Adaptive Financial Consulting, LLC
In its 13F for Q4 2024 (holdings as of December 31, 2024, filed February 4, 2025), Adaptive Financial Consulting, LLC reported 21 stock positions worth $241.1 million. Its top holding was iShares Core U.S. Aggregate (AGG) at 21.2% of the portfolio, followed by Vanguard S/T Corp. Bond ETF (VCSH, 14.6%) and iShares Core S&P 500 ETF (IVV, 10.9%). Compared with Q3 2024, it opened 2 new positions, added to 2 and reduced 13. The biggest buy was a new position in iShares 0-3 Month Treasury B (SGOV) and the biggest sale iShares Core U.S. Aggregate (AGG, shares −0%).
- Most Recent 13F
- Q2 2026
- Location
- BEACHWOOD, OH
- CIK
- 0001804717
- Portfolio Value
- $241.1M (Q4 2024)
- SEC Filing
- 0001085146-25-000717 ↗ filed Feb 4, 2025
Holdings Value
Holdings 21 stocks · $241.1M
| AGG iShares Core U.S. Aggregate | 21.23% | 528,169 | $51.2M | Reduce -0.4% |
| VCSH Vanguard S/T Corp. Bond ETF | 14.61% | 451,424 | $35.2M | Reduce -0.3% |
| IVV iShares Core S&P 500 ETF | 10.89% | 44,617 | $26.3M | Reduce -0.4% |
| USMV iShares MSCI USA Min Vol Fac | 8.29% | 225,008 | $20.0M | Reduce -0.6% |
| IVW iShares S&P 500 Growth ETF | 8.18% | 194,214 | $19.7M | Reduce -1.0% |
| QQQ Invesco QQQ Trust Series 1 | 6.31% | 29,778 | $15.2M | Reduce -0.6% |
| VCR Vanguard Consumer Discre ETF | 5.70% | 36,579 | $13.7M | Reduce -0.8% |
| IEFA iShares Core MSCI Eafe ETF | 4.46% | 153,058 | $10.8M | Reduce -1.1% |
| BSV Vanguard Short-Term Bond ETF | 4.36% | 136,111 | $10.5M | No change |
| VHT Vanguard Health Care ETF | 4.29% | 40,804 | $10.4M | Reduce -0.3% |
| VNQ Vanguard Real Estate ETF | 4.22% | 114,106 | $10.2M | Reduce -0.6% |
| IEMG iShares Core MSCI Emerging | 2.96% | 136,722 | $7.1M | Reduce -0.6% |
| SHV iShares 0-1 Year Treasury Bo | 2.86% | 62,621 | $6.9M | No change |
| MTUM iShares MSCI USA Momentum Fa | 0.33% | 3,810 | $788K | Reduce -0.4% |
| LQD Ishr Ibx Usd Invgd CB ETF-Ui | 0.26% | 5,912 | $632K | Add +0.4% |
| SGOV iShares 0-3 Month Treasury B | 0.24% | 5,889 | $591K | New |
| IJH iShares Core S&P Midcap ETF | 0.23% | 9,086 | $566K | Add +0.2% |
| AAPL Apple Inc. | 0.20% | 1,967 | $493K | Reduce -7.1% |
| ARCC Ares Capital Corp. | 0.15% | 16,830 | $368K | No change |
| TSLA Tesla Inc. | 0.11% | 675 | $273K | New |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.10% | 421 | $247K | No change |
Portfolio Sells Q3 2024 → Q4 2024
| AGG iShares Core U.S. Aggregate | Reduce -0.4% | 21.23% | −0.63 |
| IEFA iShares Core MSCI Eafe ETF | Reduce -1.1% | 4.46% | −0.46 |
| VHT Vanguard Health Care ETF | Reduce -0.3% | 4.29% | −0.41 |
| VNQ Vanguard Real Estate ETF | Reduce -0.6% | 4.22% | −0.34 |
| IEMG iShares Core MSCI Emerging | Reduce -0.6% | 2.96% | −0.26 |
| USMV iShares MSCI USA Min Vol Fac | Reduce -0.6% | 8.29% | −0.13 |
| VCSH Vanguard S/T Corp. Bond ETF | Reduce -0.3% | 14.61% | −0.04 |
| AAPL Apple Inc. | Reduce -7.1% | 0.20% | +0.00 |
| MTUM iShares MSCI USA Momentum Fa | Reduce -0.4% | 0.33% | +0.01 |
| QQQ Invesco QQQ Trust Series 1 | Reduce -0.6% | 6.31% | +0.36 |
| IVV iShares Core S&P 500 ETF | Reduce -0.4% | 10.89% | +0.37 |
| IVW iShares S&P 500 Growth ETF | Reduce -1.0% | 8.18% | +0.53 |
| VCR Vanguard Consumer Discre ETF | Reduce -0.8% | 5.70% | +0.58 |
Portfolio Buys Q3 2024 → Q4 2024
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 20 | $285.5M | AGG, IVV, VCSH, IVW, USMV |
| Q1 2026 | 18 | $261.1M | AGG, VCSH, IVV, USMV, IVW |
| Q4 2025 | 18 | $257.1M | AGG, VCSH, IVV, IVW, USMV |
| Q3 2025 | 19 | $250.1M | AGG, VCSH, IVV, IVW, USMV |
| Q2 2025 | 21 | $239.5M | AGG, VCSH, IVV, USMV, IVW |
| Q1 2025 | 20 | $233.5M | AGG, VCSH, IVV, USMV, IVW |
| Q4 2024 | 21 | $241.1M | AGG, VCSH, IVV, USMV, IVW |
| Q3 2024 | 19 | $245.5M | AGG, VCSH, IVV, USMV, IVW |
| Q2 2024 | 19 | $230.6M | AGG, VCSH, IVV, USMV, IVW |
| Q1 2024 | 19 | $224.1M | AGG, VCSH, IVV, USMV, IVW |