Benedict Financial Advisors Inc.
In its 13F for Q4 2024 (holdings as of December 31, 2024, filed January 28, 2025), Benedict Financial Advisors Inc. reported 123 stock positions worth $412.0 million. Its top holding was Apple (AAPL) at 6.0% of the portfolio, followed by Microsoft (MSFT, 3.9%) and Altria (MO, 2.8%). Compared with Q3 2024, it opened 4 new positions, sold out of 7, added to 64 and reduced 51. The biggest buy was SS SPDR BB 1-3M T-Bill ETF (BIL, shares +27%) and the biggest sale Novo-Nordisk A/S-Spons ADR (NVO, shares −4%).
- Most Recent 13F
- Q2 2026
- Location
- ATLANTA, GA
- CIK
- 0000711089
- Portfolio Value
- $412.0M (Q4 2024)
- SEC Filing
- 0001398344-25-001240 ↗ filed Jan 28, 2025
Holdings Value
Holdings 123 stocks · $412.0M
| AAPL Apple Inc. | 5.98% | 98,428 | $24.6M | Reduce -1.7% |
| MSFT Microsoft Corp. | 3.94% | 38,481 | $16.2M | Reduce -3.2% |
| MO Altria Group Inc. | 2.81% | 221,339 | $11.6M | Add +0.3% |
| CSCO Cisco Systems Inc. | 2.64% | 183,577 | $10.9M | Add +0.9% |
| JNJ Johnson & Johnson | 2.16% | 61,569 | $8.9M | Add +0.0% |
| BIL SS SPDR BB 1-3M T-Bill ETF | 2.13% | 96,174 | $8.8M | Add +26.9% |
| RTX RTX Corp. | 2.13% | 75,854 | $8.8M | Reduce -1.2% |
| TRV The Travelers Cos Inc. | 2.12% | 36,171 | $8.7M | Reduce -0.6% |
| PM Philip Morris International | 2.11% | 72,089 | $8.7M | Add +0.9% |
| AMGN Amgen Inc. | 2.06% | 32,541 | $8.5M | Add +0.8% |
| ABBV Abbvie Inc. | 1.98% | 45,850 | $8.1M | Add +0.6% |
| BRK.B Berkshire Hathaway Inc. Class B | 1.74% | 15,798 | $7.2M | Add +0.9% |
| V Visa Inc. Class A | 1.68% | 21,846 | $6.9M | Add +1.0% |
| VZ Verizon Communications Inc. | 1.66% | 170,596 | $6.8M | Add +1.0% |
| CME Cme Group Inc. | 1.63% | 28,866 | $6.7M | Add +3.0% |
| MCD McDonald's Corp. | 1.56% | 22,135 | $6.4M | Reduce -1.0% |
| QCOM Qualcomm Inc. | 1.55% | 41,549 | $6.4M | Reduce -1.0% |
| CB Chubb Ltd. | 1.53% | 22,774 | $6.3M | Reduce -0.3% |
| HON Honeywell International Inc. | 1.45% | 26,499 | $6.0M | Add +0.8% |
| MDT Medtronic PLC | 1.43% | 73,757 | $5.9M | Add +0.3% |
| PG The Procter & Gamble Co. | 1.40% | 34,317 | $5.8M | Reduce -0.6% |
| GIS General Mills Inc. | 1.36% | 87,864 | $5.6M | Add +0.2% |
| ADP Automatic Data Processing | 1.35% | 18,973 | $5.6M | Reduce -1.5% |
| LMT Lockheed Martin Corp. | 1.30% | 11,050 | $5.4M | Reduce -1.0% |
| DUK Duke Energy Corp. | 1.25% | 47,730 | $5.1M | Add +2.6% |
| GLW Corning Inc. | 1.22% | 105,940 | $5.0M | Add +1.5% |
| KO The Coca-Cola Co. | 1.20% | 79,103 | $4.9M | Add +1.0% |
| WMT Walmart Inc. | 1.18% | 54,007 | $4.9M | Reduce -3.8% |
| HSY The Hershey Co. | 1.15% | 28,088 | $4.8M | Add +1.3% |
| EMR Emerson Electric Co. | 1.12% | 37,345 | $4.6M | Reduce -1.1% |
| AXP American Express Co. | 1.08% | 15,008 | $4.5M | Add +2.4% |
