Charles Schwab Trust Co

In its 13F for Q3 2024 (holdings as of September 30, 2024, filed October 9, 2024), Charles Schwab Trust Co reported 151 stock positions worth $1.2 billion. Its top holding was Schwab US Aggregate Bond ETF (SCHZ) at 11.9% of the portfolio, followed by Vanguard S&P 500 ETF (VOO, 8.1%) and Schwab US Large-Cap ETF (SCHX, 7.0%). Compared with Q2 2024, it opened 14 new positions, sold out of 14, added to 47 and reduced 63. The biggest buy was Schwab US Aggregate Bond ETF (SCHZ, shares +88%) and the biggest sale iShares Core U.S. Aggregate (AGG, shares −46%).

Most Recent 13F
Q2 2026
Location
HENDERSON, NV
CIK
0001789219
Portfolio Value
$1.2B (Q3 2024)
SEC Filing
0001085146-24-004756 ↗ filed Oct 9, 2024

Holdings Value

0$500.0M$1.0B$1.5B$2.0B Q1 2024: $1.1B Q1 2024 Q2 2024: $1.1B Q2 2024 Q3 2024: $1.2B $1.2B Q3 2024 Q4 2024: $1.2B Q4 2024 Q1 2025: $1.2B Q1 2025 Q2 2025: $1.3B Q2 2025 Q3 2025: $1.5B Q3 2025 Q4 2025: $1.5B Q4 2025 Q1 2026: $1.5B Q1 2026 Q2 2026: $1.8B Q2 2026

Holdings 151 stocks · $1.2B
SCHZ Schwab US Aggregate Bond ETF 11.90% 2,900,621 $137.8M Add +87.5%
VOO Vanguard S&P 500 ETF 8.08% 177,307 $93.6M Add +1.4%
SCHX Schwab US Large-Cap ETF 7.03% 1,200,847 $81.5M Add +7.3%
AGG iShares Core U.S. Aggregate 5.94% 679,624 $68.8M Reduce -45.7%
FNDX Schwab Fndmntl US LRG Co. ETF 5.57% 898,580 $64.5M Add +5.6%
SCHF Schwab Intl Equity ETF 5.48% 1,542,684 $63.4M Add +7.9%
VEA Vanguard Ftse Developed ETF 4.04% 886,861 $46.8M Add +0.7%
SCHG Schwab US Large-Cap Growth 3.19% 354,585 $36.9M Add +13.4%
IUSG iShares Core S&P U.S. Growth 2.92% 255,970 $33.8M Add +1.5%
FNDF Schwab Fndmn Intl LRG Co. ETF 2.87% 890,190 $33.3M Add +6.5%
USRT iShares Core US REIT ETF 2.08% 390,734 $24.1M Reduce -16.2%
IVV iShares Core S&P 500 ETF 2.06% 41,459 $23.9M Reduce -7.3%
SCHH Schwab US REIT ETF 2.05% 1,023,299 $23.7M Reduce -3.1%
VGSH Vanguard Short-Term Treasury 1.96% 384,186 $22.7M Reduce -10.3%
PRF Invesco Rafi US 1000 ETF 1.76% 502,724 $20.4M Add +3.7%
SCHO Schwab Short-Term US Treas 1.65% 390,649 $19.1M Add +18.9%
SCHA Schwab US Small-Cap ETF 1.47% 329,592 $17.0M Add +13.2%
PXF Invesco Rafi Developed Marke 1.46% 323,653 $16.9M Add +6.4%
SCHE Schwab Emrg Mrkts Eqty ETF 1.32% 525,239 $15.3M Add +14.5%
SCMB Schwab Municipal Bond ETF 1.25% 274,741 $14.4M Add +1.8%
BND Vanguard Total Bond Market 1.24% 191,352 $14.4M Reduce -6.1%
VB Vanguard Most SM-Cap ETF-Usd 1.24% 60,339 $14.3M Add +2.8%
SCHC Schwab Intl Small-Cap Equity 1.06% 318,947 $12.3M Add +9.0%
MUB iShares National Muni Bond E 0.98% 104,548 $11.4M Add +116.2%
