Benedict Financial Advisors Inc.
In its 13F for Q3 2025 (holdings as of September 30, 2025, filed November 3, 2025), Benedict Financial Advisors Inc. reported 129 stock positions worth $461.3 million. Its top holding was Apple (AAPL) at 5.0% of the portfolio, followed by Microsoft (MSFT, 4.0%) and Altria (MO, 3.2%). Compared with Q2 2025, it opened 7 new positions, sold out of 3, added to 61 and reduced 53. The biggest buy was a new position in Chubb (CB) and the biggest sale Cboe Global Markets (CBOE, shares −69%).
- Most Recent 13F
- Q2 2026
- Location
- ATLANTA, GA
- CIK
- 0000711089
- Portfolio Value
- $461.3M (Q3 2025)
- SEC Filing
- 0001398344-25-020206 ↗ filed Nov 3, 2025
Holdings Value
Holdings 129 stocks · $461.3M
| AAPL Apple Inc. | 4.98% | 90,134 | $23.0M | Reduce -2.9% |
| MSFT Microsoft Corp. | 3.96% | 35,221 | $18.2M | Reduce -3.6% |
| MO Altria Group Inc. | 3.15% | 220,199 | $14.5M | Reduce -0.9% |
| BIL SS SPDR BB 1-3M T-Bill ETF | 3.06% | 154,057 | $14.1M | Add +0.4% |
| CSCO Cisco Systems Inc. | 2.73% | 184,091 | $12.6M | Add +0.5% |
| RTX RTX Corp. | 2.60% | 71,738 | $12.0M | Reduce -2.4% |
| JNJ Johnson & Johnson | 2.52% | 62,616 | $11.6M | Add +0.4% |
| PM Philip Morris International | 2.48% | 70,489 | $11.4M | Reduce -1.1% |
| ABBV Abbvie Inc. | 2.36% | 46,998 | $10.9M | Add +1.0% |
| TRV The Travelers Cos Inc. | 2.15% | 35,495 | $9.9M | Reduce -0.3% |
| AMGN Amgen Inc. | 2.06% | 33,637 | $9.5M | Add +0.8% |
| GLW Corning Inc. | 1.82% | 102,207 | $8.4M | Reduce -2.9% |
| CME Cme Group Inc. | 1.77% | 30,173 | $8.2M | Add +0.9% |
| VZ Verizon Communications Inc. | 1.67% | 174,977 | $7.7M | Add +1.9% |
| BRK.B Berkshire Hathaway Inc. Class B | 1.65% | 15,147 | $7.6M | Reduce -4.0% |
| V Visa Inc. Class A | 1.60% | 21,573 | $7.4M | Reduce -0.3% |
| MDT Medtronic PLC | 1.56% | 75,674 | $7.2M | Add +0.7% |
| QCOM Qualcomm Inc. | 1.52% | 42,263 | $7.0M | Add +1.1% |
| MCD McDonald's Corp. | 1.45% | 21,936 | $6.7M | Reduce -0.9% |
| CB Chubb Ltd. | 1.41% | 23,089 | $6.5M | New |
| DUK Duke Energy Corp. | 1.31% | 48,651 | $6.0M | Add +0.6% |
| LMT Lockheed Martin Corp. | 1.24% | 11,478 | $5.7M | Add +0.7% |
| HSY The Hershey Co. | 1.22% | 30,117 | $5.6M | Add +1.5% |
| HON Honeywell International Inc. | 1.22% | 26,729 | $5.6M | Reduce -0.3% |
| PG The Procter & Gamble Co. | 1.15% | 34,469 | $5.3M | Add +0.6% |
| ADP Automatic Data Processing | 1.15% | 17,997 | $5.3M | Reduce -1.3% |
| COR Cencora Inc. | 1.13% | 16,724 | $5.2M | Reduce -0.1% |
| KO The Coca-Cola Co. | 1.07% | 74,649 | $5.0M | Reduce -2.6% |
| AXP American Express Co. | 1.07% | 14,846 | $4.9M | Add +0.6% |
| WMT Walmart Inc. | 1.06% | 47,519 | $4.9M | Reduce -2.6% |
| GIS General Mills Inc. | 1.04% | 95,186 | $4.8M | Add +2.8% |