| SYY Sysco Corp. | 1.03% | 55,522 | $4.2M | Add +0.9% |
| SBUX Starbucks Corp. | 1.01% | 45,508 | $4.2M | Add +3.4% |
| AMZN Amazon.com Inc. | 0.99% | 18,655 | $4.1M | Add +3.4% |
| CVX Chevron Corp. | 0.97% | 27,493 | $4.0M | Add +0.5% |
| COR Cencora Inc. | 0.95% | 17,366 | $3.9M | Reduce -0.8% |
| KMI Kinder Morgan Inc. | 0.94% | 141,216 | $3.9M | Add +9.3% |
| XLV SS Health Care Select Sector | 0.92% | 27,666 | $3.8M | Reduce -0.2% |
| ABT Abbott Laboratories | 0.92% | 33,487 | $3.8M | Reduce -0.4% |
| BMY Bristol-Myers Squibb Co. | 0.91% | 66,123 | $3.7M | Add +1.3% |
| GOOGL Alphabet Inc. Class A | 0.90% | 19,592 | $3.7M | Add +1.0% |
| DOV Dover Corp. | 0.90% | 19,669 | $3.7M | Reduce -1.8% |
| BDX Becton Dickinson and Co. | 0.89% | 16,147 | $3.7M | Add +1.7% |
| VIG Vanguard Dividend Apprec ETF | 0.87% | 18,304 | $3.6M | Add +1.1% |
| JPM JPMorgan Chase & Co. | 0.84% | 14,380 | $3.4M | Add +3.0% |
| COST Costco Wholesale Corp. | 0.83% | 3,750 | $3.4M | Reduce -2.8% |
| DEO Diageo PLC-Sponsored ADR | 0.83% | 26,936 | $3.4M | Add +3.7% |
| NVO Novo-Nordisk A/S-Spons ADR | 0.81% | 38,551 | $3.3M | Reduce -3.8% |
| KMB Kimberly-Clark Corp. | 0.80% | 25,027 | $3.3M | Reduce -0.6% |
| FANG Diamondback Energy Inc. | 0.79% | 19,900 | $3.3M | Add +25.5% |
| RNR Renaissancere Holdings Ltd. | 0.76% | 12,603 | $3.1M | Add +0.7% |
| DLR Digital Realty Trust Inc. | 0.75% | 17,518 | $3.1M | Reduce -0.6% |
| TGT Target Corp. | 0.74% | 22,482 | $3.0M | Add +9.9% |
| ELV Elevance Health Inc. | 0.74% | 8,216 | $3.0M | Reduce -0.4% |
| RPM RPM International Inc. | 0.73% | 24,384 | $3.0M | Add +1.3% |
| LOW Lowe's Cos Inc. | 0.70% | 11,707 | $2.9M | Add +3.0% |
| QQQ Invesco QQQ Trust Series 1 | 0.69% | 5,522 | $2.8M | Add +4.4% |
| WTRG Essential Utilities Inc. | 0.69% | 77,700 | $2.8M | Add +1.2% |
| LYB Lyondellbasell Indu Class A | 0.68% | 37,664 | $2.8M | Reduce -5.0% |
| UL Unilever PLC | 0.68% | 49,176 | $2.8M | Reduce -0.2% |
| KR Kroger Co. | 0.65% | 44,023 | $2.7M | Add +5.8% |
| ICE Intercontinental Exchange Inc. | 0.63% | 17,476 | $2.6M | Add +1.4% |
| RLI Rli Corp. | 0.62% | 15,545 | $2.6M | Reduce -0.8% |
| TXN Texas Instruments Inc. | 0.62% | 13,633 | $2.6M | Add +2.1% |
| HD Home Depot Inc. | 0.62% | 6,525 | $2.5M | Add +11.1% |
| AXS Axis Capital Holdings Ltd. | 0.57% | 26,405 | $2.3M | Reduce -1.0% |
| PEP Pepsico Inc. | 0.57% | 15,334 | $2.3M | Reduce -1.2% |
| ROL Rollins Inc. | 0.55% | 49,302 | $2.3M | Reduce -0.9% |
| TRP TC Energy Corp. | 0.54% | 47,738 | $2.2M | Add +1.0% |
| CRWD CrowdStrike Holdings Inc. Class A | 0.53% | 6,380 | $2.2M | Add +13.1% |
| ADM Archer-Daniels-Midland Co. | 0.51% | 41,318 | $2.1M | Reduce -0.7% |
| SYK Stryker Corp. | 0.50% | 5,745 | $2.1M | Reduce -2.1% |
| NVDA Nvidia Corp. | 0.50% | 15,197 | $2.0M | Reduce -1.4% |
