Bull Oak Capital, LLC
In its 13F for Q1 2025 (holdings as of March 31, 2025, filed April 30, 2025), Bull Oak Capital, LLC reported 23 stock positions worth $183.4 million. Its top holding was iShares Core S&P 500 ETF (IVV) at 29.5% of the portfolio, followed by iShares Core MSCI Eafe ETF (IEFA, 14.4%) and Avantis U.S. Equity ETF (AVUS, 12.6%). Compared with Q4 2024, it opened 3 new positions, sold out of 6, added to 12 and reduced 7. The biggest buy was iShares 0-1 Year Treasury Bo (SHV, shares +41%) and the biggest sale SS SPDR P Agg Bond ETF (SPAB, shares −40%).
- Most Recent 13F
- Q2 2026
- Location
- RANCHO SANTA FE, CA
- CIK
- 0001824263
- Portfolio Value
- $183.4M (Q1 2025)
- SEC Filing
- 0002054264-25-000012 ↗ filed Apr 30, 2025
Holdings Value
Holdings 23 stocks · $183.4M
| IVV iShares Core S&P 500 ETF | 29.53% | 96,410 | $54.2M | Add +3.5% |
| IEFA iShares Core MSCI Eafe ETF | 14.43% | 349,975 | $26.5M | Add +8.3% |
| AVUS Avantis U.S. Equity ETF | 12.62% | 250,554 | $23.1M | Reduce -2.7% |
| SHV iShares 0-1 Year Treasury Bo | 11.12% | 184,683 | $20.4M | Add +41.3% |
| AVUV Avantis US Small Cap Value | 5.23% | 110,120 | $9.6M | Reduce -11.1% |
| SPYM Ste STR SPDR PT S&P 500 ETF | 4.61% | 128,692 | $8.5M | Reduce -6.2% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 3.91% | 27,719 | $7.2M | Add +3.9% |
| AVDV Avantis Intl S/C Value ETF | 3.59% | 94,382 | $6.6M | Add +49.9% |
| IBIT iShares Bitcoin Trust ETF | 3.44% | 134,650 | $6.3M | Add +8.0% |
| SPAB SS SPDR P Agg Bond ETF | 2.67% | 191,885 | $4.9M | Reduce -40.1% |
| GOVT iShares US Treasury Bond ETF | 2.52% | 201,274 | $4.6M | Reduce -12.3% |
| BSV Vanguard Short-Term Bond ETF | 2.49% | 58,452 | $4.6M | Add +8.2% |
| SCHX Schwab US Large-Cap ETF | 1.02% | 85,147 | $1.9M | New |
| VUG Vanguard Mrngstar GR ETF-Sui | 0.60% | 2,981 | $1.1M | Reduce -0.1% |
| VTV Vanguard Mrngstr Val ETF-Aui | 0.53% | 5,607 | $969K | Add +0.6% |
| MSFT Microsoft Corp. | 0.31% | 1,506 | $565K | Reduce -0.2% |
| INTU Intuit Inc. | 0.29% | 878 | $539K | Add +0.8% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.27% | 871 | $487K | Add +0.7% |
| CRM Salesforce Inc. | 0.23% | 1,596 | $428K | New |
| ADBE Adobe Inc. | 0.20% | 959 | $368K | Add +0.7% |
| DFUV Dimensional US Marketwide Va | 0.13% | 5,850 | $241K | No change |
| AAPL Apple Inc. | 0.13% | 1,070 | $238K | New |
| BAC Bank of America Corp. filed as BANK AMERICA CORP | 0.12% | 5,082 | $212K | Add +2.1% |
Portfolio Sells Q4 2024 → Q1 2025
| SPAB SS SPDR P Agg Bond ETF | Reduce -40.1% | 2.67% | −1.78 |
| AVUV Avantis US Small Cap Value | Reduce -11.1% | 5.23% | −1.41 |
| AVUS Avantis U.S. Equity ETF | Reduce -2.7% | 12.62% | −1.26 |
| SPYM Ste STR SPDR PT S&P 500 ETF | Reduce -6.2% | 4.61% | −0.64 |
| GOVT iShares US Treasury Bond ETF | Reduce -12.3% | 2.52% | −0.41 |
| FRDM Freedom 100 Emeging MRKT ETF | Sold out | 0.00% | −0.25 |
| NVDA Nvidia Corp. | Sold out | 0.00% | −0.15 |
| SCHD Schwab US DVD Equity ETF | Sold out | 0.00% | −0.12 |
| QQQ Invesco QQQ Trust Series 1 | Sold out | 0.00% | −0.12 |
| VTI VG Morningstar TS MKT ETF-US | Sold out | 0.00% | −0.11 |
| SRE Sempra | Sold out | 0.00% | −0.11 |
| VUG Vanguard Mrngstar GR ETF-Sui | Reduce -0.1% | 0.60% | −0.08 |
| MSFT Microsoft Corp. | Reduce -0.2% | 0.31% | −0.05 |
Portfolio Buys Q4 2024 → Q1 2025
| SHV iShares 0-1 Year Treasury Bo | Add +41.3% | 11.12% | +3.12 |
| IEFA iShares Core MSCI Eafe ETF | Add +8.3% | 14.43% | +1.80 |
| AVDV Avantis Intl S/C Value ETF | Add +49.9% | 3.59% | +1.31 |
| SCHX Schwab US Large-Cap ETF | New | 1.02% | +1.02 |
| CRM Salesforce Inc. | New | 0.23% | +0.23 |
| BSV Vanguard Short-Term Bond ETF | Add +8.2% | 2.49% | +0.17 |
| AAPL Apple Inc. | New | 0.13% | +0.13 |
| VTV Vanguard Mrngstr Val ETF-Aui | Add +0.6% | 0.53% | +0.00 |
| BAC Bank of America Corp. | Add +2.1% | 0.12% | −0.01 |
| INTU Intuit Inc. | Add +0.8% | 0.29% | −0.01 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Add +3.9% | 3.91% | −0.01 |
| SPY SS SPDR S&P 500 ETF Trust-US | Add +0.7% | 0.27% | −0.02 |
| ADBE Adobe Inc. | Add +0.7% | 0.20% | −0.03 |
| IBIT iShares Bitcoin Trust ETF | Add +8.0% | 3.44% | −0.24 |
| IVV iShares Core S&P 500 ETF | Add +3.5% | 29.53% | −0.96 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 40 | $300.2M | IVV, IEFA, SPMO, SHV, AVUS |
| Q1 2026 | 38 | $260.2M | IVV, IEFA, SHV, SPMO, VTI |
| Q4 2025 | 36 | $244.8M | IVV, IEFA, SHV, SPMO, VTI |
| Q3 2025 | 32 | $235.4M | IVV, IEFA, SHV, SPMO, VTI |
| Q2 2025 | 32 | $219.5M | IVV, IEFA, SHV, SPMO, VTI |
| Q1 2025 | 23 | $183.4M | IVV, IEFA, AVUS, SHV, AVUV |
| Q4 2024 | 26 | $179.8M | IVV, AVUS, IEFA, SHV, AVUV |
| Q3 2024 | 124 | $174.1M | IVV, AVUS, IEFA, SPAB, AVUV |
| Q2 2024 | 45 | $155.3M | IVV, AMERICAN CENTURY ETF TRUST AVANTIS U S EQUITY ETF, IEFA, Avantis US Small Cap Value ETF, SPAB |
| Q1 2024 | 38 | $149.2M | IVV, AVUS, SHV, IEFA, SPAB |