Benedict Financial Advisors Inc.
In its 13F for Q1 2025 (holdings as of March 31, 2025, filed May 7, 2025), Benedict Financial Advisors Inc. reported 127 stock positions worth $431.4 million. Its top holding was Apple (AAPL) at 4.8% of the portfolio, followed by Microsoft (MSFT, 3.2%) and Altria (MO, 3.1%). Compared with Q4 2024, it opened 6 new positions, sold out of 2, added to 55 and reduced 63. The biggest buy was SS SPDR BB 1-3M T-Bill ETF (BIL, shares +42%) and the biggest sale Apple (AAPL, shares −5%).
- Most Recent 13F
- Q2 2026
- Location
- ATLANTA, GA
- CIK
- 0000711089
- Portfolio Value
- $431.4M (Q1 2025)
- SEC Filing
- 0001398344-25-008854 ↗ filed May 7, 2025
Holdings Value
Holdings 127 stocks · $431.4M
| AAPL Apple Inc. | 4.83% | 93,742 | $20.8M | Reduce -4.8% |
| MSFT Microsoft Corp. | 3.24% | 37,282 | $14.0M | Reduce -3.1% |
| MO Altria Group Inc. | 3.08% | 221,262 | $13.3M | Reduce -0.0% |
| BIL SS SPDR BB 1-3M T-Bill ETF | 2.91% | 137,005 | $12.6M | Add +42.5% |
| PM Philip Morris International | 2.68% | 72,813 | $11.6M | Add +1.0% |
| CSCO Cisco Systems Inc. | 2.62% | 183,273 | $11.3M | Reduce -0.2% |
| AMGN Amgen Inc. | 2.39% | 33,099 | $10.3M | Add +1.7% |
| JNJ Johnson & Johnson | 2.38% | 61,924 | $10.3M | Add +0.6% |
| RTX RTX Corp. | 2.29% | 74,442 | $9.9M | Reduce -1.9% |
| ABBV Abbvie Inc. | 2.24% | 46,018 | $9.6M | Add +0.4% |
| TRV The Travelers Cos Inc. | 2.20% | 35,896 | $9.5M | Reduce -0.8% |
| BRK.B Berkshire Hathaway Inc. Class B | 1.93% | 15,614 | $8.3M | Reduce -1.2% |
| CME Cme Group Inc. | 1.82% | 29,643 | $7.9M | Add +2.7% |
| VZ Verizon Communications Inc. | 1.80% | 170,886 | $7.8M | Add +0.2% |
| V Visa Inc. Class A | 1.77% | 21,760 | $7.6M | Reduce -0.4% |
| CB Chubb Ltd. | 1.61% | 23,028 | $7.0M | Add +1.1% |
| MCD McDonald's Corp. | 1.60% | 22,106 | $6.9M | Reduce -0.1% |
| MDT Medtronic PLC | 1.56% | 74,758 | $6.7M | Add +1.4% |
| QCOM Qualcomm Inc. | 1.47% | 41,275 | $6.3M | Reduce -0.7% |
| DUK Duke Energy Corp. | 1.36% | 48,229 | $5.9M | Add +1.1% |
| PG The Procter & Gamble Co. | 1.36% | 34,305 | $5.8M | Reduce -0.0% |
| ADP Automatic Data Processing | 1.32% | 18,591 | $5.7M | Reduce -2.0% |
| KO The Coca-Cola Co. | 1.31% | 78,903 | $5.7M | Reduce -0.3% |
| HON Honeywell International Inc. | 1.31% | 26,634 | $5.6M | Add +0.5% |
| GIS General Mills Inc. | 1.24% | 89,630 | $5.4M | Add +2.0% |
| LMT Lockheed Martin Corp. | 1.17% | 11,257 | $5.0M | Add +1.9% |
| HSY The Hershey Co. | 1.15% | 29,063 | $5.0M | Add +3.5% |
| GLW Corning Inc. | 1.12% | 105,117 | $4.8M | Reduce -0.8% |
| COR Cencora Inc. | 1.10% | 17,056 | $4.7M | Reduce -1.8% |
| CVX Chevron Corp. | 1.10% | 28,343 | $4.7M | Add +3.1% |
| SBUX Starbucks Corp. | 1.05% | 46,170 | $4.5M | Add +1.4% |
| WMT Walmart Inc. | 1.02% | 50,122 | $4.4M | Reduce -7.2% |
