Benedict Financial Advisors Inc.

Name: BENEDICT FINANCIAL ADVISORS INC 13F holdings, Q3 2025
Creator: BENEDICT FINANCIAL ADVISORS INC
Published: 2025-11-03

Q2 2026Q1 2026Q4 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024

In its 13F for Q3 2025 (holdings as of September 30, 2025, filed November 3, 2025), Benedict Financial Advisors Inc. reported 129 stock positions worth $461.3 million. Its top holding was Apple (AAPL) at 5.0% of the portfolio, followed by Microsoft (MSFT, 4.0%) and Altria (MO, 3.2%). Compared with Q2 2025, it opened 7 new positions, sold out of 3, added to 61 and reduced 53. The biggest buy was a new position in Chubb (CB) and the biggest sale Cboe Global Markets (CBOE, shares −69%).

Most Recent 13F: Q2 2026
Location: ATLANTA, GA
CIK: 0000711089
Portfolio Value: $461.3M (Q3 2025)
SEC Filing: 0001398344-25-020206 ↗ filed Nov 3, 2025

Holdings Value

Holdings 129 stocks · $461.3M


AAPL Apple Inc.	4.98%	90,134	$23.0M	Reduce -2.9%
MSFT Microsoft Corp.	3.96%	35,221	$18.2M	Reduce -3.6%
MO Altria Group Inc.	3.15%	220,199	$14.5M	Reduce -0.9%
BIL SS SPDR BB 1-3M T-Bill ETF	3.06%	154,057	$14.1M	Add +0.4%
CSCO Cisco Systems Inc.	2.73%	184,091	$12.6M	Add +0.5%
RTX RTX Corp.	2.60%	71,738	$12.0M	Reduce -2.4%
JNJ Johnson & Johnson	2.52%	62,616	$11.6M	Add +0.4%
PM Philip Morris International	2.48%	70,489	$11.4M	Reduce -1.1%
ABBV Abbvie Inc.	2.36%	46,998	$10.9M	Add +1.0%
TRV The Travelers Cos Inc.	2.15%	35,495	$9.9M	Reduce -0.3%
AMGN Amgen Inc.	2.06%	33,637	$9.5M	Add +0.8%
GLW Corning Inc.	1.82%	102,207	$8.4M	Reduce -2.9%
CME Cme Group Inc.	1.77%	30,173	$8.2M	Add +0.9%
VZ Verizon Communications Inc.	1.67%	174,977	$7.7M	Add +1.9%
BRK.B Berkshire Hathaway Inc. Class B	1.65%	15,147	$7.6M	Reduce -4.0%
V Visa Inc. Class A	1.60%	21,573	$7.4M	Reduce -0.3%
MDT Medtronic PLC	1.56%	75,674	$7.2M	Add +0.7%
QCOM Qualcomm Inc.	1.52%	42,263	$7.0M	Add +1.1%
MCD McDonald's Corp.	1.45%	21,936	$6.7M	Reduce -0.9%
CB Chubb Ltd.	1.41%	23,089	$6.5M	New
DUK Duke Energy Corp.	1.31%	48,651	$6.0M	Add +0.6%
LMT Lockheed Martin Corp.	1.24%	11,478	$5.7M	Add +0.7%
HSY The Hershey Co.	1.22%	30,117	$5.6M	Add +1.5%
HON Honeywell International Inc.	1.22%	26,729	$5.6M	Reduce -0.3%
PG The Procter & Gamble Co.	1.15%	34,469	$5.3M	Add +0.6%
ADP Automatic Data Processing	1.15%	17,997	$5.3M	Reduce -1.3%
COR Cencora Inc.	1.13%	16,724	$5.2M	Reduce -0.1%
KO The Coca-Cola Co.	1.07%	74,649	$5.0M	Reduce -2.6%
AXP American Express Co.	1.07%	14,846	$4.9M	Add +0.6%
WMT Walmart Inc.	1.06%	47,519	$4.9M	Reduce -2.6%
GIS General Mills Inc.	1.04%	95,186	$4.8M	Add +2.8%
SYY Sysco Corp.	1.03%	57,625	$4.7M	Reduce -8.8%
EMR Emerson Electric Co.	1.01%	35,562	$4.7M	Reduce -2.0%
