Bull Oak Capital, LLC
In its 13F for Q4 2024 (holdings as of December 31, 2024, filed February 5, 2025), Bull Oak Capital, LLC reported 26 stock positions worth $179.8 million. Its top holding was iShares Core S&P 500 ETF (IVV) at 30.5% of the portfolio, followed by Avantis U.S. Equity ETF (AVUS, 13.9%) and iShares Core MSCI Eafe ETF (IEFA, 12.6%). Compared with Q3 2024, it opened 2 new positions, sold out of 100, added to 13 and reduced 8. The biggest buy was iShares 0-1 Year Treasury Bo (SHV, shares +311%) and the biggest sale SS SPDR P Agg Bond ETF (SPAB, shares −51%).
- Most Recent 13F
- Q2 2026
- Location
- RANCHO SANTA FE, CA
- CIK
- 0001824263
- Portfolio Value
- $179.8M (Q4 2024)
- SEC Filing
- 0001824263-25-000001 ↗ filed Feb 5, 2025
Holdings Value
Holdings 26 stocks · $179.8M
| IVV iShares Core S&P 500 ETF | 30.50% | 93,157 | $54.8M | Add +17.6% |
| AVUS Avantis U.S. Equity ETF | 13.88% | 257,514 | $25.0M | Reduce -0.5% |
| IEFA iShares Core MSCI Eafe ETF | 12.64% | 323,312 | $22.7M | Add +11.2% |
| SHV iShares 0-1 Year Treasury Bo | 8.00% | 130,720 | $14.4M | Add +311.4% |
| AVUV Avantis US Small Cap Value | 6.65% | 123,834 | $12.0M | Add +0.1% |
| SPYM Ste STR SPDR PT S&P 500 ETF | 5.26% | 137,134 | $9.5M | Reduce -8.0% |
| SPAB SS SPDR P Agg Bond ETF | 4.45% | 320,347 | $8.0M | Reduce -50.7% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 3.92% | 26,680 | $7.0M | Add +4.4% |
| IBIT iShares Bitcoin Trust ETF | 3.68% | 124,726 | $6.6M | Add +426.4% |
| GOVT iShares US Treasury Bond ETF | 2.93% | 229,435 | $5.3M | Reduce -40.2% |
| BSV Vanguard Short-Term Bond ETF | 2.32% | 54,007 | $4.2M | Add +75.9% |
| AVDV Avantis Intl S/C Value ETF | 2.28% | 62,973 | $4.1M | Add +9.5% |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.68% | 2,984 | $1.2M | Add +0.1% |
| VTV Vanguard Mrngstr Val ETF-Aui | 0.52% | 5,574 | $944K | Add +0.6% |
| MSFT Microsoft Corp. | 0.35% | 1,509 | $636K | Add +18.2% |
| INTU Intuit Inc. | 0.30% | 871 | $547K | No change |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.28% | 865 | $507K | Add +17.7% |
| FRDM Freedom 100 Emeging MRKT ETF | 0.25% | 13,743 | $449K | Reduce -92.5% |
| ADBE Adobe Inc. | 0.24% | 952 | $423K | No change |
| NVDA Nvidia Corp. | 0.15% | 1,950 | $262K | No change |
| DFUV Dimensional US Marketwide Va | 0.13% | 5,850 | $239K | Reduce -1.9% |
| SCHD Schwab US DVD Equity ETF | 0.12% | 8,102 | $221K | Reduce -6.1% |
| BAC Bank of America Corp. filed as BANK AMERICA CORP | 0.12% | 4,977 | $219K | New |
| QQQ Invesco QQQ Trust Series 1 | 0.12% | 411 | $210K | New |
| VTI VG Morningstar TS MKT ETF-US | 0.11% | 707 | $205K | Add +0.1% |
| SRE Sempra | 0.11% | 2,323 | $204K | Reduce -54.1% |
Portfolio Sells Q3 2024 → Q4 2024
| SPAB SS SPDR P Agg Bond ETF | Reduce -50.7% | 4.45% | −5.30 |
| FRDM Freedom 100 Emeging MRKT ETF | Reduce -92.5% | 0.25% | −3.54 |
| GOVT iShares US Treasury Bond ETF | Reduce -40.2% | 2.93% | −2.23 |
| SPYM Ste STR SPDR PT S&P 500 ETF | Reduce -8.0% | 5.26% | −0.53 |
| AVUS Avantis U.S. Equity ETF | Reduce -0.5% | 13.88% | −0.26 |
| PCOXX Fed Herm Prime Cash Obl-WLTH | Sold out | 0.00% | −0.24 |
| AMERICAN CENTURY ETF TRUST AVANTIS U S EQUITY ETF | Sold out | 0.00% | −0.23 |
| SRE Sempra | Reduce -54.1% | 0.11% | −0.13 |
| DFUS Dimensional US Eq MKT ETF | Sold out | 0.00% | −0.11 |
| VBR Vngrd Mrngst SL-CP Val ETF-U | Sold out | 0.00% | −0.09 |
| TWCUX American Century Ultra-Inv | Sold out | 0.00% | −0.08 |
| DECK Deckers Outdoor Corp. | Sold out | 0.00% | −0.08 |
| FLOT iShares Floating Rate Bond E | Sold out | 0.00% | −0.07 |
| VBK Van Morst SML-Cap Gro-Usd Inc. | Sold out | 0.00% | −0.07 |
| BIV Vanguard Intermediate-Term B | Sold out | 0.00% | −0.06 |
