Charles Schwab Trust Co
In its 13F for Q2 2025 (holdings as of June 30, 2025, filed July 17, 2025), Charles Schwab Trust Co reported 173 stock positions worth $1.3 billion. Its top holding was Schwab US Aggregate Bond ETF (SCHZ) at 9.7% of the portfolio, followed by Vanguard S&P 500 ETF (VOO, 8.0%) and Schwab US Large-Cap ETF (SCHX, 7.1%). Compared with Q1 2025, it opened 17 new positions, sold out of 10, added to 79 and reduced 40. The biggest buy was Vanguard S&P 500 ETF (VOO, shares +12%) and the biggest sale Schwab Intl Equity ETF (SCHF, shares −8%).
- Most Recent 13F
- Q2 2026
- Location
- HENDERSON, NV
- CIK
- 0001789219
- Portfolio Value
- $1.3B (Q2 2025)
- SEC Filing
- 0001085146-25-003921 ↗ filed Jul 17, 2025
Holdings Value
Holdings 173 stocks · $1.3B
| SCHZ Schwab US Aggregate Bond ETF | 9.74% | 5,587,068 | $129.8M | Add +3.2% |
| VOO Vanguard S&P 500 ETF | 8.05% | 188,776 | $107.2M | Add +11.9% |
| SCHX Schwab US Large-Cap ETF | 7.15% | 3,895,745 | $95.2M | Reduce -1.2% |
| SCHF Schwab Intl Equity ETF | 5.33% | 3,214,073 | $71.0M | Reduce -8.3% |
| FNDX Schwab Fndmntl US LRG Co. ETF | 5.28% | 2,866,593 | $70.3M | Add +3.3% |
| AGG iShares Core U.S. Aggregate | 5.01% | 672,520 | $66.7M | Add +0.2% |
| VEA Vanguard Ftse Developed ETF | 4.56% | 1,066,471 | $60.8M | Add +11.0% |
| SCHG Schwab US Large-Cap Growth | 3.54% | 1,614,097 | $47.1M | Reduce -3.8% |
| FNDF Schwab Fndmn Intl LRG Co. ETF | 2.92% | 970,867 | $38.9M | Reduce -3.4% |
| IUSG iShares Core S&P U.S. Growth | 2.83% | 250,337 | $37.7M | Add +6.2% |
| BND Vanguard Total Bond Market | 2.69% | 486,791 | $35.8M | Add +0.3% |
| PRF Invesco Rafi US 1000 ETF | 2.09% | 659,459 | $27.9M | Add +20.2% |
| IVV iShares Core S&P 500 ETF | 1.91% | 40,890 | $25.4M | Add +3.6% |
| SCHH Schwab US REIT ETF | 1.90% | 1,196,513 | $25.3M | Reduce -1.4% |
| USRT iShares Core US REIT ETF | 1.81% | 426,521 | $24.1M | Add +6.3% |
| SCHO Schwab Short-Term US Treas | 1.71% | 932,766 | $22.7M | Add +13.8% |
| VGSH Vanguard Short-Term Treasury | 1.66% | 375,608 | $22.1M | Reduce -1.2% |
| PXF Invesco Rafi Developed Marke | 1.63% | 378,017 | $21.7M | Add +10.8% |
| SCMB Schwab Municipal Bond ETF | 1.39% | 733,104 | $18.5M | Add +38.7% |
| SCHE Schwab Emrg Mrkts Eqty ETF | 1.38% | 610,498 | $18.4M | Reduce -0.2% |
| VB Vanguard Most SM-Cap ETF-Usd | 1.37% | 77,185 | $18.3M | Add +22.6% |
| MUB iShares National Muni Bond E | 1.33% | 170,253 | $17.8M | Add +22.8% |
| SCHA Schwab US Small-Cap ETF | 1.32% | 697,105 | $17.6M | Add +1.3% |
| SCHC Schwab Intl Small-Cap Equity | 1.21% | 377,943 | $16.1M | Add +2.3% |
| FNDE Schwab Fndmntl Em MRK Eq ETF | 0.91% | 365,643 | $12.1M | Add +0.2% |
| SCHD Schwab US DVD Equity ETF | 0.80% | 402,732 | $10.7M | Add +12.7% |
| SCYB Schwab High Yield Bond ETF | 0.77% | 384,155 | $10.2M | Add +189.8% |
| FNDA Schwab Fndmntl US SM Co. ETF | 0.76% | 351,714 | $10.1M | Reduce -9.8% |
| MSFT Microsoft Corp. | 0.75% | 20,003 | $9.9M | Add +10.3% |
