Charles Schwab Trust Co
In its 13F for Q4 2024 (holdings as of December 31, 2024, filed January 16, 2025), Charles Schwab Trust Co reported 158 stock positions worth $1.2 billion. Its top holding was Schwab US Aggregate Bond ETF (SCHZ) at 11.5% of the portfolio, followed by Vanguard S&P 500 ETF (VOO, 7.8%) and Schwab US Large-Cap ETF (SCHX, 7.1%). Compared with Q3 2024, it opened 13 new positions, sold out of 6, added to 83 and reduced 42. The biggest buy was Schwab Municipal Bond ETF (SCMB, shares +48%) and the biggest sale iShares National Muni Bond E (MUB, shares −45%).
- Most Recent 13F
- Q2 2026
- Location
- HENDERSON, NV
- CIK
- 0001789219
- Portfolio Value
- $1.2B (Q4 2024)
- SEC Filing
- 0001085146-25-000294 ↗ filed Jan 16, 2025
Holdings Value
Holdings 158 stocks · $1.2B
| SCHZ Schwab US Aggregate Bond ETF | 11.50% | 5,898,795 | $133.9M | Add +1.7% |
| VOO Vanguard S&P 500 ETF | 7.83% | 169,295 | $91.2M | Reduce -4.5% |
| SCHX Schwab US Large-Cap ETF | 7.09% | 3,560,063 | $82.5M | Reduce -1.2% |
| AGG iShares Core U.S. Aggregate | 5.85% | 703,155 | $68.1M | Add +3.5% |
| FNDX Schwab Fndmntl US LRG Co. ETF | 5.51% | 2,708,289 | $64.1M | Add +0.5% |
| SCHF Schwab Intl Equity ETF | 5.49% | 3,453,745 | $63.9M | Add +11.9% |
| VEA Vanguard Ftse Developed ETF | 4.10% | 997,195 | $47.7M | Add +12.4% |
| SCHG Schwab US Large-Cap Growth | 3.30% | 1,378,549 | $38.4M | Reduce -2.8% |
| IUSG iShares Core S&P U.S. Growth | 2.79% | 232,863 | $32.4M | Reduce -9.0% |
| FNDF Schwab Fndmn Intl LRG Co. ETF | 2.76% | 969,179 | $32.2M | Add +8.9% |
| USRT iShares Core US REIT ETF | 1.97% | 400,826 | $23.0M | Add +2.6% |
| SCHH Schwab US REIT ETF | 1.96% | 1,083,343 | $22.8M | Add +5.9% |
| IVV iShares Core S&P 500 ETF | 1.96% | 38,723 | $22.8M | Reduce -6.6% |
| VGSH Vanguard Short-Term Treasury | 1.94% | 388,765 | $22.6M | Add +1.2% |
| SCMB Schwab Municipal Bond ETF | 1.80% | 815,340 | $20.9M | Add +48.4% |
| PRF Invesco Rafi US 1000 ETF | 1.78% | 514,574 | $20.8M | Add +2.4% |
| BND Vanguard Total Bond Market | 1.74% | 281,011 | $20.2M | Add +46.9% |
| SCHO Schwab Short-Term US Treas | 1.73% | 835,096 | $20.1M | Add +6.9% |
| PXF Invesco Rafi Developed Marke | 1.57% | 382,505 | $18.3M | Add +18.2% |
| SCHA Schwab US Small-Cap ETF | 1.49% | 670,493 | $17.3M | Add +1.7% |
| SCHE Schwab Emrg Mrkts Eqty ETF | 1.28% | 557,903 | $14.9M | Add +6.2% |
| VB Vanguard Most SM-Cap ETF-Usd | 1.20% | 57,928 | $13.9M | Reduce -4.0% |
