Certified Advisory Corp

In its 13F for Q4 2025 (holdings as of December 31, 2025, filed January 12, 2026), Certified Advisory Corp reported 316 stock positions worth $1.1 billion. Its top holding was Vanguard Mrngstar GR ETF-Sui (VUG) at 4.1% of the portfolio, followed by Invesco QQQ Trust Series 1 (QQQ, 3.4%) and Pacer US Cash Cows 100 ETF (COWZ, 2.7%). Compared with Q3 2025, it opened 14 new positions, sold out of 11, added to 157 and reduced 115. The biggest buy was Avantis International Equity (AVDE, shares +100%) and the biggest sale SS Real Estate Select Sector (XLRE, shares −19%).

Most Recent 13F
Q2 2026
Location
ALTAMONTE SPRINGS, FL
CIK
0001731732
Portfolio Value
$1.1B (Q4 2025)
SEC Filing
0001731732-26-000001 ↗ filed Jan 12, 2026

Holdings Value

0$500.0M$1.0B$1.5B Q1 2024: $716.0M Q1 2024 Q2 2024: $796.6M Q2 2024 Q3 2024: $902.0M Q3 2024 Q4 2024: $920.8M Q4 2024 Q1 2025: $882.7M Q1 2025 Q2 2025: $961.6M Q2 2025 Q3 2025: $1.1B Q3 2025 Q4 2025: $1.1B $1.1B Q4 2025 Q1 2026: $1.1B Q1 2026 Q2 2026: $1.2B Q2 2026

