Adirondack Trust Co.
In its 13F for Q1 2026 (holdings as of March 31, 2026, filed April 3, 2026), Adirondack Trust Co. reported 543 stock positions worth $297.6 million. Its top holding was SS SPDR S&P 500 ETF Trust-US (SPY) at 12.4% of the portfolio, followed by Apple (AAPL, 5.5%) and Nvidia (NVDA, 5.1%). Compared with Q4 2025, it opened 38 new positions, sold out of 32, added to 67 and reduced 168. The biggest buy was iShares Ibonds Dec 2031 (IBDW, shares +57%) and the biggest sale Microsoft (MSFT, shares −3%).
- Most Recent 13F
- Q2 2026
- Location
- SARATOGA SPRINGS, NY
- CIK
- 0001054257
- Portfolio Value
- $297.6M (Q1 2026)
- SEC Filing
- 0001054257-26-000002 ↗ filed Apr 3, 2026
Holdings Value
Holdings 543 stocks · $297.6M
| SPY SS SPDR S&P 500 ETF Trust-US | 12.38% | 56,677 | $36.9M | Reduce -3.4% |
| AAPL Apple Inc. | 5.52% | 64,704 | $16.4M | Reduce -3.8% |
| NVDA Nvidia Corp. | 5.14% | 87,737 | $15.3M | Reduce -2.0% |
| VTHR Vanguard Russell 3000 | 3.15% | 32,632 | $9.4M | Add +12.4% |
| MSFT Microsoft Corp. | 2.96% | 23,774 | $8.8M | Reduce -2.6% |
| AMZN Amazon.com Inc. | 2.60% | 37,117 | $7.7M | Reduce -1.8% |
| JPM JPMorgan Chase & Co. | 1.99% | 20,141 | $5.9M | Reduce -7.4% |
| MDY State Street SPDR S&P Midcap | 1.99% | 9,587 | $5.9M | Reduce -7.0% |
| CAT Caterpillar Inc. | 1.80% | 7,556 | $5.4M | Reduce -3.5% |
| IBDW iShares Ibonds Dec 2031 Corp. | 1.72% | 244,444 | $5.1M | Add +57.4% |
| IWF iShares Russell 1000 Growth | 1.64% | 11,450 | $4.9M | Reduce -2.1% |
| JNJ Johnson & Johnson | 1.64% | 19,948 | $4.9M | Reduce -8.7% |
| BRK.B Berkshire Hathaway Inc. Class B | 1.41% | 8,727 | $4.2M | Reduce -10.5% |
| IJR iShares Core S&P Small-Cap E | 1.34% | 32,074 | $4.0M | Reduce -2.9% |
| XOM Exxon Mobil Corp. | 1.31% | 22,981 | $3.9M | Reduce -3.0% |
| PG The Procter & Gamble Co. | 1.27% | 26,210 | $3.8M | Reduce -3.5% |
| IBDV iShares Ibonds Dec 2030 Corp. | 1.20% | 163,854 | $3.6M | Add +23.4% |
| IBDU iShares Ibonds Dec 2029 Term | 1.19% | 151,872 | $3.5M | Add +23.5% |
| LLY Eli Lilly & Co. | 1.16% | 3,757 | $3.5M | Reduce -4.0% |
| AGG iShares Core U.S. Aggregate | 1.14% | 34,223 | $3.4M | Add +0.4% |
| MCD McDonald's Corp. | 1.11% | 10,593 | $3.3M | Reduce -5.6% |
| IBDX iShares Ibonds Dec 2032 TC | 1.10% | 130,102 | $3.3M | Add +64.4% |
| META Meta Platforms Inc. Class A | 1.07% | 5,571 | $3.2M | Reduce -6.2% |
| CVX Chevron Corp. | 1.04% | 14,959 | $3.1M | Reduce -4.9% |
| IBDT iShares Ibonds Dec 2028 ETF | 1.03% | 121,416 | $3.1M | Add +18.2% |
| IBDY iShares Ibonds Dec 2033 Corp. | 1.03% | 118,919 | $3.1M | Add +99.0% |
| TIP iShares Tips Bond ETF | 1.02% | 27,598 | $3.0M | Reduce -2.9% |