| SCHC Schwab Intl Small-Cap Equity | 1.02% | 345,765 | $11.9M | Add +8.4% |
| FNDA Schwab Fndmntl US SM Co. ETF | 0.95% | 371,191 | $11.0M | Add +1.7% |
| FNDE Schwab Fndmntl Em MRK Eq ETF | 0.86% | 342,892 | $10.0M | Add +3.5% |
| SCHI Schwab 5-10 Year Corporate B | 0.84% | 442,304 | $9.8M | Reduce -9.9% |
| SCHD Schwab US DVD Equity ETF | 0.81% | 344,670 | $9.4M | Add +2.9% |
| TIP iShares Tips Bond ETF | 0.75% | 82,191 | $8.8M | Reduce -2.1% |
| MSFT Microsoft Corp. | 0.73% | 20,087 | $8.5M | Add +7.5% |
| AAPL Apple Inc. | 0.68% | 31,616 | $7.9M | Add +11.6% |
| JPM JPMorgan Chase & Co. | 0.61% | 29,521 | $7.1M | Add +18.5% |
| SCZ iShares MSCI Eafe Small-Cap | 0.60% | 115,587 | $7.0M | Add +0.1% |
| VWO Vanguard Ftse Emerging Marke | 0.60% | 158,520 | $7.0M | Reduce -6.6% |
| IEFA iShares Core MSCI Eafe ETF | 0.59% | 98,551 | $6.9M | Add +1.7% |
| FNDC Schwab Fndmnt Intl SM Eq ETF | 0.56% | 192,578 | $6.6M | Add +6.3% |
| EMR Emerson Electric Co. | 0.56% | 52,265 | $6.5M | Add +2.4% |
| AVGO Broadcom Inc. | 0.53% | 26,810 | $6.2M | Add +6.9% |
| MUB iShares National Muni Bond E | 0.53% | 57,502 | $6.1M | Reduce -45.0% |
| SCHP Schwab U.S. Tips ETF | 0.44% | 198,284 | $5.1M | Reduce -0.4% |
| SCHY Schwab International DVD ETF | 0.38% | 190,106 | $4.4M | Add +5.9% |
| MA Mastercard Inc. Class A | 0.36% | 7,981 | $4.2M | Add +2.3% |
| ABBV Abbvie Inc. | 0.33% | 21,603 | $3.8M | Add +1.4% |
| SUB iShares Short-Term National | 0.30% | 32,947 | $3.5M | Add +7.9% |
| OKE Oneok Inc. | 0.30% | 34,526 | $3.5M | Add +0.0% |
| IWR iShares Russell Mid-Cap ETF | 0.29% | 38,593 | $3.4M | Add +3.2% |
| SCYB Schwab High Yield Bond ETF | 0.28% | 125,345 | $3.3M | Add +62.8% |
| NVDA Nvidia Corp. | 0.27% | 23,692 | $3.2M | Add +0.8% |
| IJR iShares Core S&P Small-Cap E | 0.27% | 27,415 | $3.2M | Reduce -2.1% |
| PRFZ Inv Rafi US 1500 SM-Usd Inc. | 0.25% | 69,935 | $2.9M | Reduce -2.9% |
| XOM Exxon Mobil Corp. | 0.24% | 25,981 | $2.8M | Add +13.1% |
| CVX Chevron Corp. | 0.24% | 18,931 | $2.7M | Reduce -5.0% |
| DE Deere & Co. | 0.23% | 6,437 | $2.7M | Add +1.6% |
| HD Home Depot Inc. | 0.23% | 6,827 | $2.7M | Add +5.7% |
| PG The Procter & Gamble Co. | 0.23% | 15,760 | $2.6M | Reduce -4.6% |
| IEMG iShares Core MSCI Emerging | 0.23% | 50,529 | $2.6M | Add +160.0% |
| AMZN Amazon.com Inc. | 0.22% | 11,453 | $2.5M | Reduce -22.0% |
