Certus Wealth Management, LLC
In its 13F for Q3 2024 (holdings as of September 30, 2024, filed November 12, 2024), Certus Wealth Management, LLC reported 51 stock positions worth $143.7 million. Its top holding was Vanguard S&P 500 ETF (VOO) at 14.6% of the portfolio, followed by Vanguard Total Bond Market (BND, 8.6%) and Vanguard Mrngstar GR ETF-Sui (VUG, 6.7%). Compared with Q2 2024, it opened 4 new positions, sold out of 5, added to 19 and reduced 17. The biggest buy was Vanguard S&P 500 ETF (VOO, shares +40%) and the biggest sale iShares Core S&P Total U.S. (ITOT, shares −36%).
- Most Recent 13F
- Q3 2025
- Location
- SAN CARLOS, CA
- CIK
- 0001989526
- Portfolio Value
- $143.7M (Q3 2024)
- SEC Filing
- 0001765380-24-000435 ↗ filed Nov 12, 2024
Holdings Value
Holdings 51 stocks · $143.7M
| VOO Vanguard S&P 500 ETF | 14.64% | 39,863 | $21.0M | Add +40.3% |
| BND Vanguard Total Bond Market | 8.63% | 165,105 | $12.4M | Add +38.7% |
| VUG Vanguard Mrngstar GR ETF-Sui | 6.71% | 25,117 | $9.6M | Reduce -1.4% |
| EFV iShares MSCI Eafe Value ETF | 5.87% | 146,598 | $8.4M | Add +70.7% |
| CMF iShares California Muni Bond | 5.17% | 127,830 | $7.4M | Add +1.6% |
| EFG iShares MSCI Eafe Growth ETF | 5.15% | 68,706 | $7.4M | Add +0.8% |
| IVV iShares Core S&P 500 ETF | 5.08% | 12,657 | $7.3M | Add +22.0% |
| ITOT iShares Core S&P Total U.S. | 4.99% | 57,034 | $7.2M | Reduce -36.0% |
| QUAL iShares MSCI USA Quality Fac | 4.57% | 36,625 | $6.6M | Add +4.6% |
| DYNF Ishrs US E F R A ETF-Usd Inc. | 4.30% | 124,794 | $6.2M | Add +5.1% |
| AAPL Apple Inc. | 4.15% | 25,606 | $6.0M | Reduce -1.9% |
| EMXC iShares MSCI Emr MRK Ex Chna | 2.73% | 64,165 | $3.9M | Add +15.2% |
| IVE iShares S&P 500 Value ETF | 1.87% | 13,596 | $2.7M | New |
| IEF iShares 7-10 Year Treasury B | 1.76% | 25,742 | $2.5M | Reduce -0.1% |
| IYW iShares Ustechnology ETF | 1.73% | 16,396 | $2.5M | Add +169.8% |
| VMBS Vanguard Mortgage-Backed Sec | 1.56% | 47,524 | $2.2M | Reduce -8.6% |
| VWO Vanguard Ftse Emerging Marke | 1.56% | 46,859 | $2.2M | Add +47.5% |
| IEFA iShares Core MSCI Eafe ETF | 1.47% | 26,975 | $2.1M | Reduce -2.7% |
| ORCL Oracle Corp. | 1.32% | 11,139 | $1.9M | Reduce -0.2% |
| BINC iShares Flex I A ETF-Usd Inc. | 1.22% | 32,721 | $1.8M | Add +9.9% |
| TLT iShares 20+ Year Treasury BD | 0.96% | 14,134 | $1.4M | Add +1.9% |
| IXN iShares Global Tech ETF | 0.94% | 16,445 | $1.4M | Reduce -46.3% |
| SUB iShares Short-Term National | 0.89% | 12,007 | $1.3M | Reduce -8.7% |
| VTV Vanguard Mrngstr Val ETF-Aui | 0.87% | 7,131 | $1.2M | Reduce -67.3% |
| IUSB Ishr CR Unvrse Usd BD ETF-Ui | 0.84% | 25,736 | $1.2M | No change |