| ABT Abbott Laboratories | 1.02% | 33,069 | $4.4M | Reduce -1.3% |
| KMI Kinder Morgan Inc. | 0.98% | 148,112 | $4.2M | Add +4.9% |
| SYY Sysco Corp. | 0.98% | 56,073 | $4.2M | Add +1.0% |
| BMY Bristol-Myers Squibb Co. | 0.94% | 66,567 | $4.1M | Add +0.7% |
| XLV SS Health Care Select Sector | 0.94% | 27,765 | $4.1M | Add +0.4% |
| EMR Emerson Electric Co. | 0.92% | 36,237 | $4.0M | Reduce -3.0% |
| AXP American Express Co. | 0.91% | 14,638 | $3.9M | Reduce -2.5% |
| BDX Becton Dickinson and Co. | 0.90% | 16,980 | $3.9M | Add +5.2% |
| ELV Elevance Health Inc. | 0.83% | 8,279 | $3.6M | Add +0.8% |
| FANG Diamondback Energy Inc. | 0.83% | 22,436 | $3.6M | Add +12.7% |
| KMB Kimberly-Clark Corp. | 0.83% | 25,213 | $3.6M | Add +0.7% |
| VIG Vanguard Dividend Apprec ETF | 0.80% | 17,754 | $3.4M | Reduce -3.0% |
| DOV Dover Corp. | 0.79% | 19,359 | $3.4M | Reduce -1.6% |
| AMZN Amazon.com Inc. | 0.78% | 17,681 | $3.4M | Reduce -5.2% |
| JPM JPMorgan Chase & Co. | 0.78% | 13,640 | $3.3M | Reduce -5.2% |
| COST Costco Wholesale Corp. | 0.78% | 3,537 | $3.3M | Reduce -5.7% |
| ICE Intercontinental Exchange Inc. | 0.74% | 18,463 | $3.2M | Add +5.7% |
| KR Kroger Co. | 0.73% | 46,369 | $3.1M | Add +5.3% |
| RNR Renaissancere Holdings Ltd. | 0.70% | 12,535 | $3.0M | Reduce -0.5% |
| UL Unilever PLC | 0.68% | 49,146 | $2.9M | Reduce -0.1% |
| WTRG Essential Utilities Inc. | 0.68% | 73,982 | $2.9M | Reduce -4.8% |
| GOOGL Alphabet Inc. Class A | 0.67% | 18,582 | $2.9M | Reduce -5.2% |
| RPM RPM International Inc. | 0.65% | 24,298 | $2.8M | Reduce -0.3% |
| DEO Diageo PLC-Sponsored ADR | 0.65% | 26,665 | $2.8M | Reduce -1.0% |
| ROL Rollins Inc. | 0.62% | 49,756 | $2.7M | Add +0.9% |
| LOW Lowe's Cos Inc. | 0.62% | 11,408 | $2.7M | Reduce -2.5% |
| AXS Axis Capital Holdings Ltd. | 0.61% | 26,421 | $2.6M | Add +0.1% |
| NVO Novo-Nordisk A/S-Spons ADR | 0.61% | 37,757 | $2.6M | Reduce -2.1% |
| LYB Lyondellbasell Indu Class A | 0.60% | 36,761 | $2.6M | Reduce -2.4% |
| DLR Digital Realty Trust Inc. | 0.58% | 17,459 | $2.5M | Reduce -0.3% |
| TGT Target Corp. | 0.57% | 23,725 | $2.5M | Add +5.5% |
| TXN Texas Instruments Inc. | 0.57% | 13,734 | $2.5M | Add +0.7% |
| RLI Rli Corp. | 0.57% | 30,621 | $2.5M | Reduce -1.5% |
| QQQ Invesco QQQ Trust Series 1 | 0.55% | 5,063 | $2.4M | Reduce -8.3% |
| HD Home Depot Inc. | 0.55% | 6,463 | $2.4M | Reduce -0.9% |
| PEP Pepsico Inc. | 0.53% | 15,153 | $2.3M | Reduce -1.2% |
| NSRGY Nestle SA-Spons ADR | 0.53% | 22,433 | $2.3M | Add +1.6% |
| TRP TC Energy Corp. | 0.52% | 47,922 | $2.3M | Add +0.4% |
| CBOE Cboe Global Markets Inc. | 0.52% | 9,844 | $2.2M | Reduce -0.3% |
| CVS CVS Health Corp. | 0.52% | 32,862 | $2.2M | Reduce -11.3% |
| CRWD CrowdStrike Holdings Inc. Class A | 0.51% | 6,263 | $2.2M | Reduce -1.8% |
