Efficient Advisors, LLC

In its 13F for Q2 2025 (holdings as of June 30, 2025, filed August 7, 2025), Efficient Advisors, LLC reported 96 stock positions worth $1.7 billion. Its top holding was Vngrd Mrngst SL-CP Val ETF-U (VBR) at 7.1% of the portfolio, followed by VG Morningstar TS MKT ETF-US (VTI, 6.9%) and Vanguard Total Bond Market (BND, 6.4%). Compared with Q1 2025, it opened 40 new positions, sold out of 5, added to 16 and reduced 40. The biggest buy was Vanguard Most SM-Cap ETF-Usd (VB, shares +9%) and the biggest sale Vanguard Intermediate-Term B (BIV, shares −0%).

Most Recent 13F
Q1 2026
Location
BEAVERTON, OR
CIK
0001542164
Portfolio Value
$1.7B (Q2 2025)
SEC Filing
0001765380-25-000308 ↗ filed Aug 7, 2025

Holdings Value

0$500.0M$1.0B$1.5B$2.0B Q1 2024: $1.6B Q1 2024 Q2 2024: $1.5B Q2 2024 Q3 2024: $1.6B Q3 2024 Q4 2024: $1.6B Q4 2024 Q1 2025: $1.5B Q1 2025 Q2 2025: $1.7B $1.7B Q2 2025 Q3 2025: $1.8B Q3 2025 Q4 2025: $1.7B Q4 2025 Q1 2026: $1.4B Q1 2026

