Benedict Financial Advisors Inc.

Name: BENEDICT FINANCIAL ADVISORS INC 13F holdings, Q4 2025
Creator: BENEDICT FINANCIAL ADVISORS INC
Published: 2026-01-27

Q2 2026Q1 2026Q3 2025Q2 2025Q1 2025Q4 2024Q3 2024Q2 2024Q1 2024

In its 13F for Q4 2025 (holdings as of December 31, 2025, filed January 27, 2026), Benedict Financial Advisors Inc. reported 134 stock positions worth $474.5 million. Its top holding was Apple (AAPL) at 5.0% of the portfolio, followed by Microsoft (MSFT, 3.5%) and SS SPDR BB 1-3M T-Bill ETF (BIL, 3.0%). Compared with Q3 2025, it opened 6 new positions, sold out of 1, added to 71 and reduced 51. The biggest buy was a new position in Nike Class B (NKE) and the biggest sale Altria (MO, shares −0%).

Most Recent 13F: Q2 2026
Location: ATLANTA, GA
CIK: 0000711089
Portfolio Value: $474.5M (Q4 2025)
SEC Filing: 0001398344-26-001303 ↗ filed Jan 27, 2026

Holdings Value

Holdings 134 stocks · $474.5M


AAPL Apple Inc.	5.02%	87,665	$23.8M	Reduce -2.7%
MSFT Microsoft Corp.	3.52%	34,555	$16.7M	Reduce -1.9%
BIL SS SPDR BB 1-3M T-Bill ETF	3.04%	157,737	$14.4M	Add +2.4%
CSCO Cisco Systems Inc.	2.97%	182,820	$14.1M	Reduce -0.7%
JNJ Johnson & Johnson	2.73%	62,552	$12.9M	Reduce -0.1%
RTX RTX Corp.	2.68%	69,309	$12.7M	Reduce -3.4%
MO Altria Group Inc.	2.68%	220,144	$12.7M	Reduce -0.0%
PM Philip Morris International	2.39%	70,745	$11.3M	Add +0.4%
AMGN Amgen Inc.	2.32%	33,661	$11.0M	Add +0.1%
ABBV Abbvie Inc.	2.26%	46,994	$10.7M	Reduce -0.0%
TRV The Travelers Cos Inc.	2.17%	35,502	$10.3M	Add +0.0%
GLW Corning Inc.	1.78%	96,347	$8.4M	Reduce -5.7%
CME Cme Group Inc.	1.74%	30,273	$8.3M	Add +0.3%
V Visa Inc. Class A	1.60%	21,602	$7.6M	Add +0.1%
BRK.B Berkshire Hathaway Inc. Class B	1.58%	14,947	$7.5M	Reduce -1.3%
MDT Medtronic PLC	1.54%	75,957	$7.3M	Add +0.4%
QCOM Qualcomm Inc.	1.53%	42,465	$7.3M	Add +0.5%
CB Chubb Ltd.	1.53%	23,247	$7.3M	Add +0.7%
VZ Verizon Communications Inc.	1.49%	173,712	$7.1M	Reduce -0.7%
MCD McDonald's Corp.	1.40%	21,798	$6.7M	Reduce -0.6%
LMT Lockheed Martin Corp.	1.23%	12,092	$5.8M	Add +5.3%
DUK Duke Energy Corp.	1.22%	49,268	$5.8M	Add +1.3%
