Adaptive Financial Consulting, LLC
In its 13F for Q3 2025 (holdings as of September 30, 2025, filed October 30, 2025), Adaptive Financial Consulting, LLC reported 19 stock positions worth $250.1 million. Its top holding was iShares Core U.S. Aggregate (AGG) at 21.5% of the portfolio, followed by Vanguard S/T Corp. Bond ETF (VCSH, 12.5%) and iShares Core S&P 500 ETF (IVV, 11.4%). Compared with Q2 2025, it sold out of 2, added to 7 and reduced 8. The biggest buy was Vanguard Health Care ETF (VHT, shares +4%) and the biggest sale an exit from Apple (AAPL).
- Most Recent 13F
- Q2 2026
- Location
- BEACHWOOD, OH
- CIK
- 0001804717
- Portfolio Value
- $250.1M (Q3 2025)
- SEC Filing
- 0001804717-25-000002 ↗ filed Oct 30, 2025
Holdings Value
Holdings 19 stocks · $250.1M
| AGG iShares Core U.S. Aggregate | 21.45% | 535,246 | $53.7M | Add +2.4% |
| VCSH Vanguard S/T Corp. Bond ETF | 12.53% | 392,057 | $31.3M | Add +2.4% |
| IVV iShares Core S&P 500 ETF | 11.37% | 42,488 | $28.4M | Reduce -1.8% |
| IVW iShares S&P 500 Growth ETF | 8.32% | 172,386 | $20.8M | Reduce -0.9% |
| USMV iShares MSCI USA Min Vol Fac | 8.21% | 215,866 | $20.5M | Add +0.7% |
| QQQ Invesco QQQ Trust Series 1 | 6.52% | 27,184 | $16.3M | Reduce -0.5% |
| VCR Vanguard Consumer Discre ETF | 5.52% | 34,843 | $13.8M | Reduce -0.5% |
| IEFA iShares Core MSCI Eafe ETF | 5.03% | 144,017 | $12.6M | Reduce -1.4% |
| BSV Vanguard Short-Term Bond ETF | 4.34% | 137,660 | $10.9M | No change |
| VHT Vanguard Health Care ETF | 4.32% | 41,603 | $10.8M | Add +4.1% |
| VNQ Vanguard Real Estate ETF | 4.09% | 112,041 | $10.2M | Add +2.7% |
| IEMG iShares Core MSCI Emerging | 3.47% | 131,654 | $8.7M | Reduce -1.7% |
| SHV iShares 0-1 Year Treasury Bo | 2.89% | 65,384 | $7.2M | No change |
| SGOV iShares 0-3 Month Treasury B | 0.88% | 21,938 | $2.2M | No change |
| MTUM iShares MSCI USA Momentum Fa | 0.39% | 3,770 | $967K | Add +0.1% |
| LQD Ishr Ibx Usd Invgd CB ETF-Ui | 0.25% | 5,647 | $629K | Reduce -8.9% |
| IJH iShares Core S&P Midcap ETF | 0.21% | 8,241 | $538K | Reduce -7.8% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.11% | 421 | $281K | No change |
| IBIT iShares Bitcoin Trust ETF | 0.09% | 3,484 | $226K | Add +0.2% |
Portfolio Sells Q2 2025 → Q3 2025
| AAPL Apple Inc. | Sold out | 0.00% | −0.13 |
| TSLA Tesla Inc. | Sold out | 0.00% | −0.09 |
| IEFA iShares Core MSCI Eafe ETF | Reduce -1.4% | 5.03% | −0.06 |
| LQD Ishr Ibx Usd Invgd CB ETF-Ui | Reduce -8.9% | 0.25% | −0.03 |
| IJH iShares Core S&P Midcap ETF | Reduce -7.8% | 0.21% | −0.02 |
| IEMG iShares Core MSCI Emerging | Reduce -1.7% | 3.47% | +0.11 |
| IVV iShares Core S&P 500 ETF | Reduce -1.8% | 11.37% | +0.15 |
| VCR Vanguard Consumer Discre ETF | Reduce -0.5% | 5.52% | +0.22 |
| QQQ Invesco QQQ Trust Series 1 | Reduce -0.5% | 6.52% | +0.23 |
| IVW iShares S&P 500 Growth ETF | Reduce -0.9% | 8.32% | +0.32 |
Portfolio Buys Q2 2025 → Q3 2025
| VHT Vanguard Health Care ETF | Add +4.1% | 4.32% | +0.17 |
| VNQ Vanguard Real Estate ETF | Add +2.7% | 4.09% | +0.04 |
| MTUM iShares MSCI USA Momentum Fa | Add +0.1% | 0.39% | +0.01 |
| IBIT iShares Bitcoin Trust ETF | Add +0.2% | 0.09% | +0.00 |
| VCSH Vanguard S/T Corp. Bond ETF | Add +2.4% | 12.53% | −0.18 |
| USMV iShares MSCI USA Min Vol Fac | Add +0.7% | 8.21% | −0.19 |
| AGG iShares Core U.S. Aggregate | Add +2.4% | 21.45% | −0.20 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 20 | $285.5M | AGG, IVV, VCSH, IVW, USMV |
| Q1 2026 | 18 | $261.1M | AGG, VCSH, IVV, USMV, IVW |
| Q4 2025 | 18 | $257.1M | AGG, VCSH, IVV, IVW, USMV |
| Q3 2025 | 19 | $250.1M | AGG, VCSH, IVV, IVW, USMV |
| Q2 2025 | 21 | $239.5M | AGG, VCSH, IVV, USMV, IVW |
| Q1 2025 | 20 | $233.5M | AGG, VCSH, IVV, USMV, IVW |
| Q4 2024 | 21 | $241.1M | AGG, VCSH, IVV, USMV, IVW |
| Q3 2024 | 19 | $245.5M | AGG, VCSH, IVV, USMV, IVW |
| Q2 2024 | 19 | $230.6M | AGG, VCSH, IVV, USMV, IVW |
| Q1 2024 | 19 | $224.1M | AGG, VCSH, IVV, USMV, IVW |