Certified Advisory Corp
In its 13F for Q2 2025 (holdings as of June 30, 2025, filed August 14, 2025), Certified Advisory Corp reported 302 stock positions worth $961.6 million. Its top holding was Vanguard Mrngstar GR ETF-Sui (VUG) at 4.4% of the portfolio, followed by Invesco QQQ Trust Series 1 (QQQ, 3.3%) and Pacer US Cash Cows 100 ETF (COWZ, 2.8%). Compared with Q1 2025, it opened 16 new positions, sold out of 8, added to 166 and reduced 98. The biggest buy was Avantis US Large Cap Value (AVLV, shares +215%) and the biggest sale Schwab US DVD Equity ETF (SCHD, shares −38%).
- Most Recent 13F
- Q2 2026
- Location
- ALTAMONTE SPRINGS, FL
- CIK
- 0001731732
- Portfolio Value
- $961.6M (Q2 2025)
- SEC Filing
- 0001085146-25-005120 ↗ filed Aug 14, 2025
Holdings Value
Holdings 302 stocks · $961.6M
| VUG Vanguard Mrngstar GR ETF-Sui | 4.39% | 96,185 | $42.2M | Add +0.5% |
| QQQ Invesco QQQ Trust Series 1 | 3.28% | 57,139 | $31.5M | Add +2.6% |
| COWZ Pacer US Cash Cows 100 ETF | 2.84% | 495,264 | $27.3M | Add +0.0% |
| VTV Vanguard Mrngstr Val ETF-Aui | 2.46% | 133,692 | $23.6M | Add +1.6% |
| IVV iShares Core S&P 500 ETF | 2.30% | 35,684 | $22.2M | Reduce -0.3% |
| FNDX Schwab Fndmntl US LRG Co. ETF | 2.02% | 793,306 | $19.5M | Add +6.4% |
| FBND Fidelity Total Bond ETF | 2.00% | 419,910 | $19.2M | Add +3.9% |
| BIV Vanguard Intermediate-Term B | 1.76% | 219,076 | $16.9M | Add +5.4% |
| JPIE JPMorgan Income ETF | 1.65% | 341,625 | $15.8M | Add +4.6% |
| AAPL Apple Inc. | 1.59% | 74,568 | $15.3M | Reduce -1.8% |
| ICVT iShares Convertible Bond ETF | 1.59% | 169,384 | $15.3M | Add +2.3% |
| FNDF Schwab Fndmn Intl LRG Co. ETF | 1.51% | 363,316 | $14.5M | Reduce -0.2% |
| VYM Vanguard High DVD Yield ETF | 1.50% | 108,006 | $14.4M | Add +16.9% |
| IWY iShares Russell Top 200 Grow | 1.50% | 58,361 | $14.4M | Add +7.9% |
| SCHF Schwab Intl Equity ETF | 1.44% | 625,260 | $13.8M | Add +10.1% |
| SPDW Ste STR SPDR PT DW Eu ETF | 1.40% | 331,523 | $13.4M | Reduce -3.1% |
| VGT Vanguard Info Tech ETF | 1.32% | 19,080 | $12.7M | Reduce -3.1% |
| SPTI SS SPDR P Int Term TSY ETF | 1.27% | 425,056 | $12.2M | Reduce -2.3% |
| IUSV iShares Core S&P U.S. Value | 1.18% | 120,189 | $11.4M | Add +0.6% |
| SPSB SS SPDR P St C Corp. ETF | 1.18% | 374,889 | $11.3M | Reduce 0.0% |
| FSTA Fidelity MSCI Cons Stap Indx | 1.17% | 219,584 | $11.2M | Add +1.1% |
| MA Mastercard Inc. Class A | 1.15% | 19,720 | $11.1M | Add +2.6% |
| VOO Vanguard S&P 500 ETF | 1.12% | 18,992 | $10.8M | Add +7.8% |
| SPHQ Invesco S&P 500 Quality ETF | 1.12% | 151,355 | $10.8M | Add +6.3% |
| IOO iShares Global 100 ETF | 1.08% | 96,365 | $10.4M | Add +3.9% |
| AVUV Avantis US Small Cap Value | 1.08% | 113,952 | $10.4M | Add +9.2% |
| BRK.B Berkshire Hathaway Inc. Class B | 1.07% | 21,166 | $10.3M | Add +12.8% |