Holdings 316 stocks · $1.1B

VUG Vanguard Mrngstar GR ETF-Sui 4.15% 93,213 $45.5M Add +0.7%
QQQ Invesco QQQ Trust Series 1 3.40% 60,657 $37.3M Add +1.6%
COWZ Pacer US Cash Cows 100 ETF 2.67% 486,798 $29.3M Reduce -0.8%
VTV Vanguard Mrngstr Val ETF-Aui 2.32% 133,139 $25.4M Add +0.5%
IVV iShares Core S&P 500 ETF 2.17% 34,816 $23.8M Reduce -1.9%
FNDX Schwab Fndmntl US LRG Co. ETF 2.07% 836,554 $22.8M Add +3.5%
FBND Fidelity Total Bond ETF 1.93% 460,405 $21.2M Add +4.5%
JPIE JPMorgan Income ETF 1.83% 434,639 $20.1M Add +4.3%
AAPL Apple Inc. 1.82% 73,590 $20.0M Reduce -0.7%
BIV Vanguard Intermediate-Term B 1.77% 249,490 $19.4M Add +8.0%
ICVT iShares Convertible Bond ETF 1.58% 175,551 $17.3M Add +1.3%
VOO Vanguard S&P 500 ETF 1.57% 27,413 $17.2M Add +5.0%
VYM Vanguard High DVD Yield ETF 1.54% 117,350 $16.8M Add +1.2%
IWY iShares Russell Top 200 Grow 1.53% 60,455 $16.7M Add +1.1%
FNDF Schwab Fndmn Intl LRG Co. ETF 1.51% 365,336 $16.5M Add +1.2%
SCHF Schwab Intl Equity ETF 1.50% 684,846 $16.5M Add +4.3%
JPIB JPMorgan Intl BND ETF 1.42% 320,637 $15.6M Add +6.5%
AVUV Avantis US Small Cap Value 1.27% 136,364 $13.9M Add +15.7%
DFUS Dimensional US Eq MKT ETF 1.26% 185,916 $13.8M Add +11.3%
VGT Vanguard Info Tech ETF 1.25% 18,202 $13.7M Reduce -5.0%
SPTI SS SPDR P Int Term TSY ETF 1.20% 454,605 $13.1M Add +2.5%
AVLV Avantis US Large Cap Value 1.19% 171,637 $13.0M Add +3.7%
IEFA iShares Core MSCI Eafe ETF 1.18% 144,356 $12.9M Add +21.3%
IOO iShares Global 100 ETF 1.17% 101,543 $12.9M Add +2.1%
SPDW Ste STR SPDR PT DW Eu ETF 1.15% 284,641 $12.6M Reduce -14.3%
IUSV iShares Core S&P U.S. Value 1.07% 114,144 $11.7M Reduce -2.5%
SPSB SS SPDR P St C Corp. ETF 1.03% 375,619 $11.3M Reduce -1.9%
SPHQ Invesco S&P 500 Quality ETF 1.03% 150,997 $11.3M Reduce -0.6%
MA Mastercard Inc. Class A 1.01% 19,438 $11.1M Reduce -0.1%
FSTA Fidelity MSCI Cons Stap Indx 1.01% 224,197 $11.0M Reduce -0.4%
SCHG Schwab US Large-Cap Growth 0.99% 331,819 $10.8M Add +1.6%
BRK.B Berkshire Hathaway Inc. Class B 0.98% 21,403 $10.8M Reduce -1.3%
USTB Victoryshares Short-Term Bon 0.97% 209,895 $10.7M Add +3.5%
IJH iShares Core S&P Midcap ETF 0.97% 160,908 $10.6M Reduce -1.3%
AVEM Avantis Emerging Markets Eq 0.87% 124,530 $9.6M Add +6.7%
NVDA Nvidia Corp. 0.85% 50,019 $9.3M Reduce -2.6%
SPY SS SPDR S&P 500 ETF Trust-US 0.83% 13,338 $9.1M Add +0.1%
SPMB SS SPDR P Mort Back Bond ETF 0.82% 400,087 $9.0M Add +4.2%
SJNK SS SPDR BB St Hi Yield ETF 0.79% 341,350 $8.6M Add +1.9%
IHI iShares U.S. Medical Devices 0.78% 136,883 $8.5M Reduce -0.7%
SDVY First Trust Smid Cap Rising 0.74% 213,277 $8.2M Add +1.7%
VCSH Vanguard S/T Corp. Bond ETF 0.74% 101,311 $8.1M Add +4.8%
UCON First Trust Smith Unconstrai 0.72% 315,111 $7.9M Reduce -1.5%
FENI Fidelity Enhanced Intl ETF 0.71% 212,450 $7.8M Add +14.0%
VGSH Vanguard Short-Term Treasury 0.69% 129,495 $7.6M Add +4.1%
DFIV Dimensional International Va 0.69% 151,310 $7.6M Add +4.2%
MSFT Microsoft Corp. 0.68% 15,425 $7.5M Reduce -2.4%
AMZN Amazon.com Inc. 0.65% 30,766 $7.1M Reduce -2.2%
RDVY First Trust Rising Dividend 0.63% 100,182 $7.0M Add +14.0%
XLRE SS Real Estate Select Sector 0.62% 168,542 $6.8M Reduce -19.5%
VEA Vanguard Ftse Developed ETF 0.60% 105,763 $6.6M Add +1.4%
IJR iShares Core S&P Small-Cap E 0.59% 53,715 $6.5M Reduce -1.4%
IMCG iShares Morningstar Mid-Cap 0.58% 79,672 $6.4M Add +5.4%
COST Costco Wholesale Corp. 0.56% 7,153 $6.2M Reduce -2.8%
VB Vanguard Most SM-Cap ETF-Usd 0.56% 23,728 $6.1M Add +2.4%
POCT Innovator U.S. Equity Power 0.55% 137,995 $6.1M Add +26.4%
GOOGL Alphabet Inc. Class A 0.54% 18,983 $5.9M Reduce -5.3%
SCHD Schwab US DVD Equity ETF 0.53% 213,140 $5.8M Reduce -8.9%
JPM JPMorgan Chase & Co. 0.53% 18,141 $5.8M Add +3.6%
AVDE Avantis International Equity 0.53% 69,998 $5.8M Add +99.7%
