Certus Wealth Management, LLC
In its 13F for Q1 2024 (holdings as of March 31, 2024, filed May 6, 2024), Certus Wealth Management, LLC reported 50 stock positions worth $125.6 million. Its top holding was Vanguard S&P 500 ETF (VOO) at 17.4% of the portfolio, followed by iShares Core S&P Total U.S. (ITOT, 8.5%) and Vanguard Total Bond Market (BND, 7.6%). Compared with Q4 2023, it opened 3 new positions, sold out of 7, added to 20 and reduced 22. The biggest buy was Vanguard Mrngstr Val ETF-Aui (VTV, shares +234%) and the biggest sale iShares MSCI USA Quality Fac (QUAL, shares −30%).
- Most Recent 13F
- Q3 2025
- Location
- SAN CARLOS, CA
- CIK
- 0001989526
- Portfolio Value
- $125.6M (Q1 2024)
- SEC Filing
- 0001765380-24-000188 ↗ filed May 6, 2024
Holdings Value
Holdings 50 stocks · $125.6M
| VOO Vanguard S&P 500 ETF | 17.42% | 46,564 | $21.9M | Reduce -2.5% |
| ITOT iShares Core S&P Total U.S. | 8.48% | 94,703 | $10.7M | Reduce -0.2% |
| BND Vanguard Total Bond Market | 7.57% | 133,379 | $9.5M | Add +13.3% |
| EFV iShares MSCI Eafe Value ETF | 5.87% | 135,043 | $7.4M | Add +11.8% |
| CMF iShares California Muni Bond | 5.24% | 115,626 | $6.6M | Add +57.9% |
| IVV iShares Core S&P 500 ETF | 4.74% | 11,592 | $6.0M | Add +1.6% |
| EFG iShares MSCI Eafe Growth ETF | 4.46% | 55,394 | $5.6M | Add +19.0% |
| AAPL Apple Inc. | 3.81% | 26,091 | $4.8M | Add +4.3% |
| QUAL iShares MSCI USA Quality Fac | 3.02% | 23,838 | $3.8M | Reduce -29.9% |
| VTV Vanguard Mrngstr Val ETF-Aui | 2.87% | 22,880 | $3.6M | Add +233.8% |
| ESGU iShares ESG Aware MSCI USA | 2.84% | 31,733 | $3.6M | Reduce -12.6% |
| VMBS Vanguard Mortgage-Backed Sec | 2.44% | 68,463 | $3.1M | Reduce -9.5% |
| VUG Vanguard Mrngstar GR ETF-Sui | 2.26% | 8,362 | $2.8M | Reduce -16.8% |
| IEF iShares 7-10 Year Treasury B | 2.14% | 29,038 | $2.7M | Add +56.6% |
| OEF iShares S&P 100 ETF | 1.92% | 9,876 | $2.4M | Add +18.2% |
| IXN iShares Global Tech ETF | 1.80% | 30,961 | $2.3M | Add +7.9% |
| IEFA iShares Core MSCI Eafe ETF | 1.61% | 27,604 | $2.0M | Reduce -25.9% |
| SUB iShares Short-Term National | 1.61% | 19,325 | $2.0M | Add +45.3% |
| EMXC iShares MSCI Emr MRK Ex Chna | 1.59% | 34,707 | $2.0M | Add +86.2% |
| DYNF Ishrs US E F R A ETF-Usd Inc. | 1.53% | 44,400 | $1.9M | New |
| VWO Vanguard Ftse Emerging Marke | 1.12% | 32,240 | $1.4M | Reduce -20.6% |
| TLT iShares 20+ Year Treasury BD | 1.08% | 15,080 | $1.4M | Reduce -10.2% |
| TFLO iShares Treasury Floating Ra | 1.03% | 25,663 | $1.3M | Reduce -33.6% |
| ORCL Oracle Corp. | 1.03% | 11,161 | $1.3M | No change |
| USMV iShares MSCI USA Min Vol Fac | 0.89% | 13,811 | $1.1M | Reduce -32.4% |
| IUSB Ishr CR Unvrse Usd BD ETF-Ui | 0.82% | 23,087 | $1.0M | No change |
| IEMG iShares Core MSCI Emerging | 0.71% | 16,732 | $894K | Reduce -28.7% |