SCHI Schwab 5-10 Year Corporate B 0.98% 245,380 $11.3M Add +72.3%
FNDA Schwab Fndmntl US SM Co. ETF 0.94% 182,504 $10.9M Add +5.8%
FNDE Schwab Fndmntl Em MRK Eq ETF 0.92% 331,356 $10.7M Add +2.8%
SCHD Schwab US DVD Equity ETF 0.81% 111,684 $9.4M Add +0.6%
TIP iShares Tips Bond ETF 0.80% 83,964 $9.3M Reduce -27.1%
VWO Vanguard Ftse Emerging Marke 0.70% 169,712 $8.1M Add +2.0%
MSFT Microsoft Corp. 0.69% 18,686 $8.0M Reduce -5.7%
SCZ iShares MSCI Eafe Small-Cap 0.67% 115,437 $7.8M Reduce -0.6%
IEFA iShares Core MSCI Eafe ETF 0.65% 96,938 $7.6M Reduce -7.1%
FNDC Schwab Fndmnt Intl SM Eq ETF 0.60% 181,126 $6.9M Add +5.3%
AAPL Apple Inc. 0.57% 28,333 $6.6M Add +13.0%
EMR Emerson Electric Co. 0.48% 51,065 $5.6M New
SCHP Schwab U.S. Tips ETF 0.46% 99,577 $5.3M Add +109.4%
JPM JPMorgan Chase & Co. 0.45% 24,913 $5.3M Add +2.9%
SCHY Schwab International DVD ETF 0.41% 179,533 $4.7M Add +1.2%
AVGO Broadcom Inc. 0.37% 25,090 $4.3M Reduce -0.8%
ABBV Abbvie Inc. 0.36% 21,315 $4.2M Reduce -0.5%
SCYB Schwab High Yield Bond ETF 0.36% 76,973 $4.1M New
MA Mastercard Inc. Class A 0.33% 7,799 $3.9M No change
IWR iShares Russell Mid-Cap ETF 0.28% 37,393 $3.3M No change
IJR iShares Core S&P Small-Cap E 0.28% 28,014 $3.3M Reduce -2.6%
SUB iShares Short-Term National 0.28% 30,541 $3.2M Add +76.1%
OKE Oneok Inc. 0.27% 34,521 $3.1M Reduce -0.4%
PRFZ Inv Rafi US 1500 SM-Usd Inc. 0.26% 71,995 $3.0M Reduce -8.9%
CVX Chevron Corp. 0.25% 19,933 $2.9M Reduce -13.0%
PG The Procter & Gamble Co. 0.25% 16,513 $2.9M Reduce -19.2%
NVDA Nvidia Corp. 0.25% 23,501 $2.9M Add +11.5%
PFF iShares Preferred & Income S 0.24% 83,237 $2.8M Reduce -9.1%
AMZN Amazon.com Inc. 0.24% 14,686 $2.7M Add +31.4%
XOM Exxon Mobil Corp. 0.23% 22,971 $2.7M Reduce -2.2%
DE Deere & Co. 0.23% 6,336 $2.6M Reduce -16.0%
HD Home Depot Inc. 0.23% 6,462 $2.6M Reduce -13.2%
SCHQ Schwab Long-Term US Treasury 0.22% 72,121 $2.5M Add +58.4%
BKLN Invesco Senior Loan ETF 0.21% 118,397 $2.5M Reduce -14.3%
HUBB Hubbell Inc. 0.21% 5,700 $2.4M No change
JNJ Johnson & Johnson 0.21% 14,915 $2.4M Reduce -20.9%
CAT Caterpillar Inc. 0.18% 5,301 $2.1M Reduce -10.1%
SDY SS SPDR S&P Dividend ETF 0.17% 14,234 $2.0M Reduce -9.3%
PGX Invesco Preferred ETF 0.17% 160,956 $2.0M Reduce -27.6%
VO Vngrd Mrngstr MD-Cap ETF-Usd 0.17% 7,362 $1.9M No change
EPD Enterprise Products Partners 0.17% 66,262 $1.9M Add +0.8%
PKG Packaging Corp. of America 0.15% 8,243 $1.8M No change
ABT Abbott Laboratories 0.15% 15,220 $1.7M Reduce -4.1%
SCHJ Schwab 1-5 YR Corp. BND ETF 0.15% 34,823 $1.7M Add +21.6%
PXH Inves Rafi Emer MRKT-Usd Inc. 0.15% 77,584 $1.7M Reduce -0.8%