SPAB SS SPDR P Agg Bond ETF 0.52% 223,419 $5.8M Add +0.6%
MUNI PIMCO Intermediate Municipal 0.51% 105,978 $5.6M Add +6.9%
VONG Vanguard Russell 1000 Growth 0.48% 43,345 $5.3M Add +1.5%
GLD SPDR Gold Shares 0.47% 13,079 $5.2M Add +1.1%
VTIP Vanguard Short-Term Tips 0.47% 104,296 $5.2M Add +7.8%
GOOG Alphabet Inc. Class C 0.46% 16,226 $5.1M Reduce -1.0%
AFL Aflac Inc. 0.42% 42,185 $4.7M Reduce -0.6%
ISCG iShares Morningstar Small-Ca 0.39% 76,776 $4.3M Add +2.9%
VAW Vanguard Materials ETF 0.38% 20,060 $4.2M Reduce -3.5%
VTI VG Morningstar TS MKT ETF-US 0.38% 12,292 $4.1M Add +3.9%
FLQM Franklin U.S. Mid Cap Multif 0.38% 73,178 $4.1M Add +0.7%
IWP iShares Russell Mid-Cap Grow 0.37% 29,268 $4.0M Add +2.5%
FMAT Fidelity MSCI Materials Indx 0.36% 75,234 $4.0M Add +1.8%
VYMI Vanguard Int High DVD YLD Inc. 0.35% 42,833 $3.9M Add +1.2%
VSS Vanguard Ftse All Wo X-US SC 0.35% 26,612 $3.8M Add +0.6%
IWF iShares Russell 1000 Growth 0.34% 7,896 $3.7M Reduce -0.2%
XLI SS Industrial Select Sector 0.34% 24,072 $3.7M Add +0.0%
JPST JPMorgan Ultra-Short Income 0.34% 73,658 $3.7M Add +10.6%
CALF PCR US SM CP CSH CWS ETF-Usd 0.34% 82,846 $3.7M Reduce -12.5%
LLY Eli Lilly & Co. 0.33% 3,339 $3.6M Add +0.0%
JNJ Johnson & Johnson 0.32% 17,042 $3.5M Reduce -3.6%
PJUL Innovator U.S. Equity Power 0.31% 74,054 $3.4M Reduce -5.0%
DFAT Dimensional US Target Value 0.31% 57,020 $3.4M Add +27.0%
TSLA Tesla Inc. 0.31% 7,540 $3.4M Reduce -1.3%
V Visa Inc. Class A 0.31% 9,646 $3.4M Reduce -8.8%
IGHG Proshares Ig Hedged 0.31% 42,891 $3.4M Add +290.2%
VDC Vanguard Consumer Staple ETF 0.29% 15,177 $3.2M Add +0.3%
ITA iShares U.S. Aerospace & Def 0.27% 14,016 $3.0M Add +3.3%
IVW iShares S&P 500 Growth ETF 0.27% 24,334 $3.0M Reduce -2.4%
SPGI S&P Global Inc. 0.27% 5,686 $3.0M Reduce -3.6%
VCIT Vanguard Int-Term Corporate 0.27% 35,336 $3.0M Add +14.3%
PANW Palo Alto Networks Inc. 0.27% 15,821 $2.9M Reduce -6.6%
DTD Wisdomtree US Total Dividend 0.26% 34,028 $2.9M Add +2.2%
EPD Enterprise Products Partners 0.26% 89,344 $2.9M Add +1.6%
XLE SS Energy Select Sector 0.25% 62,473 $2.8M Reduce -13.8%
XLY SS Consumer Disc Select Sect 0.25% 23,014 $2.7M Add +0.3%
FLMI Franklin Dynamic Municipal B 0.25% 108,924 $2.7M Add +602.5%
VO Vngrd Mrngstr MD-Cap ETF-Usd 0.24% 9,239 $2.7M Add +1.7%
DBEF Xtrackers MSCI Eafe Hedged E 0.24% 55,263 $2.7M Add +2.3%
VIG Vanguard Dividend Apprec ETF 0.24% 12,001 $2.6M Reduce -12.3%
WMT Walmart Inc. 0.24% 23,642 $2.6M Reduce -2.5%
SMMU PIMCO SHRT TRM Muni BND ETF 0.23% 50,635 $2.6M Add +2.2%
FTEC Fidelity MSCI Info Tech Indx 0.23% 11,236 $2.5M Add +62.6%
MGC Vngrd Mrngstr MG Cap ETF-Usd 0.22% 9,824 $2.5M Add +5.0%
SPYV SS SPDR P S&P 500 Value ETF 0.22% 42,929 $2.4M Add +0.1%
GARP iShares MSCI USA Quality Gar 0.22% 35,745 $2.4M New
DUK Duke Energy Corp. 0.22% 20,443 $2.4M Add +1.0%
HSCZ iShares Cur HDG MSCI Eafe SM 0.22% 61,146 $2.4M Add +11.9%
LMT Lockheed Martin Corp. 0.22% 4,889 $2.4M Reduce -1.5%
KO The Coca-Cola Co. 0.21% 33,503 $2.3M Reduce -0.0%
HD Home Depot Inc. 0.21% 6,746 $2.3M Reduce -6.5%
PRF Invesco Rafi US 1000 ETF 0.21% 49,018 $2.3M Add +22.1%
CVX Chevron Corp. 0.21% 14,808 $2.3M Reduce -1.6%
AVUS Avantis U.S. Equity ETF 0.20% 19,669 $2.2M Reduce -9.4%
FBCG Fidelity Blue Chip Grow ETF 0.20% 39,845 $2.2M Add +12.1%
XMMO Invesco S&P Midcap Momentum 0.20% 15,744 $2.2M Reduce -0.9%
EVMO Eaton Vance Mortgage Opp ETF 0.20% 42,658 $2.2M New
CMI Cummins Inc. 0.19% 4,177 $2.1M Reduce -4.9%
XLK SS Technology Select Sector 0.19% 14,571 $2.1M No change
GLDM SPDR Gold Minishares Trust 0.19% 24,211 $2.1M New
FDVV Fidelity High Dividend ETF 0.19% 36,413 $2.1M Add +12.2%
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS 0.18% 6,830 $2.0M Add +1.1%
XLU St Sr Utl SL SE SPDR ETF-Usd 0.17% 44,957 $1.9M Add +1.1%
NOCT Innovator Growth-100 Power B 0.17% 32,362 $1.9M Add +29.6%