| GOVT iShares US Treasury Bond ETF | 0.64% | 36,044 | $805K | Reduce -17.7% |
| VEA Vanguard Ftse Developed ETF | 0.64% | 16,213 | $804K | Add +7.9% |
| IYW iShares Ustechnology ETF | 0.64% | 6,059 | $801K | Add +3.7% |
| VTI VG Morningstar TS MKT ETF-US | 0.63% | 3,137 | $795K | Add +1.8% |
| VEU Vanguard Ftse All-World Ex-U | 0.63% | 13,493 | $791K | Add +14.6% |
| IXC iShares Global Energy ETF | 0.63% | 18,422 | $790K | Add +30.6% |
| SPTI SS SPDR P Int Term TSY ETF | 0.60% | 27,310 | $758K | Reduce -6.9% |
| LMT Lockheed Martin Corp. | 0.60% | 1,631 | $753K | Reduce -0.7% |
| SPEM State Street SP PTF Em ETF | 0.52% | 17,417 | $655K | Reduce -22.3% |
| IFRA iShares US Infrastructure | 0.49% | 14,252 | $612K | Reduce -5.3% |
| VTEB Vanguard Tax-Exempt Bond ETF | 0.47% | 11,919 | $596K | No change |
| MUB iShares National Muni Bond E | 0.47% | 5,492 | $586K | Add +0.1% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.46% | 1,124 | $575K | No change |
| EMB iShares JP Morgan Usd Emergi | 0.40% | 5,710 | $506K | Add +8.1% |
| VLUE iShares MSCI USA Value Facto | 0.36% | 4,458 | $452K | Reduce -26.4% |
| TSLA Tesla Inc. | 0.35% | 2,400 | $435K | Reduce -18.6% |
| INCE Franklin Income Equity Focus | 0.34% | 8,101 | $425K | Reduce -1.6% |
| MSFT Microsoft Corp. | 0.28% | 854 | $347K | New |
| SCHZ Schwab US Aggregate Bond ETF | 0.23% | 6,459 | $292K | Reduce -2.1% |
| IWF iShares Russell 1000 Growth | 0.20% | 739 | $245K | No change |
| F Ford Motor Co. filed as FORD MTR CO DEL | 0.19% | 19,562 | $243K | Add +15.7% |
| BINC iShares Flex I A ETF-Usd Inc. | 0.17% | 4,168 | $217K | New |
| XLE SS Energy Select Sector | 0.17% | 2,279 | $211K | Reduce -54.6% |
Portfolio Sells Q4 2023 → Q1 2024
| QUAL iShares MSCI USA Quality Fac | Reduce -29.9% | 3.02% | −1.22 |
| LQD Ishr Ibx Usd Invgd CB ETF-Ui | Sold out | 0.00% | −0.99 |
| TFLO iShares Treasury Floating Ra | Reduce -33.6% | 1.03% | −0.62 |
| IEFA iShares Core MSCI Eafe ETF | Reduce -25.9% | 1.61% | −0.61 |
| VMBS Vanguard Mortgage-Backed Sec | Reduce -9.5% | 2.44% | −0.54 |
| USMV iShares MSCI USA Min Vol Fac | Reduce -32.4% | 0.89% | −0.46 |
| ESGU iShares ESG Aware MSCI USA | Reduce -12.6% | 2.84% | −0.39 |
| VUG Vanguard Mrngstar GR ETF-Sui | Reduce -16.8% | 2.26% | −0.39 |
| VB Vanguard Most SM-Cap ETF-Usd | Sold out | 0.00% | −0.37 |
| TIP iShares Tips Bond ETF | Sold out | 0.00% | −0.34 |
| TLT iShares 20+ Year Treasury BD | Reduce -10.2% | 1.08% | −0.33 |
| MTUM iShares MSCI USA Momentum Fa | Sold out | 0.00% | −0.31 |
| VWO Vanguard Ftse Emerging Marke | Reduce -20.6% | 1.12% | −0.30 |
| IEMG iShares Core MSCI Emerging | Reduce -28.7% | 0.71% | −0.30 |
| TSLA Tesla Inc. | Reduce -18.6% | 0.35% | −0.28 |
| VOO Vanguard S&P 500 ETF | Reduce -2.5% | 17.42% | −0.27 |
