Adirondack Trust Co.
In its 13F for Q2 2026 (holdings as of June 30, 2026, filed July 16, 2026), Adirondack Trust Co. reported 557 stock positions worth $335.6 million. Its top holding was SS SPDR S&P 500 ETF Trust-US (SPY) at 12.5% of the portfolio, followed by Apple (AAPL, 5.4%) and Nvidia (NVDA, 5.2%). Compared with Q1 2026, it opened 31 new positions, sold out of 18, added to 51 and reduced 155. The biggest buy was a new position in Ishrs US E F R A ETF-Usd (DYNF) and the biggest sale Exxon Mobil (XOM, shares −3%).
- Most Recent 13F
- Q2 2026
- Location
- SARATOGA SPRINGS, NY
- CIK
- 0001054257
- Portfolio Value
- $335.6M (Q2 2026)
- SEC Filing
- 0001054257-26-000003 ↗ filed Jul 16, 2026
Holdings Value
Holdings 557 stocks · $335.6M
| SPY SS SPDR S&P 500 ETF Trust-US | 12.55% | 56,383 | $42.1M | Reduce -0.5% |
| AAPL Apple Inc. | 5.43% | 62,987 | $18.2M | Reduce -2.6% |
| NVDA Nvidia Corp. | 5.16% | 86,497 | $17.3M | Reduce -1.4% |
| VTHR Vanguard Russell 3000 | 3.57% | 36,106 | $12.0M | Add +10.7% |
| MSFT Microsoft Corp. | 2.69% | 24,183 | $9.0M | Add +1.7% |
| AMZN Amazon.com Inc. | 2.62% | 36,945 | $8.8M | Reduce -0.5% |
| CAT Caterpillar Inc. | 2.22% | 6,992 | $7.4M | Reduce -7.5% |
| MDY State Street SPDR S&P Midcap | 1.98% | 9,471 | $6.7M | Reduce -1.2% |
| JPM JPMorgan Chase & Co. | 1.94% | 19,892 | $6.5M | Reduce -1.2% |
| IWF iShares Russell 1000 Growth | 1.71% | 46,168 | $5.7M | Add +0.8% |
| IBDW iShares Ibonds Dec 2031 Corp. | 1.61% | 259,253 | $5.4M | Add +6.1% |
| AMAT Applied Materials Inc. | 1.59% | 7,403 | $5.4M | Reduce -2.4% |
| JNJ Johnson & Johnson | 1.49% | 19,692 | $5.0M | Reduce -1.3% |
| IJR iShares Core S&P Small-Cap E | 1.40% | 31,686 | $4.7M | Reduce -1.2% |
| AGG iShares Core U.S. Aggregate | 1.34% | 45,497 | $4.5M | Add +32.9% |
| LLY Eli Lilly & Co. | 1.30% | 3,642 | $4.4M | Reduce -3.1% |
| BRK.B Berkshire Hathaway Inc. Class B | 1.30% | 8,697 | $4.4M | Reduce -0.3% |
| TIP iShares Tips Bond ETF | 1.26% | 38,511 | $4.2M | Add +39.5% |
| IBDV iShares Ibonds Dec 2030 Corp. | 1.12% | 173,088 | $3.8M | Add +5.6% |
| PG The Procter & Gamble Co. | 1.12% | 25,627 | $3.8M | Reduce -2.2% |
| IBDU iShares Ibonds Dec 2029 Term | 1.09% | 158,394 | $3.7M | Add +4.3% |
| XLK SS Technology Select Sector | 1.04% | 18,260 | $3.5M | Reduce -1.0% |
| IBDX iShares Ibonds Dec 2032 TC | 1.04% | 138,162 | $3.5M | Add +6.2% |
| ABBV Abbvie Inc. | 1.03% | 13,727 | $3.5M | Reduce -1.5% |
| VUG Vanguard Mrngstar GR ETF-Sui | 1.02% | 39,642 | $3.4M | Add +1.1% |
| AMD Advanced Micro Devices | 0.99% | 5,745 | $3.3M | Reduce -3.3% |
| IBDY iShares Ibonds Dec 2033 Corp. | 0.98% | 128,140 | $3.3M | Add +7.8% |
| META Meta Platforms Inc. Class A | 0.96% | 5,743 | $3.2M | Add +3.1% |
| HD Home Depot Inc. | 0.94% | 8,949 | $3.2M | Reduce -2.6% |
| IBDT iShares Ibonds Dec 2028 ETF | 0.93% | 123,112 | $3.1M | Add +1.4% |