GE General Electric filed as GE AEROSPACE 0.17% 6,082 $1.9M Reduce -2.6%
FYC First Trust Small Cap Growth 0.17% 19,194 $1.8M Reduce -1.4%
DGRO iShares Core Dividend Growth 0.17% 26,205 $1.8M Reduce -0.4%
VMBS Vanguard Mortgage-Backed Sec 0.16% 37,729 $1.8M Add +4.3%
ABBV Abbvie Inc. 0.16% 7,657 $1.7M Add +0.1%
OEF iShares S&P 100 ETF 0.16% 5,044 $1.7M Add +0.8%
QCOM Qualcomm Inc. 0.16% 9,965 $1.7M Reduce -1.2%
HWM Howmet Aerospace Inc. 0.15% 8,260 $1.7M Add +26.5%
IWB iShares Russell 1000 ETF 0.15% 4,387 $1.6M Reduce -3.4%
NLR Vaneck Urani & Nuclr ETF-Usd 0.15% 12,822 $1.6M Add +63.7%
VWO Vanguard Ftse Emerging Marke 0.14% 27,568 $1.5M Reduce -0.9%
FMDE Fidelity Enhanced Mid Cap Co. 0.13% 39,927 $1.5M Add +3.9%
DIS The Walt Disney Co. filed as DISNEY WALT CO 0.13% 12,677 $1.4M Reduce -6.2%
XLF SS Financial Select Sector 0.13% 26,105 $1.4M Reduce -3.6%
VZ Verizon Communications Inc. 0.13% 34,955 $1.4M Reduce -0.5%
FXO First Trust Financial Alphad 0.13% 22,844 $1.4M Reduce -6.1%
MO Altria Group Inc. 0.12% 23,697 $1.4M Reduce -1.6%
NSC Norfolk Southern Corp. 0.12% 4,708 $1.4M Add +0.5%
XLV SS Health Care Select Sector 0.12% 8,619 $1.3M Reduce -34.2%
AEP American Electric Power 0.12% 11,495 $1.3M Reduce -0.3%
XOM Exxon Mobil Corp. 0.12% 10,934 $1.3M Add +5.0%
IWD iShares Russell 1000 Value E 0.12% 6,207 $1.3M Reduce -1.6%
ISCF iShares International Small 0.11% 30,038 $1.2M Add +0.0%
SPEM State Street SP PTF Em ETF 0.11% 26,179 $1.2M Reduce -0.5%
FELC Fidelity Enh LRG Cap Cor ETF 0.11% 31,376 $1.2M Reduce -4.3%
VBR Vngrd Mrngst SL-CP Val ETF-U 0.11% 5,506 $1.2M Add +0.7%
IVE iShares S&P 500 Value ETF 0.11% 5,441 $1.2M Reduce -0.4%
MU Micron Technology Inc. 0.10% 4,034 $1.2M Reduce -12.3%
TFC Truist Financial Corp. 0.10% 23,266 $1.1M Reduce -0.3%
SPYG SS SPDR P S&P 500 Growth ETF 0.10% 10,563 $1.1M Reduce -6.4%
AVDV Avantis Intl S/C Value ETF 0.10% 11,844 $1.1M Add +5.4%
NFLX Netflix Inc. 0.10% 11,841 $1.1M Reduce -1.3%
CGDV Cap Group Dividend Value filed as CAPITAL GROUP DIVIDEND VALUE 0.10% 24,457 $1.1M Add +0.8%
FAD First Trust Multi Cap Growth 0.09% 6,132 $993K Reduce -2.4%
PG The Procter & Gamble Co. 0.09% 6,801 $975K Add +20.2%
VOT Vngrd Mrngstr MC GRW ETF-Usd 0.09% 3,387 $945K Add +1.6%
NNN NNN REIT Inc. 0.09% 23,697 $939K Add +0.2%
PFEB Innovator U.S. Equity Power 0.08% 22,665 $923K Reduce -2.9%
NJUL Innovator Growth 100 Power B 0.08% 12,576 $913K Reduce -2.3%
VXUS Vanguard Total Intl Stock 0.08% 12,049 $909K Add +8.9%
ORCL Oracle Corp. 0.08% 4,642 $905K Reduce -3.8%
BA The Boeing Co. 0.08% 4,159 $903K No change
QTUM Defiance Quantum ETF 0.08% 8,168 $896K Add +40.3%
GILD Gilead Sciences Inc. 0.08% 7,008 $860K Reduce -31.3%
AVGO Broadcom Inc. 0.08% 2,457 $851K Reduce -22.4%
T AT&T Inc. 0.08% 33,891 $842K Reduce -0.6%
FTGC First Trust Global Tactical 0.08% 35,999 $836K Add +21.6%
IWR iShares Russell Mid-Cap ETF 0.08% 8,635 $831K Reduce -0.5%
FVAL Fidelity Value Factor ETF 0.07% 10,807 $781K Add +0.5%
BSCR Invesco Bulletshares 2027 CB 0.07% 39,536 $780K Add +9.0%
SO The Southern Co. 0.07% 8,833 $770K Add +1.4%
UTF Cohen & Steers Infrastructur 0.07% 31,778 $766K Reduce -1.8%
BRK.A Berkshire Hathaway Inc. Class A 0.07% 1 $755K No change
C Citigroup Inc. 0.07% 6,309 $736K Reduce -0.5%
EFA iShares MSCI Eafe ETF 0.07% 7,627 $732K Add +2.2%
IWM iShares Russell 2000 ETF 0.07% 2,945 $725K Reduce -0.4%
AMD Advanced Micro Devices 0.07% 3,366 $721K Add +26.4%
VHT Vanguard Health Care ETF 0.06% 2,467 $710K Add +0.2%
NOC Northrop Grumman Corp. 0.06% 1,242 $708K Add +9.5%
FHLC Fidelity MSCI Health Care 0.06% 9,311 $692K Add +44.1%
CSX CSX Corp. 0.06% 18,677 $677K Reduce -1.7%
UNH Unitedhealth Group Inc. 0.06% 2,027 $669K Add +11.9%
RTX RTX Corp. 0.06% 3,643 $668K Add +0.4%
MRK Merck & Co. Inc. 0.06% 6,220 $655K Reduce -1.8%
