Constant Guidance Financial LLC
In its 13F for Q2 2025 (holdings as of June 30, 2025, filed August 14, 2025), Constant Guidance Financial LLC reported 38 stock positions worth $99.5 million. Its top holding was Berkshire Hathaway Class B (BRK.B) at 33.1% of the portfolio, followed by SS SPDR S&P 500 ETF Trust-US (SPY, 11.4%) and PNC Financial Services (PNC, 4.3%). Compared with Q1 2025, it opened 16 new positions, sold out of 8, added to 10 and reduced 11. The biggest buy was a new position in PNC Financial Services (PNC) and the biggest sale an exit from PIMCO Multisector Bond Actv (PYLD).
- Most Recent 13F
- Q2 2026
- Location
- ATTLEBORO FALLS, MA
- CIK
- 0001995383
- Portfolio Value
- $99.5M (Q2 2025)
- SEC Filing
- 0001995383-25-000003 ↗ filed Aug 14, 2025
Holdings Value
Holdings 38 stocks · $99.5M
| BRK.B Berkshire Hathaway Inc. Class B | 33.14% | 67,856 | $33.0M | Add +5.6% |
| SPY SS SPDR S&P 500 ETF Trust-US | 11.44% | 18,409 | $11.4M | Reduce -6.9% |
| PNC PNC Financial Services Group | 4.26% | 22,748 | $4.2M | New |
| NFLX Netflix Inc. | 3.71% | 2,757 | $3.7M | Add +18.1% |
| CB Chubb Ltd. | 3.25% | 11,167 | $3.2M | Add +29.1% |
| AAPL Apple Inc. | 3.25% | 15,773 | $3.2M | Add +7.9% |
| DIS The Walt Disney Co. filed as DISNEY WALT CO | 3.17% | 25,431 | $3.2M | New |
| AMZN Amazon.com Inc. | 2.83% | 12,853 | $2.8M | Add +167.8% |
| JPM JPMorgan Chase & Co. | 2.81% | 9,684 | $2.8M | New |
| LQD Ishr Ibx Usd Invgd CB ETF-Ui | 2.68% | 24,360 | $2.7M | Reduce -4.9% |
| CFG Citizens Financial Group | 2.30% | 51,566 | $2.3M | New |
| MSFT Microsoft Corp. | 2.25% | 4,490 | $2.2M | Reduce -13.9% |
| UNH Unitedhealth Group Inc. | 2.14% | 6,818 | $2.1M | New |
| NVDA Nvidia Corp. | 2.00% | 12,611 | $2.0M | Add +413.7% |
| SPDR BLOOMBERG 1 3 MNTH T BLL ETF | 1.87% | 20,269 | $1.9M | Add +285.5% |
| HD Home Depot Inc. | 1.77% | 4,789 | $1.8M | Add +2.0% |
| HOOD Robinhood Markets Inc. Class A | 1.63% | 17,321 | $1.6M | New |
| META Meta Platforms Inc. Class A | 1.40% | 1,891 | $1.4M | Add +13.3% |
| MS Morgan Stanley | 1.38% | 9,780 | $1.4M | New |
| IWM iShares Russell 2000 ETF | 1.35% | 6,220 | $1.3M | New |
| FDX FedEx Corp. | 1.18% | 5,171 | $1.2M | New |
| IBIT iShares Bitcoin Trust ETF | 1.12% | 16,455 | $1.1M | New |
| GLD SPDR Gold Shares | 1.08% | 3,520 | $1.1M | New |
| TRAVELERS COS INC | 0.99% | 3,686 | $986K | New |
| VYM Vanguard High DVD Yield ETF | 0.86% | 5,069 | $860K | Add +107.4% |
| MRK Merck & Co. Inc. | 0.85% | 10,680 | $845K | New |
| STZ Constellation Brands Inc. Class A | 0.85% | 5,213 | $843K | New |
| VTI VG Morningstar TS MKT ETF-US | 0.83% | 2,716 | $825K | Reduce -3.2% |
| BIL SS SPDR BB 1-3M T-Bill ETF | 0.67% | 13,135 | $669K | Reduce -2.2% |
| QQQ Invesco QQQ Trust Series 1 | 0.60% | 1,083 | $597K | Reduce -34.2% |
| XNTK SS SPDR Nyse Tech ETF | 0.51% | 6,723 | $503K | Reduce -1.1% |
| XOM Exxon Mobil Corp. | 0.49% | 4,564 | $492K | No change |
| GOOGL Alphabet Inc. Class A | 0.42% | 2,348 | $414K | Reduce -47.1% |
| CRM Salesforce Inc. | 0.22% | 820 | $224K | New |
| PG The Procter & Gamble Co. | 0.21% | 1,292 | $204K | Reduce -28.6% |
| BAC Bank of America Corp. filed as BANK AMERICA CORP | 0.16% | 3,452 | $163K | Reduce -84.2% |
| NEE Nextera Energy Inc. | 0.16% | 2,303 | $160K | Reduce -35.6% |