| CSCO Cisco Systems Inc. | 0.92% | 26,297 | $3.1M | Reduce -10.0% |
| XOM Exxon Mobil Corp. | 0.91% | 22,406 | $3.1M | Reduce -2.5% |
| VTI VG Morningstar TS MKT ETF-US | 0.91% | 8,251 | $3.1M | Reduce -0.1% |
| SMH Vaneck Semiconductor ETF | 0.81% | 4,126 | $2.7M | Reduce -2.6% |
| INTC Intel Corp. | 0.80% | 19,267 | $2.7M | Reduce -1.1% |
| MCD McDonald's Corp. | 0.78% | 9,713 | $2.6M | Reduce -8.3% |
| WMT Walmart Inc. | 0.76% | 22,429 | $2.5M | Reduce -1.7% |
| CVX Chevron Corp. | 0.74% | 14,907 | $2.5M | Reduce -0.3% |
| IBCA iShares Ibonds Dec 2035 TC | 0.70% | 92,232 | $2.4M | Add +12.4% |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 0.69% | 8,214 | $2.3M | Reduce -0.8% |
| KO The Coca-Cola Co. | 0.67% | 27,556 | $2.2M | Reduce -2.9% |
| PEP Pepsico Inc. | 0.66% | 16,382 | $2.2M | Reduce -3.6% |
| TSLA Tesla Inc. | 0.61% | 4,887 | $2.1M | Add +2.8% |
| WM Waste Management Inc. | 0.61% | 9,170 | $2.0M | Reduce -1.4% |
| OEF iShares S&P 100 ETF | 0.60% | 5,545 | $2.0M | No change |
| VEA Vanguard Ftse Developed ETF | 0.59% | 27,975 | $2.0M | Add +5.8% |
| LMT Lockheed Martin Corp. | 0.58% | 3,840 | $2.0M | Reduce -0.8% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 0.58% | 24,150 | $1.9M | No change |
| NEE Nextera Energy Inc. | 0.57% | 21,901 | $1.9M | Reduce -3.5% |
| QCOM Qualcomm Inc. | 0.47% | 8,563 | $1.6M | Reduce -0.8% |
| GEV GE Vernova Inc. | 0.47% | 1,333 | $1.6M | Add +0.6% |
| DYNF Ishrs US E F R A ETF-Usd Inc. | 0.46% | 22,896 | $1.6M | New |
| PSX Phillips 66 | 0.43% | 8,577 | $1.4M | Reduce -1.0% |
| COST Costco Wholesale Corp. | 0.40% | 1,431 | $1.3M | Reduce -1.4% |
| IWD iShares Russell 1000 Value E | 0.39% | 5,362 | $1.3M | Reduce -0.1% |
| V Visa Inc. Class A | 0.36% | 3,530 | $1.2M | Reduce -2.4% |
| BBUS JPMorgan Betabuilders US Equ | 0.34% | 8,465 | $1.1M | Add +9.8% |
| BMY Bristol-Myers Squibb Co. | 0.34% | 19,711 | $1.1M | Reduce -1.7% |
| MS Morgan Stanley | 0.34% | 5,429 | $1.1M | Reduce -1.6% |
| SPMO Invesco S&P 500 Momentum ETF | 0.34% | 7,024 | $1.1M | Add +17.1% |
| IBDS Ishrs Ibnds Dec 27 Corp. ETF | 0.34% | 46,837 | $1.1M | Add +0.0% |
| MRK Merck & Co. Inc. | 0.34% | 8,753 | $1.1M | Reduce -0.8% |
| ORCL Oracle Corp. | 0.33% | 7,542 | $1.1M | Reduce -3.2% |
| SO The Southern Co. | 0.33% | 11,470 | $1.1M | Reduce -0.4% |
| VLO Valero Energy Corp. | 0.32% | 4,136 | $1.1M | Reduce -2.9% |
| SYK Stryker Corp. | 0.31% | 3,268 | $1.0M | Reduce -4.0% |
| C Citigroup Inc. | 0.30% | 7,216 | $1.0M | Reduce -5.0% |
| GLW Corning Inc. | 0.30% | 3,884 | $992K | Reduce -0.1% |
| GD General Dynamics Corp. | 0.28% | 2,649 | $938K | Add +0.1% |
| AMGN Amgen Inc. | 0.27% | 2,529 | $916K | Add +0.2% |
| CL Colgate-Palmolive Co. | 0.27% | 9,915 | $909K | Reduce -6.9% |
| VZ Verizon Communications Inc. | 0.27% | 21,332 | $903K | Reduce -3.2% |
