Efficient Advisors, LLC

In its 13F for Q4 2024 (holdings as of December 31, 2024, filed February 7, 2025), Efficient Advisors, LLC reported 66 stock positions worth $1.6 billion. Its top holding was Vngrd Mrngst SL-CP Val ETF-U (VBR) at 7.1% of the portfolio, followed by VG Morningstar TS MKT ETF-US (VTI, 6.9%) and Vanguard Total Bond Market (BND, 6.4%). Compared with Q3 2024, it opened 2 new positions, sold out of 2, added to 34 and reduced 30. The biggest buy was Vanguard Total Bond Market (BND, shares +5%) and the biggest sale Vngrd Mrngst SL-CP Val ETF-U (VBR, shares −5%).

Most Recent 13F
Q1 2026
Location
BEAVERTON, OR
CIK
0001542164
Portfolio Value
$1.6B (Q4 2024)
SEC Filing
0001765380-25-000059 ↗ filed Feb 7, 2025

Holdings Value

0$500.0M$1.0B$1.5B$2.0B Q1 2024: $1.6B Q1 2024 Q2 2024: $1.5B Q2 2024 Q3 2024: $1.6B Q3 2024 Q4 2024: $1.6B $1.6B Q4 2024 Q1 2025: $1.5B Q1 2025 Q2 2025: $1.7B Q2 2025 Q3 2025: $1.8B Q3 2025 Q4 2025: $1.7B Q4 2025 Q1 2026: $1.4B Q1 2026

Holdings 66 stocks · $1.6B

VBR Vngrd Mrngst SL-CP Val ETF-U 7.05% 552,519 $109.5M Reduce -4.8%
VTI VG Morningstar TS MKT ETF-US 6.94% 371,977 $107.8M Reduce -3.7%
BND Vanguard Total Bond Market 6.44% 1,390,350 $100.0M Add +5.2%
BIV Vanguard Intermediate-Term B 6.16% 1,280,746 $95.7M Add +5.6%
VOO Vanguard S&P 500 ETF 6.10% 175,876 $94.8M Reduce -3.0%
VB Vanguard Most SM-Cap ETF-Usd 6.06% 391,802 $94.1M Reduce -6.2%
VTV Vanguard Mrngstr Val ETF-Aui 5.90% 540,845 $91.6M Reduce -2.3%
BSV Vanguard Short-Term Bond ETF 4.01% 806,574 $62.3M Add +0.4%
AGG iShares Core U.S. Aggregate 3.88% 621,944 $60.3M Add +0.4%
VEU Vanguard Ftse All-World Ex-U 3.46% 934,682 $53.7M Add +6.4%
DFAC Dimensional US Core Equity 2 3.14% 1,412,002 $48.8M Reduce -0.1%
VNQ Vanguard Real Estate ETF 2.88% 501,257 $44.7M Add +0.5%
VSS Vanguard Ftse All Wo X-US SC 2.66% 361,444 $41.4M Add +6.6%
VXUS Vanguard Total Intl Stock 2.63% 692,479 $40.8M Add +5.6%
VGK Vanguard Ftse Europe ETF 2.56% 625,844 $39.7M Add +10.2%
DUHP Dimensional US High Profi Et 2.55% 1,173,132 $39.6M Add +2.8%
VEA Vanguard Ftse Developed ETF 2.55% 826,830 $39.5M Add +7.5%
VPL Vanguard Ftse Pacific ETF 2.53% 552,874 $39.3M Add +7.0%
DFIC Dimensional International Co. 2.38% 1,429,801 $37.0M Add +10.2%
VCSH Vanguard S/T Corp. Bond ETF 2.03% 405,067 $31.6M Add +3.0%
VTIP Vanguard Short-Term Tips 2.03% 650,736 $31.5M Add +2.5%
BNDX Vanguard Total Intl Bond ETF 2.03% 641,272 $31.5M Add +3.1%
VWO Vanguard Ftse Emerging Marke 1.81% 637,862 $28.1M Add +1.8%
DFIS Dimensional International SM 1.64% 1,039,443 $25.5M Add +10.0%
AVDV Avantis Intl S/C Value ETF 1.43% 341,339 $22.2M Add +2.7%
VGSH Vanguard Short-Term Treasury 1.29% 345,669 $20.1M Add +3.1%
DIHP Dimensional International Hi 0.95% 583,279 $14.7M Add +13.0%
DFAE Dimensional Emerging Core Eq 0.78% 475,552 $12.1M Add +8.6%
DGS Wisdomtree Em Small Cap 0.61% 193,603 $9.5M Add +4.1%
TILT NT Mstar US Ftilt ETF 0.57% 40,964 $8.8M Reduce -18.8%
IVE iShares S&P 500 Value ETF 0.52% 42,624 $8.1M Reduce -10.8%
SHY iShares 1-3 Year Treasury Bo 0.48% 91,096 $7.5M Reduce -6.2%
EFV iShares MSCI Eafe Value ETF 0.43% 127,190 $6.7M Reduce -2.8%
DFAT Dimensional US Target Value 0.41% 113,259 $6.3M Add +13.5%
TLTD NT Dev Exus Ftilt ETF 0.40% 91,186 $6.3M Reduce -10.3%
DFAS Dimensional US Small Cap ETF 0.40% 96,221 $6.3M Add +13.5%
IWC iShares Micro-Cap ETF 0.25% 29,463 $3.8M Reduce -13.6%
EFA iShares MSCI Eafe ETF 0.23% 48,101 $3.6M Add +1.3%
IVV iShares Core S&P 500 ETF 0.23% 6,151 $3.6M Reduce -12.8%
DISV Dimensional International SM 0.17% 101,472 $2.7M Add +27.2%
WTMF Wisdomtree MGD Futures Strat 0.16% 70,414 $2.5M Add +1.8%
SUB iShares Short-Term National 0.14% 21,184 $2.2M Reduce -8.2%
SCZ iShares MSCI Eafe Small-Cap 0.14% 36,462 $2.2M Reduce -1.5%
EEM iShares MSCI Emerging Market 0.14% 51,684 $2.2M Reduce -4.4%
VT Vanguard Tot World STK ETF 0.13% 17,667 $2.1M Reduce -1.3%
TLTE NT Emg MKTS Ftilt ETF 0.08% 25,767 $1.3M Reduce -11.7%
RWO State Street SPDR Dow Jones 0.07% 24,919 $1.1M Reduce -12.7%
MUB iShares National Muni Bond E 0.06% 9,405 $1.0M Reduce -9.2%
AOA iShares Core 80/20 Aggressiv 0.05% 9,190 $704K Reduce -8.8%
GWX State Street SPDR S&P Intern 0.04% 21,607 $670K Add +4.6%
IWL iShares Russell Top 200 ETF 0.04% 4,408 $638K Reduce -6.5%
VV Vngrd Mrgstr LRG-Cap ETF-Usd 0.04% 2,123 $573K Reduce -6.3%
TPLC Timothy PLN US LRG/Mid Cap 0.03% 12,005 $514K Add +0.4%
TPIF Timothy Plan Intl ETF 0.03% 17,500 $465K Add +0.5%
DFUS Dimensional US Eq MKT ETF 0.03% 6,578 $419K Reduce -4.2%
DFUV Dimensional US Marketwide Va 0.03% 10,064 $412K Reduce -4.4%
HYG Ishr Ibx Usd Hiyld CB ETF-Ui 0.03% 5,215 $410K Reduce -21.0%
IEFA iShares Core MSCI Eafe ETF 0.03% 5,601 $394K Add +5.5%
ITOT iShares Core S&P Total U.S. 0.03% 3,058 $393K Reduce -3.5%
SPIP SS SPDR P Tips ETF 0.02% 12,354 $313K Reduce -17.9%
VCIT Vanguard Int-Term Corporate 0.02% 3,537 $284K Reduce -24.8%
AOR iShares Core 60/40 Balanced 0.02% 4,944 $283K Reduce -20.0%
SPY SS SPDR S&P 500 ETF Trust-US 0.02% 479 $281K New
TPSC Timothy Plan US Small Cap Co. 0.02% 6,565 $256K Add +0.3%
IEMG iShares Core MSCI Emerging 0.02% 4,507 $235K Add +1.8%
ACWI iShares MSCI Acwi ETF 0.01% 1,927 $226K New

