Efficient Advisors, LLC
In its 13F for Q3 2025 (holdings as of September 30, 2025, filed November 10, 2025), Efficient Advisors, LLC reported 58 stock positions worth $1.8 billion. Its top holding was Vngrd Mrngst SL-CP Val ETF-U (VBR) at 7.2% of the portfolio, followed by VG Morningstar TS MKT ETF-US (VTI, 7.1%) and Vanguard S&P 500 ETF (VOO, 6.3%). Compared with Q2 2025, it opened 2 new positions, sold out of 40, added to 29 and reduced 27. The biggest buy was Vanguard S&P 500 ETF (VOO, shares +1%) and the biggest sale an exit from SS SPDR BB 1-10YR Tips ETF (TIPX).
- Most Recent 13F
- Q1 2026
- Location
- BEAVERTON, OR
- CIK
- 0001542164
- Portfolio Value
- $1.8B (Q3 2025)
- SEC Filing
- 0001542164-25-000003 ↗ filed Nov 10, 2025
Holdings Value
Holdings 58 stocks · $1.8B
| VBR Vngrd Mrngst SL-CP Val ETF-U | 7.24% | 615,422 | $128.4M | Add +0.8% |
| VTI VG Morningstar TS MKT ETF-US | 7.12% | 384,885 | $126.3M | Add +0.3% |
| VOO Vanguard S&P 500 ETF | 6.33% | 183,356 | $112.3M | Add +1.2% |
| BND Vanguard Total Bond Market | 6.32% | 1,507,023 | $112.1M | Add +3.3% |
| VB Vanguard Most SM-Cap ETF-Usd | 6.31% | 440,196 | $111.9M | Add +1.4% |
| VTV Vanguard Mrngstr Val ETF-Aui | 6.17% | 586,881 | $109.4M | Add +3.2% |
| BIV Vanguard Intermediate-Term B | 6.01% | 1,364,931 | $106.6M | Add +6.8% |
| BSV Vanguard Short-Term Bond ETF | 3.74% | 842,022 | $66.4M | Add +6.3% |
| VEU Vanguard Ftse All-World Ex-U | 3.59% | 891,577 | $63.6M | Add +3.4% |
| AGG iShares Core U.S. Aggregate | 3.51% | 620,891 | $62.2M | Add +2.2% |
| DFAC Dimensional US Core Equity 2 | 3.48% | 1,601,452 | $61.8M | Add +2.3% |
| VNQ Vanguard Real Estate ETF | 3.04% | 589,426 | $53.9M | Add +6.8% |
| DUHP Dimensional US High Profi Et | 2.81% | 1,322,236 | $49.9M | Add +4.5% |
| VSS Vanguard Ftse All Wo X-US SC | 2.77% | 345,432 | $49.2M | Add +0.9% |
| VXUS Vanguard Total Intl Stock | 2.69% | 650,241 | $47.8M | Add +1.5% |
| VPL Vanguard Ftse Pacific ETF | 2.64% | 533,141 | $46.8M | Reduce -0.3% |
| VEA Vanguard Ftse Developed ETF | 2.64% | 780,934 | $46.8M | Add +3.1% |
| VGK Vanguard Ftse Europe ETF | 2.61% | 580,918 | $46.4M | Add +6.1% |
| DFIC Dimensional International Co. | 2.59% | 1,400,170 | $45.9M | Add +3.6% |
| BNDX Vanguard Total Intl Bond ETF | 1.98% | 709,505 | $35.1M | Add +9.2% |
| VTIP Vanguard Short-Term Tips | 1.98% | 693,104 | $35.1M | Add +9.1% |
| VCSH Vanguard S/T Corp. Bond ETF | 1.98% | 438,956 | $35.1M | Add +8.8% |
| VWO Vanguard Ftse Emerging Marke | 1.93% | 632,107 | $34.2M | Add +2.5% |
| DFIS Dimensional International SM | 1.79% | 1,004,044 | $31.8M | Add +1.5% |
| VGSH Vanguard Short-Term Treasury | 1.32% | 397,023 | $23.4M | Add +6.7% |
