Bull Oak Capital, LLC

In its 13F for Q3 2024 (holdings as of September 30, 2024, filed October 23, 2024), Bull Oak Capital, LLC reported 124 stock positions worth $174.1 million. Its top holding was iShares Core S&P 500 ETF (IVV) at 26.2% of the portfolio, followed by Avantis U.S. Equity ETF (AVUS, 14.1%) and iShares Core MSCI Eafe ETF (IEFA, 13.0%). Compared with Q2 2024, it opened 87 new positions, sold out of 8, added to 19 and reduced 9. The biggest buy was a new position in Avantis U.S. Equity ETF (AVUS) and the biggest sale American Century ETF Trust Avantis U S Equity ETF (shares −98%).

Most Recent 13F
Q2 2026
Location
RANCHO SANTA FE, CA
CIK
0001824263
Portfolio Value
$174.1M (Q3 2024)
SEC Filing
0001824263-24-000005 ↗ filed Oct 23, 2024

Holdings Value

0$100.0M$200.0M$300.0M$400.0M Q1 2024: $149.2M Q1 2024 Q2 2024: $155.3M Q2 2024 Q3 2024: $174.1M $174.1M Q3 2024 Q4 2024: $179.8M Q4 2024 Q1 2025: $183.4M Q1 2025 Q2 2025: $219.5M Q2 2025 Q3 2025: $235.4M Q3 2025 Q4 2025: $244.8M Q4 2025 Q1 2026: $260.2M Q1 2026 Q2 2026: $300.2M Q2 2026