| SYK Stryker Corp. | 0.50% | 5,739 | $2.1M | Reduce -0.1% |
| EXPD Expeditors Intl Wash Inc. | 0.48% | 17,284 | $2.1M | Reduce -0.8% |
| ADM Archer-Daniels-Midland Co. | 0.48% | 43,257 | $2.1M | Add +4.7% |
| NVS Novartis AG-Sponsored ADR | 0.45% | 17,427 | $1.9M | Add +3.6% |
| SO The Southern Co. | 0.44% | 20,692 | $1.9M | Add +0.1% |
| ROK Rockwell Automation Inc. | 0.42% | 7,031 | $1.8M | Reduce -0.7% |
| IWD iShares Russell 1000 Value E | 0.41% | 9,336 | $1.8M | Add +0.4% |
| GD General Dynamics Corp. | 0.41% | 6,423 | $1.8M | Add +0.8% |
| CAT Caterpillar Inc. | 0.39% | 5,090 | $1.7M | Reduce -2.0% |
| NVDA Nvidia Corp. | 0.39% | 15,457 | $1.7M | Add +1.7% |
| C Citigroup Inc. | 0.33% | 20,182 | $1.4M | Reduce -21.6% |
| BA The Boeing Co. | 0.33% | 8,238 | $1.4M | New |
| STZ Constellation Brands Inc. Class A | 0.32% | 7,633 | $1.4M | Add +21.5% |
| GILD Gilead Sciences Inc. | 0.32% | 12,326 | $1.4M | Reduce -0.6% |
| CHRW C.H. Robinson Worldwide Inc. | 0.31% | 13,243 | $1.4M | Add +0.9% |
| NEE Nextera Energy Inc. | 0.31% | 18,686 | $1.3M | Add +0.7% |
| O Realty Income Corp. | 0.29% | 21,869 | $1.3M | Add +1.5% |
| UBER Uber Technologies Inc. | 0.29% | 16,907 | $1.2M | Add +29.6% |
| GPC Genuine Parts Co. | 0.27% | 9,630 | $1.1M | Add +0.4% |
| SHY iShares 1-3 Year Treasury Bo | 0.26% | 13,536 | $1.1M | Add +3.0% |
| SHV iShares 0-1 Year Treasury Bo | 0.24% | 9,472 | $1.0M | Add +62.5% |
| XOM Exxon Mobil Corp. | 0.23% | 8,218 | $977K | Reduce -0.0% |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 0.22% | 3,753 | $933K | Reduce -21.7% |
| OKE Oneok Inc. | 0.19% | 8,215 | $815K | New |
| CARR Carrier Global Corp. | 0.19% | 12,814 | $812K | Reduce -0.6% |
| CTRA Coterra Energy Inc. | 0.16% | 24,028 | $694K | New |
| BAC Bank of America Corp. filed as BANK AMERICA CORP | 0.15% | 15,868 | $662K | Add +0.9% |
Portfolio Sells Q4 2024 → Q1 2025
| AAPL Apple Inc. | Reduce -4.8% | 4.83% | −1.16 |
| MSFT Microsoft Corp. | Reduce -3.1% | 3.24% | −0.69 |
| GOOGL Alphabet Inc. Class A | Reduce -5.2% | 0.67% | −0.23 |
| AMZN Amazon.com Inc. | Reduce -5.2% | 0.78% | −0.21 |
| EMR Emerson Electric Co. | Reduce -3.0% | 0.92% | −0.20 |
| NVO Novo-Nordisk A/S-Spons ADR | Reduce -2.1% | 0.61% | −0.20 |
| DEO Diageo PLC-Sponsored ADR | Reduce -1.0% | 0.65% | −0.18 |
| DLR Digital Realty Trust Inc. | Reduce -0.3% | 0.58% | −0.17 |
| AXP American Express Co. | Reduce -2.5% | 0.91% | −0.17 |
| WMT Walmart Inc. | Reduce -7.2% | 1.02% | −0.16 |
| QQQ Invesco QQQ Trust Series 1 | Reduce -8.3% | 0.55% | −0.13 |
| SHOP Shopify Inc. Class A | Reduce -55.0% | 0.08% | −0.13 |
| C Citigroup Inc. | Reduce -21.6% | 0.33% | −0.11 |
| DOV Dover Corp. | Reduce -1.6% | 0.79% | −0.11 |
| GLW Corning Inc. | Reduce -0.8% | 1.12% | −0.11 |
