Benedict Financial Advisors Inc.
In its 13F for Q4 2025 (holdings as of December 31, 2025, filed January 27, 2026), Benedict Financial Advisors Inc. reported 134 stock positions worth $474.5 million. Its top holding was Apple (AAPL) at 5.0% of the portfolio, followed by Microsoft (MSFT, 3.5%) and SS SPDR BB 1-3M T-Bill ETF (BIL, 3.0%). Compared with Q3 2025, it opened 6 new positions, sold out of 1, added to 71 and reduced 51. The biggest buy was a new position in Nike Class B (NKE) and the biggest sale Altria (MO, shares −0%).
- Most Recent 13F
- Q2 2026
- Location
- ATLANTA, GA
- CIK
- 0000711089
- Portfolio Value
- $474.5M (Q4 2025)
- SEC Filing
- 0001398344-26-001303 ↗ filed Jan 27, 2026
Holdings Value
Holdings 134 stocks · $474.5M
| AAPL Apple Inc. | 5.02% | 87,665 | $23.8M | Reduce -2.7% |
| MSFT Microsoft Corp. | 3.52% | 34,555 | $16.7M | Reduce -1.9% |
| BIL SS SPDR BB 1-3M T-Bill ETF | 3.04% | 157,737 | $14.4M | Add +2.4% |
| CSCO Cisco Systems Inc. | 2.97% | 182,820 | $14.1M | Reduce -0.7% |
| JNJ Johnson & Johnson | 2.73% | 62,552 | $12.9M | Reduce -0.1% |
| RTX RTX Corp. | 2.68% | 69,309 | $12.7M | Reduce -3.4% |
| MO Altria Group Inc. | 2.68% | 220,144 | $12.7M | Reduce -0.0% |
| PM Philip Morris International | 2.39% | 70,745 | $11.3M | Add +0.4% |
| AMGN Amgen Inc. | 2.32% | 33,661 | $11.0M | Add +0.1% |
| ABBV Abbvie Inc. | 2.26% | 46,994 | $10.7M | Reduce -0.0% |
| TRV The Travelers Cos Inc. | 2.17% | 35,502 | $10.3M | Add +0.0% |
| GLW Corning Inc. | 1.78% | 96,347 | $8.4M | Reduce -5.7% |
| CME Cme Group Inc. | 1.74% | 30,273 | $8.3M | Add +0.3% |
| V Visa Inc. Class A | 1.60% | 21,602 | $7.6M | Add +0.1% |
| BRK.B Berkshire Hathaway Inc. Class B | 1.58% | 14,947 | $7.5M | Reduce -1.3% |
| MDT Medtronic PLC | 1.54% | 75,957 | $7.3M | Add +0.4% |
| QCOM Qualcomm Inc. | 1.53% | 42,465 | $7.3M | Add +0.5% |
| CB Chubb Ltd. | 1.53% | 23,247 | $7.3M | Add +0.7% |
| VZ Verizon Communications Inc. | 1.49% | 173,712 | $7.1M | Reduce -0.7% |
| MCD McDonald's Corp. | 1.40% | 21,798 | $6.7M | Reduce -0.6% |
| LMT Lockheed Martin Corp. | 1.23% | 12,092 | $5.8M | Add +5.3% |
| DUK Duke Energy Corp. | 1.22% | 49,268 | $5.8M | Add +1.3% |
| COR Cencora Inc. | 1.17% | 16,411 | $5.5M | Reduce -1.9% |
| HSY The Hershey Co. | 1.17% | 30,379 | $5.5M | Add +0.9% |
| AXP American Express Co. | 1.14% | 14,575 | $5.4M | Reduce -1.8% |
| HON Honeywell International Inc. | 1.12% | 27,150 | $5.3M | Add +1.6% |
| WMT Walmart Inc. | 1.11% | 47,208 | $5.3M | Reduce -0.7% |
| KO The Coca-Cola Co. | 1.11% | 75,039 | $5.2M | Add +0.5% |
| PG The Procter & Gamble Co. | 1.05% | 34,663 | $5.0M | Add +0.6% |
| EMR Emerson Electric Co. | 0.98% | 35,094 | $4.7M | Reduce -1.3% |
| ADP Automatic Data Processing | 0.97% | 17,872 | $4.6M | Reduce -0.7% |
