Certified Advisory Corp
In its 13F for Q1 2025 (holdings as of March 31, 2025, filed May 8, 2025), Certified Advisory Corp reported 294 stock positions worth $882.7 million. Its top holding was Vanguard Mrngstar GR ETF-Sui (VUG) at 4.0% of the portfolio, followed by Pacer US Cash Cows 100 ETF (COWZ, 3.1%) and Invesco QQQ Trust Series 1 (QQQ, 3.0%). Compared with Q4 2024, it opened 10 new positions, sold out of 12, added to 94 and reduced 166. The biggest buy was Avantis US Large Cap Value (AVLV, shares +534%) and the biggest sale iShares MSCI International Q (IQLT, shares −78%).
- Most Recent 13F
- Q2 2026
- Location
- ALTAMONTE SPRINGS, FL
- CIK
- 0001731732
- Portfolio Value
- $882.7M (Q1 2025)
- SEC Filing
- 0001085146-25-002833 ↗ filed May 8, 2025
Holdings Value
Holdings 294 stocks · $882.7M
| VUG Vanguard Mrngstar GR ETF-Sui | 4.02% | 95,694 | $35.5M | Reduce -2.1% |
| COWZ Pacer US Cash Cows 100 ETF | 3.07% | 495,231 | $27.1M | Reduce -0.7% |
| QQQ Invesco QQQ Trust Series 1 | 2.96% | 55,708 | $26.1M | Add +3.0% |
| VTV Vanguard Mrngstr Val ETF-Aui | 2.57% | 131,584 | $22.7M | Add +0.9% |
| IVV iShares Core S&P 500 ETF | 2.28% | 35,783 | $20.1M | Reduce -2.0% |
| FBND Fidelity Total Bond ETF | 2.09% | 404,011 | $18.4M | Add +1.8% |
| FNDX Schwab Fndmntl US LRG Co. ETF | 1.99% | 745,779 | $17.6M | Add +4.1% |
| AAPL Apple Inc. | 1.91% | 75,926 | $16.9M | Reduce -2.4% |
| SCHD Schwab US DVD Equity ETF | 1.80% | 569,402 | $15.9M | Reduce -20.9% |
| BIV Vanguard Intermediate-Term B | 1.80% | 207,880 | $15.9M | Reduce -7.2% |
| JPIE JPMorgan Income ETF | 1.71% | 326,680 | $15.1M | Reduce -1.8% |
| ICVT iShares Convertible Bond ETF | 1.57% | 165,636 | $13.8M | Reduce -1.5% |
| FNDF Schwab Fndmn Intl LRG Co. ETF | 1.49% | 364,175 | $13.2M | Reduce -16.7% |
| SPDW Ste STR SPDR PT DW Eu ETF | 1.41% | 342,168 | $12.5M | Reduce -7.0% |
| SPTI SS SPDR P Int Term TSY ETF | 1.41% | 435,234 | $12.4M | Reduce -9.3% |
| VYM Vanguard High DVD Yield ETF | 1.35% | 92,399 | $11.9M | Add +8.8% |
| IWY iShares Russell Top 200 Grow | 1.29% | 54,099 | $11.4M | Add +4.0% |
| SPSB SS SPDR P St C Corp. ETF | 1.28% | 374,890 | $11.3M | Add +3.0% |
| SCHF Schwab Intl Equity ETF | 1.27% | 568,112 | $11.2M | Add +3.7% |
| FSTA Fidelity MSCI Cons Stap Indx | 1.26% | 217,111 | $11.1M | Add +1.8% |
| IUSV iShares Core S&P U.S. Value | 1.25% | 119,463 | $11.0M | Reduce -1.9% |
| VGT Vanguard Info Tech ETF | 1.21% | 19,700 | $10.7M | Reduce -2.5% |
| MA Mastercard Inc. Class A | 1.19% | 19,223 | $10.5M | Reduce -2.1% |
| BRK.B Berkshire Hathaway Inc. Class B | 1.13% | 18,771 | $10.0M | Reduce -1.9% |
| IJH iShares Core S&P Midcap ETF | 1.11% | 167,915 | $9.8M | Reduce -1.7% |
| JPIB JPMorgan Intl BND ETF | 1.07% | 197,786 | $9.5M | Reduce -7.4% |
| SPHQ Invesco S&P 500 Quality ETF | 1.07% | 142,345 | $9.4M | Add +0.5% |