| ABBV Abbvie Inc. | 1.02% | 13,937 | $3.0M | Reduce -2.0% |
| HD Home Depot Inc. | 1.02% | 9,190 | $3.0M | Reduce -2.2% |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.96% | 6,533 | $2.9M | Add +2.3% |
| WMT Walmart Inc. | 0.95% | 22,820 | $2.8M | Reduce -5.7% |
| VTI VG Morningstar TS MKT ETF-US | 0.89% | 8,257 | $2.6M | Add +1.1% |
| PEP Pepsico Inc. | 0.89% | 16,988 | $2.6M | Reduce -3.8% |
| AMAT Applied Materials Inc. | 0.87% | 7,581 | $2.6M | Reduce -8.1% |
| XLK SS Technology Select Sector | 0.82% | 18,451 | $2.5M | Reduce -3.5% |
| LMT Lockheed Martin Corp. | 0.79% | 3,869 | $2.3M | Reduce -17.5% |
| CSCO Cisco Systems Inc. | 0.76% | 29,205 | $2.3M | Reduce -6.4% |
| KO The Coca-Cola Co. | 0.73% | 28,386 | $2.2M | Reduce -4.6% |
| WM Waste Management Inc. | 0.72% | 9,305 | $2.1M | Reduce -1.2% |
| NEE Nextera Energy Inc. | 0.71% | 22,685 | $2.1M | Reduce -7.8% |
| IBCA iShares Ibonds Dec 2035 TC | 0.71% | 82,036 | $2.1M | Add +168.1% |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 0.67% | 8,282 | $2.0M | Reduce -1.1% |
| TSLA Tesla Inc. | 0.59% | 4,752 | $1.8M | Reduce -2.7% |
| OEF iShares S&P 100 ETF | 0.59% | 5,545 | $1.8M | No change |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 0.58% | 6,038 | $1.7M | No change |
| VEA Vanguard Ftse Developed ETF | 0.57% | 26,429 | $1.7M | Add +37.2% |
| SMH Vaneck Semiconductor ETF | 0.55% | 4,237 | $1.6M | Add +0.9% |
| PSX Phillips 66 | 0.53% | 8,660 | $1.6M | Reduce -6.0% |
| COST Costco Wholesale Corp. | 0.49% | 1,451 | $1.4M | Reduce -1.7% |
| BMY Bristol-Myers Squibb Co. | 0.41% | 20,061 | $1.2M | Reduce -13.4% |
| AMD Advanced Micro Devices | 0.41% | 5,940 | $1.2M | Reduce -8.7% |
| GEV GE Vernova Inc. | 0.39% | 1,325 | $1.2M | Reduce -10.0% |
| IWD iShares Russell 1000 Value E | 0.39% | 5,368 | $1.1M | Reduce -1.3% |
| ORCL Oracle Corp. | 0.39% | 7,789 | $1.1M | Reduce -3.8% |
| IBDS Ishrs Ibnds Dec 27 Corp. ETF | 0.38% | 46,823 | $1.1M | Add +5.3% |
| SYK Stryker Corp. | 0.38% | 3,403 | $1.1M | Reduce -4.2% |
| SO The Southern Co. | 0.37% | 11,519 | $1.1M | Reduce -15.6% |
| QCOM Qualcomm Inc. | 0.37% | 8,629 | $1.1M | Reduce -7.1% |
| VZ Verizon Communications Inc. | 0.37% | 22,029 | $1.1M | Reduce -5.4% |
| V Visa Inc. Class A | 0.37% | 3,618 | $1.1M | Reduce -23.5% |
| MRK Merck & Co. Inc. | 0.36% | 8,819 | $1.1M | Reduce -2.2% |
| VLO Valero Energy Corp. | 0.35% | 4,261 | $1.1M | Reduce -10.9% |
| NFLX Netflix Inc. | 0.33% | 10,202 | $981K | Reduce -12.6% |
| MS Morgan Stanley | 0.31% | 5,519 | $908K | Reduce -5.6% |
| GD General Dynamics Corp. | 0.31% | 2,646 | $908K | Reduce -4.8% |
