Certified Advisory Corp
In its 13F for Q4 2024 (holdings as of December 31, 2024, filed January 15, 2025), Certified Advisory Corp reported 296 stock positions worth $920.8 million. Its top holding was Vanguard Mrngstar GR ETF-Sui (VUG) at 4.4% of the portfolio, followed by Pacer US Cash Cows 100 ETF (COWZ, 3.1%) and Invesco QQQ Trust Series 1 (QQQ, 3.0%). Compared with Q3 2024, it opened 11 new positions, sold out of 11, added to 163 and reduced 98. The biggest buy was a new position in Fidelity MSCI Cons Stap Indx (FSTA) and the biggest sale Invesco S&P 500 Equal Weight (RSPS, shares −96%).
- Most Recent 13F
- Q2 2026
- Location
- ALTAMONTE SPRINGS, FL
- CIK
- 0001731732
- Portfolio Value
- $920.8M (Q4 2024)
- SEC Filing
- 0001085146-25-000217 ↗ filed Jan 15, 2025
Holdings Value
Holdings 296 stocks · $920.8M
| VUG Vanguard Mrngstar GR ETF-Sui | 4.36% | 97,759 | $40.1M | Reduce -0.9% |
| COWZ Pacer US Cash Cows 100 ETF | 3.06% | 498,855 | $28.2M | Add +2.3% |
| QQQ Invesco QQQ Trust Series 1 | 3.00% | 54,103 | $27.7M | Add +1.6% |
| VTV Vanguard Mrngstr Val ETF-Aui | 2.40% | 130,436 | $22.1M | Reduce -0.8% |
| IVV iShares Core S&P 500 ETF | 2.33% | 36,508 | $21.5M | Add +0.3% |
| SCHD Schwab US DVD Equity ETF | 2.13% | 719,554 | $19.7M | No change |
| AAPL Apple Inc. | 2.12% | 77,813 | $19.5M | Reduce -0.3% |
| FBND Fidelity Total Bond ETF | 1.93% | 397,080 | $17.8M | Add +2.0% |
| FNDX Schwab Fndmntl US LRG Co. ETF | 1.84% | 716,231 | $17.0M | Add +13.6% |
| BIV Vanguard Intermediate-Term B | 1.82% | 223,880 | $16.7M | Add +15.5% |
| JPIE JPMorgan Income ETF | 1.65% | 332,765 | $15.2M | Add +10.2% |
| FNDF Schwab Fndmn Intl LRG Co. ETF | 1.58% | 437,197 | $14.5M | Reduce -1.2% |
| ICVT iShares Convertible Bond ETF | 1.55% | 168,094 | $14.3M | Add +0.9% |
| SPTI SS SPDR P Int Term TSY ETF | 1.45% | 479,906 | $13.4M | Add +10.4% |
| SPDW Ste STR SPDR PT DW Eu ETF | 1.36% | 368,137 | $12.6M | Add +0.8% |
| VGT Vanguard Info Tech ETF | 1.36% | 20,206 | $12.6M | Reduce -0.6% |
| IWY iShares Russell Top 200 Grow | 1.33% | 52,007 | $12.2M | Add +2.7% |
| IUSV iShares Core S&P U.S. Value | 1.23% | 121,837 | $11.3M | Add +0.8% |
| SPSB SS SPDR P St C Corp. ETF | 1.18% | 363,948 | $10.9M | Add +6.4% |
| VYM Vanguard High DVD Yield ETF | 1.18% | 84,923 | $10.8M | Add +1.3% |
| IJH iShares Core S&P Midcap ETF | 1.16% | 170,862 | $10.6M | Add +2.5% |
| FSTA Fidelity MSCI Cons Stap Indx | 1.15% | 213,386 | $10.5M | New |
| MA Mastercard Inc. Class A | 1.12% | 19,645 | $10.3M | Add +0.1% |
| SCHF Schwab Intl Equity ETF | 1.10% | 547,779 | $10.1M | Add +12.8% |
| JPIB JPMorgan Intl BND ETF | 1.10% | 213,611 | $10.1M | Add +13.1% |
| SPHQ Invesco S&P 500 Quality ETF | 1.03% | 141,639 | $9.5M | Add +3.3% |
| IJR iShares Core S&P Small-Cap E | 1.00% | 80,163 | $9.2M | Add +0.3% |
