Constant Guidance Financial LLC
In its 13F for Q1 2025 (holdings as of March 31, 2025, filed May 13, 2025), Constant Guidance Financial LLC reported 30 stock positions worth $79.5 million. Its top holding was Berkshire Hathaway Class B (BRK.B) at 43.1% of the portfolio, followed by SS SPDR S&P 500 ETF Trust-US (SPY, 13.9%) and PIMCO Multisector Bond Actv (PYLD, 4.4%). Compared with Q4 2024, it opened 8 new positions, sold out of 14, added to 9 and reduced 13. The biggest buy was SS SPDR S&P 500 ETF Trust-US (SPY, shares +10%) and the biggest sale an exit from Vanguard Mrngstr Val ETF-Aui (VTV).
- Most Recent 13F
- Q2 2026
- Location
- ATTLEBORO FALLS, MA
- CIK
- 0001995383
- Portfolio Value
- $79.5M (Q1 2025)
- SEC Filing
- 0001995383-25-000002 ↗ filed May 13, 2025
Holdings Value
Holdings 30 stocks · $79.5M
| BRK.B Berkshire Hathaway Inc. Class B | 43.05% | 64,259 | $34.2M | Reduce -15.0% |
| SPY SS SPDR S&P 500 ETF Trust-US | 13.92% | 19,777 | $11.1M | Add +9.8% |
| PYLD PIMCO Multisector Bond Actv | 4.44% | 134,062 | $3.5M | New |
| AAPL Apple Inc. | 4.08% | 14,613 | $3.2M | Add +31.8% |
| BND Vanguard Total Bond Market | 3.52% | 38,113 | $2.8M | New |
| LQD Ishr Ibx Usd Invgd CB ETF-Ui | 3.50% | 25,612 | $2.8M | New |
| CB Chubb Ltd. | 3.29% | 8,650 | $2.6M | Reduce -58.5% |
| MKL Markel Group Inc. | 2.81% | 1,193 | $2.2M | Add +157.1% |
| NFLX Netflix Inc. | 2.74% | 2,334 | $2.2M | Reduce -58.6% |
| MSFT Microsoft Corp. | 2.46% | 5,215 | $2.0M | Add +16.4% |
| HD Home Depot Inc. | 2.16% | 4,693 | $1.7M | Add +4.5% |
| AVGO Broadcom Inc. | 1.44% | 6,825 | $1.1M | New |
| META Meta Platforms Inc. Class A | 1.21% | 1,669 | $962K | Reduce -47.7% |
| AMZN Amazon.com Inc. | 1.15% | 4,799 | $913K | Reduce -65.1% |
| BAC Bank of America Corp. filed as BANK AMERICA CORP | 1.14% | 21,802 | $910K | New |
| QQQ Invesco QQQ Trust Series 1 | 0.97% | 1,647 | $772K | Add +23.1% |
| VTI VG Morningstar TS MKT ETF-US | 0.97% | 2,807 | $772K | Reduce -19.3% |
| GOOGL Alphabet Inc. Class A | 0.86% | 4,442 | $687K | Reduce -50.1% |
| NEM Newmont Corp. | 0.85% | 14,000 | $676K | New |
| BIL SS SPDR BB 1-3M T-Bill ETF | 0.77% | 13,435 | $615K | Reduce -13.9% |
| XOM Exxon Mobil Corp. | 0.68% | 4,564 | $543K | Add +14.9% |
| SPDR BLOOMBERG 1 3 MNTH T BLL ETF | 0.61% | 5,258 | $482K | Reduce -94.7% |
| VIG Vanguard Dividend Apprec ETF | 0.61% | 2,486 | $482K | Reduce -6.2% |
| XNTK SS SPDR Nyse Tech ETF | 0.58% | 6,798 | $462K | Reduce -7.3% |
| VFIAX Vanguard 500 Index-Adm | 0.44% | 668 | $346K | Add +29.7% |
| VYM Vanguard High DVD Yield ETF | 0.40% | 2,444 | $315K | Reduce -79.8% |
| PG The Procter & Gamble Co. | 0.39% | 1,809 | $308K | New |
| NVDA Nvidia Corp. | 0.33% | 2,455 | $266K | Add +2.3% |
| NEE Nextera Energy Inc. | 0.32% | 3,577 | $254K | New |
| HEWL iShares Curr Hedg MSCI Switz | 0.30% | 574 | $241K | Reduce -93.4% |
Portfolio Sells Q4 2024 → Q1 2025
| VTV Vanguard Mrngstr Val ETF-Aui | Sold out | 0.00% | −12.34 |
| SPDR BLOOMBERG 1 3 MNTH T BLL ETF | Reduce -94.7% | 0.61% | −7.19 |