| IJH iShares Core S&P Midcap ETF | 1.06% | 163,783 | $10.2M | Reduce -2.5% |
| JPIB JPMorgan Intl BND ETF | 1.01% | 199,543 | $9.7M | Add +0.9% |
| USTB Victoryshares Short-Term Bon | 0.99% | 186,391 | $9.5M | Add +5.1% |
| SCHD Schwab US DVD Equity ETF | 0.98% | 354,731 | $9.4M | Reduce -37.7% |
| SCHG Schwab US Large-Cap Growth | 0.98% | 321,326 | $9.4M | Add +4.5% |
| AVLV Avantis US Large Cap Value | 0.92% | 129,862 | $8.9M | Add +215.1% |
| UCON First Trust Smith Unconstrai | 0.91% | 350,088 | $8.7M | Reduce -2.3% |
| SJNK SS SPDR BB St Hi Yield ETF | 0.90% | 338,175 | $8.6M | Reduce -0.7% |
| IHI iShares U.S. Medical Devices | 0.86% | 132,336 | $8.3M | Reduce -1.7% |
| XLRE SS Real Estate Select Sector | 0.86% | 199,906 | $8.3M | Add +2.8% |
| SPMB SS SPDR P Mort Back Bond ETF | 0.86% | 372,376 | $8.2M | Add +5.2% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.83% | 12,882 | $8.0M | Add +4.0% |
| NVDA Nvidia Corp. | 0.81% | 49,534 | $7.8M | Add +1.3% |
| IEFA iShares Core MSCI Eafe ETF | 0.77% | 88,338 | $7.4M | Add +15.9% |
| COST Costco Wholesale Corp. | 0.76% | 7,367 | $7.3M | Add +6.0% |
| SDVY First Trust Smid Cap Rising | 0.75% | 205,395 | $7.2M | Add +2.0% |
| VCSH Vanguard S/T Corp. Bond ETF | 0.75% | 91,146 | $7.2M | Add +2.1% |
| AVEM Avantis Emerging Markets Eq | 0.75% | 105,298 | $7.2M | Add +1.6% |
| DFUS Dimensional US Eq MKT ETF | 0.75% | 106,986 | $7.2M | Add +6.3% |
| MSFT Microsoft Corp. | 0.74% | 14,277 | $7.1M | Add +2.3% |
| VGSH Vanguard Short-Term Treasury | 0.73% | 119,869 | $7.0M | Add +5.6% |
| AMZN Amazon.com Inc. | 0.71% | 30,936 | $6.8M | Add +0.8% |
| SPAB SS SPDR P Agg Bond ETF | 0.70% | 262,413 | $6.7M | Add +4.8% |
| IMCG iShares Morningstar Mid-Cap | 0.64% | 76,543 | $6.1M | Add +14.0% |
| IJR iShares Core S&P Small-Cap E | 0.62% | 54,753 | $6.0M | Reduce -3.8% |
| VEA Vanguard Ftse Developed ETF | 0.62% | 103,972 | $5.9M | Reduce -0.7% |
| DFIV Dimensional International Va | 0.61% | 137,187 | $5.9M | Add +9.6% |
| VB Vanguard Most SM-Cap ETF-Usd | 0.56% | 22,859 | $5.4M | Add +4.0% |
| JPM JPMorgan Chase & Co. | 0.54% | 17,889 | $5.2M | Reduce -17.3% |
| FENI Fidelity Enhanced Intl ETF | 0.53% | 152,133 | $5.1M | New |
| VTIP Vanguard Short-Term Tips | 0.51% | 97,684 | $4.9M | Reduce -0.4% |
| POCT Innovator U.S. Equity Power | 0.51% | 117,996 | $4.9M | Reduce -3.4% |
| VONG Vanguard Russell 1000 Growth | 0.50% | 44,446 | $4.9M | Reduce -0.8% |
| AVUS Avantis U.S. Equity ETF | 0.48% | 46,151 | $4.7M | Add +72.5% |
| IAGG iShares Intl Aggregate Bond | 0.47% | 89,195 | $4.6M | Add +3.7% |
| RDVY First Trust Rising Dividend | 0.47% | 72,358 | $4.5M | Reduce -0.3% |
| AFL Aflac Inc. | 0.47% | 42,426 | $4.5M | Add +0.0% |
| VAW Vanguard Materials ETF | 0.45% | 22,302 | $4.3M | Add +31.3% |
