Efficient Advisors, LLC
In its 13F for Q4 2025 (holdings as of December 31, 2025, filed January 21, 2026), Efficient Advisors, LLC reported 58 stock positions worth $1.7 billion. Its top holding was VG Morningstar TS MKT ETF-US (VTI) at 7.4% of the portfolio, followed by Vngrd Mrngst SL-CP Val ETF-U (VBR, 7.0%) and Vanguard S&P 500 ETF (VOO, 6.6%). Compared with Q3 2025, it opened 1 new position, sold out of 1, added to 14 and reduced 42. The biggest buy was Vanguard Ftse Europe ETF (VGK, shares +1%) and the biggest sale iShares Core U.S. Aggregate (AGG, shares −20%).
- Most Recent 13F
- Q1 2026
- Location
- BEAVERTON, OR
- CIK
- 0001542164
- Portfolio Value
- $1.7B (Q4 2025)
- SEC Filing
- 0001765380-26-000006 ↗ filed Jan 21, 2026
Holdings Value
Holdings 58 stocks · $1.7B
| VTI VG Morningstar TS MKT ETF-US | 7.35% | 375,633 | $125.9M | Reduce -2.4% |
| VBR Vngrd Mrngst SL-CP Val ETF-U | 7.02% | 567,985 | $120.3M | Reduce -7.7% |
| VOO Vanguard S&P 500 ETF | 6.56% | 179,276 | $112.4M | Reduce -2.2% |
| BND Vanguard Total Bond Market | 6.54% | 1,511,694 | $112.0M | Add +0.3% |
| VTV Vanguard Mrngstr Val ETF-Aui | 6.50% | 582,862 | $111.3M | Reduce -0.7% |
| VB Vanguard Most SM-Cap ETF-Usd | 6.31% | 418,748 | $108.0M | Reduce -4.9% |
| BIV Vanguard Intermediate-Term B | 6.24% | 1,371,991 | $106.9M | Add +0.5% |
| VEU Vanguard Ftse All-World Ex-U | 3.78% | 880,541 | $64.8M | Reduce -1.2% |
| BSV Vanguard Short-Term Bond ETF | 3.55% | 770,620 | $60.7M | Reduce -8.5% |
| VNQ Vanguard Real Estate ETF | 3.13% | 606,676 | $53.7M | Add +2.9% |
| DFAC Dimensional US Core Equity 2 | 3.06% | 1,326,179 | $52.5M | Reduce -17.2% |
| VSS Vanguard Ftse All Wo X-US SC | 2.94% | 351,225 | $50.3M | Add +1.7% |
| AGG iShares Core U.S. Aggregate | 2.88% | 494,617 | $49.4M | Reduce -20.3% |
| VGK Vanguard Ftse Europe ETF | 2.86% | 585,358 | $48.9M | Add +0.8% |
| VEA Vanguard Ftse Developed ETF | 2.84% | 779,733 | $48.7M | Reduce -0.1% |
| VXUS Vanguard Total Intl Stock | 2.81% | 638,958 | $48.2M | Reduce -1.7% |
| VPL Vanguard Ftse Pacific ETF | 2.79% | 528,254 | $47.8M | Reduce -0.9% |
| DUHP Dimensional US High Profi Et | 2.51% | 1,130,037 | $43.0M | Reduce -14.5% |
| DFIC Dimensional International Co. | 2.35% | 1,170,010 | $40.3M | Reduce -16.4% |
| VCSH Vanguard S/T Corp. Bond ETF | 2.07% | 444,994 | $35.5M | Add +1.4% |
| VTIP Vanguard Short-Term Tips | 2.06% | 713,174 | $35.3M | Add +2.9% |
| BNDX Vanguard Total Intl Bond ETF | 2.04% | 724,128 | $35.0M | Add +2.1% |
| VWO Vanguard Ftse Emerging Marke | 1.93% | 615,438 | $33.1M | Reduce -2.6% |
| DFIS Dimensional International SM | 1.62% | 840,773 | $27.7M | Reduce -16.3% |
| AVDV Avantis Intl S/C Value ETF | 1.09% | 199,404 | $18.7M | Reduce -20.9% |
| VGSH Vanguard Short-Term Treasury | 1.08% | 314,362 | $18.5M | Reduce -20.8% |
| DIHP Dimensional International Hi | 0.94% | 506,964 | $16.1M | Reduce -15.8% |
| DFAE Dimensional Emerging Core Eq | 0.78% | 412,468 | $13.4M | Reduce -17.1% |
| DFAT Dimensional US Target Value | 0.57% | 165,281 | $9.8M | Add +14.1% |
| DFAS Dimensional US Small Cap ETF | 0.56% | 138,942 | $9.7M | Add +13.5% |
| DGS Wisdomtree Em Small Cap | 0.47% | 140,893 | $8.1M | Reduce -21.4% |