| CRWD CrowdStrike Holdings Inc. Class A | 0.16% | 310 | $158K | New |
Portfolio Sells Q1 2025 → Q2 2025
| PYLD PIMCO Multisector Bond Actv | Sold out | 0.00% | −4.44 |
| BND Vanguard Total Bond Market | Sold out | 0.00% | −3.52 |
| MKL Markel Group Inc. | Sold out | 0.00% | −2.81 |
| SPY SS SPDR S&P 500 ETF Trust-US | Reduce -6.9% | 11.44% | −2.48 |
| AVGO Broadcom Inc. | Sold out | 0.00% | −1.44 |
| BAC Bank of America Corp. | Reduce -84.2% | 0.16% | −0.98 |
| NEM Newmont Corp. | Sold out | 0.00% | −0.85 |
| LQD Ishr Ibx Usd Invgd CB ETF-Ui | Reduce -4.9% | 2.68% | −0.82 |
| VIG Vanguard Dividend Apprec ETF | Sold out | 0.00% | −0.61 |
| GOOGL Alphabet Inc. Class A | Reduce -47.1% | 0.42% | −0.45 |
| VFIAX Vanguard 500 Index-Adm | Sold out | 0.00% | −0.44 |
| QQQ Invesco QQQ Trust Series 1 | Reduce -34.2% | 0.60% | −0.37 |
| HEWL iShares Curr Hedg MSCI Switz | Sold out | 0.00% | −0.30 |
| MSFT Microsoft Corp. | Reduce -13.9% | 2.25% | −0.22 |
| PG The Procter & Gamble Co. | Reduce -28.6% | 0.21% | −0.18 |
| NEE Nextera Energy Inc. | Reduce -35.6% | 0.16% | −0.16 |
| VTI VG Morningstar TS MKT ETF-US | Reduce -3.2% | 0.83% | −0.14 |
| BIL SS SPDR BB 1-3M T-Bill ETF | Reduce -2.2% | 0.67% | −0.10 |
| XNTK SS SPDR Nyse Tech ETF | Reduce -1.1% | 0.51% | −0.08 |
Portfolio Buys Q1 2025 → Q2 2025
| PNC PNC Financial Services Group | New | 4.26% | +4.26 |
| DIS The Walt Disney Co. | New | 3.17% | +3.17 |
| JPM JPMorgan Chase & Co. | New | 2.81% | +2.81 |
| CFG Citizens Financial Group | New | 2.30% | +2.30 |
| UNH Unitedhealth Group Inc. | New | 2.14% | +2.14 |
| AMZN Amazon.com Inc. | Add +167.8% | 2.83% | +1.69 |
| NVDA Nvidia Corp. | Add +413.7% | 2.00% | +1.67 |
| HOOD Robinhood Markets Inc. Class A | New | 1.63% | +1.63 |
| MS Morgan Stanley | New | 1.38% | +1.38 |
| IWM iShares Russell 2000 ETF | New | 1.35% | +1.35 |
| SPDR BLOOMBERG 1 3 MNTH T BLL ETF | Add +285.5% | 1.87% | +1.26 |
| FDX FedEx Corp. | New | 1.18% | +1.18 |
| IBIT iShares Bitcoin Trust ETF | New | 1.12% | +1.12 |
| GLD SPDR Gold Shares | New | 1.08% | +1.08 |
| TRAVELERS COS INC | New | 0.99% | +0.99 |
| NFLX Netflix Inc. | Add +18.1% | 3.71% | +0.97 |
| MRK Merck & Co. Inc. | New | 0.85% | +0.85 |
| STZ Constellation Brands Inc. Class A | New | 0.85% | +0.85 |
| VYM Vanguard High DVD Yield ETF | Add +107.4% | 0.86% | +0.47 |
| CRM Salesforce Inc. | New | 0.22% | +0.22 |
| META Meta Platforms Inc. Class A | Add +13.3% | 1.40% | +0.19 |
| CRWD CrowdStrike Holdings Inc. Class A | New | 0.16% | +0.16 |
| CB Chubb Ltd. | Add +29.1% | 3.25% | −0.03 |
| HD Home Depot Inc. | Add +2.0% | 1.77% | −0.40 |
| AAPL Apple Inc. | Add +7.9% | 3.25% | −0.83 |
| BRK.B Berkshire Hathaway Inc. Class B | Add +5.6% | 33.14% | −9.91 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 67 | $159.2M | SPY, BRK.B, EFA, IWM, BIL |
| Q1 2026 | 42 | $144.6M | BRK.B, SPY, BIL, QQQ, EFA |
| Q4 2025 | 48 | $142.2M | BRK.B, SPY, GOOGL, AMZN, AAPL |
| Q3 2025 | 36 | $125.2M | SPY, BRK.B, XLK, PYLD, XLC |
| Q2 2025 | 38 | $99.5M | BRK.B, SPY, PNC, NFLX, CB |
| Q1 2025 | 30 | $79.5M | BRK.B, SPY, PYLD, AAPL, BND |
| Q4 2024 | 36 | $116.1M | BRK.B, VTV, SPY, SPDR BLOOMBERG 1 3 MNTH T BLL ETF, CB |
| Q3 2024 | 29 | $117.8M | BRK.B, SPY, LQD, USMV, SCHD |
| Q2 2024Amended | 25 | $96.4M | BRK.B, BIL, SPY, AAPL, DIA |
| Q1 2024 | 45 | $108.6M | BRK.B, SPY, BIL, BAC, OXY |