Adirondack Trust Co.
In its 13F for Q3 2024 (holdings as of September 30, 2024, filed October 8, 2024), Adirondack Trust Co. reported 489 stock positions worth $259.6 million. Its top holding was SS SPDR S&P 500 ETF Trust-US (SPY) at 12.1% of the portfolio, followed by Apple (AAPL, 6.5%) and Nvidia (NVDA, 4.2%). Compared with Q2 2024, it opened 10 new positions, sold out of 13, added to 56 and reduced 106. The biggest buy was Vanguard Russell 3000 (VTHR, shares +27%) and the biggest sale Nvidia (NVDA, shares −3%).
- Most Recent 13F
- Q2 2026
- Location
- SARATOGA SPRINGS, NY
- CIK
- 0001054257
- Portfolio Value
- $259.6M (Q3 2024)
- SEC Filing
- 0001054257-24-000006 ↗ filed Oct 8, 2024
Holdings Value
Holdings 489 stocks · $259.6M
| SPY SS SPDR S&P 500 ETF Trust-US | 12.15% | 54,964 | $31.5M | Add +0.8% |
| AAPL Apple Inc. | 6.50% | 72,392 | $16.9M | Reduce -0.5% |
| NVDA Nvidia Corp. | 4.22% | 90,201 | $11.0M | Reduce -3.3% |
| MSFT Microsoft Corp. | 4.06% | 24,471 | $10.5M | Add +0.1% |
| AMZN Amazon.com Inc. | 2.65% | 36,944 | $6.9M | Add +0.3% |
| MDY State Street SPDR S&P Midcap | 2.36% | 10,770 | $6.1M | Reduce -1.3% |
| PG The Procter & Gamble Co. | 1.99% | 29,901 | $5.2M | Reduce -0.3% |
| JPM JPMorgan Chase & Co. | 1.84% | 22,714 | $4.8M | Add +0.1% |
| IJR iShares Core S&P Small-Cap E | 1.62% | 36,066 | $4.2M | Reduce -2.7% |
| BRK.B Berkshire Hathaway Inc. Class B | 1.62% | 9,154 | $4.2M | Reduce -0.0% |
| TIP iShares Tips Bond ETF | 1.62% | 38,044 | $4.2M | Reduce -1.6% |
| LLY Eli Lilly & Co. | 1.60% | 4,682 | $4.1M | Add +2.1% |
| HD Home Depot Inc. | 1.56% | 9,977 | $4.0M | Add +0.2% |
| JNJ Johnson & Johnson | 1.55% | 24,795 | $4.0M | Reduce -1.1% |
| MCD McDonald's Corp. | 1.41% | 12,061 | $3.7M | Add +0.2% |
| VTHR Vanguard Russell 3000 | 1.40% | 14,302 | $3.6M | Add +26.5% |
| PEP Pepsico Inc. | 1.40% | 21,310 | $3.6M | Reduce -1.4% |
| LMT Lockheed Martin Corp. | 1.34% | 5,954 | $3.5M | Reduce -0.6% |
| AGG iShares Core U.S. Aggregate | 1.31% | 33,616 | $3.4M | Reduce -4.1% |
| CAT Caterpillar Inc. | 1.24% | 8,235 | $3.2M | Reduce -6.8% |
| ABBV Abbvie Inc. | 1.24% | 16,240 | $3.2M | Add +1.9% |
| META Meta Platforms Inc. Class A | 1.15% | 5,228 | $3.0M | Reduce -0.5% |
| XOM Exxon Mobil Corp. | 1.14% | 25,209 | $3.0M | Add +0.9% |
| IWF iShares Russell 1000 Growth | 1.13% | 7,829 | $2.9M | Add +13.9% |
| NEE Nextera Energy Inc. | 0.90% | 27,609 | $2.3M | Reduce -0.7% |
| CVX Chevron Corp. | 0.87% | 15,405 | $2.3M | Reduce -0.7% |
| XLK SS Technology Select Sector | 0.87% | 10,013 | $2.3M | Add +2.0% |
| WM Waste Management Inc. | 0.86% | 10,781 | $2.2M | Reduce -0.7% |
| KO The Coca-Cola Co. | 0.86% | 31,114 | $2.2M | Reduce -1.3% |
| WMT Walmart Inc. | 0.77% | 24,656 | $2.0M | Add +0.3% |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 0.72% | 8,490 | $1.9M | Reduce -0.4% |