Portfolio Sells Q3 2024 → Q4 2024

VBR Vngrd Mrngst SL-CP Val ETF-U Reduce -4.8% 7.05% −0.26
VTV Vanguard Mrngstr Val ETF-Aui Reduce -2.3% 5.90% −0.17
VB Vanguard Most SM-Cap ETF-Usd Reduce -6.2% 6.06% −0.16
TILT NT Mstar US Ftilt ETF Reduce -18.8% 0.57% −0.10
TLTD NT Dev Exus Ftilt ETF Reduce -10.3% 0.40% −0.07
IVE iShares S&P 500 Value ETF Reduce -10.8% 0.52% −0.07
EFV iShares MSCI Eafe Value ETF Reduce -2.8% 0.43% −0.04
SHY iShares 1-3 Year Treasury Bo Reduce -6.2% 0.48% −0.03
IVV iShares Core S&P 500 ETF Reduce -12.8% 0.23% −0.02
TLTE NT Emg MKTS Ftilt ETF Reduce -11.7% 0.08% −0.02
DHS Wisdomtree US High Dividend Sold out 0.00% −0.02
VYM Vanguard High DVD Yield ETF Sold out 0.00% −0.02
EEM iShares MSCI Emerging Market Reduce -4.4% 0.14% −0.02
IWC iShares Micro-Cap ETF Reduce -13.6% 0.25% −0.02
RWO State Street SPDR Dow Jones Reduce -12.7% 0.07% −0.02
SCZ iShares MSCI Eafe Small-Cap Reduce -1.5% 0.14% −0.01
SUB iShares Short-Term National Reduce -8.2% 0.14% −0.01
HYG Ishr Ibx Usd Hiyld CB ETF-Ui Reduce -21.0% 0.03% −0.01
VCIT Vanguard Int-Term Corporate Reduce -24.8% 0.02% −0.01
MUB iShares National Muni Bond E Reduce -9.2% 0.06% −0.01
AOR iShares Core 60/40 Balanced Reduce -20.0% 0.02% −0.00
SPIP SS SPDR P Tips ETF Reduce -17.9% 0.02% −0.00
AOA iShares Core 80/20 Aggressiv Reduce -8.8% 0.05% −0.00
DFUV Dimensional US Marketwide Va Reduce -4.4% 0.03% −0.00
VT Vanguard Tot World STK ETF Reduce -1.3% 0.13% −0.00
IWL iShares Russell Top 200 ETF Reduce -6.5% 0.04% −0.00
VV Vngrd Mrgstr LRG-Cap ETF-Usd Reduce -6.3% 0.04% −0.00
DFUS Dimensional US Eq MKT ETF Reduce -4.2% 0.03% +0.00
ITOT iShares Core S&P Total U.S. Reduce -3.5% 0.03% +0.00
VTI VG Morningstar TS MKT ETF-US Reduce -3.7% 6.94% +0.08
VOO Vanguard S&P 500 ETF Reduce -3.0% 6.10% +0.10
DFAC Dimensional US Core Equity 2 Reduce -0.1% 3.14% +0.11

