Constant Guidance Financial LLC
In its 13F for Q4 2024 (holdings as of December 31, 2024, filed January 30, 2025), Constant Guidance Financial LLC reported 36 stock positions worth $116.1 million. Its top holding was Berkshire Hathaway Class B (BRK.B) at 29.5% of the portfolio, followed by Vanguard Mrngstr Val ETF-Aui (VTV, 12.3%) and SS SPDR S&P 500 ETF Trust-US (SPY, 9.1%). Compared with Q3 2024, it opened 19 new positions, sold out of 12, added to 7 and reduced 9. The biggest buy was a new position in Vanguard Mrngstr Val ETF-Aui (VTV) and the biggest sale an exit from Ishr Ibx Usd Invgd CB ETF-Ui (LQD).
- Most Recent 13F
- Q2 2026
- Location
- ATTLEBORO FALLS, MA
- CIK
- 0001995383
- Portfolio Value
- $116.1M (Q4 2024)
- SEC Filing
- 0001995383-25-000001 ↗ filed Jan 30, 2025
Holdings Value
Holdings 36 stocks · $116.1M
| BRK.B Berkshire Hathaway Inc. Class B | 29.50% | 75,559 | $34.2M | Reduce -6.3% |
| VTV Vanguard Mrngstr Val ETF-Aui | 12.34% | 84,630 | $14.3M | New |
| SPY SS SPDR S&P 500 ETF Trust-US | 9.09% | 18,008 | $10.6M | Reduce -41.4% |
| SPDR BLOOMBERG 1 3 MNTH T BLL ETF | 7.80% | 99,014 | $9.1M | New |
| CB Chubb Ltd. | 4.96% | 20,827 | $5.8M | New |
| NFLX Netflix Inc. | 4.32% | 5,633 | $5.0M | Add +78.9% |
| CVX Chevron Corp. | 3.67% | 29,390 | $4.3M | New |
| C Citigroup Inc. | 2.99% | 49,325 | $3.5M | New |
| AMZN Amazon.com Inc. | 2.60% | 13,737 | $3.0M | Reduce -10.8% |
| AAPL Apple Inc. | 2.39% | 11,088 | $2.8M | Reduce -22.5% |
| MSFT Microsoft Corp. | 1.63% | 4,482 | $1.9M | Reduce -7.8% |
| META Meta Platforms Inc. Class A | 1.61% | 3,190 | $1.9M | Add +6.7% |
| HD Home Depot Inc. | 1.51% | 4,492 | $1.7M | Add +2.5% |
| GOOGL Alphabet Inc. Class A | 1.45% | 8,899 | $1.7M | New |
| VYM Vanguard High DVD Yield ETF | 1.33% | 12,086 | $1.5M | Add +0.7% |
| PFE Pfizer Inc. | 1.17% | 51,368 | $1.4M | New |
| T AT&T Inc. | 1.09% | 55,463 | $1.3M | New |
| DIS The Walt Disney Co. filed as DISNEY WALT CO | 1.03% | 10,689 | $1.2M | Add +27.9% |
| TLT iShares 20+ Year Treasury BD | 0.97% | 12,935 | $1.1M | New |
| VTI VG Morningstar TS MKT ETF-US | 0.87% | 3,476 | $1.0M | New |
| DIA SS SPDR Dow Jones Indus Avg filed as SPDR DOW JONES INDL AVERAGE | 0.82% | 2,224 | $946K | Add +70.0% |
| BA The Boeing Co. | 0.69% | 4,545 | $804K | New |
| MKL Markel Group Inc. | 0.69% | 464 | $801K | New |
| BIL SS SPDR BB 1-3M T-Bill ETF | 0.65% | 15,605 | $751K | Reduce -44.5% |
| JNK SS SPDR BB High Yield Bond | 0.64% | 31,543 | $740K | New |
| QQQ Invesco QQQ Trust Series 1 | 0.59% | 1,338 | $684K | Reduce -70.0% |
| MO Altria Group Inc. | 0.53% | 11,710 | $612K | New |
| XNTK SS SPDR Nyse Tech ETF | 0.45% | 7,336 | $524K | New |
| VIG Vanguard Dividend Apprec ETF | 0.45% | 2,649 | $519K | Reduce -1.2% |
| HEWL iShares Curr Hedg MSCI Switz | 0.39% | 8,640 | $458K | New |
| DAL Delta Air Lines Inc. | 0.39% | 7,470 | $452K | New |
| XOM Exxon Mobil Corp. | 0.37% | 3,972 | $427K | No change |
| NVDA Nvidia Corp. | 0.28% | 2,401 | $323K | Reduce -60.6% |
| IVV iShares Core S&P 500 ETF | 0.26% | 522 | $307K | Add +5.0% |
| TMUS T-Mobile US Inc. | 0.26% | 1,377 | $304K | New |
| VFIAX Vanguard 500 Index-Adm | 0.24% | 515 | $280K | New |
Portfolio Sells Q3 2024 → Q4 2024
| LQD Ishr Ibx Usd Invgd CB ETF-Ui | Sold out | 0.00% | −8.43 |
| USMV iShares MSCI USA Min Vol Fac | Sold out | 0.00% | −7.97 |
| SCHD Schwab US DVD Equity ETF | Sold out | 0.00% | −7.20 |