| AVUV Avantis US Small Cap Value | 1.03% | 104,394 | $9.1M | Add +34.2% |
| VOO Vanguard S&P 500 ETF | 1.03% | 17,614 | $9.1M | Add +7.1% |
| USTB Victoryshares Short-Term Bon | 1.02% | 177,316 | $9.0M | Add +1.8% |
| IOO iShares Global 100 ETF | 1.01% | 92,790 | $8.9M | Add +8.7% |
| UCON First Trust Smith Unconstrai | 1.00% | 358,134 | $8.9M | Reduce -0.1% |
| SJNK SS SPDR BB St Hi Yield ETF | 0.97% | 340,524 | $8.6M | Add +3.8% |
| XLRE SS Real Estate Select Sector | 0.92% | 194,426 | $8.1M | Reduce -2.0% |
| IHI iShares U.S. Medical Devices | 0.92% | 134,622 | $8.1M | Reduce -1.3% |
| SPMB SS SPDR P Mort Back Bond ETF | 0.88% | 354,082 | $7.8M | Add +2.8% |
| SCHG Schwab US Large-Cap Growth | 0.87% | 307,639 | $7.7M | Add +4.0% |
| VCSH Vanguard S/T Corp. Bond ETF | 0.80% | 89,281 | $7.0M | Add +1.0% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.79% | 12,387 | $6.9M | Add +1.7% |
| SDVY First Trust Smid Cap Rising | 0.76% | 201,390 | $6.7M | Add +6.1% |
| VGSH Vanguard Short-Term Treasury | 0.75% | 113,485 | $6.7M | Add +0.7% |
| COST Costco Wholesale Corp. | 0.74% | 6,948 | $6.6M | Reduce -2.1% |
| SPAB SS SPDR P Agg Bond ETF | 0.72% | 250,362 | $6.4M | Add +2.7% |
| AVEM Avantis Emerging Markets Eq | 0.71% | 103,684 | $6.2M | Reduce -0.7% |
| DFUS Dimensional US Eq MKT ETF | 0.69% | 100,639 | $6.1M | Add +0.9% |
| IJR iShares Core S&P Small-Cap E | 0.67% | 56,936 | $6.0M | Reduce -29.0% |
| AMZN Amazon.com Inc. | 0.66% | 30,691 | $5.8M | Reduce -1.7% |
| IEFA iShares Core MSCI Eafe ETF | 0.65% | 76,238 | $5.8M | Add +2.3% |
| VEA Vanguard Ftse Developed ETF | 0.60% | 104,666 | $5.3M | Add +1.8% |
| JPM JPMorgan Chase & Co. | 0.60% | 21,629 | $5.3M | Reduce -4.6% |
| NVDA Nvidia Corp. | 0.60% | 48,922 | $5.3M | Reduce -1.9% |
| MSFT Microsoft Corp. | 0.59% | 13,959 | $5.2M | Reduce -4.5% |
| DFIV Dimensional International Va | 0.56% | 125,180 | $4.9M | Add +2.7% |
| VTIP Vanguard Short-Term Tips | 0.55% | 98,060 | $4.9M | Reduce -0.8% |
| VB Vanguard Most SM-Cap ETF-Usd | 0.55% | 21,974 | $4.9M | Add +1.0% |
| IMCG iShares Morningstar Mid-Cap | 0.54% | 67,132 | $4.8M | Reduce -0.7% |
| POCT Innovator U.S. Equity Power | 0.54% | 122,163 | $4.7M | Reduce -2.0% |
| AFL Aflac Inc. | 0.53% | 42,419 | $4.7M | Add +0.2% |
| VIG Vanguard Dividend Apprec ETF | 0.52% | 23,846 | $4.6M | Reduce -27.6% |
| FMAT Fidelity MSCI Materials Indx | 0.52% | 94,857 | $4.6M | Add +12.1% |
| V Visa Inc. Class A | 0.50% | 12,557 | $4.4M | Reduce -9.8% |
| SYLD Cambria Shareholder Yield Et | 0.50% | 68,970 | $4.4M | Reduce -2.6% |
| IAGG iShares Intl Aggregate Bond | 0.49% | 85,999 | $4.3M | Reduce -2.0% |
| RDVY First Trust Rising Dividend | 0.48% | 72,565 | $4.2M | Add +22.1% |
| VONG Vanguard Russell 1000 Growth | 0.47% | 44,796 | $4.2M | Reduce -29.1% |