CVX Chevron Corp.	0.98%	29,044	$4.5M	Add +0.7%
KMI Kinder Morgan Inc.	0.97%	158,109	$4.5M	Add +3.1%
ABT Abbott Laboratories	0.94%	32,456	$4.3M	Reduce -1.6%
JPM JPMorgan Chase & Co.	0.89%	13,064	$4.1M	Reduce -2.3%
AMZN Amazon.com Inc.	0.89%	18,598	$4.1M	Add +1.5%
SBUX Starbucks Corp.	0.87%	47,680	$4.0M	Add +1.9%
XLV SS Health Care Select Sector	0.81%	26,858	$3.7M	Reduce -3.4%
VIG Vanguard Dividend Apprec ETF	0.79%	16,939	$3.7M	Reduce -0.8%
BDX Becton Dickinson and Co.	0.74%	18,311	$3.4M	Add +3.1%
FANG Diamondback Energy Inc.	0.73%	23,652	$3.4M	Add +1.6%
KMB Kimberly-Clark Corp.	0.72%	26,851	$3.3M	Add +2.1%
KR Kroger Co.	0.70%	48,139	$3.2M	Add +1.5%
RNR Renaissancere Holdings Ltd.	0.70%	12,778	$3.2M	Add +1.6%
ICE Intercontinental Exchange Inc.	0.70%	19,224	$3.2M	Add +1.8%
QQQ Invesco QQQ Trust Series 1	0.70%	5,378	$3.2M	Add +4.0%
DOV Dover Corp.	0.70%	19,316	$3.2M	Reduce -0.2%
COST Costco Wholesale Corp.	0.69%	3,433	$3.2M	Reduce -0.6%
CRWD CrowdStrike Holdings Inc. Class A	0.66%	6,236	$3.1M	Add +0.7%
DLR Digital Realty Trust Inc.	0.66%	17,481	$3.0M	Add +0.2%
ROL Rollins Inc.	0.64%	50,173	$2.9M	Reduce -0.0%
NVDA Nvidia Corp.	0.63%	15,675	$2.9M	Reduce -0.6%
BMY Bristol-Myers Squibb Co.	0.63%	64,800	$2.9M	Reduce -2.7%
UL Unilever PLC	0.63%	49,187	$2.9M	Reduce -0.8%
RPM RPM International Inc.	0.62%	24,358	$2.9M	Add +0.2%
ELV Elevance Health Inc.	0.61%	8,749	$2.8M	Add +4.6%
LOW Lowe's Cos Inc.	0.61%	11,214	$2.8M	Reduce -1.8%
TRP TC Energy Corp.	0.58%	48,791	$2.7M	Add +1.6%
HD Home Depot Inc.	0.56%	6,358	$2.6M	Reduce -0.5%
ADM Archer-Daniels-Midland Co.	0.56%	43,111	$2.6M	Add +1.6%
AXS Axis Capital Holdings Ltd.	0.55%	26,690	$2.6M	Add +0.6%
TXN Texas Instruments Inc.	0.55%	13,756	$2.5M	Add +0.4%
DEO Diageo PLC-Sponsored ADR	0.54%	26,265	$2.5M	Reduce -2.4%
CVS CVS Health Corp.	0.54%	33,203	$2.5M	Add +1.1%
CBOE Cboe Global Markets Inc.	0.54%	10,120	$2.5M	Reduce -69.3%
ROK Rockwell Automation Inc.	0.52%	6,926	$2.4M	Reduce -1.5%
CAT Caterpillar Inc.	0.52%	5,017	$2.4M	Reduce -3.0%
WTRG Essential Utilities Inc.	0.51%	59,229	$2.4M	Reduce -10.3%
GD General Dynamics Corp.	0.49%	6,680	$2.3M	Add +2.5%
NVS Novartis AG-Sponsored ADR	0.49%	17,519	$2.2M	Reduce -0.4%
TGT Target Corp.	0.48%	24,570	$2.2M	Add +0.7%
NSRGY Nestle SA-Spons ADR	0.46%	23,359	$2.1M	Add +2.6%
BA The Boeing Co.	0.46%	9,910	$2.1M	Reduce -1.1%
SYK Stryker Corp.	0.46%	5,732	$2.1M	New
EXPD Expeditors Intl Wash Inc.	0.46%	17,239	$2.1M	Reduce -0.2%
PEP Pepsico Inc.	0.45%	14,912	$2.1M	Reduce -1.9%
NVO Novo-Nordisk A/S-Spons ADR	0.43%	35,764	$2.0M	Reduce -1.0%
C Citigroup Inc.	0.43%	19,497	$2.0M	Reduce -2.5%
SO The Southern Co.	0.43%	20,831	$2.0M	Add +0.6%
RLI Rli Corp.	0.42%	29,925	$2.0M	Reduce -2.0%
