Certified Advisory Corp

In its 13F for Q1 2025 (holdings as of March 31, 2025, filed May 8, 2025), Certified Advisory Corp reported 294 stock positions worth $882.7 million. Its top holding was Vanguard Mrngstar GR ETF-Sui (VUG) at 4.0% of the portfolio, followed by Pacer US Cash Cows 100 ETF (COWZ, 3.1%) and Invesco QQQ Trust Series 1 (QQQ, 3.0%). Compared with Q4 2024, it opened 10 new positions, sold out of 12, added to 94 and reduced 166. The biggest buy was Avantis US Large Cap Value (AVLV, shares +534%) and the biggest sale iShares MSCI International Q (IQLT, shares −78%).

Most Recent 13F
Q2 2026
Location
ALTAMONTE SPRINGS, FL
CIK
0001731732
Portfolio Value
$882.7M (Q1 2025)
SEC Filing
0001085146-25-002833 ↗ filed May 8, 2025

Holdings Value

0$500.0M$1.0B$1.5B Q1 2024: $716.0M Q1 2024 Q2 2024: $796.6M Q2 2024 Q3 2024: $902.0M Q3 2024 Q4 2024: $920.8M Q4 2024 Q1 2025: $882.7M $882.7M Q1 2025 Q2 2025: $961.6M Q2 2025 Q3 2025: $1.1B Q3 2025 Q4 2025: $1.1B Q4 2025 Q1 2026: $1.1B Q1 2026 Q2 2026: $1.2B Q2 2026