| SYY Sysco Corp. | 1.03% | 57,625 | $4.7M | Reduce -8.8% |
| EMR Emerson Electric Co. | 1.01% | 35,562 | $4.7M | Reduce -2.0% |
| CVX Chevron Corp. | 0.98% | 29,044 | $4.5M | Add +0.7% |
| KMI Kinder Morgan Inc. | 0.97% | 158,109 | $4.5M | Add +3.1% |
| ABT Abbott Laboratories | 0.94% | 32,456 | $4.3M | Reduce -1.6% |
| JPM JPMorgan Chase & Co. | 0.89% | 13,064 | $4.1M | Reduce -2.3% |
| AMZN Amazon.com Inc. | 0.89% | 18,598 | $4.1M | Add +1.5% |
| SBUX Starbucks Corp. | 0.87% | 47,680 | $4.0M | Add +1.9% |
| XLV SS Health Care Select Sector | 0.81% | 26,858 | $3.7M | Reduce -3.4% |
| VIG Vanguard Dividend Apprec ETF | 0.79% | 16,939 | $3.7M | Reduce -0.8% |
| BDX Becton Dickinson and Co. | 0.74% | 18,311 | $3.4M | Add +3.1% |
| FANG Diamondback Energy Inc. | 0.73% | 23,652 | $3.4M | Add +1.6% |
| KMB Kimberly-Clark Corp. | 0.72% | 26,851 | $3.3M | Add +2.1% |
| KR Kroger Co. | 0.70% | 48,139 | $3.2M | Add +1.5% |
| RNR Renaissancere Holdings Ltd. | 0.70% | 12,778 | $3.2M | Add +1.6% |
| ICE Intercontinental Exchange Inc. | 0.70% | 19,224 | $3.2M | Add +1.8% |
| QQQ Invesco QQQ Trust Series 1 | 0.70% | 5,378 | $3.2M | Add +4.0% |
| DOV Dover Corp. | 0.70% | 19,316 | $3.2M | Reduce -0.2% |
| COST Costco Wholesale Corp. | 0.69% | 3,433 | $3.2M | Reduce -0.6% |
| CRWD CrowdStrike Holdings Inc. Class A | 0.66% | 6,236 | $3.1M | Add +0.7% |
| DLR Digital Realty Trust Inc. | 0.66% | 17,481 | $3.0M | Add +0.2% |
| ROL Rollins Inc. | 0.64% | 50,173 | $2.9M | Reduce -0.0% |
| NVDA Nvidia Corp. | 0.63% | 15,675 | $2.9M | Reduce -0.6% |
| BMY Bristol-Myers Squibb Co. | 0.63% | 64,800 | $2.9M | Reduce -2.7% |
| UL Unilever PLC | 0.63% | 49,187 | $2.9M | Reduce -0.8% |
| RPM RPM International Inc. | 0.62% | 24,358 | $2.9M | Add +0.2% |
| ELV Elevance Health Inc. | 0.61% | 8,749 | $2.8M | Add +4.6% |
| LOW Lowe's Cos Inc. | 0.61% | 11,214 | $2.8M | Reduce -1.8% |
| TRP TC Energy Corp. | 0.58% | 48,791 | $2.7M | Add +1.6% |
| HD Home Depot Inc. | 0.56% | 6,358 | $2.6M | Reduce -0.5% |
| ADM Archer-Daniels-Midland Co. | 0.56% | 43,111 | $2.6M | Add +1.6% |
| AXS Axis Capital Holdings Ltd. | 0.55% | 26,690 | $2.6M | Add +0.6% |
| TXN Texas Instruments Inc. | 0.55% | 13,756 | $2.5M | Add +0.4% |
| DEO Diageo PLC-Sponsored ADR | 0.54% | 26,265 | $2.5M | Reduce -2.4% |
| CVS CVS Health Corp. | 0.54% | 33,203 | $2.5M | Add +1.1% |
| CBOE Cboe Global Markets Inc. | 0.54% | 10,120 | $2.5M | Reduce -69.3% |
| ROK Rockwell Automation Inc. | 0.52% | 6,926 | $2.4M | Reduce -1.5% |
| CAT Caterpillar Inc. | 0.52% | 5,017 | $2.4M | Reduce -3.0% |
| WTRG Essential Utilities Inc. | 0.51% | 59,229 | $2.4M | Reduce -10.3% |
| GD General Dynamics Corp. | 0.49% | 6,680 | $2.3M | Add +2.5% |
| NVS Novartis AG-Sponsored ADR | 0.49% | 17,519 | $2.2M | Reduce -0.4% |
| TGT Target Corp. | 0.48% | 24,570 | $2.2M | Add +0.7% |