| CVX Chevron Corp. | 0.97% | 30,083 | $4.6M | Add +3.6% |
| AMZN Amazon.com Inc. | 0.96% | 19,718 | $4.6M | Add +6.0% |
| GIS General Mills Inc. | 0.95% | 96,662 | $4.5M | Add +1.6% |
| KMI Kinder Morgan Inc. | 0.94% | 162,412 | $4.5M | Add +2.7% |
| JPM JPMorgan Chase & Co. | 0.91% | 13,462 | $4.3M | Add +3.0% |
| SYY Sysco Corp. | 0.91% | 58,283 | $4.3M | Add +1.1% |
| XLV SS Health Care Select Sector | 0.89% | 27,416 | $4.2M | Add +2.1% |
| ABT Abbott Laboratories | 0.85% | 32,328 | $4.1M | Reduce -0.4% |
| SBUX Starbucks Corp. | 0.83% | 46,609 | $3.9M | Reduce -2.3% |
| QQQ Invesco QQQ Trust Series 1 | 0.82% | 6,366 | $3.9M | Add +18.4% |
| DOV Dover Corp. | 0.79% | 19,213 | $3.8M | Reduce -0.5% |
| VIG Vanguard Dividend Apprec ETF | 0.78% | 16,875 | $3.7M | Reduce -0.4% |
| BMY Bristol-Myers Squibb Co. | 0.78% | 68,637 | $3.7M | Add +5.9% |
| BDX Becton Dickinson and Co. | 0.77% | 18,844 | $3.7M | Add +2.9% |
| RNR Renaissancere Holdings Ltd. | 0.77% | 12,926 | $3.6M | Add +1.2% |
| FANG Diamondback Energy Inc. | 0.75% | 23,596 | $3.5M | Reduce -0.2% |
| NVDA Nvidia Corp. | 0.69% | 17,519 | $3.3M | Add +11.8% |
| ICE Intercontinental Exchange Inc. | 0.67% | 19,527 | $3.2M | Add +1.6% |
| ELV Elevance Health Inc. | 0.66% | 8,894 | $3.1M | Add +1.7% |
| KR Kroger Co. | 0.65% | 49,400 | $3.1M | Add +2.6% |
| ROL Rollins Inc. | 0.63% | 50,159 | $3.0M | Reduce -0.0% |
| COST Costco Wholesale Corp. | 0.62% | 3,417 | $2.9M | Reduce -0.5% |
| CRWD CrowdStrike Holdings Inc. Class A | 0.62% | 6,279 | $2.9M | Add +0.7% |
| UL Unilever PLC-Sponsored ADR | 0.61% | 44,033 | $2.9M | Add +0.8% |
| LAMR Lamar Advertising Co. Class A | 0.61% | 22,699 | $2.9M | Add +47.8% |
| AXS Axis Capital Holdings Ltd. | 0.60% | 26,673 | $2.9M | Reduce -0.1% |
| CAT Caterpillar Inc. | 0.60% | 4,931 | $2.8M | Reduce -1.7% |
| LOW Lowe's Cos Inc. | 0.59% | 11,559 | $2.8M | Add +3.1% |
| KMB Kimberly-Clark Corp. | 0.58% | 27,212 | $2.7M | Add +1.3% |
| CVS CVS Health Corp. | 0.57% | 34,129 | $2.7M | Add +2.8% |
| TRP TC Energy Corp. | 0.57% | 49,126 | $2.7M | Add +0.7% |
| ROK Rockwell Automation Inc. | 0.57% | 6,929 | $2.7M | Add +0.0% |
| DLR Digital Realty Trust Inc. | 0.57% | 17,397 | $2.7M | Reduce -0.5% |
| RPM RPM International Inc. | 0.56% | 25,349 | $2.6M | Add +4.1% |
| EXPD Expeditors Intl Wash Inc. | 0.54% | 17,135 | $2.6M | Reduce -0.6% |
| CBOE Cboe Global Markets Inc. | 0.53% | 10,100 | $2.5M | Reduce -0.2% |
| ADM Archer-Daniels-Midland Co. | 0.53% | 43,550 | $2.5M | Add +1.0% |
| GOOGL Alphabet Inc. Class A | 0.52% | 7,804 | $2.4M | Add +14.8% |
| NVS Novartis AG-Sponsored ADR | 0.51% | 17,478 | $2.4M | Reduce -0.2% |
| TGT Target Corp. | 0.51% | 24,569 | $2.4M | Reduce 0.0% |
| TXN Texas Instruments Inc. | 0.50% | 13,764 | $2.4M | Add +0.1% |
