Charles Schwab Trust Co
In its 13F for Q3 2025 (holdings as of September 30, 2025, filed October 10, 2025), Charles Schwab Trust Co reported 177 stock positions worth $1.5 billion. Its top holding was Schwab US Aggregate Bond ETF (SCHZ) at 9.5% of the portfolio, followed by Vanguard S&P 500 ETF (VOO, 7.9%) and Schwab US Large-Cap ETF (SCHX, 7.4%). Compared with Q2 2025, it opened 9 new positions, sold out of 5, added to 89 and reduced 48. The biggest buy was Apple (AAPL, shares +67%) and the biggest sale Emerson Electric (EMR, shares −67%).
- Most Recent 13F
- Q2 2026
- Location
- HENDERSON, NV
- CIK
- 0001789219
- Portfolio Value
- $1.5B (Q3 2025)
- SEC Filing
- 0001085146-25-005907 ↗ filed Oct 10, 2025
Holdings Value
Holdings 177 stocks · $1.5B
| SCHZ Schwab US Aggregate Bond ETF | 9.48% | 5,946,824 | $139.6M | Add +6.4% |
| VOO Vanguard S&P 500 ETF | 7.88% | 189,605 | $116.1M | Add +0.4% |
| SCHX Schwab US Large-Cap ETF | 7.45% | 4,164,209 | $109.7M | Add +6.9% |
| FNDX Schwab Fndmntl US LRG Co. ETF | 5.45% | 3,052,058 | $80.3M | Add +6.5% |
| SCHF Schwab Intl Equity ETF | 5.41% | 3,421,576 | $79.7M | Add +6.5% |
| AGG iShares Core U.S. Aggregate | 4.75% | 697,732 | $69.9M | Add +3.8% |
| VEA Vanguard Ftse Developed ETF | 4.47% | 1,099,255 | $65.9M | Add +3.1% |
| SCHG Schwab US Large-Cap Growth | 3.73% | 1,722,369 | $55.0M | Add +6.7% |
| FNDF Schwab Fndmn Intl LRG Co. ETF | 3.01% | 1,032,367 | $44.4M | Add +6.3% |
| IUSG iShares Core S&P U.S. Growth | 2.80% | 250,547 | $41.2M | Add +0.1% |
| BND Vanguard Total Bond Market | 2.42% | 479,802 | $35.7M | Reduce -1.4% |
| PRF Invesco Rafi US 1000 ETF | 2.01% | 655,599 | $29.6M | Reduce -0.6% |
| SCHH Schwab US REIT ETF | 1.87% | 1,276,521 | $27.5M | Add +6.7% |
| IVV iShares Core S&P 500 ETF | 1.85% | 40,683 | $27.2M | Reduce -0.5% |
| USRT iShares Core US REIT ETF | 1.69% | 425,024 | $25.0M | Reduce -0.3% |
| SCHO Schwab Short-Term US Treas | 1.66% | 1,002,705 | $24.5M | Add +7.5% |
| PXF Invesco Rafi Developed Marke | 1.56% | 374,907 | $22.9M | Reduce -0.8% |
| VGSH Vanguard Short-Term Treasury | 1.52% | 381,585 | $22.5M | Add +1.6% |
| SCHE Schwab Emrg Mrkts Eqty ETF | 1.46% | 642,699 | $21.4M | Add +5.3% |
| SCHA Schwab US Small-Cap ETF | 1.41% | 746,017 | $20.8M | Add +7.0% |
| SCMB Schwab Municipal Bond ETF | 1.39% | 802,133 | $20.5M | Add +9.4% |
| VB Vanguard Most SM-Cap ETF-Usd | 1.34% | 77,383 | $19.7M | Add +0.3% |