| SPY SS SPDR S&P 500 ETF Trust-US | Reduce -41.4% | 9.09% | −5.88 |
| BND Vanguard Total Bond Market | Sold out | 0.00% | −2.31 |
| BAC Bank of America Corp. | Sold out | 0.00% | −2.18 |
| BRK.B Berkshire Hathaway Inc. Class B | Reduce -6.3% | 29.50% | −2.00 |
| BOND PIMCO Active Bond Exchange-T | Sold out | 0.00% | −1.85 |
| BIL SS SPDR BB 1-3M T-Bill ETF | Reduce -44.5% | 0.65% | −1.54 |
| QQQ Invesco QQQ Trust Series 1 | Reduce -70.0% | 0.59% | −1.26 |
| VOO Vanguard S&P 500 ETF | Sold out | 0.00% | −1.17 |
| SPYX SS SPDR S&P 500 Foss FL ETF | Sold out | 0.00% | −0.69 |
| SPHY SS SPDR P High Yield ETF | Sold out | 0.00% | −0.53 |
| SPTM SS SPDR P S&P 1500 Comp ETF | Sold out | 0.00% | −0.44 |
| AAPL Apple Inc. | Reduce -22.5% | 2.39% | −0.44 |
| CMCSA Comcast Corp. Class A | Sold out | 0.00% | −0.39 |
| NVDA Nvidia Corp. | Reduce -60.6% | 0.28% | −0.35 |
| HYG Ishr Ibx Usd Hiyld CB ETF-Ui | Sold out | 0.00% | −0.30 |
| MSFT Microsoft Corp. | Reduce -7.8% | 1.63% | −0.15 |
| VIG Vanguard Dividend Apprec ETF | Reduce -1.2% | 0.45% | −0.00 |
| AMZN Amazon.com Inc. | Reduce -10.8% | 2.60% | +0.16 |
Portfolio Buys Q3 2024 → Q4 2024
| VTV Vanguard Mrngstr Val ETF-Aui | New | 12.34% | +12.34 |
| SPDR BLOOMBERG 1 3 MNTH T BLL ETF | New | 7.80% | +7.80 |
| CB Chubb Ltd. | New | 4.96% | +4.96 |
| CVX Chevron Corp. | New | 3.67% | +3.67 |
| C Citigroup Inc. | New | 2.99% | +2.99 |
| NFLX Netflix Inc. | Add +78.9% | 4.32% | +2.43 |
| GOOGL Alphabet Inc. Class A | New | 1.45% | +1.45 |
| PFE Pfizer Inc. | New | 1.17% | +1.17 |
| T AT&T Inc. | New | 1.09% | +1.09 |
| TLT iShares 20+ Year Treasury BD | New | 0.97% | +0.97 |
| VTI VG Morningstar TS MKT ETF-US | New | 0.87% | +0.87 |
| BA The Boeing Co. | New | 0.69% | +0.69 |
| MKL Markel Group Inc. | New | 0.69% | +0.69 |
| JNK SS SPDR BB High Yield Bond | New | 0.64% | +0.64 |
| MO Altria Group Inc. | New | 0.53% | +0.53 |
| XNTK SS SPDR Nyse Tech ETF | New | 0.45% | +0.45 |
| HEWL iShares Curr Hedg MSCI Switz | New | 0.39% | +0.39 |
| DAL Delta Air Lines Inc. | New | 0.39% | +0.39 |
| DIA SS SPDR Dow Jones Indus Avg | Add +70.0% | 0.82% | +0.35 |
| DIS The Walt Disney Co. | Add +27.9% | 1.03% | +0.34 |
| TMUS T-Mobile US Inc. | New | 0.26% | +0.26 |
| VFIAX Vanguard 500 Index-Adm | New | 0.24% | +0.24 |
| META Meta Platforms Inc. Class A | Add +6.7% | 1.61% | +0.16 |
| IVV iShares Core S&P 500 ETF | Add +5.0% | 0.26% | +0.06 |
| VYM Vanguard High DVD Yield ETF | Add +0.7% | 1.33% | +0.02 |
| HD Home Depot Inc. | Add +2.5% | 1.51% | −0.00 |
Notes & Other Activity Q3 2024 → Q4 2024
| JPMORGAN CHASE & CO (JPM 4.2 PERP MM) | PFD | Sold out | 205,929 | $4.4Mbefore exit |
Bonds, preferreds, convertibles and warrants; not part of the stock holdings or percentages above.
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 67 | $159.2M | SPY, BRK.B, EFA, IWM, BIL |
| Q1 2026 | 42 | $144.6M | BRK.B, SPY, BIL, QQQ, EFA |
| Q4 2025 | 48 | $142.2M | BRK.B, SPY, GOOGL, AMZN, AAPL |
| Q3 2025 | 36 | $125.2M | SPY, BRK.B, XLK, PYLD, XLC |
| Q2 2025 | 38 | $99.5M | BRK.B, SPY, PNC, NFLX, CB |
| Q1 2025 | 30 | $79.5M | BRK.B, SPY, PYLD, AAPL, BND |
| Q4 2024 | 36 | $116.1M | BRK.B, VTV, SPY, SPDR BLOOMBERG 1 3 MNTH T BLL ETF, CB |
| Q3 2024 | 29 | $117.8M | BRK.B, SPY, LQD, USMV, SCHD |
| Q2 2024Amended | 25 | $96.4M | BRK.B, BIL, SPY, AAPL, DIA |
| Q1 2024 | 45 | $108.6M | BRK.B, SPY, BIL, BAC, OXY |