MDY State Street SPDR S&P Midcap 0.06% 1,072 $646K Add +0.3%
OXY Occidental Petroleum Corp. 0.06% 15,605 $642K Add +2.3%
META Meta Platforms Inc. Class A 0.06% 966 $638K Reduce -7.6%
GS Goldman Sachs Group Inc. 0.06% 720 $633K Reduce -1.1%
PLTR Palantir Technologies Inc. Class A 0.06% 3,540 $629K Reduce -4.3%
ABT Abbott Laboratories 0.06% 4,975 $623K Reduce -2.6%
SDY SS SPDR S&P Dividend ETF 0.06% 4,458 $620K Reduce -32.5%
IEV iShares Europe ETF 0.06% 8,927 $612K Add +6.2%
UTG Reaves Utility Income Fund 0.05% 16,146 $591K Reduce -0.8%
BAC Bank of America Corp. filed as BANK AMERICA CORP 0.05% 10,595 $583K Add +0.9%
JMTG Mortgage-Backed Securities filed as J P MORGAN EXCHANGE TRADED F 0.05% 11,293 $577K Reduce -78.6%
RY Royal Bank of Canada 0.05% 3,284 $560K Reduce -6.6%
OCTW Alianzim US Eq BFR20 Oct-Usd 0.05% 14,253 $556K No change
FPE FT-Preferred Secur & Inc. ETF 0.05% 30,287 $552K Add +11.0%
APD Air Products & Chemicals Inc. 0.05% 2,224 $549K Reduce -38.8%
PDI PIMCO Dynamic Income Fund 0.05% 30,055 $532K Reduce -4.7%
XAR SS SPDR S&P Aerospace Def 0.05% 2,145 $517K No change
AMGN Amgen Inc. 0.05% 1,547 $506K Reduce -1.2%
NFEB Innov GRW-100 Por Bu ETF - F 0.05% 17,893 $501K Reduce -0.7%
PM Philip Morris International 0.05% 3,109 $499K Add +2.6%
BSCS Invesco Bulletshares 2028 CB 0.04% 23,936 $493K Add +8.2%
ONEQ Fidelity Nasdaq Comp Indx 0.04% 5,340 $488K Reduce -0.8%
IAU iShares Gold Trust 0.04% 5,927 $481K No change
AVIG Avantis Core Fixed Income 0.04% 11,359 $476K New
DJUL FT Vest US Equity Deep Buffe 0.04% 10,000 $476K No change
ITB iShares U.S. Home Constructi 0.04% 4,884 $470K Reduce -4.2%
VNQ Vanguard Real Estate ETF 0.04% 5,288 $468K Add +0.5%
ICSH iShares Ultra Short Duration 0.04% 8,999 $455K Add +0.0%
DFAX Dimensional World Ex US Core 0.04% 13,816 $452K No change
BND Vanguard Total Bond Market 0.04% 6,048 $448K Add +0.6%
CWB SS SPDR BB Conv Sec ETF 0.04% 4,868 $434K Add +0.3%
PEP Pepsico Inc. 0.04% 3,004 $431K Reduce -3.1%
JPRE JPMorgan Realty Income ETF 0.04% 9,210 $430K Add +0.9%
MGK Vngrd Mrgstr MG CP GR ETF-Ui 0.04% 1,040 $429K Reduce -6.3%
BSCQ Invesco Bulletshares 2026 CB 0.04% 21,758 $426K Reduce -35.8%
RPM RPM International Inc. 0.04% 4,043 $421K No change
MCD McDonald's Corp. 0.04% 1,359 $415K Add +8.2%
FTSM First Trust Enh Short Mat FD 0.04% 6,842 $410K Add +0.4%
ITW Illinois Tool Works 0.04% 1,662 $409K Add +0.4%
IQLT iShares MSCI International Q 0.04% 8,804 $400K Reduce -21.8%
DSTL Distillate US Fundamental St 0.04% 6,794 $400K No change
MCK McKesson Corp. 0.04% 483 $396K No change
ETN Eaton Corp. PLC 0.04% 1,244 $396K Reduce -2.0%
CAT Caterpillar Inc. 0.04% 690 $395K Add +0.1%
ROK Rockwell Automation Inc. 0.04% 1,008 $392K No change
VFH Vanguard Financials ETF 0.04% 2,916 $389K Add +0.1%
REMX Vaneck Rar Earth ND STG-Usdi 0.04% 5,264 $389K No change
LOW Lowe's Cos Inc. 0.04% 1,611 $389K Add +23.2%
PSEP Innovator U.S. Equity Power 0.04% 8,784 $384K No change
UNP Union Pacific Corp. 0.03% 1,641 $380K Reduce -7.4%
PFE Pfizer Inc. 0.03% 15,109 $376K Reduce -2.8%
VDE Vanguard Energy ETF 0.03% 2,933 $369K Reduce -15.5%
CSCO Cisco Systems Inc. 0.03% 4,778 $368K Add +2.0%
NAPR Innovator Growth 100 Power B 0.03% 6,747 $362K Reduce -0.8%
FLOT iShares Floating Rate Bond E 0.03% 7,105 $361K Reduce -11.8%
XLP SS Consumer Staples Sel Sect 0.03% 4,579 $356K Add +0.3%
AXP American Express Co. 0.03% 947 $350K Reduce -5.5%
SPYM Ste STR SPDR PT S&P 500 ETF 0.03% 4,349 $349K Add +0.3%
VGIT Vanguard Intermediate-Term T 0.03% 5,794 $347K Add +1.3%
PFN PIMCO Income Strategy FD II 0.03% 46,131 $346K Add +2.3%
JFLX JPMorgan Flexible Debt ETF 0.03% 6,847 $344K Add +39.2%
SPHY SS SPDR P High Yield ETF 0.03% 14,417 $341K Add +9.5%
FITB Fifth Third Bancorp 0.03% 7,271 $340K Reduce -4.0%