| XLE SS Energy Select Sector | 0.44% | 41,397 | $3.9M | Reduce -5.3% |
| CALF PCR US SM CP CSH CWS ETF-Usd | 0.42% | 99,462 | $3.7M | Reduce -44.2% |
| FLQM Franklin U.S. Mid Cap Multif | 0.41% | 67,480 | $3.6M | Reduce -0.9% |
| VDC Vanguard Consumer Staple ETF | 0.39% | 15,604 | $3.4M | Reduce -0.3% |
| APRW Allinzim US Eq BFR20 Apr-Usd | 0.39% | 106,120 | $3.4M | Reduce -11.3% |
| VYMI Vanguard Int High DVD YLD Inc. | 0.38% | 45,587 | $3.4M | Reduce -2.0% |
| GLD SPDR Gold Shares | 0.38% | 11,525 | $3.3M | Add +9.5% |
| ISCG iShares Morningstar Small-Ca | 0.37% | 73,038 | $3.3M | Reduce -1.9% |
| HD Home Depot Inc. | 0.37% | 8,910 | $3.3M | Reduce -12.4% |
| XLV SS Health Care Select Sector | 0.37% | 22,148 | $3.2M | Reduce -1.7% |
| XLI SS Industrial Select Sector | 0.37% | 24,640 | $3.2M | Reduce -1.1% |
| VAW Vanguard Materials ETF | 0.36% | 16,981 | $3.2M | Reduce -1.4% |
| SPGI S&P Global Inc. | 0.36% | 6,240 | $3.2M | Reduce -1.2% |
| JNJ Johnson & Johnson | 0.36% | 19,059 | $3.2M | Add +1.4% |
| JPST JPMorgan Ultra-Short Income | 0.35% | 61,497 | $3.1M | Add +5.0% |
| VSS Vanguard Ftse All Wo X-US SC | 0.35% | 26,734 | $3.1M | Reduce -3.9% |
| GOOGL Alphabet Inc. Class A | 0.35% | 19,720 | $3.0M | Reduce -1.6% |
| SPYV SS SPDR P S&P 500 Value ETF | 0.34% | 58,489 | $3.0M | Reduce -6.8% |
| LLY Eli Lilly & Co. | 0.34% | 3,614 | $3.0M | Reduce -10.5% |
| DBEF Xtrackers MSCI Eafe Hedged E | 0.34% | 68,806 | $3.0M | Reduce -32.2% |
| IWF iShares Russell 1000 Growth | 0.33% | 8,072 | $2.9M | Reduce -5.3% |
| TAXF American Century Diver Muni | 0.33% | 58,412 | $2.9M | No change |
| PANW Palo Alto Networks Inc. | 0.31% | 16,160 | $2.8M | Add +0.9% |
| IWP iShares Russell Mid-Cap Grow | 0.31% | 23,102 | $2.7M | Add +35.5% |
| AVLV Avantis US Large Cap Value | 0.30% | 41,213 | $2.7M | Add +534.2% |
| CVX Chevron Corp. | 0.29% | 15,496 | $2.6M | Reduce -2.3% |
| GOOG Alphabet Inc. Class C | 0.28% | 16,034 | $2.5M | Reduce -7.0% |
| KO The Coca-Cola Co. | 0.28% | 34,528 | $2.5M | Add +4.0% |
| AVUS Avantis U.S. Equity ETF | 0.28% | 26,760 | $2.5M | Reduce -4.5% |
| IVW iShares S&P 500 Growth ETF | 0.28% | 26,285 | $2.4M | Add +0.2% |
| DTD Wisdomtree US Total Dividend | 0.28% | 31,621 | $2.4M | Reduce -7.4% |
| VTI VG Morningstar TS MKT ETF-US | 0.27% | 8,731 | $2.4M | Reduce -2.2% |
| DFAT Dimensional US Target Value | 0.27% | 45,735 | $2.4M | Add +2.6% |
| DUK Duke Energy Corp. | 0.27% | 19,177 | $2.3M | Reduce -0.8% |
| SMMU PIMCO SHRT TRM Muni BND ETF | 0.26% | 45,656 | $2.3M | Reduce -1.6% |
Other holdings (1): bonds, preferreds, convertibles and warrants · $548K (not counted above)
| Security | Class | Shares / Principal | Value | Change |
|---|---|---|---|---|
| BANK OF AMERICA CORP (BAC 7.25 PERP L) | 7.25%CNV PFD L | 444 | $548K | Reduce -4.9% |
Total filed on the 13F, all lines: $883.3M.
