Certus Wealth Management, LLC
In its 13F for Q2 2025 (holdings as of June 30, 2025, filed July 24, 2025), Certus Wealth Management, LLC reported 56 stock positions worth $155.3 million. Its top holding was Vanguard S&P 500 ETF (VOO) at 9.8% of the portfolio, followed by Vanguard Mrngstar GR ETF-Sui (VUG, 6.7%) and iShares MSCI Eafe Value ETF (EFV, 6.5%). Compared with Q1 2025, it opened 4 new positions, sold out of 1, added to 16 and reduced 21. The biggest buy was Vanguard Mrngstr Val ETF-Aui (VTV, shares +373%) and the biggest sale Vanguard S&P 500 ETF (VOO, shares −31%).
- Most Recent 13F
- Q3 2025
- Location
- SAN CARLOS, CA
- CIK
- 0001989526
- Portfolio Value
- $155.3M (Q2 2025)
- SEC Filing
- 0001765380-25-000265 ↗ filed Jul 24, 2025
Holdings Value
Holdings 56 stocks · $155.3M
| VOO Vanguard S&P 500 ETF | 9.79% | 26,762 | $15.2M | Reduce -30.6% |
| VUG Vanguard Mrngstar GR ETF-Sui | 6.70% | 23,720 | $10.4M | Reduce -7.2% |
| EFV iShares MSCI Eafe Value ETF | 6.48% | 158,625 | $10.1M | Add +31.7% |
| BND Vanguard Total Bond Market | 6.16% | 129,905 | $9.6M | Add +0.5% |
| QUAL iShares MSCI USA Quality Fac | 5.11% | 43,402 | $7.9M | Add +1.9% |
| CMF iShares California Muni Bond | 5.10% | 142,019 | $7.9M | Reduce 0.0% |
| IVV iShares Core S&P 500 ETF | 5.02% | 12,563 | $7.8M | Reduce -1.4% |
| ITOT iShares Core S&P Total U.S. | 4.90% | 56,299 | $7.6M | Reduce -2.5% |
| DYNF Ishrs US E F R A ETF-Usd Inc. | 4.64% | 132,234 | $7.2M | Reduce -1.4% |
| EFG iShares MSCI Eafe Growth ETF | 4.09% | 56,722 | $6.4M | Reduce -1.9% |
| VTV Vanguard Mrngstr Val ETF-Aui | 3.91% | 34,360 | $6.1M | Add +372.5% |
| AAPL Apple Inc. | 3.41% | 25,813 | $5.3M | No change |
| VWO Vanguard Ftse Emerging Marke | 2.97% | 93,272 | $4.6M | Add +49.6% |
| OEF iShares S&P 100 ETF | 2.61% | 13,318 | $4.1M | Add +24.8% |
| IYW iShares Ustechnology ETF | 1.86% | 16,703 | $2.9M | Reduce -6.2% |
| THRO iShares U.S. Thematic Rotati | 1.79% | 78,328 | $2.8M | New |
| TLH iShares 10-20 Year Treasury | 1.63% | 24,889 | $2.5M | Add +31.3% |
| ORCL Oracle Corp. | 1.57% | 11,142 | $2.4M | No change |
| IEFA iShares Core MSCI Eafe ETF | 1.41% | 26,268 | $2.2M | Reduce -1.0% |
| VMBS Vanguard Mortgage-Backed Sec | 1.40% | 47,029 | $2.2M | Add +5.1% |
| IEF iShares 7-10 Year Treasury B | 1.28% | 20,816 | $2.0M | Reduce -17.4% |
| EMXC iShares MSCI Emr MRK Ex Chna | 1.26% | 31,107 | $2.0M | Reduce -48.0% |
| BINC iShares Flex I A ETF-Usd Inc. | 1.17% | 34,272 | $1.8M | Add +3.2% |
| VFMO Vanguard US Momentum Factor | 1.05% | 9,481 | $1.6M | Add +0.6% |
| IXN iShares Global Tech ETF | 0.96% | 16,133 | $1.5M | Reduce -0.1% |
| BNDX Vanguard Total Intl Bond ETF | 0.96% | 29,989 | $1.5M | New |