| NSRGY Nestle SA-Spons ADR | 0.49% | 23,682 | $2.3M | Add +1.4% |
| GD General Dynamics Corp. | 0.49% | 6,948 | $2.3M | Add +4.0% |
| C Citigroup Inc. | 0.49% | 19,816 | $2.3M | Add +1.6% |
| HD Home Depot Inc. | 0.45% | 6,271 | $2.2M | Reduce -1.4% |
| WTRG Essential Utilities Inc. | 0.45% | 55,930 | $2.1M | Reduce -5.6% |
| CTRA Coterra Energy Inc. | 0.45% | 80,333 | $2.1M | Add +9.4% |
| BA The Boeing Co. | 0.44% | 9,611 | $2.1M | Reduce -3.0% |
| DEO Diageo PLC-Sponsored ADR | 0.44% | 24,183 | $2.1M | Reduce -7.9% |
| PEP Pepsico Inc. | 0.44% | 14,446 | $2.1M | Reduce -3.1% |
| CHRW C.H. Robinson Worldwide Inc. | 0.43% | 12,755 | $2.1M | Reduce -3.2% |
| SYK Stryker Corp. | 0.42% | 5,690 | $2.0M | Reduce -0.7% |
| GPN Global Payments Inc. | 0.42% | 25,469 | $2.0M | Add +93.3% |
| RLI Rli Corp. | 0.41% | 30,675 | $2.0M | Add +2.5% |
| OKE Oneok Inc. | 0.41% | 26,216 | $1.9M | Add +77.4% |
| IWD iShares Russell 1000 Value E | 0.40% | 9,064 | $1.9M | Add +0.4% |
| SO The Southern Co. | 0.39% | 21,469 | $1.9M | Add +3.1% |
| NVO Novo-Nordisk A/S-Spons ADR | 0.38% | 35,527 | $1.8M | Reduce -0.7% |
| NEE Nextera Energy Inc. | 0.33% | 19,745 | $1.6M | Add +0.5% |
| GILD Gilead Sciences Inc. | 0.31% | 12,102 | $1.5M | Reduce -2.5% |
| SHV iShares 0-1 Year Treasury Bo | 0.31% | 13,284 | $1.5M | Add +7.7% |
| UBER Uber Technologies Inc. | 0.29% | 16,989 | $1.4M | No change |
| O Realty Income Corp. | 0.29% | 24,360 | $1.4M | Add +2.8% |
| DIS The Walt Disney Co. filed as DISNEY WALT CO | 0.28% | 11,881 | $1.4M | Reduce -18.5% |
| NKE Nike Inc. Class B | 0.28% | 20,954 | $1.3M | New |
| SHY iShares 1-3 Year Treasury Bo | 0.26% | 15,092 | $1.2M | Reduce -1.3% |
| STZ Constellation Brands Inc. Class A | 0.26% | 8,900 | $1.2M | Reduce -1.8% |
| GPC Genuine Parts Co. | 0.25% | 9,683 | $1.2M | Add +0.2% |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 0.25% | 3,941 | $1.2M | Add +0.5% |
Portfolio Sells Q3 2025 → Q4 2025
| MO Altria Group Inc. | Reduce -0.0% | 2.68% | −0.48 |
| MSFT Microsoft Corp. | Reduce -1.9% | 3.52% | −0.43 |
| ADP Automatic Data Processing | Reduce -0.7% | 0.97% | −0.18 |
| VZ Verizon Communications Inc. | Reduce -0.7% | 1.49% | −0.18 |
| LYB Lyondellbasell Indu Class A | Reduce -62.6% | 0.07% | −0.15 |
| DEO Diageo PLC-Sponsored ADR | Reduce -7.9% | 0.44% | −0.10 |
| HD Home Depot Inc. | Reduce -1.4% | 0.45% | −0.10 |
| ABBV Abbvie Inc. | Reduce -0.0% | 2.26% | −0.10 |
| ABT Abbott Laboratories | Reduce -0.4% | 0.85% | −0.09 |
| DLR Digital Realty Trust Inc. | Reduce -0.5% | 0.57% | −0.09 |
| DIS The Walt Disney Co. | Reduce -18.5% | 0.28% | −0.08 |
| COST Costco Wholesale Corp. | Reduce -0.5% | 0.62% | −0.07 |
| BRK.B Berkshire Hathaway Inc. Class B | Reduce -1.3% | 1.58% | −0.07 |
| WTRG Essential Utilities Inc. | Reduce -5.6% | 0.45% | −0.06 |