CME Cme Group Inc. 0.13% 7,047 $1.6M No change
WMT Walmart Inc. 0.13% 18,173 $1.5M Reduce -4.5%
PEP Pepsico Inc. 0.12% 8,163 $1.4M Reduce -19.6%
ORCL Oracle Corp. 0.12% 7,983 $1.4M Reduce -9.2%
V Visa Inc. Class A 0.11% 4,595 $1.3M Reduce -0.5%
CPAY Corpay Inc. 0.11% 4,006 $1.3M Add +0.1%
MRK Merck & Co. Inc. 0.10% 10,636 $1.2M Reduce -23.7%
SCHR Schwab Intermediate-Term US 0.10% 23,447 $1.2M Add +8.2%
VEU Vanguard Ftse All-World Ex-U 0.10% 18,600 $1.2M No change
SPY SS SPDR S&P 500 ETF Trust-US 0.10% 2,041 $1.2M Reduce -5.6%
GOOGL Alphabet Inc. Class A 0.10% 6,927 $1.1M Add +43.9%
PDN Inv Rafi Dev MKT US SM-Usdin 0.10% 32,660 $1.1M Reduce -0.1%
IEMG iShares Core MSCI Emerging 0.10% 19,432 $1.1M Reduce -6.4%
QQQ Invesco QQQ Trust Series 1 0.09% 2,227 $1.1M Add +20.1%
USHY iShares Broad Usd High Yield 0.09% 28,593 $1.1M Reduce -18.6%
COP Conocophillips 0.08% 8,811 $928K Reduce -5.4%
SCHB Schwab US Broad Market ETF 0.08% 13,574 $903K New
SBUX Starbucks Corp. 0.08% 9,257 $902K Reduce -0.9%
PH Parker Hannifin Corp. 0.08% 1,412 $892K Reduce -20.9%
KMB Kimberly-Clark Corp. 0.07% 6,049 $861K No change
BA The Boeing Co. 0.07% 5,474 $832K Add +36.9%
IVE iShares S&P 500 Value ETF 0.07% 4,063 $801K Reduce -1.2%
MS Morgan Stanley 0.07% 7,251 $756K Reduce -0.4%
VZ Verizon Communications Inc. 0.06% 16,622 $747K Reduce -20.3%
TSM Taiwan Semiconductor-SP ADR 0.06% 4,121 $716K Add +0.2%
GOOG Alphabet Inc. Class C 0.06% 4,280 $716K Add +1.7%
VGT Vanguard Info Tech ETF 0.06% 1,086 $637K New
META Meta Platforms Inc. Class A 0.05% 1,105 $633K Add +63.2%
NEE Nextera Energy Inc. 0.05% 7,449 $630K Reduce -6.3%
BRK.B Berkshire Hathaway Inc. Class B 0.05% 1,368 $630K Reduce -34.1%
IWF iShares Russell 1000 Growth 0.05% 1,667 $626K No change
IWD iShares Russell 1000 Value E 0.05% 3,293 $625K No change
ZTS Zoetis Inc. 0.05% 3,083 $602K Reduce -0.2%
UNP Union Pacific Corp. 0.05% 2,433 $600K No change
DFAC Dimensional US Core Equity 2 0.05% 17,369 $596K New
XLK SS Technology Select Sector 0.05% 2,625 $593K Add +10.2%
CL Colgate-Palmolive Co. 0.05% 5,601 $581K Reduce -0.3%
CVS CVS Health Corp. 0.05% 9,120 $573K Add +4.1%
MCD McDonald's Corp. 0.05% 1,767 $538K Reduce -13.3%
IAGG iShares Intl Aggregate Bond 0.05% 10,297 $534K Add +0.9%
MMM 3M Co. 0.04% 3,466 $474K Reduce -19.1%
IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS 0.04% 2,083 $461K Reduce -84.1%
ADP Automatic Data Processing 0.04% 1,645 $455K Reduce -18.2%
PM Philip Morris International 0.04% 3,711 $451K Reduce -9.9%
BNDX Vanguard Total Intl Bond ETF 0.04% 8,745 $440K Reduce -7.0%