| CSCO Cisco Systems Inc. | 0.71% | 34,788 | $1.9M | Add +2.5% |
| QCOM Qualcomm Inc. | 0.67% | 10,189 | $1.7M | Add +0.4% |
| AMAT Applied Materials Inc. | 0.65% | 8,369 | $1.7M | Add +1.1% |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.65% | 4,397 | $1.7M | No change |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 0.61% | 6,038 | $1.6M | Add +0.6% |
| VTI VG Morningstar TS MKT ETF-US | 0.61% | 5,580 | $1.6M | No change |
| PFE Pfizer Inc. | 0.60% | 53,992 | $1.6M | Reduce -2.3% |
| OEF iShares S&P 100 ETF | 0.58% | 5,460 | $1.5M | Reduce -2.7% |
| UNH Unitedhealth Group Inc. | 0.58% | 2,557 | $1.5M | Reduce -0.7% |
| SYK Stryker Corp. | 0.57% | 4,082 | $1.5M | Reduce -1.6% |
| ORCL Oracle Corp. | 0.57% | 8,636 | $1.5M | Add +0.8% |
| SO The Southern Co. | 0.56% | 16,045 | $1.4M | Reduce -1.1% |
| COST Costco Wholesale Corp. | 0.55% | 1,597 | $1.4M | Reduce -1.1% |
| CL Colgate-Palmolive Co. | 0.54% | 13,499 | $1.4M | Reduce -1.3% |
| BMY Bristol-Myers Squibb Co. | 0.54% | 26,927 | $1.4M | Reduce -2.3% |
| V Visa Inc. Class A | 0.53% | 5,007 | $1.4M | Add +1.2% |
| PSX Phillips 66 | 0.51% | 10,025 | $1.3M | Reduce -1.5% |
| MET Metlife Inc. | 0.51% | 15,940 | $1.3M | Reduce -4.4% |
| VZ Verizon Communications Inc. | 0.49% | 28,188 | $1.3M | Reduce -22.5% |
| BLK BlackRock Finance Inc. | 0.48% | 1,318 | $1.3M | Reduce -0.1% |
| MRK Merck & Co. Inc. | 0.48% | 10,891 | $1.2M | Reduce -1.8% |
| TSLA Tesla Inc. | 0.47% | 4,697 | $1.2M | Reduce -17.3% |
| IBDW iShares Ibonds Dec 2031 Corp. | 0.46% | 55,942 | $1.2M | Add +43.8% |
| DHR Danaher Corp. | 0.45% | 4,211 | $1.2M | No change |
| DIS The Walt Disney Co. filed as DISNEY WALT CO | 0.43% | 11,691 | $1.1M | Reduce -5.0% |
| INTC Intel Corp. | 0.43% | 47,517 | $1.1M | Reduce -8.9% |
| ADP Automatic Data Processing | 0.41% | 3,853 | $1.1M | Reduce -4.2% |
| ACN Accenture PLC Class A | 0.41% | 3,010 | $1.1M | Reduce -0.7% |
| AMD Advanced Micro Devices | 0.39% | 6,149 | $1.0M | Add +1.4% |
| IBDU iShares Ibonds Dec 2029 Term | 0.39% | 42,731 | $1.0M | Add +108.8% |
| EFA iShares MSCI Eafe ETF | 0.39% | 11,974 | $1.0M | Add +4.0% |
| ABT Abbott Laboratories | 0.38% | 8,561 | $976K | Reduce -0.6% |
| CSX CSX Corp. | 0.36% | 27,115 | $936K | Reduce -0.8% |
| AMGN Amgen Inc. | 0.36% | 2,890 | $931K | Add +1.1% |
| GD General Dynamics Corp. | 0.35% | 3,001 | $907K | Reduce -0.6% |
| IBDV iShares Ibonds Dec 2030 Corp. | 0.35% | 40,752 | $903K | Add +89.2% |
| IWD iShares Russell 1000 Value E | 0.34% | 4,687 | $890K | Add +19.7% |
| IBDT iShares Ibonds Dec 2028 ETF | 0.34% | 34,308 | $876K | Add +94.7% |
| SMH Vaneck Semiconductor ETF | 0.34% | 3,566 | $875K | Add +32.3% |
| LOW Lowe's Cos Inc. | 0.31% | 2,946 | $798K | Reduce -3.3% |
| TGT Target Corp. | 0.30% | 4,960 | $773K | Reduce -1.3% |
| XLV SS Health Care Select Sector | 0.28% | 4,789 | $738K | Add +6.1% |