Holdings 294 stocks · $882.7M

VUG Vanguard Mrngstar GR ETF-Sui 4.02% 95,694 $35.5M Reduce -2.1%
COWZ Pacer US Cash Cows 100 ETF 3.07% 495,231 $27.1M Reduce -0.7%
QQQ Invesco QQQ Trust Series 1 2.96% 55,708 $26.1M Add +3.0%
VTV Vanguard Mrngstr Val ETF-Aui 2.57% 131,584 $22.7M Add +0.9%
IVV iShares Core S&P 500 ETF 2.28% 35,783 $20.1M Reduce -2.0%
FBND Fidelity Total Bond ETF 2.09% 404,011 $18.4M Add +1.8%
FNDX Schwab Fndmntl US LRG Co. ETF 1.99% 745,779 $17.6M Add +4.1%
AAPL Apple Inc. 1.91% 75,926 $16.9M Reduce -2.4%
SCHD Schwab US DVD Equity ETF 1.80% 569,402 $15.9M Reduce -20.9%
BIV Vanguard Intermediate-Term B 1.80% 207,880 $15.9M Reduce -7.2%
JPIE JPMorgan Income ETF 1.71% 326,680 $15.1M Reduce -1.8%
ICVT iShares Convertible Bond ETF 1.57% 165,636 $13.8M Reduce -1.5%
FNDF Schwab Fndmn Intl LRG Co. ETF 1.49% 364,175 $13.2M Reduce -16.7%
SPDW Ste STR SPDR PT DW Eu ETF 1.41% 342,168 $12.5M Reduce -7.0%
SPTI SS SPDR P Int Term TSY ETF 1.41% 435,234 $12.4M Reduce -9.3%
VYM Vanguard High DVD Yield ETF 1.35% 92,399 $11.9M Add +8.8%
IWY iShares Russell Top 200 Grow 1.29% 54,099 $11.4M Add +4.0%
SPSB SS SPDR P St C Corp. ETF 1.28% 374,890 $11.3M Add +3.0%
SCHF Schwab Intl Equity ETF 1.27% 568,112 $11.2M Add +3.7%
FSTA Fidelity MSCI Cons Stap Indx 1.26% 217,111 $11.1M Add +1.8%
IUSV iShares Core S&P U.S. Value 1.25% 119,463 $11.0M Reduce -1.9%
VGT Vanguard Info Tech ETF 1.21% 19,700 $10.7M Reduce -2.5%
MA Mastercard Inc. Class A 1.19% 19,223 $10.5M Reduce -2.1%
BRK.B Berkshire Hathaway Inc. Class B 1.13% 18,771 $10.0M Reduce -1.9%
IJH iShares Core S&P Midcap ETF 1.11% 167,915 $9.8M Reduce -1.7%
JPIB JPMorgan Intl BND ETF 1.07% 197,786 $9.5M Reduce -7.4%
SPHQ Invesco S&P 500 Quality ETF 1.07% 142,345 $9.4M Add +0.5%
AVUV Avantis US Small Cap Value 1.03% 104,394 $9.1M Add +34.2%
VOO Vanguard S&P 500 ETF 1.03% 17,614 $9.1M Add +7.1%
USTB Victoryshares Short-Term Bon 1.02% 177,316 $9.0M Add +1.8%
IOO iShares Global 100 ETF 1.01% 92,790 $8.9M Add +8.7%
UCON First Trust Smith Unconstrai 1.00% 358,134 $8.9M Reduce -0.1%
SJNK SS SPDR BB St Hi Yield ETF 0.97% 340,524 $8.6M Add +3.8%
XLRE SS Real Estate Select Sector 0.92% 194,426 $8.1M Reduce -2.0%
IHI iShares U.S. Medical Devices 0.92% 134,622 $8.1M Reduce -1.3%
SPMB SS SPDR P Mort Back Bond ETF 0.88% 354,082 $7.8M Add +2.8%
SCHG Schwab US Large-Cap Growth 0.87% 307,639 $7.7M Add +4.0%
VCSH Vanguard S/T Corp. Bond ETF 0.80% 89,281 $7.0M Add +1.0%
SPY SS SPDR S&P 500 ETF Trust-US 0.79% 12,387 $6.9M Add +1.7%
SDVY First Trust Smid Cap Rising 0.76% 201,390 $6.7M Add +6.1%
VGSH Vanguard Short-Term Treasury 0.75% 113,485 $6.7M Add +0.7%
COST Costco Wholesale Corp. 0.74% 6,948 $6.6M Reduce -2.1%
SPAB SS SPDR P Agg Bond ETF 0.72% 250,362 $6.4M Add +2.7%
AVEM Avantis Emerging Markets Eq 0.71% 103,684 $6.2M Reduce -0.7%
DFUS Dimensional US Eq MKT ETF 0.69% 100,639 $6.1M Add +0.9%
IJR iShares Core S&P Small-Cap E 0.67% 56,936 $6.0M Reduce -29.0%
AMZN Amazon.com Inc. 0.66% 30,691 $5.8M Reduce -1.7%
IEFA iShares Core MSCI Eafe ETF 0.65% 76,238 $5.8M Add +2.3%
VEA Vanguard Ftse Developed ETF 0.60% 104,666 $5.3M Add +1.8%
JPM JPMorgan Chase & Co. 0.60% 21,629 $5.3M Reduce -4.6%
NVDA Nvidia Corp. 0.60% 48,922 $5.3M Reduce -1.9%
MSFT Microsoft Corp. 0.59% 13,959 $5.2M Reduce -4.5%
DFIV Dimensional International Va 0.56% 125,180 $4.9M Add +2.7%
VTIP Vanguard Short-Term Tips 0.55% 98,060 $4.9M Reduce -0.8%
VB Vanguard Most SM-Cap ETF-Usd 0.55% 21,974 $4.9M Add +1.0%
IMCG iShares Morningstar Mid-Cap 0.54% 67,132 $4.8M Reduce -0.7%
POCT Innovator U.S. Equity Power 0.54% 122,163 $4.7M Reduce -2.0%
