3 2025)
SEC Filing
0001754960-25-000789 ↗ filed Nov 13, 2025

Holdings Value

0$200.0M$400.0M$600.0M$800.0M Q4 2024: $133.2M Q4 2024 Q1 2025: $149.9M Q1 2025 Q2 2025: $293.7M Q2 2025 Q3 2025: $293.7M $293.7M Q3 2025 Q4 2025: $573.8M Q4 2025 Q1 2026: $626.0M Q1 2026 Q2 2026: $797.1M Q2 2026

Holdings 173 stocks · $293.7M

VTI VG Morningstar TS MKT ETF-US 7.13% 68,911 $20.9M No change
DFAC Dimensional US Core Equity 2 5.57% 456,678 $16.4M No change
VCIT Vanguard Int-Term Corporate 3.37% 119,352 $9.9M No change
DFCF Dimensional Core Fixed Inc. 3.27% 227,250 $9.6M No change
IVV iShares Core S&P 500 ETF 2.76% 13,058 $8.1M No change
VEA Vanguard Ftse Developed ETF 2.59% 133,205 $7.6M No change
SPY SS SPDR S&P 500 ETF Trust-US 2.54% 12,078 $7.5M No change
MUNI PIMCO Intermediate Municipal 2.51% 143,504 $7.4M No change
VOO Vanguard S&P 500 ETF 1.96% 10,117 $5.7M No change
DFIC Dimensional International Co. 1.91% 180,535 $5.6M No change
VUG Vanguard Mrngstar GR ETF-Sui 1.80% 12,078 $5.3M No change
DFGR Dim Global Real Estate ETF 1.73% 189,126 $5.1M No change
VWO Vanguard Ftse Emerging Marke 1.71% 101,344 $5.0M No change
AVDV Avantis Intl S/C Value ETF 1.64% 60,623 $4.8M No change
DFUS Dimensional US Eq MKT ETF 1.53% 67,117 $4.5M No change
SPMD SS SPDR P S&P 400 Midcap ETF 1.53% 82,593 $4.5M No change
ANFIELD US EQUITY SECTOR ROT 1.53% 236,807 $4.5M No change
DFSV Dimensional US Small Cap Val 1.43% 143,039 $4.2M No change
VTIP Vanguard Short-Term Tips 1.42% 82,976 $4.2M No change
DFAX Dimensional World Ex US Core 1.37% 137,431 $4.0M No change
VXUS Vanguard Total Intl Stock 1.32% 55,998 $3.9M No change
AAPL Apple Inc. 1.19% 17,055 $3.5M No change
DFSD Dimensional Short Duration 1.13% 69,337 $3.3M No change
TPIF Timothy Plan Intl ETF 1.12% 102,192 $3.3M No change
MOAT Vaneck Morningstar Wide Moat 1.11% 34,696 $3.3M No change
DFEM Dimensional Emrg MRKT Core 1.09% 107,424 $3.2M No change
BNDX Vanguard Total Intl Bond ETF 1.08% 64,364 $3.2M No change
VGSH Vanguard Short-Term Treasury 1.08% 53,912 $3.2M No change
DFAT Dimensional US Target Value 1.04% 56,848 $3.1M No change
IWV iShares Russell 3000 ETF 1.03% 8,613 $3.0M No change
VCSH Vanguard S/T Corp. Bond ETF 0.94% 34,586 $2.7M No change
DISV Dimensional International SM 0.91% 81,282 $2.7M No change
DXJ Wisdomtree Japan Hedged Eq 0.89% 22,837 $2.6M No change
NVDA Nvidia Corp. 0.83% 15,505 $2.4M No change
TWO RDS SHARED TR 0.82% 260,163 $2.4M No change
PTL Inspire 500 ETF 0.82% 10,555 $2.4M No change
AVUV Avantis US Small Cap Value 0.77% 24,764 $2.3M No change
UYLD Angel Oak Ultrashort Income 0.76% 43,500 $2.2M No change
IUSV iShares Core S&P U.S. Value 0.73% 22,509 $2.1M No change
CME Cme Group Inc. 0.70% 7,475 $2.1M No change
AVUS Avantis U.S. Equity ETF 0.70% 20,298 $2.0M No change