| AVDV Avantis Intl S/C Value ETF | 1.26% | 252,143 | $22.4M | Reduce -7.5% |
| DIHP Dimensional International Hi | 1.03% | 601,778 | $18.3M | Add +7.5% |
| DFAE Dimensional Emerging Core Eq | 0.88% | 497,509 | $15.7M | Add +4.4% |
| DGS Wisdomtree Em Small Cap | 0.58% | 179,319 | $10.2M | Reduce -0.9% |
| DFAT Dimensional US Target Value | 0.48% | 144,916 | $8.4M | Add +18.5% |
| DFAS Dimensional US Small Cap ETF | 0.47% | 122,418 | $8.4M | Add +19.7% |
| SHY iShares 1-3 Year Treasury Bo | 0.35% | 75,697 | $6.3M | Reduce -0.3% |
| IVE iShares S&P 500 Value ETF | 0.34% | 28,944 | $6.0M | Reduce -11.1% |
| EFV iShares MSCI Eafe Value ETF | 0.27% | 71,249 | $4.8M | Reduce -12.1% |
| TILT NT Mstar US Ftilt ETF | 0.24% | 17,532 | $4.2M | Reduce -21.3% |
| DISV Dimensional International SM | 0.21% | 103,089 | $3.7M | Add +17.3% |
| IWC iShares Micro-Cap ETF | 0.17% | 19,683 | $2.9M | Reduce -16.2% |
| IVV iShares Core S&P 500 ETF | 0.16% | 4,188 | $2.8M | Reduce -12.4% |
| EFA iShares MSCI Eafe ETF | 0.15% | 27,620 | $2.6M | Reduce -11.0% |
| TLTD NT Dev Exus Ftilt ETF | 0.14% | 27,304 | $2.4M | Reduce -24.7% |
| VT Vanguard Tot World STK ETF | 0.13% | 16,938 | $2.3M | Reduce -7.8% |
| EEM iShares MSCI Emerging Market | 0.09% | 30,854 | $1.6M | Reduce -12.2% |
| SCZ iShares MSCI Eafe Small-Cap | 0.09% | 21,052 | $1.6M | Reduce -12.9% |
| WTMF Wisdomtree MGD Futures Strat | 0.08% | 37,527 | $1.4M | Reduce -19.7% |
| JPM JPMorgan Chase & Co. | 0.04% | 2,214 | $698K | New |
| IWL iShares Russell Top 200 ETF | 0.04% | 3,768 | $626K | Reduce -6.5% |
| SUB iShares Short-Term National | 0.03% | 5,598 | $598K | Reduce -22.3% |
| VV Vngrd Mrgstr LRG-Cap ETF-Usd | 0.03% | 1,823 | $561K | Reduce -6.7% |
| RWO State Street SPDR Dow Jones | 0.03% | 10,172 | $466K | Reduce -17.3% |
| AOA iShares Core 80/20 Aggressiv | 0.03% | 5,259 | $464K | Reduce -17.2% |
| TLTE NT Emg MKTS Ftilt ETF | 0.02% | 6,463 | $408K | Reduce -30.3% |
| IEFA iShares Core MSCI Eafe ETF | 0.02% | 4,329 | $378K | Reduce -3.8% |
| AOM iShares Core 40/60 Moderate | 0.02% | 7,611 | $362K | New |
| ITOT iShares Core S&P Total U.S. | 0.02% | 2,247 | $327K | Reduce -13.7% |
| MUB iShares National Muni Bond E | 0.02% | 2,775 | $296K | Reduce -19.4% |
| GLD SPDR Gold Shares | 0.01% | 676 | $240K | Reduce -0.1% |
| IEMG iShares Core MSCI Emerging | 0.01% | 3,600 | $237K | Reduce -6.1% |
| AOR iShares Core 60/40 Balanced | 0.01% | 3,508 | $226K | Reduce -25.3% |
Portfolio Sells Q2 2025 → Q3 2025
| TIPX SS SPDR BB 1-10YR Tips ETF | Sold out | 0.00% | −0.24 |
| STPZ PIMCO 1-5 Year US Tips Index | Sold out | 0.00% | −0.24 |
| IAGG iShares Intl Aggregate Bond | Sold out | 0.00% | −0.13 |