| CALF PCR US SM CP CSH CWS ETF-Usd | 0.43% | 104,810 | $4.2M | Add +5.4% |
| FLQM Franklin U.S. Mid Cap Multif | 0.41% | 72,111 | $3.9M | Add +6.9% |
| V Visa Inc. Class A | 0.40% | 10,889 | $3.9M | Reduce -13.3% |
| IWP iShares Russell Mid-Cap Grow | 0.39% | 26,887 | $3.7M | Add +16.4% |
| GLD SPDR Gold Shares | 0.38% | 12,108 | $3.7M | Add +5.1% |
| FMAT Fidelity MSCI Materials Indx | 0.38% | 73,989 | $3.7M | Reduce -22.0% |
| ISCG iShares Morningstar Small-Ca | 0.38% | 73,332 | $3.6M | Add +0.4% |
| VSS Vanguard Ftse All Wo X-US SC | 0.37% | 26,711 | $3.6M | Reduce -0.1% |
| VYMI Vanguard Int High DVD YLD Inc. | 0.37% | 44,538 | $3.6M | Reduce -2.3% |
| XLE SS Energy Select Sector | 0.37% | 42,018 | $3.6M | Add +1.5% |
| XLI SS Industrial Select Sector | 0.37% | 24,153 | $3.6M | Reduce -2.0% |
| GOOGL Alphabet Inc. Class A | 0.36% | 19,897 | $3.5M | Add +0.9% |
| VTI VG Morningstar TS MKT ETF-US | 0.36% | 11,378 | $3.5M | Add +30.3% |
| PANW Palo Alto Networks Inc. | 0.36% | 16,887 | $3.5M | Add +4.5% |
| VIG Vanguard Dividend Apprec ETF | 0.35% | 16,668 | $3.4M | Reduce -30.1% |
| IWF iShares Russell 1000 Growth | 0.35% | 8,028 | $3.4M | Reduce -0.6% |
| SPGI S&P Global Inc. | 0.34% | 6,163 | $3.2M | Reduce -1.2% |
| VDC Vanguard Consumer Staple ETF | 0.33% | 14,490 | $3.2M | Reduce -7.1% |
| JPST JPMorgan Ultra-Short Income | 0.33% | 62,120 | $3.1M | Add +1.0% |
| DBEF Xtrackers MSCI Eafe Hedged E | 0.32% | 70,527 | $3.1M | Add +2.5% |
| APRW Allinzim US Eq BFR20 Apr-Usd | 0.32% | 92,235 | $3.1M | Reduce -13.1% |
| GOOG Alphabet Inc. Class C | 0.30% | 16,340 | $2.9M | Add +1.9% |
| TAXF American Century Diver Muni | 0.30% | 58,680 | $2.9M | Add +0.5% |
| XLV SS Health Care Select Sector | 0.30% | 21,255 | $2.9M | Reduce -4.0% |
| LLY Eli Lilly & Co. | 0.30% | 3,675 | $2.9M | Add +1.7% |
| IVW iShares S&P 500 Growth ETF | 0.29% | 25,240 | $2.8M | Reduce -4.0% |
| JNJ Johnson & Johnson | 0.28% | 17,682 | $2.7M | Reduce -7.2% |
| HD Home Depot Inc. | 0.28% | 7,285 | $2.7M | Reduce -18.2% |
| TSLA Tesla Inc. | 0.26% | 8,001 | $2.5M | Add +7.3% |
| EPD Enterprise Products Partners | 0.26% | 81,629 | $2.5M | Add +22.7% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 0.26% | 8,986 | $2.5M | Add +3.6% |
| DTD Wisdomtree US Total Dividend | 0.26% | 31,214 | $2.5M | Reduce -1.3% |
| SPYV SS SPDR P S&P 500 Value ETF | 0.25% | 45,422 | $2.4M | Reduce -22.3% |
| KO The Coca-Cola Co. | 0.25% | 33,410 | $2.4M | Reduce -3.2% |
| SMMU PIMCO SHRT TRM Muni BND ETF | 0.25% | 47,013 | $2.4M | Add +3.0% |
Other holdings (1): bonds, preferreds, convertibles and warrants · $485K (not counted above)
| Security | Class | Shares / Principal | Value | Change |
|---|---|---|---|---|
| BANK OF AMERICA CORP (BAC 7.25 PERP L) | 7.25%CNV PFD L | 400 | $485K | Reduce -9.9% |
Total filed on the 13F, all lines: $962.1M.
