Certus Wealth Management, LLC
In its 13F for Q1 2025 (holdings as of March 31, 2025, filed May 13, 2025), Certus Wealth Management, LLC reported 53 stock positions worth $147.3 million. Its top holding was Vanguard S&P 500 ETF (VOO) at 14.0% of the portfolio, followed by Vanguard Mrngstar GR ETF-Sui (VUG, 7.0%) and Vanguard Total Bond Market (BND, 6.3%). Compared with Q4 2024, it sold out of 4, added to 21 and reduced 18. The biggest buy was iShares 10-20 Year Treasury (TLH, shares +835%) and the biggest sale iShares MSCI Eafe Growth ETF (EFG, shares −26%).
- Most Recent 13F
- Q3 2025
- Location
- SAN CARLOS, CA
- CIK
- 0001989526
- Portfolio Value
- $147.3M (Q1 2025)
- SEC Filing
- 0001765380-25-000223 ↗ filed May 13, 2025
Holdings Value
Holdings 53 stocks · $147.3M
| VOO Vanguard S&P 500 ETF | 14.02% | 38,546 | $20.7M | Reduce -4.2% |
| VUG Vanguard Mrngstar GR ETF-Sui | 7.01% | 25,547 | $10.3M | Add +2.3% |
| BND Vanguard Total Bond Market | 6.35% | 129,247 | $9.3M | Reduce -7.2% |
| CMF iShares California Muni Bond | 5.36% | 142,020 | $7.9M | Add +1.4% |
| QUAL iShares MSCI USA Quality Fac | 5.10% | 42,603 | $7.5M | Add +14.8% |
| IVV iShares Core S&P 500 ETF | 5.07% | 12,744 | $7.5M | Add +0.9% |
| EFV iShares MSCI Eafe Value ETF | 5.05% | 120,481 | $7.4M | Reduce -18.1% |
| ITOT iShares Core S&P Total U.S. | 5.00% | 57,746 | $7.4M | Reduce -2.3% |
| DYNF Ishrs US E F R A ETF-Usd Inc. | 4.66% | 134,058 | $6.9M | Add +2.8% |
| EFG iShares MSCI Eafe Growth ETF | 4.20% | 57,818 | $6.2M | Reduce -26.2% |
| AAPL Apple Inc. | 3.69% | 25,813 | $5.4M | No change |
| IVE iShares S&P 500 Value ETF | 2.73% | 21,143 | $4.0M | Add +54.0% |
| EMXC iShares MSCI Emr MRK Ex Chna | 2.40% | 59,861 | $3.5M | Reduce -13.9% |
| OEF iShares S&P 100 ETF | 2.05% | 10,670 | $3.0M | Add +124.5% |
| VWO Vanguard Ftse Emerging Marke | 2.00% | 62,360 | $2.9M | Add +33.9% |
| IYW iShares Ustechnology ETF | 1.88% | 17,805 | $2.8M | Add +11.7% |
| IEF iShares 7-10 Year Treasury B | 1.60% | 25,191 | $2.4M | Reduce -1.9% |
| IEFA iShares Core MSCI Eafe ETF | 1.45% | 26,543 | $2.1M | Reduce -1.5% |
| VMBS Vanguard Mortgage-Backed Sec | 1.38% | 44,740 | $2.0M | Reduce -7.0% |
| TLH iShares 10-20 Year Treasury | 1.28% | 18,963 | $1.9M | Add +835.1% |
| ORCL Oracle Corp. | 1.19% | 11,142 | $1.8M | No change |
| BINC iShares Flex I A ETF-Usd Inc. | 1.17% | 33,211 | $1.7M | Reduce -1.4% |
| HEFA Isha Curr Hedged MSCI Eafe | 1.04% | 40,808 | $1.5M | Add +389.2% |
| VFMO Vanguard US Momentum Factor | 1.03% | 9,425 | $1.5M | Add +12.5% |
| IXN iShares Global Tech ETF | 0.91% | 16,143 | $1.3M | Reduce -2.9% |