| HON Honeywell International Inc. | 0.28% | 3,534 | $730K | Reduce -1.4% |
| CVS CVS Health Corp. | 0.27% | 11,272 | $709K | Reduce -6.6% |
| VLO Valero Energy Corp. | 0.27% | 5,207 | $703K | Reduce -0.8% |
| XLE SS Energy Select Sector | 0.27% | 7,835 | $688K | Add +14.3% |
| XLF SS Financial Select Sector | 0.26% | 15,180 | $688K | Add +1.9% |
| IJH iShares Core S&P Midcap ETF | 0.26% | 10,892 | $679K | No change |
| NFLX Netflix Inc. | 0.25% | 907 | $643K | Add +0.3% |
| XLC SS Comm Select Sector SPDR | 0.25% | 7,112 | $643K | Add +0.1% |
| T AT&T Inc. | 0.25% | 28,997 | $638K | Reduce -17.5% |
| IBDS Ishrs Ibnds Dec 27 Corp. ETF | 0.25% | 26,185 | $638K | Add +51.4% |
| DE Deere & Co. | 0.23% | 1,443 | $602K | Reduce -1.5% |
| AMT American Tower Corp. | 0.23% | 2,582 | $600K | Reduce -7.1% |
| AXP American Express Co. | 0.22% | 2,148 | $582K | Reduce -0.7% |
| MS Morgan Stanley | 0.22% | 5,421 | $565K | No change |
| IBDR iShares Ibonds Dec 2026 Term | 0.21% | 22,625 | $550K | Add +41.3% |
| CALF PCR US SM CP CSH CWS ETF-Usd | 0.21% | 11,691 | $544K | Reduce -9.5% |
| C Citigroup Inc. | 0.21% | 8,685 | $544K | Reduce -1.3% |
| ADBE Adobe Inc. | 0.21% | 1,035 | $536K | Reduce -3.5% |
| DUK Duke Energy Corp. | 0.20% | 4,555 | $525K | Reduce -1.6% |
| FTEC Fidelity MSCI Info Tech Indx | 0.20% | 2,980 | $520K | No change |
| BAC Bank of America Corp. filed as BANK AMERICA CORP | 0.20% | 12,947 | $514K | Reduce -36.6% |
| WMB Williams Cos Inc. | 0.19% | 10,889 | $497K | Reduce -0.4% |
| EMR Emerson Electric Co. | 0.19% | 4,535 | $496K | Reduce -9.0% |
| MMM 3M Co. | 0.19% | 3,555 | $486K | Reduce -0.6% |
| VEA Vanguard Ftse Developed ETF | 0.18% | 8,763 | $463K | No change |
| REGN Regeneron Pharmaceuticals | 0.17% | 431 | $453K | Add +2.4% |
| BND Vanguard Total Bond Market | 0.17% | 5,881 | $442K | No change |
Portfolio Sells Q2 2024 → Q3 2024
| NVDA Nvidia Corp. | Reduce -3.3% | 4.22% | −0.48 |
| INTC Intel Corp. | Reduce -8.9% | 0.43% | −0.23 |
| AROW Arrow Financial Corp. | Reduce -85.4% | 0.03% | −0.19 |
| GLW Corning Inc. | Reduce -75.3% | 0.05% | −0.14 |
| BAC Bank of America Corp. | Reduce -36.6% | 0.20% | −0.13 |
| VZ Verizon Communications Inc. | Reduce -22.5% | 0.49% | −0.12 |
| CVX Chevron Corp. | Reduce -0.7% | 0.87% | −0.12 |
| BA The Boeing Co. | Reduce -67.7% | 0.04% | −0.10 |
| MRK Merck & Co. Inc. | Reduce -1.8% | 0.48% | −0.08 |
| WM Waste Management Inc. | Reduce -0.7% | 0.86% | −0.08 |
| PSX Phillips 66 | Reduce -1.5% | 0.51% | −0.08 |
| AGG iShares Core U.S. Aggregate | Reduce -4.1% | 1.31% | −0.08 |
| TIP iShares Tips Bond ETF | Reduce -1.6% | 1.62% | −0.07 |
| DIS The Walt Disney Co. | Reduce -5.0% | 0.43% | −0.07 |
| VLO Valero Energy Corp. | Reduce -0.8% | 0.27% | −0.07 |
| PEP Pepsico Inc. | Reduce -1.4% | 1.40% | −0.06 |
| DVY iShares Select Dividend ETF | Reduce -65.4% | 0.02% | −0.04 |