| CL Colgate-Palmolive Co. | 0.31% | 10,654 | $908K | Reduce -10.8% |
| BBUS JPMorgan Betabuilders US Equ | 0.30% | 7,706 | $903K | Add +19.9% |
| AMGN Amgen Inc. | 0.30% | 2,524 | $888K | Reduce -0.3% |
| ABT Abbott Laboratories | 0.30% | 8,558 | $879K | Reduce -5.0% |
| EFA iShares MSCI Eafe ETF | 0.29% | 9,038 | $878K | Reduce -10.9% |
| C Citigroup Inc. | 0.29% | 7,592 | $861K | Reduce -6.0% |
| INTC Intel Corp. | 0.29% | 19,482 | $860K | Reduce -3.9% |
| BLK BlackRock Inc. | 0.28% | 882 | $848K | Reduce -32.6% |
| XLE SS Energy Select Sector | 0.28% | 13,635 | $835K | Reduce -4.3% |
| GLD SPDR Gold Shares | 0.27% | 1,899 | $817K | Reduce -10.3% |
| IBDR iShares Ibonds Dec 2026 Term | 0.27% | 32,799 | $795K | Reduce -1.0% |
| DIS The Walt Disney Co. filed as DISNEY WALT CO | 0.26% | 7,943 | $766K | Reduce -21.5% |
| DE Deere & Co. | 0.25% | 1,336 | $753K | Reduce -0.2% |
| XLC SS Comm Select Sector SPDR | 0.25% | 6,635 | $736K | Reduce -3.1% |
| PFE Pfizer Inc. | 0.24% | 25,833 | $725K | Reduce -5.2% |
| VB Vanguard Most SM-Cap ETF-Usd | 0.24% | 2,701 | $707K | Add +11.8% |
| T AT&T Inc. | 0.23% | 23,544 | $682K | Add +5.6% |
| WMB Williams Cos Inc. | 0.23% | 9,335 | $679K | Reduce -4.5% |
| SPMO Invesco S&P 500 Momentum ETF | 0.23% | 5,996 | $672K | Add +51.1% |
| MET Metlife Inc. | 0.22% | 9,388 | $664K | Reduce -3.6% |
| XLF SS Financial Select Sector | 0.22% | 13,396 | $661K | Reduce -4.3% |
| ADP Automatic Data Processing | 0.22% | 3,253 | $661K | Reduce -5.2% |
| IJH iShares Core S&P Midcap ETF | 0.21% | 9,348 | $631K | Reduce -13.6% |
| DUK Duke Energy Corp. | 0.21% | 4,786 | $627K | Reduce -4.1% |
| LOW Lowe's Cos Inc. | 0.21% | 2,643 | $624K | Reduce -2.1% |
| FTEC Fidelity MSCI Info Tech Indx | 0.21% | 2,980 | $620K | No change |
| EMR Emerson Electric Co. | 0.20% | 4,653 | $610K | Reduce -0.9% |
| BAC Bank of America Corp. filed as BANK AMERICA CORP | 0.20% | 12,204 | $595K | Reduce -5.9% |
| AXP American Express Co. | 0.20% | 1,951 | $590K | Reduce -1.1% |
| HON Honeywell International Inc. | 0.19% | 2,524 | $570K | Add +5.1% |
| GLW Corning Inc. | 0.18% | 3,887 | $529K | No change |
| ACN Accenture PLC Class A | 0.17% | 2,570 | $510K | Reduce -4.1% |
| CSX CSX Corp. | 0.16% | 11,890 | $488K | Reduce -0.5% |
| DHR Danaher Corp. | 0.16% | 2,465 | $467K | Reduce -36.9% |
| XLV SS Health Care Select Sector | 0.16% | 3,177 | $466K | Reduce -10.0% |
Other holdings (1): bonds, preferreds, convertibles and warrants · $3 (not counted above)
| Security | Class | Shares / Principal | Value | Change |
|---|---|---|---|---|
| GME.WS Gamestop Corp. | *W EXP 10/30/202 | 1 | $3 | No change |
Total filed on the 13F, all lines: $297.6M.
