Benedict Financial Advisors Inc.

Name: BENEDICT FINANCIAL ADVISORS INC 13F holdings, Q4 2024
Creator: BENEDICT FINANCIAL ADVISORS INC
Published: 2025-01-28

Q2 2026Q1 2026Q4 2025Q3 2025Q2 2025Q1 2025Q3 2024Q2 2024Q1 2024

In its 13F for Q4 2024 (holdings as of December 31, 2024, filed January 28, 2025), Benedict Financial Advisors Inc. reported 123 stock positions worth $412.0 million. Its top holding was Apple (AAPL) at 6.0% of the portfolio, followed by Microsoft (MSFT, 3.9%) and Altria (MO, 2.8%). Compared with Q3 2024, it opened 4 new positions, sold out of 7, added to 64 and reduced 51. The biggest buy was SS SPDR BB 1-3M T-Bill ETF (BIL, shares +27%) and the biggest sale Novo-Nordisk A/S-Spons ADR (NVO, shares −4%).

Most Recent 13F: Q2 2026
Location: ATLANTA, GA
CIK: 0000711089
Portfolio Value: $412.0M (Q4 2024)
SEC Filing: 0001398344-25-001240 ↗ filed Jan 28, 2025

Holdings Value

Holdings 123 stocks · $412.0M


AAPL Apple Inc.	5.98%	98,428	$24.6M	Reduce -1.7%
MSFT Microsoft Corp.	3.94%	38,481	$16.2M	Reduce -3.2%
MO Altria Group Inc.	2.81%	221,339	$11.6M	Add +0.3%
CSCO Cisco Systems Inc.	2.64%	183,577	$10.9M	Add +0.9%
JNJ Johnson & Johnson	2.16%	61,569	$8.9M	Add +0.0%
BIL SS SPDR BB 1-3M T-Bill ETF	2.13%	96,174	$8.8M	Add +26.9%
RTX RTX Corp.	2.13%	75,854	$8.8M	Reduce -1.2%
TRV The Travelers Cos Inc.	2.12%	36,171	$8.7M	Reduce -0.6%
PM Philip Morris International	2.11%	72,089	$8.7M	Add +0.9%
AMGN Amgen Inc.	2.06%	32,541	$8.5M	Add +0.8%
ABBV Abbvie Inc.	1.98%	45,850	$8.1M	Add +0.6%
BRK.B Berkshire Hathaway Inc. Class B	1.74%	15,798	$7.2M	Add +0.9%
V Visa Inc. Class A	1.68%	21,846	$6.9M	Add +1.0%
VZ Verizon Communications Inc.	1.66%	170,596	$6.8M	Add +1.0%
CME Cme Group Inc.	1.63%	28,866	$6.7M	Add +3.0%
MCD McDonald's Corp.	1.56%	22,135	$6.4M	Reduce -1.0%
QCOM Qualcomm Inc.	1.55%	41,549	$6.4M	Reduce -1.0%
CB Chubb Ltd.	1.53%	22,774	$6.3M	Reduce -0.3%
HON Honeywell International Inc.	1.45%	26,499	$6.0M	Add +0.8%
MDT Medtronic PLC	1.43%	73,757	$5.9M	Add +0.3%
PG The Procter & Gamble Co.	1.40%	34,317	$5.8M	Reduce -0.6%
GIS General Mills Inc.	1.36%	87,864	$5.6M	Add +0.2%
ADP Automatic Data Processing	1.35%	18,973	$5.6M	Reduce -1.5%
LMT Lockheed Martin Corp.	1.30%	11,050	$5.4M	Reduce -1.0%
DUK Duke Energy Corp.	1.25%	47,730	$5.1M	Add +2.6%
GLW Corning Inc.	1.22%	105,940	$5.0M	Add +1.5%
KO The Coca-Cola Co.	1.20%	79,103	$4.9M	Add +1.0%
WMT Walmart Inc.	1.18%	54,007	$4.9M	Reduce -3.8%
HSY The Hershey Co.	1.15%	28,088	$4.8M	Add +1.3%
EMR Emerson Electric Co.	1.12%	37,345	$4.6M	Reduce -1.1%
AXP American Express Co.	1.08%	15,008	$4.5M	Add +2.4%