Portfolio Sells Q4 2024 → Q1 2025
| IQLT iShares MSCI International Q | Reduce -77.9% | 0.21% | −0.63 |
| CALF PCR US SM CP CSH CWS ETF-Usd | Reduce -44.2% | 0.42% | −0.43 |
| VUG Vanguard Mrngstar GR ETF-Sui | Reduce -2.1% | 4.02% | −0.34 |
| SCHD Schwab US DVD Equity ETF | Reduce -20.9% | 1.80% | −0.33 |
| IJR iShares Core S&P Small-Cap E | Reduce -29.0% | 0.67% | −0.33 |
| VONG Vanguard Russell 1000 Growth | Reduce -29.1% | 0.47% | −0.24 |
| AAPL Apple Inc. | Reduce -2.4% | 1.91% | −0.21 |
| VIG Vanguard Dividend Apprec ETF | Reduce -27.6% | 0.52% | −0.18 |
| VGT Vanguard Info Tech ETF | Reduce -2.5% | 1.21% | −0.15 |
| NVDA Nvidia Corp. | Reduce -1.9% | 0.60% | −0.13 |
| DBEF Xtrackers MSCI Eafe Hedged E | Reduce -32.2% | 0.34% | −0.12 |
| VMBS Vanguard Mortgage-Backed Sec | Reduce -35.3% | 0.20% | −0.09 |
| FNDF Schwab Fndmn Intl LRG Co. ETF | Reduce -16.7% | 1.49% | −0.09 |
| AMZN Amazon.com Inc. | Reduce -1.7% | 0.66% | −0.08 |
| IWD iShares Russell 1000 Value E | Reduce -39.4% | 0.15% | −0.08 |
| MSFT Microsoft Corp. | Reduce -4.5% | 0.59% | −0.08 |
| GOOG Alphabet Inc. Class C | Reduce -7.0% | 0.28% | −0.07 |
| VTEB Vanguard Tax-Exempt Bond ETF | Sold out | 0.00% | −0.07 |
| GOOGL Alphabet Inc. Class A | Reduce -1.6% | 0.35% | −0.07 |
| PSN Parsons Corp. | Sold out | 0.00% | −0.06 |
| HD Home Depot Inc. | Reduce -12.4% | 0.37% | −0.06 |
| PMAR Innovator U.S. Equity Power | Sold out | 0.00% | −0.06 |
| IVV iShares Core S&P 500 ETF | Reduce -2.0% | 2.28% | −0.06 |
| IJH iShares Core S&P Midcap ETF | Reduce -1.7% | 1.11% | −0.05 |
| SPTI SS SPDR P Int Term TSY ETF | Reduce -9.3% | 1.41% | −0.04 |
| IWF iShares Russell 1000 Growth | Reduce -5.3% | 0.33% | −0.04 |
| APRW Allinzim US Eq BFR20 Apr-Usd | Reduce -11.3% | 0.39% | −0.04 |
| LMT Lockheed Martin Corp. | Reduce -8.4% | 0.26% | −0.04 |
| RSPS Invesco S&P 500 Equal Weight | Reduce -58.0% | 0.02% | −0.03 |
| SYLD Cambria Shareholder Yield Et | Reduce -2.6% | 0.50% | −0.03 |
| ISCG iShares Morningstar Small-Ca | Reduce -1.9% | 0.37% | −0.03 |
| IWR iShares Russell Mid-Cap ETF | Reduce -26.9% | 0.07% | −0.03 |
| AVGO Broadcom Inc. | Reduce -5.9% | 0.06% | −0.03 |
| FDX FedEx Corp. | Sold out | 0.00% | −0.03 |
| RIGS Alps Strategic Income Fund | Sold out | 0.00% | −0.02 |
| AMD Advanced Micro Devices | Sold out | 0.00% | −0.02 |
| ISTB iShares Core 1-5 Year Usd Bo | Sold out | 0.00% | −0.02 |