AFL Aflac Inc. 0.53% 42,419 $4.7M Add +0.2%
VIG Vanguard Dividend Apprec ETF 0.52% 23,846 $4.6M Reduce -27.6%
FMAT Fidelity MSCI Materials Indx 0.52% 94,857 $4.6M Add +12.1%
V Visa Inc. Class A 0.50% 12,557 $4.4M Reduce -9.8%
SYLD Cambria Shareholder Yield Et 0.50% 68,970 $4.4M Reduce -2.6%
IAGG iShares Intl Aggregate Bond 0.49% 85,999 $4.3M Reduce -2.0%
RDVY First Trust Rising Dividend 0.48% 72,565 $4.2M Add +22.1%
VONG Vanguard Russell 1000 Growth 0.47% 44,796 $4.2M Reduce -29.1%
XLE SS Energy Select Sector 0.44% 41,397 $3.9M Reduce -5.3%
CALF PCR US SM CP CSH CWS ETF-Usd 0.42% 99,462 $3.7M Reduce -44.2%
FLQM Franklin U.S. Mid Cap Multif 0.41% 67,480 $3.6M Reduce -0.9%
VDC Vanguard Consumer Staple ETF 0.39% 15,604 $3.4M Reduce -0.3%
APRW Allinzim US Eq BFR20 Apr-Usd 0.39% 106,120 $3.4M Reduce -11.3%
VYMI Vanguard Int High DVD YLD Inc. 0.38% 45,587 $3.4M Reduce -2.0%
GLD SPDR Gold Shares 0.38% 11,525 $3.3M Add +9.5%
ISCG iShares Morningstar Small-Ca 0.37% 73,038 $3.3M Reduce -1.9%
HD Home Depot Inc. 0.37% 8,910 $3.3M Reduce -12.4%
XLV SS Health Care Select Sector 0.37% 22,148 $3.2M Reduce -1.7%
XLI SS Industrial Select Sector 0.37% 24,640 $3.2M Reduce -1.1%
VAW Vanguard Materials ETF 0.36% 16,981 $3.2M Reduce -1.4%
SPGI S&P Global Inc. 0.36% 6,240 $3.2M Reduce -1.2%
JNJ Johnson & Johnson 0.36% 19,059 $3.2M Add +1.4%
JPST JPMorgan Ultra-Short Income 0.35% 61,497 $3.1M Add +5.0%
VSS Vanguard Ftse All Wo X-US SC 0.35% 26,734 $3.1M Reduce -3.9%
GOOGL Alphabet Inc. Class A 0.35% 19,720 $3.0M Reduce -1.6%
SPYV SS SPDR P S&P 500 Value ETF 0.34% 58,489 $3.0M Reduce -6.8%
LLY Eli Lilly & Co. 0.34% 3,614 $3.0M Reduce -10.5%
DBEF Xtrackers MSCI Eafe Hedged E 0.34% 68,806 $3.0M Reduce -32.2%
IWF iShares Russell 1000 Growth 0.33% 8,072 $2.9M Reduce -5.3%
TAXF American Century Diver Muni 0.33% 58,412 $2.9M No change
PANW Palo Alto Networks Inc. 0.31% 16,160 $2.8M Add +0.9%
IWP iShares Russell Mid-Cap Grow 0.31% 23,102 $2.7M Add +35.5%
AVLV Avantis US Large Cap Value 0.30% 41,213 $2.7M Add +534.2%
CVX Chevron Corp. 0.29% 15,496 $2.6M Reduce -2.3%
GOOG Alphabet Inc. Class C 0.28% 16,034 $2.5M Reduce -7.0%
KO The Coca-Cola Co. 0.28% 34,528 $2.5M Add +4.0%
AVUS Avantis U.S. Equity ETF 0.28% 26,760 $2.5M Reduce -4.5%
IVW iShares S&P 500 Growth ETF 0.28% 26,285 $2.4M Add +0.2%
DTD Wisdomtree US Total Dividend 0.28% 31,621 $2.4M Reduce -7.4%
VTI VG Morningstar TS MKT ETF-US 0.27% 8,731 $2.4M Reduce -2.2%
DFAT Dimensional US Target Value 0.27% 45,735 $2.4M Add +2.6%
DUK Duke Energy Corp. 0.27% 19,177 $2.3M Reduce -0.8%
SMMU PIMCO SHRT TRM Muni BND ETF 0.26% 45,656 $2.3M Reduce -1.6%
EPD Enterprise Products Partners 0.26% 66,520 $2.3M Add +37.7%
LMT Lockheed Martin Corp. 0.26% 5,068 $2.3M Reduce -8.4%
VO Vngrd Mrngstr MD-Cap ETF-Usd 0.25% 8,671 $2.2M Add +1.9%
WMT Walmart Inc. 0.23% 23,339 $2.0M Reduce -3.1%
TSLA Tesla Inc. 0.22% 7,457 $1.9M Add +1.0%
UNH Unitedhealth Group Inc. 0.22% 3,662 $1.9M Reduce -0.3%
IQLT iShares MSCI International Q 0.21% 45,874 $1.8M Reduce -77.9%
XMMO Invesco S&P Midcap Momentum 0.20% 15,730 $1.8M Add +3.5%
VMBS Vanguard Mortgage-Backed Sec 0.20% 38,396 $1.8M Reduce -35.3%
PFE Pfizer Inc. 0.20% 68,632 $1.7M Reduce -3.5%
MGC Vngrd Mrngstr MG Cap ETF-Usd 0.20% 8,591 $1.7M Add +0.3%
FDVV Fidelity High Dividend ETF 0.19% 34,100 $1.7M Add +5.2%
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS 0.19% 6,750 $1.7M Reduce -0.9%
DGRO iShares Core Dividend Growth 0.19% 27,082 $1.7M Reduce -3.2%
XLY SS Consumer Disc Select Sect 0.19% 8,358 $1.7M Add +1.8%
HSCZ iShares Cur HDG MSCI Eafe SM 0.18% 50,419 $1.6M Reduce -6.1%