| VTV Vanguard Mrngstr Val ETF-Aui | 0.85% | 7,272 | $1.2M | Add +3.9% |
| IXUS iShares Core Intl Stock ETF | 0.84% | 16,828 | $1.2M | Add +6.4% |
| GOVT iShares US Treasury Bond ETF | 0.83% | 54,223 | $1.2M | Add +2.1% |
| IUSB Ishr CR Unvrse Usd BD ETF-Ui | 0.79% | 25,736 | $1.2M | No change |
| IAU iShares Gold Trust | 0.77% | 18,684 | $1.1M | Add +57.9% |
| SUB iShares Short-Term National | 0.77% | 10,738 | $1.1M | Add +0.1% |
| MUB iShares National Muni Bond E | 0.69% | 9,765 | $1.0M | Reduce -8.5% |
| USMV iShares MSCI USA Min Vol Fac | 0.66% | 10,476 | $973K | Reduce -0.6% |
| TSLA Tesla Inc. | 0.55% | 2,555 | $813K | Add +15.0% |
| SPTI SS SPDR P Int Term TSY ETF | 0.51% | 26,478 | $749K | Reduce -3.2% |
| LMT Lockheed Martin Corp. | 0.47% | 1,468 | $695K | No change |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.44% | 1,124 | $655K | No change |
| VTI VG Morningstar TS MKT ETF-US | 0.44% | 2,257 | $648K | Add +0.0% |
| EMB iShares JP Morgan Usd Emergi | 0.43% | 7,008 | $632K | Reduce -0.2% |
| VTEB Vanguard Tax-Exempt Bond ETF | 0.41% | 12,290 | $602K | No change |
| ESGU iShares ESG Aware MSCI USA | 0.39% | 4,492 | $573K | No change |
| VLUE iShares MSCI USA Value Facto | 0.33% | 4,458 | $482K | No change |
| IEMG iShares Core MSCI Emerging | 0.28% | 7,292 | $414K | Add +2.7% |
| IXC iShares Global Energy ETF | 0.26% | 10,092 | $390K | Reduce -2.4% |
| MSFT Microsoft Corp. | 0.25% | 821 | $369K | No change |
| MBB iShares MBS ETF | 0.21% | 3,366 | $310K | Reduce -18.4% |
| IWF iShares Russell 1000 Growth | 0.20% | 739 | $289K | No change |
| META Meta Platforms Inc. Class A | 0.19% | 445 | $285K | No change |
| SCHZ Schwab US Aggregate Bond ETF | 0.19% | 12,264 | $280K | No change |
| IGEB iShares Investment Grade SYS | 0.18% | 6,011 | $267K | Add +18.4% |
| NFLX Netflix Inc. | 0.16% | 213 | $236K | No change |
| AMZN Amazon.com Inc. | 0.14% | 1,004 | $209K | No change |
| F Ford Motor Co. filed as FORD MTR CO | 0.12% | 16,702 | $176K | Reduce -14.6% |
Portfolio Sells Q4 2024 → Q1 2025
| EFG iShares MSCI Eafe Growth ETF | Reduce -26.2% | 4.20% | −1.17 |
| VOO Vanguard S&P 500 ETF | Reduce -4.2% | 14.02% | −0.95 |
| TLT iShares 20+ Year Treasury BD | Sold out | 0.00% | −0.92 |
| IFRA iShares US Infrastructure | Sold out | 0.00% | −0.60 |
| EFV iShares MSCI Eafe Value ETF | Reduce -18.1% | 5.05% | −0.45 |
| BND Vanguard Total Bond Market | Reduce -7.2% | 6.35% | −0.40 |
| ITOT iShares Core S&P Total U.S. | Reduce -2.3% | 5.00% | −0.27 |
| EMXC iShares MSCI Emr MRK Ex Chna | Reduce -13.9% | 2.40% | −0.25 |
| MTUM iShares MSCI USA Momentum Fa | Sold out | 0.00% | −0.14 |