| LOW Lowe's Cos Inc. | Reduce -2.5% | 0.62% | −0.08 |
| HRL Hormel Foods Corp. | Sold out | 0.00% | −0.08 |
| QCOM Qualcomm Inc. | Reduce -0.7% | 1.47% | −0.08 |
| LYB Lyondellbasell Indu Class A | Reduce -2.4% | 0.60% | −0.08 |
| RPM RPM International Inc. | Reduce -0.3% | 0.65% | −0.08 |
| VIG Vanguard Dividend Apprec ETF | Reduce -3.0% | 0.80% | −0.07 |
| ROK Rockwell Automation Inc. | Reduce -0.7% | 0.42% | −0.07 |
| CAT Caterpillar Inc. | Reduce -2.0% | 0.39% | −0.07 |
| HD Home Depot Inc. | Reduce -0.9% | 0.55% | −0.07 |
| RNR Renaissancere Holdings Ltd. | Reduce -0.5% | 0.70% | −0.06 |
| JPM JPMorgan Chase & Co. | Reduce -5.2% | 0.78% | −0.06 |
| COST Costco Wholesale Corp. | Reduce -5.7% | 0.78% | −0.06 |
| RLI Rli Corp. | Reduce -1.5% | 0.57% | −0.05 |
| IUSV iShares Core S&P U.S. Value | Sold out | 0.00% | −0.05 |
| DOW Dow Inc. | Reduce -18.9% | 0.10% | −0.05 |
| IWF iShares Russell 1000 Growth | Reduce -9.8% | 0.15% | −0.04 |
| PG The Procter & Gamble Co. | Reduce -0.0% | 1.36% | −0.04 |
| IBM Intl Business Machines Corp. | Reduce -21.7% | 0.22% | −0.04 |
| PEP Pepsico Inc. | Reduce -1.2% | 0.53% | −0.04 |
| ADP Automatic Data Processing | Reduce -2.0% | 1.32% | −0.03 |
| CARR Carrier Global Corp. | Reduce -0.6% | 0.19% | −0.03 |
| CRWD CrowdStrike Holdings Inc. Class A | Reduce -1.8% | 0.51% | −0.02 |
| PKG Packaging Corp. of America | Reduce -1.0% | 0.08% | −0.02 |
| CSCO Cisco Systems Inc. | Reduce -0.2% | 2.62% | −0.02 |
| BHP BHP Group Ltd.-Spon ADR | Reduce -11.3% | 0.08% | −0.01 |
| UPS United Parcel Service Class B | Reduce -1.2% | 0.05% | −0.01 |
| SWK Stanley Black & Decker Inc. | Reduce -1.1% | 0.10% | −0.01 |
| ABBNY Abb Ltd.-Spon ADR | Reduce -2.9% | 0.07% | −0.01 |
| META Meta Platforms Inc. Class A | Reduce -0.9% | 0.10% | −0.01 |
| WTRG Essential Utilities Inc. | Reduce -4.8% | 0.68% | −0.01 |
| SYK Stryker Corp. | Reduce -0.1% | 0.50% | −0.01 |
| XLF SS Financial Select Sector | Reduce -7.2% | 0.06% | −0.01 |
| DLN Wisdomtree US Largecap Divid | Reduce -1.0% | 0.15% | −0.01 |
| UL Unilever PLC | Reduce -0.1% | 0.68% | +0.00 |
| DG Dollar General Corp. | Reduce -4.0% | 0.06% | +0.00 |
Portfolio Buys Q4 2024 → Q1 2025
| BIL SS SPDR BB 1-3M T-Bill ETF | Add +42.5% | 2.91% | +0.78 |
| PM Philip Morris International | Add +1.0% | 2.68% | +0.57 |
| AMGN Amgen Inc. | Add +1.7% | 2.39% | +0.33 |
| BA The Boeing Co. | New | 0.33% | +0.33 |
| ABBV Abbvie Inc. | Add +0.4% | 2.24% | +0.26 |
| JNJ Johnson & Johnson | Add +0.6% | 2.38% | +0.22 |
| CME Cme Group Inc. | Add +2.7% | 1.82% | +0.20 |
| OKE Oneok Inc. | New | 0.19% | +0.19 |
| CTRA Coterra Energy Inc. | New | 0.16% | +0.16 |
| VZ Verizon Communications Inc. | Add +0.2% | 1.80% | +0.14 |
| CVX Chevron Corp. | Add +3.1% | 1.10% | +0.13 |
| MDT Medtronic PLC | Add +1.4% | 1.56% | +0.13 |