APD Air Products & Chemicals Inc. 0.18% 5,492 $1.6M Reduce -4.5%
ABBV Abbvie Inc. 0.18% 7,509 $1.6M Add +0.1%
QCOM Qualcomm Inc. 0.17% 10,003 $1.5M Reduce -0.3%
MO Altria Group Inc. 0.16% 23,937 $1.4M Reduce -1.5%
IWB iShares Russell 1000 ETF 0.16% 4,606 $1.4M Reduce -2.0%
XLK SS Technology Select Sector 0.16% 6,831 $1.4M Reduce -2.0%
CMI Cummins Inc. 0.16% 4,427 $1.4M Reduce -5.2%
FXO First Trust Financial Alphad 0.16% 26,081 $1.4M Add +1.8%
NOCT Innovator Growth-100 Power B 0.16% 27,803 $1.4M Reduce -7.8%
VCIT Vanguard Int-Term Corporate 0.15% 16,544 $1.4M Add +36.1%
GE General Electric filed as GE AEROSPACE 0.15% 6,739 $1.3M Reduce -0.6%
OEF iShares S&P 100 ETF 0.15% 4,922 $1.3M Add +2.1%
XLU St Sr Utl SL SE SPDR ETF-Usd 0.15% 16,865 $1.3M Reduce -0.3%
DIS The Walt Disney Co. filed as DISNEY WALT CO 0.15% 13,465 $1.3M Reduce -3.6%
XLF SS Financial Select Sector 0.15% 26,313 $1.3M Add +6.1%
MUNI PIMCO Intermediate Municipal 0.15% 25,210 $1.3M Add +7.4%
IWD iShares Russell 1000 Value E 0.15% 6,886 $1.3M Reduce -39.4%
VWO Vanguard Ftse Emerging Marke 0.14% 28,223 $1.3M Reduce -0.5%
FMDE Fidelity Enhanced Mid Cap Co. 0.14% 39,109 $1.2M Reduce -0.3%
XOM Exxon Mobil Corp. 0.14% 10,272 $1.2M Reduce -6.1%
AVDE Avantis International Equity 0.14% 18,361 $1.2M Add +4.5%
ISCF iShares International Small 0.13% 35,191 $1.2M Add +3.6%
ITA iShares U.S. Aerospace & Def 0.13% 7,531 $1.2M Add +11.9%
FISV Fiserv Inc. 0.13% 5,201 $1.1M Reduce -9.0%
PDEC Innovator U.S. Equity Power 0.13% 30,382 $1.1M Reduce -0.7%
GILD Gilead Sciences Inc. 0.13% 10,167 $1.1M Reduce -2.8%
NSC Norfolk Southern Corp. 0.12% 4,644 $1.1M Add +1.0%
AEP American Electric Power 0.12% 10,027 $1.1M Reduce -0.5%
IVE iShares S&P 500 Value ETF 0.12% 5,563 $1.1M Reduce -3.1%
NFLX Netflix Inc. 0.12% 1,135 $1.1M Reduce -0.8%
NNN NNN REIT Inc. 0.12% 24,130 $1.0M Reduce -7.2%
FBCG Fidelity Blue Chip Grow ETF 0.12% 25,658 $1.0M Add +4.3%
FELC Fidelity Enh LRG Cap Cor ETF 0.12% 32,576 $1.0M Add +0.2%
TFC Truist Financial Corp. 0.11% 23,519 $968K Reduce -1.0%
PG The Procter & Gamble Co. 0.11% 5,581 $951K Reduce -1.8%
T AT&T Inc. 0.11% 33,237 $940K Reduce -0.8%
SPYG SS SPDR P S&P 500 Growth ETF 0.11% 11,682 $939K Reduce -2.2%
VZ Verizon Communications Inc. 0.11% 20,444 $927K Add +12.2%
SDY SS SPDR S&P Dividend ETF 0.10% 6,716 $911K Add +0.2%
MUB iShares National Muni Bond E 0.10% 8,482 $894K Add +1.6%
PFEB Innovator U.S. Equity Power 0.10% 24,383 $873K New
UTF Cohen & Steers Infrastructur 0.09% 32,629 $834K Reduce -4.2%
BRK.A Berkshire Hathaway Inc. Class A 0.09% 1 $798K No change
SO The Southern Co. 0.09% 8,682 $798K Reduce -13.1%
BSCQ Invesco Bulletshares 2026 CB 0.09% 39,615 $772K Add +77.5%
VOT Vngrd Mrngstr MC GRW ETF-Usd 0.09% 3,117 $763K Add +1.1%
AVDV Avantis Intl S/C Value ETF 0.09% 10,760 $750K No change
OXY Occidental Petroleum Corp. 0.08% 14,434 $712K Add +49.8%
BSCP Invesco Bulletshares 2025 CB 0.08% 34,354 $710K Reduce -13.0%
IHF iShares U.S. Healthcare Prov 0.08% 12,983 $686K Reduce -7.3%
BA The Boeing Co. 0.08% 4,017 $685K Reduce -4.5%
ABT Abbott Laboratories 0.08% 5,123 $680K Reduce -10.3%
VXUS Vanguard Total Intl Stock 0.08% 10,798 $671K Add +0.4%
BSCR Invesco Bulletshares 2027 CB 0.07% 33,532 $657K Add +62.1%
VHT Vanguard Health Care ETF 0.07% 2,419 $640K Reduce -0.2%
ORCL Oracle Corp. 0.07% 4,546 $636K Reduce -1.2%
IWR iShares Russell Mid-Cap ETF 0.07% 7,421 $631K Reduce -26.9%
PRF Invesco Rafi US 1000 ETF 0.07% 15,178 $613K Reduce -3.2%
PDI PIMCO Dynamic Income Fund 0.07% 29,826 $591K Add +2.0%