COR Cencora Inc.	1.17%	16,411	$5.5M	Reduce -1.9%
HSY The Hershey Co.	1.17%	30,379	$5.5M	Add +0.9%
AXP American Express Co.	1.14%	14,575	$5.4M	Reduce -1.8%
HON Honeywell International Inc.	1.12%	27,150	$5.3M	Add +1.6%
WMT Walmart Inc.	1.11%	47,208	$5.3M	Reduce -0.7%
KO The Coca-Cola Co.	1.11%	75,039	$5.2M	Add +0.5%
PG The Procter & Gamble Co.	1.05%	34,663	$5.0M	Add +0.6%
EMR Emerson Electric Co.	0.98%	35,094	$4.7M	Reduce -1.3%
ADP Automatic Data Processing	0.97%	17,872	$4.6M	Reduce -0.7%
CVX Chevron Corp.	0.97%	30,083	$4.6M	Add +3.6%
AMZN Amazon.com Inc.	0.96%	19,718	$4.6M	Add +6.0%
GIS General Mills Inc.	0.95%	96,662	$4.5M	Add +1.6%
KMI Kinder Morgan Inc.	0.94%	162,412	$4.5M	Add +2.7%
JPM JPMorgan Chase & Co.	0.91%	13,462	$4.3M	Add +3.0%
SYY Sysco Corp.	0.91%	58,283	$4.3M	Add +1.1%
XLV SS Health Care Select Sector	0.89%	27,416	$4.2M	Add +2.1%
ABT Abbott Laboratories	0.85%	32,328	$4.1M	Reduce -0.4%
SBUX Starbucks Corp.	0.83%	46,609	$3.9M	Reduce -2.3%
QQQ Invesco QQQ Trust Series 1	0.82%	6,366	$3.9M	Add +18.4%
DOV Dover Corp.	0.79%	19,213	$3.8M	Reduce -0.5%
VIG Vanguard Dividend Apprec ETF	0.78%	16,875	$3.7M	Reduce -0.4%
BMY Bristol-Myers Squibb Co.	0.78%	68,637	$3.7M	Add +5.9%
BDX Becton Dickinson and Co.	0.77%	18,844	$3.7M	Add +2.9%
RNR Renaissancere Holdings Ltd.	0.77%	12,926	$3.6M	Add +1.2%
FANG Diamondback Energy Inc.	0.75%	23,596	$3.5M	Reduce -0.2%
NVDA Nvidia Corp.	0.69%	17,519	$3.3M	Add +11.8%
ICE Intercontinental Exchange Inc.	0.67%	19,527	$3.2M	Add +1.6%
ELV Elevance Health Inc.	0.66%	8,894	$3.1M	Add +1.7%
KR Kroger Co.	0.65%	49,400	$3.1M	Add +2.6%
ROL Rollins Inc.	0.63%	50,159	$3.0M	Reduce -0.0%
COST Costco Wholesale Corp.	0.62%	3,417	$2.9M	Reduce -0.5%
CRWD CrowdStrike Holdings Inc. Class A	0.62%	6,279	$2.9M	Add +0.7%
UL Unilever PLC-Sponsored ADR	0.61%	44,033	$2.9M	Add +0.8%
LAMR Lamar Advertising Co. Class A	0.61%	22,699	$2.9M	Add +47.8%
AXS Axis Capital Holdings Ltd.	0.60%	26,673	$2.9M	Reduce -0.1%
CAT Caterpillar Inc.	0.60%	4,931	$2.8M	Reduce -1.7%
LOW Lowe's Cos Inc.	0.59%	11,559	$2.8M	Add +3.1%