| EFA iShares MSCI Eafe ETF | 0.27% | 8,656 | $899K | Reduce -4.2% |
| NFLX Netflix Inc. | 0.27% | 12,460 | $890K | Add +22.1% |
| DE Deere & Co. | 0.26% | 1,358 | $861K | Add +1.6% |
| VB Vanguard Most SM-Cap ETF-Usd | 0.25% | 2,811 | $852K | Add +4.1% |
| BLK BlackRock Inc. | 0.25% | 886 | $852K | Add +0.5% |
| FTEC Fidelity MSCI Info Tech Indx | 0.25% | 2,980 | $851K | No change |
| DUK Duke Energy Corp. | 0.25% | 6,720 | $851K | Add +40.4% |
| MET Metlife Inc. | 0.24% | 9,362 | $792K | Reduce -0.3% |
| IBDR iShares Ibonds Dec 2026 Term | 0.23% | 31,810 | $770K | Reduce -3.0% |
| ABT Abbott Laboratories | 0.22% | 8,136 | $738K | Reduce -4.9% |
| ADP Automatic Data Processing | 0.22% | 3,252 | $728K | Reduce -0.0% |
| DIS The Walt Disney Co. filed as DISNEY WALT CO | 0.22% | 7,559 | $728K | Reduce -4.8% |
| GLD SPDR Gold Shares | 0.21% | 1,902 | $701K | Add +0.2% |
| XLE SS Energy Select Sector | 0.21% | 13,140 | $698K | Reduce -3.6% |
| IJH iShares Core S&P Midcap ETF | 0.21% | 9,031 | $696K | Reduce -3.4% |
| WMB Williams Cos Inc. | 0.21% | 9,344 | $695K | Add +0.1% |
| XLF SS Financial Select Sector | 0.21% | 12,884 | $691K | Reduce -3.8% |
| XLC SS Comm Select Sector SPDR | 0.20% | 6,422 | $688K | Reduce -3.2% |
| BAC Bank of America Corp. | 0.20% | 11,921 | $679K | Reduce -2.3% |
| EMR Emerson Electric Co. | 0.19% | 4,503 | $645K | Reduce -3.2% |
| AXP American Express Co. | 0.19% | 1,870 | $633K | Reduce -4.2% |
| CSX CSX Corp. | 0.17% | 11,848 | $563K | Reduce -0.3% |
| PFE Pfizer Inc. | 0.17% | 23,149 | $557K | Reduce -10.4% |
| CVS CVS Health Corp. | 0.16% | 5,269 | $545K | Reduce -0.8% |
| LOW Lowe's Cos Inc. | 0.16% | 2,403 | $530K | Reduce -9.1% |
| MMM 3M Co. | 0.14% | 2,963 | $480K | Reduce -2.3% |
| T AT&T Inc. | 0.14% | 23,161 | $479K | Reduce -1.6% |
| XLV SS Health Care Select Sector | 0.14% | 2,987 | $474K | Reduce -6.0% |
Other holdings (1): bonds, preferreds, convertibles and warrants · $2 (not counted above)
| Security | Class | Shares / Principal | Value | Change |
|---|---|---|---|---|
| GME.WS Gamestop Corp. | *W EXP 10/30/202 | 1 | $2 | No change |
Total filed on the 13F, all lines: $335.6M.
Portfolio Sells Q1 2026 → Q2 2026
| XOM Exxon Mobil Corp. | Reduce -2.5% | 0.91% | −0.40 |
| MCD McDonald's Corp. | Reduce -8.3% | 0.78% | −0.32 |
| CVX Chevron Corp. | Reduce -0.3% | 0.74% | −0.30 |
| PEP Pepsico Inc. | Reduce -3.6% | 0.66% | −0.23 |
| LMT Lockheed Martin Corp. | Reduce -0.8% | 0.58% | −0.20 |
| WMT Walmart Inc. | Reduce -1.7% | 0.76% | −0.20 |
| PG The Procter & Gamble Co. | Reduce -2.2% | 1.12% | −0.15 |
| JNJ Johnson & Johnson | Reduce -1.3% | 1.49% | −0.15 |
| NEE Nextera Energy Inc. | Reduce -3.5% | 0.57% | −0.14 |
| WM Waste Management Inc. | Reduce -1.4% | 0.61% | −0.11 |
| HON Honeywell International Inc. | Reduce -1.4% | 0.08% | −0.11 |
| BRK.B Berkshire Hathaway Inc. Class B | Reduce -0.3% | 1.30% | −0.11 |