IWM iShares Russell 2000 ETF 0.07% 2,945 $587K Reduce -2.3%
NOC Northrop Grumman Corp. 0.07% 1,131 $579K Reduce -0.2%
PJAN Innovator U.S. Equity Power 0.07% 13,897 $576K Reduce -13.3%
UTG Reaves Utility Income Fund 0.06% 17,322 $564K Add +0.8%
AVGO Broadcom Inc. 0.06% 3,306 $554K Reduce -5.9%
MDY State Street SPDR S&P Midcap 0.06% 1,026 $548K Reduce -3.6%
CSX CSX Corp. 0.06% 18,412 $542K Add +0.3%
OCTW Alianzim US Eq BFR20 Oct-Usd 0.06% 15,403 $541K Reduce -6.5%
ICSH iShares Ultra Short Duration 0.06% 10,603 $538K Reduce -13.6%
SPEM State Street SP PTF Em ETF 0.06% 13,623 $536K Add +1.7%
MRK Merck & Co. Inc. 0.06% 5,849 $525K Reduce -7.9%
VNQ Vanguard Real Estate ETF 0.06% 5,670 $513K Reduce -13.2%
META Meta Platforms Inc. Class A 0.06% 883 $509K Reduce -3.2%
PJUL Innovator U.S. Equity Power 0.06% 12,137 $488K Reduce -12.9%
EFA iShares MSCI Eafe ETF 0.06% 5,959 $487K Reduce -23.0%
FLOT iShares Floating Rate Bond E 0.06% 9,524 $486K Reduce -3.0%
MCK McKesson Corp. 0.05% 710 $478K Reduce -0.7%
RTX RTX Corp. 0.05% 3,568 $473K Reduce -7.2%
BND Vanguard Total Bond Market 0.05% 6,430 $472K Reduce -27.4%
RPM RPM International Inc. 0.05% 4,043 $468K No change
PM Philip Morris International 0.05% 2,944 $467K Add +0.8%
PEP Pepsico Inc. 0.05% 3,094 $464K Reduce -2.0%
IVT Inventrust Properties Corp. 0.05% 15,347 $451K Reduce -2.2%
VDE Vanguard Energy ETF 0.05% 3,472 $450K Reduce -1.4%
C Citigroup Inc. 0.05% 6,325 $449K Reduce -5.4%
AMGN Amgen Inc. 0.05% 1,437 $448K Reduce -3.6%
ITB iShares U.S. Home Constructi 0.05% 4,637 $442K Add +9.3%
GEHC GE Healthcare Technology 0.05% 5,421 $438K No change
NJUL Innovator Growth 100 Power B 0.05% 7,251 $435K No change
JPRE JPMorgan Realty Income ETF 0.05% 9,016 $435K Add +0.5%
BAC Bank of America Corp. filed as BANK AMERICA CORP 0.05% 10,402 $434K Reduce -0.4%
UNP Union Pacific Corp. 0.05% 1,777 $420K Reduce -3.5%
MCD McDonald's Corp. 0.05% 1,323 $413K Reduce -12.5%
DJUL FT Vest US Equity Deep Buffe 0.05% 10,000 $409K No change
FTSM First Trust Enh Short Mat FD 0.05% 6,766 $405K Reduce -4.7%
BSJP Invesco Bulletshares 2025 HY 0.05% 17,352 $400K Reduce -14.8%
GS Goldman Sachs Group Inc. 0.05% 728 $398K Reduce -11.0%
RY Royal Bank of Canada 0.04% 3,502 $395K Add +0.2%
EXPO Exponent Inc. 0.04% 4,723 $383K No change
HWM Howmet Aerospace Inc. 0.04% 2,897 $376K Add +0.1%
IEV iShares Europe ETF 0.04% 6,454 $376K No change
CWB SS SPDR BB Conv Sec ETF 0.04% 4,837 $371K Reduce -5.7%
DSTL Distillate US Fundamental St 0.04% 6,794 $368K No change
XLP SS Consumer Staples Sel Sect 0.04% 4,461 $364K Reduce -1.6%
DFAX Dimensional World Ex US Core 0.04% 13,644 $357K Add +0.3%
ONEQ Fidelity Nasdaq Comp Indx 0.04% 5,236 $356K Add +0.1%
ADBE Adobe Inc. 0.04% 921 $353K Reduce -10.6%
MGK Vngrd Mrgstr MG CP GR ETF-Ui 0.04% 1,128 $348K New
VFH Vanguard Financials ETF 0.04% 2,911 $348K Reduce -3.8%
VBR Vngrd Mrngst SL-CP Val ETF-U 0.04% 1,867 $348K Reduce -3.6%
ICOW Pacer Developed Markets Inte 0.04% 11,038 $347K No change
FTEC Fidelity MSCI Info Tech Indx 0.04% 2,133 $344K Reduce -9.9%
OKE Oneok Inc. 0.04% 3,419 $339K Reduce -1.2%
PFN PIMCO Income Strategy FD II 0.04% 44,936 $339K Reduce -8.6%
FTGC First Trust Global Tactical 0.04% 12,970 $331K Add +33.5%
FVAL Fidelity Value Factor ETF 0.04% 5,440 $324K Add +55.1%
MU Micron Technology Inc. 0.04% 3,707 $322K Reduce -8.3%
NFEB Innov GRW-100 Por Bu ETF - F 0.04% 13,210 $314K New
IWN iShares Russell 2000 Value E 0.04% 2,077 $314K No change
IAU iShares Gold Trust 0.03% 5,212 $307K Reduce -0.1%
LOW Lowe's Cos Inc. 0.03% 1,314 $307K Reduce -17.8%
