Charles Schwab Trust Co
In its 13F for Q4 2025 (holdings as of December 31, 2025, filed January 9, 2026), Charles Schwab Trust Co reported 171 stock positions worth $1.5 billion. Its top holding was Schwab US Aggregate Bond ETF (SCHZ) at 9.5% of the portfolio, followed by Vanguard S&P 500 ETF (VOO, 7.7%) and Schwab US Large-Cap ETF (SCHX, 7.5%). Compared with Q3 2025, it opened 7 new positions, sold out of 13, added to 66 and reduced 78. The biggest buy was Nvidia (NVDA, shares +428%) and the biggest sale iShares Russell Mid-Cap ETF (IWR, shares −90%).
- Most Recent 13F
- Q2 2026
- Location
- HENDERSON, NV
- CIK
- 0001789219
- Portfolio Value
- $1.5B (Q4 2025)
- SEC Filing
- 0001789219-26-000002 ↗ filed Jan 9, 2026
Holdings Value
Holdings 171 stocks · $1.5B
| SCHZ Schwab US Aggregate Bond ETF | 9.55% | 6,215,188 | $145.2M | Add +4.5% |
| VOO Vanguard S&P 500 ETF | 7.73% | 187,611 | $117.7M | Reduce -1.1% |
| SCHX Schwab US Large-Cap ETF | 7.45% | 4,214,954 | $113.4M | Add +1.2% |
| FNDX Schwab Fndmntl US LRG Co. ETF | 5.56% | 3,109,768 | $84.6M | Add +1.9% |
| SCHF Schwab Intl Equity ETF | 5.54% | 3,507,462 | $84.3M | Add +2.5% |
| AGG iShares Core U.S. Aggregate | 4.56% | 694,484 | $69.4M | Reduce -0.5% |
| VEA Vanguard Ftse Developed ETF | 4.43% | 1,079,970 | $67.5M | Reduce -1.8% |
| SCHG Schwab US Large-Cap Growth | 3.76% | 1,753,222 | $57.2M | Add +1.8% |
| FNDF Schwab Fndmn Intl LRG Co. ETF | 3.11% | 1,045,570 | $47.3M | Add +1.3% |
| IUSG iShares Core S&P U.S. Growth | 2.70% | 244,347 | $41.0M | Reduce -2.5% |
| BND Vanguard Total Bond Market | 2.44% | 502,274 | $37.2M | Add +4.7% |
| PRF Invesco Rafi US 1000 ETF | 2.00% | 649,380 | $30.5M | Reduce -0.9% |
| SCHH Schwab US REIT ETF | 1.87% | 1,360,354 | $28.4M | Add +6.6% |
| IVV iShares Core S&P 500 ETF | 1.74% | 38,589 | $26.4M | Reduce -5.2% |
| SCHO Schwab Short-Term US Treas | 1.66% | 1,037,219 | $25.3M | Add +3.4% |
| USRT iShares Core US REIT ETF | 1.57% | 418,341 | $23.8M | Reduce -1.6% |
| PXF Invesco Rafi Developed Marke | 1.56% | 361,453 | $23.7M | Reduce -3.6% |
| SCMB Schwab Municipal Bond ETF | 1.55% | 916,075 | $23.6M | Add +14.2% |
| NVDA Nvidia Corp. | 1.53% | 124,745 | $23.3M | Add +428.5% |
| SCHA Schwab US Small-Cap ETF | 1.47% | 782,784 | $22.3M | Add +4.9% |
| VGSH Vanguard Short-Term Treasury | 1.46% | 377,646 | $22.2M | Reduce -1.0% |
| SCHE Schwab Emrg Mrkts Eqty ETF | 1.44% | 668,273 | $21.9M | Add +4.0% |