| VZ Verizon Communications Inc. | Reduce -3.2% | 0.27% | −0.10 |
| PSX Phillips 66 | Reduce -1.0% | 0.43% | −0.10 |
| AAPL Apple Inc. | Reduce -2.6% | 5.43% | −0.09 |
| COST Costco Wholesale Corp. | Reduce -1.4% | 0.40% | −0.09 |
| T AT&T Inc. | Reduce -1.6% | 0.14% | −0.09 |
| ACN Accenture PLC Class A | Reduce -7.4% | 0.09% | −0.08 |
| PFE Pfizer Inc. | Reduce -10.4% | 0.17% | −0.08 |
| ABT Abbott Laboratories | Reduce -4.9% | 0.22% | −0.08 |
| HD Home Depot Inc. | Reduce -2.6% | 0.94% | −0.08 |
| XLE SS Energy Select Sector | Reduce -3.6% | 0.21% | −0.07 |
| BMY Bristol-Myers Squibb Co. | Reduce -1.7% | 0.34% | −0.07 |
| SYK Stryker Corp. | Reduce -4.0% | 0.31% | −0.07 |
| KO The Coca-Cola Co. | Reduce -2.9% | 0.67% | −0.06 |
| ORCL Oracle Corp. | Reduce -3.2% | 0.33% | −0.06 |
| LOW Lowe's Cos Inc. | Reduce -9.1% | 0.16% | −0.05 |
| JPM JPMorgan Chase & Co. | Reduce -1.2% | 1.94% | −0.05 |
| NOC Northrop Grumman Corp. | Reduce -2.0% | 0.09% | −0.05 |
| SO The Southern Co. | Reduce -0.4% | 0.33% | −0.05 |
| XLC SS Comm Select Sector SPDR | Reduce -3.2% | 0.20% | −0.04 |
| DIS The Walt Disney Co. | Reduce -4.8% | 0.22% | −0.04 |
| VIG Vanguard Dividend Apprec ETF | Reduce -43.9% | 0.05% | −0.04 |
| CMC Commercial Metals Co. | Sold out | 0.00% | −0.04 |
| IBDR iShares Ibonds Dec 2026 Term | Reduce -3.0% | 0.23% | −0.04 |
| COP Conocophillips | Reduce -1.0% | 0.08% | −0.04 |
| CL Colgate-Palmolive Co. | Reduce -6.9% | 0.27% | −0.03 |
| VLO Valero Energy Corp. | Reduce -2.9% | 0.32% | −0.03 |
| DHR Danaher Corp. | Reduce -10.9% | 0.12% | −0.03 |
| FDX FedEx Corp. | Reduce -1.5% | 0.10% | −0.03 |
| REGN Regeneron Pharmaceuticals | Reduce -2.3% | 0.07% | −0.03 |
| AMT American Tower Corp. | Reduce -8.8% | 0.09% | −0.03 |
| EFA iShares MSCI Eafe ETF | Reduce -4.2% | 0.27% | −0.03 |
| CRM Salesforce Inc. | Reduce -4.7% | 0.06% | −0.02 |
| ADBE Adobe Inc. | Reduce -12.2% | 0.04% | −0.02 |
| DOW Dow Inc. | Reduce -0.9% | 0.03% | −0.02 |
| MRK Merck & Co. Inc. | Reduce -0.8% | 0.34% | −0.02 |
| GILD Gilead Sciences Inc. | Reduce -2.9% | 0.07% | −0.02 |
| MA Mastercard Inc. Class A | Reduce -6.3% | 0.11% | −0.02 |
| XLF SS Financial Select Sector | Reduce -3.8% | 0.21% | −0.02 |
Portfolio Buys Q1 2026 → Q2 2026
| DYNF Ishrs US E F R A ETF-Usd Inc. | New | 0.46% | +0.46 |
| VTHR Vanguard Russell 3000 | Add +10.7% | 3.57% | +0.41 |
| TIP iShares Tips Bond ETF | Add +39.5% | 1.26% | +0.23 |
| AGG iShares Core U.S. Aggregate | Add +32.9% | 1.34% | +0.20 |
| SPMO Invesco S&P 500 Momentum ETF | Add +17.1% | 0.34% | +0.11 |
| GEV GE Vernova Inc. | Add +0.6% | 0.47% | +0.08 |
| IWF iShares Russell 1000 Growth | Add +0.8% | 1.71% | +0.07 |
| VUG Vanguard Mrngstar GR ETF-Sui | Add +1.1% | 1.02% | +0.06 |
| IBCB iShares Ibon Dec 2036 TC ETF | New | 0.04% | +0.04 |
| ARKVX ARK Venture Fund-D | Add +994.0% | 0.05% | +0.04 |
