Adaptive Financial Consulting, LLC
In its 13F for Q2 2025 (holdings as of June 30, 2025, filed August 11, 2025), Adaptive Financial Consulting, LLC reported 21 stock positions worth $239.5 million. Its top holding was iShares Core U.S. Aggregate (AGG) at 21.6% of the portfolio, followed by Vanguard S/T Corp. Bond ETF (VCSH, 12.7%) and iShares Core S&P 500 ETF (IVV, 11.2%). Compared with Q1 2025, it opened 2 new positions, sold out of 1, added to 5 and reduced 13. The biggest buy was iShares 0-3 Month Treasury B (SGOV, shares +219%) and the biggest sale Vanguard S/T Corp. Bond ETF (VCSH, shares −12%).
- Most Recent 13F
- Q2 2026
- Location
- BEACHWOOD, OH
- CIK
- 0001804717
- Portfolio Value
- $239.5M (Q2 2025)
- SEC Filing
- 0001085146-25-004766 ↗ filed Aug 11, 2025
Holdings Value
Holdings 21 stocks · $239.5M
| AGG iShares Core U.S. Aggregate | 21.65% | 522,645 | $51.8M | Reduce -1.1% |
| VCSH Vanguard S/T Corp. Bond ETF | 12.71% | 382,843 | $30.4M | Reduce -11.6% |
| IVV iShares Core S&P 500 ETF | 11.22% | 43,273 | $26.9M | Reduce -0.4% |
| USMV iShares MSCI USA Min Vol Fac | 8.40% | 214,385 | $20.1M | Reduce -1.7% |
| IVW iShares S&P 500 Growth ETF | 8.00% | 173,949 | $19.2M | Reduce -5.3% |
| QQQ Invesco QQQ Trust Series 1 | 6.29% | 27,316 | $15.1M | Reduce -4.8% |
| VCR Vanguard Consumer Discre ETF | 5.30% | 35,023 | $12.7M | Reduce -0.3% |
| IEFA iShares Core MSCI Eafe ETF | 5.09% | 146,056 | $12.2M | Reduce -1.3% |
| BSV Vanguard Short-Term Bond ETF | 4.52% | 137,660 | $10.8M | Add +1.0% |
| VHT Vanguard Health Care ETF | 4.15% | 39,977 | $9.9M | Add +0.4% |
| VNQ Vanguard Real Estate ETF | 4.06% | 109,117 | $9.7M | Reduce -0.8% |
| IEMG iShares Core MSCI Emerging | 3.36% | 133,943 | $8.0M | Reduce -0.2% |
| SHV iShares 0-1 Year Treasury Bo | 3.01% | 65,384 | $7.2M | Add +4.3% |
| SGOV iShares 0-3 Month Treasury B | 0.92% | 21,938 | $2.2M | Add +218.5% |
| MTUM iShares MSCI USA Momentum Fa | 0.38% | 3,766 | $905K | Add +0.1% |
| LQD Ishr Ibx Usd Invgd CB ETF-Ui | 0.28% | 6,200 | $680K | Reduce -3.0% |
| IJH iShares Core S&P Midcap ETF | 0.23% | 8,939 | $554K | Reduce -1.8% |
| AAPL Apple Inc. | 0.13% | 1,567 | $322K | Reduce -20.3% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.11% | 421 | $260K | No change |
| TSLA Tesla Inc. | 0.09% | 675 | $215K | New |
| IBIT iShares Bitcoin Trust ETF | 0.09% | 3,478 | $213K | New |
Portfolio Sells Q1 2025 → Q2 2025
| VCSH Vanguard S/T Corp. Bond ETF | Reduce -11.6% | 12.71% | −1.93 |
| AGG iShares Core U.S. Aggregate | Reduce -1.1% | 21.65% | −0.74 |
| USMV iShares MSCI USA Min Vol Fac | Reduce -1.7% | 8.40% | −0.35 |
| VNQ Vanguard Real Estate ETF | Reduce -0.8% | 4.06% | −0.21 |
| ARCC Ares Capital Corp. | Sold out | 0.00% | −0.16 |
| AAPL Apple Inc. | Reduce -20.3% | 0.13% | −0.05 |
| LQD Ishr Ibx Usd Invgd CB ETF-Ui | Reduce -3.0% | 0.28% | −0.01 |
| IJH iShares Core S&P Midcap ETF | Reduce -1.8% | 0.23% | +0.00 |
| IEMG iShares Core MSCI Emerging | Reduce -0.2% | 3.36% | +0.26 |
| IEFA iShares Core MSCI Eafe ETF | Reduce -1.3% | 5.09% | +0.30 |
| VCR Vanguard Consumer Discre ETF | Reduce -0.3% | 5.30% | +0.40 |
| QQQ Invesco QQQ Trust Series 1 | Reduce -4.8% | 6.29% | +0.53 |
| IVW iShares S&P 500 Growth ETF | Reduce -5.3% | 8.00% | +0.70 |
| IVV iShares Core S&P 500 ETF | Reduce -0.4% | 11.22% | +0.76 |
Portfolio Buys Q1 2025 → Q2 2025
| SGOV iShares 0-3 Month Treasury B | Add +218.5% | 0.92% | +0.63 |
| TSLA Tesla Inc. | New | 0.09% | +0.09 |
| IBIT iShares Bitcoin Trust ETF | New | 0.09% | +0.09 |
| MTUM iShares MSCI USA Momentum Fa | Add +0.1% | 0.38% | +0.05 |
| SHV iShares 0-1 Year Treasury Bo | Add +4.3% | 3.01% | +0.05 |
| BSV Vanguard Short-Term Bond ETF | Add +1.0% | 4.52% | −0.04 |
| VHT Vanguard Health Care ETF | Add +0.4% | 4.15% | −0.37 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 20 | $285.5M | AGG, IVV, VCSH, IVW, USMV |
| Q1 2026 | 18 | $261.1M | AGG, VCSH, IVV, USMV, IVW |
| Q4 2025 | 18 | $257.1M | AGG, VCSH, IVV, IVW, USMV |
| Q3 2025 | 19 | $250.1M | AGG, VCSH, IVV, IVW, USMV |
| Q2 2025 | 21 | $239.5M | AGG, VCSH, IVV, USMV, IVW |
| Q1 2025 | 20 | $233.5M | AGG, VCSH, IVV, USMV, IVW |
| Q4 2024 | 21 | $241.1M | AGG, VCSH, IVV, USMV, IVW |
| Q3 2024 | 19 | $245.5M | AGG, VCSH, IVV, USMV, IVW |
| Q2 2024 | 19 | $230.6M | AGG, VCSH, IVV, USMV, IVW |
| Q1 2024 | 19 | $224.1M | AGG, VCSH, IVV, USMV, IVW |