| IVE iShares S&P 500 Value ETF | 0.33% | 26,635 | $5.6M | Reduce -8.0% |
| SHY iShares 1-3 Year Treasury Bo | 0.30% | 62,009 | $5.1M | Reduce -18.1% |
| EFV iShares MSCI Eafe Value ETF | 0.28% | 67,824 | $4.8M | Reduce -4.8% |
| DISV Dimensional International SM | 0.25% | 114,208 | $4.3M | Add +10.8% |
| TILT NT Mstar US Ftilt ETF | 0.24% | 16,661 | $4.1M | Reduce -5.0% |
| IVV iShares Core S&P 500 ETF | 0.17% | 4,281 | $2.9M | Add +2.2% |
| IWC iShares Micro-Cap ETF | 0.16% | 17,475 | $2.8M | Reduce -11.2% |
| EFA iShares MSCI Eafe ETF | 0.14% | 25,697 | $2.5M | Reduce -7.0% |
| TLTD NT Dev Exus Ftilt ETF | 0.14% | 26,149 | $2.4M | Reduce -4.2% |
| VT Vanguard Tot World STK ETF | 0.13% | 15,699 | $2.2M | Reduce -7.3% |
| SCZ iShares MSCI Eafe Small-Cap | 0.09% | 20,356 | $1.6M | Reduce -3.3% |
| EEM iShares MSCI Emerging Market | 0.09% | 27,384 | $1.5M | Reduce -11.3% |
| WTMF Wisdomtree MGD Futures Strat | 0.08% | 34,820 | $1.3M | Reduce -7.2% |
| JPM JPMorgan Chase & Co. | 0.04% | 2,214 | $713K | No change |
| IWL iShares Russell Top 200 ETF | 0.04% | 3,686 | $629K | Reduce -2.2% |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | 0.03% | 1,807 | $569K | Reduce -0.9% |
| SUB iShares Short-Term National | 0.03% | 5,120 | $546K | Reduce -8.5% |
| RWO State Street SPDR Dow Jones | 0.03% | 9,834 | $443K | Reduce -3.3% |
| ITOT iShares Core S&P Total U.S. | 0.02% | 2,795 | $416K | Add +24.4% |
| IEFA iShares Core MSCI Eafe ETF | 0.02% | 4,451 | $398K | Add +2.8% |
| AOA iShares Core 80/20 Aggressiv | 0.02% | 4,253 | $381K | Reduce -19.1% |
| TLTE NT Emg MKTS Ftilt ETF | 0.02% | 5,801 | $370K | Reduce -10.2% |
| AOM iShares Core 40/60 Moderate | 0.02% | 7,321 | $349K | Reduce -3.8% |
| SPTM SS SPDR P S&P 1500 Comp ETF | 0.02% | 3,821 | $315K | New |
| GLD SPDR Gold Shares | 0.02% | 675 | $267K | Reduce -0.1% |
| MUB iShares National Muni Bond E | 0.02% | 2,471 | $265K | Reduce -10.9% |
| IEMG iShares Core MSCI Emerging | 0.01% | 3,484 | $234K | Reduce -3.2% |
Portfolio Sells Q3 2025 → Q4 2025
| AGG iShares Core U.S. Aggregate | Reduce -20.3% | 2.88% | −0.62 |
| DFAC Dimensional US Core Equity 2 | Reduce -17.2% | 3.06% | −0.42 |
| DUHP Dimensional US High Profi Et | Reduce -14.5% | 2.51% | −0.31 |
| VGSH Vanguard Short-Term Treasury | Reduce -20.8% | 1.08% | −0.24 |
| DFIC Dimensional International Co. | Reduce -16.4% | 2.35% | −0.23 |
| VBR Vngrd Mrngst SL-CP Val ETF-U | Reduce -7.7% | 7.02% | −0.22 |
| BSV Vanguard Short-Term Bond ETF | Reduce -8.5% | 3.55% | −0.20 |
| DFIS Dimensional International SM | Reduce -16.3% | 1.62% | −0.17 |
| AVDV Avantis Intl S/C Value ETF | Reduce -20.9% | 1.09% | −0.17 |
| DGS Wisdomtree Em Small Cap | Reduce -21.4% | 0.47% | −0.11 |
| DFAE Dimensional Emerging Core Eq | Reduce -17.1% | 0.78% | −0.10 |
| DIHP Dimensional International Hi | Reduce -15.8% | 0.94% | −0.09 |
| SHY iShares 1-3 Year Treasury Bo | Reduce -18.1% | 0.30% | −0.05 |
| AOR iShares Core 60/40 Balanced | Sold out | 0.00% | −0.01 |
| IVE iShares S&P 500 Value ETF | Reduce -8.0% | 0.33% | −0.01 |
| EEM iShares MSCI Emerging Market | Reduce -11.3% | 0.09% | −0.01 |
| IWC iShares Micro-Cap ETF | Reduce -11.2% | 0.16% | −0.00 |