CWB SS SPDR BB Conv Sec ETF 0.04% 5,699 $436K No change
MO Altria Group Inc. 0.04% 8,249 $421K Add +23.9%
SO The Southern Co. 0.04% 4,659 $420K No change
VONG Vanguard Russell 1000 Growth 0.03% 4,101 $396K No change
UNH Unitedhealth Group Inc. 0.03% 672 $393K Reduce -42.6%
IJH iShares Core S&P Midcap ETF 0.03% 6,295 $392K No change
MAR Marriott International Class A 0.03% 1,569 $390K Add +0.3%
IGIB iShares 5-10Y Inv Grade Corp. 0.03% 6,888 $370K New
IEI iShares 3-7 Year Treasury Bo 0.03% 3,075 $368K Reduce -5.2%
EFA iShares MSCI Eafe ETF 0.03% 4,300 $360K No change
BAC Bank of America Corp. filed as BANK AMERICA CORP 0.03% 8,955 $355K No change
COST Costco Wholesale Corp. 0.03% 362 $321K Reduce -67.8%
PYPL PayPal Holdings Inc. 0.03% 4,000 $312K No change
DVY iShares Select Dividend ETF 0.03% 2,216 $299K Reduce -50.0%
SYY Sysco Corp. 0.03% 3,800 $297K No change
BX Blackstone Inc. 0.03% 1,901 $291K New
VIG Vanguard Dividend Apprec ETF 0.02% 1,446 $286K Reduce -5.1%
IWM iShares Russell 2000 ETF 0.02% 1,290 $285K New
VYMI Vanguard Int High DVD YLD Inc. 0.02% 3,815 $280K New
TMO Thermo Fisher Scientific Inc. 0.02% 443 $274K No change
CSCO Cisco Systems Inc. 0.02% 5,133 $273K Reduce -32.4%
AMT American Tower Corp. 0.02% 1,157 $269K No change
BDX Becton Dickinson and Co. 0.02% 1,084 $261K No change
VYM Vanguard High DVD Yield ETF 0.02% 1,954 $251K New
TRV The Travelers Cos Inc. 0.02% 1,069 $250K No change
VTI VG Morningstar TS MKT ETF-US 0.02% 883 $250K New
ITOT iShares Core S&P Total U.S. 0.02% 1,943 $244K No change
EEM iShares MSCI Emerging Market 0.02% 5,127 $235K No change
QDF NT Qual Div ETF 0.02% 3,250 $233K No change
SPIP SS SPDR P Tips ETF 0.02% 8,288 $218K New
PPG PPG Industries Inc. 0.02% 1,642 $217K Reduce -1.3%
DUK Duke Energy Corp. 0.02% 1,824 $210K Reduce -11.5%
NOC Northrop Grumman Corp. 0.02% 397 $210K New
AMD Advanced Micro Devices 0.02% 1,245 $204K New
AMGN Amgen Inc. 0.02% 629 $203K Reduce -63.6%
LLY Eli Lilly & Co. 0.02% 226 $200K Reduce -21.8%
CLM Cornerstone Strategic Invest 0.01% 21,519 $165K No change

Portfolio Sells Q2 2024 → Q3 2024
AGG iShares Core U.S. Aggregate Reduce -45.7% 5.94% −5.31
TNC Tennant Co. Sold out 0.00% −1.67
VCIT Vanguard Int-Term Corporate Sold out 0.00% −0.59
JNK SS SPDR BB High Yield Bond Sold out 0.00% −0.44
VGSH Vanguard Short-Term Treasury Reduce -10.3% 1.96% −0.34
TIP iShares Tips Bond ETF Reduce -27.1% 0.80% −0.34
USRT iShares Core US REIT ETF Reduce -16.2% 2.08% −0.23
IVV iShares Core S&P 500 ETF Reduce -7.3% 2.06% −0.20
IBM Intl Business Machines Corp. Reduce -84.1% 0.04% −0.17