| ADBE Adobe Inc. | Reduce -3.5% | 0.21% | −0.04 |
| NKE Nike Inc. Class B | Reduce -25.1% | 0.17% | −0.03 |
| EMR Emerson Electric Co. | Reduce -9.0% | 0.19% | −0.03 |
| HON Honeywell International Inc. | Reduce -1.4% | 0.28% | −0.03 |
| PFE Pfizer Inc. | Reduce -2.3% | 0.60% | −0.03 |
| T AT&T Inc. | Reduce -17.5% | 0.25% | −0.03 |
| PG The Procter & Gamble Co. | Reduce -0.3% | 1.99% | −0.03 |
| LEN Lennar Corp. Class A | Reduce -81.6% | 0.01% | −0.02 |
| OEF iShares S&P 100 ETF | Reduce -2.7% | 0.58% | −0.02 |
| MDY State Street SPDR S&P Midcap | Reduce -1.3% | 2.36% | −0.02 |
| CALF PCR US SM CP CSH CWS ETF-Usd | Reduce -9.5% | 0.21% | −0.02 |
| DVN Devon Energy Corp. | Reduce -17.6% | 0.03% | −0.02 |
| C Citigroup Inc. | Reduce -1.3% | 0.21% | −0.02 |
| CVS CVS Health Corp. | Reduce -6.6% | 0.27% | −0.02 |
| EWY iShares MSCI South Korea ETF | Sold out | 0.00% | −0.02 |
| FDX FedEx Corp. | Reduce -3.0% | 0.09% | −0.02 |
| COST Costco Wholesale Corp. | Reduce -1.1% | 0.55% | −0.02 |
| VRTX Vertex Pharmaceuticals Inc. | Reduce -10.0% | 0.08% | −0.02 |
| LRCX Lam Research Corp. | Reduce -33.9% | 0.01% | −0.01 |
| CSX CSX Corp. | Reduce -0.8% | 0.36% | −0.01 |
| VIG Vanguard Dividend Apprec ETF | Reduce -12.6% | 0.10% | −0.01 |
| UPS United Parcel Service Class B | Reduce -1.2% | 0.15% | −0.01 |
| XNTK SS SPDR Nyse Tech ETF | Reduce -32.9% | 0.02% | −0.01 |
| DOW Dow Inc. | Reduce -3.5% | 0.15% | −0.01 |
| DLTR Dollar Tree Inc. | Sold out | 0.00% | −0.01 |
| SYK Stryker Corp. | Reduce -1.6% | 0.57% | −0.01 |
| GD General Dynamics Corp. | Reduce -0.6% | 0.35% | −0.01 |
| CLX Clorox Company | Reduce -32.0% | 0.03% | −0.01 |
| BDX Becton Dickinson and Co. | Reduce -4.3% | 0.11% | −0.01 |
| TM Toyota Motor Corp. -Spon ADR | Reduce -60.0% | 0.00% | −0.01 |
| IWO iShares Russell 2000 Growth | Reduce -6.2% | 0.15% | −0.01 |
| KNSA Kiniksa Pharmaceuticals Ltd. | Sold out | 0.00% | −0.01 |
| BSX Boston Scientific Corp. | Reduce -27.6% | 0.02% | −0.01 |
Portfolio Buys Q2 2024 → Q3 2024
| VTHR Vanguard Russell 3000 | Add +26.5% | 1.40% | +0.29 |
| IBDU iShares Ibonds Dec 2029 Term | Add +108.8% | 0.39% | +0.20 |
| MCD McDonald's Corp. | Add +0.2% | 1.41% | +0.16 |
| IBDV iShares Ibonds Dec 2030 Corp. | Add +89.2% | 0.35% | +0.16 |
| IBDT iShares Ibonds Dec 2028 ETF | Add +94.7% | 0.34% | +0.16 |
| HD Home Depot Inc. | Add +0.2% | 1.56% | +0.16 |
| IBDW iShares Ibonds Dec 2031 Corp. | Add +43.8% | 0.46% | +0.14 |
| ABBV Abbvie Inc. | Add +1.9% | 1.24% | +0.12 |
| IWF iShares Russell 1000 Growth | Add +13.9% | 1.13% | +0.11 |
| WMT Walmart Inc. | Add +0.3% | 0.77% | +0.09 |
| IBDS Ishrs Ibnds Dec 27 Corp. ETF | Add +51.4% | 0.25% | +0.08 |
| ORCL Oracle Corp. | Add +0.8% | 0.57% | +0.07 |
| IWD iShares Russell 1000 Value E | Add +19.7% | 0.34% | +0.06 |
| LULU Lululemon Athletica Inc. | Add +1427.5% | 0.06% | +0.06 |