KMB Kimberly-Clark Corp.	0.58%	27,212	$2.7M	Add +1.3%
CVS CVS Health Corp.	0.57%	34,129	$2.7M	Add +2.8%
TRP TC Energy Corp.	0.57%	49,126	$2.7M	Add +0.7%
ROK Rockwell Automation Inc.	0.57%	6,929	$2.7M	Add +0.0%
DLR Digital Realty Trust Inc.	0.57%	17,397	$2.7M	Reduce -0.5%
RPM RPM International Inc.	0.56%	25,349	$2.6M	Add +4.1%
EXPD Expeditors Intl Wash Inc.	0.54%	17,135	$2.6M	Reduce -0.6%
CBOE Cboe Global Markets Inc.	0.53%	10,100	$2.5M	Reduce -0.2%
ADM Archer-Daniels-Midland Co.	0.53%	43,550	$2.5M	Add +1.0%
GOOGL Alphabet Inc. Class A	0.52%	7,804	$2.4M	Add +14.8%
NVS Novartis AG-Sponsored ADR	0.51%	17,478	$2.4M	Reduce -0.2%
TGT Target Corp.	0.51%	24,569	$2.4M	Reduce 0.0%
TXN Texas Instruments Inc.	0.50%	13,764	$2.4M	Add +0.1%
NSRGY Nestle SA-Spons ADR	0.49%	23,682	$2.3M	Add +1.4%
GD General Dynamics Corp.	0.49%	6,948	$2.3M	Add +4.0%
C Citigroup Inc.	0.49%	19,816	$2.3M	Add +1.6%
HD Home Depot Inc.	0.45%	6,271	$2.2M	Reduce -1.4%
WTRG Essential Utilities Inc.	0.45%	55,930	$2.1M	Reduce -5.6%
CTRA Coterra Energy Inc.	0.45%	80,333	$2.1M	Add +9.4%
BA The Boeing Co.	0.44%	9,611	$2.1M	Reduce -3.0%
DEO Diageo PLC-Sponsored ADR	0.44%	24,183	$2.1M	Reduce -7.9%
PEP Pepsico Inc.	0.44%	14,446	$2.1M	Reduce -3.1%
CHRW C.H. Robinson Worldwide Inc.	0.43%	12,755	$2.1M	Reduce -3.2%
SYK Stryker Corp.	0.42%	5,690	$2.0M	Reduce -0.7%
GPN Global Payments Inc.	0.42%	25,469	$2.0M	Add +93.3%
RLI Rli Corp.	0.41%	30,675	$2.0M	Add +2.5%
OKE Oneok Inc.	0.41%	26,216	$1.9M	Add +77.4%
IWD iShares Russell 1000 Value E	0.40%	9,064	$1.9M	Add +0.4%
SO The Southern Co.	0.39%	21,469	$1.9M	Add +3.1%
NVO Novo-Nordisk A/S-Spons ADR	0.38%	35,527	$1.8M	Reduce -0.7%
NEE Nextera Energy Inc.	0.33%	19,745	$1.6M	Add +0.5%
GILD Gilead Sciences Inc.	0.31%	12,102	$1.5M	Reduce -2.5%
SHV iShares 0-1 Year Treasury Bo	0.31%	13,284	$1.5M	Add +7.7%
UBER Uber Technologies Inc.	0.29%	16,989	$1.4M	No change
O Realty Income Corp.	0.29%	24,360	$1.4M	Add +2.8%
DIS The Walt Disney Co. filed as DISNEY WALT CO	0.28%	11,881	$1.4M	Reduce -18.5%
NKE Nike Inc. Class B	0.28%	20,954	$1.3M	New
SHY iShares 1-3 Year Treasury Bo	0.26%	15,092	$1.2M	Reduce -1.3%