| NVO Novo-Nordisk A/S-Spons ADR | Reduce -0.7% | 0.38% | −0.05 |
| SBUX Starbucks Corp. | Reduce -2.3% | 0.83% | −0.05 |
| MCD McDonald's Corp. | Reduce -0.6% | 1.40% | −0.04 |
| GLW Corning Inc. | Reduce -5.7% | 1.78% | −0.04 |
| SYK Stryker Corp. | Reduce -0.7% | 0.42% | −0.04 |
| EMR Emerson Electric Co. | Reduce -1.3% | 0.98% | −0.03 |
| BA The Boeing Co. | Reduce -3.0% | 0.44% | −0.02 |
| UNH Unitedhealth Group Inc. | Reduce -17.7% | 0.06% | −0.02 |
| PEP Pepsico Inc. | Reduce -3.1% | 0.44% | −0.02 |
| SHY iShares 1-3 Year Treasury Bo | Reduce -1.3% | 0.26% | −0.01 |
| VIG Vanguard Dividend Apprec ETF | Reduce -0.4% | 0.78% | −0.01 |
| SWK Stanley Black & Decker Inc. | Reduce -4.5% | 0.09% | −0.01 |
| MKTX Marketaxess Holdings Inc. | Reduce -10.7% | 0.06% | −0.01 |
| RIG Transocean Ltd. | Sold out | 0.00% | −0.01 |
| STZ Constellation Brands Inc. Class A | Reduce -1.8% | 0.26% | −0.01 |
| ROL Rollins Inc. | Reduce -0.0% | 0.63% | −0.00 |
| CBOE Cboe Global Markets Inc. | Reduce -0.2% | 0.53% | −0.00 |
| DVY iShares Select Dividend ETF | Reduce -0.8% | 0.07% | −0.00 |
| SIEGY Siemens AG-Spons ADR | Reduce -6.6% | 0.05% | −0.00 |
| XLF SS Financial Select Sector | Reduce -1.3% | 0.06% | −0.00 |
| XOM Exxon Mobil Corp. | Reduce -1.5% | 0.11% | +0.00 |
| BAC Bank of America Corp. | Reduce -0.2% | 0.18% | +0.01 |
| FANG Diamondback Energy Inc. | Reduce -0.2% | 0.75% | +0.01 |
| GILD Gilead Sciences Inc. | Reduce -2.5% | 0.31% | +0.01 |
| NVS Novartis AG-Sponsored ADR | Reduce -0.2% | 0.51% | +0.02 |
| TGT Target Corp. | Reduce 0.0% | 0.51% | +0.03 |
| COR Cencora Inc. | Reduce -1.9% | 1.17% | +0.04 |
| WMT Walmart Inc. | Reduce -0.7% | 1.11% | +0.05 |
| AAPL Apple Inc. | Reduce -2.7% | 5.02% | +0.05 |
| AXS Axis Capital Holdings Ltd. | Reduce -0.1% | 0.60% | +0.05 |
| CHRW C.H. Robinson Worldwide Inc. | Reduce -3.2% | 0.43% | +0.05 |
| AXP American Express Co. | Reduce -1.8% | 1.14% | +0.07 |
| CAT Caterpillar Inc. | Reduce -1.7% | 0.60% | +0.08 |
| RTX RTX Corp. | Reduce -3.4% | 2.68% | +0.08 |
| EXPD Expeditors Intl Wash Inc. | Reduce -0.6% | 0.54% | +0.08 |
| DOV Dover Corp. | Reduce -0.5% | 0.79% | +0.09 |
Portfolio Buys Q3 2025 → Q4 2025
| NKE Nike Inc. Class B | New | 0.28% | +0.28 |
| AMGN Amgen Inc. | Add +0.1% | 2.32% | +0.26 |
| LAMR Lamar Advertising Co. Class A | Add +47.8% | 0.61% | +0.20 |
| GPN Global Payments Inc. | Add +93.3% | 0.42% | +0.18 |
| OKE Oneok Inc. | Add +77.4% | 0.41% | +0.17 |
| GOOGL Alphabet Inc. Class A | Add +14.8% | 0.52% | +0.16 |
| BMY Bristol-Myers Squibb Co. | Add +5.9% | 0.78% | +0.15 |
| SPY SS SPDR S&P 500 ETF Trust-US | New | 0.13% | +0.13 |
| QQQ Invesco QQQ Trust Series 1 | Add +18.4% | 0.82% | +0.12 |
| CB Chubb Ltd. | Add +0.7% | 1.53% | +0.12 |
| XLV SS Health Care Select Sector | Add +2.1% | 0.89% | +0.08 |