VGT Vanguard Info Tech ETF 0.68% 3,011 $2.0M No change
QQQ Invesco QQQ Trust Series 1 0.66% 3,489 $1.9M No change
NUSC Nuveen ESG Small-Cap ETF 0.64% 46,146 $1.9M No change
ACWV iShares MSCI Global Min Vol 0.61% 15,100 $1.8M No change
DUSB Dimension Ultrashort Fi ETF 0.60% 34,825 $1.8M No change
TPSC Timothy Plan US Small Cap Co. 0.58% 44,373 $1.7M No change
VT Vanguard Tot World STK ETF 0.58% 13,238 $1.7M No change
EMXC iShares MSCI Emr MRK Ex Chna 0.56% 26,226 $1.7M No change
ESGE iShares Inc. iShares ESG Awar 0.55% 41,069 $1.6M No change
SGOV iShares 0-3 Month Treasury B 0.54% 15,886 $1.6M No change
DMXF iShares ESG Advanc MSCI Eafe 0.53% 20,837 $1.6M No change
STIP iShares 0-5 Year Tips Bond E 0.50% 14,145 $1.5M No change
NULG Nuveen ESG LRG-Cap GRW ETF 0.49% 15,446 $1.5M No change
REET iShares Global REIT ETF 0.49% 58,651 $1.4M No change
AMZN Amazon.com Inc. 0.49% 6,548 $1.4M No change
DFGP Dimensional GLBL Core PL Fix 0.47% 25,264 $1.4M No change
SPSM SS SPDR P S&P 600 Small Cap 0.45% 30,903 $1.3M No change
SCHD Schwab US DVD Equity ETF 0.45% 49,563 $1.3M No change
IGSB iShares 1-5Y Inv Grade Corp. 0.45% 24,794 $1.3M No change
USFR Wisdomtree Floating Rate Tre 0.43% 24,947 $1.3M No change
IJR iShares Core S&P Small-Cap E 0.42% 11,312 $1.2M No change
SCHA Schwab US Small-Cap ETF 0.41% 47,856 $1.2M No change
XMHQ Invesco S&P Midcap Qual ETF 0.38% 11,287 $1.1M No change
CBOE Cboe Global Markets Inc. 0.38% 4,740 $1.1M No change
MUB iShares National Muni Bond E 0.38% 10,570 $1.1M No change
DFSU Dimensional US Sus CORE1 ETF 0.37% 27,907 $1.1M No change
DFAI Dimensional International Co. 0.36% 30,725 $1.1M No change
QMOM Alpha US Quant Mom ETF 0.36% 16,060 $1.0M No change
VTV Vanguard Mrngstr Val ETF-Aui 0.35% 5,848 $1.0M No change
ITOT iShares Core S&P Total U.S. 0.35% 7,563 $1.0M No change
AVGO Broadcom Inc. 0.33% 3,552 $979K No change
IJH iShares Core S&P Midcap ETF 0.33% 15,541 $964K No change
QVAL Alpha Arch US QNT Value ETF 0.32% 21,627 $952K No change
DCOR Dimensional US Core Eq 1 ETF 0.30% 13,178 $881K No change
MSFT Microsoft Corp. 0.30% 1,754 $872K No change
DFUV Dimensional US Marketwide Va 0.30% 20,588 $870K No change
ESGD iShares Trust iShares ESG Aw 0.29% 9,669 $863K No change
DFNM Dimensional National Muni BD 0.29% 17,674 $838K No change
BRK.B Berkshire Hathaway Inc. Class B 0.28% 1,720 $836K No change
XLV SS Health Care Select Sector 0.28% 6,121 $825K No change
RLY SS Multi-Asset Real Ret ETF 0.28% 27,972 $814K No change
DFIP Dimensional Inflation-Protec 0.28% 19,416 $812K No change
ESGU iShares ESG Aware MSCI USA 0.28% 5,987 $810K No change
MDYG SS SPDR S&P 400 MC GR ETF 0.27% 8,983 $780K No change
RSP Invesco S&P 500 Equal Weight 0.26% 4,207 $765K No change