LAMR Lamar Advertising Co. Class A	0.41%	15,362	$1.9M	New
IWD iShares Russell 1000 Value E	0.40%	9,026	$1.8M	Reduce -2.9%
CHRW C.H. Robinson Worldwide Inc.	0.38%	13,178	$1.7M	Reduce -0.8%
CTRA Coterra Energy Inc.	0.38%	73,436	$1.7M	Add +18.7%
DIS The Walt Disney Co. filed as DISNEY WALT CO	0.36%	14,584	$1.7M	Add +6.8%
UBER Uber Technologies Inc.	0.36%	16,989	$1.7M	Reduce -1.9%
GOOGL Alphabet Inc. Class A	0.36%	6,797	$1.7M	No change
NEE Nextera Energy Inc.	0.32%	19,642	$1.5M	Add +4.5%
O Realty Income Corp.	0.31%	23,687	$1.4M	Add +5.2%
GILD Gilead Sciences Inc.	0.30%	12,414	$1.4M	Add +0.3%
SHV iShares 0-1 Year Treasury Bo	0.30%	12,337	$1.4M	Add +17.2%
GPC Genuine Parts Co.	0.29%	9,663	$1.3M	Add +0.2%
SHY iShares 1-3 Year Treasury Bo	0.28%	15,294	$1.3M	Add +29.9%
STZ Constellation Brands Inc. Class A	0.26%	9,061	$1.2M	Add +10.0%
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS	0.24%	3,922	$1.1M	Add +4.5%
GPN Global Payments Inc.	0.24%	13,179	$1.1M	New
OKE Oneok Inc.	0.23%	14,778	$1.1M	Add +12.6%
LYB Lyondellbasell Indu Class A	0.22%	20,238	$992K	Reduce -40.4%
IWF iShares Russell 1000 Growth	0.18%	1,818	$852K	Reduce -0.3%
BAC Bank of America Corp. filed as BANK AMERICA CORP	0.18%	15,929	$822K	Add +0.3%
CARR Carrier Global Corp.	0.16%	12,486	$745K	Add +0.2%
DLN Wisdomtree US Largecap Divid	0.15%	8,061	$702K	Add +0.0%
SHOP Shopify Inc. Class A	0.12%	3,730	$554K	No change
META Meta Platforms Inc. Class A	0.12%	736	$540K	No change
DE Deere & Co.	0.11%	1,145	$524K	Reduce -1.7%
XOM Exxon Mobil Corp.	0.11%	4,436	$500K	Reduce -46.1%
SWK Stanley Black & Decker Inc.	0.10%	6,050	$450K	Add +2.4%
ABBNY Abb Ltd.-Spon ADR	0.09%	5,945	$428K	No change
BHP BHP Group Ltd.-Spon ADR	0.09%	7,198	$401K	Add +1.0%
PKG Packaging Corp. of America	0.09%	1,813	$395K	Add +0.3%
WPM Wheaton Precious Metals Corp.	0.08%	3,439	$385K	Reduce -1.1%
UNH Unitedhealth Group Inc.	0.08%	1,070	$370K	Reduce -2.5%
RGLD Royal Gold Inc.	0.07%	1,705	$342K	Reduce -0.2%
DVY iShares Select Dividend ETF	0.07%	2,379	$338K	Reduce -10.8%
MKTX Marketaxess Holdings Inc.	0.07%	1,871	$326K	Add +16.8%
PYLD PIMCO Multisector Bond Actv	0.07%	11,945	$321K	No change
SII Sprott Inc.	0.07%	3,838	$319K	Add +0.4%
XLF SS Financial Select Sector	0.07%	5,684	$306K	Add +4.1%
YUM Yum! Brands Inc.	0.06%	1,902	$289K	Add +0.3%
NOW ServiceNow Inc.	0.06%	305	$281K	No change
T AT&T Inc.	0.06%	9,639	$272K	New
DG Dollar General Corp.	0.05%	2,334	$241K	Reduce -9.9%
HUBS HubSpot Inc.	0.05%	515	$241K	No change
SIEGY Siemens AG-Spons ADR	0.05%	1,767	$239K	No change
QLTY GMO U.S. Quality ETF	0.05%	6,375	$231K	New
GANX Gain Therapeutics Inc.	0.01%	35,000	$62K	Add +55.6%
RIG Transocean Ltd.	0.01%	10,000	$31K	New

