Bull Oak Capital, LLC
In its 13F for Q2 2025 (holdings as of June 30, 2025, filed August 1, 2025), Bull Oak Capital, LLC reported 32 stock positions worth $219.5 million. Its top holding was iShares Core S&P 500 ETF (IVV) at 29.6% of the portfolio, followed by iShares Core MSCI Eafe ETF (IEFA, 13.5%) and iShares 0-1 Year Treasury Bo (SHV, 10.9%). Compared with Q1 2025, it opened 9 new positions, added to 5 and reduced 15. The biggest buy was a new position in Invesco S&P 500 Momentum ETF (SPMO) and the biggest sale Avantis U.S. Equity ETF (AVUS, shares −55%).
- Most Recent 13F
- Q2 2026
- Location
- RANCHO SANTA FE, CA
- CIK
- 0001824263
- Portfolio Value
- $219.5M (Q2 2025)
- SEC Filing
- 0001824263-25-000002 ↗ filed Aug 1, 2025
Holdings Value
Holdings 32 stocks · $219.5M
| IVV iShares Core S&P 500 ETF | 29.60% | 104,627 | $65.0M | Add +8.5% |
| IEFA iShares Core MSCI Eafe ETF | 13.47% | 354,110 | $29.6M | Add +1.2% |
| SHV iShares 0-1 Year Treasury Bo | 10.87% | 216,101 | $23.9M | Add +17.0% |
| SPMO Invesco S&P 500 Momentum ETF | 5.82% | 113,569 | $12.8M | New |
| VTI VG Morningstar TS MKT ETF-US | 5.67% | 40,956 | $12.4M | New |
| AVUS Avantis U.S. Equity ETF | 5.21% | 113,462 | $11.4M | Reduce -54.7% |
| SGOV iShares 0-3 Month Treasury B | 4.48% | 97,555 | $9.8M | New |
| SPYM Ste STR SPDR PT S&P 500 ETF | 4.06% | 122,477 | $8.9M | Reduce -4.8% |
| AVDV Avantis Intl S/C Value ETF | 2.77% | 76,817 | $6.1M | Reduce -18.6% |
| IAU iShares Gold Trust | 2.73% | 96,172 | $6.0M | New |
| BSV Vanguard Short-Term Bond ETF | 2.27% | 63,428 | $5.0M | Add +8.5% |
| AVUV Avantis US Small Cap Value | 2.10% | 50,580 | $4.6M | Reduce -54.1% |
| IBIT iShares Bitcoin Trust ETF | 1.91% | 68,522 | $4.2M | Reduce -49.1% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 1.82% | 14,294 | $4.0M | Reduce -48.4% |
| SPAB SS SPDR P Agg Bond ETF | 1.59% | 136,363 | $3.5M | Reduce -28.9% |
| GOVT iShares US Treasury Bond ETF | 1.53% | 146,187 | $3.4M | Reduce -27.4% |
| SCHX Schwab US Large-Cap ETF | 0.94% | 84,637 | $2.1M | Reduce -0.6% |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.60% | 2,981 | $1.3M | No change |
| VTV Vanguard Mrngstr Val ETF-Aui | 0.45% | 5,606 | $991K | Reduce -0.0% |
| MSFT Microsoft Corp. | 0.34% | 1,505 | $749K | Reduce -0.1% |
| INTU Intuit Inc. | 0.32% | 878 | $692K | No change |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.29% | 1,024 | $633K | Add +17.6% |
| CRM Salesforce Inc. | 0.17% | 1,366 | $372K | Reduce -14.4% |
| ADBE Adobe Inc. | 0.17% | 959 | $371K | No change |
| NVDA Nvidia Corp. | 0.11% | 1,585 | $250K | New |
| DFUV Dimensional US Marketwide Va | 0.11% | 5,849 | $247K | Reduce -0.0% |
| BAC Bank of America Corp. filed as BANK AMERICA CORP | 0.11% | 5,036 | $238K | Reduce -0.9% |
| QQQ Invesco QQQ Trust Series 1 | 0.10% | 411 | $227K | New |