| AOA iShares Core 80/20 Aggressiv | Reduce -19.1% | 0.02% | −0.00 |
| WTMF Wisdomtree MGD Futures Strat | Reduce -7.2% | 0.08% | −0.00 |
| VT Vanguard Tot World STK ETF | Reduce -7.3% | 0.13% | −0.00 |
| VB Vanguard Most SM-Cap ETF-Usd | Reduce -4.9% | 6.31% | −0.00 |
| SUB iShares Short-Term National | Reduce -8.5% | 0.03% | −0.00 |
| TLTE NT Emg MKTS Ftilt ETF | Reduce -10.2% | 0.02% | −0.00 |
| EFA iShares MSCI Eafe ETF | Reduce -7.0% | 0.14% | −0.00 |
| MUB iShares National Muni Bond E | Reduce -10.9% | 0.02% | −0.00 |
| RWO State Street SPDR Dow Jones | Reduce -3.3% | 0.03% | −0.00 |
| AOM iShares Core 40/60 Moderate | Reduce -3.8% | 0.02% | 0.00 |
| IEMG iShares Core MSCI Emerging | Reduce -3.2% | 0.01% | +0.00 |
| SCZ iShares MSCI Eafe Small-Cap | Reduce -3.3% | 0.09% | +0.00 |
| IWL iShares Russell Top 200 ETF | Reduce -2.2% | 0.04% | +0.00 |
| VWO Vanguard Ftse Emerging Marke | Reduce -2.6% | 1.93% | +0.00 |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | Reduce -0.9% | 0.03% | +0.00 |
| GLD SPDR Gold Shares | Reduce -0.1% | 0.02% | +0.00 |
| TILT NT Mstar US Ftilt ETF | Reduce -5.0% | 0.24% | +0.00 |
| TLTD NT Dev Exus Ftilt ETF | Reduce -4.2% | 0.14% | +0.01 |
| EFV iShares MSCI Eafe Value ETF | Reduce -4.8% | 0.28% | +0.01 |
| VXUS Vanguard Total Intl Stock | Reduce -1.7% | 2.81% | +0.12 |
| VPL Vanguard Ftse Pacific ETF | Reduce -0.9% | 2.79% | +0.15 |
| VEU Vanguard Ftse All-World Ex-U | Reduce -1.2% | 3.78% | +0.20 |
| VEA Vanguard Ftse Developed ETF | Reduce -0.1% | 2.84% | +0.21 |
| VTI VG Morningstar TS MKT ETF-US | Reduce -2.4% | 7.35% | +0.23 |
| VOO Vanguard S&P 500 ETF | Reduce -2.2% | 6.56% | +0.24 |
| VTV Vanguard Mrngstr Val ETF-Aui | Reduce -0.7% | 6.50% | +0.33 |
Portfolio Buys Q3 2025 → Q4 2025
| VGK Vanguard Ftse Europe ETF | Add +0.8% | 2.86% | +0.24 |
| BIV Vanguard Intermediate-Term B | Add +0.5% | 6.24% | +0.23 |
| BND Vanguard Total Bond Market | Add +0.3% | 6.54% | +0.22 |
| VSS Vanguard Ftse All Wo X-US SC | Add +1.7% | 2.94% | +0.16 |
| DFAT Dimensional US Target Value | Add +14.1% | 0.57% | +0.10 |
| VNQ Vanguard Real Estate ETF | Add +2.9% | 3.13% | +0.10 |
| VCSH Vanguard S/T Corp. Bond ETF | Add +1.4% | 2.07% | +0.09 |
| DFAS Dimensional US Small Cap ETF | Add +13.5% | 0.56% | +0.09 |
| VTIP Vanguard Short-Term Tips | Add +2.9% | 2.06% | +0.08 |
| BNDX Vanguard Total Intl Bond ETF | Add +2.1% | 2.04% | +0.07 |
| DISV Dimensional International SM | Add +10.8% | 0.25% | +0.05 |
| SPTM SS SPDR P S&P 1500 Comp ETF | New | 0.02% | +0.02 |
| IVV iShares Core S&P 500 ETF | Add +2.2% | 0.17% | +0.01 |
| ITOT iShares Core S&P Total U.S. | Add +24.4% | 0.02% | +0.01 |
| IEFA iShares Core MSCI Eafe ETF | Add +2.8% | 0.02% | +0.00 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q1 2026 | 58 | $1.4B | BND, BIV, VTI, VOO, VTV |
| Q4 2025Amended | 58 | $1.7B | VTI, VBR, VOO, BND, VTV |
| Q3 2025 | 58 | $1.8B | VBR, VTI, VOO, BND, VB |
| Q2 2025 | 96 | $1.7B | VBR, VTI, BND, VOO, VB |
| Q1 2025Amended | 61 | $1.5B | VBR, BND, VTI, BIV, VTV |
| Q4 2024 | 66 | $1.6B | VBR, VTI, BND, BIV, VOO |
| Q3 2024 | 66 | $1.6B | VBR, VTI, BND, VB, VTV |
| Q2 2024 | 66 | $1.5B | VBR, VTI, BND, VB, VOO |
| Q1 2024 | 68 | $1.6B | VBR, VTI, VB, VTV, BND |