| ROK Rockwell Automation Inc. | 0.49% | 7,080 | $2.0M | Add +0.2% |
| CBOE Cboe Global Markets Inc. | 0.47% | 9,879 | $1.9M | Reduce -0.2% |
| EXPD Expeditors Intl Wash Inc. | 0.47% | 17,415 | $1.9M | Reduce -0.1% |
| CAT Caterpillar Inc. | 0.46% | 5,193 | $1.9M | Reduce -0.5% |
| C Citigroup Inc. | 0.44% | 25,752 | $1.8M | Add +42.2% |
| NSRGY Nestle SA-Spons ADR | 0.44% | 22,072 | $1.8M | Add +7.3% |
| IWD iShares Russell 1000 Value E | 0.42% | 9,301 | $1.7M | Add +3.6% |
| SO The Southern Co. | 0.41% | 20,671 | $1.7M | Add +15.3% |
| GD General Dynamics Corp. | 0.41% | 6,372 | $1.7M | Reduce -1.8% |
| CVS CVS Health Corp. | 0.40% | 37,054 | $1.7M | Reduce -17.6% |
| NVS Novartis AG-Sponsored ADR | 0.40% | 16,826 | $1.6M | Reduce -0.2% |
| STZ Constellation Brands Inc. Class A | 0.34% | 6,284 | $1.4M | Add +0.3% |
| CHRW C.H. Robinson Worldwide Inc. | 0.33% | 13,119 | $1.4M | Reduce -1.1% |
| NEE Nextera Energy Inc. | 0.32% | 18,566 | $1.3M | Add +3.0% |
| O Realty Income Corp. | 0.28% | 21,552 | $1.2M | Reduce -1.7% |
| GILD Gilead Sciences Inc. | 0.28% | 12,398 | $1.1M | Add +0.4% |
| GPC Genuine Parts Co. | 0.27% | 9,595 | $1.1M | Add +0.5% |
| SHY iShares 1-3 Year Treasury Bo | 0.26% | 13,135 | $1.1M | Reduce -25.1% |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 0.26% | 4,794 | $1.1M | Add +7.3% |
| XOM Exxon Mobil Corp. | 0.21% | 8,221 | $884K | Reduce -3.1% |
| SHOP Shopify Inc. Class A | 0.21% | 8,282 | $881K | No change |
| CARR Carrier Global Corp. | 0.21% | 12,892 | $880K | Reduce -0.8% |
| IWF iShares Russell 1000 Growth | 0.20% | 2,023 | $812K | No change |
| UBER Uber Technologies Inc. | 0.19% | 13,048 | $787K | Reduce -2.5% |
| BAC Bank of America Corp. filed as BANK AMERICA CORP | 0.17% | 15,719 | $691K | Add +32.6% |
| SHV iShares 0-1 Year Treasury Bo | 0.16% | 5,828 | $642K | Add +33.2% |
| DLN Wisdomtree US Largecap Divid | 0.15% | 8,136 | $633K | Add +0.0% |
Portfolio Sells Q3 2024 → Q4 2024
| NVO Novo-Nordisk A/S-Spons ADR | Reduce -3.8% | 0.81% | −0.32 |
| ELV Elevance Health Inc. | Reduce -0.4% | 0.74% | −0.28 |
| CVS CVS Health Corp. | Reduce -17.6% | 0.40% | −0.26 |
| BOND PIMCO Active Bond Exchange-T | Sold out | 0.00% | −0.25 |
| LMT Lockheed Martin Corp. | Reduce -1.0% | 1.30% | −0.24 |
| LYB Lyondellbasell Indu Class A | Reduce -5.0% | 0.68% | −0.22 |
| BSCO Invesco Bulletshares 2024 CB | Sold out | 0.00% | −0.15 |
| QCOM Qualcomm Inc. | Reduce -1.0% | 1.55% | −0.14 |
| HRL Hormel Foods Corp. | Reduce -59.5% | 0.08% | −0.12 |
| MSFT Microsoft Corp. | Reduce -3.2% | 3.94% | −0.10 |
| XLV SS Health Care Select Sector | Reduce -0.2% | 0.92% | −0.08 |
| SHY iShares 1-3 Year Treasury Bo | Reduce -25.1% | 0.26% | −0.08 |
| ADM Archer-Daniels-Midland Co. | Reduce -0.7% | 0.51% | −0.08 |
| UL Unilever PLC | Reduce -0.2% | 0.68% | −0.08 |