| JPIB JPMorgan Intl BND ETF | Reduce -7.4% | 1.07% | −0.02 |
| BLK BlackRock Inc. | Sold out | 0.00% | −0.02 |
| ARKW ARK Next Generation Technolo | Sold out | 0.00% | −0.02 |
| DHR Danaher Corp. | Sold out | 0.00% | −0.02 |
| QUAL iShares MSCI USA Quality Fac | Sold out | 0.00% | −0.02 |
| SOXX iShares Semiconductor ETF | Sold out | 0.00% | −0.02 |
| BCD Abrdn Bloomberg All Commodit | Reduce -46.3% | 0.03% | −0.02 |
| CMI Cummins Inc. | Reduce -5.2% | 0.16% | −0.02 |
| DIS The Walt Disney Co. | Reduce -3.6% | 0.15% | −0.02 |
| XLK SS Technology Select Sector | Reduce -2.0% | 0.16% | −0.02 |
| BND Vanguard Total Bond Market | Reduce -27.4% | 0.05% | −0.02 |
| AVUS Avantis U.S. Equity ETF | Reduce -4.5% | 0.28% | −0.01 |
| BIV Vanguard Intermediate-Term B | Reduce -7.2% | 1.80% | −0.01 |
Portfolio Buys Q4 2024 → Q1 2025
| AVLV Avantis US Large Cap Value | Add +534.2% | 0.30% | +0.26 |
| AVUV Avantis US Small Cap Value | Add +34.2% | 1.03% | +0.22 |
| VTV Vanguard Mrngstr Val ETF-Aui | Add +0.9% | 2.57% | +0.18 |
| VYM Vanguard High DVD Yield ETF | Add +8.8% | 1.35% | +0.17 |
| SCHF Schwab Intl Equity ETF | Add +3.7% | 1.27% | +0.17 |
| FBND Fidelity Total Bond ETF | Add +1.8% | 2.09% | +0.15 |
| FNDX Schwab Fndmntl US LRG Co. ETF | Add +4.1% | 1.99% | +0.15 |
| FSTA Fidelity MSCI Cons Stap Indx | Add +1.8% | 1.26% | +0.11 |
| RDVY First Trust Rising Dividend | Add +22.1% | 0.48% | +0.10 |
| GLD SPDR Gold Shares | Add +9.5% | 0.38% | +0.10 |
| PFEB Innovator U.S. Equity Power | New | 0.10% | +0.10 |
| SPSB SS SPDR P St C Corp. ETF | Add +3.0% | 1.28% | +0.10 |
| EPD Enterprise Products Partners | Add +37.7% | 0.26% | +0.09 |
| DFIV Dimensional International Va | Add +2.7% | 0.56% | +0.09 |
| IEFA iShares Core MSCI Eafe ETF | Add +2.3% | 0.65% | +0.08 |
| SPMB SS SPDR P Mort Back Bond ETF | Add +2.8% | 0.88% | +0.08 |
| IOO iShares Global 100 ETF | Add +8.7% | 1.01% | +0.08 |
| FMAT Fidelity MSCI Materials Indx | Add +12.1% | 0.52% | +0.08 |
| IWP iShares Russell Mid-Cap Grow | Add +35.5% | 0.31% | +0.07 |
| SJNK SS SPDR BB St Hi Yield ETF | Add +3.8% | 0.97% | +0.07 |
| VEA Vanguard Ftse Developed ETF | Add +1.8% | 0.60% | +0.07 |
| USTB Victoryshares Short-Term Bon | Add +1.8% | 1.02% | +0.07 |
| SPAB SS SPDR P Agg Bond ETF | Add +2.7% | 0.72% | +0.06 |
| JNJ Johnson & Johnson | Add +1.4% | 0.36% | +0.06 |
