Adirondack Trust Co.
In its 13F for Q1 2024 (holdings as of March 31, 2024, filed April 9, 2024), Adirondack Trust Co. reported 504 stock positions worth $238.9 million. Its top holding was SS SPDR S&P 500 ETF Trust-US (SPY) at 11.7% of the portfolio, followed by Apple (AAPL, 5.2%) and Microsoft (MSFT, 4.3%). Compared with Q4 2023, it opened 13 new positions, sold out of 5, added to 57 and reduced 92. The biggest buy was PCR US SM CP CSH CWS ETF-Usd (CALF, shares +177%) and the biggest sale Apple (AAPL, shares −0%).
- Most Recent 13F
- Q2 2026
- Location
- SARATOGA SPRINGS, NY
- CIK
- 0001054257
- Portfolio Value
- $238.9M (Q1 2024)
- SEC Filing
- 0001054257-24-000004 ↗ filed Apr 9, 2024
Holdings Value
Holdings 504 stocks · $238.9M
| SPY SS SPDR S&P 500 ETF Trust-US | 11.71% | 53,503 | $28.0M | Reduce -0.3% |
| AAPL Apple Inc. | 5.22% | 72,724 | $12.5M | Reduce -0.4% |
| MSFT Microsoft Corp. | 4.31% | 24,501 | $10.3M | Reduce -0.5% |
| NVDA Nvidia Corp. | 3.74% | 9,880 | $8.9M | Reduce -3.0% |
| AMZN Amazon.com Inc. | 2.78% | 36,878 | $6.7M | Reduce -0.6% |
| MDY State Street SPDR S&P Midcap | 2.58% | 11,099 | $6.2M | Reduce -0.4% |
| PG The Procter & Gamble Co. | 2.05% | 30,252 | $4.9M | Reduce -0.5% |
| JPM JPMorgan Chase & Co. | 1.91% | 22,770 | $4.6M | Reduce -1.2% |
| TIP iShares Tips Bond ETF | 1.76% | 39,177 | $4.2M | Reduce -0.5% |
| IJR iShares Core S&P Small-Cap E | 1.73% | 37,340 | $4.1M | Reduce -0.5% |
| JNJ Johnson & Johnson | 1.67% | 25,252 | $4.0M | Reduce -0.8% |
| BRK.B Berkshire Hathaway Inc. Class B | 1.65% | 9,364 | $3.9M | Reduce -0.9% |
| HD Home Depot Inc. | 1.60% | 9,960 | $3.8M | Reduce -0.9% |
| PEP Pepsico Inc. | 1.59% | 21,773 | $3.8M | Reduce -0.5% |
| LLY Eli Lilly & Co. | 1.51% | 4,632 | $3.6M | Reduce -0.6% |
| AGG iShares Core U.S. Aggregate | 1.45% | 35,297 | $3.5M | Reduce -0.1% |
| MCD McDonald's Corp. | 1.43% | 12,078 | $3.4M | Reduce -0.7% |
| CAT Caterpillar Inc. | 1.36% | 8,864 | $3.2M | Reduce -0.7% |
| ABBV Abbvie Inc. | 1.22% | 15,988 | $2.9M | Reduce -0.7% |
| XOM Exxon Mobil Corp. | 1.21% | 24,768 | $2.9M | Add +0.2% |
| LMT Lockheed Martin Corp. | 1.15% | 6,017 | $2.7M | Reduce -0.4% |
| META Meta Platforms Inc. Class A | 1.07% | 5,259 | $2.6M | Reduce -1.6% |
| CVX Chevron Corp. | 1.02% | 15,519 | $2.4M | Reduce -1.3% |
| VTHR Vanguard Russell 3000 | 1.02% | 10,449 | $2.4M | No change |
| WM Waste Management Inc. | 0.97% | 10,898 | $2.3M | No change |
| INTC Intel Corp. | 0.96% | 51,783 | $2.3M | Add +0.5% |
| IWF iShares Russell 1000 Growth | 0.90% | 6,384 | $2.2M | Reduce -6.2% |
| XLK SS Technology Select Sector | 0.83% | 9,535 | $2.0M | Add +2.8% |
| KO The Coca-Cola Co. | 0.81% | 31,712 | $1.9M | Add +0.1% |
| NEE Nextera Energy Inc. | 0.74% | 27,592 | $1.8M | Reduce -1.3% |
| QCOM Qualcomm Inc. | 0.72% | 10,185 | $1.7M | Reduce -0.8% |