| SDY SS SPDR S&P Dividend ETF | 0.22% | 19,020 | $2.5M | Add +33.6% |
| HUBB Hubbell Inc. | 0.21% | 5,700 | $2.4M | No change |
| SPMD SS SPDR P S&P 400 Midcap ETF | 0.19% | 39,478 | $2.2M | New |
| JNJ Johnson & Johnson | 0.19% | 14,900 | $2.2M | Reduce -0.1% |
| SCHQ Schwab Long-Term US Treasury | 0.18% | 67,145 | $2.1M | Reduce -6.9% |
| BKLN Invesco Senior Loan ETF | 0.18% | 99,807 | $2.1M | Reduce -15.7% |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | 0.18% | 7,853 | $2.1M | Add +6.7% |
| EPD Enterprise Products Partners | 0.18% | 65,518 | $2.1M | Reduce -1.1% |
| PFF iShares Preferred & Income S | 0.17% | 64,509 | $2.0M | Reduce -22.5% |
| CAT Caterpillar Inc. | 0.16% | 5,284 | $1.9M | Reduce -0.3% |
| SPY SS SPDR S&P 500 ETF Trust-US | 0.16% | 3,269 | $1.9M | Add +60.2% |
| PKG Packaging Corp. of America | 0.16% | 8,243 | $1.9M | No change |
| ABT Abbott Laboratories | 0.16% | 16,206 | $1.8M | Add +6.5% |
| WMT Walmart Inc. | 0.15% | 19,176 | $1.7M | Add +5.5% |
| ORCL Oracle Corp. | 0.15% | 10,247 | $1.7M | Add +28.4% |
| V Visa Inc. Class A | 0.15% | 5,395 | $1.7M | Add +17.4% |
| CME Cme Group Inc. | 0.14% | 7,053 | $1.6M | Add +0.1% |
| PXH Inves Rafi Emer MRKT-Usd Inc. | 0.13% | 76,171 | $1.6M | Reduce -1.8% |
| PGX Invesco Preferred ETF | 0.13% | 133,720 | $1.5M | Reduce -16.9% |
| CPAY Corpay Inc. | 0.12% | 4,000 | $1.4M | Reduce -0.1% |
| PEP Pepsico Inc. | 0.12% | 8,868 | $1.3M | Add +8.6% |
| SCHR Schwab Intermediate-Term US | 0.11% | 53,021 | $1.3M | Add +13.1% |
| MRK Merck & Co. Inc. | 0.10% | 11,814 | $1.2M | Add +11.1% |
| SCHJ Schwab 1-5 YR Corp. BND ETF | 0.10% | 47,766 | $1.2M | Reduce -31.4% |
| GOOGL Alphabet Inc. Class A | 0.10% | 5,946 | $1.1M | Reduce -14.2% |
| VEU Vanguard Ftse All-World Ex-U | 0.09% | 18,600 | $1.1M | No change |
| PH Parker Hannifin Corp. | 0.09% | 1,646 | $1.0M | Add +16.6% |
| PDN Inv Rafi Dev MKT US SM-Usdin | 0.09% | 32,115 | $1.0M | Reduce -1.7% |
| GOOG Alphabet Inc. Class C | 0.09% | 5,259 | $1.0M | Add +22.9% |
| MS Morgan Stanley | 0.08% | 7,723 | $971K | Add +6.5% |
| QQQ Invesco QQQ Trust Series 1 | 0.08% | 1,867 | $954K | Reduce -16.2% |
| USHY iShares Broad Usd High Yield | 0.08% | 24,890 | $916K | Reduce -12.9% |
| COP Conocophillips | 0.08% | 9,059 | $898K | Add +2.8% |
| KMB Kimberly-Clark Corp. | 0.08% | 6,849 | $897K | Add +13.2% |
| BRK.B Berkshire Hathaway Inc. Class B | 0.08% | 1,977 | $896K | Add +44.5% |