Portfolio Sells Q4 2025 → Q1 2026
| MSFT Microsoft Corp. | Reduce -2.6% | 2.96% | −0.93 |
| SPY SS SPDR S&P 500 ETF Trust-US | Reduce -3.4% | 12.38% | −0.78 |
| AAPL Apple Inc. | Reduce -3.8% | 5.52% | −0.50 |
| NVDA Nvidia Corp. | Reduce -2.0% | 5.14% | −0.35 |
| JPM JPMorgan Chase & Co. | Reduce -7.4% | 1.99% | −0.31 |
| AMZN Amazon.com Inc. | Reduce -1.8% | 2.60% | −0.27 |
| LLY Eli Lilly & Co. | Reduce -4.0% | 1.16% | −0.22 |
| META Meta Platforms Inc. Class A | Reduce -6.2% | 1.07% | −0.22 |
| BRK.B Berkshire Hathaway Inc. Class B | Reduce -10.5% | 1.41% | −0.21 |
| IWF iShares Russell 1000 Growth | Reduce -2.1% | 1.64% | −0.18 |
| V Visa Inc. Class A | Reduce -23.5% | 0.37% | −0.18 |
| BLK BlackRock Inc. | Reduce -32.6% | 0.28% | −0.18 |
| QCOM Qualcomm Inc. | Reduce -7.1% | 0.37% | −0.15 |
| IBM Intl Business Machines Corp. | Reduce -1.1% | 0.67% | −0.14 |
| DHR Danaher Corp. | Reduce -36.9% | 0.16% | −0.14 |
| ORCL Oracle Corp. | Reduce -3.8% | 0.39% | −0.13 |
| TSLA Tesla Inc. | Reduce -2.7% | 0.59% | −0.13 |
| VEU Vanguard Ftse All-World Ex-U | Sold out | 0.00% | −0.12 |
| DIS The Walt Disney Co. | Reduce -21.5% | 0.26% | −0.12 |
| XLK SS Technology Select Sector | Reduce -3.5% | 0.82% | −0.08 |
| ABT Abbott Laboratories | Reduce -5.0% | 0.30% | −0.08 |
| ADP Automatic Data Processing | Reduce -5.2% | 0.22% | −0.07 |
| ACN Accenture PLC Class A | Reduce -4.1% | 0.17% | −0.07 |
| MDY State Street SPDR S&P Midcap | Reduce -7.0% | 1.99% | −0.06 |
| AMD Advanced Micro Devices | Reduce -8.7% | 0.41% | −0.05 |
| ABBV Abbvie Inc. | Reduce -2.0% | 1.02% | −0.05 |
| HD Home Depot Inc. | Reduce -2.2% | 1.02% | −0.05 |
| CRM Salesforce Inc. | Reduce -9.6% | 0.08% | −0.04 |
| AXP American Express Co. | Reduce -1.1% | 0.20% | −0.04 |
| KMB Kimberly-Clark Corp. | Reduce -48.6% | 0.04% | −0.04 |
| D Dominion Energy Inc. | Reduce -40.1% | 0.07% | −0.04 |
| UNH Unitedhealth Group Inc. | Reduce -23.0% | 0.07% | −0.04 |
| MS Morgan Stanley | Reduce -5.6% | 0.31% | −0.04 |
| SYK Stryker Corp. | Reduce -4.2% | 0.38% | −0.03 |
| BAC Bank of America Corp. | Reduce -5.9% | 0.20% | −0.03 |
| CMC Commercial Metals Co. | Reduce -40.6% | 0.04% | −0.03 |
| NFLX Netflix Inc. | Reduce -12.6% | 0.33% | −0.03 |