| NSRGY Nestle SA-Spons ADR | 0.46% | 23,359 | $2.1M | Add +2.6% |
| BA The Boeing Co. | 0.46% | 9,910 | $2.1M | Reduce -1.1% |
| SYK Stryker Corp. | 0.46% | 5,732 | $2.1M | New |
| EXPD Expeditors Intl Wash Inc. | 0.46% | 17,239 | $2.1M | Reduce -0.2% |
| PEP Pepsico Inc. | 0.45% | 14,912 | $2.1M | Reduce -1.9% |
| NVO Novo-Nordisk A/S-Spons ADR | 0.43% | 35,764 | $2.0M | Reduce -1.0% |
| C Citigroup Inc. | 0.43% | 19,497 | $2.0M | Reduce -2.5% |
| SO The Southern Co. | 0.43% | 20,831 | $2.0M | Add +0.6% |
| RLI Rli Corp. | 0.42% | 29,925 | $2.0M | Reduce -2.0% |
| LAMR Lamar Advertising Co. Class A | 0.41% | 15,362 | $1.9M | New |
| IWD iShares Russell 1000 Value E | 0.40% | 9,026 | $1.8M | Reduce -2.9% |
| CHRW C.H. Robinson Worldwide Inc. | 0.38% | 13,178 | $1.7M | Reduce -0.8% |
| CTRA Coterra Energy Inc. | 0.38% | 73,436 | $1.7M | Add +18.7% |
| DIS The Walt Disney Co. filed as DISNEY WALT CO | 0.36% | 14,584 | $1.7M | Add +6.8% |
| UBER Uber Technologies Inc. | 0.36% | 16,989 | $1.7M | Reduce -1.9% |
| GOOGL Alphabet Inc. Class A | 0.36% | 6,797 | $1.7M | No change |
| NEE Nextera Energy Inc. | 0.32% | 19,642 | $1.5M | Add +4.5% |
| O Realty Income Corp. | 0.31% | 23,687 | $1.4M | Add +5.2% |
| GILD Gilead Sciences Inc. | 0.30% | 12,414 | $1.4M | Add +0.3% |
| SHV iShares 0-1 Year Treasury Bo | 0.30% | 12,337 | $1.4M | Add +17.2% |
| GPC Genuine Parts Co. | 0.29% | 9,663 | $1.3M | Add +0.2% |
| SHY iShares 1-3 Year Treasury Bo | 0.28% | 15,294 | $1.3M | Add +29.9% |
| STZ Constellation Brands Inc. Class A | 0.26% | 9,061 | $1.2M | Add +10.0% |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 0.24% | 3,922 | $1.1M | Add +4.5% |
| GPN Global Payments Inc. | 0.24% | 13,179 | $1.1M | New |
| OKE Oneok Inc. | 0.23% | 14,778 | $1.1M | Add +12.6% |
| LYB Lyondellbasell Indu Class A | 0.22% | 20,238 | $992K | Reduce -40.4% |
Portfolio Sells Q2 2025 → Q3 2025
| CBOE Cboe Global Markets Inc. | Reduce -69.3% | 0.54% | −1.50 |
| SYY Sysco Corp. | Reduce -8.8% | 1.03% | −0.47 |
| PM Philip Morris International | Reduce -1.1% | 2.48% | −0.46 |
| LYB Lyondellbasell Indu Class A | Reduce -40.4% | 0.22% | −0.23 |
| HON Honeywell International Inc. | Reduce -0.3% | 1.22% | −0.19 |
| MSFT Microsoft Corp. | Reduce -3.6% | 3.96% | −0.16 |
| KO The Coca-Cola Co. | Reduce -2.6% | 1.07% | −0.16 |
| V Visa Inc. Class A | Reduce -0.3% | 1.60% | −0.14 |
| NVO Novo-Nordisk A/S-Spons ADR | Reduce -1.0% | 0.43% | −0.13 |
| ADP Automatic Data Processing | Reduce -1.3% | 1.15% | −0.13 |
| DOV Dover Corp. | Reduce -0.2% | 0.70% | −0.10 |
| XOM Exxon Mobil Corp. | Reduce -46.1% | 0.11% | −0.09 |
| COST Costco Wholesale Corp. | Reduce -0.6% | 0.69% | −0.09 |
| EMR Emerson Electric Co. | Reduce -2.0% | 1.01% | −0.08 |