| SBUX Starbucks Corp. | 0.07% | 9,445 | $862K | Add +2.0% |
| XLK SS Technology Select Sector | 0.07% | 3,632 | $844K | Add +38.4% |
| TSM Taiwan Semiconductor-SP ADR | 0.07% | 4,264 | $842K | Add +3.5% |
| ITOT iShares Core S&P Total U.S. | 0.07% | 6,415 | $825K | Add +230.2% |
| VZ Verizon Communications Inc. | 0.07% | 19,637 | $785K | Add +18.1% |
| IVE iShares S&P 500 Value ETF | 0.07% | 4,063 | $776K | No change |
| META Meta Platforms Inc. Class A | 0.06% | 1,289 | $755K | Add +16.6% |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 0.06% | 3,300 | $725K | Add +58.4% |
| IWF iShares Russell 1000 Growth | 0.06% | 1,774 | $712K | Add +6.4% |
Portfolio Sells Q3 2024 → Q4 2024
| MUB iShares National Muni Bond E | Reduce -45.0% | 0.53% | −0.45 |
| VOO Vanguard S&P 500 ETF | Reduce -4.5% | 7.83% | −0.24 |
| SCHI Schwab 5-10 Year Corporate B | Reduce -9.9% | 0.84% | −0.14 |
| IUSG iShares Core S&P U.S. Growth | Reduce -9.0% | 2.79% | −0.13 |
| IVV iShares Core S&P 500 ETF | Reduce -6.6% | 1.96% | −0.11 |
| VWO Vanguard Ftse Emerging Marke | Reduce -6.6% | 0.60% | −0.10 |
| SCHB Schwab US Broad Market ETF | Sold out | 0.00% | −0.08 |
| PFF iShares Preferred & Income S | Reduce -22.5% | 0.17% | −0.06 |
| SCHJ Schwab 1-5 YR Corp. BND ETF | Reduce -31.4% | 0.10% | −0.05 |
| TIP iShares Tips Bond ETF | Reduce -2.1% | 0.75% | −0.05 |
| VB Vanguard Most SM-Cap ETF-Usd | Reduce -4.0% | 1.20% | −0.04 |
| PGX Invesco Preferred ETF | Reduce -16.9% | 0.13% | −0.04 |
| SCHQ Schwab Long-Term US Treasury | Reduce -6.9% | 0.18% | −0.04 |
| BKLN Invesco Senior Loan ETF | Reduce -15.7% | 0.18% | −0.03 |
| DVY iShares Select Dividend ETF | Sold out | 0.00% | −0.03 |
| VIG Vanguard Dividend Apprec ETF | Sold out | 0.00% | −0.02 |
| JNJ Johnson & Johnson | Reduce -0.1% | 0.19% | −0.02 |
| CVS CVS Health Corp. | Reduce -22.6% | 0.03% | −0.02 |
| SCHP Schwab U.S. Tips ETF | Reduce -0.4% | 0.44% | −0.02 |
| VGT Vanguard Info Tech ETF | Reduce -41.4% | 0.03% | −0.02 |
| AMZN Amazon.com Inc. | Reduce -22.0% | 0.22% | −0.02 |
| PG The Procter & Gamble Co. | Reduce -4.6% | 0.23% | −0.02 |
| NOC Northrop Grumman Corp. | Sold out | 0.00% | −0.02 |
| CVX Chevron Corp. | Reduce -5.0% | 0.24% | −0.02 |
| AMD Advanced Micro Devices | Sold out | 0.00% | −0.02 |
| AMGN Amgen Inc. | Sold out | 0.00% | −0.02 |
| CAT Caterpillar Inc. | Reduce -0.3% | 0.16% | −0.01 |
| USHY iShares Broad Usd High Yield | Reduce -12.9% | 0.08% | −0.01 |