| IBDR iShares Ibonds Dec 2026 Term | Add +41.3% | 0.21% | +0.06 |
| CSCO Cisco Systems Inc. | Add +2.5% | 0.71% | +0.05 |
| SMH Vaneck Semiconductor ETF | Add +32.3% | 0.34% | +0.05 |
| D Dominion Energy Inc. | Add +31.8% | 0.15% | +0.05 |
| VB Vanguard Most SM-Cap ETF-Usd | Add +1045.1% | 0.05% | +0.05 |
| GEV GE Vernova Inc. | Add +0.4% | 0.10% | +0.03 |
| TDVG T Rowe Price Dividend Growth | Add +41.7% | 0.09% | +0.03 |
| SPY SS SPDR S&P 500 ETF Trust-US | Add +0.8% | 12.15% | +0.03 |
| MLPX Global X MLP & Energy Infras | New | 0.02% | +0.02 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Add +0.6% | 0.61% | +0.02 |
| IBDX iShares Ibonds Dec 2032 TC | Add +22.2% | 0.11% | +0.02 |
| ET Energy Transfer LP | Add +106.4% | 0.04% | +0.02 |
| EFA iShares MSCI Eafe ETF | Add +4.0% | 0.39% | +0.02 |
| XLV SS Health Care Select Sector | Add +6.1% | 0.28% | +0.02 |
| XLF SS Financial Select Sector | Add +1.9% | 0.26% | +0.01 |
| IBDY iShares Ibonds Dec 2033 Corp. | Add +20.6% | 0.07% | +0.01 |
| GOF Guggenheim Strategic Opport | New | 0.01% | +0.01 |
| THW Abrdn World Healthcare Fund | New | 0.01% | +0.01 |
| CRM Salesforce Inc. | Add +6.8% | 0.15% | +0.01 |
| AIQ Global X Art Intel & Tech | Add +12.6% | 0.10% | +0.01 |
| XLE SS Energy Select Sector | Add +14.3% | 0.27% | +0.01 |
| VSH Vishay Intertechnology Inc. | Add +71.4% | 0.03% | +0.01 |
| AG First Majestic Silver Corp. | New | 0.01% | +0.01 |
| SUSA iShares ESG Optimized MSCI U | Add +6.8% | 0.11% | +0.01 |
| IWR iShares Russell Mid-Cap ETF | Add +2.5% | 0.12% | +0.01 |
| DLR Digital Realty Trust Inc. | Add +68.6% | 0.01% | +0.01 |
| VTWO Vanguard Russell 2000 ETF | Add +6.2% | 0.05% | +0.00 |
| BCOIX Baird Core Plus Bond-Inst | New | 0.00% | +0.00 |
| BFFAX The BND FND of America-F3 | New | 0.00% | +0.00 |
| DRIV Global X Autonomous&elec-ETF | Add +34.1% | 0.02% | +0.00 |
| IBDQ iShares Ibonds Dec 2025 Term | Add +8.0% | 0.08% | +0.00 |
| IVW iShares S&P 500 Growth ETF | Add +14.5% | 0.02% | +0.00 |
| TSM Taiwan Semiconductor-SP ADR | Add +14.2% | 0.03% | +0.00 |
| COUR Coursera Inc. | New | 0.00% | +0.00 |
| MKDCX BlackRock Emerg Mrkts-K | New | 0.00% | +0.00 |
| FNBGX Fidelty LNG TRM Trsry BD | New | 0.00% | +0.00 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 557 | $335.6M | SPY, AAPL, NVDA, VTHR, MSFT |
| Q1 2026 | 543 | $297.6M | SPY, AAPL, NVDA, VTHR, MSFT |
| Q4 2025 | 536 | $304.0M | SPY, AAPL, NVDA, MSFT, AMZN |
| Q3 2025 | 508 | $298.2M | SPY, AAPL, NVDA, MSFT, AMZN |
| Q2 2025 | 480 | $275.4M | SPY, NVDA, AAPL, MSFT, AMZN |
| Q1 2025 | 477 | $255.9M | SPY, AAPL, NVDA, MSFT, AMZN |
| Q4 2024 | 483 | $261.9M | SPY, AAPL, NVDA, MSFT, AMZN |
| Q3 2024 | 489 | $259.6M | SPY, AAPL, NVDA, MSFT, AMZN |
| Q2 2024 | 492 | $244.9M | SPY, AAPL, NVDA, MSFT, AMZN |
| Q1 2024 | 504 | $238.9M | SPY, AAPL, MSFT, NVDA, AMZN |