| BRK.B Berkshire Hathaway Inc. Class B | Reduce -4.0% | 1.65% | −0.08 |
| RLI Rli Corp. | Reduce -2.0% | 0.42% | −0.08 |
| ABT Abbott Laboratories | Reduce -1.6% | 0.94% | −0.07 |
| CCI Crown Castle Inc. | Sold out | 0.00% | −0.07 |
| DEO Diageo PLC-Sponsored ADR | Reduce -2.4% | 0.54% | −0.07 |
| BMY Bristol-Myers Squibb Co. | Reduce -2.7% | 0.63% | −0.06 |
| UL Unilever PLC | Reduce -0.8% | 0.63% | −0.05 |
| UPS United Parcel Service Class B | Sold out | 0.00% | −0.05 |
| KVUE Kenvue Inc. | Sold out | 0.00% | −0.05 |
| WTRG Essential Utilities Inc. | Reduce -10.3% | 0.51% | −0.04 |
| XLV SS Health Care Select Sector | Reduce -3.4% | 0.81% | −0.04 |
| DE Deere & Co. | Reduce -1.7% | 0.11% | −0.02 |
| MCD McDonald's Corp. | Reduce -0.9% | 1.45% | −0.02 |
| WMT Walmart Inc. | Reduce -2.6% | 1.06% | −0.02 |
| DG Dollar General Corp. | Reduce -9.9% | 0.05% | −0.01 |
| BA The Boeing Co. | Reduce -1.1% | 0.46% | −0.01 |
| IWD iShares Russell 1000 Value E | Reduce -2.9% | 0.40% | −0.01 |
| TRV The Travelers Cos Inc. | Reduce -0.3% | 2.15% | −0.01 |
| DVY iShares Select Dividend ETF | Reduce -10.8% | 0.07% | −0.01 |
| UBER Uber Technologies Inc. | Reduce -1.9% | 0.36% | −0.01 |
| ROK Rockwell Automation Inc. | Reduce -1.5% | 0.52% | −0.00 |
| COR Cencora Inc. | Reduce -0.1% | 1.13% | −0.00 |
| ROL Rollins Inc. | Reduce -0.0% | 0.64% | −0.00 |
| PEP Pepsico Inc. | Reduce -1.9% | 0.45% | −0.00 |
| VIG Vanguard Dividend Apprec ETF | Reduce -0.8% | 0.79% | +0.00 |
| UNH Unitedhealth Group Inc. | Reduce -2.5% | 0.08% | +0.00 |
| NVS Novartis AG-Sponsored ADR | Reduce -0.4% | 0.49% | +0.00 |
| RGLD Royal Gold Inc. | Reduce -0.2% | 0.07% | +0.01 |
| IWF iShares Russell 1000 Growth | Reduce -0.3% | 0.18% | +0.01 |
| EXPD Expeditors Intl Wash Inc. | Reduce -0.2% | 0.46% | +0.01 |
| WPM Wheaton Precious Metals Corp. | Reduce -1.1% | 0.08% | +0.01 |
| JPM JPMorgan Chase & Co. | Reduce -2.3% | 0.89% | +0.01 |
| HD Home Depot Inc. | Reduce -0.5% | 0.56% | +0.03 |
| LOW Lowe's Cos Inc. | Reduce -1.8% | 0.61% | +0.04 |
| C Citigroup Inc. | Reduce -2.5% | 0.43% | +0.04 |
| CAT Caterpillar Inc. | Reduce -3.0% | 0.52% | +0.06 |
Portfolio Buys Q2 2025 → Q3 2025
| CB Chubb Ltd. | New | 1.41% | +1.41 |
| SYK Stryker Corp. | New | 0.46% | +0.46 |
| LAMR Lamar Advertising Co. Class A | New | 0.41% | +0.41 |
| ABBV Abbvie Inc. | Add +1.0% | 2.36% | +0.40 |
| JNJ Johnson & Johnson | Add +0.4% | 2.52% | +0.36 |
| GPN Global Payments Inc. | New | 0.24% | +0.24 |
| HSY The Hershey Co. | Add +1.5% | 1.22% | +0.11 |
| MDT Medtronic PLC | Add +0.7% | 1.56% | +0.08 |
| GD General Dynamics Corp. | Add +2.5% | 0.49% | +0.06 |
| T AT&T Inc. | New | 0.06% | +0.06 |
| SHY iShares 1-3 Year Treasury Bo | Add +29.9% | 0.28% | +0.05 |
| QQQ Invesco QQQ Trust Series 1 | Add +4.0% | 0.70% | +0.05 |