SYY Sysco Corp.	1.03%	55,522	$4.2M	Add +0.9%
SBUX Starbucks Corp.	1.01%	45,508	$4.2M	Add +3.4%
AMZN Amazon.com Inc.	0.99%	18,655	$4.1M	Add +3.4%
CVX Chevron Corp.	0.97%	27,493	$4.0M	Add +0.5%
COR Cencora Inc.	0.95%	17,366	$3.9M	Reduce -0.8%
KMI Kinder Morgan Inc.	0.94%	141,216	$3.9M	Add +9.3%
XLV SS Health Care Select Sector	0.92%	27,666	$3.8M	Reduce -0.2%
ABT Abbott Laboratories	0.92%	33,487	$3.8M	Reduce -0.4%
BMY Bristol-Myers Squibb Co.	0.91%	66,123	$3.7M	Add +1.3%
GOOGL Alphabet Inc. Class A	0.90%	19,592	$3.7M	Add +1.0%
DOV Dover Corp.	0.90%	19,669	$3.7M	Reduce -1.8%
BDX Becton Dickinson and Co.	0.89%	16,147	$3.7M	Add +1.7%
VIG Vanguard Dividend Apprec ETF	0.87%	18,304	$3.6M	Add +1.1%
JPM JPMorgan Chase & Co.	0.84%	14,380	$3.4M	Add +3.0%
COST Costco Wholesale Corp.	0.83%	3,750	$3.4M	Reduce -2.8%
DEO Diageo PLC-Sponsored ADR	0.83%	26,936	$3.4M	Add +3.7%
NVO Novo-Nordisk A/S-Spons ADR	0.81%	38,551	$3.3M	Reduce -3.8%
KMB Kimberly-Clark Corp.	0.80%	25,027	$3.3M	Reduce -0.6%
FANG Diamondback Energy Inc.	0.79%	19,900	$3.3M	Add +25.5%
RNR Renaissancere Holdings Ltd.	0.76%	12,603	$3.1M	Add +0.7%
DLR Digital Realty Trust Inc.	0.75%	17,518	$3.1M	Reduce -0.6%
TGT Target Corp.	0.74%	22,482	$3.0M	Add +9.9%
ELV Elevance Health Inc.	0.74%	8,216	$3.0M	Reduce -0.4%
RPM RPM International Inc.	0.73%	24,384	$3.0M	Add +1.3%
LOW Lowe's Cos Inc.	0.70%	11,707	$2.9M	Add +3.0%
QQQ Invesco QQQ Trust Series 1	0.69%	5,522	$2.8M	Add +4.4%
WTRG Essential Utilities Inc.	0.69%	77,700	$2.8M	Add +1.2%
LYB Lyondellbasell Indu Class A	0.68%	37,664	$2.8M	Reduce -5.0%
UL Unilever PLC	0.68%	49,176	$2.8M	Reduce -0.2%
KR Kroger Co.	0.65%	44,023	$2.7M	Add +5.8%
ICE Intercontinental Exchange Inc.	0.63%	17,476	$2.6M	Add +1.4%
RLI Rli Corp.	0.62%	15,545	$2.6M	Reduce -0.8%
TXN Texas Instruments Inc.	0.62%	13,633	$2.6M	Add +2.1%
HD Home Depot Inc.	0.62%	6,525	$2.5M	Add +11.1%
AXS Axis Capital Holdings Ltd.	0.57%	26,405	$2.3M	Reduce -1.0%
PEP Pepsico Inc.	0.57%	15,334	$2.3M	Reduce -1.2%
ROL Rollins Inc.	0.55%	49,302	$2.3M	Reduce -0.9%
TRP TC Energy Corp.	0.54%	47,738	$2.2M	Add +1.0%
CRWD CrowdStrike Holdings Inc. Class A	0.53%	6,380	$2.2M	Add +13.1%
ADM Archer-Daniels-Midland Co.	0.51%	41,318	$2.1M	Reduce -0.7%
SYK Stryker Corp.	0.50%	5,745	$2.1M	Reduce -2.1%
NVDA Nvidia Corp.	0.50%	15,197	$2.0M	Reduce -1.4%
ROK Rockwell Automation Inc.	0.49%	7,080	$2.0M	Add +0.2%
CBOE Cboe Global Markets Inc.	0.47%	9,879	$1.9M	Reduce -0.2%
EXPD Expeditors Intl Wash Inc.	0.47%	17,415	$1.9M	Reduce -0.1%
CAT Caterpillar Inc.	0.46%	5,193	$1.9M	Reduce -0.5%
C Citigroup Inc.	0.44%	25,752	$1.8M	Add +42.2%