PTLC Pacer Trendpilot US Large Ca 0.26% 14,877 $755K No change
HIDE Alpha Arc High Inf & Def ETF 0.26% 32,867 $749K No change
VBK Van Morst SML-Cap Gro-Usd Inc. 0.25% 2,670 $739K No change
SPTI SS SPDR P Int Term TSY ETF 0.24% 24,559 $707K No change
VUSB Vanguard Ultra Short Bond Et 0.24% 14,156 $706K No change
VV Vngrd Mrgstr LRG-Cap ETF-Usd 0.24% 2,469 $704K No change
VOE Vngrd Mrngstr MD-Cap Val ETF 0.23% 4,129 $679K No change
USMV iShares MSCI USA Min Vol Fac 0.23% 7,226 $678K No change
JPM JPMorgan Chase & Co. 0.22% 2,264 $656K No change
BIBL Inspire 100 ETF 0.22% 15,608 $645K No change
VYM Vanguard High DVD Yield ETF 0.22% 4,803 $640K No change
BSCP Invesco Bulletshares 2025 CB 0.22% 30,856 $638K No change
BSCQ Invesco Bulletshares 2026 CB 0.21% 31,970 $624K No change
BIL SS SPDR BB 1-3M T-Bill ETF 0.21% 6,614 $607K No change
BSCR Invesco Bulletshares 2027 CB 0.20% 29,694 $583K No change
SPEM State Street SP PTF Em ETF 0.19% 12,911 $552K No change
COST Costco Wholesale Corp. 0.19% 555 $550K No change
AVEM Avantis Emerging Markets Eq 0.18% 7,745 $531K No change
SCHG Schwab US Large-Cap Growth 0.18% 17,762 $519K No change
VBR Vngrd Mrngst SL-CP Val ETF-U 0.18% 2,655 $518K No change
BSCS Invesco Bulletshares 2028 CB 0.17% 24,792 $508K No change
IMOM Alpha Intl Quant Mom ETF 0.17% 14,651 $498K No change
NULV Nuveen ESG Large-Cap Val ETF 0.17% 11,851 $497K No change
ORCL Oracle Corp. 0.17% 2,271 $497K No change
V Visa Inc. Class A 0.17% 1,395 $495K No change
VPLS Vanguard Core-Plus Bond ETF 0.16% 6,177 $481K No change
PG The Procter & Gamble Co. 0.16% 2,987 $476K No change
IVAL Alpha Archi Intl QT Vlu ETF 0.16% 16,802 $468K No change
DFAU Dimensional US Core Equity M 0.16% 10,940 $463K No change
GOOGL Alphabet Inc. Class A 0.15% 2,579 $455K No change
WM Waste Management Inc. 0.15% 1,910 $437K No change
JPLD JPMorgan Ltd. Duration ETF 0.15% 8,359 $437K No change
TGRW T Rowe Price Growth Stock Et 0.14% 9,686 $407K No change
SCHR Schwab Intermediate-Term US 0.14% 15,867 $397K No change
JCPB JPMorgan Core Plus Bond ETF 0.13% 8,411 $396K No change
IWP iShares Russell Mid-Cap Grow 0.13% 2,843 $394K No change
GOOG Alphabet Inc. Class C 0.13% 2,165 $384K No change
SPTS SS SPDR P St Term TSY ETF 0.13% 13,103 $384K No change
CAOS Alpha Architect Tail Risk 0.13% 4,226 $375K No change
DFSB Dim GLB Sustain Fix Inc. ETF 0.13% 7,053 $370K No change
DFAS Dimensional US Small Cap ETF 0.12% 5,698 $363K No change
JNJ Johnson & Johnson 0.12% 2,348 $359K No change
FRDM Freedom 100 Emeging MRKT ETF 0.12% 8,801 $356K No change
MDY State Street SPDR S&P Midcap 0.12% 609 $345K No change
IEFA iShares Core MSCI Eafe ETF 0.12% 4,060 $339K No change
SUB iShares Short-Term National 0.11% 3,156 $336K No change
META Meta Platforms Inc. Class A 0.11% 454 $335K No change