Holdings 124 stocks · $174.1M
IVV iShares Core S&P 500 ETF 26.25% 79,215 $45.7M Add +5.6%
AVUS Avantis U.S. Equity ETF 14.14% 258,807 $24.6M New
IEFA iShares Core MSCI Eafe ETF 13.03% 290,712 $22.7M Add +2.4%
SPAB SS SPDR P Agg Bond ETF 9.75% 649,422 $17.0M Add +56.3%
AVUV Avantis US Small Cap Value 6.82% 123,701 $11.9M New
SPYM Ste STR SPDR PT S&P 500 ETF 5.78% 149,122 $10.1M Reduce -4.4%
GOVT iShares US Treasury Bond ETF 5.16% 383,393 $9.0M Add +69.6%
VO Vngrd Mrngstr MD-Cap ETF-Usd 3.87% 25,545 $6.7M Add +2.9%
FRDM Freedom 100 Emeging MRKT ETF 3.79% 184,360 $6.6M Add +4.9%
AVDV Avantis Intl S/C Value ETF 2.33% 57,496 $4.1M New
SHV iShares 0-1 Year Treasury Bo 2.02% 31,772 $3.5M Reduce -57.5%
BSV Vanguard Short-Term Bond ETF 1.39% 30,707 $2.4M Reduce -64.4%
VUG Vanguard Mrngstar GR ETF-Sui 0.66% 2,981 $1.1M New
VTV Vanguard Mrngstr Val ETF-Aui 0.56% 5,542 $967K New
IBIT iShares Bitcoin Trust ETF 0.49% 23,696 $856K Add +15.9%
MSFT Microsoft Corp. 0.32% 1,277 $549K Add +22.4%
INTU Intuit Inc. 0.31% 871 $541K Reduce -13.3%
ADBE Adobe Inc. 0.28% 952 $493K New
SRE Sempra 0.24% 5,059 $423K New
SPY SS SPDR S&P 500 ETF Trust-US 0.24% 735 $422K Add +90.4%
PCOXX Fed Herm Prime Cash Obl-WLTH filed as FEDERATED HRMS PRIME CSH OBL CL WSARES 0.24% 410,500 $411K New
AMERICAN CENTURY ETF TRUST AVANTIS U S EQUITY ETF 0.23% 4,195 $399K Reduce -98.3%
DFUV Dimensional US Marketwide Va 0.14% 5,963 $249K Reduce -1.9%
SCHD Schwab US DVD Equity ETF 0.14% 2,876 $243K New
NVDA Nvidia Corp. 0.14% 1,950 $237K Add +132.1%
VTI VG Morningstar TS MKT ETF-US 0.11% 706 $200K No change
DFUS Dimensional US Eq MKT ETF 0.11% 3,171 $197K Reduce -5.0%
VBR Vngrd Mrngst SL-CP Val ETF-U 0.09% 744 $149K New
DECK Deckers Outdoor Corp. 0.08% 828 $132K No change
TWCUX American Century Ultra-Inv 0.08% 1,448 $132K New
FLOT iShares Floating Rate Bond E 0.07% 2,257 $115K New
VBK Van Morst SML-Cap Gro-Usd Inc. 0.07% 428 $115K New
BIV Vanguard Intermediate-Term B 0.06% 1,308 $103K New
VTSAX VNGD Mrngst TS MK Idx FD-Adm filed as VANGUARD TOTAL STOCK MKT IDX ADM 0.06% 705 $97K Add +0.7%
INVESCO GLOBAL FUND CL A 0.05% 889 $94K New
GOOGL Alphabet Inc. Class A 0.05% 554 $92K Add +162.6%
VHT Vanguard Health Care ETF 0.05% 321 $91K New
EXPGY Experian PLC-Spons ADR 0.05% 1,605 $85K Add +165.3%
TSLA Tesla Inc. 0.05% 322 $84K No change
CSCO Cisco Systems Inc. 0.05% 1,515 $81K New
IAU iShares Gold Trust 0.05% 1,592 $79K New
FEQTX Fidelity Eqty DVD Inc. 0.04% 2,423 $76K New
DFAT Dimensional US Target Value 0.04% 1,342 $75K Reduce -5.4%
CRM Salesforce Inc. 0.03% 218 $60K New
VWNFX Vanguard Windsor II-Inv 0.03% 1,120 $55K New
INVESCO DISCOVERY MID CAP GWTH FD CL A 0.03% 1,939 $54K New
FASMX Fidelity Asset Manager 50% 0.03% 2,219 $48K New
AMZN Amazon.com Inc. 0.03% 240 $45K New
META Meta Platforms Inc. Class A 0.02% 73 $42K No change
MINIX MFS Internation Int Equ FD-I 0.02% 797 $37K New
AAPL Apple Inc. 0.02% 155 $36K New
NFLX Netflix Inc. 0.02% 46 $33K No change
DIA SS SPDR Dow Jones Indus Avg filed as SPDR DOW JONES INDL AVERAGE 0.02% 77 $33K New
TINGX Thornburg Intl Grow-I 0.02% 1,113 $31K New
VADAX Invesco Eq-WGT S&P 500-A 0.02% 349 $28K New
VCIT Vanguard Int-Term Corporate 0.02% 324 $27K New
MEIIX MFS Value Fund-I 0.01% 422 $23K Add +0.5%
VOO Vanguard S&P 500 ETF 0.01% 43 $22K Reduce -18.9%
DIS The Walt Disney Co. filed as DISNEY WALT CO 0.01% 230 $22K New
TSM Taiwan Semiconductor-SP ADR 0.01% 123 $21K No change
CMI Cummins Inc. 0.01% 63 $20K New
ANF Abercrombie & Fitch Co. Class A 0.01% 130 $18K New
GOOG Alphabet Inc. Class C 0.01% 100 $17K No change
FSPHX Fidelity Sel Heal Car PRT 0.01% 486 $15K New
HGOIX Hartford Growth Opport-I 0.01% 247 $15K Add +0.4%
JUESX JPMorgan US Equity-I 0.01% 575 $15K Add +0.2%
APGYX AB Large Cap Growth-Adv 0.01% 119 $13K No change
TAL Tal Education Group- ADR 0.01% 1,000 $12K No change
PCBIX Principal Midcap Fund-Inst 0.01% 240 $11K Add +0.4%
HPQ HP Inc. 0.01% 272 $10K New
AGG iShares Core U.S. Aggregate 0.00% 72 $7K Add +1.4%
EFA iShares MSCI Eafe ETF 0.00% 70 $6K New
PIREX Principal Real Est Sec-Inst 0.00% 188 $6K Add +1.1%
ING ING Groep N.V.-Sponsored ADR 0.00% 310 $6K New
HPE Hewlett Packard Enterprise 0.00% 269 $6K New
SIEGY Siemens AG-Spons ADR 0.00% 51 $5K New
BK OF AMERICA CORP 4.183 11/25/27 0.00% 5,000 $5K New
EMBJ Embraer SA-Spon ADR 0.00% 129 $5K New
TSCDY Tesco PLC-Sponsored ADR 0.00% 309 $4K New
UBS UBS Group AG-Reg 0.00% 139 $4K New
SHEL Shell PLC-ADR 0.00% 64 $4K New
SUTNY Sumitomo Mitsui TR-Spon ADR 0.00% 822 $4K New
ALIZY Allianz SE - Unsp ADR 0.00% 117 $4K New
PUBGY Publicis Groupe-ADR 0.00% 133 $4K New
WCMIX WCM Focused Intl Growth-Inst 0.00% 136 $4K New
WTKWY Wolters Kluwer NV-Spons ADR 0.00% 21 $4K New
SNY Sanofi-ADR 0.00% 61 $4K New
AXS Axis Capital Holdings Ltd. 0.00% 44 $4K New
DHLGY DHL AG - ADR filed as DEUTSCHE POST ADR 0.00% 78 $3K New
TWODY Taylor Wimpey PLC-Unspon ADR 0.00% 154 $3K New
ACCYY Accor SA-Sponsored ADR 0.00% 373 $3K New
ALSMY Alstom SA-Unspon ADR 0.00% 1,573 $3K New
THNPY Technip Energies ADR - Spon 0.00% 133 $3K New
SKHSY Sekisui House-Spons ADR 0.00% 108 $3K New
SMPNY Sompo Japan Nipponkoa-Un ADR filed as SOMPO HLDGS INC ADR 0.00% 268 $3K New
NNGRY NN Group NV - Unspon ADR 0.00% 120 $3K New
NGG National Grid PLC-SP ADR 0.00% 41 $3K New
IDEXY Inditex-Unspon ADR 0.00% 93 $3K New
SAP Sap SE-Sponsored ADR 0.00% 12 $3K New
RHHBY Roche Holdings Ltd.-Spons ADR 0.00% 68 $3K New