Portfolio Sells Q1 2025 → Q2 2025
| SCHD Schwab US DVD Equity ETF | Reduce -37.7% | 0.98% | −0.83 |
| SYLD Cambria Shareholder Yield Et | Sold out | 0.00% | −0.50 |
| AAPL Apple Inc. | Reduce -1.8% | 1.59% | −0.32 |
| VIG Vanguard Dividend Apprec ETF | Reduce -30.1% | 0.35% | −0.17 |
| UNH Unitedhealth Group Inc. | Reduce -52.5% | 0.06% | −0.16 |
| IQLT iShares MSCI International Q | Reduce -71.3% | 0.06% | −0.15 |
| SPTI SS SPDR P Int Term TSY ETF | Reduce -2.3% | 1.27% | −0.14 |
| FMAT Fidelity MSCI Materials Indx | Reduce -22.0% | 0.38% | −0.14 |
| PFE Pfizer Inc. | Reduce -54.9% | 0.08% | −0.12 |
| SPSB SS SPDR P St C Corp. ETF | Reduce 0.0% | 1.18% | −0.10 |
| UCON First Trust Smith Unconstrai | Reduce -2.3% | 0.91% | −0.10 |
| V Visa Inc. Class A | Reduce -13.3% | 0.40% | −0.10 |
| HD Home Depot Inc. | Reduce -18.2% | 0.28% | −0.09 |
| SPYV SS SPDR P S&P 500 Value ETF | Reduce -22.3% | 0.25% | −0.09 |
| JNJ Johnson & Johnson | Reduce -7.2% | 0.28% | −0.08 |
| SJNK SS SPDR BB St Hi Yield ETF | Reduce -0.7% | 0.90% | −0.07 |
| CVX Chevron Corp. | Reduce -3.0% | 0.22% | −0.07 |
| XLV SS Health Care Select Sector | Reduce -4.0% | 0.30% | −0.07 |
| APRW Allinzim US Eq BFR20 Apr-Usd | Reduce -13.1% | 0.32% | −0.07 |
| JPM JPMorgan Chase & Co. | Reduce -17.3% | 0.54% | −0.06 |
| VDC Vanguard Consumer Staple ETF | Reduce -7.1% | 0.33% | −0.06 |
| IHI iShares U.S. Medical Devices | Reduce -1.7% | 0.86% | −0.06 |
| IJH iShares Core S&P Midcap ETF | Reduce -2.5% | 1.06% | −0.05 |
| IJR iShares Core S&P Small-Cap E | Reduce -3.8% | 0.62% | −0.05 |
| APD Air Products & Chemicals Inc. | Reduce -18.2% | 0.13% | −0.05 |
| VTIP Vanguard Short-Term Tips | Reduce -0.4% | 0.51% | −0.04 |
| ICOW Pacer Developed Markets Inte | Sold out | 0.00% | −0.04 |
| BSCP Invesco Bulletshares 2025 CB | Reduce -42.2% | 0.04% | −0.04 |
| KO The Coca-Cola Co. | Reduce -3.2% | 0.25% | −0.03 |
| POCT Innovator U.S. Equity Power | Reduce -3.4% | 0.51% | −0.03 |
| BMY Bristol-Myers Squibb Co. | Sold out | 0.00% | −0.03 |
| VMBS Vanguard Mortgage-Backed Sec | Reduce -6.6% | 0.17% | −0.03 |
| FLMI Franklin Dynamic Municipal B | Sold out | 0.00% | −0.03 |
| ZBH Zimmer Biomet Holdings Inc. | Sold out | 0.00% | −0.03 |
| BNDX Vanguard Total Intl Bond ETF | Sold out | 0.00% | −0.03 |
| IVT Inventrust Properties Corp. | Reduce -40.7% | 0.03% | −0.03 |
| FENY Fidelity MSCI Energy Index | Sold out | 0.00% | −0.02 |