| VOO Vanguard S&P 500 ETF | Add +7.1% | 1.03% | +0.06 |
| AFL Aflac Inc. | Add +0.2% | 0.53% | +0.06 |
| KO The Coca-Cola Co. | Add +4.0% | 0.28% | +0.06 |
| VCSH Vanguard S/T Corp. Bond ETF | Add +1.0% | 0.80% | +0.05 |
| VCIT Vanguard Int-Term Corporate | Add +36.1% | 0.15% | +0.05 |
| VGSH Vanguard Short-Term Treasury | Add +0.7% | 0.75% | +0.04 |
| BSCQ Invesco Bulletshares 2026 CB | Add +77.5% | 0.09% | +0.04 |
| MGK Vngrd Mrgstr MG CP GR ETF-Ui | New | 0.04% | +0.04 |
| SPHQ Invesco S&P 500 Quality ETF | Add +0.5% | 1.07% | +0.04 |
| NFEB Innov GRW-100 Por Bu ETF - F | New | 0.04% | +0.04 |
| BSCS Invesco Bulletshares 2028 CB | New | 0.03% | +0.03 |
| ABBV Abbvie Inc. | Add +0.1% | 0.18% | +0.03 |
| NJAN Innovator Growth 100 Power B | New | 0.03% | +0.03 |
| JPST JPMorgan Ultra-Short Income | Add +5.0% | 0.35% | +0.03 |
| BOTZ Global X Robotics & Artifici | New | 0.03% | +0.03 |
| BSCR Invesco Bulletshares 2027 CB | Add +62.1% | 0.07% | +0.03 |
| OXY Occidental Petroleum Corp. | Add +49.8% | 0.08% | +0.03 |
| JMUB JPMorgan Municipal ETF | New | 0.03% | +0.03 |
| VZ Verizon Communications Inc. | Add +12.2% | 0.11% | +0.03 |
| SDVY First Trust Smid Cap Rising | Add +6.1% | 0.76% | +0.03 |
| VGK Vanguard Ftse Europe ETF | New | 0.03% | +0.03 |
| FENY Fidelity MSCI Energy Index | New | 0.02% | +0.02 |
| ITA iShares U.S. Aerospace & Def | Add +11.9% | 0.13% | +0.02 |
| EQT Eqt Corp. | New | 0.02% | +0.02 |
| AVDE Avantis International Equity | Add +4.5% | 0.14% | +0.02 |
| XLF SS Financial Select Sector | Add +6.1% | 0.15% | +0.02 |
Notes & Other Activity Q4 2024 → Q1 2025
| BANK OF AMERICA CORP (BAC 7.25 PERP L) | 7.25%CNV PFD L | Reduce -4.9% | 444 | $548K |
Bonds, preferreds, convertibles and warrants; not part of the stock holdings or percentages above.
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 326 | $1.2B | VUG, QQQ, VCSH, FNDX, COWZ |
| Q1 2026 | 317 | $1.1B | VUG, QQQ, COWZ, FNDX, VTV |
| Q4 2025 | 316 | $1.1B | VUG, QQQ, COWZ, VTV, IVV |
| Q3 2025 | 313 | $1.1B | VUG, QQQ, COWZ, VTV, IVV |
| Q2 2025 | 302 | $961.6M | VUG, QQQ, COWZ, VTV, IVV |
| Q1 2025 | 294 | $882.7M | VUG, COWZ, QQQ, VTV, IVV |
| Q4 2024 | 296 | $920.8M | VUG, COWZ, QQQ, VTV, IVV |
| Q3 2024 | 296 | $902.0M | VUG, COWZ, QQQ, VTV, IVV |
| Q2 2024 | 287 | $796.6M | VUG, COWZ, QQQ, VTV, IVV |
| Q1 2024 | 265 | $716.0M | VUG, COWZ, VTV, QQQ, IVV |