| ADM Archer-Daniels-Midland Co. | Add +1.6% | 0.56% | +0.05 |
| QLTY GMO U.S. Quality ETF | New | 0.05% | +0.05 |
| BDX Becton Dickinson and Co. | Add +3.1% | 0.74% | +0.05 |
| LMT Lockheed Martin Corp. | Add +0.7% | 1.24% | +0.05 |
| TRP TC Energy Corp. | Add +1.6% | 0.58% | +0.04 |
| CVX Chevron Corp. | Add +0.7% | 0.98% | +0.04 |
| SHV iShares 0-1 Year Treasury Bo | Add +17.2% | 0.30% | +0.03 |
| CVS CVS Health Corp. | Add +1.1% | 0.54% | +0.03 |
| NEE Nextera Energy Inc. | Add +4.5% | 0.32% | +0.03 |
| GPC Genuine Parts Co. | Add +0.2% | 0.29% | +0.03 |
| CTRA Coterra Energy Inc. | Add +18.7% | 0.38% | +0.02 |
| O Realty Income Corp. | Add +5.2% | 0.31% | +0.02 |
| RPM RPM International Inc. | Add +0.2% | 0.62% | +0.02 |
| QCOM Qualcomm Inc. | Add +1.1% | 1.52% | +0.02 |
| DUK Duke Energy Corp. | Add +0.6% | 1.31% | +0.01 |
| RNR Renaissancere Holdings Ltd. | Add +1.6% | 0.70% | +0.01 |
| BHP BHP Group Ltd.-Spon ADR | Add +1.0% | 0.09% | +0.01 |
| SII Sprott Inc. | Add +0.4% | 0.07% | +0.01 |
| FANG Diamondback Energy Inc. | Add +1.6% | 0.73% | +0.01 |
| PKG Packaging Corp. of America | Add +0.3% | 0.09% | +0.01 |
| BAC Bank of America Corp. | Add +0.3% | 0.18% | +0.01 |
| SWK Stanley Black & Decker Inc. | Add +2.4% | 0.10% | +0.01 |
| RIG Transocean Ltd. | New | 0.01% | +0.01 |
| GANX Gain Therapeutics Inc. | Add +55.6% | 0.01% | +0.00 |
| AXP American Express Co. | Add +0.6% | 1.07% | +0.00 |
| DLN Wisdomtree US Largecap Divid | Add +0.0% | 0.15% | +0.00 |
| XLF SS Financial Select Sector | Add +4.1% | 0.07% | +0.00 |
| YUM Yum! Brands Inc. | Add +0.3% | 0.06% | −0.00 |
| SO The Southern Co. | Add +0.6% | 0.43% | −0.00 |
| OKE Oneok Inc. | Add +12.6% | 0.23% | −0.01 |
| MKTX Marketaxess Holdings Inc. | Add +16.8% | 0.07% | −0.01 |
| IBM Intl Business Machines Corp. | Add +4.5% | 0.24% | −0.01 |
| GILD Gilead Sciences Inc. | Add +0.3% | 0.30% | −0.01 |
| VZ Verizon Communications Inc. | Add +1.9% | 1.67% | −0.02 |
| DIS The Walt Disney Co. | Add +6.8% | 0.36% | −0.02 |
| AMZN Amazon.com Inc. | Add +1.5% | 0.89% | −0.03 |
| DLR Digital Realty Trust Inc. | Add +0.2% | 0.66% | −0.03 |
| STZ Constellation Brands Inc. Class A | Add +10.0% | 0.26% | −0.04 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 142 | $514.7M | AAPL, CSCO, GLW, MO, JNJ |
| Q1 2026 | 133 | $480.5M | AAPL, JNJ, MO, BIL, CSCO |
| Q4 2025 | 134 | $474.5M | AAPL, MSFT, BIL, CSCO, JNJ |
| Q3 2025 | 129 | $461.3M | AAPL, MSFT, MO, BIL, CSCO |
| Q2 2025 | 125 | $441.4M | AAPL, MSFT, BIL, MO, PM |
| Q1 2025 | 127 | $431.4M | AAPL, MSFT, MO, BIL, PM |
| Q4 2024 | 123 | $412.0M | AAPL, MSFT, MO, CSCO, JNJ |
| Q3 2024 | 126 | $423.3M | AAPL, MSFT, MO, AMGN, JNJ |
| Q2 2024 | 126 | $394.2M | AAPL, MSFT, AMGN, MO, JNJ |
| Q1 2024 | 126 | $394.1M | AAPL, MSFT, JNJ, MO, AMGN |