| EXPD Expeditors Intl Wash Inc. | Reduce -0.1% | 0.47% | −0.07 |
| RTX RTX Corp. | Reduce -1.2% | 2.13% | −0.07 |
| GLD SPDR Gold Shares | Sold out | 0.00% | −0.06 |
| ALB Albemarle Corp. | Sold out | 0.00% | −0.06 |
| NVS Novartis AG-Sponsored ADR | Reduce -0.2% | 0.40% | −0.06 |
| PEP Pepsico Inc. | Reduce -1.2% | 0.57% | −0.06 |
| SWKS Skyworks Solutions Inc. | Sold out | 0.00% | −0.06 |
| GD General Dynamics Corp. | Reduce -1.8% | 0.41% | −0.06 |
| INTC Intel Corp. | Sold out | 0.00% | −0.05 |
| IEO iShares U.S. Oil & Gas Explo | Sold out | 0.00% | −0.05 |
| MCD McDonald's Corp. | Reduce -1.0% | 1.56% | −0.05 |
| KMB Kimberly-Clark Corp. | Reduce -0.6% | 0.80% | −0.05 |
| O Realty Income Corp. | Reduce -1.7% | 0.28% | −0.05 |
| DOW Dow Inc. | Reduce -0.6% | 0.15% | −0.05 |
| SWK Stanley Black & Decker Inc. | Reduce -4.8% | 0.12% | −0.05 |
| UBER Uber Technologies Inc. | Reduce -2.5% | 0.19% | −0.05 |
| ROL Rollins Inc. | Reduce -0.9% | 0.55% | −0.04 |
| CARR Carrier Global Corp. | Reduce -0.8% | 0.21% | −0.03 |
| CB Chubb Ltd. | Reduce -0.3% | 1.53% | −0.03 |
| BHP BHP Group Ltd.-Spon ADR | Reduce -4.4% | 0.10% | −0.03 |
| CAT Caterpillar Inc. | Reduce -0.5% | 0.46% | −0.03 |
| XOM Exxon Mobil Corp. | Reduce -3.1% | 0.21% | −0.02 |
| CHRW C.H. Robinson Worldwide Inc. | Reduce -1.1% | 0.33% | −0.02 |
| PG The Procter & Gamble Co. | Reduce -0.6% | 1.40% | −0.02 |
| DG Dollar General Corp. | Reduce -9.8% | 0.06% | −0.01 |
| DOV Dover Corp. | Reduce -1.8% | 0.90% | −0.01 |
| CBOE Cboe Global Markets Inc. | Reduce -0.2% | 0.47% | −0.01 |
| ABBNY Abb Ltd.-Spon ADR | Reduce -2.8% | 0.08% | −0.01 |
| META Meta Platforms Inc. Class A | Reduce -7.7% | 0.11% | −0.00 |
| YUM Yum! Brands Inc. | Reduce -1.0% | 0.06% | −0.00 |
| SYK Stryker Corp. | Reduce -2.1% | 0.50% | +0.00 |
| DE Deere & Co. | Reduce -1.9% | 0.12% | +0.00 |
| ABT Abbott Laboratories | Reduce -0.4% | 0.92% | +0.01 |
| COR Cencora Inc. | Reduce -0.8% | 0.95% | +0.02 |
| COST Costco Wholesale Corp. | Reduce -2.8% | 0.83% | +0.03 |
| RLI Rli Corp. | Reduce -0.8% | 0.62% | +0.05 |
Portfolio Buys Q3 2024 → Q4 2024
| BIL SS SPDR BB 1-3M T-Bill ETF | Add +26.9% | 2.13% | +0.49 |
| CSCO Cisco Systems Inc. | Add +0.9% | 2.64% | +0.35 |
| V Visa Inc. Class A | Add +1.0% | 1.68% | +0.27 |
| KMI Kinder Morgan Inc. | Add +9.3% | 0.94% | +0.27 |
| AMZN Amazon.com Inc. | Add +3.4% | 0.99% | +0.20 |
| C Citigroup Inc. | Add +42.2% | 0.44% | +0.17 |
| HON Honeywell International Inc. | Add +0.8% | 1.45% | +0.17 |
| CME Cme Group Inc. | Add +3.0% | 1.63% | +0.17 |
| CRWD CrowdStrike Holdings Inc. Class A | Add +13.1% | 0.53% | +0.16 |
| MO Altria Group Inc. | Add +0.3% | 2.81% | +0.15 |
| FANG Diamondback Energy Inc. | Add +25.5% | 0.79% | +0.15 |
| AXP American Express Co. | Add +2.4% | 1.08% | +0.14 |