| SCHI Schwab 5-10 Year Corporate B | 0.74% | 430,440 | $9.8M | Reduce -3.7% |
| VWO Vanguard Ftse Emerging Marke | 0.68% | 182,524 | $9.0M | Add +6.3% |
| TIP iShares Tips Bond ETF | 0.67% | 81,235 | $8.9M | Reduce -2.5% |
| SCZ iShares MSCI Eafe Small-Cap | 0.64% | 117,092 | $8.5M | Add +1.8% |
| FNDC Schwab Fndmnt Intl SM Eq ETF | 0.62% | 197,560 | $8.3M | Reduce -2.7% |
| SCHY Schwab International DVD ETF | 0.59% | 289,111 | $7.9M | Add +31.1% |
| JPM JPMorgan Chase & Co. | 0.59% | 27,191 | $7.9M | Add +2.0% |
| AVGO Broadcom Inc. | 0.54% | 26,138 | $7.2M | Add +0.6% |
| IEFA iShares Core MSCI Eafe ETF | 0.54% | 85,641 | $7.1M | Reduce -4.9% |
| EMR Emerson Electric Co. | 0.52% | 52,265 | $7.0M | No change |
| AAPL Apple Inc. | 0.49% | 31,718 | $6.5M | Add +25.4% |
| SCHP Schwab U.S. Tips ETF | 0.46% | 229,188 | $6.1M | Add +20.8% |
| PRFZ Inv Rafi US 1500 SM-Usd Inc. | 0.37% | 120,064 | $4.9M | Add +67.0% |
| IEMG iShares Core MSCI Emerging | 0.30% | 65,938 | $4.0M | Add +39.9% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 0.28% | 13,476 | $3.8M | Add +125.8% |
| USHY iShares Broad Usd High Yield | 0.28% | 97,813 | $3.7M | Add +206.9% |
| XOM Exxon Mobil Corp. | 0.26% | 32,630 | $3.5M | Add +6.3% |
| IWR iShares Russell Mid-Cap ETF | 0.26% | 38,121 | $3.5M | Add +1.5% |
| NVDA Nvidia Corp. | 0.26% | 21,535 | $3.4M | Add +24.3% |
| DE Deere & Co. | 0.24% | 6,336 | $3.2M | No change |
| SUB iShares Short-Term National | 0.23% | 29,346 | $3.1M | Reduce -32.6% |
| SDY SS SPDR S&P Dividend ETF | 0.23% | 22,734 | $3.1M | Reduce -16.6% |
| CVX Chevron Corp. | 0.23% | 21,526 | $3.1M | Add +2.5% |
| ABBV Abbvie Inc. | 0.23% | 16,603 | $3.1M | Reduce -12.4% |
| IJR iShares Core S&P Small-Cap E | 0.22% | 27,220 | $3.0M | Add +0.0% |
| OKE Oneok Inc. | 0.22% | 35,309 | $2.9M | No change |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | 0.21% | 9,591 | $2.7M | Add +907.5% |
| PGX Invesco Preferred ETF | 0.20% | 244,667 | $2.7M | Add +116.1% |
| MA Mastercard Inc. Class A | 0.19% | 4,437 | $2.5M | Reduce -32.9% |
| SPMD SS SPDR P S&P 400 Midcap ETF | 0.18% | 43,854 | $2.4M | No change |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.18% | 3,803 | $2.3M | Add +7.8% |
| CAT Caterpillar Inc. | 0.18% | 6,026 | $2.3M | Add +20.7% |
| QQQ Invesco QQQ Trust Series 1 | 0.17% | 4,227 | $2.3M | Add +113.9% |
| HUBB Hubbell Inc. | 0.17% | 5,700 | $2.3M | No change |
| JNJ Johnson & Johnson | 0.17% | 15,182 | $2.3M | No change |
| SHM SS SPDR N Ice St Muni ETF | 0.17% | 48,391 | $2.3M | New |
| BKLN Invesco Senior Loan ETF | 0.16% | 104,503 | $2.2M | Reduce -2.6% |
| EPD Enterprise Products Partners | 0.15% | 65,518 | $2.0M | No change |
| WMT Walmart Inc. | 0.15% | 20,775 | $2.0M | Add +2.4% |
| SCHQ Schwab Long-Term US Treasury | 0.15% | 61,006 | $1.9M | Reduce -13.5% |
| ABT Abbott Laboratories | 0.14% | 14,018 | $1.9M | Add +0.6% |