| RSPS Invesco S&P 500 Equal Weight | Sold out | 0.00% | −0.02 |
| DFAT Dimensional US Target Value | Reduce -4.8% | 0.24% | −0.02 |
| SPGI S&P Global Inc. | Reduce -1.2% | 0.34% | −0.02 |
| DTD Wisdomtree US Total Dividend | Reduce -1.3% | 0.26% | −0.02 |
| LMT Lockheed Martin Corp. | Reduce -1.5% | 0.24% | −0.02 |
| SPDW Ste STR SPDR PT DW Eu ETF | Reduce -3.1% | 1.40% | −0.02 |
| FDVV Fidelity High Dividend ETF | Reduce -4.2% | 0.18% | −0.01 |
| IWD iShares Russell 1000 Value E | Reduce -5.0% | 0.13% | −0.01 |
| IHF iShares U.S. Healthcare Prov | Reduce -2.8% | 0.06% | −0.01 |
| FXO First Trust Financial Alphad | Reduce -5.7% | 0.14% | −0.01 |
| MUB iShares National Muni Bond E | Reduce -4.0% | 0.09% | −0.01 |
| ISCF iShares International Small | Reduce -12.1% | 0.12% | −0.01 |
| MCD McDonald's Corp. | Reduce -7.0% | 0.04% | −0.01 |
Portfolio Buys Q1 2025 → Q2 2025
| AVLV Avantis US Large Cap Value | Add +215.1% | 0.92% | +0.62 |
| FENI Fidelity Enhanced Intl ETF | New | 0.53% | +0.53 |
| VUG Vanguard Mrngstar GR ETF-Sui | Add +0.5% | 4.39% | +0.37 |
| QQQ Invesco QQQ Trust Series 1 | Add +2.6% | 3.28% | +0.32 |
| NVDA Nvidia Corp. | Add +1.3% | 0.81% | +0.21 |
| AVUS Avantis U.S. Equity ETF | Add +72.5% | 0.48% | +0.20 |
| IWY iShares Russell Top 200 Grow | Add +7.9% | 1.50% | +0.20 |
| SCHF Schwab Intl Equity ETF | Add +10.1% | 1.44% | +0.16 |
| FYC First Trust Small Cap Growth | New | 0.16% | +0.16 |
| VYM Vanguard High DVD Yield ETF | Add +16.9% | 1.50% | +0.15 |
| MSFT Microsoft Corp. | Add +2.3% | 0.74% | +0.14 |
| IEFA iShares Core MSCI Eafe ETF | Add +15.9% | 0.77% | +0.11 |
| SCHG Schwab US Large-Cap Growth | Add +4.5% | 0.98% | +0.10 |
| CGDV Cap Group Dividend Value | New | 0.10% | +0.10 |
| ITA iShares U.S. Aerospace & Def | Add +55.3% | 0.23% | +0.10 |
| FAD First Trust Multi Cap Growth | New | 0.10% | +0.10 |
| VOO Vanguard S&P 500 ETF | Add +7.8% | 1.12% | +0.10 |
| IMCG iShares Morningstar Mid-Cap | Add +14.0% | 0.64% | +0.10 |
| VAW Vanguard Materials ETF | Add +31.3% | 0.45% | +0.09 |
| VTI VG Morningstar TS MKT ETF-US | Add +30.3% | 0.36% | +0.09 |
| IWP iShares Russell Mid-Cap Grow | Add +16.4% | 0.39% | +0.08 |
| AVDE Avantis International Equity | Add +50.2% | 0.21% | +0.07 |
| PRF Invesco Rafi US 1000 ETF | Add +111.7% | 0.14% | +0.07 |
| IOO iShares Global 100 ETF | Add +3.9% | 1.08% | +0.07 |