| VB Vanguard Most SM-Cap ETF-Usd | 1.30% | 76,433 | $19.7M | Reduce -1.2% |
| MUB iShares National Muni Bond E | 1.27% | 180,497 | $19.3M | Reduce -0.1% |
| SCHC Schwab Intl Small-Cap Equity | 1.26% | 422,413 | $19.2M | Add +4.4% |
| AAPL Apple Inc. | 0.95% | 53,418 | $14.5M | Add +0.7% |
| FNDE Schwab Fndmntl Em MRK Eq ETF | 0.95% | 400,759 | $14.5M | Add +3.6% |
| FNDA Schwab Fndmntl US SM Co. ETF | 0.84% | 403,256 | $12.7M | Add +4.9% |
| SCYB Schwab High Yield Bond ETF | 0.76% | 434,937 | $11.5M | Add +3.3% |
| MSFT Microsoft Corp. | 0.74% | 23,236 | $11.2M | Add +6.5% |
| SCHI Schwab 5-10 Year Corporate B | 0.72% | 476,030 | $10.9M | Add +1.8% |
| SCHD Schwab US DVD Equity ETF | 0.71% | 393,610 | $10.8M | Reduce -2.5% |
| JPM JPMorgan Chase & Co. | 0.66% | 31,317 | $10.1M | Reduce -0.4% |
| VWO Vanguard Ftse Emerging Marke | 0.64% | 181,580 | $9.8M | Reduce -1.2% |
| FNDC Schwab Fndmnt Intl SM Eq ETF | 0.64% | 217,016 | $9.7M | Add +3.2% |
| SCZ iShares MSCI Eafe Small-Cap | 0.60% | 118,742 | $9.2M | Reduce -0.5% |
| SCHY Schwab International DVD ETF | 0.57% | 291,994 | $8.7M | Reduce -0.8% |
| AVGO Broadcom Inc. | 0.56% | 24,419 | $8.5M | Reduce -7.9% |
| TIP iShares Tips Bond ETF | 0.55% | 76,546 | $8.4M | Reduce -3.6% |
| ABBV Abbvie Inc. | 0.50% | 33,014 | $7.5M | Add +2.8% |
| SCHP Schwab U.S. Tips ETF | 0.44% | 251,934 | $6.7M | Add +3.1% |
| IEFA iShares Core MSCI Eafe ETF | 0.42% | 70,855 | $6.3M | Reduce -10.7% |
| PRFZ Inv Rafi US 1500 SM-Usd Inc. | 0.35% | 116,443 | $5.3M | Reduce -0.9% |
| GOOG Alphabet Inc. Class C | 0.35% | 17,000 | $5.3M | Reduce -12.7% |
| GOOGL Alphabet Inc. Class A | 0.29% | 14,190 | $4.4M | Reduce -10.5% |
| IEMG iShares Core MSCI Emerging | 0.29% | 65,003 | $4.4M | Add +0.0% |
| SDY SS SPDR S&P Dividend ETF | 0.27% | 29,980 | $4.2M | Add +0.3% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 0.25% | 13,286 | $3.9M | No change |
| ABT Abbott Laboratories | 0.24% | 29,555 | $3.7M | Add +0.5% |
| USHY iShares Broad Usd High Yield | 0.24% | 96,862 | $3.6M | Reduce -0.7% |
| SUB iShares Short-Term National | 0.24% | 33,758 | $3.6M | Add +2.8% |
| CVX Chevron Corp. | 0.22% | 22,073 | $3.4M | Add +2.4% |
| XOM Exxon Mobil Corp. | 0.22% | 27,950 | $3.4M | Add +0.8% |
| JNJ Johnson & Johnson | 0.22% | 16,125 | $3.3M | Add +2.1% |
| CAT Caterpillar Inc. | 0.21% | 5,515 | $3.2M | Reduce -9.7% |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | 0.20% | 9,591 | $3.0M | No change |