| PXH Inves Rafi Emer MRKT-Usd Inc. | Reduce -1.8% | 0.13% | −0.01 |
| BA The Boeing Co. | Reduce -27.9% | 0.06% | −0.01 |
| QQQ Invesco QQQ Trust Series 1 | Reduce -16.2% | 0.08% | −0.01 |
| PDN Inv Rafi Dev MKT US SM-Usdin | Reduce -1.7% | 0.09% | −0.01 |
| IJR iShares Core S&P Small-Cap E | Reduce -2.1% | 0.27% | −0.01 |
| IGIB iShares 5-10Y Inv Grade Corp. | Reduce -27.1% | 0.02% | −0.01 |
| ZTS Zoetis Inc. | Reduce -0.3% | 0.04% | −0.01 |
| PRFZ Inv Rafi US 1500 SM-Usd Inc. | Reduce -2.9% | 0.25% | −0.01 |
| IAGG iShares Intl Aggregate Bond | Reduce -2.8% | 0.04% | −0.00 |
| GOOGL Alphabet Inc. Class A | Reduce -14.2% | 0.10% | −0.00 |
| IJH iShares Core S&P Midcap ETF | Reduce -3.6% | 0.03% | −0.00 |
| PM Philip Morris International | Reduce -1.8% | 0.04% | −0.00 |
| COST Costco Wholesale Corp. | Reduce -5.0% | 0.03% | −0.00 |
| IWM iShares Russell 2000 ETF | Reduce -1.2% | 0.02% | −0.00 |
| MO Altria Group Inc. | Reduce -0.7% | 0.04% | +0.00 |
| MAR Marriott International Class A | Reduce -0.3% | 0.04% | +0.00 |
| CPAY Corpay Inc. | Reduce -0.1% | 0.12% | +0.01 |
| EPD Enterprise Products Partners | Reduce -1.1% | 0.18% | +0.01 |
| SCHX Schwab US Large-Cap ETF | Reduce -1.2% | 7.09% | +0.05 |
| SCHG Schwab US Large-Cap Growth | Reduce -2.8% | 3.30% | +0.11 |
Portfolio Buys Q3 2024 → Q4 2024
| SCMB Schwab Municipal Bond ETF | Add +48.4% | 1.80% | +0.55 |
| BND Vanguard Total Bond Market | Add +46.9% | 1.74% | +0.49 |
| SPMD SS SPDR P S&P 400 Midcap ETF | New | 0.19% | +0.19 |
| AVGO Broadcom Inc. | Add +6.9% | 0.53% | +0.16 |
| JPM JPMorgan Chase & Co. | Add +18.5% | 0.61% | +0.15 |
| IEMG iShares Core MSCI Emerging | Add +160.0% | 0.23% | +0.13 |
| PXF Invesco Rafi Developed Marke | Add +18.2% | 1.57% | +0.12 |
| AAPL Apple Inc. | Add +11.6% | 0.68% | +0.11 |
| EMR Emerson Electric Co. | Add +2.4% | 0.56% | +0.07 |
| SCHO Schwab Short-Term US Treas | Add +6.9% | 1.73% | +0.07 |
| SPY SS SPDR S&P 500 ETF Trust-US | Add +60.2% | 0.16% | +0.06 |
| VEA Vanguard Ftse Developed ETF | Add +12.4% | 4.10% | +0.05 |
| ITOT iShares Core S&P Total U.S. | Add +230.2% | 0.07% | +0.05 |
| VUG Vanguard Mrngstar GR ETF-Sui | New | 0.05% | +0.05 |
| SDY SS SPDR S&P Dividend ETF | Add +33.6% | 0.22% | +0.04 |
| V Visa Inc. Class A | Add +17.4% | 0.15% | +0.04 |
| MSFT Microsoft Corp. | Add +7.5% | 0.73% | +0.03 |
| MCK McKesson Corp. | New | 0.03% | +0.03 |