Portfolio Sells Q2 2025 → Q3 2025


CBOE Cboe Global Markets Inc.	Reduce -69.3%	0.54%	−1.50
SYY Sysco Corp.	Reduce -8.8%	1.03%	−0.47
PM Philip Morris International	Reduce -1.1%	2.48%	−0.46
LYB Lyondellbasell Indu Class A	Reduce -40.4%	0.22%	−0.23
HON Honeywell International Inc.	Reduce -0.3%	1.22%	−0.19
MSFT Microsoft Corp.	Reduce -3.6%	3.96%	−0.16
KO The Coca-Cola Co.	Reduce -2.6%	1.07%	−0.16
V Visa Inc. Class A	Reduce -0.3%	1.60%	−0.14
NVO Novo-Nordisk A/S-Spons ADR	Reduce -1.0%	0.43%	−0.13
ADP Automatic Data Processing	Reduce -1.3%	1.15%	−0.13
DOV Dover Corp.	Reduce -0.2%	0.70%	−0.10
XOM Exxon Mobil Corp.	Reduce -46.1%	0.11%	−0.09
COST Costco Wholesale Corp.	Reduce -0.6%	0.69%	−0.09
EMR Emerson Electric Co.	Reduce -2.0%	1.01%	−0.08
BRK.B Berkshire Hathaway Inc. Class B	Reduce -4.0%	1.65%	−0.08
RLI Rli Corp.	Reduce -2.0%	0.42%	−0.08
ABT Abbott Laboratories	Reduce -1.6%	0.94%	−0.07
CCI Crown Castle Inc.	Sold out	0.00%	−0.07
DEO Diageo PLC-Sponsored ADR	Reduce -2.4%	0.54%	−0.07
BMY Bristol-Myers Squibb Co.	Reduce -2.7%	0.63%	−0.06
UL Unilever PLC	Reduce -0.8%	0.63%	−0.05
UPS United Parcel Service Class B	Sold out	0.00%	−0.05
KVUE Kenvue Inc.	Sold out	0.00%	−0.05
WTRG Essential Utilities Inc.	Reduce -10.3%	0.51%	−0.04
XLV SS Health Care Select Sector	Reduce -3.4%	0.81%	−0.04
DE Deere & Co.	Reduce -1.7%	0.11%	−0.02
MCD McDonald's Corp.	Reduce -0.9%	1.45%	−0.02
WMT Walmart Inc.	Reduce -2.6%	1.06%	−0.02
DG Dollar General Corp.	Reduce -9.9%	0.05%	−0.01
BA The Boeing Co.	Reduce -1.1%	0.46%	−0.01
IWD iShares Russell 1000 Value E	Reduce -2.9%	0.40%	−0.01
TRV The Travelers Cos Inc.	Reduce -0.3%	2.15%	−0.01
DVY iShares Select Dividend ETF	Reduce -10.8%	0.07%	−0.01
UBER Uber Technologies Inc.	Reduce -1.9%	0.36%	−0.01
ROK Rockwell Automation Inc.	Reduce -1.5%	0.52%	−0.00
COR Cencora Inc.	Reduce -0.1%	1.13%	−0.00
ROL Rollins Inc.	Reduce -0.0%	0.64%	−0.00
PEP Pepsico Inc.	Reduce -1.9%	0.45%	−0.00
VIG Vanguard Dividend Apprec ETF	Reduce -0.8%	0.79%	+0.00
UNH Unitedhealth Group Inc.	Reduce -2.5%	0.08%	+0.00
NVS Novartis AG-Sponsored ADR	Reduce -0.4%	0.49%	+0.00
RGLD Royal Gold Inc.	Reduce -0.2%	0.07%	+0.01
IWF iShares Russell 1000 Growth	Reduce -0.3%	0.18%	+0.01
EXPD Expeditors Intl Wash Inc.	Reduce -0.2%	0.46%	+0.01
WPM Wheaton Precious Metals Corp.	Reduce -1.1%	0.08%	+0.01
JPM JPMorgan Chase & Co.	Reduce -2.3%	0.89%	+0.01
HD Home Depot Inc.	Reduce -0.5%	0.56%	+0.03
LOW Lowe's Cos Inc.	Reduce -1.8%	0.61%	+0.04
C Citigroup Inc.	Reduce -2.5%	0.43%	+0.04
CAT Caterpillar Inc.	Reduce -3.0%	0.52%	+0.06