| MUB iShares National Muni Bond E | 1.31% | 180,598 | $19.2M | Add +6.1% |
| SCHC Schwab Intl Small-Cap Equity | 1.25% | 404,711 | $18.4M | Add +7.1% |
| FNDE Schwab Fndmntl Em MRK Eq ETF | 0.95% | 386,894 | $14.0M | Add +5.8% |
| AAPL Apple Inc. | 0.92% | 53,060 | $13.5M | Add +67.3% |
| FNDA Schwab Fndmntl US SM Co. ETF | 0.81% | 384,516 | $12.0M | Add +9.3% |
| MSFT Microsoft Corp. | 0.77% | 21,808 | $11.3M | Add +9.0% |
| SCYB Schwab High Yield Bond ETF | 0.76% | 420,880 | $11.3M | Add +9.6% |
| SCHD Schwab US DVD Equity ETF | 0.75% | 403,723 | $11.0M | Add +0.3% |
| SCHI Schwab 5-10 Year Corporate B | 0.73% | 467,551 | $10.8M | Add +8.6% |
| VWO Vanguard Ftse Emerging Marke | 0.68% | 183,795 | $10.0M | Add +0.7% |
| JPM JPMorgan Chase & Co. | 0.67% | 31,454 | $9.9M | Add +15.7% |
| FNDC Schwab Fndmnt Intl SM Eq ETF | 0.64% | 210,204 | $9.4M | Add +6.4% |
| SCZ iShares MSCI Eafe Small-Cap | 0.62% | 119,391 | $9.2M | Add +2.0% |
| TIP iShares Tips Bond ETF | 0.60% | 79,394 | $8.8M | Reduce -2.3% |
| AVGO Broadcom Inc. | 0.59% | 26,513 | $8.7M | Add +1.4% |
| SCHY Schwab International DVD ETF | 0.56% | 294,245 | $8.2M | Add +1.8% |
| ABBV Abbvie Inc. | 0.50% | 32,105 | $7.4M | Add +93.4% |
| IEFA iShares Core MSCI Eafe ETF | 0.47% | 79,358 | $6.9M | Reduce -7.3% |
| SCHP Schwab U.S. Tips ETF | 0.45% | 244,237 | $6.6M | Add +6.6% |
| PRFZ Inv Rafi US 1500 SM-Usd Inc. | 0.36% | 117,511 | $5.3M | Reduce -2.1% |
| GOOG Alphabet Inc. Class C | 0.32% | 19,479 | $4.7M | Add +165.0% |
| NVDA Nvidia Corp. | 0.30% | 23,605 | $4.4M | Add +9.6% |
| IEMG iShares Core MSCI Emerging | 0.29% | 64,986 | $4.3M | Reduce -1.4% |
| SDY SS SPDR S&P Dividend ETF | 0.28% | 29,898 | $4.2M | Add +31.5% |
| ABT Abbott Laboratories | 0.27% | 29,412 | $3.9M | Add +109.8% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 0.27% | 13,286 | $3.9M | Reduce -1.4% |
| GOOGL Alphabet Inc. Class A | 0.26% | 15,854 | $3.9M | Add +434.5% |
| USHY iShares Broad Usd High Yield | 0.25% | 97,511 | $3.7M | Reduce -0.3% |
| IWR iShares Russell Mid-Cap ETF | 0.25% | 37,543 | $3.6M | Reduce -1.5% |
| SUB iShares Short-Term National | 0.24% | 32,834 | $3.5M | Add +11.9% |
| CVX Chevron Corp. | 0.23% | 21,549 | $3.3M | Add +0.1% |
| IJR iShares Core S&P Small-Cap E | 0.22% | 26,856 | $3.2M | Reduce -1.3% |
| QQQ Invesco QQQ Trust Series 1 | 0.21% | 5,222 | $3.1M | Add +23.5% |