MSFT Microsoft Corp. Reduce -5.7% 0.69% −0.12
BND Vanguard Total Bond Market Reduce -6.1% 1.24% −0.12
SPTL SS SPDR PF LNG TRM TSY E-Usd Sold out 0.00% −0.11
CVX Chevron Corp. Reduce -13.0% 0.25% −0.08
VCSH Vanguard S/T Corp. Bond ETF Sold out 0.00% −0.07
PGX Invesco Preferred ETF Reduce -27.6% 0.17% −0.07
PG The Procter & Gamble Co. Reduce -19.2% 0.25% −0.06
COST Costco Wholesale Corp. Reduce -67.8% 0.03% −0.06
MRK Merck & Co. Inc. Reduce -23.7% 0.10% −0.06
BKLN Invesco Senior Loan ETF Reduce -14.3% 0.21% −0.05
AXP American Express Co. Sold out 0.00% −0.05
IEFA iShares Core MSCI Eafe ETF Reduce -7.1% 0.65% −0.05
JNJ Johnson & Johnson Reduce -20.9% 0.21% −0.05
T AT&T Inc. Sold out 0.00% −0.04
PEP Pepsico Inc. Reduce -19.6% 0.12% −0.04
AMGN Amgen Inc. Reduce -63.6% 0.02% −0.03
DE Deere & Co. Reduce -16.0% 0.23% −0.03
INTC Intel Corp. Sold out 0.00% −0.03
ETR Entergy Corp. Sold out 0.00% −0.03
PFF iShares Preferred & Income S Reduce -9.1% 0.24% −0.03
ETN Eaton Corp. PLC Sold out 0.00% −0.03
USHY iShares Broad Usd High Yield Reduce -18.6% 0.09% −0.03
XLE SS Energy Select Sector Sold out 0.00% −0.02
BRK.B Berkshire Hathaway Inc. Class B Reduce -34.1% 0.05% −0.02
GE General Electric Sold out 0.00% −0.02
DVY iShares Select Dividend ETF Reduce -50.0% 0.03% −0.02
UNH Unitedhealth Group Inc. Reduce -42.6% 0.03% −0.02
PRFZ Inv Rafi US 1500 SM-Usd Inc. Reduce -8.9% 0.26% −0.02
MDLZ Mondelez International Inc. Class A Sold out 0.00% −0.02
DNP DNP Select Income Fund Inc. Sold out 0.00% −0.02
COP Conocophillips Reduce -5.4% 0.08% −0.02
XOM Exxon Mobil Corp. Reduce -2.2% 0.23% −0.02
VZ Verizon Communications Inc. Reduce -20.3% 0.06% −0.02
HD Home Depot Inc. Reduce -13.2% 0.23% −0.01
SDY SS SPDR S&P Dividend ETF Reduce -9.3% 0.17% −0.01
CSCO Cisco Systems Inc. Reduce -32.4% 0.02% −0.01
SPY SS SPDR S&P 500 ETF Trust-US Reduce -5.6% 0.10% −0.01
LLY Eli Lilly & Co. Reduce -21.8% 0.02% −0.01
IEMG iShares Core MSCI Emerging Reduce -6.4% 0.10% −0.01
PH Parker Hannifin Corp. Reduce -20.9% 0.08% −0.01
ADP Automatic Data Processing Reduce -18.2% 0.04% −0.01

Portfolio Buys Q2 2024 → Q3 2024
SCHZ Schwab US Aggregate Bond ETF Add +87.5% 11.90% +5.38
MUB iShares National Muni Bond E Add +116.2% 0.98% +0.50
EMR Emerson Electric Co. New 0.48% +0.48
SCHI Schwab 5-10 Year Corporate B Add +72.3% 0.98% +0.40
SCHF Schwab Intl Equity ETF Add +7.9% 5.48% +0.39
SCHX Schwab US Large-Cap ETF Add +7.3% 7.03% +0.38
SCYB Schwab High Yield Bond ETF New 0.36% +0.36
FNDX Schwab Fndmntl US LRG Co. ETF Add +5.6% 5.57% +0.29