| AMAT Applied Materials Inc. | 0.72% | 8,285 | $1.7M | Reduce -2.4% |
| CSCO Cisco Systems Inc. | 0.71% | 33,908 | $1.7M | Reduce -1.6% |
| PSX Phillips 66 | 0.70% | 10,202 | $1.7M | Reduce -1.9% |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 0.68% | 8,531 | $1.6M | Add +0.4% |
| VZ Verizon Communications Inc. | 0.65% | 36,758 | $1.5M | Reduce -2.0% |
| PFE Pfizer Inc. | 0.64% | 55,456 | $1.5M | Reduce -0.3% |
| DIS The Walt Disney Co. filed as DISNEY WALT CO | 0.64% | 12,574 | $1.5M | Reduce -0.8% |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.63% | 4,397 | $1.5M | No change |
| BMY Bristol-Myers Squibb Co. | 0.63% | 27,880 | $1.5M | Reduce -2.0% |
| SYK Stryker Corp. | 0.63% | 4,206 | $1.5M | No change |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 0.63% | 6,000 | $1.5M | No change |
| WMT Walmart Inc. | 0.62% | 24,606 | $1.5M | Reduce -0.3% |
| MRK Merck & Co. Inc. | 0.62% | 11,167 | $1.5M | Reduce -1.3% |
| VTI VG Morningstar TS MKT ETF-US | 0.61% | 5,580 | $1.5M | No change |
| V Visa Inc. Class A | 0.60% | 5,111 | $1.4M | Reduce -1.0% |
| OEF iShares S&P 100 ETF | 0.58% | 5,610 | $1.4M | No change |
| IBDW iShares Ibonds Dec 2031 Corp. | 0.58% | 67,691 | $1.4M | Add +8.3% |
| UNH Unitedhealth Group Inc. | 0.53% | 2,578 | $1.3M | Reduce -1.8% |
| MET Metlife Inc. | 0.52% | 16,776 | $1.2M | Reduce -1.1% |
| CL Colgate-Palmolive Co. | 0.52% | 13,740 | $1.2M | Reduce -1.3% |
| COST Costco Wholesale Corp. | 0.50% | 1,619 | $1.2M | Reduce -0.9% |
| SO The Southern Co. | 0.49% | 16,349 | $1.2M | Reduce -1.2% |
| BLK BlackRock Finance Inc. | 0.46% | 1,318 | $1.1M | Reduce -9.0% |
| AMD Advanced Micro Devices | 0.46% | 6,068 | $1.1M | Reduce -5.1% |
| DHR Danaher Corp. | 0.46% | 4,359 | $1.1M | Reduce -1.9% |
| ORCL Oracle Corp. | 0.45% | 8,639 | $1.1M | Reduce -2.2% |
| ACN Accenture PLC Class A | 0.44% | 3,056 | $1.1M | Reduce -1.4% |
| ADP Automatic Data Processing | 0.43% | 4,104 | $1.0M | No change |
| CSX CSX Corp. | 0.43% | 27,535 | $1.0M | Reduce -0.1% |
| ABT Abbott Laboratories | 0.41% | 8,614 | $979K | Reduce -1.1% |
| CVS CVS Health Corp. | 0.40% | 11,976 | $955K | Reduce -0.4% |
| EFA iShares MSCI Eafe ETF | 0.38% | 11,447 | $914K | Reduce -4.0% |
| VLO Valero Energy Corp. | 0.38% | 5,254 | $897K | Reduce -4.3% |
| TGT Target Corp. | 0.37% | 5,034 | $892K | Reduce -1.0% |
| TSLA Tesla Inc. | 0.37% | 5,069 | $891K | Reduce -1.3% |
| GD General Dynamics Corp. | 0.36% | 3,021 | $853K | Reduce -2.5% |
| AMGN Amgen Inc. | 0.34% | 2,869 | $816K | Add +0.7% |
| BAC Bank of America Corp. filed as BANK AMERICA CORP | 0.33% | 20,559 | $779K | Reduce -1.7% |
| LOW Lowe's Cos Inc. | 0.33% | 3,052 | $777K | Reduce -1.0% |
| HON Honeywell International Inc. | 0.31% | 3,591 | $737K | Reduce -1.9% |
| IJH iShares Core S&P Midcap ETF | 0.28% | 10,892 | $662K | Reduce -81.4% |
| T AT&T Inc. | 0.27% | 36,244 | $638K | Add +0.3% |