| VOO Vanguard S&P 500 ETF | 0.96% | 16,452 | $8.9M | Add +11.5% |
| UCON First Trust Smith Unconstrai | 0.96% | 358,304 | $8.8M | Add +5.3% |
| USTB Victoryshares Short-Term Bon | 0.95% | 174,190 | $8.7M | Add +6.7% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.94% | 19,138 | $8.7M | Reduce -2.0% |
| IOO iShares Global 100 ETF | 0.93% | 85,371 | $8.6M | Add +1.7% |
| SJNK SS SPDR BB St Hi Yield ETF | 0.90% | 328,119 | $8.3M | Add +2.3% |
| SCHG Schwab US Large-Cap Growth | 0.89% | 295,657 | $8.2M | Add +3.2% |
| XLRE SS Real Estate Select Sector | 0.88% | 198,437 | $8.1M | Add +5.7% |
| IHI iShares U.S. Medical Devices | 0.86% | 136,372 | $8.0M | Reduce -1.6% |
| CALF PCR US SM CP CSH CWS ETF-Usd | 0.85% | 178,362 | $7.8M | Reduce -1.9% |
| IQLT iShares MSCI International Q | 0.84% | 207,996 | $7.7M | Add +4.6% |
| AVUV Avantis US Small Cap Value | 0.82% | 77,797 | $7.5M | Add +7.4% |
| SPMB SS SPDR P Mort Back Bond ETF | 0.81% | 344,620 | $7.4M | Add +3.8% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.78% | 12,181 | $7.1M | Add +7.1% |
| VCSH Vanguard S/T Corp. Bond ETF | 0.75% | 88,398 | $6.9M | Add +13.2% |
| AMZN Amazon.com Inc. | 0.74% | 31,220 | $6.8M | Reduce -0.2% |
| SDVY First Trust Smid Cap Rising | 0.74% | 189,749 | $6.8M | Add +10.1% |
| NVDA Nvidia Corp. | 0.73% | 49,845 | $6.7M | Reduce -1.7% |
| VGSH Vanguard Short-Term Treasury | 0.71% | 112,756 | $6.6M | Add +5.3% |
| VONG Vanguard Russell 1000 Growth | 0.71% | 63,212 | $6.5M | Add +3.5% |
| COST Costco Wholesale Corp. | 0.71% | 7,099 | $6.5M | Add +1.5% |
| VIG Vanguard Dividend Apprec ETF | 0.70% | 32,931 | $6.4M | Add +2.0% |
| DFUS Dimensional US Eq MKT ETF | 0.69% | 99,740 | $6.4M | Reduce -1.5% |
| MSFT Microsoft Corp. | 0.67% | 14,622 | $6.2M | Add +0.6% |
| AVEM Avantis Emerging Markets Eq | 0.67% | 104,362 | $6.1M | Add +9.5% |
| SPAB SS SPDR P Agg Bond ETF | 0.66% | 243,683 | $6.1M | Add +3.8% |
| JPM JPMorgan Chase & Co. | 0.59% | 22,664 | $5.4M | Reduce -1.5% |
| IEFA iShares Core MSCI Eafe ETF | 0.57% | 74,492 | $5.2M | Add +16.0% |
| VB Vanguard Most SM-Cap ETF-Usd | 0.57% | 21,765 | $5.2M | Add +2.7% |
| IMCG iShares Morningstar Mid-Cap | 0.55% | 67,601 | $5.1M | Add +5.6% |
| POCT Innovator U.S. Equity Power | 0.54% | 124,648 | $4.9M | New |
| VEA Vanguard Ftse Developed ETF | 0.53% | 102,799 | $4.9M | Add +1.1% |
| SYLD Cambria Shareholder Yield Et | 0.53% | 70,837 | $4.9M | Add +0.5% |
| VTIP Vanguard Short-Term Tips | 0.52% | 98,824 | $4.8M | Reduce -2.8% |
| V Visa Inc. Class A | 0.48% | 13,915 | $4.4M | Add +0.3% |
| IAGG iShares Intl Aggregate Bond | 0.48% | 87,742 | $4.4M | Add +3.4% |
| AFL Aflac Inc. | 0.48% | 42,331 | $4.4M | Add +0.1% |
| DFIV Dimensional International Va | 0.47% | 121,894 | $4.3M | Add +5.6% |