COPY Tweedy Browne Insdr+valu ETF 0.03% 26,259 $339K No change
EXPO Exponent Inc. 0.03% 4,723 $328K No change
NEE Nextera Energy Inc. 0.03% 3,978 $319K Reduce -6.0%
FISV Fiserv Inc. 0.03% 4,747 $319K Reduce -3.7%
GD General Dynamics Corp. 0.03% 945 $318K Add +0.6%
SPMO Invesco S&P 500 Momentum ETF 0.03% 2,660 $317K Add +0.2%
HMOP Hartford Municipal Opp ETF 0.03% 8,108 $317K Add +5.8%
DVY iShares Select Dividend ETF 0.03% 2,240 $316K No change
ADBE Adobe Inc. 0.03% 901 $315K Reduce -7.0%
VFF Village Farms International 0.03% 86,000 $314K Add +21.1%
LMBS First Trust Low Duration Opp 0.03% 6,252 $313K Add +14.0%
QQQM Invesco Nasdaq 100 ETF 0.03% 1,233 $312K Reduce -0.1%
PAUG Innovator U.S. Equity Power 0.03% 7,203 $312K Reduce -1.0%
MGV Vngrd Mrgstr MG CP VL ETF-Ui 0.03% 2,158 $305K Add +0.1%
PNOV Innovator U.S. Equity Power 0.03% 7,189 $300K Add +21.5%
NJAN Innovator Growth 100 Power B 0.03% 5,464 $300K Reduce -11.3%
TSM Taiwan Semiconductor-SP ADR 0.03% 939 $285K Reduce -37.9%
IEMG iShares Core MSCI Emerging 0.03% 4,212 $283K Add +0.2%
DDEC FT Vest U.S. Equity Deep Buf 0.03% 6,220 $280K No change
IWN iShares Russell 2000 Value E 0.03% 1,545 $280K Reduce -25.6%
SOXX iShares Semiconductor ETF 0.03% 927 $279K Reduce -1.2%
GEV GE Vernova Inc. 0.03% 422 $276K No change
SCHB Schwab US Broad Market ETF 0.03% 10,502 $275K Add +0.1%
MARM Ftvestus Max Buff ETF March 0.02% 8,168 $270K No change
IXUS iShares Core Intl Stock ETF 0.02% 3,180 $269K No change
SCHR Schwab Intermediate-Term US 0.02% 10,722 $269K Add +7.1%
JMUB JPMorgan Municipal ETF 0.02% 5,314 $268K No change
BOTZ Global X Robotics & Artifici 0.02% 7,406 $268K Add +3.8%
MPC Marathon Petroleum Corp. 0.02% 1,649 $268K Add +0.4%
CEG Constellation Energy 0.02% 753 $266K Add +0.1%
BKIE BNY Mellon Intl Eqty ETF 0.02% 2,817 $261K New
VGK Vanguard Ftse Europe ETF 0.02% 3,046 $255K Add +0.1%
HCA HCA Healthcare Inc. 0.02% 545 $254K Add +0.2%
OKE Oneok Inc. 0.02% 3,437 $253K Add +1.2%
NOW ServiceNow Inc. 0.02% 1,643 $252K New
VEU Vanguard Ftse All-World Ex-U 0.02% 3,414 $251K Add +3.6%
IVT Inventrust Properties Corp. 0.02% 8,895 $251K Add +0.1%
FSMB First Trust Short Dur Manag 0.02% 12,400 $249K No change
AMAT Applied Materials Inc. 0.02% 961 $247K New
SLV iShares Silver Trust 0.02% 3,829 $247K New
PSA Public Storage 0.02% 935 $243K Add +0.1%
BSCT Invesco Bulletshares 2029 CB 0.02% 12,837 $242K Add +5.5%
UITB Victoryshares Core Intermedi 0.02% 5,013 $237K Add +1.2%
TT Trane Technologies PLC 0.02% 609 $237K No change
SHOP Shopify Inc. Class A 0.02% 1,455 $234K Add +2.1%
FNDE Schwab Fndmntl Em MRK Eq ETF 0.02% 6,366 $230K Add +12.4%
FDX FedEx Corp. 0.02% 781 $226K New
INTU Intuit Inc. 0.02% 340 $225K No change
MDYG SS SPDR S&P 400 MC GR ETF 0.02% 2,434 $225K No change
AGG iShares Core U.S. Aggregate 0.02% 2,251 $225K Reduce -8.1%
FFA First Trust Enhan Eqty Inc. 0.02% 10,164 $224K Reduce -2.1%
VV Vngrd Mrgstr LRG-Cap ETF-Usd 0.02% 708 $223K Add +0.6%
BMY Bristol-Myers Squibb Co. 0.02% 4,087 $220K New
FXL First Trust Technology Alpha 0.02% 1,250 $210K No change
SPMD SS SPDR P S&P 400 Midcap ETF 0.02% 3,614 $209K New
ETW Eaton Vance T/M GLBL Buy-WR 0.02% 22,647 $209K Add +0.7%
SYK Stryker Corp. 0.02% 592 $208K Add +0.2%
UPS United Parcel Service Class B 0.02% 2,096 $208K New
FAF First American Financial 0.02% 3,376 $207K No change
WELL Welltower Inc. 0.02% 1,102 $204K New
EQT Eqt Corp. 0.02% 3,800 $204K Add +0.3%
JPC Nuveen Prefered & Income Opp 0.01% 11,320 $92K Add +2.4%
HLLY Holley Inc. 0.01% 21,191 $88K No change
AVIR Atea Pharmaceuticals Inc. 0.01% 24,500 $87K No change
ADT Adt Inc. 0.01% 10,036 $81K New
Other holdings (1): bonds, preferreds, convertibles and warrants · $470K (not counted above)
SecurityClassShares / PrincipalValueChange
BANK OF AMERICA CORP (BAC 7.25 PERP L) 7.25%CNV PFD L 375$470KNo change