SPHY SS SPDR P High Yield ETF 0.03% 13,064 $306K Add +5.2%
DVY iShares Select Dividend ETF 0.03% 2,240 $301K No change
BCD Abrdn Bloomberg All Commodit filed as ABRDN ETFS 0.03% 8,794 $300K Reduce -46.3%
BSCS Invesco Bulletshares 2028 CB 0.03% 14,742 $300K New
CSCO Cisco Systems Inc. 0.03% 4,765 $294K Reduce -16.3%
NJAN Innovator Growth 100 Power B 0.03% 6,322 $293K New
FITB Fifth Third Bancorp 0.03% 7,439 $292K Add +0.8%
ETN Eaton Corp. PLC 0.03% 1,064 $289K Reduce -2.3%
MGV Vngrd Mrgstr MG CP VL ETF-Ui 0.03% 2,200 $283K Reduce -12.5%
SAIC Science Applications Inte 0.03% 2,507 $281K Reduce -7.7%
PSA Public Storage 0.03% 933 $279K Reduce -13.8%
INTU Intuit Inc. 0.03% 448 $275K Reduce -4.5%
ETW Eaton Vance T/M GLBL Buy-WR 0.03% 32,866 $271K Add +0.8%
BOTZ Global X Robotics & Artifici 0.03% 9,521 $271K New
AXP American Express Co. 0.03% 993 $267K Reduce -12.6%
SPYM Ste STR SPDR PT S&P 500 ETF 0.03% 4,062 $267K Reduce -6.2%
ROK Rockwell Automation Inc. 0.03% 1,008 $260K No change
BMY Bristol-Myers Squibb Co. 0.03% 4,243 $259K Add +7.5%
GD General Dynamics Corp. 0.03% 945 $258K Reduce -3.9%
FHLC Fidelity MSCI Health Care 0.03% 3,755 $257K Add +19.7%
MARM Ftvestus Max Buff ETF March 0.03% 8,168 $256K No change
TSM Taiwan Semiconductor-SP ADR 0.03% 1,535 $255K Add +7.3%
NEE Nextera Energy Inc. 0.03% 3,509 $249K Reduce -8.1%
SCHR Schwab Intermediate-Term US 0.03% 10,001 $249K No change
FLMI Franklin Dynamic Municipal B 0.03% 10,000 $244K No change
DDEC FT Vest U.S. Equity Deep Buf 0.03% 6,220 $243K No change
PNOV Innovator U.S. Equity Power 0.03% 6,526 $243K No change
QQQM Invesco Nasdaq 100 ETF 0.03% 1,248 $241K Reduce -17.8%
MPC Marathon Petroleum Corp. 0.03% 1,640 $239K Reduce -1.2%
JMUB JPMorgan Municipal ETF 0.03% 4,750 $238K New
IEMG iShares Core MSCI Emerging 0.03% 4,356 $235K Reduce -6.2%
ZBH Zimmer Biomet Holdings Inc. 0.03% 2,071 $234K Reduce -1.2%
SPMO Invesco S&P 500 Momentum ETF 0.03% 2,518 $233K Add +0.2%
BX Blackstone Inc. 0.03% 1,665 $233K Reduce -21.8%
VV Vngrd Mrgstr LRG-Cap ETF-Usd 0.03% 897 $231K Reduce -11.5%
PLTR Palantir Technologies Inc. Class A 0.03% 2,732 $231K Add +0.5%
AGG iShares Core U.S. Aggregate 0.03% 2,320 $229K Reduce -9.2%
CAT Caterpillar Inc. 0.03% 686 $226K Reduce -1.4%
SCHB Schwab US Broad Market ETF 0.03% 10,480 $226K Add +0.1%
VGK Vanguard Ftse Europe ETF 0.03% 3,171 $223K New
BNDX Vanguard Total Intl Bond ETF 0.03% 4,554 $222K Add +1.6%
IXUS iShares Core Intl Stock ETF 0.03% 3,180 $222K No change
FAF First American Financial 0.03% 3,376 $222K No change
UPS United Parcel Service Class B 0.02% 1,991 $219K Add +0.8%
FENY Fidelity MSCI Energy Index 0.02% 8,504 $217K New
MDYG SS SPDR S&P 400 MC GR ETF 0.02% 2,734 $217K Add +15.9%
SYK Stryker Corp. 0.02% 573 $213K Reduce -10.8%
TIP iShares Tips Bond ETF 0.02% 1,893 $210K No change
FPE FT-Preferred Secur & Inc. ETF 0.02% 11,917 $210K Reduce -1.6%
FFA First Trust Enhan Eqty Inc. 0.02% 10,717 $207K Add +0.6%
RSPS Invesco S&P 500 Equal Weight 0.02% 6,600 $203K Reduce -58.0%
EQT Eqt Corp. 0.02% 3,768 $201K New
TT Trane Technologies PLC 0.02% 596 $201K Reduce -0.2%
ET Energy Transfer LP 0.02% 10,164 $189K Add +0.0%
F Ford Motor Co. filed as FORD MTR CO 0.02% 16,563 $166K Reduce -0.1%
JPC Nuveen Prefered & Income Opp 0.01% 10,647 $85K Add +1.2%
HLLY Holley Inc. 0.01% 21,191 $54K No change
VFF Village Farms International 0.00% 41,750 $25K No change
Other holdings (1): bonds, preferreds, convertibles and warrants · $548K (not counted above)
SecurityClassShares / PrincipalValueChange
BANK OF AMERICA CORP (BAC 7.25 PERP L) 7.25%CNV PFD L 444$548KReduce -4.9%