| AMZN Amazon.com Inc. | 0.14% | 8,669 | $1.9M | Add +2.4% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.14% | 3,853 | $1.9M | Add +136.5% |
| PXH Inves Rafi Emer MRKT-Usd Inc. | 0.14% | 78,742 | $1.8M | Add +6.0% |
| SCHR Schwab Intermediate-Term US | 0.14% | 73,323 | $1.8M | Add +39.0% |
| IGIB iShares 5-10Y Inv Grade Corp. | 0.13% | 31,813 | $1.7M | Add +22.9% |
| MLPA Global X MLP ETF | 0.12% | 32,621 | $1.6M | No change |
| HD Home Depot Inc. | 0.12% | 4,460 | $1.6M | Reduce -27.5% |
| PKG Packaging Corp. of America | 0.12% | 8,243 | $1.6M | No change |
| VTI VG Morningstar TS MKT ETF-US | 0.11% | 4,952 | $1.5M | Add +0.2% |
| PG The Procter & Gamble Co. | 0.11% | 9,210 | $1.5M | Reduce -33.2% |
| ORCL Oracle Corp. | 0.10% | 6,399 | $1.4M | No change |
| CPAY Corpay Inc. | 0.10% | 4,008 | $1.3M | Add +0.2% |
| GOOG Alphabet Inc. Class C | 0.10% | 7,351 | $1.3M | Add +37.4% |
| PDN Inv Rafi Dev MKT US SM-Usdin | 0.09% | 30,654 | $1.2M | Reduce -3.3% |
| IAU iShares Gold Trust | 0.08% | 17,754 | $1.1M | No change |
| MS Morgan Stanley | 0.08% | 7,723 | $1.1M | No change |
| SO The Southern Co. | 0.08% | 11,242 | $1.0M | Add +211.5% |
| TSM Taiwan Semiconductor-SP ADR | 0.08% | 4,445 | $1.0M | No change |
| PH Parker Hannifin Corp. | 0.07% | 1,396 | $975K | No change |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 0.07% | 3,250 | $958K | No change |
| VTEB Vanguard Tax-Exempt Bond ETF | 0.07% | 19,311 | $947K | No change |
| PFF iShares Preferred & Income S | 0.07% | 30,395 | $933K | Reduce -61.1% |
| BA The Boeing Co. | 0.07% | 4,422 | $927K | No change |
| KMB Kimberly-Clark Corp. | 0.07% | 7,049 | $909K | No change |
| PEP Pepsico Inc. | 0.07% | 6,817 | $900K | Reduce -2.5% |
| GVI iShares Intermediate Governm | 0.06% | 8,038 | $858K | New |
| XLK SS Technology Select Sector | 0.06% | 3,357 | $850K | No change |
| V Visa Inc. Class A | 0.06% | 2,201 | $781K | Reduce -45.4% |
| SPIP SS SPDR P Tips ETF | 0.05% | 27,125 | $707K | Add +16.9% |
| QCOM Qualcomm Inc. | 0.05% | 4,432 | $706K | New |
Portfolio Sells Q1 2025 → Q2 2025
| SCHF Schwab Intl Equity ETF | Reduce -8.3% | 5.33% | −0.47 |
| TQQQ Proshares Ultrapro QQQ | Sold out | 0.00% | −0.40 |
| SCHH Schwab US REIT ETF | Reduce -1.4% | 1.90% | −0.28 |
| VGSH Vanguard Short-Term Treasury | Reduce -1.2% | 1.66% | −0.21 |
| SUB iShares Short-Term National | Reduce -32.6% | 0.23% | −0.15 |
| SCHX Schwab US Large-Cap ETF | Reduce -1.2% | 7.15% | −0.14 |
| FNDA Schwab Fndmntl US SM Co. ETF | Reduce -9.8% | 0.76% | −0.14 |
| PFF iShares Preferred & Income S | Reduce -61.1% | 0.07% | −0.13 |
| FNDF Schwab Fndmn Intl LRG Co. ETF | Reduce -3.4% | 2.92% | −0.12 |
| MA Mastercard Inc. Class A | Reduce -32.9% | 0.19% | −0.12 |
| SCHI Schwab 5-10 Year Corporate B | Reduce -3.7% | 0.74% | −0.11 |
| TIP iShares Tips Bond ETF | Reduce -2.5% | 0.67% | −0.10 |
| ABBV Abbvie Inc. | Reduce -12.4% | 0.23% | −0.10 |
| CME Cme Group Inc. | Sold out | 0.00% | −0.10 |