NSRGY Nestle SA-Spons ADR	0.44%	22,072	$1.8M	Add +7.3%
IWD iShares Russell 1000 Value E	0.42%	9,301	$1.7M	Add +3.6%
SO The Southern Co.	0.41%	20,671	$1.7M	Add +15.3%
GD General Dynamics Corp.	0.41%	6,372	$1.7M	Reduce -1.8%
CVS CVS Health Corp.	0.40%	37,054	$1.7M	Reduce -17.6%
NVS Novartis AG-Sponsored ADR	0.40%	16,826	$1.6M	Reduce -0.2%
STZ Constellation Brands Inc. Class A	0.34%	6,284	$1.4M	Add +0.3%
CHRW C.H. Robinson Worldwide Inc.	0.33%	13,119	$1.4M	Reduce -1.1%
NEE Nextera Energy Inc.	0.32%	18,566	$1.3M	Add +3.0%
O Realty Income Corp.	0.28%	21,552	$1.2M	Reduce -1.7%
GILD Gilead Sciences Inc.	0.28%	12,398	$1.1M	Add +0.4%
GPC Genuine Parts Co.	0.27%	9,595	$1.1M	Add +0.5%
SHY iShares 1-3 Year Treasury Bo	0.26%	13,135	$1.1M	Reduce -25.1%
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS	0.26%	4,794	$1.1M	Add +7.3%
XOM Exxon Mobil Corp.	0.21%	8,221	$884K	Reduce -3.1%
SHOP Shopify Inc. Class A	0.21%	8,282	$881K	No change
CARR Carrier Global Corp.	0.21%	12,892	$880K	Reduce -0.8%
IWF iShares Russell 1000 Growth	0.20%	2,023	$812K	No change
UBER Uber Technologies Inc.	0.19%	13,048	$787K	Reduce -2.5%
BAC Bank of America Corp. filed as BANK AMERICA CORP	0.17%	15,719	$691K	Add +32.6%
SHV iShares 0-1 Year Treasury Bo	0.16%	5,828	$642K	Add +33.2%
DLN Wisdomtree US Largecap Divid	0.15%	8,136	$633K	Add +0.0%
DOW Dow Inc.	0.15%	15,097	$606K	Reduce -0.6%
UNH Unitedhealth Group Inc.	0.13%	1,065	$539K	Add +0.8%
DE Deere & Co.	0.12%	1,167	$494K	Reduce -1.9%
SWK Stanley Black & Decker Inc.	0.12%	5,959	$478K	Reduce -4.8%
META Meta Platforms Inc. Class A	0.11%	743	$435K	Reduce -7.7%
PKG Packaging Corp. of America	0.10%	1,819	$410K	Add +1.1%
BHP BHP Group Ltd.-Spon ADR	0.10%	8,027	$392K	Reduce -4.4%
HUBS HubSpot Inc.	0.09%	515	$359K	No change
HRL Hormel Foods Corp.	0.08%	11,053	$347K	Reduce -59.5%
ABBNY Abb Ltd.-Spon ADR	0.08%	6,079	$327K	Reduce -2.8%
NOW ServiceNow Inc.	0.08%	305	$323K	No change
DVY iShares Select Dividend ETF	0.08%	2,438	$320K	Add +28.4%
PYLD PIMCO Multisector Bond Actv	0.08%	11,945	$310K	New
XLF SS Financial Select Sector	0.07%	6,048	$292K	New
CCI Crown Castle Inc.	0.07%	3,051	$277K	Add +1.3%
UPS United Parcel Service Class B	0.06%	2,070	$261K	Add +0.7%
YUM Yum! Brands Inc.	0.06%	1,889	$253K	Reduce -1.0%
DG Dollar General Corp.	0.06%	3,182	$241K	Reduce -9.8%
RGLD Royal Gold Inc.	0.05%	1,704	$225K	Add +0.2%
IUSV iShares Core S&P U.S. Value	0.05%	2,260	$209K	New
KVUE Kenvue Inc.	0.05%	9,772	$209K	Add +1.6%
WPM Wheaton Precious Metals Corp.	0.05%	3,692	$208K	Add +0.1%
GANX Gain Therapeutics Inc.	0.01%	16,000	$35K	New