| DBEF Xtrackers MSCI Eafe Hedged E | 0.46% | 101,500 | $4.2M | Add +21.3% |
| FMAT Fidelity MSCI Materials Indx | 0.44% | 84,635 | $4.1M | Add +23.6% |
| HD Home Depot Inc. | 0.43% | 10,167 | $4.0M | Reduce -8.0% |
| APRW Allinzim US Eq BFR20 Apr-Usd | 0.43% | 119,582 | $3.9M | Reduce -1.0% |
| GOOGL Alphabet Inc. Class A | 0.41% | 20,032 | $3.8M | Add +1.6% |
| XLE SS Energy Select Sector | 0.41% | 43,692 | $3.7M | Reduce -1.7% |
| FLQM Franklin U.S. Mid Cap Multif | 0.40% | 68,099 | $3.7M | Add +6.3% |
| ISCG iShares Morningstar Small-Ca | 0.40% | 74,474 | $3.7M | Add +7.4% |
| RDVY First Trust Rising Dividend | 0.38% | 59,408 | $3.5M | Add +24.4% |
| IWF iShares Russell 1000 Growth | 0.37% | 8,528 | $3.4M | Reduce -0.1% |
| VDC Vanguard Consumer Staple ETF | 0.36% | 15,659 | $3.3M | Add +0.5% |
| XLI SS Industrial Select Sector | 0.36% | 24,927 | $3.3M | Reduce -0.3% |
| GOOG Alphabet Inc. Class C | 0.36% | 17,236 | $3.3M | Reduce -0.4% |
| VAW Vanguard Materials ETF | 0.35% | 17,215 | $3.2M | Reduce -2.3% |
| SPYV SS SPDR P S&P 500 Value ETF | 0.35% | 62,759 | $3.2M | Reduce -3.0% |
| VSS Vanguard Ftse All Wo X-US SC | 0.35% | 27,828 | $3.2M | Reduce -1.6% |
| VYMI Vanguard Int High DVD YLD Inc. | 0.34% | 46,503 | $3.2M | Reduce -0.3% |
| SPGI S&P Global Inc. | 0.34% | 6,314 | $3.1M | Reduce -0.4% |
| LLY Eli Lilly & Co. | 0.34% | 4,036 | $3.1M | Reduce -1.4% |
| XLV SS Health Care Select Sector | 0.34% | 22,526 | $3.1M | Add +1.0% |
| TSLA Tesla Inc. | 0.32% | 7,381 | $3.0M | Add +0.6% |
| JPST JPMorgan Ultra-Short Income | 0.32% | 58,568 | $3.0M | Add +36.0% |
| TAXF American Century Diver Muni | 0.32% | 58,412 | $2.9M | Add +6.0% |
| PANW Palo Alto Networks Inc. | 0.32% | 16,020 | $2.9M | Add +1.4% |
| JNJ Johnson & Johnson | 0.30% | 18,794 | $2.7M | Reduce -2.5% |
| AVUS Avantis U.S. Equity ETF | 0.29% | 28,015 | $2.7M | Add +0.7% |
| VMBS Vanguard Mortgage-Backed Sec | 0.29% | 59,377 | $2.7M | Add +2.2% |
| LMT Lockheed Martin Corp. | 0.29% | 5,533 | $2.7M | Add +14.2% |
| IVW iShares S&P 500 Growth ETF | 0.29% | 26,237 | $2.7M | Reduce -3.6% |
| DTD Wisdomtree US Total Dividend | 0.28% | 34,156 | $2.6M | Add +0.4% |
| VTI VG Morningstar TS MKT ETF-US | 0.28% | 8,931 | $2.6M | Reduce -0.4% |
| GLD SPDR Gold Shares | 0.28% | 10,527 | $2.5M | Add +10.3% |
| DFAT Dimensional US Target Value | 0.27% | 44,584 | $2.5M | Add +5.6% |
| SMMU PIMCO SHRT TRM Muni BND ETF | 0.25% | 46,382 | $2.3M | Add +10.5% |
| CVX Chevron Corp. | 0.25% | 15,854 | $2.3M | Reduce -6.8% |
Other holdings (1): bonds, preferreds, convertibles and warrants · $569K (not counted above)
| Security | Class | Shares / Principal | Value | Change |
|---|---|---|---|---|
| BANK OF AMERICA CORP (BAC 7.25 PERP L) | 7.25%CNV PFD L | 467 | $569K | Reduce -1.3% |
Total filed on the 13F, all lines: $921.4M.