| XOM Exxon Mobil Corp. | 0.21% | 27,723 | $3.1M | Reduce -15.0% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.21% | 4,545 | $3.0M | Add +19.5% |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | 0.20% | 9,591 | $3.0M | No change |
| JNJ Johnson & Johnson | 0.20% | 15,791 | $2.9M | Add +4.0% |
| CAT Caterpillar Inc. | 0.20% | 6,106 | $2.9M | Add +1.3% |
| DE Deere & Co. | 0.20% | 6,336 | $2.9M | No change |
| PGX Invesco Preferred ETF | 0.19% | 244,161 | $2.8M | Reduce -0.2% |
| MA Mastercard Inc. Class A | 0.18% | 4,555 | $2.6M | Add +2.7% |
| OKE Oneok Inc. | 0.17% | 34,521 | $2.5M | Reduce -2.2% |
| HUBB Hubbell Inc. | 0.17% | 5,700 | $2.5M | No change |
| SPMD SS SPDR P S&P 400 Midcap ETF | 0.16% | 41,854 | $2.4M | Reduce -4.6% |
| BKLN Invesco Senior Loan ETF | 0.16% | 113,834 | $2.4M | Add +8.9% |
| SHM SS SPDR N Ice St Muni ETF | 0.16% | 48,391 | $2.3M | No change |
| WMT Walmart Inc. | 0.16% | 22,388 | $2.3M | Add +7.8% |
| EMR Emerson Electric Co. | 0.15% | 17,406 | $2.3M | Reduce -66.7% |
| SCHQ Schwab Long-Term US Treasury | 0.15% | 67,842 | $2.2M | Add +11.2% |
| AMZN Amazon.com Inc. | 0.14% | 9,684 | $2.1M | Add +11.7% |
| EPD Enterprise Products Partners | 0.14% | 67,018 | $2.1M | Add +2.3% |
| HD Home Depot Inc. | 0.14% | 5,092 | $2.1M | Add +14.2% |
| PXH Inves Rafi Emer MRKT-Usd Inc. | 0.13% | 77,514 | $2.0M | Reduce -1.6% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.13% | 3,903 | $2.0M | Add +1.3% |
| SCHR Schwab Intermediate-Term US | 0.13% | 76,993 | $1.9M | Add +5.0% |
| ORCL Oracle Corp. | 0.13% | 6,805 | $1.9M | Add +6.3% |
| PKG Packaging Corp. of America | 0.12% | 8,243 | $1.8M | No change |
| IGIB iShares 5-10Y Inv Grade Corp. | 0.12% | 31,703 | $1.7M | Reduce -0.3% |
| VTI VG Morningstar TS MKT ETF-US | 0.10% | 4,652 | $1.5M | Reduce -6.1% |
| MLPA Global X MLP ETF | 0.10% | 29,621 | $1.4M | Reduce -9.2% |
| PG The Procter & Gamble Co. | 0.10% | 9,291 | $1.4M | Add +0.9% |
| PFF iShares Preferred & Income S | 0.09% | 41,750 | $1.3M | Add +37.4% |
| PDN Inv Rafi Dev MKT US SM-Usdin | 0.08% | 30,313 | $1.2M | Reduce -1.1% |
| TSM Taiwan Semiconductor-SP ADR | 0.08% | 4,445 | $1.2M | No change |
| MS Morgan Stanley | 0.08% | 7,807 | $1.2M | Add +1.1% |
| CPAY Corpay Inc. | 0.08% | 4,000 | $1.2M | Reduce -0.2% |
| PH Parker Hannifin Corp. | 0.07% | 1,405 | $1.1M | Add +0.6% |
| TRI Thomson Reuters Corp. | 0.07% | 6,720 | $1.0M | New |
| PEP Pepsico Inc. | 0.07% | 6,919 | $972K | Add +1.5% |