Total filed on the 13F, all lines: $1.1B.

Portfolio Sells Q3 2025 → Q4 2025

XLRE SS Real Estate Select Sector Reduce -19.5% 0.62% −0.22
JMTG Mortgage-Backed Securities Reduce -78.6% 0.05% −0.20
SPDW Ste STR SPDR PT DW Eu ETF Reduce -14.3% 1.15% −0.20
PDEC Innovator U.S. Equity Power Sold out 0.00% −0.11
VGT Vanguard Info Tech ETF Reduce -5.0% 1.25% −0.11
MSFT Microsoft Corp. Reduce -2.4% 0.68% −0.10
COST Costco Wholesale Corp. Reduce -2.8% 0.56% −0.08
IVV iShares Core S&P 500 ETF Reduce -1.9% 2.17% −0.08
SCHD Schwab US DVD Equity ETF Reduce -8.9% 0.53% −0.07
SPSB SS SPDR P St C Corp. ETF Reduce -1.9% 1.03% −0.07
HD Home Depot Inc. Reduce -6.5% 0.21% −0.07
PANW Palo Alto Networks Inc. Reduce -6.6% 0.27% −0.06
FSTA Fidelity MSCI Cons Stap Indx Reduce -0.4% 1.01% −0.06
NVDA Nvidia Corp. Reduce -2.6% 0.85% −0.06
CALF PCR US SM CP CSH CWS ETF-Usd Reduce -12.5% 0.34% −0.06
BRK.B Berkshire Hathaway Inc. Class B Reduce -1.3% 0.98% −0.05
XLE SS Energy Select Sector Reduce -13.8% 0.25% −0.05
XLV SS Health Care Select Sector Reduce -34.2% 0.12% −0.05
PJAN Innovator U.S. Equity Power Sold out 0.00% −0.05
ORCL Oracle Corp. Reduce -3.8% 0.08% −0.05
GEHC GE Healthcare Technology Sold out 0.00% −0.05
IUSV iShares Core S&P U.S. Value Reduce -2.5% 1.07% −0.05
APD Air Products & Chemicals Inc. Reduce -38.8% 0.05% −0.04
UCON First Trust Smith Unconstrai Reduce -1.5% 0.72% −0.04
IJH iShares Core S&P Midcap ETF Reduce -1.3% 0.97% −0.04
MA Mastercard Inc. Class A Reduce -0.1% 1.01% −0.04
VIG Vanguard Dividend Apprec ETF Reduce -12.3% 0.24% −0.04
NFLX Netflix Inc. Reduce -1.3% 0.10% −0.04
V Visa Inc. Class A Reduce -8.8% 0.31% −0.03
BSCP Invesco Bulletshares 2025 CB Sold out 0.00% −0.03
FISV Fiserv Inc. Reduce -3.7% 0.03% −0.03
SDY SS SPDR S&P Dividend ETF Reduce -32.5% 0.06% −0.03
BSJP Invesco Bulletshares 2025 HY Sold out 0.00% −0.03
GILD Gilead Sciences Inc. Reduce -31.3% 0.08% −0.03
BX Blackstone Inc. Sold out 0.00% −0.03
IJR iShares Core S&P Small-Cap E Reduce -1.4% 0.59% −0.03
MO Altria Group Inc. Reduce -1.6% 0.12% −0.03
AFL Aflac Inc. Reduce -0.6% 0.42% −0.03
VAW Vanguard Materials ETF Reduce -3.5% 0.38% −0.03
PJUL Innovator U.S. Equity Power Reduce -5.0% 0.31% −0.02
SPHQ Invesco S&P 500 Quality ETF Reduce -0.6% 1.03% −0.02
BSCQ Invesco Bulletshares 2026 CB Reduce -35.8% 0.04% −0.02
AVUS Avantis U.S. Equity ETF Reduce -9.4% 0.20% −0.02
SAIC Science Applications Inte Sold out 0.00% −0.02
AVGO Broadcom Inc. Reduce -22.4% 0.08% −0.02
ARKW ARK Next Generation Technolo Sold out 0.00% −0.02
BCD Abrdn Bloomberg All Commodit Sold out 0.00% −0.02
BLK BlackRock Inc. Sold out 0.00% −0.02
LMT Lockheed Martin Corp. Reduce -1.5% 0.22% −0.02
ZBH Zimmer Biomet Holdings Inc. Sold out 0.00% −0.02