| VOO Vanguard S&P 500 ETF | New | 0.08% | +0.08 |
| AVGO Broadcom Inc. | New | 0.08% | +0.08 |
| AMZN Amazon.com Inc. | Add +6.0% | 0.96% | +0.07 |
| CTRA Coterra Energy Inc. | Add +9.4% | 0.45% | +0.07 |
| RNR Renaissancere Holdings Ltd. | Add +1.2% | 0.77% | +0.06 |
| C Citigroup Inc. | Add +1.6% | 0.49% | +0.06 |
| NVDA Nvidia Corp. | Add +11.8% | 0.69% | +0.05 |
| PYLD PIMCO Multisector Bond Actv | Add +81.8% | 0.12% | +0.05 |
| INGR Ingredion Inc. | New | 0.04% | +0.04 |
| ELV Elevance Health Inc. | Add +1.7% | 0.66% | +0.04 |
| ROK Rockwell Automation Inc. | Add +0.0% | 0.57% | +0.04 |
| CRM Salesforce Inc. | New | 0.04% | +0.04 |
| KO The Coca-Cola Co. | Add +0.5% | 1.11% | +0.03 |
| NSRGY Nestle SA-Spons ADR | Add +1.4% | 0.49% | +0.03 |
| CVS CVS Health Corp. | Add +2.8% | 0.57% | +0.03 |
| BDX Becton Dickinson and Co. | Add +2.9% | 0.77% | +0.03 |
| TRV The Travelers Cos Inc. | Add +0.0% | 2.17% | +0.02 |
| JPM JPMorgan Chase & Co. | Add +3.0% | 0.91% | +0.02 |
| QLTY GMO U.S. Quality ETF | Add +33.3% | 0.07% | +0.02 |
| META Meta Platforms Inc. Class A | Add +32.6% | 0.14% | +0.02 |
| DG Dollar General Corp. | Add +0.3% | 0.07% | +0.01 |
| SHV iShares 0-1 Year Treasury Bo | Add +7.7% | 0.31% | +0.01 |
| NEE Nextera Energy Inc. | Add +0.5% | 0.33% | +0.01 |
| GANX Gain Therapeutics Inc. | Add +8.6% | 0.03% | +0.01 |
| SII Sprott Inc. | Add +0.4% | 0.08% | +0.01 |
| QCOM Qualcomm Inc. | Add +0.5% | 1.53% | +0.01 |
| IBM Intl Business Machines Corp. | Add +0.5% | 0.25% | +0.01 |
| RGLD Royal Gold Inc. | Add +0.1% | 0.08% | +0.01 |
| IWD iShares Russell 1000 Value E | Add +0.4% | 0.40% | +0.00 |
| WPM Wheaton Precious Metals Corp. | Add +0.1% | 0.09% | +0.00 |
| V Visa Inc. Class A | Add +0.1% | 1.60% | +0.00 |
| GD General Dynamics Corp. | Add +4.0% | 0.49% | −0.00 |
| DE Deere & Co. | Add +0.2% | 0.11% | −0.00 |
| YUM Yum! Brands Inc. | Add +0.2% | 0.06% | −0.00 |
| DLN Wisdomtree US Largecap Divid | Add +0.0% | 0.15% | −0.00 |
| PKG Packaging Corp. of America | Add +5.1% | 0.08% | −0.00 |
| TRP TC Energy Corp. | Add +0.7% | 0.57% | −0.01 |
| NOW ServiceNow Inc. | Add +8.5% | 0.05% | −0.01 |
| T AT&T Inc. | Add +0.7% | 0.05% | −0.01 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 142 | $514.7M | AAPL, CSCO, GLW, MO, JNJ |
| Q1 2026 | 133 | $480.5M | AAPL, JNJ, MO, BIL, CSCO |
| Q4 2025 | 134 | $474.5M | AAPL, MSFT, BIL, CSCO, JNJ |
| Q3 2025 | 129 | $461.3M | AAPL, MSFT, MO, BIL, CSCO |
| Q2 2025 | 125 | $441.4M | AAPL, MSFT, BIL, MO, PM |
| Q1 2025 | 127 | $431.4M | AAPL, MSFT, MO, BIL, PM |
| Q4 2024 | 123 | $412.0M | AAPL, MSFT, MO, CSCO, JNJ |
| Q3 2024 | 126 | $423.3M | AAPL, MSFT, MO, AMGN, JNJ |
| Q2 2024 | 126 | $394.2M | AAPL, MSFT, AMGN, MO, JNJ |
| Q1 2024 | 126 | $394.1M | AAPL, MSFT, JNJ, MO, AMGN |