| LLY Eli Lilly & Co. | 0.06% | 1,252 | $956K | Add +151.4% |
| XLK SS Technology Select Sector | 0.06% | 3,356 | $946K | Reduce -0.0% |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 0.06% | 3,262 | $920K | Add +0.4% |
| SPIP SS SPDR P Tips ETF | 0.06% | 34,538 | $909K | Add +27.3% |
| QCOM Qualcomm Inc. | 0.06% | 5,432 | $904K | Add +22.6% |
| KMB Kimberly-Clark Corp. | 0.06% | 7,049 | $876K | No change |
| VTEB Vanguard Tax-Exempt Bond ETF | 0.06% | 17,211 | $862K | Reduce -10.9% |
| V Visa Inc. Class A | 0.05% | 2,233 | $762K | Add +1.4% |
| MRK Merck & Co. Inc. | 0.05% | 8,840 | $742K | Add +4.6% |
Portfolio Sells Q2 2025 → Q3 2025
| EMR Emerson Electric Co. | Reduce -66.7% | 0.15% | −0.37 |
| BND Vanguard Total Bond Market | Reduce -1.4% | 2.42% | −0.27 |
| USRT iShares Core US REIT ETF | Reduce -0.3% | 1.69% | −0.12 |
| PRF Invesco Rafi US 1000 ETF | Reduce -0.6% | 2.01% | −0.08 |
| PXF Invesco Rafi Developed Marke | Reduce -0.8% | 1.56% | −0.07 |
| TIP iShares Tips Bond ETF | Reduce -2.3% | 0.60% | −0.07 |
| IAU iShares Gold Trust | Reduce -84.5% | 0.01% | −0.07 |
| IEFA iShares Core MSCI Eafe ETF | Reduce -7.3% | 0.47% | −0.07 |
| GVI iShares Intermediate Governm | Sold out | 0.00% | −0.06 |
| IVV iShares Core S&P 500 ETF | Reduce -0.5% | 1.85% | −0.06 |
| XOM Exxon Mobil Corp. | Reduce -15.0% | 0.21% | −0.05 |
| SO The Southern Co. | Reduce -63.4% | 0.03% | −0.05 |
| BA The Boeing Co. | Reduce -64.5% | 0.02% | −0.05 |
| OKE Oneok Inc. | Reduce -2.2% | 0.17% | −0.05 |
| SPG Simon Property Group Inc. | Sold out | 0.00% | −0.03 |
| IWY iShares Russell Top 200 Grow | Sold out | 0.00% | −0.03 |
| COST Costco Wholesale Corp. | Reduce -50.9% | 0.02% | −0.03 |
| MLPA Global X MLP ETF | Reduce -9.2% | 0.10% | −0.03 |
| USHY iShares Broad Usd High Yield | Reduce -0.3% | 0.25% | −0.03 |
| WM Waste Management Inc. | Sold out | 0.00% | −0.02 |
| CPAY Corpay Inc. | Reduce -0.2% | 0.08% | −0.02 |
| NOC Northrop Grumman Corp. | Sold out | 0.00% | −0.02 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Reduce -1.4% | 0.27% | −0.02 |
| KO The Coca-Cola Co. | Reduce -48.7% | 0.01% | −0.02 |
| VYMI Vanguard Int High DVD YLD Inc. | Reduce -41.3% | 0.02% | −0.02 |
| IWR iShares Russell Mid-Cap ETF | Reduce -1.5% | 0.25% | −0.02 |
| SPMD SS SPDR P S&P 400 Midcap ETF | Reduce -4.6% | 0.16% | −0.02 |
| DUK Duke Energy Corp. | Reduce -29.3% | 0.03% | −0.01 |
| VTEB Vanguard Tax-Exempt Bond ETF | Reduce -10.9% | 0.06% | −0.01 |