| PG The Procter & Gamble Co. | Reduce -33.2% | 0.11% | −0.09 |
| SDY SS SPDR S&P Dividend ETF | Reduce -16.6% | 0.23% | −0.08 |
| HD Home Depot Inc. | Reduce -27.5% | 0.12% | −0.07 |
| V Visa Inc. Class A | Reduce -45.4% | 0.06% | −0.06 |
| DFAC Dimensional US Core Equity 2 | Sold out | 0.00% | −0.05 |
| SCHQ Schwab Long-Term US Treasury | Reduce -13.5% | 0.15% | −0.05 |
| VGLT Vanguard Long-Term Treasury | Sold out | 0.00% | −0.04 |
| COP Conocophillips | Reduce -24.4% | 0.05% | −0.04 |
| ELV Elevance Health Inc. | Sold out | 0.00% | −0.04 |
| IEFA iShares Core MSCI Eafe ETF | Reduce -4.9% | 0.54% | −0.03 |
| SCHJ Schwab 1-5 YR Corp. BND ETF | Reduce -45.1% | 0.03% | −0.03 |
| SCHE Schwab Emrg Mrkts Eqty ETF | Reduce -0.2% | 1.38% | −0.03 |
| UNH Unitedhealth Group Inc. | Sold out | 0.00% | −0.03 |
| ZTS Zoetis Inc. | Sold out | 0.00% | −0.03 |
| BX Blackstone Inc. | Sold out | 0.00% | −0.03 |
| VIGI Vanguard Int Div App Indx FD | Sold out | 0.00% | −0.02 |
| BKLN Invesco Senior Loan ETF | Reduce -2.6% | 0.16% | −0.02 |
| VGT Vanguard Info Tech ETF | Sold out | 0.00% | −0.02 |
| VGK Vanguard Ftse Europe ETF | Reduce -36.6% | 0.04% | −0.02 |
| PEP Pepsico Inc. | Reduce -2.5% | 0.07% | −0.02 |
| SHY iShares 1-3 Year Treasury Bo | Reduce -23.4% | 0.03% | −0.01 |
| MO Altria Group Inc. | Reduce -20.9% | 0.03% | −0.01 |
| IWD iShares Russell 1000 Value E | Reduce -35.0% | 0.02% | −0.01 |
| BDX Becton Dickinson and Co. | Reduce -2.6% | 0.02% | −0.01 |
| NEE Nextera Energy Inc. | Reduce -4.4% | 0.03% | −0.01 |
| IEI iShares 3-7 Year Treasury Bo | Reduce -1.6% | 0.05% | −0.01 |
| IAGG iShares Intl Aggregate Bond | Reduce -3.6% | 0.04% | −0.01 |
| KO The Coca-Cola Co. | Reduce -0.7% | 0.03% | −0.00 |
| GOOGL Alphabet Inc. Class A | Reduce -11.1% | 0.04% | −0.00 |
| NOC Northrop Grumman Corp. | Reduce -3.3% | 0.02% | −0.00 |
| AMT American Tower Corp. | Reduce -6.3% | 0.02% | −0.00 |
| BNDX Vanguard Total Intl Bond ETF | Reduce -2.3% | 0.02% | −0.00 |
| PDN Inv Rafi Dev MKT US SM-Usdin | Reduce -3.3% | 0.09% | +0.00 |
| META Meta Platforms Inc. Class A | Reduce -11.2% | 0.04% | +0.00 |
| FNDC Schwab Fndmnt Intl SM Eq ETF | Reduce -2.7% | 0.62% | +0.01 |
| SCHG Schwab US Large-Cap Growth | Reduce -3.8% | 3.54% | +0.02 |
Portfolio Buys Q1 2025 → Q2 2025
| VOO Vanguard S&P 500 ETF | Add +11.9% | 8.05% | +0.79 |
| SCYB Schwab High Yield Bond ETF | Add +189.8% | 0.77% | +0.48 |
| VEA Vanguard Ftse Developed ETF | Add +11.0% | 4.56% | +0.47 |
| IUSG iShares Core S&P U.S. Growth | Add +6.2% | 2.83% | +0.32 |
| SCMB Schwab Municipal Bond ETF | Add +38.7% | 1.39% | +0.26 |
| PRF Invesco Rafi US 1000 ETF | Add +20.2% | 2.09% | +0.23 |
| VB Vanguard Most SM-Cap ETF-Usd | Add +22.6% | 1.37% | +0.20 |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | Add +907.5% | 0.21% | +0.18 |
| USHY iShares Broad Usd High Yield | Add +206.9% | 0.28% | +0.18 |
| MSFT Microsoft Corp. | Add +10.3% | 0.75% | +0.18 |