| XLF SS Financial Select Sector | Reduce -4.3% | 0.22% | −0.03 |
| MET Metlife Inc. | Reduce -3.6% | 0.22% | −0.03 |
| CSCO Cisco Systems Inc. | Reduce -6.4% | 0.76% | −0.03 |
| IWO iShares Russell 2000 Growth | Reduce -26.8% | 0.08% | −0.03 |
| EFA iShares MSCI Eafe ETF | Reduce -10.9% | 0.29% | −0.03 |
| XLV SS Health Care Select Sector | Reduce -10.0% | 0.16% | −0.02 |
| IJH iShares Core S&P Midcap ETF | Reduce -13.6% | 0.21% | −0.02 |
| MCD McDonald's Corp. | Reduce -5.6% | 1.11% | −0.02 |
| C Citigroup Inc. | Reduce -6.0% | 0.29% | −0.02 |
| XLC SS Comm Select Sector SPDR | Reduce -3.1% | 0.25% | −0.02 |
| CVS CVS Health Corp. | Reduce -5.1% | 0.13% | −0.02 |
| SO The Southern Co. | Reduce -15.6% | 0.37% | −0.02 |
| MDLZ Mondelez International Inc. Class A | Reduce -66.1% | 0.01% | −0.02 |
Portfolio Buys Q4 2025 → Q1 2026
| IBDW iShares Ibonds Dec 2031 Corp. | Add +57.4% | 1.72% | +0.64 |
| IBDY iShares Ibonds Dec 2033 Corp. | Add +99.0% | 1.03% | +0.52 |
| IBCA iShares Ibonds Dec 2035 TC | Add +168.1% | 0.71% | +0.45 |
| IBDX iShares Ibonds Dec 2032 TC | Add +64.4% | 1.10% | +0.44 |
| VTHR Vanguard Russell 3000 | Add +12.4% | 3.15% | +0.29 |
| IBDV iShares Ibonds Dec 2030 Corp. | Add +23.4% | 1.20% | +0.24 |
| IBDU iShares Ibonds Dec 2029 Term | Add +23.5% | 1.19% | +0.24 |
| VEA Vanguard Ftse Developed ETF | Add +37.2% | 0.57% | +0.17 |
| IBDT iShares Ibonds Dec 2028 ETF | Add +18.2% | 1.03% | +0.17 |
| HTGC Hercules Capital Inc. | New | 0.12% | +0.12 |
| SPMO Invesco S&P 500 Momentum ETF | Add +51.1% | 0.23% | +0.07 |
| SMH Vaneck Semiconductor ETF | Add +0.9% | 0.55% | +0.05 |
| T AT&T Inc. | Add +5.6% | 0.23% | +0.05 |
| BBUS JPMorgan Betabuilders US Equ | Add +19.9% | 0.30% | +0.04 |
| COP Conocophillips | Add +1.0% | 0.12% | +0.04 |
| HON Honeywell International Inc. | Add +5.1% | 0.19% | +0.04 |
| VB Vanguard Most SM-Cap ETF-Usd | Add +11.8% | 0.24% | +0.03 |
| AWK American Water Works Co. Inc. | New | 0.03% | +0.03 |
| IBDS Ishrs Ibnds Dec 27 Corp. ETF | Add +5.3% | 0.38% | +0.03 |
| VANGUARD DEVELOPED MARKETS INDEX FUND | New | 0.03% | +0.03 |
| NLR Vaneck Urani & Nuclr ETF-Usd | Add +34.6% | 0.07% | +0.02 |
| VYMI Vanguard Int High DVD YLD Inc. | Add +80.9% | 0.05% | +0.02 |