| NKE Nike Inc. Class B | 0.26% | 6,592 | $620K | Reduce -2.1% |
| XLF SS Financial Select Sector | 0.25% | 14,386 | $606K | Add +1.8% |
| XLV SS Health Care Select Sector | 0.25% | 4,089 | $604K | Add +27.1% |
| DE Deere & Co. | 0.25% | 1,465 | $602K | No change |
| XLE SS Energy Select Sector | 0.24% | 6,085 | $574K | Add +26.4% |
| EMR Emerson Electric Co. | 0.24% | 4,982 | $565K | Reduce -1.1% |
| C Citigroup Inc. | 0.23% | 8,801 | $557K | Reduce -1.3% |
| AMT American Tower Corp. | 0.23% | 2,813 | $556K | Add +2.1% |
| ADBE Adobe Inc. | 0.23% | 1,093 | $551K | Add +1.4% |
| AROW Arrow Financial Corp. | 0.23% | 21,984 | $550K | No change |
| NFLX Netflix Inc. | 0.23% | 904 | $549K | Reduce -3.9% |
| IWD iShares Russell 1000 Value E | 0.22% | 2,997 | $537K | No change |
| SMH Vaneck Semiconductor ETF | 0.22% | 2,341 | $527K | Add +6.7% |
| XLC SS Comm Select Sector SPDR | 0.22% | 6,374 | $520K | Add +7.3% |
| MS Morgan Stanley | 0.21% | 5,453 | $513K | Reduce -1.4% |
| AXP American Express Co. | 0.21% | 2,171 | $494K | Reduce -0.1% |
| FTEC Fidelity MSCI Info Tech Indx | 0.19% | 2,980 | $464K | No change |
| NUE Nucor Corp. | 0.19% | 2,310 | $457K | No change |
| DUK Duke Energy Corp. | 0.19% | 4,695 | $454K | Reduce -0.4% |
| CALF PCR US SM CP CSH CWS ETF-Usd | 0.19% | 9,118 | $448K | Add +176.8% |
| DOW Dow Inc. | 0.18% | 7,616 | $441K | Add +0.6% |
| VEA Vanguard Ftse Developed ETF | 0.18% | 8,763 | $440K | No change |
| ISHARES CORE TOTAL US AGGREGATE BOND ETF-W | 0.18% | 4,397 | $431K | Reduce -17.3% |
| BND Vanguard Total Bond Market | 0.18% | 5,881 | $427K | No change |
| PRU Prudential Financial Inc. | 0.18% | 3,602 | $423K | Reduce -2.5% |
| UPS United Parcel Service Class B | 0.18% | 2,833 | $421K | Reduce -0.0% |
| WMB Williams Cos Inc. | 0.18% | 10,776 | $420K | Reduce -2.2% |
Portfolio Sells Q4 2023 → Q1 2024
| AAPL Apple Inc. | Reduce -0.4% | 5.22% | −0.48 |
| MCD McDonald's Corp. | Reduce -0.7% | 1.43% | −0.11 |
| JNJ Johnson & Johnson | Reduce -0.8% | 1.67% | −0.10 |
| MSFT Microsoft Corp. | Reduce -0.5% | 4.31% | −0.09 |
| TSLA Tesla Inc. | Reduce -1.3% | 0.37% | −0.07 |
| AMD Advanced Micro Devices | Reduce -5.1% | 0.46% | −0.07 |
| IWF iShares Russell 1000 Growth | Reduce -6.2% | 0.90% | −0.07 |
| SPY SS SPDR S&P 500 ETF Trust-US | Reduce -0.3% | 11.71% | −0.07 |
| META Meta Platforms Inc. Class A | Reduce -1.6% | 1.07% | −0.06 |
| ACN Accenture PLC Class A | Reduce -1.4% | 0.44% | −0.06 |
| HD Home Depot Inc. | Reduce -0.9% | 1.60% | −0.05 |
| TIP iShares Tips Bond ETF | Reduce -0.5% | 1.76% | −0.05 |
| AMZN Amazon.com Inc. | Reduce -0.6% | 2.78% | −0.05 |
| BLK BlackRock Finance Inc. | Reduce -9.0% | 0.46% | −0.05 |
| ISHARES CORE TOTAL US AGGREGATE BOND ETF-W | Reduce -17.3% | 0.18% | −0.04 |
| NKE Nike Inc. Class B | Reduce -2.1% | 0.26% | −0.04 |