Total filed on the 13F, all lines: $883.3M.

Portfolio Sells Q4 2024 → Q1 2025

IQLT iShares MSCI International Q Reduce -77.9% 0.21% −0.63
CALF PCR US SM CP CSH CWS ETF-Usd Reduce -44.2% 0.42% −0.43
VUG Vanguard Mrngstar GR ETF-Sui Reduce -2.1% 4.02% −0.34
SCHD Schwab US DVD Equity ETF Reduce -20.9% 1.80% −0.33
IJR iShares Core S&P Small-Cap E Reduce -29.0% 0.67% −0.33
VONG Vanguard Russell 1000 Growth Reduce -29.1% 0.47% −0.24
AAPL Apple Inc. Reduce -2.4% 1.91% −0.21
VIG Vanguard Dividend Apprec ETF Reduce -27.6% 0.52% −0.18
VGT Vanguard Info Tech ETF Reduce -2.5% 1.21% −0.15
NVDA Nvidia Corp. Reduce -1.9% 0.60% −0.13
DBEF Xtrackers MSCI Eafe Hedged E Reduce -32.2% 0.34% −0.12
VMBS Vanguard Mortgage-Backed Sec Reduce -35.3% 0.20% −0.09
FNDF Schwab Fndmn Intl LRG Co. ETF Reduce -16.7% 1.49% −0.09
AMZN Amazon.com Inc. Reduce -1.7% 0.66% −0.08
IWD iShares Russell 1000 Value E Reduce -39.4% 0.15% −0.08
MSFT Microsoft Corp. Reduce -4.5% 0.59% −0.08
GOOG Alphabet Inc. Class C Reduce -7.0% 0.28% −0.07
VTEB Vanguard Tax-Exempt Bond ETF Sold out 0.00% −0.07
GOOGL Alphabet Inc. Class A Reduce -1.6% 0.35% −0.07
PSN Parsons Corp. Sold out 0.00% −0.06
HD Home Depot Inc. Reduce -12.4% 0.37% −0.06
PMAR Innovator U.S. Equity Power Sold out 0.00% −0.06
IVV iShares Core S&P 500 ETF Reduce -2.0% 2.28% −0.06
IJH iShares Core S&P Midcap ETF Reduce -1.7% 1.11% −0.05
SPTI SS SPDR P Int Term TSY ETF Reduce -9.3% 1.41% −0.04
IWF iShares Russell 1000 Growth Reduce -5.3% 0.33% −0.04
APRW Allinzim US Eq BFR20 Apr-Usd Reduce -11.3% 0.39% −0.04
LMT Lockheed Martin Corp. Reduce -8.4% 0.26% −0.04
RSPS Invesco S&P 500 Equal Weight Reduce -58.0% 0.02% −0.03
SYLD Cambria Shareholder Yield Et Reduce -2.6% 0.50% −0.03
ISCG iShares Morningstar Small-Ca Reduce -1.9% 0.37% −0.03
IWR iShares Russell Mid-Cap ETF Reduce -26.9% 0.07% −0.03
AVGO Broadcom Inc. Reduce -5.9% 0.06% −0.03
FDX FedEx Corp. Sold out 0.00% −0.03
RIGS Alps Strategic Income Fund Sold out 0.00% −0.02
AMD Advanced Micro Devices Sold out 0.00% −0.02
ISTB iShares Core 1-5 Year Usd Bo Sold out 0.00% −0.02
JPIB JPMorgan Intl BND ETF Reduce -7.4% 1.07% −0.02
BLK BlackRock Inc. Sold out 0.00% −0.02
ARKW ARK Next Generation Technolo Sold out 0.00% −0.02
DHR Danaher Corp. Sold out 0.00% −0.02
QUAL iShares MSCI USA Quality Fac Sold out 0.00% −0.02
SOXX iShares Semiconductor ETF Sold out 0.00% −0.02
BCD Abrdn Bloomberg All Commodit Reduce -46.3% 0.03% −0.02
CMI Cummins Inc. Reduce -5.2% 0.16% −0.02
DIS The Walt Disney Co. Reduce -3.6% 0.15% −0.02
XLK SS Technology Select Sector Reduce -2.0% 0.16% −0.02
BND Vanguard Total Bond Market Reduce -27.4% 0.05% −0.02
AVUS Avantis U.S. Equity ETF Reduce -4.5% 0.28% −0.01
BIV Vanguard Intermediate-Term B Reduce -7.2% 1.80% −0.01