| QQQ Invesco QQQ Trust Series 1 | 0.20% | 4,906 | $3.0M | Reduce -6.0% |
| DE Deere & Co. | 0.19% | 6,300 | $2.9M | Reduce -0.6% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.18% | 4,034 | $2.8M | Reduce -11.2% |
| WMT Walmart Inc. | 0.18% | 24,513 | $2.7M | Add +9.5% |
| PGX Invesco Preferred ETF | 0.18% | 241,023 | $2.7M | Reduce -1.3% |
| OKE Oneok Inc. | 0.17% | 34,634 | $2.5M | Add +0.3% |
| HUBB Hubbell Inc. | 0.17% | 5,700 | $2.5M | No change |
| MA Mastercard Inc. Class A | 0.16% | 4,335 | $2.5M | Reduce -4.8% |
| SPMD SS SPDR P S&P 400 Midcap ETF | 0.16% | 41,854 | $2.4M | No change |
| BKLN Invesco Senior Loan ETF | 0.16% | 113,667 | $2.4M | Reduce -0.1% |
| EMR Emerson Electric Co. | 0.15% | 17,600 | $2.3M | Add +1.1% |
| SHM SS SPDR N Ice St Muni ETF | 0.15% | 48,395 | $2.3M | Add +0.0% |
| SCHQ Schwab Long-Term US Treasury | 0.14% | 68,832 | $2.2M | Add +1.5% |
| EPD Enterprise Products Partners | 0.14% | 65,518 | $2.1M | Reduce -2.2% |
| SCHR Schwab Intermediate-Term US | 0.13% | 81,300 | $2.0M | Add +5.6% |
| PXH Inves Rafi Emer MRKT-Usd Inc. | 0.13% | 76,004 | $2.0M | Reduce -1.9% |
| VTI VG Morningstar TS MKT ETF-US | 0.12% | 5,652 | $1.9M | Add +21.5% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.12% | 3,670 | $1.8M | Reduce -6.0% |
| AMZN Amazon.com Inc. | 0.12% | 7,639 | $1.8M | Reduce -21.1% |
| IGIB iShares 5-10Y Inv Grade Corp. | 0.11% | 31,655 | $1.7M | Reduce -0.1% |
| PKG Packaging Corp. of America | 0.11% | 8,243 | $1.7M | No change |
| HD Home Depot Inc. | 0.11% | 4,872 | $1.7M | Reduce -4.3% |
| MLPA Global X MLP ETF | 0.09% | 29,621 | $1.4M | No change |
| PG The Procter & Gamble Co. | 0.09% | 9,946 | $1.4M | Add +7.0% |
| TSM Taiwan Semiconductor-SP ADR | 0.09% | 4,595 | $1.4M | Add +3.4% |
| IJR iShares Core S&P Small-Cap E | 0.09% | 11,605 | $1.4M | Reduce -56.8% |
| PFF iShares Preferred & Income S | 0.09% | 44,018 | $1.4M | Add +5.4% |
| MS Morgan Stanley | 0.09% | 7,615 | $1.4M | Reduce -2.5% |
| PDN Inv Rafi Dev MKT US SM-Usdin | 0.08% | 30,274 | $1.3M | Reduce -0.1% |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 0.08% | 4,305 | $1.3M | Add +32.0% |
| PH Parker Hannifin Corp. | 0.08% | 1,399 | $1.2M | Reduce -0.4% |
| ORCL Oracle Corp. | 0.08% | 6,300 | $1.2M | Reduce -7.4% |
| CPAY Corpay Inc. | 0.08% | 4,000 | $1.2M | No change |
| LLY Eli Lilly & Co. | 0.07% | 968 | $1.0M | Reduce -22.7% |