Portfolio Sells Q3 2024 → Q4 2024
| RSPS Invesco S&P 500 Equal Weight | Reduce -95.5% | 0.05% | −1.21 |
| RIGS Alps Strategic Income Fund | Reduce -91.3% | 0.02% | −0.27 |
| PFEB Innovator U.S. Equity Power | Sold out | 0.00% | −0.27 |
| FNDF Schwab Fndmn Intl LRG Co. ETF | Reduce -1.2% | 1.58% | −0.26 |
| PJAN Innovator U.S. Equity Power | Reduce -67.3% | 0.07% | −0.15 |
| VTV Vanguard Mrngstr Val ETF-Aui | Reduce -0.8% | 2.40% | −0.15 |
| PMAR Innovator U.S. Equity Power | Reduce -66.7% | 0.06% | −0.12 |
| IP International Paper Co. | Sold out | 0.00% | −0.09 |
| CALF PCR US SM CP CSH CWS ETF-Usd | Reduce -1.9% | 0.85% | −0.09 |
| HD Home Depot Inc. | Reduce -8.0% | 0.43% | −0.07 |
| LLY Eli Lilly & Co. | Reduce -1.4% | 0.34% | −0.06 |
| VZ Verizon Communications Inc. | Reduce -36.0% | 0.08% | −0.06 |
| VAW Vanguard Materials ETF | Reduce -2.3% | 0.35% | −0.06 |
| PFE Pfizer Inc. | Reduce -12.0% | 0.20% | −0.05 |
| BRK.B Berkshire Hathaway Inc. Class B | Reduce -2.0% | 0.94% | −0.05 |
| ICOW Pacer Developed Markets Inte | Reduce -55.7% | 0.04% | −0.05 |
| JNJ Johnson & Johnson | Reduce -2.5% | 0.30% | −0.05 |
| VSS Vanguard Ftse All Wo X-US SC | Reduce -1.6% | 0.35% | −0.05 |
| IHI iShares U.S. Medical Devices | Reduce -1.6% | 0.86% | −0.05 |
| UNH Unitedhealth Group Inc. | Reduce -2.2% | 0.20% | −0.04 |
| VYMI Vanguard Int High DVD YLD Inc. | Reduce -0.3% | 0.34% | −0.04 |
| VTIP Vanguard Short-Term Tips | Reduce -2.8% | 0.52% | −0.04 |
| PAPR Innovator U.S. Equity Power | Sold out | 0.00% | −0.03 |
| SPYV SS SPDR P S&P 500 Value ETF | Reduce -3.0% | 0.35% | −0.03 |
| TMO Thermo Fisher Scientific Inc. | Sold out | 0.00% | −0.03 |
| CVX Chevron Corp. | Reduce -6.8% | 0.25% | −0.03 |
| XLE SS Energy Select Sector | Reduce -1.7% | 0.41% | −0.03 |
| CMCSA Comcast Corp. Class A | Sold out | 0.00% | −0.02 |
| HCA HCA Healthcare Inc. | Sold out | 0.00% | −0.02 |
| VOE Vngrd Mrngstr MD-Cap Val ETF | Sold out | 0.00% | −0.02 |
| ITW Illinois Tool Works | Sold out | 0.00% | −0.02 |
| EPI Wisdomtree India Earnings | Sold out | 0.00% | −0.02 |
| SPGI S&P Global Inc. | Reduce -0.4% | 0.34% | −0.02 |
| ISCF iShares International Small | Reduce -5.3% | 0.12% | −0.02 |
| IHF iShares U.S. Healthcare Prov | Reduce -5.1% | 0.07% | −0.02 |
| QUAL iShares MSCI USA Quality Fac | Reduce -46.1% | 0.02% | −0.02 |
| VWO Vanguard Ftse Emerging Marke | Reduce -2.7% | 0.14% | −0.02 |