| BAI Ishrs AI in and Tech Act ETF | 0.95% | 50,898 | $1.5M | New |
| IAU iShares Gold Trust | 0.85% | 21,091 | $1.3M | Add +12.9% |
| IXUS iShares Core Intl Stock ETF | 0.83% | 16,707 | $1.3M | Reduce -0.7% |
| GOVT iShares US Treasury Bond ETF | 0.80% | 54,242 | $1.2M | Add +0.0% |
| IUSB Ishr CR Unvrse Usd BD ETF-Ui | 0.77% | 25,736 | $1.2M | No change |
| SUB iShares Short-Term National | 0.74% | 10,738 | $1.1M | No change |
| USMV iShares MSCI USA Min Vol Fac | 0.68% | 11,303 | $1.1M | Add +7.9% |
| VTEB Vanguard Tax-Exempt Bond ETF | 0.66% | 20,760 | $1.0M | Add +68.9% |
| TSLA Tesla Inc. | 0.52% | 2,555 | $812K | No change |
| SPTI SS SPDR P Int Term TSY ETF | 0.49% | 26,478 | $762K | No change |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.45% | 1,124 | $694K | No change |
| VTI VG Morningstar TS MKT ETF-US | 0.44% | 2,266 | $689K | Add +0.4% |
| LMT Lockheed Martin Corp. | 0.44% | 1,468 | $680K | No change |
| EMB iShares JP Morgan Usd Emergi | 0.42% | 7,090 | $657K | Add +1.2% |
| MUB iShares National Muni Bond E | 0.39% | 5,785 | $604K | Reduce -40.8% |
| ESGU iShares ESG Aware MSCI USA | 0.39% | 4,442 | $601K | Reduce -1.1% |
| VLUE iShares MSCI USA Value Facto | 0.33% | 4,458 | $505K | No change |
| IEMG iShares Core MSCI Emerging | 0.28% | 7,129 | $428K | Reduce -2.2% |
| MSFT Microsoft Corp. | 0.26% | 821 | $409K | No change |
| PWZ Invesco California Amt-Free | 0.26% | 17,309 | $404K | New |
| HEFA Isha Curr Hedged MSCI Eafe | 0.24% | 9,882 | $375K | Reduce -75.8% |
| META Meta Platforms Inc. Class A | 0.21% | 445 | $328K | No change |
| MBB iShares MBS ETF | 0.20% | 3,364 | $316K | Reduce -0.1% |
| IWF iShares Russell 1000 Growth | 0.20% | 739 | $314K | No change |
| IXC iShares Global Energy ETF | 0.19% | 7,603 | $299K | Reduce -24.7% |
| NFLX Netflix Inc. | 0.18% | 213 | $285K | No change |
| IGEB iShares Investment Grade SYS | 0.18% | 5,997 | $273K | Reduce -0.2% |
| SCHZ Schwab US Aggregate Bond ETF | 0.17% | 11,571 | $269K | Reduce -5.7% |
| AMZN Amazon.com Inc. | 0.14% | 1,004 | $220K | No change |
| F Ford Motor Co. filed as FORD MTR CO | 0.12% | 16,702 | $181K | No change |
Portfolio Sells Q1 2025 → Q2 2025
| VOO Vanguard S&P 500 ETF | Reduce -30.6% | 9.79% | −4.24 |
| IVE iShares S&P 500 Value ETF | Sold out | 0.00% | −2.73 |
| EMXC iShares MSCI Emr MRK Ex Chna | Reduce -48.0% | 1.26% | −1.14 |
| HEFA Isha Curr Hedged MSCI Eafe | Reduce -75.8% | 0.24% | −0.80 |
| IEF iShares 7-10 Year Treasury B | Reduce -17.4% | 1.28% | −0.32 |
| VUG Vanguard Mrngstar GR ETF-Sui | Reduce -7.2% | 6.70% | −0.31 |
| MUB iShares National Muni Bond E | Reduce -40.8% | 0.39% | −0.30 |