| QCOM Qualcomm Inc. | 0.07% | 5,829 | $997K | Add +7.3% |
| PEP Pepsico Inc. | 0.06% | 6,817 | $978K | Reduce -1.5% |
| SPIP SS SPDR P Tips ETF | 0.06% | 36,708 | $953K | Add +6.3% |
| MRK Merck & Co. Inc. | 0.06% | 8,614 | $907K | Reduce -2.6% |
| TRI Thomson Reuters Corp. | 0.06% | 6,720 | $886K | No change |
| VTEB Vanguard Tax-Exempt Bond ETF | 0.06% | 17,211 | $866K | No change |
| MMM 3M Co. | 0.05% | 4,545 | $728K | Add +18.2% |
| COP Conocophillips | 0.05% | 7,639 | $715K | Add +13.0% |
| KMB Kimberly-Clark Corp. | 0.05% | 7,000 | $706K | Reduce -0.7% |
| CSX CSX Corp. | 0.05% | 19,423 | $704K | Reduce -1.6% |
Portfolio Sells Q3 2025 → Q4 2025
| IWR iShares Russell Mid-Cap ETF | Reduce -89.8% | 0.02% | −0.22 |
| AGG iShares Core U.S. Aggregate | Reduce -0.5% | 4.56% | −0.19 |
| VOO Vanguard S&P 500 ETF | Reduce -1.1% | 7.73% | −0.15 |
| USRT iShares Core US REIT ETF | Reduce -1.6% | 1.57% | −0.13 |
| IJR iShares Core S&P Small-Cap E | Reduce -56.8% | 0.09% | −0.13 |
| IVV iShares Core S&P 500 ETF | Reduce -5.2% | 1.74% | −0.11 |
| IUSG iShares Core S&P U.S. Growth | Reduce -2.5% | 2.70% | −0.10 |
| VGSH Vanguard Short-Term Treasury | Reduce -1.0% | 1.46% | −0.07 |
| IEFA iShares Core MSCI Eafe ETF | Reduce -10.7% | 0.42% | −0.05 |
| ORCL Oracle Corp. | Reduce -7.4% | 0.08% | −0.05 |
| TIP iShares Tips Bond ETF | Reduce -3.6% | 0.55% | −0.05 |
| XLK SS Technology Select Sector | Reduce -65.5% | 0.02% | −0.04 |
| VB Vanguard Most SM-Cap ETF-Usd | Reduce -1.2% | 1.30% | −0.04 |
| SCHD Schwab US DVD Equity ETF | Reduce -2.5% | 0.71% | −0.04 |
| AVGO Broadcom Inc. | Reduce -7.9% | 0.56% | −0.04 |
| VEA Vanguard Ftse Developed ETF | Reduce -1.8% | 4.43% | −0.04 |
| IGSB iShares 1-5Y Inv Grade Corp. | Sold out | 0.00% | −0.04 |
| MUB iShares National Muni Bond E | Reduce -0.1% | 1.27% | −0.04 |
| VWO Vanguard Ftse Emerging Marke | Reduce -1.2% | 0.64% | −0.03 |
| UNP Union Pacific Corp. | Sold out | 0.00% | −0.03 |
| CWB SS SPDR BB Conv Sec ETF | Sold out | 0.00% | −0.03 |
| HD Home Depot Inc. | Reduce -4.3% | 0.11% | −0.03 |
| MDT Medtronic PLC | Sold out | 0.00% | −0.03 |
| AMZN Amazon.com Inc. | Reduce -21.1% | 0.12% | −0.03 |
| SPY SS SPDR S&P 500 ETF Trust-US | Reduce -11.2% | 0.18% | −0.02 |
| VEU Vanguard Ftse All-World Ex-U | Reduce -55.6% | 0.02% | −0.02 |
| T AT&T Inc. | Sold out | 0.00% | −0.02 |
| EEM iShares MSCI Emerging Market | Sold out | 0.00% | −0.02 |
| COST Costco Wholesale Corp. | Sold out | 0.00% | −0.02 |