SCHF Schwab Intl Equity ETF 0.11% 15,122 $334K No change
SCHM Schwab US Mid Cap ETF 0.11% 11,664 $327K No change
GLDM SPDR Gold Minishares Trust 0.11% 4,990 $327K No change
AVES Avantis Emerging Markets Val 0.11% 6,077 $325K No change
GJUL FT Vest US Equity Moderate B 0.11% 8,396 $325K No change
XOM Exxon Mobil Corp. 0.11% 3,012 $325K No change
WTV Wisdomtree U.S. Value Fund 0.11% 3,734 $323K No change
DUHP Dimensional US High Profi Et 0.11% 8,941 $318K No change
HD Home Depot Inc. 0.11% 853 $313K No change
IDV iShares International Select 0.11% 8,985 $310K No change
SMLF iShares US Smallcap Equity F 0.10% 4,333 $294K No change
SLYV SS SPDR S&P 600 SC Val ETF 0.10% 3,660 $292K No change
DFEV Dimensional Emrg MRKT Val 0.10% 9,687 $291K No change
VONE Vanguard Russell 1000 0.10% 1,025 $288K No change
VIG Vanguard Dividend Apprec ETF 0.10% 1,387 $284K No change
CAT Caterpillar Inc. 0.10% 726 $282K No change
IWY iShares Russell Top 200 Grow 0.09% 1,131 $279K No change
TSLA Tesla Inc. 0.09% 849 $270K No change
IVE iShares S&P 500 Value ETF 0.09% 1,361 $266K No change
VCEB Vanguard ESG US Corp. Bond 0.09% 4,053 $257K No change
BGRN iShares Usd Green Bond ETF 0.09% 5,386 $257K No change
XLP SS Consumer Staples Sel Sect 0.09% 3,149 $255K No change
BOXX Alpha Architect 1-3 MNTH Box 0.09% 2,256 $254K No change
IWB iShares Russell 1000 ETF 0.09% 742 $252K No change
DFSI Dimensional Int Sus COR1 ETF 0.08% 6,045 $238K No change
UNH Unitedhealth Group Inc. 0.08% 754 $235K No change
MS Morgan Stanley 0.08% 1,659 $234K No change
IBIT iShares Bitcoin Trust ETF 0.08% 3,782 $231K No change
IYW iShares Ustechnology ETF 0.08% 1,320 $229K No change
SCHJ Schwab 1-5 YR Corp. BND ETF 0.08% 8,901 $221K No change
EFA iShares MSCI Eafe ETF 0.07% 2,464 $220K No change
SPSB SS SPDR P St C Corp. ETF 0.07% 7,287 $220K No change
NFLX Netflix Inc. 0.07% 159 $213K No change
DFAR Dimensional US Real Est ETF 0.07% 9,073 $213K No change
AVNM Avantis All Intl MKTS Eq ETF 0.07% 3,244 $212K No change
UJAN Innovator U.S. Equity Ultra 0.07% 5,153 $208K No change
BND Vanguard Total Bond Market 0.07% 2,787 $205K No change
SMCI Super Micro Computer Inc. 0.07% 4,175 $205K No change
VTEB Vanguard Tax-Exempt Bond ETF 0.07% 4,156 $204K No change
BSV Vanguard Short-Term Bond ETF 0.07% 2,566 $202K No change

Portfolio Sells Q2 2025 → Q3 2025

None this quarter.

Portfolio Buys Q2 2025 → Q3 2025

None this quarter.

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 340$797.1MDFAC, VTI, VOO, VEA, DFIC
Q1 2026 273$626.0MDFAC, VTI, VOO, DFIC, VEA
Q4 2025 248$573.8MVTI, DFAC, VOO, DFIC, VEA
Q3 2025 173$293.7MVTI, DFAC, VCIT, DFCF, IVV
Q2 2025 173$293.7MVTI, DFAC, VCIT, DFCF, IVV
Q1 2025 102$149.9MDFAC, DFCF, VCIT, MUNI, DFGR
Q4 2024 92$133.2MDFAC, DFCF, MUNI, VCIT, DFGR