| DUK Duke Energy Corp. | Add +40.4% | 0.25% | +0.04 |
| BBUS JPMorgan Betabuilders US Equ | Add +9.8% | 0.34% | +0.04 |
| SPXV Proshares Trust-S&P 500 Ex-H | New | 0.03% | +0.03 |
| VEA Vanguard Ftse Developed ETF | Add +5.8% | 0.59% | +0.02 |
| SPCX Space Exploration Techn Class A | New | 0.02% | +0.02 |
| TSLA Tesla Inc. | Add +2.8% | 0.61% | +0.02 |
| BE Bloom Energy Corp. Class A | Add +43.5% | 0.03% | +0.02 |
| DD Dupont DE Nemours Inc. | New | 0.02% | +0.02 |
| VB Vanguard Most SM-Cap ETF-Usd | Add +4.1% | 0.25% | +0.02 |
| VRT Vertiv Holdings Co. Class A | New | 0.02% | +0.02 |
| ASTS Ast Spacemobile Inc. | New | 0.01% | +0.01 |
| ASML ASML Holding NV-NY Reg SHS | Add +4.4% | 0.04% | +0.01 |
| CRAI Cra International Inc. | Add +285.7% | 0.02% | +0.01 |
| IBMS ISHARESIBONDDEC2030MUNIBDETF | Add +116.3% | 0.02% | +0.01 |
| WMGAX Nomura Mid Cap Growth Fund-A | New | 0.01% | +0.01 |
| IBMU Ishrs Ibond Dec 2032 TM ETF | New | 0.01% | +0.01 |
| QNT Quantinuum Inc. Class A | New | 0.01% | +0.01 |
| DVN Devon Energy Corp. | Add +523.7% | 0.01% | +0.01 |
| Q Qnity Electronics Inc. | Add +5.6% | 0.03% | +0.01 |
| XBI SS SPDR S&P Biotech ETF | Add +21.1% | 0.03% | +0.01 |
| KLAC KLA Corp. | Add +33.3% | 0.01% | +0.01 |
| QTUM Defiance Quantum ETF | New | 0.01% | +0.01 |
| ETN Eaton Corp. PLC | Add +6.5% | 0.05% | +0.01 |
| COHR Coherent Corp. | New | 0.00% | +0.00 |
| NASA Tema Space Innovators ETF | New | 0.00% | +0.00 |
| TER Teradyne Inc. | New | 0.00% | +0.00 |
| BUG Global X Cybersecurity ETF | New | 0.00% | +0.00 |
| CIEN Ciena Corp. | New | 0.00% | +0.00 |
| DE Deere & Co. | Add +1.6% | 0.26% | +0.00 |
| JBL Jabil Inc. | New | 0.00% | +0.00 |
| BBNX Beta Bionics Inc. | New | 0.00% | +0.00 |
| SNDK Sandisk Corp. | New | 0.00% | +0.00 |
| MLPI Neos MLP Enrgy HGH Inc. ETF | Add +48.4% | 0.01% | +0.00 |
| CBRS Cerebras Systems Inc. Class A | New | 0.00% | +0.00 |
| MOG.A Moog Inc. Class A | New | 0.00% | +0.00 |
| NBIS Nebius Group NV | New | 0.00% | +0.00 |
| CYPH Cypherpunk Technologies Inc. | New | 0.00% | +0.00 |
| DY Dycom Industries Inc. | New | 0.00% | +0.00 |
| BA The Boeing Co. | Add +7.8% | 0.04% | +0.00 |
| MOD Modine Manufacturing Co. | New | 0.00% | +0.00 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 557 | $335.6M | SPY, AAPL, NVDA, VTHR, MSFT |
| Q1 2026 | 543 | $297.6M | SPY, AAPL, NVDA, VTHR, MSFT |
| Q4 2025 | 536 | $304.0M | SPY, AAPL, NVDA, MSFT, AMZN |
| Q3 2025 | 508 | $298.2M | SPY, AAPL, NVDA, MSFT, AMZN |
| Q2 2025 | 480 | $275.4M | SPY, NVDA, AAPL, MSFT, AMZN |
| Q1 2025 | 477 | $255.9M | SPY, AAPL, NVDA, MSFT, AMZN |
| Q4 2024 | 483 | $261.9M | SPY, AAPL, NVDA, MSFT, AMZN |
| Q3 2024 | 489 | $259.6M | SPY, AAPL, NVDA, MSFT, AMZN |
| Q2 2024 | 492 | $244.9M | SPY, AAPL, NVDA, MSFT, AMZN |
| Q1 2024 | 504 | $238.9M | SPY, AAPL, MSFT, NVDA, AMZN |