STZ Constellation Brands Inc. Class A	0.26%	8,900	$1.2M	Reduce -1.8%
GPC Genuine Parts Co.	0.25%	9,683	$1.2M	Add +0.2%
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS	0.25%	3,941	$1.2M	Add +0.5%
BAC Bank of America Corp. filed as BANK AMERICA CORP	0.18%	15,892	$874K	Reduce -0.2%
IWF iShares Russell 1000 Growth	0.18%	1,818	$860K	No change
DLN Wisdomtree US Largecap Divid	0.15%	8,063	$710K	Add +0.0%
CARR Carrier Global Corp.	0.14%	12,568	$664K	Add +0.7%
META Meta Platforms Inc. Class A	0.14%	976	$644K	Add +32.6%
SPY SS SPDR S&P 500 ETF Trust-US	0.13%	918	$626K	New
SHOP Shopify Inc. Class A	0.13%	3,730	$600K	No change
PYLD PIMCO Multisector Bond Actv	0.12%	21,715	$579K	Add +81.8%
DE Deere & Co.	0.11%	1,147	$534K	Add +0.2%
XOM Exxon Mobil Corp.	0.11%	4,371	$526K	Reduce -1.5%
ABBNY Abb Ltd.-Spon ADR	0.09%	5,945	$440K	No change
BHP BHP Group Ltd.-Spon ADR	0.09%	7,198	$435K	No change
SWK Stanley Black & Decker Inc.	0.09%	5,776	$429K	Reduce -4.5%
WPM Wheaton Precious Metals Corp.	0.09%	3,441	$404K	Add +0.1%
PKG Packaging Corp. of America	0.08%	1,905	$393K	Add +5.1%
VOO Vanguard S&P 500 ETF	0.08%	623	$391K	New
AVGO Broadcom Inc.	0.08%	1,123	$389K	New
RGLD Royal Gold Inc.	0.08%	1,707	$380K	Add +0.1%
SII Sprott Inc.	0.08%	3,853	$377K	Add +0.4%
DVY iShares Select Dividend ETF	0.07%	2,359	$333K	Reduce -0.8%
LYB Lyondellbasell Indu Class A	0.07%	7,558	$327K	Reduce -62.6%
QLTY GMO U.S. Quality ETF	0.07%	8,495	$327K	Add +33.3%
DG Dollar General Corp.	0.07%	2,342	$311K	Add +0.3%
XLF SS Financial Select Sector	0.06%	5,613	$307K	Reduce -1.3%
MKTX Marketaxess Holdings Inc.	0.06%	1,671	$303K	Reduce -10.7%
UNH Unitedhealth Group Inc.	0.06%	881	$291K	Reduce -17.7%
YUM Yum! Brands Inc.	0.06%	1,906	$288K	Add +0.2%
NOW ServiceNow Inc.	0.05%	1,655	$254K	Add +8.5%
T AT&T Inc.	0.05%	9,704	$241K	Add +0.7%
SIEGY Siemens AG-Spons ADR	0.05%	1,651	$231K	Reduce -6.6%
INGR Ingredion Inc.	0.04%	1,920	$212K	New
HUBS HubSpot Inc.	0.04%	515	$207K	No change
CRM Salesforce Inc.	0.04%	777	$206K	New
GANX Gain Therapeutics Inc.	0.03%	38,000	$122K	Add +8.6%