Portfolio Sells Q3 2024 → Q4 2024


NVO Novo-Nordisk A/S-Spons ADR	Reduce -3.8%	0.81%	−0.32
ELV Elevance Health Inc.	Reduce -0.4%	0.74%	−0.28
CVS CVS Health Corp.	Reduce -17.6%	0.40%	−0.26
BOND PIMCO Active Bond Exchange-T	Sold out	0.00%	−0.25
LMT Lockheed Martin Corp.	Reduce -1.0%	1.30%	−0.24
LYB Lyondellbasell Indu Class A	Reduce -5.0%	0.68%	−0.22
BSCO Invesco Bulletshares 2024 CB	Sold out	0.00%	−0.15
QCOM Qualcomm Inc.	Reduce -1.0%	1.55%	−0.14
HRL Hormel Foods Corp.	Reduce -59.5%	0.08%	−0.12
MSFT Microsoft Corp.	Reduce -3.2%	3.94%	−0.10
XLV SS Health Care Select Sector	Reduce -0.2%	0.92%	−0.08
SHY iShares 1-3 Year Treasury Bo	Reduce -25.1%	0.26%	−0.08
ADM Archer-Daniels-Midland Co.	Reduce -0.7%	0.51%	−0.08
UL Unilever PLC	Reduce -0.2%	0.68%	−0.08
EXPD Expeditors Intl Wash Inc.	Reduce -0.1%	0.47%	−0.07
RTX RTX Corp.	Reduce -1.2%	2.13%	−0.07
GLD SPDR Gold Shares	Sold out	0.00%	−0.06
ALB Albemarle Corp.	Sold out	0.00%	−0.06
NVS Novartis AG-Sponsored ADR	Reduce -0.2%	0.40%	−0.06
PEP Pepsico Inc.	Reduce -1.2%	0.57%	−0.06
SWKS Skyworks Solutions Inc.	Sold out	0.00%	−0.06
GD General Dynamics Corp.	Reduce -1.8%	0.41%	−0.06
INTC Intel Corp.	Sold out	0.00%	−0.05
IEO iShares U.S. Oil & Gas Explo	Sold out	0.00%	−0.05
MCD McDonald's Corp.	Reduce -1.0%	1.56%	−0.05
KMB Kimberly-Clark Corp.	Reduce -0.6%	0.80%	−0.05
O Realty Income Corp.	Reduce -1.7%	0.28%	−0.05
DOW Dow Inc.	Reduce -0.6%	0.15%	−0.05
SWK Stanley Black & Decker Inc.	Reduce -4.8%	0.12%	−0.05
UBER Uber Technologies Inc.	Reduce -2.5%	0.19%	−0.05
ROL Rollins Inc.	Reduce -0.9%	0.55%	−0.04
CARR Carrier Global Corp.	Reduce -0.8%	0.21%	−0.03
CB Chubb Ltd.	Reduce -0.3%	1.53%	−0.03
BHP BHP Group Ltd.-Spon ADR	Reduce -4.4%	0.10%	−0.03
CAT Caterpillar Inc.	Reduce -0.5%	0.46%	−0.03
XOM Exxon Mobil Corp.	Reduce -3.1%	0.21%	−0.02
CHRW C.H. Robinson Worldwide Inc.	Reduce -1.1%	0.33%	−0.02
PG The Procter & Gamble Co.	Reduce -0.6%	1.40%	−0.02
DG Dollar General Corp.	Reduce -9.8%	0.06%	−0.01
DOV Dover Corp.	Reduce -1.8%	0.90%	−0.01
CBOE Cboe Global Markets Inc.	Reduce -0.2%	0.47%	−0.01
ABBNY Abb Ltd.-Spon ADR	Reduce -2.8%	0.08%	−0.01
META Meta Platforms Inc. Class A	Reduce -7.7%	0.11%	−0.00
YUM Yum! Brands Inc.	Reduce -1.0%	0.06%	−0.00
SYK Stryker Corp.	Reduce -2.1%	0.50%	+0.00
DE Deere & Co.	Reduce -1.9%	0.12%	+0.00
ABT Abbott Laboratories	Reduce -0.4%	0.92%	+0.01
COR Cencora Inc.	Reduce -0.8%	0.95%	+0.02
COST Costco Wholesale Corp.	Reduce -2.8%	0.83%	+0.03
RLI Rli Corp.	Reduce -0.8%	0.62%	+0.05