| AGG iShares Core U.S. Aggregate | Reduce -0.1% | 1.45% | −0.04 |
| ABT Abbott Laboratories | Reduce -1.1% | 0.41% | −0.04 |
| V Visa Inc. Class A | Reduce -1.0% | 0.60% | −0.03 |
| PG The Procter & Gamble Co. | Reduce -0.5% | 2.05% | −0.03 |
| DHR Danaher Corp. | Reduce -1.9% | 0.46% | −0.03 |
| COST Costco Wholesale Corp. | Reduce -0.9% | 0.50% | −0.03 |
| TGH Textainer Group Holdings Ltd. | Sold out | 0.00% | −0.03 |
| UNH Unitedhealth Group Inc. | Reduce -1.8% | 0.53% | −0.03 |
| CSX CSX Corp. | Reduce -0.1% | 0.43% | −0.02 |
| AMAT Applied Materials Inc. | Reduce -2.4% | 0.72% | −0.02 |
| BRK.B Berkshire Hathaway Inc. Class B | Reduce -0.9% | 1.65% | −0.02 |
| CRM Salesforce Inc. | Reduce -3.9% | 0.17% | −0.02 |
| IWO iShares Russell 2000 Growth | Reduce -8.2% | 0.16% | −0.02 |
| IJH iShares Core S&P Midcap ETF | Reduce -81.4% | 0.28% | −0.02 |
| EFA iShares MSCI Eafe ETF | Reduce -4.0% | 0.38% | −0.02 |
| NFLX Netflix Inc. | Reduce -3.9% | 0.23% | −0.02 |
| IJR iShares Core S&P Small-Cap E | Reduce -0.5% | 1.73% | −0.01 |
| REGN Regeneron Pharmaceuticals | Reduce -3.6% | 0.17% | −0.01 |
| CSCO Cisco Systems Inc. | Reduce -1.6% | 0.71% | −0.01 |
| SBUX Starbucks Corp. | Reduce -0.0% | 0.13% | −0.01 |
| LLY Eli Lilly & Co. | Reduce -0.6% | 1.51% | −0.01 |
| UNP Union Pacific Corp. | Reduce -3.0% | 0.09% | −0.01 |
| GD General Dynamics Corp. | Reduce -2.5% | 0.36% | −0.01 |
| CVX Chevron Corp. | Reduce -1.3% | 1.02% | −0.01 |
| APD Air Products & Chemicals Inc. | Reduce -7.0% | 0.10% | −0.01 |
| ABBV Abbvie Inc. | Reduce -0.7% | 1.22% | −0.01 |
| NOC Northrop Grumman Corp. | Reduce -5.0% | 0.14% | −0.01 |
| ITB iShares U.S. Home Constructi | Reduce -21.3% | 0.03% | −0.01 |
| HON Honeywell International Inc. | Reduce -1.9% | 0.31% | −0.01 |
| UPS United Parcel Service Class B | Reduce -0.0% | 0.18% | −0.01 |
| CMCSA Comcast Corp. Class A | Reduce -1.5% | 0.14% | −0.00 |
| MRK Merck & Co. Inc. | Reduce -1.3% | 0.62% | −0.00 |
| FANG Diamondback Energy Inc. | Reduce -29.4% | 0.01% | −0.00 |
| VZ Verizon Communications Inc. | Reduce -2.0% | 0.65% | −0.00 |
Portfolio Buys Q4 2023 → Q1 2024
| CALF PCR US SM CP CSH CWS ETF-Usd | Add +176.8% | 0.19% | +0.12 |
| XOM Exxon Mobil Corp. | Add +0.2% | 1.21% | +0.09 |
| IBDR iShares Ibonds Dec 2026 Term | Add +135.1% | 0.12% | +0.07 |
| XLE SS Energy Select Sector | Add +26.4% | 0.24% | +0.06 |
| XLV SS Health Care Select Sector | Add +27.1% | 0.25% | +0.05 |
| IBDU iShares Ibonds Dec 2029 Term | Add +38.6% | 0.17% | +0.04 |
| IBDY iShares Ibonds Dec 2033 Corp. | Add +5462.7% | 0.04% | +0.03 |
| IBDW iShares Ibonds Dec 2031 Corp. | Add +8.3% | 0.58% | +0.03 |
| IBDV iShares Ibonds Dec 2030 Corp. | Add +33.0% | 0.13% | +0.03 |
| IBDT iShares Ibonds Dec 2028 ETF | Add +24.6% | 0.13% | +0.02 |
| IBDS Ishrs Ibnds Dec 27 Corp. ETF | Add +28.9% | 0.12% | +0.02 |
| VTV Vanguard Mrngstr Val ETF-Aui | Add +263.9% | 0.03% | +0.02 |