Portfolio Sells Q3 2025 → Q4 2025


MO Altria Group Inc.	Reduce -0.0%	2.68%	−0.48
MSFT Microsoft Corp.	Reduce -1.9%	3.52%	−0.43
ADP Automatic Data Processing	Reduce -0.7%	0.97%	−0.18
VZ Verizon Communications Inc.	Reduce -0.7%	1.49%	−0.18
LYB Lyondellbasell Indu Class A	Reduce -62.6%	0.07%	−0.15
DEO Diageo PLC-Sponsored ADR	Reduce -7.9%	0.44%	−0.10
HD Home Depot Inc.	Reduce -1.4%	0.45%	−0.10
ABBV Abbvie Inc.	Reduce -0.0%	2.26%	−0.10
ABT Abbott Laboratories	Reduce -0.4%	0.85%	−0.09
DLR Digital Realty Trust Inc.	Reduce -0.5%	0.57%	−0.09
DIS The Walt Disney Co.	Reduce -18.5%	0.28%	−0.08
COST Costco Wholesale Corp.	Reduce -0.5%	0.62%	−0.07
BRK.B Berkshire Hathaway Inc. Class B	Reduce -1.3%	1.58%	−0.07
WTRG Essential Utilities Inc.	Reduce -5.6%	0.45%	−0.06
NVO Novo-Nordisk A/S-Spons ADR	Reduce -0.7%	0.38%	−0.05
SBUX Starbucks Corp.	Reduce -2.3%	0.83%	−0.05
MCD McDonald's Corp.	Reduce -0.6%	1.40%	−0.04
GLW Corning Inc.	Reduce -5.7%	1.78%	−0.04
SYK Stryker Corp.	Reduce -0.7%	0.42%	−0.04
EMR Emerson Electric Co.	Reduce -1.3%	0.98%	−0.03
BA The Boeing Co.	Reduce -3.0%	0.44%	−0.02
UNH Unitedhealth Group Inc.	Reduce -17.7%	0.06%	−0.02
PEP Pepsico Inc.	Reduce -3.1%	0.44%	−0.02
SHY iShares 1-3 Year Treasury Bo	Reduce -1.3%	0.26%	−0.01
VIG Vanguard Dividend Apprec ETF	Reduce -0.4%	0.78%	−0.01
SWK Stanley Black & Decker Inc.	Reduce -4.5%	0.09%	−0.01
MKTX Marketaxess Holdings Inc.	Reduce -10.7%	0.06%	−0.01
RIG Transocean Ltd.	Sold out	0.00%	−0.01
STZ Constellation Brands Inc. Class A	Reduce -1.8%	0.26%	−0.01
ROL Rollins Inc.	Reduce -0.0%	0.63%	−0.00
CBOE Cboe Global Markets Inc.	Reduce -0.2%	0.53%	−0.00
DVY iShares Select Dividend ETF	Reduce -0.8%	0.07%	−0.00
SIEGY Siemens AG-Spons ADR	Reduce -6.6%	0.05%	−0.00
XLF SS Financial Select Sector	Reduce -1.3%	0.06%	−0.00
XOM Exxon Mobil Corp.	Reduce -1.5%	0.11%	+0.00
BAC Bank of America Corp.	Reduce -0.2%	0.18%	+0.01
FANG Diamondback Energy Inc.	Reduce -0.2%	0.75%	+0.01
GILD Gilead Sciences Inc.	Reduce -2.5%	0.31%	+0.01
NVS Novartis AG-Sponsored ADR	Reduce -0.2%	0.51%	+0.02
TGT Target Corp.	Reduce 0.0%	0.51%	+0.03
COR Cencora Inc.	Reduce -1.9%	1.17%	+0.04
WMT Walmart Inc.	Reduce -0.7%	1.11%	+0.05
AAPL Apple Inc.	Reduce -2.7%	5.02%	+0.05
AXS Axis Capital Holdings Ltd.	Reduce -0.1%	0.60%	+0.05
CHRW C.H. Robinson Worldwide Inc.	Reduce -3.2%	0.43%	+0.05
AXP American Express Co.	Reduce -1.8%	1.14%	+0.07
CAT Caterpillar Inc.	Reduce -1.7%	0.60%	+0.08
RTX RTX Corp.	Reduce -3.4%	2.68%	+0.08
EXPD Expeditors Intl Wash Inc.	Reduce -0.6%	0.54%	+0.08
DOV Dover Corp.	Reduce -0.5%	0.79%	+0.09