| IYH iShares U.S. Healthcare ETF | Sold out | 0.00% | −0.24 |
| IJR iShares Core S&P Small-Cap E | Sold out | 0.00% | −0.24 |
| GOVT iShares US Treasury Bond ETF | Reduce -17.7% | 0.64% | −0.22 |
| XLE SS Energy Select Sector | Reduce -54.6% | 0.17% | −0.19 |
| VIGI Vanguard Int Div App Indx FD | Sold out | 0.00% | −0.17 |
| VLUE iShares MSCI USA Value Facto | Reduce -26.4% | 0.36% | −0.16 |
| SPEM State Street SP PTF Em ETF | Reduce -22.3% | 0.52% | −0.15 |
| SPTI SS SPDR P Int Term TSY ETF | Reduce -6.9% | 0.60% | −0.11 |
| LMT Lockheed Martin Corp. | Reduce -0.7% | 0.60% | −0.03 |
| SCHZ Schwab US Aggregate Bond ETF | Reduce -2.1% | 0.23% | −0.03 |
| IFRA iShares US Infrastructure | Reduce -5.3% | 0.49% | −0.03 |
| INCE Franklin Income Equity Focus | Reduce -1.6% | 0.34% | −0.02 |
| ITOT iShares Core S&P Total U.S. | Reduce -0.2% | 8.48% | +0.01 |
Portfolio Buys Q4 2023 → Q1 2024
| VTV Vanguard Mrngstr Val ETF-Aui | Add +233.8% | 2.87% | +2.00 |
| CMF iShares California Muni Bond | Add +57.9% | 5.24% | +1.64 |
| DYNF Ishrs US E F R A ETF-Usd Inc. | New | 1.53% | +1.53 |
| EMXC iShares MSCI Emr MRK Ex Chna | Add +86.2% | 1.59% | +0.72 |
| EFG iShares MSCI Eafe Growth ETF | Add +19.0% | 4.46% | +0.63 |
| IEF iShares 7-10 Year Treasury B | Add +56.6% | 2.14% | +0.62 |
| EFV iShares MSCI Eafe Value ETF | Add +11.8% | 5.87% | +0.53 |
| SUB iShares Short-Term National | Add +45.3% | 1.61% | +0.42 |
| OEF iShares S&P 100 ETF | Add +18.2% | 1.92% | +0.33 |
| MSFT Microsoft Corp. | New | 0.28% | +0.28 |
| BND Vanguard Total Bond Market | Add +13.3% | 7.57% | +0.23 |
| BINC iShares Flex I A ETF-Usd Inc. | New | 0.17% | +0.17 |
| IXC iShares Global Energy ETF | Add +30.6% | 0.63% | +0.16 |
| IXN iShares Global Tech ETF | Add +7.9% | 1.80% | +0.14 |
| IVV iShares Core S&P 500 ETF | Add +1.6% | 4.74% | +0.12 |
| VEU Vanguard Ftse All-World Ex-U | Add +14.6% | 0.63% | +0.07 |
| IYW iShares Ustechnology ETF | Add +3.7% | 0.64% | +0.03 |
| VEA Vanguard Ftse Developed ETF | Add +7.9% | 0.64% | +0.03 |
| F Ford Motor Co. | Add +15.7% | 0.19% | +0.02 |
| VTI VG Morningstar TS MKT ETF-US | Add +1.8% | 0.63% | +0.01 |
| EMB iShares JP Morgan Usd Emergi | Add +8.1% | 0.40% | +0.00 |
| MUB iShares National Muni Bond E | Add +0.1% | 0.47% | −0.04 |
| AAPL Apple Inc. | Add +4.3% | 3.81% | −0.28 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q3 2025 | 58 | $167.1M | VOO, VUG, EFV, DYNF, BND |
| Q2 2025 | 56 | $155.3M | VOO, VUG, EFV, BND, QUAL |
| Q1 2025 | 53 | $147.3M | VOO, VUG, BND, CMF, QUAL |
| Q4 2024 | 57 | $149.4M | VOO, VUG, BND, EFV, EFG |
| Q3 2024 | 51 | $143.7M | VOO, BND, VUG, EFV, CMF |
| Q2 2024 | 52 | $131.7M | VOO, ITOT, VUG, BND, CMF |
| Q1 2024 | 50 | $125.6M | VOO, ITOT, BND, EFV, CMF |