SCHG Schwab US Large-Cap Growth Add +13.4% 3.19% +0.27
SCHP Schwab U.S. Tips ETF Add +109.4% 0.46% +0.23
SCHE Schwab Emrg Mrkts Eqty ETF Add +14.5% 1.32% +0.20
SCHO Schwab Short-Term US Treas Add +18.9% 1.65% +0.19
SCHA Schwab US Small-Cap ETF Add +13.2% 1.47% +0.19
FNDF Schwab Fndmn Intl LRG Co. ETF Add +6.5% 2.87% +0.16
SUB iShares Short-Term National Add +76.1% 0.28% +0.11
SCHC Schwab Intl Small-Cap Equity Add +9.0% 1.06% +0.10
PXF Invesco Rafi Developed Marke Add +6.4% 1.46% +0.09
AAPL Apple Inc. Add +13.0% 0.57% +0.08
SCHQ Schwab Long-Term US Treasury Add +58.4% 0.22% +0.08
SCHB Schwab US Broad Market ETF New 0.08% +0.08
FNDA Schwab Fndmntl US SM Co. ETF Add +5.8% 0.94% +0.06
PRF Invesco Rafi US 1000 ETF Add +3.7% 1.76% +0.06
VGT Vanguard Info Tech ETF New 0.06% +0.06
DFAC Dimensional US Core Equity 2 New 0.05% +0.05
VB Vanguard Most SM-Cap ETF-Usd Add +2.8% 1.24% +0.05
FNDC Schwab Fndmnt Intl SM Eq ETF Add +5.3% 0.60% +0.04
FNDE Schwab Fndmntl Em MRK Eq ETF Add +2.8% 0.92% +0.04
AMZN Amazon.com Inc. Add +31.4% 0.24% +0.04
IGIB iShares 5-10Y Inv Grade Corp. New 0.03% +0.03
VWO Vanguard Ftse Emerging Marke Add +2.0% 0.70% +0.03
BX Blackstone Inc. New 0.03% +0.03
IWM iShares Russell 2000 ETF New 0.02% +0.02
VYMI Vanguard Int High DVD YLD Inc. New 0.02% +0.02
META Meta Platforms Inc. Class A Add +63.2% 0.05% +0.02
VYM Vanguard High DVD Yield ETF New 0.02% +0.02
VTI VG Morningstar TS MKT ETF-US New 0.02% +0.02
SCHJ Schwab 1-5 YR Corp. BND ETF Add +21.6% 0.15% +0.02
SPIP SS SPDR P Tips ETF New 0.02% +0.02
SCHY Schwab International DVD ETF Add +1.2% 0.41% +0.02
NOC Northrop Grumman Corp. New 0.02% +0.02
GOOGL Alphabet Inc. Class A Add +43.9% 0.10% +0.02
AMD Advanced Micro Devices New 0.02% +0.02
VEA Vanguard Ftse Developed ETF Add +0.7% 4.04% +0.02
SCHD Schwab US DVD Equity ETF Add +0.6% 0.81% +0.02
QQQ Invesco QQQ Trust Series 1 Add +20.1% 0.09% +0.01
CPAY Corpay Inc. Add +0.1% 0.11% +0.01
MO Altria Group Inc. Add +23.9% 0.04% +0.01
NVDA Nvidia Corp. Add +11.5% 0.25% +0.01
SCHR Schwab Intermediate-Term US Add +8.2% 0.10% +0.00
BA The Boeing Co. Add +36.9% 0.07% +0.00

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q2 2026 171$1.8BSCHZ, VOO, SCHX, FNDX, SCHF
Q1 2026 165$1.5BSCHZ, VOO, SCHX, FNDX, SCHF
Q4 2025 171$1.5BSCHZ, VOO, SCHX, FNDX, SCHF
Q3 2025 177$1.5BSCHZ, VOO, SCHX, FNDX, SCHF
Q2 2025 173$1.3BSCHZ, VOO, SCHX, SCHF, FNDX
Q1 2025 166$1.2BSCHZ, SCHX, VOO, SCHF, AGG
Q4 2024 158$1.2BSCHZ, VOO, SCHX, AGG, FNDX
Q3 2024 151$1.2BSCHZ, VOO, SCHX, AGG, FNDX
Q2 2024 151$1.1BAGG, VOO, SCHX, SCHZ, FNDX
Q1 2024 154$1.1BAGG, VOO, SCHX, SCHZ, FNDX