| JPM JPMorgan Chase & Co. | Add +3.0% | 0.84% | +0.14 |
| GOOGL Alphabet Inc. Class A | Add +1.0% | 0.90% | +0.14 |
| BMY Bristol-Myers Squibb Co. | Add +1.3% | 0.91% | +0.11 |
| GLW Corning Inc. | Add +1.5% | 1.22% | +0.11 |
| KR Kroger Co. | Add +5.8% | 0.65% | +0.09 |
| QQQ Invesco QQQ Trust Series 1 | Add +4.4% | 0.69% | +0.08 |
| PYLD PIMCO Multisector Bond Actv | New | 0.08% | +0.08 |
| XLF SS Financial Select Sector | New | 0.07% | +0.07 |
| PM Philip Morris International | Add +0.9% | 2.11% | +0.06 |
| BAC Bank of America Corp. | Add +32.6% | 0.17% | +0.06 |
| HD Home Depot Inc. | Add +11.1% | 0.62% | +0.05 |
| IUSV iShares Core S&P U.S. Value | New | 0.05% | +0.05 |
| ROK Rockwell Automation Inc. | Add +0.2% | 0.49% | +0.04 |
| SHV iShares 0-1 Year Treasury Bo | Add +33.2% | 0.16% | +0.04 |
| RPM RPM International Inc. | Add +1.3% | 0.73% | +0.04 |
| BRK.B Berkshire Hathaway Inc. Class B | Add +0.9% | 1.74% | +0.04 |
| GILD Gilead Sciences Inc. | Add +0.4% | 0.28% | +0.03 |
| SO The Southern Co. | Add +15.3% | 0.41% | +0.03 |
| VIG Vanguard Dividend Apprec ETF | Add +1.1% | 0.87% | +0.02 |
| IBM Intl Business Machines Corp. | Add +7.3% | 0.26% | +0.02 |
| DVY iShares Select Dividend ETF | Add +28.4% | 0.08% | +0.02 |
| IWD iShares Russell 1000 Value E | Add +3.6% | 0.42% | +0.02 |
| SYY Sysco Corp. | Add +0.9% | 1.03% | +0.02 |
| CVX Chevron Corp. | Add +0.5% | 0.97% | +0.01 |
| GANX Gain Therapeutics Inc. | New | 0.01% | +0.01 |
| TRP TC Energy Corp. | Add +1.0% | 0.54% | +0.01 |
| PKG Packaging Corp. of America | Add +1.1% | 0.10% | +0.01 |
| DLN Wisdomtree US Largecap Divid | Add +0.0% | 0.15% | +0.00 |
| KVUE Kenvue Inc. | Add +1.6% | 0.05% | −0.00 |
| RGLD Royal Gold Inc. | Add +0.2% | 0.05% | −0.00 |
| UPS United Parcel Service Class B | Add +0.7% | 0.06% | −0.00 |
| WPM Wheaton Precious Metals Corp. | Add +0.1% | 0.05% | −0.00 |
| SBUX Starbucks Corp. | Add +3.4% | 1.01% | −0.01 |
| WTRG Essential Utilities Inc. | Add +1.2% | 0.69% | −0.01 |
| UNH Unitedhealth Group Inc. | Add +0.8% | 0.13% | −0.02 |
| BDX Becton Dickinson and Co. | Add +1.7% | 0.89% | −0.02 |
| TGT Target Corp. | Add +9.9% | 0.74% | −0.02 |
| CCI Crown Castle Inc. | Add +1.3% | 0.07% | −0.02 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 142 | $514.7M | AAPL, CSCO, GLW, MO, JNJ |
| Q1 2026 | 133 | $480.5M | AAPL, JNJ, MO, BIL, CSCO |
| Q4 2025 | 134 | $474.5M | AAPL, MSFT, BIL, CSCO, JNJ |
| Q3 2025 | 129 | $461.3M | AAPL, MSFT, MO, BIL, CSCO |
| Q2 2025 | 125 | $441.4M | AAPL, MSFT, BIL, MO, PM |
| Q1 2025 | 127 | $431.4M | AAPL, MSFT, MO, BIL, PM |
| Q4 2024 | 123 | $412.0M | AAPL, MSFT, MO, CSCO, JNJ |
| Q3 2024 | 126 | $423.3M | AAPL, MSFT, MO, AMGN, JNJ |
| Q2 2024 | 126 | $394.2M | AAPL, MSFT, AMGN, MO, JNJ |
| Q1 2024 | 126 | $394.1M | AAPL, MSFT, JNJ, MO, AMGN |