Portfolio Buys Q4 2024 → Q1 2025

AVLV Avantis US Large Cap Value Add +534.2% 0.30% +0.26
AVUV Avantis US Small Cap Value Add +34.2% 1.03% +0.22
VTV Vanguard Mrngstr Val ETF-Aui Add +0.9% 2.57% +0.18
VYM Vanguard High DVD Yield ETF Add +8.8% 1.35% +0.17
SCHF Schwab Intl Equity ETF Add +3.7% 1.27% +0.17
FBND Fidelity Total Bond ETF Add +1.8% 2.09% +0.15
FNDX Schwab Fndmntl US LRG Co. ETF Add +4.1% 1.99% +0.15
FSTA Fidelity MSCI Cons Stap Indx Add +1.8% 1.26% +0.11
RDVY First Trust Rising Dividend Add +22.1% 0.48% +0.10
GLD SPDR Gold Shares Add +9.5% 0.38% +0.10
PFEB Innovator U.S. Equity Power New 0.10% +0.10
SPSB SS SPDR P St C Corp. ETF Add +3.0% 1.28% +0.10
EPD Enterprise Products Partners Add +37.7% 0.26% +0.09
DFIV Dimensional International Va Add +2.7% 0.56% +0.09
IEFA iShares Core MSCI Eafe ETF Add +2.3% 0.65% +0.08
SPMB SS SPDR P Mort Back Bond ETF Add +2.8% 0.88% +0.08
IOO iShares Global 100 ETF Add +8.7% 1.01% +0.08
FMAT Fidelity MSCI Materials Indx Add +12.1% 0.52% +0.08
IWP iShares Russell Mid-Cap Grow Add +35.5% 0.31% +0.07
SJNK SS SPDR BB St Hi Yield ETF Add +3.8% 0.97% +0.07
VEA Vanguard Ftse Developed ETF Add +1.8% 0.60% +0.07
USTB Victoryshares Short-Term Bon Add +1.8% 1.02% +0.07
SPAB SS SPDR P Agg Bond ETF Add +2.7% 0.72% +0.06
JNJ Johnson & Johnson Add +1.4% 0.36% +0.06
VOO Vanguard S&P 500 ETF Add +7.1% 1.03% +0.06
AFL Aflac Inc. Add +0.2% 0.53% +0.06
KO The Coca-Cola Co. Add +4.0% 0.28% +0.06
VCSH Vanguard S/T Corp. Bond ETF Add +1.0% 0.80% +0.05
VCIT Vanguard Int-Term Corporate Add +36.1% 0.15% +0.05
VGSH Vanguard Short-Term Treasury Add +0.7% 0.75% +0.04
BSCQ Invesco Bulletshares 2026 CB Add +77.5% 0.09% +0.04
MGK Vngrd Mrgstr MG CP GR ETF-Ui New 0.04% +0.04
SPHQ Invesco S&P 500 Quality ETF Add +0.5% 1.07% +0.04
NFEB Innov GRW-100 Por Bu ETF - F New 0.04% +0.04
BSCS Invesco Bulletshares 2028 CB New 0.03% +0.03
ABBV Abbvie Inc. Add +0.1% 0.18% +0.03
NJAN Innovator Growth 100 Power B New 0.03% +0.03
JPST JPMorgan Ultra-Short Income Add +5.0% 0.35% +0.03
BOTZ Global X Robotics & Artifici New 0.03% +0.03
BSCR Invesco Bulletshares 2027 CB Add +62.1% 0.07% +0.03
OXY Occidental Petroleum Corp. Add +49.8% 0.08% +0.03
JMUB JPMorgan Municipal ETF New 0.03% +0.03
VZ Verizon Communications Inc. Add +12.2% 0.11% +0.03
SDVY First Trust Smid Cap Rising Add +6.1% 0.76% +0.03
VGK Vanguard Ftse Europe ETF New 0.03% +0.03
FENY Fidelity MSCI Energy Index New 0.02% +0.02
ITA iShares U.S. Aerospace & Def Add +11.9% 0.13% +0.02
EQT Eqt Corp. New 0.02% +0.02
AVDE Avantis International Equity Add +4.5% 0.14% +0.02
XLF SS Financial Select Sector Add +6.1% 0.15% +0.02

Notes & Other Activity Q4 2024 → Q1 2025

BANK OF AMERICA CORP (BAC 7.25 PERP L) 7.25%CNV PFD L Reduce -4.9% 444 $548K

Bonds, preferreds, convertibles and warrants; not part of the stock holdings or percentages above.

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 326$1.2BVUG, QQQ, VCSH, FNDX, COWZ
Q1 2026 317$1.1BVUG, QQQ, COWZ, FNDX, VTV
Q4 2025 316$1.1BVUG, QQQ, COWZ, VTV, IVV
Q3 2025 313$1.1BVUG, QQQ, COWZ, VTV, IVV
Q2 2025 302$961.6MVUG, QQQ, COWZ, VTV, IVV
Q1 2025 294$882.7MVUG, COWZ, QQQ, VTV, IVV
Q4 2024 296$920.8MVUG, COWZ, QQQ, VTV, IVV
Q3 2024 296$902.0MVUG, COWZ, QQQ, VTV, IVV
Q2 2024 287$796.6MVUG, COWZ, QQQ, VTV, IVV
Q1 2024 265$716.0MVUG, COWZ, VTV, QQQ, IVV