| VIG Vanguard Dividend Apprec ETF | Reduce -45.2% | 0.02% | −0.02 |
| SCZ iShares MSCI Eafe Small-Cap | Reduce -0.5% | 0.60% | −0.02 |
| TXN Texas Instruments Inc. | Sold out | 0.00% | −0.02 |
| BDX Becton Dickinson and Co. | Sold out | 0.00% | −0.02 |
| GE General Electric | Sold out | 0.00% | −0.02 |
| AMT American Tower Corp. | Sold out | 0.00% | −0.02 |
| QQQ Invesco QQQ Trust Series 1 | Reduce -6.0% | 0.20% | −0.01 |
| PGX Invesco Preferred ETF | Reduce -1.3% | 0.18% | −0.01 |
| ETN Eaton Corp. PLC | Sold out | 0.00% | −0.01 |
| KO The Coca-Cola Co. | Sold out | 0.00% | −0.01 |
| MA Mastercard Inc. Class A | Reduce -4.8% | 0.16% | −0.01 |
| KMB Kimberly-Clark Corp. | Reduce -0.7% | 0.05% | −0.01 |
| META Meta Platforms Inc. Class A | Reduce -30.1% | 0.02% | −0.01 |
| USHY iShares Broad Usd High Yield | Reduce -0.7% | 0.24% | −0.01 |
| BRK.B Berkshire Hathaway Inc. Class B | Reduce -6.0% | 0.12% | −0.01 |
| MO Altria Group Inc. | Reduce -16.1% | 0.03% | −0.01 |
| PRFZ Inv Rafi US 1500 SM-Usd Inc. | Reduce -0.9% | 0.35% | −0.01 |
| JPM JPMorgan Chase & Co. | Reduce -0.4% | 0.66% | −0.01 |
| AMGN Amgen Inc. | Reduce -40.7% | 0.02% | −0.01 |
| PRF Invesco Rafi US 1000 ETF | Reduce -0.9% | 2.00% | −0.01 |
| V Visa Inc. Class A | Reduce -16.1% | 0.04% | −0.01 |
Portfolio Buys Q3 2025 → Q4 2025
| NVDA Nvidia Corp. | Add +428.5% | 1.53% | +1.23 |
| SCMB Schwab Municipal Bond ETF | Add +14.2% | 1.55% | +0.16 |
| SCHF Schwab Intl Equity ETF | Add +2.5% | 5.54% | +0.13 |
| FNDX Schwab Fndmntl US LRG Co. ETF | Add +1.9% | 5.56% | +0.11 |
| FNDF Schwab Fndmn Intl LRG Co. ETF | Add +1.3% | 3.11% | +0.10 |
| SCHZ Schwab US Aggregate Bond ETF | Add +4.5% | 9.55% | +0.07 |
| SCHA Schwab US Small-Cap ETF | Add +4.9% | 1.47% | +0.05 |
| AAPL Apple Inc. | Add +0.7% | 0.95% | +0.04 |
| IJS iShares S&P Small-Cap 600 Va | New | 0.03% | +0.03 |
| SCHG Schwab US Large-Cap Growth | Add +1.8% | 3.76% | +0.03 |
| SMH Vaneck Semiconductor ETF | New | 0.02% | +0.02 |
| WMT Walmart Inc. | Add +9.5% | 0.18% | +0.02 |
| BND Vanguard Total Bond Market | Add +4.7% | 2.44% | +0.02 |
| FNDA Schwab Fndmntl US SM Co. ETF | Add +4.9% | 0.84% | +0.02 |
| IBM Intl Business Machines Corp. | Add +32.0% | 0.08% | +0.02 |
| VTI VG Morningstar TS MKT ETF-US | Add +21.5% | 0.12% | +0.02 |
| JNJ Johnson & Johnson | Add +2.1% | 0.22% | +0.02 |
| CEG Constellation Energy | New | 0.02% | +0.02 |
| WEC WEC Energy Group Inc. | New | 0.02% | +0.02 |