| HWM Howmet Aerospace Inc. | Add +90.0% | 0.11% | +0.06 |
| SPEM State Street SP PTF Em ETF | Add +95.2% | 0.12% | +0.06 |
| DFUS Dimensional US Eq MKT ETF | Add +6.3% | 0.75% | +0.06 |
| DFIV Dimensional International Va | Add +9.6% | 0.61% | +0.05 |
| SPHQ Invesco S&P 500 Quality ETF | Add +6.3% | 1.12% | +0.05 |
| AVUV Avantis US Small Cap Value | Add +9.2% | 1.08% | +0.05 |
| VCIT Vanguard Int-Term Corporate | Add +41.0% | 0.20% | +0.05 |
| PANW Palo Alto Networks Inc. | Add +4.5% | 0.36% | +0.05 |
| VBR Vngrd Mrngst SL-CP Val ETF-U | Add +126.5% | 0.09% | +0.05 |
| TSLA Tesla Inc. | Add +7.3% | 0.26% | +0.05 |
| AMZN Amazon.com Inc. | Add +0.8% | 0.71% | +0.04 |
| AVEM Avantis Emerging Markets Eq | Add +1.6% | 0.75% | +0.04 |
| NFLX Netflix Inc. | Add +3.5% | 0.16% | +0.04 |
| SPY SS SPDR S&P 500 ETF Trust-US | Add +4.0% | 0.83% | +0.04 |
| NAPR Innovator Growth 100 Power B | New | 0.04% | +0.04 |
| VGIT Vanguard Intermediate-Term T | New | 0.03% | +0.03 |
| COPY Tweedy Browne Insdr+valu ETF | New | 0.03% | +0.03 |
| FBCG Fidelity Blue Chip Grow ETF | Add +14.3% | 0.15% | +0.03 |
| FNDX Schwab Fndmntl US LRG Co. ETF | Add +6.4% | 2.02% | +0.03 |
| XLK SS Technology Select Sector | Add +4.1% | 0.19% | +0.03 |
| AMD Advanced Micro Devices | New | 0.03% | +0.03 |
| LMBS First Trust Low Duration Opp | New | 0.03% | +0.03 |
| FPE FT-Preferred Secur & Inc. ETF | Add +116.4% | 0.05% | +0.02 |
| UITB Victoryshares Core Intermedi | New | 0.02% | +0.02 |
| BSCT Invesco Bulletshares 2029 CB | New | 0.02% | +0.02 |
| SOXX iShares Semiconductor ETF | New | 0.02% | +0.02 |
Notes & Other Activity Q1 2025 → Q2 2025
| BANK OF AMERICA CORP (BAC 7.25 PERP L) | 7.25%CNV PFD L | Reduce -9.9% | 400 | $485K |
Bonds, preferreds, convertibles and warrants; not part of the stock holdings or percentages above.
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 326 | $1.2B | VUG, QQQ, VCSH, FNDX, COWZ |
| Q1 2026 | 317 | $1.1B | VUG, QQQ, COWZ, FNDX, VTV |
| Q4 2025 | 316 | $1.1B | VUG, QQQ, COWZ, VTV, IVV |
| Q3 2025 | 313 | $1.1B | VUG, QQQ, COWZ, VTV, IVV |
| Q2 2025 | 302 | $961.6M | VUG, QQQ, COWZ, VTV, IVV |
| Q1 2025 | 294 | $882.7M | VUG, COWZ, QQQ, VTV, IVV |
| Q4 2024 | 296 | $920.8M | VUG, COWZ, QQQ, VTV, IVV |
| Q3 2024 | 296 | $902.0M | VUG, COWZ, QQQ, VTV, IVV |
| Q2 2024 | 287 | $796.6M | VUG, COWZ, QQQ, VTV, IVV |
| Q1 2024 | 265 | $716.0M | VUG, COWZ, VTV, QQQ, IVV |