| ORCL Oracle Corp. | Add +28.4% | 0.15% | +0.03 |
| MA Mastercard Inc. Class A | Add +2.3% | 0.36% | +0.03 |
| VT Vanguard Tot World STK ETF | New | 0.03% | +0.03 |
| NVDA Nvidia Corp. | Add +0.8% | 0.27% | +0.03 |
| OKE Oneok Inc. | Add +0.0% | 0.30% | +0.03 |
| GOOG Alphabet Inc. Class C | Add +22.9% | 0.09% | +0.02 |
| SCHA Schwab US Small-Cap ETF | Add +1.7% | 1.49% | +0.02 |
| BRK.B Berkshire Hathaway Inc. Class B | Add +44.5% | 0.08% | +0.02 |
| IBM Intl Business Machines Corp. | Add +58.4% | 0.06% | +0.02 |
| WMT Walmart Inc. | Add +5.5% | 0.15% | +0.02 |
| LMT Lockheed Martin Corp. | New | 0.02% | +0.02 |
| GSLC Goldman Activebeta US LC ETF | New | 0.02% | +0.02 |
| XLK SS Technology Select Sector | Add +38.4% | 0.07% | +0.02 |
| SPIP SS SPDR P Tips ETF | Add +122.8% | 0.04% | +0.02 |
| TXN Texas Instruments Inc. | New | 0.02% | +0.02 |
| HON Honeywell International Inc. | New | 0.02% | +0.02 |
| WFC Wells Fargo & Co. | New | 0.02% | +0.02 |
| PRF Invesco Rafi US 1000 ETF | Add +2.4% | 1.78% | +0.02 |
| CTAS Cintas Corp. | New | 0.02% | +0.02 |
| SUB iShares Short-Term National | Add +7.9% | 0.30% | +0.02 |
| CQP Cheniere Energy Partners LP | New | 0.02% | +0.02 |
| MS Morgan Stanley | Add +6.5% | 0.08% | +0.02 |
| VTV Vanguard Mrngstr Val ETF-Aui | New | 0.02% | +0.02 |
| KO The Coca-Cola Co. | New | 0.02% | +0.02 |
| PH Parker Hannifin Corp. | Add +16.6% | 0.09% | +0.01 |
| VTI VG Morningstar TS MKT ETF-US | Add +54.5% | 0.03% | +0.01 |
| SCHF Schwab Intl Equity ETF | Add +11.9% | 5.49% | +0.01 |
| TSM Taiwan Semiconductor-SP ADR | Add +3.5% | 0.07% | +0.01 |
| VO Vngrd Mrngstr MD-Cap ETF-Usd | Add +6.7% | 0.18% | +0.01 |
| META Meta Platforms Inc. Class A | Add +16.6% | 0.06% | +0.01 |
| DUK Duke Energy Corp. | Add +64.9% | 0.03% | +0.01 |
| MCD McDonald's Corp. | Add +27.4% | 0.06% | +0.01 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 171 | $1.8B | SCHZ, VOO, SCHX, FNDX, SCHF |
| Q1 2026 | 165 | $1.5B | SCHZ, VOO, SCHX, FNDX, SCHF |
| Q4 2025 | 171 | $1.5B | SCHZ, VOO, SCHX, FNDX, SCHF |
| Q3 2025 | 177 | $1.5B | SCHZ, VOO, SCHX, FNDX, SCHF |
| Q2 2025 | 173 | $1.3B | SCHZ, VOO, SCHX, SCHF, FNDX |
| Q1 2025 | 166 | $1.2B | SCHZ, SCHX, VOO, SCHF, AGG |
| Q4 2024 | 158 | $1.2B | SCHZ, VOO, SCHX, AGG, FNDX |
| Q3 2024 | 151 | $1.2B | SCHZ, VOO, SCHX, AGG, FNDX |
| Q2 2024 | 151 | $1.1B | AGG, VOO, SCHX, SCHZ, FNDX |
| Q1 2024 | 154 | $1.1B | AGG, VOO, SCHX, SCHZ, FNDX |