Holdings 96 stocks · $1.7B

VBR Vngrd Mrngst SL-CP Val ETF-U 7.09% 610,689 $119.1M Add +7.5%
VTI VG Morningstar TS MKT ETF-US 6.95% 383,864 $116.7M Add +3.9%
BND Vanguard Total Bond Market 6.40% 1,458,694 $107.4M Add +3.9%
VOO Vanguard S&P 500 ETF 6.13% 181,106 $102.9M Add +4.3%
VB Vanguard Most SM-Cap ETF-Usd 6.13% 434,073 $102.9M Add +8.5%
VTV Vanguard Mrngstr Val ETF-Aui 5.99% 568,797 $100.5M Add +5.1%
BIV Vanguard Intermediate-Term B 5.88% 1,277,480 $98.8M Reduce -0.5%
BSV Vanguard Short-Term Bond ETF 3.71% 792,001 $62.3M Reduce -0.7%
AGG iShares Core U.S. Aggregate 3.59% 607,264 $60.2M Reduce -0.4%
VEU Vanguard Ftse All-World Ex-U 3.45% 861,940 $57.9M Reduce -4.7%
DFAC Dimensional US Core Equity 2 3.34% 1,564,813 $56.1M Add +9.4%
VNQ Vanguard Real Estate ETF 2.93% 551,718 $49.1M Add +5.5%
VSS Vanguard Ftse All Wo X-US SC 2.74% 342,288 $46.0M Reduce -5.5%
DUHP Dimensional US High Profi Et 2.68% 1,265,028 $45.0M Add +9.2%
VXUS Vanguard Total Intl Stock 2.63% 640,489 $44.3M Reduce -5.4%
VPL Vanguard Ftse Pacific ETF 2.62% 534,635 $43.9M Reduce -3.1%
VEA Vanguard Ftse Developed ETF 2.57% 757,359 $43.2M Reduce -5.4%
VGK Vanguard Ftse Europe ETF 2.53% 547,483 $42.4M Reduce -7.1%
DFIC Dimensional International Co. 2.50% 1,351,411 $42.0M Reduce -3.1%
BNDX Vanguard Total Intl Bond ETF 1.92% 649,572 $32.2M Reduce -0.2%
VCSH Vanguard S/T Corp. Bond ETF 1.91% 403,499 $32.1M Reduce -0.7%
VTIP Vanguard Short-Term Tips 1.90% 635,198 $31.9M Reduce -1.9%
VWO Vanguard Ftse Emerging Marke 1.82% 616,968 $30.5M Reduce -2.9%
DFIS Dimensional International SM 1.76% 988,847 $29.5M Reduce -3.8%
VGSH Vanguard Short-Term Treasury 1.30% 372,156 $21.9M Add +4.7%
AVDV Avantis Intl S/C Value ETF 1.29% 272,692 $21.6M Reduce -9.9%
DIHP Dimensional International Hi 0.98% 559,512 $16.5M Reduce -0.6%
DFAE Dimensional Emerging Core Eq 0.82% 476,585 $13.8M Add +1.1%
DGS Wisdomtree Em Small Cap 0.59% 180,878 $10.0M Reduce -3.6%
DFAT Dimensional US Target Value 0.39% 122,249 $6.6M Add +14.5%
DFAS Dimensional US Small Cap ETF 0.39% 102,289 $6.5M Add +12.9%
IVE iShares S&P 500 Value ETF 0.38% 32,549 $6.4M Reduce -5.8%
SHY iShares 1-3 Year Treasury Bo 0.37% 75,884 $6.3M Reduce -7.3%
EFV iShares MSCI Eafe Value ETF 0.31% 81,029 $5.1M Reduce -15.7%
TILT NT Mstar US Ftilt ETF 0.30% 22,268 $5.0M Reduce -31.4%
TIPX SS SPDR BB 1-10YR Tips ETF 0.24% 210,632 $4.0M New
STPZ PIMCO 1-5 Year US Tips Index 0.24% 74,595 $4.0M New
TLTD NT Dev Exus Ftilt ETF 0.18% 36,254 $3.0M Reduce -46.8%
IWC iShares Micro-Cap ETF 0.18% 23,476 $3.0M Reduce -0.5%
IVV iShares Core S&P 500 ETF 0.18% 4,782 $3.0M Reduce -6.0%
DISV Dimensional International SM 0.17% 87,864 $2.9M Reduce -3.8%
EFA iShares MSCI Eafe ETF 0.17% 31,043 $2.8M Reduce -16.8%
VT Vanguard Tot World STK ETF 0.14% 18,366 $2.4M Add +4.7%
IAGG iShares Intl Aggregate Bond 0.13% 43,524 $2.2M New
SCZ iShares MSCI Eafe Small-Cap 0.10% 24,174 $1.8M Reduce -14.1%
GCOW Pacer Global Cash Cows Divid 0.10% 45,031 $1.7M New
EEM iShares MSCI Emerging Market 0.10% 35,146 $1.7M Reduce -12.2%
IETC iShares U.S. Tech Independen 0.10% 17,985 $1.7M New
MGK Vngrd Mrgstr MG CP GR ETF-Ui 0.10% 4,505 $1.6M New
WTMF Wisdomtree MGD Futures Strat 0.10% 46,722 $1.6M Reduce -25.0%
PNQI Invesco Nasdaq Internet ETF 0.09% 30,290 $1.6M New
FXU First Trust Utilities Alphad 0.07% 29,686 $1.3M New
CAH Cardinal Health Inc. 0.06% 5,561 $934K New
PLTR Palantir Technologies Inc. Class A 0.05% 6,619 $902K New
SGOL Abrdn Physical Gold Shares 0.05% 27,725 $874K New
LVHI Franklin International Low V 0.05% 25,937 $844K New
SPLV Invesco S&P 500 Low Volatili 0.05% 11,524 $839K New
LGLV SPDR US LC Low Vol Idx 0.05% 4,671 $816K New
BRK.B Berkshire Hathaway Inc. Class B 0.05% 1,652 $802K New
SUB iShares Short-Term National 0.05% 7,202 $766K Reduce -61.3%
CIBR First Trust Nasdaq Cybersecu 0.04% 8,921 $674K New
EINC Vaneck Energy Income ETF 0.04% 6,520 $644K New
VRSN Verisign Inc. 0.04% 2,198 $635K New
FTNT Fortinet Inc. 0.04% 5,846 $618K New
IWL iShares Russell Top 200 ETF 0.04% 4,028 $617K Add +1.1%
IAK iShares U.S. Insurance ETF 0.04% 4,504 $606K New
VV Vngrd Mrgstr LRG-Cap ETF-Usd 0.03% 1,953 $557K Add +1.2%
TLTE NT Emg MKTS Ftilt ETF 0.03% 9,276 $544K Reduce -52.8%
RWO State Street SPDR Dow Jones 0.03% 12,293 $543K Reduce -39.1%
AOA iShares Core 80/20 Aggressiv 0.03% 6,350 $530K Reduce -16.1%
DG Dollar General Corp. 0.03% 4,454 $509K New
HWM Howmet Aerospace Inc. 0.03% 2,700 $503K New
NFLX Netflix Inc. 0.03% 353 $473K New
GDX Vaneck Gold Miners ETF 0.03% 8,898 $463K New
RTX RTX Corp. 0.03% 3,096 $452K New
FFIV F5 Inc. 0.03% 1,528 $450K New
FXE Invesco Currencyshares Euro 0.03% 3,998 $435K New
FXF Invesco Currencyshares Swiss 0.03% 3,762 $421K New
MCK McKesson Corp. 0.02% 566 $415K New
CVS CVS Health Corp. 0.02% 5,999 $414K New
PLMR Palomar Holdings Inc. 0.02% 2,662 $411K New
CHKP Check Point Software Tech 0.02% 1,854 $410K New
KR Kroger Co. 0.02% 5,619 $403K New
CCOR Core Alternative ETF 0.02% 14,743 $396K New
PPC Pilgrim's Pride Corp. 0.02% 8,758 $394K New
COST Costco Wholesale Corp. 0.02% 385 $381K New
IEFA iShares Core MSCI Eafe ETF 0.02% 4,499 $376K Reduce -8.9%
MUB iShares National Muni Bond E 0.02% 3,442 $360K Reduce -58.9%
ITOT iShares Core S&P Total U.S. 0.02% 2,605 $352K Reduce -5.0%
BKNG Booking Holdings Inc. 0.02% 58 $336K New
AOR iShares Core 60/40 Balanced 0.02% 4,695 $289K Reduce -0.9%
IEMG iShares Core MSCI Emerging 0.01% 3,833 $230K Reduce -6.1%
GOOGL Alphabet Inc. Class A 0.01% 1,228 $216K New
GLD SPDR Gold Shares 0.01% 677 $206K New
HYG Ishr Ibx Usd Hiyld CB ETF-Ui 0.01% 2,537 $205K Reduce -31.5%
DOCU Docusign Inc. 0.01% 2,612 $203K New