| VB Vanguard Most SM-Cap ETF-Usd | Sold out | 0.00% | −0.14 |
| VMBS Vanguard Mortgage-Backed Sec | Reduce -7.0% | 1.38% | −0.08 |
| MUB iShares National Muni Bond E | Reduce -8.5% | 0.69% | −0.07 |
| MBB iShares MBS ETF | Reduce -18.4% | 0.21% | −0.04 |
| IXN iShares Global Tech ETF | Reduce -2.9% | 0.91% | −0.04 |
| IXC iShares Global Energy ETF | Reduce -2.4% | 0.26% | −0.01 |
| BINC iShares Flex I A ETF-Usd Inc. | Reduce -1.4% | 1.17% | −0.01 |
| SPTI SS SPDR P Int Term TSY ETF | Reduce -3.2% | 0.51% | −0.00 |
| F Ford Motor Co. | Reduce -14.6% | 0.12% | −0.00 |
| IEF iShares 7-10 Year Treasury B | Reduce -1.9% | 1.60% | +0.00 |
| EMB iShares JP Morgan Usd Emergi | Reduce -0.2% | 0.43% | +0.00 |
| USMV iShares MSCI USA Min Vol Fac | Reduce -0.6% | 0.66% | +0.00 |
| IEFA iShares Core MSCI Eafe ETF | Reduce -1.5% | 1.45% | +0.10 |
Portfolio Buys Q4 2024 → Q1 2025
| TLH iShares 10-20 Year Treasury | Add +835.1% | 1.28% | +1.14 |
| OEF iShares S&P 100 ETF | Add +124.5% | 2.05% | +1.11 |
| IVE iShares S&P 500 Value ETF | Add +54.0% | 2.73% | +0.94 |
| HEFA Isha Curr Hedged MSCI Eafe | Add +389.2% | 1.04% | +0.84 |
| VWO Vanguard Ftse Emerging Marke | Add +33.9% | 2.00% | +0.59 |
| QUAL iShares MSCI USA Quality Fac | Add +14.8% | 5.10% | +0.52 |
| IAU iShares Gold Trust | Add +57.9% | 0.77% | +0.34 |
| IYW iShares Ustechnology ETF | Add +11.7% | 1.88% | +0.14 |
| IXUS iShares Core Intl Stock ETF | Add +6.4% | 0.84% | +0.11 |
| VFMO Vanguard US Momentum Factor | Add +12.5% | 1.03% | +0.04 |
| TSLA Tesla Inc. | Add +15.0% | 0.55% | +0.03 |
| GOVT iShares US Treasury Bond ETF | Add +2.1% | 0.83% | +0.03 |
| IGEB iShares Investment Grade SYS | Add +18.4% | 0.18% | +0.03 |
| CMF iShares California Muni Bond | Add +1.4% | 5.36% | +0.02 |
| IEMG iShares Core MSCI Emerging | Add +2.7% | 0.28% | +0.02 |
| DYNF Ishrs US E F R A ETF-Usd Inc. | Add +2.8% | 4.66% | +0.02 |
| VTV Vanguard Mrngstr Val ETF-Aui | Add +3.9% | 0.85% | +0.02 |
| SUB iShares Short-Term National | Add +0.1% | 0.77% | +0.01 |
| VTI VG Morningstar TS MKT ETF-US | Add +0.0% | 0.44% | −0.01 |
| VUG Vanguard Mrngstar GR ETF-Sui | Add +2.3% | 7.01% | −0.06 |
| IVV iShares Core S&P 500 ETF | Add +0.9% | 5.07% | −0.07 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q3 2025 | 58 | $167.1M | VOO, VUG, EFV, DYNF, BND |
| Q2 2025 | 56 | $155.3M | VOO, VUG, EFV, BND, QUAL |
| Q1 2025 | 53 | $147.3M | VOO, VUG, BND, CMF, QUAL |
| Q4 2024 | 57 | $149.4M | VOO, VUG, BND, EFV, EFG |
| Q3 2024 | 51 | $143.7M | VOO, BND, VUG, EFV, CMF |
| Q2 2024 | 52 | $131.7M | VOO, ITOT, VUG, BND, CMF |
| Q1 2024 | 50 | $125.6M | VOO, ITOT, BND, EFV, CMF |