| XLI SS Industrial Select Sector | Reduce -0.3% | 0.36% | −0.02 |
| PTY PIMCO Corporate & Income Opp | Sold out | 0.00% | −0.02 |
| BND Vanguard Total Bond Market | Reduce -13.1% | 0.07% | −0.02 |
| AEP American Electric Power | Reduce -1.1% | 0.10% | −0.01 |
| VNQ Vanguard Real Estate ETF | Reduce -9.2% | 0.06% | −0.01 |
| IVE iShares S&P 500 Value ETF | Reduce -4.6% | 0.12% | −0.01 |
| FHLC Fidelity MSCI Health Care | Reduce -26.2% | 0.02% | −0.01 |
| MRK Merck & Co. Inc. | Reduce -0.9% | 0.07% | −0.01 |
| SO The Southern Co. | Reduce -0.1% | 0.09% | −0.01 |
| AMD Advanced Micro Devices | Reduce -3.0% | 0.02% | −0.01 |
| PDI PIMCO Dynamic Income Fund | Reduce -3.9% | 0.06% | −0.01 |
| ICSH iShares Ultra Short Duration | Reduce -10.1% | 0.07% | −0.01 |
| SDY SS SPDR S&P Dividend ETF | Reduce -0.0% | 0.10% | −0.01 |
Portfolio Buys Q3 2024 → Q4 2024
| FSTA Fidelity MSCI Cons Stap Indx | New | 1.15% | +1.15 |
| POCT Innovator U.S. Equity Power | New | 0.54% | +0.54 |
| FNDX Schwab Fndmntl US LRG Co. ETF | Add +13.6% | 1.84% | +0.17 |
| NOCT Innovator Growth-100 Power B | New | 0.17% | +0.17 |
| BIV Vanguard Intermediate-Term B | Add +15.5% | 1.82% | +0.13 |
| QQQ Invesco QQQ Trust Series 1 | Add +1.6% | 3.00% | +0.12 |
| TSLA Tesla Inc. | Add +0.6% | 0.32% | +0.11 |
| VOO Vanguard S&P 500 ETF | Add +11.5% | 0.96% | +0.10 |
| JPIE JPMorgan Income ETF | Add +10.2% | 1.65% | +0.10 |
| IWY iShares Russell Top 200 Grow | Add +2.7% | 1.33% | +0.09 |
| EPD Enterprise Products Partners | Add +109.4% | 0.16% | +0.09 |
| PDEC Innovator U.S. Equity Power | Add +235.7% | 0.13% | +0.09 |
| JPST JPMorgan Ultra-Short Income | Add +36.0% | 0.32% | +0.08 |
| JPIB JPMorgan Intl BND ETF | Add +13.1% | 1.10% | +0.08 |
| RDVY First Trust Rising Dividend | Add +24.4% | 0.38% | +0.07 |
| SCHG Schwab US Large-Cap Growth | Add +3.2% | 0.89% | +0.07 |
| DBEF Xtrackers MSCI Eafe Hedged E | Add +21.3% | 0.46% | +0.07 |
| EFA iShares MSCI Eafe ETF | New | 0.06% | +0.06 |
| VCSH Vanguard S/T Corp. Bond ETF | Add +13.2% | 0.75% | +0.06 |
| ITA iShares U.S. Aerospace & Def | Add +141.9% | 0.11% | +0.06 |
| VONG Vanguard Russell 1000 Growth | Add +3.5% | 0.71% | +0.06 |
| V Visa Inc. Class A | Add +0.3% | 0.48% | +0.05 |
| SPTI SS SPDR P Int Term TSY ETF | Add +10.4% | 1.45% | +0.05 |
| SPY SS SPDR S&P 500 ETF Trust-US | Add +7.1% | 0.78% | +0.05 |
