Constant Guidance Financial LLC
In its 13F for Q3 2025 (holdings as of September 30, 2025, filed November 10, 2025), Constant Guidance Financial LLC reported 36 stock positions worth $125.2 million. Its top holding was SS SPDR S&P 500 ETF Trust-US (SPY) at 24.9% of the portfolio, followed by Berkshire Hathaway Class B (BRK.B, 22.0%) and SS Technology Select Sector (XLK, 6.4%). Compared with Q2 2025, it opened 14 new positions, sold out of 16, added to 7 and reduced 15. The biggest buy was SS SPDR S&P 500 ETF Trust-US (SPY, shares +154%) and the biggest sale Berkshire Hathaway Class B (BRK.B, shares −19%).
- Most Recent 13F
- Q2 2026
- Location
- ATTLEBORO FALLS, MA
- CIK
- 0001995383
- Portfolio Value
- $125.2M (Q3 2025)
- SEC Filing
- 0001995383-25-000005 ↗ filed Nov 10, 2025
Holdings Value
Holdings 36 stocks · $125.2M
| SPY SS SPDR S&P 500 ETF Trust-US | 24.91% | 46,839 | $31.2M | Add +154.4% |
| BRK.B Berkshire Hathaway Inc. Class B | 22.04% | 54,906 | $27.6M | Reduce -19.1% |
| XLK SS Technology Select Sector | 6.40% | 28,428 | $8.0M | New |
| PYLD PIMCO Multisector Bond Actv | 6.20% | 289,150 | $7.8M | New |
| XLC SS Comm Select Sector SPDR | 3.73% | 39,460 | $4.7M | New |
| IEF iShares 7-10 Year Treasury B | 3.49% | 45,340 | $4.4M | New |
| AAPL Apple Inc. | 3.09% | 15,216 | $3.9M | Reduce -3.5% |
| PNC PNC Financial Services Group | 2.72% | 16,960 | $3.4M | Reduce -25.4% |
| GLD SPDR Gold Shares | 2.69% | 9,486 | $3.4M | Add +169.5% |
| MSFT Microsoft Corp. | 2.65% | 6,396 | $3.3M | Add +42.5% |
| AMZN Amazon.com Inc. | 2.39% | 13,656 | $3.0M | Add +6.3% |
| NFLX Netflix Inc. | 2.17% | 2,268 | $2.7M | Reduce -17.7% |
| GOOGL Alphabet Inc. Class A | 1.84% | 9,496 | $2.3M | Add +304.4% |
| CB Chubb Ltd. | 1.79% | 7,927 | $2.2M | Reduce -29.0% |
| HD Home Depot Inc. | 1.43% | 4,429 | $1.8M | Reduce -7.5% |
| GDX Vaneck Gold Miners ETF | 1.14% | 18,762 | $1.4M | New |
| BAC Bank of America Corp. filed as BANK AMERICA CORP | 1.00% | 24,283 | $1.3M | Add +603.5% |
| LQD Ishr Ibx Usd Invgd CB ETF-Ui | 1.00% | 11,190 | $1.2M | Reduce -54.1% |
| XLY SS Consumer Disc Select Sect | 0.95% | 4,954 | $1.2M | New |
| BIL SS SPDR BB 1-3M T-Bill ETF | 0.88% | 11,957 | $1.1M | Reduce -9.0% |
| VTI VG Morningstar TS MKT ETF-US | 0.86% | 3,280 | $1.1M | Add +20.8% |
| META Meta Platforms Inc. Class A | 0.76% | 1,293 | $950K | Reduce -31.6% |
| ORCL Oracle Corp. | 0.65% | 2,899 | $815K | New |
| DELL Dell Technologies -C | 0.62% | 5,438 | $771K | New |
| XSD SS SPDR S&P Semiconductor | 0.58% | 13,135 | $720K | New |
| NVDA Nvidia Corp. | 0.56% | 3,761 | $702K | Reduce -70.2% |
| QQQ Invesco QQQ Trust Series 1 | 0.49% | 1,023 | $614K | Reduce -5.5% |
| VIG Vanguard Dividend Apprec ETF | 0.45% | 2,592 | $559K | New |
| IBIT iShares Bitcoin Trust ETF | 0.43% | 8,369 | $544K | Reduce -49.1% |
| SPTM SS SPDR P S&P 1500 Comp ETF | 0.42% | 6,492 | $524K | New |
| XOM Exxon Mobil Corp. | 0.36% | 4,033 | $455K | Reduce -11.6% |
| VYM Vanguard High DVD Yield ETF | 0.32% | 2,873 | $405K | Reduce -43.3% |
| HOOD Robinhood Markets Inc. Class A | 0.28% | 2,442 | $350K | Reduce -85.9% |
| IVV iShares Core S&P 500 ETF | 0.28% | 522 | $349K | New |
| TRV The Travelers Cos Inc. | 0.22% | 965 | $269K | New |
| IBM Intl Business Machines Corp. filed as INTERNATIONAL BUSINESS MACHS | 0.21% | 950 | $268K | New |
Portfolio Sells Q2 2025 → Q3 2025
| BRK.B Berkshire Hathaway Inc. Class B | Reduce -19.1% | 22.04% | −11.10 |
| DIS The Walt Disney Co. | Sold out | 0.00% | −3.17 |
| JPM JPMorgan Chase & Co. | Sold out | 0.00% | −2.81 |