Portfolio Buys Q3 2024 → Q4 2024

BND Vanguard Total Bond Market Add +5.2% 6.44% +0.21
BIV Vanguard Intermediate-Term B Add +5.6% 6.16% +0.20
DUHP Dimensional US High Profi Et Add +2.8% 2.55% +0.11
DFIC Dimensional International Co. Add +10.2% 2.38% +0.09
VCSH Vanguard S/T Corp. Bond ETF Add +3.0% 2.03% +0.07
VTIP Vanguard Short-Term Tips Add +2.5% 2.03% +0.07
BNDX Vanguard Total Intl Bond ETF Add +3.1% 2.03% +0.06
DFAS Dimensional US Small Cap ETF Add +13.5% 0.40% +0.06
DFAT Dimensional US Target Value Add +13.5% 0.41% +0.06
VGSH Vanguard Short-Term Treasury Add +3.1% 1.29% +0.05
DFIS Dimensional International SM Add +10.0% 1.64% +0.05
DIHP Dimensional International Hi Add +13.0% 0.95% +0.05
BSV Vanguard Short-Term Bond ETF Add +0.4% 4.01% +0.05
DISV Dimensional International SM Add +27.2% 0.17% +0.03
VGK Vanguard Ftse Europe ETF Add +10.2% 2.56% +0.02
DFAE Dimensional Emerging Core Eq Add +8.6% 0.78% +0.02
SPY SS SPDR S&P 500 ETF Trust-US New 0.02% +0.02
ACWI iShares MSCI Acwi ETF New 0.01% +0.01
WTMF Wisdomtree MGD Futures Strat Add +1.8% 0.16% +0.00
TPSC Timothy Plan US Small Cap Co. Add +0.3% 0.02% +0.00
TPLC Timothy PLN US LRG/Mid Cap Add +0.4% 0.03% +0.00
IEFA iShares Core MSCI Eafe ETF Add +5.5% 0.03% −0.00
IEMG iShares Core MSCI Emerging Add +1.8% 0.02% −0.00
GWX State Street SPDR S&P Intern Add +4.6% 0.04% −0.00
VEA Vanguard Ftse Developed ETF Add +7.5% 2.55% −0.00
TPIF Timothy Plan Intl ETF Add +0.5% 0.03% −0.00
VPL Vanguard Ftse Pacific ETF Add +7.0% 2.53% −0.01
VSS Vanguard Ftse All Wo X-US SC Add +6.6% 2.66% −0.01
EFA iShares MSCI Eafe ETF Add +1.3% 0.23% −0.01
DGS Wisdomtree Em Small Cap Add +4.1% 0.61% −0.02
VEU Vanguard Ftse All-World Ex-U Add +6.4% 3.46% −0.02
VXUS Vanguard Total Intl Stock Add +5.6% 2.63% −0.04
AVDV Avantis Intl S/C Value ETF Add +2.7% 1.43% −0.04
AGG iShares Core U.S. Aggregate Add +0.4% 3.88% −0.06
VWO Vanguard Ftse Emerging Marke Add +1.8% 1.81% −0.07
VNQ Vanguard Real Estate ETF Add +0.5% 2.88% −0.17

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q1 2026 58$1.4BBND, BIV, VTI, VOO, VTV
Q4 2025Amended 58$1.7BVTI, VBR, VOO, BND, VTV
Q3 2025 58$1.8BVBR, VTI, VOO, BND, VB
Q2 2025 96$1.7BVBR, VTI, BND, VOO, VB
Q1 2025Amended 61$1.5BVBR, BND, VTI, BIV, VTV
Q4 2024 66$1.6BVBR, VTI, BND, BIV, VOO
Q3 2024 66$1.6BVBR, VTI, BND, VB, VTV
Q2 2024 66$1.5BVBR, VTI, BND, VB, VOO
Q1 2024 68$1.6BVBR, VTI, VB, VTV, BND