| GCOW Pacer Global Cash Cows Divid | Sold out | 0.00% | −0.10 |
| IETC iShares U.S. Tech Independen | Sold out | 0.00% | −0.10 |
| MGK Vngrd Mrgstr MG CP GR ETF-Ui | Sold out | 0.00% | −0.10 |
| PNQI Invesco Nasdaq Internet ETF | Sold out | 0.00% | −0.09 |
| FXU First Trust Utilities Alphad | Sold out | 0.00% | −0.07 |
| TILT NT Mstar US Ftilt ETF | Reduce -21.3% | 0.24% | −0.06 |
| CAH Cardinal Health Inc. | Sold out | 0.00% | −0.06 |
| PLTR Palantir Technologies Inc. Class A | Sold out | 0.00% | −0.05 |
| SGOL Abrdn Physical Gold Shares | Sold out | 0.00% | −0.05 |
| LVHI Franklin International Low V | Sold out | 0.00% | −0.05 |
| SPLV Invesco S&P 500 Low Volatili | Sold out | 0.00% | −0.05 |
| LGLV SPDR US LC Low Vol Idx | Sold out | 0.00% | −0.05 |
| BRK.B Berkshire Hathaway Inc. Class B | Sold out | 0.00% | −0.05 |
| TLTD NT Dev Exus Ftilt ETF | Reduce -24.7% | 0.14% | −0.04 |
| IVE iShares S&P 500 Value ETF | Reduce -11.1% | 0.34% | −0.04 |
| CIBR First Trust Nasdaq Cybersecu | Sold out | 0.00% | −0.04 |
| EINC Vaneck Energy Income ETF | Sold out | 0.00% | −0.04 |
| VRSN Verisign Inc. | Sold out | 0.00% | −0.04 |
| FTNT Fortinet Inc. | Sold out | 0.00% | −0.04 |
| IAK iShares U.S. Insurance ETF | Sold out | 0.00% | −0.04 |
| EFV iShares MSCI Eafe Value ETF | Reduce -12.1% | 0.27% | −0.03 |
| DG Dollar General Corp. | Sold out | 0.00% | −0.03 |
| HWM Howmet Aerospace Inc. | Sold out | 0.00% | −0.03 |
| NFLX Netflix Inc. | Sold out | 0.00% | −0.03 |
| GDX Vaneck Gold Miners ETF | Sold out | 0.00% | −0.03 |
| RTX RTX Corp. | Sold out | 0.00% | −0.03 |
| FFIV F5 Inc. | Sold out | 0.00% | −0.03 |
| FXE Invesco Currencyshares Euro | Sold out | 0.00% | −0.03 |
| FXF Invesco Currencyshares Swiss | Sold out | 0.00% | −0.03 |
| MCK McKesson Corp. | Sold out | 0.00% | −0.02 |
| CVS CVS Health Corp. | Sold out | 0.00% | −0.02 |
| PLMR Palomar Holdings Inc. | Sold out | 0.00% | −0.02 |
| CHKP Check Point Software Tech | Sold out | 0.00% | −0.02 |
| KR Kroger Co. | Sold out | 0.00% | −0.02 |
| CCOR Core Alternative ETF | Sold out | 0.00% | −0.02 |
| PPC Pilgrim's Pride Corp. | Sold out | 0.00% | −0.02 |
| COST Costco Wholesale Corp. | Sold out | 0.00% | −0.02 |
| AVDV Avantis Intl S/C Value ETF | Reduce -7.5% | 1.26% | −0.02 |
| SHY iShares 1-3 Year Treasury Bo | Reduce -0.3% | 0.35% | −0.02 |
| BKNG Booking Holdings Inc. | Sold out | 0.00% | −0.02 |
| EFA iShares MSCI Eafe ETF | Reduce -11.0% | 0.15% | −0.02 |
| IVV iShares Core S&P 500 ETF | Reduce -12.4% | 0.16% | −0.02 |
| WTMF Wisdomtree MGD Futures Strat | Reduce -19.7% | 0.08% | −0.02 |
| DGS Wisdomtree Em Small Cap | Reduce -0.9% | 0.58% | −0.02 |
| SCZ iShares MSCI Eafe Small-Cap | Reduce -12.9% | 0.09% | −0.01 |