| VTSAX VNGD Mrngst TS MK Idx FD-Adm | Sold out | 0.00% | −0.06 |
| INVESCO GLOBAL FUND CL A | Sold out | 0.00% | −0.05 |
| GOOGL Alphabet Inc. Class A | Sold out | 0.00% | −0.05 |
| VHT Vanguard Health Care ETF | Sold out | 0.00% | −0.05 |
| EXPGY Experian PLC-Spons ADR | Sold out | 0.00% | −0.05 |
| TSLA Tesla Inc. | Sold out | 0.00% | −0.05 |
| CSCO Cisco Systems Inc. | Sold out | 0.00% | −0.05 |
| IAU iShares Gold Trust | Sold out | 0.00% | −0.05 |
| FEQTX Fidelity Eqty DVD Inc. | Sold out | 0.00% | −0.04 |
| DFAT Dimensional US Target Value | Sold out | 0.00% | −0.04 |
| CRM Salesforce Inc. | Sold out | 0.00% | −0.03 |
| VWNFX Vanguard Windsor II-Inv | Sold out | 0.00% | −0.03 |
| INVESCO DISCOVERY MID CAP GWTH FD CL A | Sold out | 0.00% | −0.03 |
| FASMX Fidelity Asset Manager 50% | Sold out | 0.00% | −0.03 |
| AMZN Amazon.com Inc. | Sold out | 0.00% | −0.03 |
| META Meta Platforms Inc. Class A | Sold out | 0.00% | −0.02 |
| MINIX MFS Internation Int Equ FD-I | Sold out | 0.00% | −0.02 |
| AAPL Apple Inc. | Sold out | 0.00% | −0.02 |
| NFLX Netflix Inc. | Sold out | 0.00% | −0.02 |
| DIA SS SPDR Dow Jones Indus Avg | Sold out | 0.00% | −0.02 |
| TINGX Thornburg Intl Grow-I | Sold out | 0.00% | −0.02 |
| SCHD Schwab US DVD Equity ETF | Reduce -6.1% | 0.12% | −0.02 |
| VADAX Invesco Eq-WGT S&P 500-A | Sold out | 0.00% | −0.02 |
| VCIT Vanguard Int-Term Corporate | Sold out | 0.00% | −0.02 |
| MEIIX MFS Value Fund-I | Sold out | 0.00% | −0.01 |
| VOO Vanguard S&P 500 ETF | Sold out | 0.00% | −0.01 |
| DIS The Walt Disney Co. | Sold out | 0.00% | −0.01 |
| TSM Taiwan Semiconductor-SP ADR | Sold out | 0.00% | −0.01 |
| CMI Cummins Inc. | Sold out | 0.00% | −0.01 |
| ANF Abercrombie & Fitch Co. Class A | Sold out | 0.00% | −0.01 |
| DFUV Dimensional US Marketwide Va | Reduce -1.9% | 0.13% | −0.01 |
| GOOG Alphabet Inc. Class C | Sold out | 0.00% | −0.01 |
| FSPHX Fidelity Sel Heal Car PRT | Sold out | 0.00% | −0.01 |
| HGOIX Hartford Growth Opport-I | Sold out | 0.00% | −0.01 |
| JUESX JPMorgan US Equity-I | Sold out | 0.00% | −0.01 |
Portfolio Buys Q3 2024 → Q4 2024
| SHV iShares 0-1 Year Treasury Bo | Add +311.4% | 8.00% | +5.99 |
| IVV iShares Core S&P 500 ETF | Add +17.6% | 30.50% | +4.25 |
| IBIT iShares Bitcoin Trust ETF | Add +426.4% | 3.68% | +3.19 |
| BSV Vanguard Short-Term Bond ETF | Add +75.9% | 2.32% | +0.93 |
| BAC Bank of America Corp. | New | 0.12% | +0.12 |
| QQQ Invesco QQQ Trust Series 1 | New | 0.12% | +0.12 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Add +4.4% | 3.92% | +0.05 |
| SPY SS SPDR S&P 500 ETF Trust-US | Add +17.7% | 0.28% | +0.04 |
| MSFT Microsoft Corp. | Add +18.2% | 0.35% | +0.04 |
| VUG Vanguard Mrngstar GR ETF-Sui | Add +0.1% | 0.68% | +0.02 |
| VTI VG Morningstar TS MKT ETF-US | Add +0.1% | 0.11% | −0.00 |
| VTV Vanguard Mrngstr Val ETF-Aui | Add +0.6% | 0.52% | −0.03 |
| AVDV Avantis Intl S/C Value ETF | Add +9.5% | 2.28% | −0.05 |
| AVUV Avantis US Small Cap Value | Add +0.1% | 6.65% | −0.17 |
| IEFA iShares Core MSCI Eafe ETF | Add +11.2% | 12.64% | −0.40 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 40 | $300.2M | IVV, IEFA, SPMO, SHV, AVUS |
| Q1 2026 | 38 | $260.2M | IVV, IEFA, SHV, SPMO, VTI |
| Q4 2025 | 36 | $244.8M | IVV, IEFA, SHV, SPMO, VTI |
| Q3 2025 | 32 | $235.4M | IVV, IEFA, SHV, SPMO, VTI |
| Q2 2025 | 32 | $219.5M | IVV, IEFA, SHV, SPMO, VTI |
| Q1 2025 | 23 | $183.4M | IVV, IEFA, AVUS, SHV, AVUV |
| Q4 2024 | 26 | $179.8M | IVV, AVUS, IEFA, SHV, AVUV |
| Q3 2024 | 124 | $174.1M | IVV, AVUS, IEFA, SPAB, AVUV |
| Q2 2024 | 45 | $155.3M | IVV, AMERICAN CENTURY ETF TRUST AVANTIS U S EQUITY ETF, IEFA, Avantis US Small Cap Value ETF, SPAB |
| Q1 2024 | 38 | $149.2M | IVV, AVUS, SHV, IEFA, SPAB |