| UBER Uber Technologies Inc. | New | 0.01% | +0.01 |
| WFC Wells Fargo & Co. | New | 0.01% | +0.01 |
| SCHC Schwab Intl Small-Cap Equity | Add +4.4% | 1.26% | +0.01 |
| AEP American Electric Power | Add +48.3% | 0.03% | +0.01 |
| XOM Exxon Mobil Corp. | Add +0.8% | 0.22% | +0.01 |
| XEXGX Eaton Vance Tax-Managed Glob | New | 0.01% | +0.01 |
| IWD iShares Russell 1000 Value E | Add +41.5% | 0.03% | +0.01 |
| MCD McDonald's Corp. | Add +28.9% | 0.04% | +0.01 |
| TSM Taiwan Semiconductor-SP ADR | Add +3.4% | 0.09% | +0.01 |
| SCHX Schwab US Large-Cap ETF | Add +1.2% | 7.45% | +0.01 |
| MMM 3M Co. | Add +18.2% | 0.05% | +0.01 |
| MCK McKesson Corp. | Add +13.5% | 0.04% | +0.01 |
| IVE iShares S&P 500 Value ETF | Add +25.4% | 0.02% | +0.00 |
| QCOM Qualcomm Inc. | Add +7.3% | 0.07% | +0.00 |
| IWF iShares Russell 1000 Growth | Add +14.9% | 0.03% | +0.00 |
| COP Conocophillips | Add +13.0% | 0.05% | +0.00 |
| CVS CVS Health Corp. | Add +7.5% | 0.04% | +0.00 |
| IVW iShares S&P 500 Growth ETF | Add +11.6% | 0.03% | +0.00 |
| SCHR Schwab Intermediate-Term US | Add +5.6% | 0.13% | +0.00 |
| SO The Southern Co. | Add +23.1% | 0.03% | +0.00 |
| BMY Bristol-Myers Squibb Co. | Add +0.2% | 0.02% | +0.00 |
| BAC Bank of America Corp. | Add +4.4% | 0.03% | +0.00 |
| SPIP SS SPDR P Tips ETF | Add +6.3% | 0.06% | +0.00 |
| EFA iShares MSCI Eafe ETF | Add +1.3% | 0.04% | +0.00 |
| FNDC Schwab Fndmnt Intl SM Eq ETF | Add +3.2% | 0.64% | +0.00 |
| BNDX Vanguard Total Intl Bond ETF | Add +6.5% | 0.02% | +0.00 |
| LOW Lowe's Cos Inc. | Add +8.2% | 0.02% | +0.00 |
| SCHO Schwab Short-Term US Treas | Add +3.4% | 1.66% | +0.00 |
| IWM iShares Russell 2000 ETF | Add +1.4% | 0.02% | 0.00 |
| PFF iShares Preferred & Income S | Add +5.4% | 0.09% | −0.00 |
| FNDE Schwab Fndmntl Em MRK Eq ETF | Add +3.6% | 0.95% | −0.00 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 171 | $1.8B | SCHZ, VOO, SCHX, FNDX, SCHF |
| Q1 2026 | 165 | $1.5B | SCHZ, VOO, SCHX, FNDX, SCHF |
| Q4 2025 | 171 | $1.5B | SCHZ, VOO, SCHX, FNDX, SCHF |
| Q3 2025 | 177 | $1.5B | SCHZ, VOO, SCHX, FNDX, SCHF |
| Q2 2025 | 173 | $1.3B | SCHZ, VOO, SCHX, SCHF, FNDX |
| Q1 2025 | 166 | $1.2B | SCHZ, SCHX, VOO, SCHF, AGG |
| Q4 2024 | 158 | $1.2B | SCHZ, VOO, SCHX, AGG, FNDX |
| Q3 2024 | 151 | $1.2B | SCHZ, VOO, SCHX, AGG, FNDX |
| Q2 2024 | 151 | $1.1B | AGG, VOO, SCHX, SCHZ, FNDX |
| Q1 2024 | 154 | $1.1B | AGG, VOO, SCHX, SCHZ, FNDX |