Portfolio Buys Q3 2025 → Q4 2025

AVDE Avantis International Equity Add +99.7% 0.53% +0.26
IGHG Proshares Ig Hedged Add +290.2% 0.31% +0.22
GARP iShares MSCI USA Quality Gar New 0.22% +0.22
FLMI Franklin Dynamic Municipal B Add +602.5% 0.25% +0.21
EVMO Eaton Vance Mortgage Opp ETF New 0.20% +0.20
IEFA iShares Core MSCI Eafe ETF Add +21.3% 1.18% +0.19
GLDM SPDR Gold Minishares Trust New 0.19% +0.19
AVUV Avantis US Small Cap Value Add +15.7% 1.27% +0.15
DFUS Dimensional US Eq MKT ETF Add +11.3% 1.26% +0.11
POCT Innovator U.S. Equity Power Add +26.4% 0.55% +0.11
LLY Eli Lilly & Co. Add +0.0% 0.33% +0.09
FTEC Fidelity MSCI Info Tech Indx Add +62.6% 0.23% +0.08
FENI Fidelity Enhanced Intl ETF Add +14.0% 0.71% +0.08
RDVY First Trust Rising Dividend Add +14.0% 0.63% +0.07
DFAT Dimensional US Target Value Add +27.0% 0.31% +0.06
BIV Vanguard Intermediate-Term B Add +8.0% 1.77% +0.06
FNDX Schwab Fndmntl US LRG Co. ETF Add +3.5% 2.07% +0.06
DFIV Dimensional International Va Add +4.2% 0.69% +0.05
AVLV Avantis US Large Cap Value Add +3.7% 1.19% +0.05
VOO Vanguard S&P 500 ETF Add +5.0% 1.57% +0.05
SCHF Schwab Intl Equity ETF Add +4.3% 1.50% +0.05
NLR Vaneck Urani & Nuclr ETF-Usd Add +63.7% 0.15% +0.04
AVIG Avantis Core Fixed Income New 0.04% +0.04
AVEM Avantis Emerging Markets Eq Add +6.7% 0.87% +0.04
IOO iShares Global 100 ETF Add +2.1% 1.17% +0.04
PRF Invesco Rafi US 1000 ETF Add +22.1% 0.21% +0.04
NOCT Innovator Growth-100 Power B Add +29.6% 0.17% +0.04
GLD SPDR Gold Shares Add +1.1% 0.47% +0.04
HWM Howmet Aerospace Inc. Add +26.5% 0.15% +0.03
FNDF Schwab Fndmn Intl LRG Co. ETF Add +1.2% 1.51% +0.03
AMD Advanced Micro Devices Add +26.4% 0.07% +0.02
BKIE BNY Mellon Intl Eqty ETF New 0.02% +0.02
QTUM Defiance Quantum ETF Add +40.3% 0.08% +0.02
NOW ServiceNow Inc. New 0.02% +0.02
VCIT Vanguard Int-Term Corporate Add +14.3% 0.27% +0.02
AMAT Applied Materials Inc. New 0.02% +0.02
SLV iShares Silver Trust New 0.02% +0.02
FHLC Fidelity MSCI Health Care Add +44.1% 0.06% +0.02
HSCZ iShares Cur HDG MSCI Eafe SM Add +11.9% 0.22% +0.02
JPIB JPMorgan Intl BND ETF Add +6.5% 1.42% +0.02
FDX FedEx Corp. New 0.02% +0.02
BMY Bristol-Myers Squibb Co. New 0.02% +0.02
SPMD SS SPDR P S&P 400 Midcap ETF New 0.02% +0.02
UPS United Parcel Service Class B New 0.02% +0.02
WELL Welltower Inc. New 0.02% +0.02
JPST JPMorgan Ultra-Short Income Add +10.6% 0.34% +0.02
FBCG Fidelity Blue Chip Grow ETF Add +12.1% 0.20% +0.02
FDVV Fidelity High Dividend ETF Add +12.2% 0.19% +0.02
MUNI PIMCO Intermediate Municipal Add +6.9% 0.51% +0.01
VYMI Vanguard Int High DVD YLD Inc. Add +1.2% 0.35% +0.01

Notes & Other Activity Q3 2025 → Q4 2025

COHEN & STEERS INFRASTRU RIGHT 10/16/2025 Sold out 32,252 $3Kbefore exit

Bonds, preferreds, convertibles and warrants; not part of the stock holdings or percentages above.

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 326$1.2BVUG, QQQ, VCSH, FNDX, COWZ
Q1 2026 317$1.1BVUG, QQQ, COWZ, FNDX, VTV
Q4 2025 316$1.1BVUG, QQQ, COWZ, VTV, IVV
Q3 2025 313$1.1BVUG, QQQ, COWZ, VTV, IVV
Q2 2025 302$961.6MVUG, QQQ, COWZ, VTV, IVV
Q1 2025 294$882.7MVUG, COWZ, QQQ, VTV, IVV
Q4 2024 296$920.8MVUG, COWZ, QQQ, VTV, IVV
Q3 2024 296$902.0MVUG, COWZ, QQQ, VTV, IVV
Q2 2024 287$796.6MVUG, COWZ, QQQ, VTV, IVV
Q1 2024 265$716.0MVUG, COWZ, VTV, QQQ, IVV