| AAPL Apple Inc. | 0.10% | 1,069 | $219K | Reduce -0.1% |
| SCHD Schwab US DVD Equity ETF | 0.09% | 7,864 | $208K | New |
| DFUS Dimensional US Eq MKT ETF | 0.09% | 3,079 | $206K | New |
| SCHG Schwab US Large-Cap Growth | 0.09% | 6,855 | $200K | New |
Portfolio Sells Q1 2025 → Q2 2025
| AVUS Avantis U.S. Equity ETF | Reduce -54.7% | 5.21% | −7.41 |
| AVUV Avantis US Small Cap Value | Reduce -54.1% | 2.10% | −3.13 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Reduce -48.4% | 1.82% | −2.09 |
| IBIT iShares Bitcoin Trust ETF | Reduce -49.1% | 1.91% | −1.52 |
| SPAB SS SPDR P Agg Bond ETF | Reduce -28.9% | 1.59% | −1.08 |
| GOVT iShares US Treasury Bond ETF | Reduce -27.4% | 1.53% | −0.99 |
| AVDV Avantis Intl S/C Value ETF | Reduce -18.6% | 2.77% | −0.81 |
| SPYM Ste STR SPDR PT S&P 500 ETF | Reduce -4.8% | 4.06% | −0.56 |
| SCHX Schwab US Large-Cap ETF | Reduce -0.6% | 0.94% | −0.08 |
| VTV Vanguard Mrngstr Val ETF-Aui | Reduce -0.0% | 0.45% | −0.08 |
| CRM Salesforce Inc. | Reduce -14.4% | 0.17% | −0.06 |
| AAPL Apple Inc. | Reduce -0.1% | 0.10% | −0.03 |
| DFUV Dimensional US Marketwide Va | Reduce -0.0% | 0.11% | −0.02 |
| BAC Bank of America Corp. | Reduce -0.9% | 0.11% | −0.01 |
| MSFT Microsoft Corp. | Reduce -0.1% | 0.34% | +0.03 |
Portfolio Buys Q1 2025 → Q2 2025
| SPMO Invesco S&P 500 Momentum ETF | New | 5.82% | +5.82 |
| VTI VG Morningstar TS MKT ETF-US | New | 5.67% | +5.67 |
| SGOV iShares 0-3 Month Treasury B | New | 4.48% | +4.48 |
| IAU iShares Gold Trust | New | 2.73% | +2.73 |
| NVDA Nvidia Corp. | New | 0.11% | +0.11 |
| QQQ Invesco QQQ Trust Series 1 | New | 0.10% | +0.10 |
| SCHD Schwab US DVD Equity ETF | New | 0.09% | +0.09 |
| DFUS Dimensional US Eq MKT ETF | New | 0.09% | +0.09 |
| SCHG Schwab US Large-Cap Growth | New | 0.09% | +0.09 |
| IVV iShares Core S&P 500 ETF | Add +8.5% | 29.60% | +0.07 |
| SPY SS SPDR S&P 500 ETF Trust-US | Add +17.6% | 0.29% | +0.02 |
| BSV Vanguard Short-Term Bond ETF | Add +8.5% | 2.27% | −0.22 |
| SHV iShares 0-1 Year Treasury Bo | Add +17.0% | 10.87% | −0.25 |
| IEFA iShares Core MSCI Eafe ETF | Add +1.2% | 13.47% | −0.96 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 40 | $300.2M | IVV, IEFA, SPMO, SHV, AVUS |
| Q1 2026 | 38 | $260.2M | IVV, IEFA, SHV, SPMO, VTI |
| Q4 2025 | 36 | $244.8M | IVV, IEFA, SHV, SPMO, VTI |
| Q3 2025 | 32 | $235.4M | IVV, IEFA, SHV, SPMO, VTI |
| Q2 2025 | 32 | $219.5M | IVV, IEFA, SHV, SPMO, VTI |
| Q1 2025 | 23 | $183.4M | IVV, IEFA, AVUS, SHV, AVUV |
| Q4 2024 | 26 | $179.8M | IVV, AVUS, IEFA, SHV, AVUV |
| Q3 2024 | 124 | $174.1M | IVV, AVUS, IEFA, SPAB, AVUV |
| Q2 2024 | 45 | $155.3M | IVV, AMERICAN CENTURY ETF TRUST AVANTIS U S EQUITY ETF, IEFA, Avantis US Small Cap Value ETF, SPAB |
| Q1 2024 | 38 | $149.2M | IVV, AVUS, SHV, IEFA, SPAB |