| OEF iShares S&P 100 ETF | 0.83% | 4,331 | $1.2M | Reduce -52.7% |
| GOVT iShares US Treasury Bond ETF | 0.82% | 50,372 | $1.2M | Add +19.7% |
| IXUS iShares Core Intl Stock ETF | 0.80% | 15,812 | $1.1M | New |
| VTEB Vanguard Tax-Exempt Bond ETF | 0.68% | 19,182 | $981K | No change |
| USMV iShares MSCI USA Min Vol Fac | 0.68% | 10,734 | $980K | Reduce -2.8% |
| LMT Lockheed Martin Corp. | 0.66% | 1,631 | $953K | No change |
| IFRA iShares US Infrastructure | 0.64% | 19,536 | $918K | Add +3.3% |
| SPTI SS SPDR P Int Term TSY ETF | 0.52% | 25,603 | $744K | Reduce -6.7% |
| MUB iShares National Muni Bond E | 0.51% | 6,688 | $727K | Add +3.3% |
| EMB iShares JP Morgan Usd Emergi | 0.48% | 7,297 | $683K | Add +9.5% |
| VTI VG Morningstar TS MKT ETF-US | 0.47% | 2,409 | $682K | Reduce -21.9% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.45% | 1,124 | $645K | No change |
| TSLA Tesla Inc. | 0.42% | 2,289 | $599K | No change |
| ESGU iShares ESG Aware MSCI USA | 0.39% | 4,492 | $567K | Reduce -83.6% |
| VLUE iShares MSCI USA Value Facto | 0.34% | 4,458 | $486K | No change |
| IEMG iShares Core MSCI Emerging | 0.32% | 7,962 | $457K | Reduce -49.7% |
| MSFT Microsoft Corp. | 0.26% | 854 | $368K | No change |
| IGEB iShares Investment Grade SYS | 0.26% | 7,892 | $367K | New |
| MBB iShares MBS ETF | 0.25% | 3,812 | $365K | New |
| IXC iShares Global Energy ETF | 0.24% | 8,535 | $345K | Add +9.8% |
| SCHZ Schwab US Aggregate Bond ETF | 0.20% | 6,132 | $291K | No change |
| IWF iShares Russell 1000 Growth | 0.19% | 739 | $277K | No change |
| META Meta Platforms Inc. Class A | 0.18% | 440 | $252K | No change |
| MTUM iShares MSCI USA Momentum Fa | 0.15% | 1,062 | $215K | Add +2.5% |
| F Ford Motor Co. filed as FORD MTR CO | 0.14% | 19,562 | $207K | No change |
| HEFA Isha Curr Hedged MSCI Eafe | 0.14% | 5,788 | $205K | Reduce -82.7% |
Portfolio Sells Q2 2024 → Q3 2024
| ITOT iShares Core S&P Total U.S. | Reduce -36.0% | 4.99% | −3.06 |
| ESGU iShares ESG Aware MSCI USA | Reduce -83.6% | 0.39% | −2.08 |
| VTV Vanguard Mrngstr Val ETF-Aui | Reduce -67.3% | 0.87% | −1.79 |
| OEF iShares S&P 100 ETF | Reduce -52.7% | 0.83% | −1.00 |
| IXN iShares Global Tech ETF | Reduce -46.3% | 0.94% | −0.98 |
| HEFA Isha Curr Hedged MSCI Eafe | Reduce -82.7% | 0.14% | −0.76 |
| TIP iShares Tips Bond ETF | Sold out | 0.00% | −0.65 |
| VEA Vanguard Ftse Developed ETF | Sold out | 0.00% | −0.63 |
| VEU Vanguard Ftse All-World Ex-U | Sold out | 0.00% | −0.63 |
| VUG Vanguard Mrngstar GR ETF-Sui | Reduce -1.4% | 6.71% | −0.52 |
| SPEM State Street SP PTF Em ETF | Sold out | 0.00% | −0.45 |