| DUK Duke Energy Corp. | Add +1.1% | 1.36% | +0.12 |
| ICE Intercontinental Exchange Inc. | Add +5.7% | 0.74% | +0.11 |
| ELV Elevance Health Inc. | Add +0.8% | 0.83% | +0.10 |
| UBER Uber Technologies Inc. | Add +29.6% | 0.29% | +0.09 |
| NSRGY Nestle SA-Spons ADR | Add +1.6% | 0.53% | +0.09 |
| SHV iShares 0-1 Year Treasury Bo | Add +62.5% | 0.24% | +0.09 |
| CB Chubb Ltd. | Add +1.1% | 1.61% | +0.08 |
| MKTX Marketaxess Holdings Inc. | New | 0.08% | +0.08 |
| KR Kroger Co. | Add +5.3% | 0.73% | +0.07 |
| ROL Rollins Inc. | Add +0.9% | 0.62% | +0.07 |
| TFC Truist Financial Corp. | New | 0.05% | +0.05 |
| NVS Novartis AG-Sponsored ADR | Add +3.6% | 0.45% | +0.05 |
| SIEGY Siemens AG-Spons ADR | New | 0.05% | +0.05 |
| AXS Axis Capital Holdings Ltd. | Add +0.1% | 0.61% | +0.05 |
| SBUX Starbucks Corp. | Add +1.4% | 1.05% | +0.04 |
| KMI Kinder Morgan Inc. | Add +4.9% | 0.98% | +0.04 |
| FANG Diamondback Energy Inc. | Add +12.7% | 0.83% | +0.04 |
| KMB Kimberly-Clark Corp. | Add +0.7% | 0.83% | +0.04 |
| BMY Bristol-Myers Squibb Co. | Add +0.7% | 0.94% | +0.03 |
| SO The Southern Co. | Add +0.1% | 0.44% | +0.03 |
| XLV SS Health Care Select Sector | Add +0.4% | 0.94% | +0.02 |
| O Realty Income Corp. | Add +1.5% | 0.29% | +0.01 |
| BDX Becton Dickinson and Co. | Add +5.2% | 0.90% | +0.01 |
| RGLD Royal Gold Inc. | Add +0.2% | 0.06% | +0.01 |
| DE Deere & Co. | Add +0.5% | 0.13% | +0.01 |
| YUM Yum! Brands Inc. | Add +0.2% | 0.07% | +0.01 |
| CCI Crown Castle Inc. | Add +1.0% | 0.07% | +0.01 |
| KVUE Kenvue Inc. | Add +0.7% | 0.05% | +0.00 |
| DVY iShares Select Dividend ETF | Add +7.5% | 0.08% | +0.00 |
| UNH Unitedhealth Group Inc. | Add +4.0% | 0.13% | +0.00 |
| GANX Gain Therapeutics Inc. | Add +12.5% | 0.01% | −0.00 |
| GD General Dynamics Corp. | Add +0.8% | 0.41% | −0.00 |
| SHY iShares 1-3 Year Treasury Bo | Add +3.0% | 0.26% | −0.00 |
| HSY The Hershey Co. | Add +3.5% | 1.15% | −0.00 |
| GPC Genuine Parts Co. | Add +0.4% | 0.27% | −0.01 |
| IWD iShares Russell 1000 Value E | Add +0.4% | 0.41% | −0.01 |
| STZ Constellation Brands Inc. Class A | Add +21.5% | 0.32% | −0.01 |
| BAC Bank of America Corp. | Add +0.9% | 0.15% | −0.01 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 142 | $514.7M | AAPL, CSCO, GLW, MO, JNJ |
| Q1 2026 | 133 | $480.5M | AAPL, JNJ, MO, BIL, CSCO |
| Q4 2025 | 134 | $474.5M | AAPL, MSFT, BIL, CSCO, JNJ |
| Q3 2025 | 129 | $461.3M | AAPL, MSFT, MO, BIL, CSCO |
| Q2 2025 | 125 | $441.4M | AAPL, MSFT, BIL, MO, PM |
| Q1 2025 | 127 | $431.4M | AAPL, MSFT, MO, BIL, PM |
| Q4 2024 | 123 | $412.0M | AAPL, MSFT, MO, CSCO, JNJ |
| Q3 2024 | 126 | $423.3M | AAPL, MSFT, MO, AMGN, JNJ |
| Q2 2024 | 126 | $394.2M | AAPL, MSFT, AMGN, MO, JNJ |
| Q1 2024 | 126 | $394.1M | AAPL, MSFT, JNJ, MO, AMGN |