| CFG Citizens Financial Group | Sold out | 0.00% | −2.30 |
| UNH Unitedhealth Group Inc. | Sold out | 0.00% | −2.14 |
| SPDR BLOOMBERG 1 3 MNTH T BLL ETF | Sold out | 0.00% | −1.87 |
| LQD Ishr Ibx Usd Invgd CB ETF-Ui | Reduce -54.1% | 1.00% | −1.69 |
| PNC PNC Financial Services Group | Reduce -25.4% | 2.72% | −1.54 |
| NFLX Netflix Inc. | Reduce -17.7% | 2.17% | −1.54 |
| CB Chubb Ltd. | Reduce -29.0% | 1.79% | −1.47 |
| NVDA Nvidia Corp. | Reduce -70.2% | 0.56% | −1.44 |
| MS Morgan Stanley | Sold out | 0.00% | −1.38 |
| HOOD Robinhood Markets Inc. Class A | Reduce -85.9% | 0.28% | −1.35 |
| IWM iShares Russell 2000 ETF | Sold out | 0.00% | −1.35 |
| FDX FedEx Corp. | Sold out | 0.00% | −1.18 |
| TRAVELERS COS INC | Sold out | 0.00% | −0.99 |
| MRK Merck & Co. Inc. | Sold out | 0.00% | −0.85 |
| STZ Constellation Brands Inc. Class A | Sold out | 0.00% | −0.85 |
| IBIT iShares Bitcoin Trust ETF | Reduce -49.1% | 0.43% | −0.69 |
| META Meta Platforms Inc. Class A | Reduce -31.6% | 0.76% | −0.65 |
| VYM Vanguard High DVD Yield ETF | Reduce -43.3% | 0.32% | −0.54 |
| XNTK SS SPDR Nyse Tech ETF | Sold out | 0.00% | −0.51 |
| HD Home Depot Inc. | Reduce -7.5% | 1.43% | −0.33 |
| CRM Salesforce Inc. | Sold out | 0.00% | −0.22 |
| PG The Procter & Gamble Co. | Sold out | 0.00% | −0.21 |
| NEE Nextera Energy Inc. | Sold out | 0.00% | −0.16 |
| CRWD CrowdStrike Holdings Inc. Class A | Sold out | 0.00% | −0.16 |
| AAPL Apple Inc. | Reduce -3.5% | 3.09% | −0.16 |
| XOM Exxon Mobil Corp. | Reduce -11.6% | 0.36% | −0.13 |
| QQQ Invesco QQQ Trust Series 1 | Reduce -5.5% | 0.49% | −0.11 |
| BIL SS SPDR BB 1-3M T-Bill ETF | Reduce -9.0% | 0.88% | +0.20 |
Portfolio Buys Q2 2025 → Q3 2025
| SPY SS SPDR S&P 500 ETF Trust-US | Add +154.4% | 24.91% | +13.48 |
| XLK SS Technology Select Sector | New | 6.40% | +6.40 |
| PYLD PIMCO Multisector Bond Actv | New | 6.20% | +6.20 |
| XLC SS Comm Select Sector SPDR | New | 3.73% | +3.73 |
| IEF iShares 7-10 Year Treasury B | New | 3.49% | +3.49 |
| GLD SPDR Gold Shares | Add +169.5% | 2.69% | +1.61 |
| GOOGL Alphabet Inc. Class A | Add +304.4% | 1.84% | +1.43 |
| GDX Vaneck Gold Miners ETF | New | 1.14% | +1.14 |
| XLY SS Consumer Disc Select Sect | New | 0.95% | +0.95 |
| BAC Bank of America Corp. | Add +603.5% | 1.00% | +0.84 |
| ORCL Oracle Corp. | New | 0.65% | +0.65 |
| DELL Dell Technologies -C | New | 0.62% | +0.62 |
| XSD SS SPDR S&P Semiconductor | New | 0.58% | +0.58 |
| VIG Vanguard Dividend Apprec ETF | New | 0.45% | +0.45 |
| SPTM SS SPDR P S&P 1500 Comp ETF | New | 0.42% | +0.42 |
| MSFT Microsoft Corp. | Add +42.5% | 2.65% | +0.40 |
| IVV iShares Core S&P 500 ETF | New | 0.28% | +0.28 |
| TRV The Travelers Cos Inc. | New | 0.22% | +0.22 |
| IBM Intl Business Machines Corp. | New | 0.21% | +0.21 |
| VTI VG Morningstar TS MKT ETF-US | Add +20.8% | 0.86% | +0.03 |
| AMZN Amazon.com Inc. | Add +6.3% | 2.39% | −0.44 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 67 | $159.2M | SPY, BRK.B, EFA, IWM, BIL |
| Q1 2026 | 42 | $144.6M | BRK.B, SPY, BIL, QQQ, EFA |
| Q4 2025 | 48 | $142.2M | BRK.B, SPY, GOOGL, AMZN, AAPL |
| Q3 2025 | 36 | $125.2M | SPY, BRK.B, XLK, PYLD, XLC |
| Q2 2025 | 38 | $99.5M | BRK.B, SPY, PNC, NFLX, CB |
| Q1 2025 | 30 | $79.5M | BRK.B, SPY, PYLD, AAPL, BND |
| Q4 2024 | 36 | $116.1M | BRK.B, VTV, SPY, SPDR BLOOMBERG 1 3 MNTH T BLL ETF, CB |
| Q3 2024 | 29 | $117.8M | BRK.B, SPY, LQD, USMV, SCHD |
| Q2 2024Amended | 25 | $96.4M | BRK.B, BIL, SPY, AAPL, DIA |
| Q1 2024 | 45 | $108.6M | BRK.B, SPY, BIL, BAC, OXY |