| BAC Bank of America Corp. | Reduce -28.5% | 0.03% | −0.01 |
| PGX Invesco Preferred ETF | Reduce -0.2% | 0.19% | −0.01 |
| IGIB iShares 5-10Y Inv Grade Corp. | Reduce -0.3% | 0.12% | −0.01 |
| VTI VG Morningstar TS MKT ETF-US | Reduce -6.1% | 0.10% | −0.01 |
| IJR iShares Core S&P Small-Cap E | Reduce -1.3% | 0.22% | −0.01 |
| HON Honeywell International Inc. | Reduce -2.8% | 0.02% | −0.01 |
| IEMG iShares Core MSCI Emerging | Reduce -1.4% | 0.29% | −0.01 |
| COP Conocophillips | Reduce -7.7% | 0.04% | −0.01 |
| TLH iShares 10-20 Year Treasury | Reduce -12.3% | 0.02% | −0.01 |
| PDN Inv Rafi Dev MKT US SM-Usdin | Reduce -1.1% | 0.08% | −0.00 |
| IEI iShares 3-7 Year Treasury Bo | Reduce -0.3% | 0.04% | −0.00 |
| META Meta Platforms Inc. Class A | Reduce -2.8% | 0.03% | −0.00 |
| PXH Inves Rafi Emer MRKT-Usd Inc. | Reduce -1.6% | 0.13% | −0.00 |
| PRFZ Inv Rafi US 1500 SM-Usd Inc. | Reduce -2.1% | 0.36% | −0.00 |
| MCD McDonald's Corp. | Reduce -3.3% | 0.03% | −0.00 |
| BNDX Vanguard Total Intl Bond ETF | Reduce -0.2% | 0.02% | −0.00 |
| AXP American Express Co. | Reduce -1.1% | 0.02% | −0.00 |
| GE General Electric | Reduce -13.3% | 0.02% | −0.00 |
| ITOT iShares Core S&P Total U.S. | Reduce -6.1% | 0.02% | −0.00 |
| BLK BlackRock Inc. | Reduce -4.0% | 0.03% | −0.00 |
| IWM iShares Russell 2000 ETF | Reduce -4.9% | 0.02% | −0.00 |
Portfolio Buys Q2 2025 → Q3 2025
| AAPL Apple Inc. | Add +67.3% | 0.92% | +0.43 |
| SCHX Schwab US Large-Cap ETF | Add +6.9% | 7.45% | +0.30 |
| ABBV Abbvie Inc. | Add +93.4% | 0.50% | +0.27 |
| GOOG Alphabet Inc. Class C | Add +165.0% | 0.32% | +0.22 |
| GOOGL Alphabet Inc. Class A | Add +434.5% | 0.26% | +0.22 |
| SCHG Schwab US Large-Cap Growth | Add +6.7% | 3.73% | +0.19 |
| FNDX Schwab Fndmntl US LRG Co. ETF | Add +6.5% | 5.45% | +0.17 |
| ABT Abbott Laboratories | Add +109.8% | 0.27% | +0.12 |
| FNDF Schwab Fndmn Intl LRG Co. ETF | Add +6.3% | 3.01% | +0.10 |
| SCHA Schwab US Small-Cap ETF | Add +7.0% | 1.41% | +0.09 |
| JPM JPMorgan Chase & Co. | Add +15.7% | 0.67% | +0.08 |
| SCHF Schwab Intl Equity ETF | Add +6.5% | 5.41% | +0.08 |
| SCHE Schwab Emrg Mrkts Eqty ETF | Add +5.3% | 1.46% | +0.08 |
| TRI Thomson Reuters Corp. | New | 0.07% | +0.07 |
| FNDA Schwab Fndmntl US SM Co. ETF | Add +9.3% | 0.81% | +0.06 |
| AVGO Broadcom Inc. | Add +1.4% | 0.59% | +0.05 |
| SDY SS SPDR S&P Dividend ETF | Add +31.5% | 0.28% | +0.05 |