Portfolio Sells Q1 2025 → Q2 2025

BIV Vanguard Intermediate-Term B Reduce -0.5% 5.88% −0.52
BSV Vanguard Short-Term Bond ETF Reduce -0.7% 3.71% −0.35
AGG iShares Core U.S. Aggregate Reduce -0.4% 3.59% −0.34
VTIP Vanguard Short-Term Tips Reduce -1.9% 1.90% −0.20
VCSH Vanguard S/T Corp. Bond ETF Reduce -0.7% 1.91% −0.18
VGK Vanguard Ftse Europe ETF Reduce -7.1% 2.53% −0.17
BNDX Vanguard Total Intl Bond ETF Reduce -0.2% 1.92% −0.15
TLTD NT Dev Exus Ftilt ETF Reduce -46.8% 0.18% −0.15
TILT NT Mstar US Ftilt ETF Reduce -31.4% 0.30% −0.14
VEU Vanguard Ftse All-World Ex-U Reduce -4.7% 3.45% −0.12
VXUS Vanguard Total Intl Stock Reduce -5.4% 2.63% −0.10
AVDV Avantis Intl S/C Value ETF Reduce -9.9% 1.29% −0.09
SUB iShares Short-Term National Reduce -61.3% 0.05% −0.08
VEA Vanguard Ftse Developed ETF Reduce -5.4% 2.57% −0.08
SHY iShares 1-3 Year Treasury Bo Reduce -7.3% 0.37% −0.07
EFV iShares MSCI Eafe Value ETF Reduce -15.7% 0.31% −0.06
VWO Vanguard Ftse Emerging Marke Reduce -2.9% 1.82% −0.06
IVE iShares S&P 500 Value ETF Reduce -5.8% 0.38% −0.05
WTMF Wisdomtree MGD Futures Strat Reduce -25.0% 0.10% −0.04
MUB iShares National Muni Bond E Reduce -58.9% 0.02% −0.04
TLTE NT Emg MKTS Ftilt ETF Reduce -52.8% 0.03% −0.03
GWX State Street SPDR S&P Intern Sold out 0.00% −0.03
EFA iShares MSCI Eafe ETF Reduce -16.8% 0.17% −0.03
TPLC Timothy PLN US LRG/Mid Cap Sold out 0.00% −0.03
TPIF Timothy Plan Intl ETF Sold out 0.00% −0.03
RWO State Street SPDR Dow Jones Reduce -39.1% 0.03% −0.03
DFIC Dimensional International Co. Reduce -3.1% 2.50% −0.02
TPSC Timothy Plan US Small Cap Co. Sold out 0.00% −0.02
SPIP SS SPDR P Tips ETF Sold out 0.00% −0.02
EEM iShares MSCI Emerging Market Reduce -12.2% 0.10% −0.01
SCZ iShares MSCI Eafe Small-Cap Reduce -14.1% 0.10% −0.01
IVV iShares Core S&P 500 ETF Reduce -6.0% 0.18% −0.01
HYG Ishr Ibx Usd Hiyld CB ETF-Ui Reduce -31.5% 0.01% −0.01
AOA iShares Core 80/20 Aggressiv Reduce -16.1% 0.03% −0.01
DIHP Dimensional International Hi Reduce -0.6% 0.98% −0.00
IEFA iShares Core MSCI Eafe ETF Reduce -8.9% 0.02% −0.00
DISV Dimensional International SM Reduce -3.8% 0.17% −0.00
ITOT iShares Core S&P Total U.S. Reduce -5.0% 0.02% −0.00
AOR iShares Core 60/40 Balanced Reduce -0.9% 0.02% −0.00
IEMG iShares Core MSCI Emerging Reduce -6.1% 0.01% −0.00
DGS Wisdomtree Em Small Cap Reduce -3.6% 0.59% +0.00
IWC iShares Micro-Cap ETF Reduce -0.5% 0.18% +0.01
VSS Vanguard Ftse All Wo X-US SC Reduce -5.5% 2.74% +0.01
VPL Vanguard Ftse Pacific ETF Reduce -3.1% 2.62% +0.01
DFIS Dimensional International SM Reduce -3.8% 1.76% +0.03