| IWC iShares Micro-Cap ETF | Reduce -16.2% | 0.17% | −0.01 |
| GOOGL Alphabet Inc. Class A | Sold out | 0.00% | −0.01 |
Portfolio Buys Q2 2025 → Q3 2025
| VOO Vanguard S&P 500 ETF | Add +1.2% | 6.33% | +0.20 |
| VB Vanguard Most SM-Cap ETF-Usd | Add +1.4% | 6.31% | +0.18 |
| VTV Vanguard Mrngstr Val ETF-Aui | Add +3.2% | 6.17% | +0.18 |
| VTI VG Morningstar TS MKT ETF-US | Add +0.3% | 7.12% | +0.17 |
| VBR Vngrd Mrngst SL-CP Val ETF-U | Add +0.8% | 7.24% | +0.15 |
| DFAC Dimensional US Core Equity 2 | Add +2.3% | 3.48% | +0.14 |
| DUHP Dimensional US High Profi Et | Add +4.5% | 2.81% | +0.14 |
| VEU Vanguard Ftse All-World Ex-U | Add +3.4% | 3.59% | +0.14 |
| BIV Vanguard Intermediate-Term B | Add +6.8% | 6.01% | +0.12 |
| VWO Vanguard Ftse Emerging Marke | Add +2.5% | 1.93% | +0.11 |
| VNQ Vanguard Real Estate ETF | Add +6.8% | 3.04% | +0.11 |
| VGK Vanguard Ftse Europe ETF | Add +6.1% | 2.61% | +0.09 |
| DFIC Dimensional International Co. | Add +3.6% | 2.59% | +0.09 |
| DFAS Dimensional US Small Cap ETF | Add +19.7% | 0.47% | +0.08 |
| DFAT Dimensional US Target Value | Add +18.5% | 0.48% | +0.08 |
| VTIP Vanguard Short-Term Tips | Add +9.1% | 1.98% | +0.08 |
| VCSH Vanguard S/T Corp. Bond ETF | Add +8.8% | 1.98% | +0.07 |
| VEA Vanguard Ftse Developed ETF | Add +3.1% | 2.64% | +0.07 |
| DFAE Dimensional Emerging Core Eq | Add +4.4% | 0.88% | +0.06 |
| BNDX Vanguard Total Intl Bond ETF | Add +9.2% | 1.98% | +0.06 |
| VXUS Vanguard Total Intl Stock | Add +1.5% | 2.69% | +0.06 |
| DIHP Dimensional International Hi | Add +7.5% | 1.03% | +0.05 |
| JPM JPMorgan Chase & Co. | New | 0.04% | +0.04 |
| VSS Vanguard Ftse All Wo X-US SC | Add +0.9% | 2.77% | +0.04 |
| DISV Dimensional International SM | Add +17.3% | 0.21% | +0.04 |
| DFIS Dimensional International SM | Add +1.5% | 1.79% | +0.03 |
| BSV Vanguard Short-Term Bond ETF | Add +6.3% | 3.74% | +0.03 |
| AOM iShares Core 40/60 Moderate | New | 0.02% | +0.02 |
| VGSH Vanguard Short-Term Treasury | Add +6.7% | 1.32% | +0.01 |
| AGG iShares Core U.S. Aggregate | Add +2.2% | 3.51% | −0.08 |
| BND Vanguard Total Bond Market | Add +3.3% | 6.32% | −0.08 |
All Filings
| Quarter | Positions | 13F Reported Value | Top Holdings |
|---|---|---|---|
| Q1 2026 | 58 | $1.4B | BND, BIV, VTI, VOO, VTV |
| Q4 2025Amended | 58 | $1.7B | VTI, VBR, VOO, BND, VTV |
| Q3 2025 | 58 | $1.8B | VBR, VTI, VOO, BND, VB |
| Q2 2025 | 96 | $1.7B | VBR, VTI, BND, VOO, VB |
| Q1 2025Amended | 61 | $1.5B | VBR, BND, VTI, BIV, VTV |
| Q4 2024 | 66 | $1.6B | VBR, VTI, BND, BIV, VOO |
| Q3 2024 | 66 | $1.6B | VBR, VTI, BND, VB, VTV |
| Q2 2024 | 66 | $1.5B | VBR, VTI, BND, VB, VOO |
| Q1 2024 | 68 | $1.6B | VBR, VTI, VB, VTV, BND |