| CMF iShares California Muni Bond | Reduce 0.0% | 5.10% | −0.27 |
| EFG iShares MSCI Eafe Growth ETF | Reduce -1.9% | 4.09% | −0.11 |
| ITOT iShares Core S&P Total U.S. | Reduce -2.5% | 4.90% | −0.10 |
| IXC iShares Global Energy ETF | Reduce -24.7% | 0.19% | −0.07 |
| IVV iShares Core S&P 500 ETF | Reduce -1.4% | 5.02% | −0.04 |
| IEFA iShares Core MSCI Eafe ETF | Reduce -1.0% | 1.41% | −0.04 |
| DYNF Ishrs US E F R A ETF-Usd Inc. | Reduce -1.4% | 4.64% | −0.02 |
| SCHZ Schwab US Aggregate Bond ETF | Reduce -5.7% | 0.17% | −0.02 |
| IYW iShares Ustechnology ETF | Reduce -6.2% | 1.86% | −0.01 |
| IXUS iShares Core Intl Stock ETF | Reduce -0.7% | 0.83% | −0.01 |
| MBB iShares MBS ETF | Reduce -0.1% | 0.20% | −0.01 |
| IGEB iShares Investment Grade SYS | Reduce -0.2% | 0.18% | −0.01 |
| IEMG iShares Core MSCI Emerging | Reduce -2.2% | 0.28% | −0.01 |
| ESGU iShares ESG Aware MSCI USA | Reduce -1.1% | 0.39% | −0.00 |
| IXN iShares Global Tech ETF | Reduce -0.1% | 0.96% | +0.05 |
Portfolio Buys Q1 2025 → Q2 2025
| VTV Vanguard Mrngstr Val ETF-Aui | Add +372.5% | 3.91% | +3.06 |
| THRO iShares U.S. Thematic Rotati | New | 1.79% | +1.79 |
| EFV iShares MSCI Eafe Value ETF | Add +31.7% | 6.48% | +1.43 |
| VWO Vanguard Ftse Emerging Marke | Add +49.6% | 2.97% | +0.97 |
| BNDX Vanguard Total Intl Bond ETF | New | 0.96% | +0.96 |
| BAI Ishrs AI in and Tech Act ETF | New | 0.95% | +0.95 |
| OEF iShares S&P 100 ETF | Add +24.8% | 2.61% | +0.56 |
| TLH iShares 10-20 Year Treasury | Add +31.3% | 1.63% | +0.35 |
| PWZ Invesco California Amt-Free | New | 0.26% | +0.26 |
| VTEB Vanguard Tax-Exempt Bond ETF | Add +68.9% | 0.66% | +0.25 |
| IAU iShares Gold Trust | Add +12.9% | 0.85% | +0.07 |
| VFMO Vanguard US Momentum Factor | Add +0.6% | 1.05% | +0.02 |
| USMV iShares MSCI USA Min Vol Fac | Add +7.9% | 0.68% | +0.02 |
| VMBS Vanguard Mortgage-Backed Sec | Add +5.1% | 1.40% | +0.02 |
| QUAL iShares MSCI USA Quality Fac | Add +1.9% | 5.11% | +0.01 |
| VTI VG Morningstar TS MKT ETF-US | Add +0.4% | 0.44% | +0.00 |
| EMB iShares JP Morgan Usd Emergi | Add +1.2% | 0.42% | −0.01 |
| BINC iShares Flex I A ETF-Usd Inc. | Add +3.2% | 1.17% | −0.01 |
| GOVT iShares US Treasury Bond ETF | Add +0.0% | 0.80% | −0.03 |
| BND Vanguard Total Bond Market | Add +0.5% | 6.16% | −0.19 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q3 2025 | 58 | $167.1M | VOO, VUG, EFV, DYNF, BND |
| Q2 2025 | 56 | $155.3M | VOO, VUG, EFV, BND, QUAL |
| Q1 2025 | 53 | $147.3M | VOO, VUG, BND, CMF, QUAL |
| Q4 2024 | 57 | $149.4M | VOO, VUG, BND, EFV, EFG |
| Q3 2024 | 51 | $143.7M | VOO, BND, VUG, EFV, CMF |
| Q2 2024 | 52 | $131.7M | VOO, ITOT, VUG, BND, CMF |
| Q1 2024 | 50 | $125.6M | VOO, ITOT, BND, EFV, CMF |