| AVGO Broadcom Inc. | Add +0.6% | 0.54% | +0.18 |
| SHM SS SPDR N Ice St Muni ETF | New | 0.17% | +0.17 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Add +125.8% | 0.28% | +0.15 |
| PXF Invesco Rafi Developed Marke | Add +10.8% | 1.63% | +0.14 |
| PRFZ Inv Rafi US 1500 SM-Usd Inc. | Add +67.0% | 0.37% | +0.14 |
| SCHY Schwab International DVD ETF | Add +31.1% | 0.59% | +0.12 |
| MUB iShares National Muni Bond E | Add +22.8% | 1.33% | +0.11 |
| NVDA Nvidia Corp. | Add +24.3% | 0.26% | +0.10 |
| PGX Invesco Preferred ETF | Add +116.1% | 0.20% | +0.10 |
| SCHC Schwab Intl Small-Cap Equity | Add +2.3% | 1.21% | +0.10 |
| QQQ Invesco QQQ Trust Series 1 | Add +113.9% | 0.17% | +0.10 |
| IEMG iShares Core MSCI Emerging | Add +39.9% | 0.30% | +0.08 |
| BRK.B Berkshire Hathaway Inc. Class B | Add +136.5% | 0.14% | +0.07 |
| GVI iShares Intermediate Governm | New | 0.06% | +0.06 |
| QCOM Qualcomm Inc. | New | 0.05% | +0.05 |
| SO The Southern Co. | Add +211.5% | 0.08% | +0.05 |
| IVV iShares Core S&P 500 ETF | Add +3.6% | 1.91% | +0.05 |
| JPM JPMorgan Chase & Co. | Add +2.0% | 0.59% | +0.04 |
| VNQ Vanguard Real Estate ETF | New | 0.04% | +0.04 |
| CAT Caterpillar Inc. | Add +20.7% | 0.18% | +0.04 |
| SCHO Schwab Short-Term US Treas | Add +13.8% | 1.71% | +0.04 |
| BLK BlackRock Inc. | New | 0.03% | +0.03 |
| RMD Resmed Inc. | New | 0.03% | +0.03 |
| SCHP Schwab U.S. Tips ETF | Add +20.8% | 0.46% | +0.03 |
| TLH iShares 10-20 Year Treasury | New | 0.03% | +0.03 |
| SPG Simon Property Group Inc. | New | 0.03% | +0.03 |
| SCHR Schwab Intermediate-Term US | Add +39.0% | 0.14% | +0.03 |
| GOOG Alphabet Inc. Class C | Add +37.4% | 0.10% | +0.03 |
| SCZ iShares MSCI Eafe Small-Cap | Add +1.8% | 0.64% | +0.03 |
| VWO Vanguard Ftse Emerging Marke | Add +6.3% | 0.68% | +0.03 |
| IWY iShares Russell Top 200 Grow | New | 0.03% | +0.03 |
| IWM iShares Russell 2000 ETF | New | 0.02% | +0.02 |
| IJH iShares Core S&P Midcap ETF | New | 0.02% | +0.02 |
| VEU Vanguard Ftse All-World Ex-U | Add +80.0% | 0.05% | +0.02 |
| VIG Vanguard Dividend Apprec ETF | New | 0.02% | +0.02 |
| AAPL Apple Inc. | Add +25.4% | 0.49% | +0.02 |
| ITOT iShares Core S&P Total U.S. | New | 0.02% | +0.02 |
| GE General Electric | New | 0.02% | +0.02 |
| IVW iShares S&P 500 Growth ETF | New | 0.02% | +0.02 |
| IWF iShares Russell 1000 Growth | New | 0.02% | +0.02 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 171 | $1.8B | SCHZ, VOO, SCHX, FNDX, SCHF |
| Q1 2026 | 165 | $1.5B | SCHZ, VOO, SCHX, FNDX, SCHF |
| Q4 2025 | 171 | $1.5B | SCHZ, VOO, SCHX, FNDX, SCHF |
| Q3 2025 | 177 | $1.5B | SCHZ, VOO, SCHX, FNDX, SCHF |
| Q2 2025 | 173 | $1.3B | SCHZ, VOO, SCHX, SCHF, FNDX |
| Q1 2025 | 166 | $1.2B | SCHZ, SCHX, VOO, SCHF, AGG |
| Q4 2024 | 158 | $1.2B | SCHZ, VOO, SCHX, AGG, FNDX |
| Q3 2024 | 151 | $1.2B | SCHZ, VOO, SCHX, AGG, FNDX |
| Q2 2024 | 151 | $1.1B | AGG, VOO, SCHX, SCHZ, FNDX |
| Q1 2024 | 154 | $1.1B | AGG, VOO, SCHX, SCHZ, FNDX |