| AGG iShares Core U.S. Aggregate | Add +0.4% | 1.14% | +0.02 |
| ITA iShares U.S. Aerospace & Def | New | 0.02% | +0.02 |
| GILD Gilead Sciences Inc. | Add +7.5% | 0.09% | +0.02 |
| CVCO Cavco Industries Inc. | New | 0.02% | +0.02 |
| ETR Entergy Corp. | Add +1.9% | 0.07% | +0.01 |
| SHLD Global X Defense Tech ETF | New | 0.01% | +0.01 |
| HYDB iShares High Yield Systemati | Add +90.7% | 0.03% | +0.01 |
| WLY Wiley (john) & Sons Class A | Add +23.8% | 0.03% | +0.01 |
| LQD Ishr Ibx Usd Invgd CB ETF-Ui | Add +27.6% | 0.05% | +0.01 |
| PPA Invesco Aerospace & Defense | Add +89.8% | 0.02% | +0.01 |
| IBMS ISHARESIBONDDEC2030MUNIBDETF | New | 0.01% | +0.01 |
| WAT Waters Corp. | New | 0.01% | +0.01 |
| ATMU Atmus Filtration Technologie | New | 0.01% | +0.01 |
| CMI Cummins Inc. | Add +4.7% | 0.10% | +0.01 |
| ISHARES CORE TOTAL US AGGREGATE BOND ETF-W | Add +26.1% | 0.05% | +0.01 |
| OXY Occidental Petroleum Corp. | Add +37.6% | 0.02% | +0.01 |
| IWR iShares Russell Mid-Cap ETF | Add +7.5% | 0.10% | +0.01 |
| ATR Aptargroup Inc. | Add +40.0% | 0.03% | +0.01 |
| SLV iShares Silver Trust | Add +0.6% | 0.12% | +0.01 |
| MLPI Neos MLP Enrgy HGH Inc. ETF | New | 0.01% | +0.01 |
| MGRC McGrath Rentcorp | Add +33.3% | 0.03% | +0.01 |
| VTWO Vanguard Russell 2000 ETF | Add +45.7% | 0.03% | +0.01 |
| IONQ Ionq Inc. | Add +218.4% | 0.02% | +0.01 |
| ITW Illinois Tool Works | Add +5.9% | 0.06% | +0.01 |
| ENB Enbridge Inc. | Add +2.8% | 0.04% | +0.01 |
| SFD Smithfield Foods Inc. | New | 0.01% | +0.01 |
| KMI Kinder Morgan Inc. | Add +4.9% | 0.03% | +0.01 |
| LNG Cheniere Energy Inc. | Add +8.8% | 0.02% | +0.01 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 557 | $335.6M | SPY, AAPL, NVDA, VTHR, MSFT |
| Q1 2026 | 543 | $297.6M | SPY, AAPL, NVDA, VTHR, MSFT |
| Q4 2025 | 536 | $304.0M | SPY, AAPL, NVDA, MSFT, AMZN |
| Q3 2025 | 508 | $298.2M | SPY, AAPL, NVDA, MSFT, AMZN |
| Q2 2025 | 480 | $275.4M | SPY, NVDA, AAPL, MSFT, AMZN |
| Q1 2025 | 477 | $255.9M | SPY, AAPL, NVDA, MSFT, AMZN |
| Q4 2024 | 483 | $261.9M | SPY, AAPL, NVDA, MSFT, AMZN |
| Q3 2024 | 489 | $259.6M | SPY, AAPL, NVDA, MSFT, AMZN |
| Q2 2024 | 492 | $244.9M | SPY, AAPL, NVDA, MSFT, AMZN |
| Q1 2024 | 504 | $238.9M | SPY, AAPL, MSFT, NVDA, AMZN |