| FNDE Schwab Fndmntl Em MRK Eq ETF | Add +5.8% | 0.95% | +0.04 |
| NVDA Nvidia Corp. | Add +9.6% | 0.30% | +0.04 |
| SCHC Schwab Intl Small-Cap Equity | Add +7.1% | 1.25% | +0.04 |
| QQQ Invesco QQQ Trust Series 1 | Add +23.5% | 0.21% | +0.04 |
| LLY Eli Lilly & Co. | Add +151.4% | 0.06% | +0.04 |
| IGSB iShares 1-5Y Inv Grade Corp. | New | 0.04% | +0.04 |
| MDT Medtronic PLC | New | 0.03% | +0.03 |
| NRG NRG Energy Inc. | New | 0.03% | +0.03 |
| SPY SS SPDR S&P 500 ETF Trust-US | Add +19.5% | 0.21% | +0.03 |
| ORCL Oracle Corp. | Add +6.3% | 0.13% | +0.03 |
| JNJ Johnson & Johnson | Add +4.0% | 0.20% | +0.02 |
| CAT Caterpillar Inc. | Add +1.3% | 0.20% | +0.02 |
| MSFT Microsoft Corp. | Add +9.0% | 0.77% | +0.02 |
| PFF iShares Preferred & Income S | Add +37.4% | 0.09% | +0.02 |
| T AT&T Inc. | New | 0.02% | +0.02 |
| VIG Vanguard Dividend Apprec ETF | Add +113.8% | 0.04% | +0.02 |
| IVE iShares S&P 500 Value ETF | New | 0.02% | +0.02 |
| LOW Lowe's Cos Inc. | New | 0.02% | +0.02 |
| HD Home Depot Inc. | Add +14.2% | 0.14% | +0.02 |
| APH Amphenol Corp. Class A | New | 0.01% | +0.01 |
| ETN Eaton Corp. PLC | New | 0.01% | +0.01 |
| IWF iShares Russell 1000 Growth | Add +81.7% | 0.03% | +0.01 |
| IVW iShares S&P 500 Growth ETF | Add +74.5% | 0.03% | +0.01 |
| MO Altria Group Inc. | Add +40.0% | 0.04% | +0.01 |
| FNDC Schwab Fndmnt Intl SM Eq ETF | Add +6.4% | 0.64% | +0.01 |
| SCMB Schwab Municipal Bond ETF | Add +9.4% | 1.39% | +0.01 |
| SPIP SS SPDR P Tips ETF | Add +27.3% | 0.06% | +0.01 |
| QCOM Qualcomm Inc. | Add +22.6% | 0.06% | +0.01 |
| PFE Pfizer Inc. | Add +51.5% | 0.02% | +0.01 |
| AMGN Amgen Inc. | Add +32.9% | 0.03% | +0.01 |
| CSCO Cisco Systems Inc. | Add +25.9% | 0.04% | +0.00 |
| WMT Walmart Inc. | Add +7.8% | 0.16% | +0.00 |
| SUB iShares Short-Term National | Add +11.9% | 0.24% | +0.00 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 171 | $1.8B | SCHZ, VOO, SCHX, FNDX, SCHF |
| Q1 2026 | 165 | $1.5B | SCHZ, VOO, SCHX, FNDX, SCHF |
| Q4 2025 | 171 | $1.5B | SCHZ, VOO, SCHX, FNDX, SCHF |
| Q3 2025 | 177 | $1.5B | SCHZ, VOO, SCHX, FNDX, SCHF |
| Q2 2025 | 173 | $1.3B | SCHZ, VOO, SCHX, SCHF, FNDX |
| Q1 2025 | 166 | $1.2B | SCHZ, SCHX, VOO, SCHF, AGG |
| Q4 2024 | 158 | $1.2B | SCHZ, VOO, SCHX, AGG, FNDX |
| Q3 2024 | 151 | $1.2B | SCHZ, VOO, SCHX, AGG, FNDX |
| Q2 2024 | 151 | $1.1B | AGG, VOO, SCHX, SCHZ, FNDX |
| Q1 2024 | 154 | $1.1B | AGG, VOO, SCHX, SCHZ, FNDX |