| OXY Occidental Petroleum Corp. | New | 0.05% | +0.05 |
| GOOGL Alphabet Inc. Class A | Add +1.6% | 0.41% | +0.05 |
| MA Mastercard Inc. Class A | Add +0.1% | 1.12% | +0.05 |
| IWP iShares Russell Mid-Cap Grow | Add +18.0% | 0.23% | +0.05 |
| AVUV Avantis US Small Cap Value | Add +7.4% | 0.82% | +0.04 |
| SDVY First Trust Smid Cap Rising | Add +10.1% | 0.74% | +0.04 |
| HSCZ iShares Cur HDG MSCI Eafe SM | Add +33.1% | 0.19% | +0.04 |
| IMCG iShares Morningstar Mid-Cap | Add +5.6% | 0.55% | +0.04 |
| OEF iShares S&P 100 ETF | Add +28.0% | 0.15% | +0.04 |
| FMDE Fidelity Enhanced Mid Cap Co. | Add +33.8% | 0.14% | +0.04 |
| SPHY SS SPDR P High Yield ETF | New | 0.03% | +0.03 |
| SPSB SS SPDR P St C Corp. ETF | Add +6.4% | 1.18% | +0.03 |
| FMAT Fidelity MSCI Materials Indx | Add +23.6% | 0.44% | +0.03 |
| USTB Victoryshares Short-Term Bon | Add +6.7% | 0.95% | +0.03 |
| PNOV Innovator U.S. Equity Power | New | 0.03% | +0.03 |
| VCIT Vanguard Int-Term Corporate | Add +41.5% | 0.11% | +0.03 |
| BNDX Vanguard Total Intl Bond ETF | New | 0.02% | +0.02 |
| ISCG iShares Morningstar Small-Ca | Add +7.4% | 0.40% | +0.02 |
| AVGO Broadcom Inc. | Add +3.0% | 0.09% | +0.02 |
| BLK BlackRock Inc. | New | 0.02% | +0.02 |
| WMT Walmart Inc. | Add +0.9% | 0.24% | +0.02 |
| PLTR Palantir Technologies Inc. Class A | New | 0.02% | +0.02 |
| MDYG SS SPDR S&P 400 MC GR ETF | New | 0.02% | +0.02 |
| FDVV Fidelity High Dividend ETF | Add +17.4% | 0.18% | +0.02 |
| XLY SS Consumer Disc Select Sect | Add +1.5% | 0.20% | +0.02 |
| GLD SPDR Gold Shares | Add +10.3% | 0.28% | +0.02 |
Notes & Other Activity Q3 2024 → Q4 2024
| BANK OF AMERICA CORP (BAC 7.25 PERP L) | 7.25%CNV PFD L | Reduce -1.3% | 467 | $569K |
Bonds, preferreds, convertibles and warrants; not part of the stock holdings or percentages above.
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 326 | $1.2B | VUG, QQQ, VCSH, FNDX, COWZ |
| Q1 2026 | 317 | $1.1B | VUG, QQQ, COWZ, FNDX, VTV |
| Q4 2025 | 316 | $1.1B | VUG, QQQ, COWZ, VTV, IVV |
| Q3 2025 | 313 | $1.1B | VUG, QQQ, COWZ, VTV, IVV |
| Q2 2025 | 302 | $961.6M | VUG, QQQ, COWZ, VTV, IVV |
| Q1 2025 | 294 | $882.7M | VUG, COWZ, QQQ, VTV, IVV |
| Q4 2024 | 296 | $920.8M | VUG, COWZ, QQQ, VTV, IVV |
| Q3 2024 | 296 | $902.0M | VUG, COWZ, QQQ, VTV, IVV |
| Q2 2024 | 287 | $796.6M | VUG, COWZ, QQQ, VTV, IVV |
| Q1 2024 | 265 | $716.0M | VUG, COWZ, VTV, QQQ, IVV |