| CVX Chevron Corp. | Sold out | 0.00% | −3.67 |
| C Citigroup Inc. | Sold out | 0.00% | −2.99 |
| CB Chubb Ltd. | Reduce -58.5% | 3.29% | −1.67 |
| NFLX Netflix Inc. | Reduce -58.6% | 2.74% | −1.59 |
| AMZN Amazon.com Inc. | Reduce -65.1% | 1.15% | −1.45 |
| PFE Pfizer Inc. | Sold out | 0.00% | −1.17 |
| T AT&T Inc. | Sold out | 0.00% | −1.09 |
| DIS The Walt Disney Co. | Sold out | 0.00% | −1.03 |
| TLT iShares 20+ Year Treasury BD | Sold out | 0.00% | −0.97 |
| VYM Vanguard High DVD Yield ETF | Reduce -79.8% | 0.40% | −0.93 |
| DIA SS SPDR Dow Jones Indus Avg | Sold out | 0.00% | −0.82 |
| BA The Boeing Co. | Sold out | 0.00% | −0.69 |
| JNK SS SPDR BB High Yield Bond | Sold out | 0.00% | −0.64 |
| GOOGL Alphabet Inc. Class A | Reduce -50.1% | 0.86% | −0.59 |
| MO Altria Group Inc. | Sold out | 0.00% | −0.53 |
| META Meta Platforms Inc. Class A | Reduce -47.7% | 1.21% | −0.40 |
| DAL Delta Air Lines Inc. | Sold out | 0.00% | −0.39 |
| IVV iShares Core S&P 500 ETF | Sold out | 0.00% | −0.26 |
| TMUS T-Mobile US Inc. | Sold out | 0.00% | −0.26 |
| HEWL iShares Curr Hedg MSCI Switz | Reduce -93.4% | 0.30% | −0.09 |
| VTI VG Morningstar TS MKT ETF-US | Reduce -19.3% | 0.97% | +0.10 |
| BIL SS SPDR BB 1-3M T-Bill ETF | Reduce -13.9% | 0.77% | +0.13 |
| XNTK SS SPDR Nyse Tech ETF | Reduce -7.3% | 0.58% | +0.13 |
| VIG Vanguard Dividend Apprec ETF | Reduce -6.2% | 0.61% | +0.16 |
| BRK.B Berkshire Hathaway Inc. Class B | Reduce -15.0% | 43.05% | +13.55 |
Portfolio Buys Q4 2024 → Q1 2025
| SPY SS SPDR S&P 500 ETF Trust-US | Add +9.8% | 13.92% | +4.83 |
| PYLD PIMCO Multisector Bond Actv | New | 4.44% | +4.44 |
| BND Vanguard Total Bond Market | New | 3.52% | +3.52 |
| LQD Ishr Ibx Usd Invgd CB ETF-Ui | New | 3.50% | +3.50 |
| MKL Markel Group Inc. | Add +157.1% | 2.81% | +2.12 |
| AAPL Apple Inc. | Add +31.8% | 4.08% | +1.69 |
| AVGO Broadcom Inc. | New | 1.44% | +1.44 |
| BAC Bank of America Corp. | New | 1.14% | +1.14 |
| NEM Newmont Corp. | New | 0.85% | +0.85 |
| MSFT Microsoft Corp. | Add +16.4% | 2.46% | +0.84 |
| HD Home Depot Inc. | Add +4.5% | 2.16% | +0.66 |
| PG The Procter & Gamble Co. | New | 0.39% | +0.39 |
| QQQ Invesco QQQ Trust Series 1 | Add +23.1% | 0.97% | +0.38 |
| NEE Nextera Energy Inc. | New | 0.32% | +0.32 |
| XOM Exxon Mobil Corp. | Add +14.9% | 0.68% | +0.31 |
| VFIAX Vanguard 500 Index-Adm | Add +29.7% | 0.44% | +0.19 |
| NVDA Nvidia Corp. | Add +2.3% | 0.33% | +0.06 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q2 2026 | 67 | $159.2M | SPY, BRK.B, EFA, IWM, BIL |
| Q1 2026 | 42 | $144.6M | BRK.B, SPY, BIL, QQQ, EFA |
| Q4 2025 | 48 | $142.2M | BRK.B, SPY, GOOGL, AMZN, AAPL |
| Q3 2025 | 36 | $125.2M | SPY, BRK.B, XLK, PYLD, XLC |
| Q2 2025 | 38 | $99.5M | BRK.B, SPY, PNC, NFLX, CB |
| Q1 2025 | 30 | $79.5M | BRK.B, SPY, PYLD, AAPL, BND |
| Q4 2024 | 36 | $116.1M | BRK.B, VTV, SPY, SPDR BLOOMBERG 1 3 MNTH T BLL ETF, CB |
| Q3 2024 | 29 | $117.8M | BRK.B, SPY, LQD, USMV, SCHD |
| Q2 2024Amended | 25 | $96.4M | BRK.B, BIL, SPY, AAPL, DIA |
| Q1 2024 | 45 | $108.6M | BRK.B, SPY, BIL, BAC, OXY |