Portfolio Buys Q3 2025 → Q4 2025


NKE Nike Inc. Class B	New	0.28%	+0.28
AMGN Amgen Inc.	Add +0.1%	2.32%	+0.26
LAMR Lamar Advertising Co. Class A	Add +47.8%	0.61%	+0.20
GPN Global Payments Inc.	Add +93.3%	0.42%	+0.18
OKE Oneok Inc.	Add +77.4%	0.41%	+0.17
GOOGL Alphabet Inc. Class A	Add +14.8%	0.52%	+0.16
BMY Bristol-Myers Squibb Co.	Add +5.9%	0.78%	+0.15
SPY SS SPDR S&P 500 ETF Trust-US	New	0.13%	+0.13
QQQ Invesco QQQ Trust Series 1	Add +18.4%	0.82%	+0.12
CB Chubb Ltd.	Add +0.7%	1.53%	+0.12
XLV SS Health Care Select Sector	Add +2.1%	0.89%	+0.08
VOO Vanguard S&P 500 ETF	New	0.08%	+0.08
AVGO Broadcom Inc.	New	0.08%	+0.08
AMZN Amazon.com Inc.	Add +6.0%	0.96%	+0.07
CTRA Coterra Energy Inc.	Add +9.4%	0.45%	+0.07
RNR Renaissancere Holdings Ltd.	Add +1.2%	0.77%	+0.06
C Citigroup Inc.	Add +1.6%	0.49%	+0.06
NVDA Nvidia Corp.	Add +11.8%	0.69%	+0.05
PYLD PIMCO Multisector Bond Actv	Add +81.8%	0.12%	+0.05
INGR Ingredion Inc.	New	0.04%	+0.04
ELV Elevance Health Inc.	Add +1.7%	0.66%	+0.04
ROK Rockwell Automation Inc.	Add +0.0%	0.57%	+0.04
CRM Salesforce Inc.	New	0.04%	+0.04
KO The Coca-Cola Co.	Add +0.5%	1.11%	+0.03
NSRGY Nestle SA-Spons ADR	Add +1.4%	0.49%	+0.03
CVS CVS Health Corp.	Add +2.8%	0.57%	+0.03
BDX Becton Dickinson and Co.	Add +2.9%	0.77%	+0.03
TRV The Travelers Cos Inc.	Add +0.0%	2.17%	+0.02
JPM JPMorgan Chase & Co.	Add +3.0%	0.91%	+0.02
QLTY GMO U.S. Quality ETF	Add +33.3%	0.07%	+0.02
META Meta Platforms Inc. Class A	Add +32.6%	0.14%	+0.02
DG Dollar General Corp.	Add +0.3%	0.07%	+0.01
SHV iShares 0-1 Year Treasury Bo	Add +7.7%	0.31%	+0.01
NEE Nextera Energy Inc.	Add +0.5%	0.33%	+0.01
GANX Gain Therapeutics Inc.	Add +8.6%	0.03%	+0.01
SII Sprott Inc.	Add +0.4%	0.08%	+0.01
QCOM Qualcomm Inc.	Add +0.5%	1.53%	+0.01
IBM Intl Business Machines Corp.	Add +0.5%	0.25%	+0.01
RGLD Royal Gold Inc.	Add +0.1%	0.08%	+0.01
IWD iShares Russell 1000 Value E	Add +0.4%	0.40%	+0.00
WPM Wheaton Precious Metals Corp.	Add +0.1%	0.09%	+0.00
V Visa Inc. Class A	Add +0.1%	1.60%	+0.00
GD General Dynamics Corp.	Add +4.0%	0.49%	−0.00
DE Deere & Co.	Add +0.2%	0.11%	−0.00
YUM Yum! Brands Inc.	Add +0.2%	0.06%	−0.00
DLN Wisdomtree US Largecap Divid	Add +0.0%	0.15%	−0.00
PKG Packaging Corp. of America	Add +5.1%	0.08%	−0.00
TRP TC Energy Corp.	Add +0.7%	0.57%	−0.01
NOW ServiceNow Inc.	Add +8.5%	0.05%	−0.01
T AT&T Inc.	Add +0.7%	0.05%	−0.01

All Filings

Quarter	Positions	13F Reported Value	Top Holdings
Q2 2026	142	$514.7M	AAPL, CSCO, GLW, MO, JNJ
Q1 2026	133	$480.5M	AAPL, JNJ, MO, BIL, CSCO
Q4 2025	134	$474.5M	AAPL, MSFT, BIL, CSCO, JNJ
Q3 2025	129	$461.3M	AAPL, MSFT, MO, BIL, CSCO
Q2 2025	125	$441.4M	AAPL, MSFT, BIL, MO, PM
Q1 2025	127	$431.4M	AAPL, MSFT, MO, BIL, PM
Q4 2024	123	$412.0M	AAPL, MSFT, MO, CSCO, JNJ
Q3 2024	126	$423.3M	AAPL, MSFT, MO, AMGN, JNJ
Q2 2024	126	$394.2M	AAPL, MSFT, AMGN, MO, JNJ
Q1 2024	126	$394.1M	AAPL, MSFT, JNJ, MO, AMGN