| SMH Vaneck Semiconductor ETF | Add +6.7% | 0.22% | +0.02 |
| IBDQ iShares Ibonds Dec 2025 Term | Add +43.8% | 0.06% | +0.02 |
| VYMI Vanguard Int High DVD YLD Inc. | Add +535.2% | 0.02% | +0.02 |
| XLC SS Comm Select Sector SPDR | Add +7.3% | 0.22% | +0.01 |
| XLI SS Industrial Select Sector | Add +10.1% | 0.10% | +0.01 |
| XLF SS Financial Select Sector | Add +1.8% | 0.25% | +0.01 |
| GIS General Mills Inc. | Add +2.6% | 0.08% | +0.01 |
| IBDX iShares Ibonds Dec 2032 TC | Add +14.5% | 0.05% | +0.01 |
| GLD SPDR Gold Shares | Add +0.1% | 0.11% | +0.01 |
| COF Capital One Financial Corp. | Add +19.2% | 0.02% | +0.00 |
| DAR Darling Ingredients Inc. | Add +0.6% | 0.07% | +0.00 |
| IYK iShares US Consumer Staples | Add +3.9% | 0.11% | +0.00 |
| WFC Wells Fargo & Co. | Add +10.9% | 0.04% | +0.00 |
| AMGN Amgen Inc. | Add +0.7% | 0.34% | +0.00 |
| MKC McCormick & Co.-Non VTG SHRS | Add +0.3% | 0.05% | +0.00 |
| ED Consolidated Edison Inc. | Add +26.4% | 0.02% | +0.00 |
| AIQ Global X Art Intel & Tech | Add +5.8% | 0.07% | +0.00 |
| IBM Intl Business Machines Corp. | Add +0.4% | 0.68% | +0.00 |
| T AT&T Inc. | Add +0.3% | 0.27% | +0.00 |
| DJT Trump Media & Technology Gro | New | 0.00% | +0.00 |
| ESP Espey MFG & Electronics Corp. | Add +7.2% | 0.07% | +0.00 |
| TXN Texas Instruments Inc. | Add +10.2% | 0.02% | +0.00 |
| DOW Dow Inc. | Add +0.6% | 0.18% | +0.00 |
| MGM MGM Resorts International | New | 0.00% | +0.00 |
| TECK Teck Resources Ltd.-CLS B | New | 0.00% | +0.00 |
| BNY Bank of New York Mellon Corp. | Add +14.6% | 0.01% | +0.00 |
| XLK SS Technology Select Sector | Add +2.8% | 0.83% | +0.00 |
| OC Owens Corning | New | 0.00% | +0.00 |
| SPOT Spotify Technology SA | New | 0.00% | +0.00 |
| MKL Markel Group Inc. | Add +20.0% | 0.01% | +0.00 |
| CB Chubb Ltd. | New | 0.00% | +0.00 |
| EXAS Exact Sciences Corp. | Add +1.3% | 0.01% | +0.00 |
| LUNR Intuitive Machines Inc. | New | 0.00% | +0.00 |
| AZN Astrazeneca PLC-Spons ADR | Add +1.0% | 0.03% | +0.00 |
| DGX Quest Diagnostics Inc. | New | 0.00% | +0.00 |
| DLR Digital Realty Trust Inc. | Add +20.3% | 0.01% | +0.00 |
| SHW The Sherwin-Williams Co. | Add +1.0% | 0.03% | +0.00 |
| SCHW Schwab (charles) Corp. | Add +4.8% | 0.01% | +0.00 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 557 | $335.6M | SPY, AAPL, NVDA, VTHR, MSFT |
| Q1 2026 | 543 | $297.6M | SPY, AAPL, NVDA, VTHR, MSFT |
| Q4 2025 | 536 | $304.0M | SPY, AAPL, NVDA, MSFT, AMZN |
| Q3 2025 | 508 | $298.2M | SPY, AAPL, NVDA, MSFT, AMZN |
| Q2 2025 | 480 | $275.4M | SPY, NVDA, AAPL, MSFT, AMZN |
| Q1 2025 | 477 | $255.9M | SPY, AAPL, NVDA, MSFT, AMZN |
| Q4 2024 | 483 | $261.9M | SPY, AAPL, NVDA, MSFT, AMZN |
| Q3 2024 | 489 | $259.6M | SPY, AAPL, NVDA, MSFT, AMZN |
| Q2 2024 | 492 | $244.9M | SPY, AAPL, NVDA, MSFT, AMZN |
| Q1 2024 | 504 | $238.9M | SPY, AAPL, MSFT, NVDA, AMZN |