| INCE Franklin Income Equity Focus | Sold out | 0.00% | −0.33 |
| IEMG iShares Core MSCI Emerging | Reduce -49.7% | 0.32% | −0.33 |
| VMBS Vanguard Mortgage-Backed Sec | Reduce -8.6% | 1.56% | −0.23 |
| SUB iShares Short-Term National | Reduce -8.7% | 0.89% | −0.16 |
| VTI VG Morningstar TS MKT ETF-US | Reduce -21.9% | 0.47% | −0.15 |
| IEF iShares 7-10 Year Treasury B | Reduce -0.1% | 1.76% | −0.07 |
| SPTI SS SPDR P Int Term TSY ETF | Reduce -6.7% | 0.52% | −0.07 |
| IEFA iShares Core MSCI Eafe ETF | Reduce -2.7% | 1.47% | −0.06 |
| USMV iShares MSCI USA Min Vol Fac | Reduce -2.8% | 0.68% | −0.02 |
| AAPL Apple Inc. | Reduce -1.9% | 4.15% | −0.02 |
| ORCL Oracle Corp. | Reduce -0.2% | 1.32% | +0.12 |
Portfolio Buys Q2 2024 → Q3 2024
| VOO Vanguard S&P 500 ETF | Add +40.3% | 14.64% | +3.85 |
| EFV iShares MSCI Eafe Value ETF | Add +70.7% | 5.87% | +2.41 |
| BND Vanguard Total Bond Market | Add +38.7% | 8.63% | +2.12 |
| IVE iShares S&P 500 Value ETF | New | 1.87% | +1.87 |
| IYW iShares Ustechnology ETF | Add +169.8% | 1.73% | +1.04 |
| IXUS iShares Core Intl Stock ETF | New | 0.80% | +0.80 |
| IVV iShares Core S&P 500 ETF | Add +22.0% | 5.08% | +0.77 |
| VWO Vanguard Ftse Emerging Marke | Add +47.5% | 1.56% | +0.50 |
| IGEB iShares Investment Grade SYS | New | 0.26% | +0.26 |
| MBB iShares MBS ETF | New | 0.25% | +0.25 |
| EMXC iShares MSCI Emr MRK Ex Chna | Add +15.2% | 2.73% | +0.22 |
| GOVT iShares US Treasury Bond ETF | Add +19.7% | 0.82% | +0.10 |
| DYNF Ishrs US E F R A ETF-Usd Inc. | Add +5.1% | 4.30% | +0.06 |
| BINC iShares Flex I A ETF-Usd Inc. | Add +9.9% | 1.22% | +0.04 |
| IFRA iShares US Infrastructure | Add +3.3% | 0.64% | +0.03 |
| QUAL iShares MSCI USA Quality Fac | Add +4.6% | 4.57% | +0.03 |
| EMB iShares JP Morgan Usd Emergi | Add +9.5% | 0.48% | +0.03 |
| TLT iShares 20+ Year Treasury BD | Add +1.9% | 0.96% | −0.00 |
| MTUM iShares MSCI USA Momentum Fa | Add +2.5% | 0.15% | −0.00 |
| IXC iShares Global Energy ETF | Add +9.8% | 0.24% | −0.00 |
| MUB iShares National Muni Bond E | Add +3.3% | 0.51% | −0.02 |
| EFG iShares MSCI Eafe Growth ETF | Add +0.8% | 5.15% | −0.15 |
| CMF iShares California Muni Bond | Add +1.6% | 5.17% | −0.27 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q3 2025 | 58 | $167.1M | VOO, VUG, EFV, DYNF, BND |
| Q2 2025 | 56 | $155.3M | VOO, VUG, EFV, BND, QUAL |
| Q1 2025 | 53 | $147.3M | VOO, VUG, BND, CMF, QUAL |
| Q4 2024 | 57 | $149.4M | VOO, VUG, BND, EFV, EFG |
| Q3 2024 | 51 | $143.7M | VOO, BND, VUG, EFV, CMF |
| Q2 2024 | 52 | $131.7M | VOO, ITOT, VUG, BND, CMF |
| Q1 2024 | 50 | $125.6M | VOO, ITOT, BND, EFV, CMF |