Portfolio Buys Q3 2024 → Q4 2024


BIL SS SPDR BB 1-3M T-Bill ETF	Add +26.9%	2.13%	+0.49
CSCO Cisco Systems Inc.	Add +0.9%	2.64%	+0.35
V Visa Inc. Class A	Add +1.0%	1.68%	+0.27
KMI Kinder Morgan Inc.	Add +9.3%	0.94%	+0.27
AMZN Amazon.com Inc.	Add +3.4%	0.99%	+0.20
C Citigroup Inc.	Add +42.2%	0.44%	+0.17
HON Honeywell International Inc.	Add +0.8%	1.45%	+0.17
CME Cme Group Inc.	Add +3.0%	1.63%	+0.17
CRWD CrowdStrike Holdings Inc. Class A	Add +13.1%	0.53%	+0.16
MO Altria Group Inc.	Add +0.3%	2.81%	+0.15
FANG Diamondback Energy Inc.	Add +25.5%	0.79%	+0.15
AXP American Express Co.	Add +2.4%	1.08%	+0.14
JPM JPMorgan Chase & Co.	Add +3.0%	0.84%	+0.14
GOOGL Alphabet Inc. Class A	Add +1.0%	0.90%	+0.14
BMY Bristol-Myers Squibb Co.	Add +1.3%	0.91%	+0.11
GLW Corning Inc.	Add +1.5%	1.22%	+0.11
KR Kroger Co.	Add +5.8%	0.65%	+0.09
QQQ Invesco QQQ Trust Series 1	Add +4.4%	0.69%	+0.08
PYLD PIMCO Multisector Bond Actv	New	0.08%	+0.08
XLF SS Financial Select Sector	New	0.07%	+0.07
PM Philip Morris International	Add +0.9%	2.11%	+0.06
BAC Bank of America Corp.	Add +32.6%	0.17%	+0.06
HD Home Depot Inc.	Add +11.1%	0.62%	+0.05
IUSV iShares Core S&P U.S. Value	New	0.05%	+0.05
ROK Rockwell Automation Inc.	Add +0.2%	0.49%	+0.04
SHV iShares 0-1 Year Treasury Bo	Add +33.2%	0.16%	+0.04
RPM RPM International Inc.	Add +1.3%	0.73%	+0.04
BRK.B Berkshire Hathaway Inc. Class B	Add +0.9%	1.74%	+0.04
GILD Gilead Sciences Inc.	Add +0.4%	0.28%	+0.03
SO The Southern Co.	Add +15.3%	0.41%	+0.03
VIG Vanguard Dividend Apprec ETF	Add +1.1%	0.87%	+0.02
IBM Intl Business Machines Corp.	Add +7.3%	0.26%	+0.02
DVY iShares Select Dividend ETF	Add +28.4%	0.08%	+0.02
IWD iShares Russell 1000 Value E	Add +3.6%	0.42%	+0.02
SYY Sysco Corp.	Add +0.9%	1.03%	+0.02
CVX Chevron Corp.	Add +0.5%	0.97%	+0.01
GANX Gain Therapeutics Inc.	New	0.01%	+0.01
TRP TC Energy Corp.	Add +1.0%	0.54%	+0.01
PKG Packaging Corp. of America	Add +1.1%	0.10%	+0.01
DLN Wisdomtree US Largecap Divid	Add +0.0%	0.15%	+0.00
KVUE Kenvue Inc.	Add +1.6%	0.05%	−0.00
RGLD Royal Gold Inc.	Add +0.2%	0.05%	−0.00
UPS United Parcel Service Class B	Add +0.7%	0.06%	−0.00
WPM Wheaton Precious Metals Corp.	Add +0.1%	0.05%	−0.00
SBUX Starbucks Corp.	Add +3.4%	1.01%	−0.01
WTRG Essential Utilities Inc.	Add +1.2%	0.69%	−0.01
UNH Unitedhealth Group Inc.	Add +0.8%	0.13%	−0.02
BDX Becton Dickinson and Co.	Add +1.7%	0.89%	−0.02
TGT Target Corp.	Add +9.9%	0.74%	−0.02
CCI Crown Castle Inc.	Add +1.3%	0.07%	−0.02

All Filings

Quarter	Positions	13F Reported Value	Top Holdings
Q2 2026	142	$514.7M	AAPL, CSCO, GLW, MO, JNJ
Q1 2026	133	$480.5M	AAPL, JNJ, MO, BIL, CSCO
Q4 2025	134	$474.5M	AAPL, MSFT, BIL, CSCO, JNJ
Q3 2025	129	$461.3M	AAPL, MSFT, MO, BIL, CSCO
Q2 2025	125	$441.4M	AAPL, MSFT, BIL, MO, PM
Q1 2025	127	$431.4M	AAPL, MSFT, MO, BIL, PM
Q4 2024	123	$412.0M	AAPL, MSFT, MO, CSCO, JNJ
Q3 2024	126	$423.3M	AAPL, MSFT, MO, AMGN, JNJ
Q2 2024	126	$394.2M	AAPL, MSFT, AMGN, MO, JNJ
Q1 2024	126	$394.1M	AAPL, MSFT, JNJ, MO, AMGN