Portfolio Buys Q1 2025 → Q2 2025

VB Vanguard Most SM-Cap ETF-Usd Add +8.5% 6.13% +0.35
VTI VG Morningstar TS MKT ETF-US Add +3.9% 6.95% +0.34
VOO Vanguard S&P 500 ETF Add +4.3% 6.13% +0.32
DFAC Dimensional US Core Equity 2 Add +9.4% 3.34% +0.27
TIPX SS SPDR BB 1-10YR Tips ETF New 0.24% +0.24
STPZ PIMCO 1-5 Year US Tips Index New 0.24% +0.24
VBR Vngrd Mrngst SL-CP Val ETF-U Add +7.5% 7.09% +0.20
DUHP Dimensional US High Profi Et Add +9.2% 2.68% +0.18
IAGG iShares Intl Aggregate Bond New 0.13% +0.13
GCOW Pacer Global Cash Cows Divid New 0.10% +0.10
IETC iShares U.S. Tech Independen New 0.10% +0.10
MGK Vngrd Mrgstr MG CP GR ETF-Ui New 0.10% +0.10
PNQI Invesco Nasdaq Internet ETF New 0.09% +0.09
FXU First Trust Utilities Alphad New 0.07% +0.07
CAH Cardinal Health Inc. New 0.06% +0.06
PLTR Palantir Technologies Inc. Class A New 0.05% +0.05
SGOL Abrdn Physical Gold Shares New 0.05% +0.05
LVHI Franklin International Low V New 0.05% +0.05
SPLV Invesco S&P 500 Low Volatili New 0.05% +0.05
LGLV SPDR US LC Low Vol Idx New 0.05% +0.05
BRK.B Berkshire Hathaway Inc. Class B New 0.05% +0.05
CIBR First Trust Nasdaq Cybersecu New 0.04% +0.04
EINC Vaneck Energy Income ETF New 0.04% +0.04
VRSN Verisign Inc. New 0.04% +0.04
FTNT Fortinet Inc. New 0.04% +0.04
IAK iShares U.S. Insurance ETF New 0.04% +0.04
DFAS Dimensional US Small Cap ETF Add +12.9% 0.39% +0.04
DFAT Dimensional US Target Value Add +14.5% 0.39% +0.03
DG Dollar General Corp. New 0.03% +0.03
HWM Howmet Aerospace Inc. New 0.03% +0.03
NFLX Netflix Inc. New 0.03% +0.03
GDX Vaneck Gold Miners ETF New 0.03% +0.03
RTX RTX Corp. New 0.03% +0.03
FFIV F5 Inc. New 0.03% +0.03
DFAE Dimensional Emerging Core Eq Add +1.1% 0.82% +0.03
FXE Invesco Currencyshares Euro New 0.03% +0.03
FXF Invesco Currencyshares Swiss New 0.03% +0.03
MCK McKesson Corp. New 0.02% +0.02
CVS CVS Health Corp. New 0.02% +0.02
PLMR Palomar Holdings Inc. New 0.02% +0.02
CHKP Check Point Software Tech New 0.02% +0.02
KR Kroger Co. New 0.02% +0.02
CCOR Core Alternative ETF New 0.02% +0.02
PPC Pilgrim's Pride Corp. New 0.02% +0.02
COST Costco Wholesale Corp. New 0.02% +0.02
BKNG Booking Holdings Inc. New 0.02% +0.02
GOOGL Alphabet Inc. Class A New 0.01% +0.01
GLD SPDR Gold Shares New 0.01% +0.01
DOCU Docusign Inc. New 0.01% +0.01
VT Vanguard Tot World STK ETF Add +4.7% 0.14% +0.01

All Filings

QuarterPositions13F Reported ValueTop Holdings
Q1 2026 58$1.4BBND, BIV, VTI, VOO, VTV
Q4 2025Amended 58$1.7BVTI, VBR, VOO, BND, VTV
Q3 2025 58$1.8BVBR, VTI, VOO, BND, VB
Q2 2025 96$1.7BVBR, VTI, BND, VOO, VB
Q1 2025Amended 61$1.5BVBR, BND, VTI, BIV, VTV
Q4 2024 66$1.6BVBR, VTI, BND, BIV, VOO
Q3 2024 66$1.6BVBR, VTI, BND, VB, VTV
Q2 2024 66$1.5BVBR, VTI, BND, VB, VOO
Q1 2024 68$1.6BVBR, VTI, VB, VTV, BND