Show all 124 holdings

Portfolio Sells Q2 2024 → Q3 2024
AMERICAN CENTURY ETF TRUST AVANTIS U S EQUITY ETF Reduce -98.3% 0.23% −14.53
Avantis US Small Cap Value ETF Sold out 0.00% −7.02
SHV iShares 0-1 Year Treasury Bo Reduce -57.5% 2.02% −3.31
BSV Vanguard Short-Term Bond ETF Reduce -64.4% 1.39% −2.87
AMERICAN CENTURY ETF TRUST AVANTIS INTERNATIONAL SMALL CAP VALUE ETF Sold out 0.00% −2.35
SPYM Ste STR SPDR PT S&P 500 ETF Reduce -4.4% 5.78% −0.65
INTU Intuit Inc. Reduce -13.3% 0.31% −0.12
Amazon.Com Inc Sold out 0.00% −0.03
ICEIX Nomra International Core-Ins Sold out 0.00% −0.02
DFUS Dimensional US Eq MKT ETF Reduce -5.0% 0.11% −0.01
DFUV Dimensional US Marketwide Va Reduce -1.9% 0.14% −0.01
GERIX Gldmn SCHS E/M Eq Insg-Inst Sold out 0.00% −0.01
Apple Inc Sold out 0.00% −0.01
AMERICAN CENTY CAP PORTFOLIO INC MID CAP VALUE I SHR CLASS Sold out 0.00% −0.01
LBNYX Lord Abbett BND Debentur-I Sold out 0.00% −0.00
DFAT Dimensional US Target Value Reduce -5.4% 0.04% −0.00
VOO Vanguard S&P 500 ETF Reduce -18.9% 0.01% −0.00