Portfolio Buys Q2 2025 → Q3 2025


CB Chubb Ltd.	New	1.41%	+1.41
SYK Stryker Corp.	New	0.46%	+0.46
LAMR Lamar Advertising Co. Class A	New	0.41%	+0.41
ABBV Abbvie Inc.	Add +1.0%	2.36%	+0.40
JNJ Johnson & Johnson	Add +0.4%	2.52%	+0.36
GPN Global Payments Inc.	New	0.24%	+0.24
HSY The Hershey Co.	Add +1.5%	1.22%	+0.11
MDT Medtronic PLC	Add +0.7%	1.56%	+0.08
GD General Dynamics Corp.	Add +2.5%	0.49%	+0.06
T AT&T Inc.	New	0.06%	+0.06
SHY iShares 1-3 Year Treasury Bo	Add +29.9%	0.28%	+0.05
QQQ Invesco QQQ Trust Series 1	Add +4.0%	0.70%	+0.05
ADM Archer-Daniels-Midland Co.	Add +1.6%	0.56%	+0.05
QLTY GMO U.S. Quality ETF	New	0.05%	+0.05
BDX Becton Dickinson and Co.	Add +3.1%	0.74%	+0.05
LMT Lockheed Martin Corp.	Add +0.7%	1.24%	+0.05
TRP TC Energy Corp.	Add +1.6%	0.58%	+0.04
CVX Chevron Corp.	Add +0.7%	0.98%	+0.04
SHV iShares 0-1 Year Treasury Bo	Add +17.2%	0.30%	+0.03
CVS CVS Health Corp.	Add +1.1%	0.54%	+0.03
NEE Nextera Energy Inc.	Add +4.5%	0.32%	+0.03
GPC Genuine Parts Co.	Add +0.2%	0.29%	+0.03
CTRA Coterra Energy Inc.	Add +18.7%	0.38%	+0.02
O Realty Income Corp.	Add +5.2%	0.31%	+0.02
RPM RPM International Inc.	Add +0.2%	0.62%	+0.02
QCOM Qualcomm Inc.	Add +1.1%	1.52%	+0.02
DUK Duke Energy Corp.	Add +0.6%	1.31%	+0.01
RNR Renaissancere Holdings Ltd.	Add +1.6%	0.70%	+0.01
BHP BHP Group Ltd.-Spon ADR	Add +1.0%	0.09%	+0.01
SII Sprott Inc.	Add +0.4%	0.07%	+0.01
FANG Diamondback Energy Inc.	Add +1.6%	0.73%	+0.01
PKG Packaging Corp. of America	Add +0.3%	0.09%	+0.01
BAC Bank of America Corp.	Add +0.3%	0.18%	+0.01
SWK Stanley Black & Decker Inc.	Add +2.4%	0.10%	+0.01
RIG Transocean Ltd.	New	0.01%	+0.01
GANX Gain Therapeutics Inc.	Add +55.6%	0.01%	+0.00
AXP American Express Co.	Add +0.6%	1.07%	+0.00
DLN Wisdomtree US Largecap Divid	Add +0.0%	0.15%	+0.00
XLF SS Financial Select Sector	Add +4.1%	0.07%	+0.00
YUM Yum! Brands Inc.	Add +0.3%	0.06%	−0.00
SO The Southern Co.	Add +0.6%	0.43%	−0.00
OKE Oneok Inc.	Add +12.6%	0.23%	−0.01
MKTX Marketaxess Holdings Inc.	Add +16.8%	0.07%	−0.01
IBM Intl Business Machines Corp.	Add +4.5%	0.24%	−0.01
GILD Gilead Sciences Inc.	Add +0.3%	0.30%	−0.01
VZ Verizon Communications Inc.	Add +1.9%	1.67%	−0.02
DIS The Walt Disney Co.	Add +6.8%	0.36%	−0.02
AMZN Amazon.com Inc.	Add +1.5%	0.89%	−0.03
DLR Digital Realty Trust Inc.	Add +0.2%	0.66%	−0.03
STZ Constellation Brands Inc. Class A	Add +10.0%	0.26%	−0.04

All Filings

Quarter	Positions	13F Reported Value	Top Holdings
Q2 2026	142	$514.7M	AAPL, CSCO, GLW, MO, JNJ
Q1 2026	133	$480.5M	AAPL, JNJ, MO, BIL, CSCO
Q4 2025	134	$474.5M	AAPL, MSFT, BIL, CSCO, JNJ
Q3 2025	129	$461.3M	AAPL, MSFT, MO, BIL, CSCO
Q2 2025	125	$441.4M	AAPL, MSFT, BIL, MO, PM
Q1 2025	127	$431.4M	AAPL, MSFT, MO, BIL, PM
Q4 2024	123	$412.0M	AAPL, MSFT, MO, CSCO, JNJ
Q3 2024	126	$423.3M	AAPL, MSFT, MO, AMGN, JNJ
Q2 2024	126	$394.2M	AAPL, MSFT, AMGN, MO, JNJ
Q1 2024	126	$394.1M	AAPL, MSFT, JNJ, MO, AMGN