Portfolio Buys Q2 2024 → Q3 2024
AVUS Avantis U.S. Equity ETF New 14.14% +14.14
AVUV Avantis US Small Cap Value New 6.82% +6.82
SPAB SS SPDR P Agg Bond ETF Add +56.3% 9.75% +3.04
AVDV Avantis Intl S/C Value ETF New 2.33% +2.33
GOVT iShares US Treasury Bond ETF Add +69.6% 5.16% +1.88
VUG Vanguard Mrngstar GR ETF-Sui New 0.66% +0.66
VTV Vanguard Mrngstr Val ETF-Aui New 0.56% +0.56
ADBE Adobe Inc. New 0.28% +0.28
SRE Sempra New 0.24% +0.24
PCOXX Fed Herm Prime Cash Obl-WLTH New 0.24% +0.24
SCHD Schwab US DVD Equity ETF New 0.14% +0.14
SPY SS SPDR S&P 500 ETF Trust-US Add +90.4% 0.24% +0.11
VBR Vngrd Mrngst SL-CP Val ETF-U New 0.09% +0.09
TWCUX American Century Ultra-Inv New 0.08% +0.08
NVDA Nvidia Corp. Add +132.1% 0.14% +0.07
FLOT iShares Floating Rate Bond E New 0.07% +0.07
VBK Van Morst SML-Cap Gro-Usd Inc. New 0.07% +0.07
BIV Vanguard Intermediate-Term B New 0.06% +0.06
INVESCO GLOBAL FUND CL A New 0.05% +0.05
VHT Vanguard Health Care ETF New 0.05% +0.05
CSCO Cisco Systems Inc. New 0.05% +0.05
IAU iShares Gold Trust New 0.05% +0.05
FEQTX Fidelity Eqty DVD Inc. New 0.04% +0.04
IBIT iShares Bitcoin Trust ETF Add +15.9% 0.49% +0.04
CRM Salesforce Inc. New 0.03% +0.03
VWNFX Vanguard Windsor II-Inv New 0.03% +0.03
INVESCO DISCOVERY MID CAP GWTH FD CL A New 0.03% +0.03
EXPGY Experian PLC-Spons ADR Add +165.3% 0.05% +0.03
GOOGL Alphabet Inc. Class A Add +162.6% 0.05% +0.03
FASMX Fidelity Asset Manager 50% New 0.03% +0.03
AMZN Amazon.com Inc. New 0.03% +0.03
MINIX MFS Internation Int Equ FD-I New 0.02% +0.02
AAPL Apple Inc. New 0.02% +0.02
DIA SS SPDR Dow Jones Indus Avg New 0.02% +0.02
TINGX Thornburg Intl Grow-I New 0.02% +0.02
VADAX Invesco Eq-WGT S&P 500-A New 0.02% +0.02
VCIT Vanguard Int-Term Corporate New 0.02% +0.02
MSFT Microsoft Corp. Add +22.4% 0.32% +0.02
DIS The Walt Disney Co. New 0.01% +0.01
CMI Cummins Inc. New 0.01% +0.01
ANF Abercrombie & Fitch Co. Class A New 0.01% +0.01
FSPHX Fidelity Sel Heal Car PRT New 0.01% +0.01
HPQ HP Inc. New 0.01% +0.01
EFA iShares MSCI Eafe ETF New 0.00% +0.00
HPE Hewlett Packard Enterprise New 0.00% +0.00
ING ING Groep N.V.-Sponsored ADR New 0.00% +0.00
SIEGY Siemens AG-Spons ADR New 0.00% +0.00
BK OF AMERICA CORP 4.183 11/25/27 New 0.00% +0.00
EMBJ Embraer SA-Spon ADR New 0.00% +0.00
TSCDY Tesco PLC-Sponsored ADR New 0.00% +0.00

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 40$300.2MIVV, IEFA, SPMO, SHV, AVUS
Q1 2026 38$260.2MIVV, IEFA, SHV, SPMO, VTI
Q4 2025 36$244.8MIVV, IEFA, SHV, SPMO, VTI
Q3 2025 32$235.4MIVV, IEFA, SHV, SPMO, VTI
Q2 2025 32$219.5MIVV, IEFA, SHV, SPMO, VTI
Q1 2025 23$183.4MIVV, IEFA, AVUS, SHV, AVUV
Q4 2024 26$179.8MIVV, AVUS, IEFA, SHV, AVUV
Q3 2024 124$174.1MIVV, AVUS, IEFA, SPAB, AVUV
Q2 2024 45$155.3MIVV, AMERICAN CENTURY ETF TRUST AVANTIS U S EQUITY ETF, IEFA, Avantis US Small Cap Value ETF, SPAB
Q1 2024 38$149.2MIVV, AVUS, SHV, IEFA, SPAB